All In Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
All In Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | All In Federal Credit Union 238 Virginia Avenue Daleville, AL 36322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,372 |
| Total Mortgage Loan Application Amount | $317,750,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $1,915,000 |
| Average Applicant Income | $141,400 |
| Highest Applicant Income | $9,688,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with All In Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing All In Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down All In Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how All In Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by All In Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at All In Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Alabama | 395 | $ 45,995,000 | $ 116,000 | $ 111,000 |
| Mobile County Alabama | 276 | $ 23,110,000 | $ 83,000 | $ 121,000 |
| Coffee County Alabama | 223 | $ 20,565,000 | $ 92,000 | $ 109,000 |
| Dale County Alabama | 160 | $ 11,690,000 | $ 73,000 | $ 81,000 |
| Walton County Florida | 136 | $ 23,030,000 | $ 169,000 | $ 145,000 |
| Baldwin County Alabama | 73 | $ 13,935,000 | $ 190,000 | $ 245,000 |
| Covington County Alabama | 70 | $ 6,350,000 | $ 90,000 | $ 77,000 |
| Geneva County Alabama | 59 | $ 5,395,000 | $ 91,000 | $ 93,000 |
| Okaloosa County Florida | 56 | $ 8,340,000 | $ 148,000 | $ 168,000 |
| Cullman County Alabama | 45 | $ 14,215,000 | $ 315,000 | $ 355,000 |
| Henry County Alabama | 44 | $ 4,240,000 | $ 96,000 | $ 101,000 |
| Bay County Florida | 43 | $ 9,825,000 | $ 228,000 | $ 188,000 |
| Lee County Florida | 35 | $ 10,935,000 | $ 312,000 | $ 298,000 |
| Chilton County Alabama | 32 | $ 7,860,000 | $ 245,000 | $ 336,000 |
| Pike County Alabama | 32 | $ 3,070,000 | $ 95,000 | $ 123,000 |
| Talladega County Alabama | 25 | $ 6,385,000 | $ 255,000 | $ 702,000 |
| Shelby County Alabama | 19 | $ 2,905,000 | $ 152,000 | $ 300,000 |
| Montgomery County Alabama | 14 | $ 3,060,000 | $ 218,000 | $ 71,000 |
| Madison County Alabama | 13 | $ 2,615,000 | $ 201,000 | $ 262,000 |
| Walker County Alabama | 13 | $ 3,715,000 | $ 285,000 | $ 623,000 |
| Jackson County Florida | 12 | $ 1,030,000 | $ 85,000 | $ 78,000 |
| Barbour County Alabama | 11 | $ 1,235,000 | $ 112,000 | $ 87,000 |
| Escambia County Florida | 11 | $ 1,215,000 | $ 110,000 | $ 175,000 |
| Morgan County Alabama | 10 | $ 2,270,000 | $ 227,000 | $ 287,000 |
| Autauga County Alabama | 9 | $ 1,395,000 | $ 155,000 | $ 91,000 |
| Holmes County Florida | 9 | $ 645,000 | $ 71,000 | $ 102,000 |
| Santa Rosa County Florida | 9 | $ 925,000 | $ 102,000 | $ 165,000 |
| Escambia County Alabama | 8 | $ 400,000 | $ 50,000 | $ 129,000 |
| Los Angeles County California | 8 | $ 1,960,000 | $ 245,000 | $ 225,000 |
| Calhoun County Alabama | 7 | $ 1,895,000 | $ 270,000 | $ 287,000 |
| Crenshaw County Alabama | 7 | $ 535,000 | $ 76,000 | $ 95,000 |
| Duval County Florida | 7 | $ 1,155,000 | $ 165,000 | $ 137,000 |
| Polk County Florida | 7 | $ 555,000 | $ 79,000 | $ 76,000 |
| Shelby County Tennessee | 7 | $ 295,000 | $ 42,000 | $ 447,000 |
| Cobb County Georgia | 6 | $ 1,000,000 | $ 166,000 | $ 85,000 |
| Jefferson County Alabama | 5 | $ 445,000 | $ 89,000 | $ 113,000 |
| Washington County Alabama | 5 | $ 315,000 | $ 63,000 | $ 123,000 |
| Charlotte County Florida | 5 | $ 2,215,000 | $ 443,000 | $ 189,000 |
| San Diego County California | 4 | $ 1,130,000 | $ 282,000 | $ 214,000 |
| Marion County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 351,000 |
| Miami-Dade County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 115,000 |
| Pasco County Florida | 4 | $ 460,000 | $ 115,000 | $ 66,000 |
| Chatham County Georgia | 4 | $ 750,000 | $ 187,000 | $ 108,000 |
| Jackson County Mississippi | 4 | $ 250,000 | $ 62,000 | $ 111,000 |
| Bergen County New Jersey | 4 | $ 1,640,000 | $ 410,000 | $ 204,000 |
| Conecuh County Alabama | 3 | $ 125,000 | $ 41,000 | $ 63,000 |
| Alameda County California | 3 | $ 685,000 | $ 228,000 | $ 182,000 |
| Contra Costa County California | 3 | $ 575,000 | $ 191,000 | $ 227,000 |
| San Bernardino County California | 3 | $ 615,000 | $ 205,000 | $ 133,000 |
| San Mateo County California | 3 | $ 845,000 | $ 281,000 | $ 153,000 |
| Santa Clara County California | 3 | $ 835,000 | $ 278,000 | $ 268,000 |
| Broward County Florida | 3 | $ 695,000 | $ 231,000 | $ 77,000 |
| Calhoun County Florida | 3 | $ 375,000 | $ 125,000 | $ 88,000 |
| Leon County Florida | 3 | $ 165,000 | $ 55,000 | $ 111,000 |
| Orange County Florida | 3 | $ 515,000 | $ 171,000 | $ 165,000 |
| Palm Beach County Florida | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Pinellas County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 286,000 |
| St. Johns County Florida | 3 | $ 615,000 | $ 205,000 | $ 140,000 |
| Washington County Florida | 3 | $ 485,000 | $ 161,000 | $ 75,000 |
| Cherokee County Georgia | 3 | $ 765,000 | $ 255,000 | $ 231,000 |
| Early County Georgia | 3 | $ 405,000 | $ 135,000 | $ 109,000 |
| Gwinnett County Georgia | 3 | $ 285,000 | $ 95,000 | $ 161,000 |
| Madison County Mississippi | 3 | $ 535,000 | $ 178,000 | $ 313,000 |
| Clarke County Alabama | 2 | $ 40,000 | $ 20,000 | $ 96,000 |
| Lee County Alabama | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Limestone County Alabama | 2 | $ 580,000 | $ 290,000 | $ 176,000 |
| Russell County Alabama | 2 | $ 60,000 | $ 30,000 | $ 59,000 |
| Tuscaloosa County Alabama | 2 | $ 100,000 | $ 50,000 | $ 173,000 |
| Placer County California | 2 | $ 460,000 | $ 230,000 | $ 997,000 |
| Riverside County California | 2 | $ 560,000 | $ 280,000 | $ 129,000 |
| Sacramento County California | 2 | $ 300,000 | $ 150,000 | $ 127,000 |
| San Francisco County California | 2 | $ 640,000 | $ 320,000 | $ 334,000 |
| Arapahoe County Colorado | 2 | $ 520,000 | $ 260,000 | $ 355,000 |
| Hendry County Florida | 2 | $ 600,000 | $ 300,000 | $ 56,000 |
| Lake County Florida | 2 | $ 140,000 | $ 70,000 | $ 78,000 |
| St. Lucie County Florida | 2 | $ 210,000 | $ 105,000 | $ 147,000 |
| Volusia County Florida | 2 | $ 50,000 | $ 25,000 | $ 32,000 |
| Carroll County Georgia | 2 | $ 570,000 | $ 285,000 | $ 170,000 |
| Decatur County Georgia | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Muscogee County Georgia | 2 | $ 270,000 | $ 135,000 | $ 468,000 |
| Cook County Illinois | 2 | $ 140,000 | $ 70,000 | $ 200,000 |
| Tangipahoa County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Kent County Michigan | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Greene County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 133,000 |
| Rankin County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 565,000 |
| Summit County Ohio | 2 | $ 240,000 | $ 120,000 | $ 122,000 |
| Brazoria County Texas | 2 | $ 320,000 | $ 160,000 | $ 294,000 |
| Denton County Texas | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Tarrant County Texas | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Williamson County Texas | 2 | $ 630,000 | $ 315,000 | $ 483,000 |
| Salt Lake County Utah | 2 | $ 490,000 | $ 245,000 | $ 340,000 |
| Sevier County Utah | 2 | $ 470,000 | $ 235,000 | $ 193,000 |
| Loudoun County Virginia | 2 | $ 600,000 | $ 300,000 | $ 166,000 |
| Grant County Washington | 2 | $ 850,000 | $ 425,000 | $ 264,000 |
| King County Washington | 2 | $ 630,000 | $ 315,000 | $ 210,000 |
| Blount County Alabama | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Bullock County Alabama | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Elmore County Alabama | 1 | $ 175,000 | $ 175,000 | $ 255,000 |
| Etowah County Alabama | 1 | $ 555,000 | $ 555,000 | $ 65,000 |
| Jackson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| St. Clair County Alabama | 1 | $ 35,000 | $ 35,000 | $ 573,000 |
| Wilcox County Alabama | 1 | $ 115,000 | $ 115,000 | $ 174,000 |
| Pulaski County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 573,000 |
| Fresno County California | 1 | $ 285,000 | $ 285,000 | $ 1,020,000 |
| Orange County California | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Santa Barbara County California | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Santa Cruz County California | 1 | $ 275,000 | $ 275,000 | $ 378,000 |
| Shasta County California | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Stanislaus County California | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Tuolumne County California | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Adams County Colorado | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| El Paso County Colorado | 1 | $ 285,000 | $ 285,000 | $ 259,000 |
| La Plata County Colorado | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| Park County Colorado | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Weld County Colorado | 1 | $ 445,000 | $ 445,000 | $ 144,000 |
| Hartford County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| New Haven County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Sussex County Delaware | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Brevard County Florida | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Gulf County Florida | 1 | $ 805,000 | $ 805,000 | $ 102,000 |
| Highlands County Florida | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Manatee County Florida | 1 | $ 425,000 | $ 425,000 | $ 257,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Dougherty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Effingham County Georgia | 1 | $ 135,000 | $ 135,000 | $ 159,000 |
| Fayette County Georgia | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Floyd County Georgia | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Fulton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 84,000 |
| Gordon County Georgia | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Hall County Georgia | 1 | $ 55,000 | $ 55,000 | $ 169,000 |
| Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Houston County Georgia | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Newton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Paulding County Georgia | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Rockdale County Georgia | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Seminole County Georgia | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Whitfield County Georgia | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Honolulu County Hawaii | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Ada County Idaho | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Hendricks County Indiana | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
| Lake County Indiana | 1 | $ 105,000 | $ 105,000 | $ 460,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 191,000 |
| Story County Iowa | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Franklin County Kansas | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Bossier County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| East Baton Rouge County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 86,000 |
| Lafayette County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 391,000 |
| Rapides County Louisiana | 1 | $ 455,000 | $ 455,000 | $ 89,000 |
| St. Bernard County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Prince George's County Maryland | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Middlesex County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Norfolk County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Genesee County Michigan | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Jackson County Michigan | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Muskegon County Michigan | 1 | $ 425,000 | $ 425,000 | $ 98,000 |
| Anoka County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 249,000 |
| Hennepin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Olmsted County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 62,000 |
| George County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 136,000 |
| Harrison County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Warren County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| Jackson County Missouri | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Washoe County Nevada | 1 | $ 1,205,000 | $ 1,205,000 | $ 61,000 |
| Rockingham County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 246,000 |
| Morris County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 395,000 |
| Sussex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Union County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 231,000 |
| Dutchess County New York | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Queens County New York | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 206,000 |
| Richland County North Dakota | 1 | $ 385,000 | $ 385,000 | $ 620,000 |
| Butler County Ohio | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
| Lake County Ohio | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Perry County Ohio | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Putnam County Ohio | 1 | $ 265,000 | $ 265,000 | $ 290,000 |
| Oklahoma County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Clackamas County Oregon | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Marion County Oregon | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Cumberland County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 2,600,000 |
| Dauphin County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 496,000 |
| Schuylkill County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Providence County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 247,000 |
| Charleston County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Florence County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 238,000 |
| Sumter County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Bradley County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Hamilton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Montgomery County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 36,000 |
| Rutherford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Sullivan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Sumner County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Bell County Texas | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| El Paso County Texas | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Harris County Texas | 1 | $ 325,000 | $ 325,000 | $ 251,000 |
| Davis County Utah | 1 | $ 255,000 | $ 255,000 | $ 288,000 |
| Fairfax County Virginia | 1 | $ 215,000 | $ 215,000 | $ 158,000 |
| New Kent County Virginia | 1 | $ 305,000 | $ 305,000 | $ 244,000 |
| Pierce County Washington | 1 | $ 265,000 | $ 265,000 | $ 193,000 |
Mortgage Loan Application Detail Totals for All In Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 859 | $189,225,000 | $220,000 | $1,405,000 | $207,000 | $3,725,000 |
| Other Purpose | 763 | $57,555,000 | $75,000 | $805,000 | $133,000 | $9,688,000 |
| Home Improvement | 535 | $39,295,000 | $73,000 | $455,000 | $116,000 | $1,781,000 |
| Cash-out Refinancing | 141 | $20,265,000 | $143,000 | $1,505,000 | $126,000 | $981,000 |
| Refinancing | 74 | $11,410,000 | $154,000 | $1,915,000 | $125,000 | $996,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,332 | $180,640,000 | $135,000 | $1,205,000 | $156,000 | $6,600,000 |
| Not Provided | 430 | $51,460,000 | $119,000 | $1,405,000 | $161,000 | $9,688,000 |
| Black or African American | 351 | $31,625,000 | $90,000 | $455,000 | $99,000 | $900,000 |
| Hispanic | 108 | $15,900,000 | $147,000 | $755,000 | $126,000 | $590,000 |
| Asian | 85 | $21,095,000 | $248,000 | $475,000 | $324,000 | $1,148,000 |
| Not applicable | 29 | $8,715,000 | $300,000 | $1,915,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $2,210,000 | $157,000 | $275,000 | $105,000 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $140,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,366 | $316,650,000 | $133,000 | $1,915,000 | $155,000 | $9,688,000 |
| FHA-insured (Federal Housing Administration) | 4 | $610,000 | $152,000 | $435,000 | $88,000 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $490,000 | $245,000 | $265,000 | $76,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,127 | $143,195,000 | $127,000 | $1,915,000 | $184,000 | $3,725,000 |
| Application Denied By Financial Institution | 628 | $57,890,000 | $92,000 | $1,505,000 | $103,000 | $6,600,000 |
| Application Withdrawn By Applicant | 325 | $60,775,000 | $187,000 | $1,405,000 | $194,000 | $9,688,000 |
| Preapproval Denied by Financial Institution | 213 | $48,365,000 | $227,000 | $1,205,000 | $121,000 | $1,500,000 |
| File Closed For Incompleteness | 45 | $4,665,000 | $103,000 | $425,000 | $97,000 | $309,000 |
| Application Approved But Not Accepted | 33 | $2,385,000 | $72,000 | $255,000 | $93,000 | $273,000 |
| Preapproval Approved but not Accepted | 1 | $475,000 | $475,000 | $475,000 | $399,000 | $399,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,531 | $211,495,000 | $138,000 | $1,915,000 | $182,000 | $9,688,000 |
| Credit History | 264 | $18,550,000 | $70,000 | $455,000 | $87,000 | $1,812,000 |
| Credit Application Incomplete | 204 | $34,920,000 | $171,000 | $1,205,000 | $152,000 | $6,600,000 |
| Debt-To-Income Ratio | 163 | $25,775,000 | $158,000 | $555,000 | $87,000 | $388,000 |
| Other | 127 | $15,245,000 | $120,000 | $1,505,000 | $99,000 | $543,000 |
| Collateral | 45 | $4,965,000 | $110,000 | $395,000 | $119,000 | $417,000 |
| Unverifiable Information | 26 | $4,830,000 | $185,000 | $405,000 | $111,000 | $326,000 |
| Employment History | 7 | $725,000 | $103,000 | $215,000 | $82,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,245,000 | $249,000 | $475,000 | $157,000 | $273,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into All In Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess All In Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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