Aspire Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Aspire Financial Inc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial Inc 4100 Alpha Rd #112 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,985 |
| Total Mortgage Loan Application Amount | $1,309,107,000 |
| Average Mortgage Loan Application Amount | $148,000 |
| Highest Mortgage Loan Application Amount | $1,096,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,269,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,441 | $ 222,520,000 | $ 154,000 | $ 88,000 |
| Dallas County Texas | 1,169 | $ 195,090,000 | $ 166,000 | $ 95,000 |
| Collin County Texas | 914 | $ 176,518,000 | $ 193,000 | $ 108,000 |
| Denton County Texas | 873 | $ 166,727,000 | $ 190,000 | $ 104,000 |
| Harris County Texas | 451 | $ 78,408,000 | $ 173,000 | $ 94,000 |
| Muskegon County Michigan | 353 | $ 35,384,000 | $ 100,000 | $ 48,000 |
| Ellis County Texas | 171 | $ 27,795,000 | $ 162,000 | $ 90,000 |
| Bexar County Texas | 158 | $ 24,485,000 | $ 154,000 | $ 79,000 |
| Johnson County Texas | 123 | $ 16,287,000 | $ 132,000 | $ 76,000 |
| Travis County Texas | 118 | $ 22,947,000 | $ 194,000 | $ 104,000 |
| Parker County Texas | 115 | $ 19,963,000 | $ 173,000 | $ 99,000 |
| Rockwall County Texas | 111 | $ 19,621,000 | $ 176,000 | $ 92,000 |
| Kaufman County Texas | 106 | $ 15,506,000 | $ 146,000 | $ 85,000 |
| Fort Bend County Texas | 94 | $ 16,833,000 | $ 179,000 | $ 117,000 |
| Ottawa County Michigan | 92 | $ 12,578,000 | $ 136,000 | $ 71,000 |
| Montgomery County Texas | 83 | $ 17,096,000 | $ 205,000 | $ 114,000 |
| Kent County Michigan | 82 | $ 9,431,000 | $ 115,000 | $ 55,000 |
| Sumner County Tennessee | 72 | $ 11,523,000 | $ 160,000 | $ 72,000 |
| Williamson County Texas | 64 | $ 12,108,000 | $ 189,000 | $ 103,000 |
| Hood County Texas | 56 | $ 9,767,000 | $ 174,000 | $ 76,000 |
| Galveston County Texas | 55 | $ 8,855,000 | $ 161,000 | $ 99,000 |
| Robertson County Tennessee | 52 | $ 8,458,000 | $ 162,000 | $ 68,000 |
| Henderson County Texas | 49 | $ 7,979,000 | $ 162,000 | $ 118,000 |
| Hunt County Texas | 48 | $ 7,046,000 | $ 146,000 | $ 82,000 |
| Wise County Texas | 47 | $ 6,721,000 | $ 143,000 | $ 93,000 |
| Grayson County Texas | 45 | $ 6,765,000 | $ 150,000 | $ 85,000 |
| Wayne County Michigan | 44 | $ 3,521,000 | $ 80,000 | $ 43,000 |
| Brazoria County Texas | 42 | $ 6,874,000 | $ 163,000 | $ 88,000 |
| El Paso County Texas | 35 | $ 3,668,000 | $ 104,000 | $ 40,000 |
| Hill County Texas | 25 | $ 3,052,000 | $ 122,000 | $ 68,000 |
| Hidalgo County Texas | 24 | $ 3,246,000 | $ 135,000 | $ 73,000 |
| Hays County Texas | 23 | $ 5,061,000 | $ 220,000 | $ 101,000 |
| Macomb County Michigan | 22 | $ 3,144,000 | $ 142,000 | $ 52,000 |
| Bell County Texas | 22 | $ 3,112,000 | $ 141,000 | $ 87,000 |
| Comal County Texas | 22 | $ 5,292,000 | $ 240,000 | $ 102,000 |
| Nueces County Texas | 22 | $ 3,333,000 | $ 151,000 | $ 124,000 |
| Brazos County Texas | 21 | $ 3,095,000 | $ 147,000 | $ 91,000 |
| McLennan County Texas | 21 | $ 3,852,000 | $ 183,000 | $ 89,000 |
| Wood County Texas | 21 | $ 2,836,000 | $ 135,000 | $ 88,000 |
| Cooke County Texas | 20 | $ 3,337,000 | $ 166,000 | $ 70,000 |
| Navarro County Texas | 20 | $ 2,554,000 | $ 127,000 | $ 70,000 |
| Lubbock County Texas | 19 | $ 2,713,000 | $ 142,000 | $ 63,000 |
| Smith County Texas | 19 | $ 2,557,000 | $ 134,000 | $ 82,000 |
| Van Zandt County Texas | 17 | $ 2,487,000 | $ 146,000 | $ 88,000 |
| Oakland County Michigan | 16 | $ 2,590,000 | $ 161,000 | $ 96,000 |
| Bowie County Texas | 14 | $ 1,806,000 | $ 129,000 | $ 73,000 |
| Cameron County Texas | 14 | $ 1,882,000 | $ 134,000 | $ 47,000 |
| Palo Pinto County Texas | 13 | $ 2,023,000 | $ 155,000 | $ 70,000 |
| Erath County Texas | 12 | $ 1,854,000 | $ 154,000 | $ 76,000 |
| Jefferson County Texas | 12 | $ 1,323,000 | $ 110,000 | $ 95,000 |
| Davidson County Tennessee | 11 | $ 1,407,000 | $ 127,000 | $ 56,000 |
| Guadalupe County Texas | 11 | $ 1,362,000 | $ 123,000 | $ 45,000 |
| Taylor County Texas | 11 | $ 1,436,000 | $ 130,000 | $ 59,000 |
| Kendall County Texas | 10 | $ 2,174,000 | $ 217,000 | $ 68,000 |
| Lamar County Texas | 10 | $ 777,000 | $ 77,000 | $ 41,000 |
| Midland County Texas | 10 | $ 1,756,000 | $ 175,000 | $ 100,000 |
| Cherokee County Texas | 9 | $ 2,090,000 | $ 232,000 | $ 152,000 |
| Fannin County Texas | 9 | $ 1,588,000 | $ 176,000 | $ 81,000 |
| Medina County Texas | 9 | $ 1,741,000 | $ 193,000 | $ 66,000 |
| Randall County Texas | 9 | $ 1,287,000 | $ 143,000 | $ 59,000 |
| Walker County Texas | 9 | $ 1,405,000 | $ 156,000 | $ 98,000 |
| Waller County Texas | 9 | $ 1,003,000 | $ 111,000 | $ 60,000 |
| Atascosa County Texas | 8 | $ 1,312,000 | $ 164,000 | $ 76,000 |
| Austin County Texas | 8 | $ 3,021,000 | $ 377,000 | $ 190,000 |
| Grimes County Texas | 8 | $ 1,464,000 | $ 183,000 | $ 99,000 |
| Liberty County Texas | 8 | $ 1,076,000 | $ 134,000 | $ 95,000 |
| Matagorda County Texas | 8 | $ 1,201,000 | $ 150,000 | $ 82,000 |
| Victoria County Texas | 8 | $ 990,000 | $ 123,000 | $ 74,000 |
| Bosque County Texas | 7 | $ 738,000 | $ 105,000 | $ 68,000 |
| Limestone County Texas | 7 | $ 999,000 | $ 142,000 | $ 111,000 |
| Nacogdoches County Texas | 7 | $ 895,000 | $ 127,000 | $ 68,000 |
| Polk County Texas | 7 | $ 1,430,000 | $ 204,000 | $ 76,000 |
| Wichita County Texas | 7 | $ 823,000 | $ 117,000 | $ 184,000 |
| Newaygo County Michigan | 6 | $ 506,000 | $ 84,000 | $ 58,000 |
| Chambers County Texas | 6 | $ 839,000 | $ 139,000 | $ 80,000 |
| Coryell County Texas | 6 | $ 657,000 | $ 109,000 | $ 65,000 |
| Freestone County Texas | 6 | $ 738,000 | $ 123,000 | $ 63,000 |
| Hardin County Texas | 6 | $ 1,063,000 | $ 177,000 | $ 99,000 |
| Hopkins County Texas | 6 | $ 656,000 | $ 109,000 | $ 55,000 |
| Montague County Texas | 6 | $ 1,194,000 | $ 199,000 | $ 115,000 |
| Somervell County Texas | 6 | $ 1,217,000 | $ 202,000 | $ 84,000 |
| Allegan County Michigan | 5 | $ 907,000 | $ 181,000 | $ 86,000 |
| Comanche County Texas | 5 | $ 436,000 | $ 87,000 | $ 41,000 |
| Ector County Texas | 5 | $ 627,000 | $ 125,000 | $ 49,000 |
| Jim Wells County Texas | 5 | $ 802,000 | $ 160,000 | $ 76,000 |
| Young County Texas | 5 | $ 624,000 | $ 124,000 | $ 66,000 |
| Mason County Michigan | 4 | $ 337,000 | $ 84,000 | $ 67,000 |
| Mecosta County Michigan | 4 | $ 363,000 | $ 90,000 | $ 33,000 |
| Oklahoma County Oklahoma | 4 | $ 858,000 | $ 214,000 | $ 76,000 |
| Anderson County Texas | 4 | $ 680,000 | $ 170,000 | $ 115,000 |
| Aransas County Texas | 4 | $ 945,000 | $ 236,000 | $ 171,000 |
| Bandera County Texas | 4 | $ 665,000 | $ 166,000 | $ 88,000 |
| Colorado County Texas | 4 | $ 444,000 | $ 111,000 | $ 72,000 |
| Fayette County Texas | 4 | $ 629,000 | $ 157,000 | $ 59,000 |
| Gaines County Texas | 4 | $ 456,000 | $ 114,000 | $ 88,000 |
| Gillespie County Texas | 4 | $ 664,000 | $ 166,000 | $ 54,000 |
| Hamilton County Texas | 4 | $ 489,000 | $ 122,000 | $ 39,000 |
| Harrison County Texas | 4 | $ 589,000 | $ 147,000 | $ 104,000 |
| Kerr County Texas | 4 | $ 584,000 | $ 146,000 | $ 90,000 |
| Newton County Texas | 4 | $ 426,000 | $ 106,000 | $ 143,000 |
| Orange County Texas | 4 | $ 786,000 | $ 196,000 | $ 92,000 |
| San Patricio County Texas | 4 | $ 816,000 | $ 204,000 | $ 77,000 |
| Val Verde County Texas | 4 | $ 727,000 | $ 181,000 | $ 83,000 |
| Ward County Texas | 4 | $ 630,000 | $ 157,000 | $ 79,000 |
| Wilson County Texas | 4 | $ 657,000 | $ 164,000 | $ 87,000 |
| Palm Beach County Florida | 3 | $ 606,000 | $ 202,000 | $ 464,000 |
| Oceana County Michigan | 3 | $ 296,000 | $ 98,000 | $ 38,000 |
| Montgomery County Tennessee | 3 | $ 360,000 | $ 120,000 | $ 37,000 |
| Archer County Texas | 3 | $ 424,000 | $ 141,000 | $ 9,000 |
| Caldwell County Texas | 3 | $ 427,000 | $ 142,000 | $ 61,000 |
| Childress County Texas | 3 | $ 261,000 | $ 87,000 | $ 49,000 |
| Gregg County Texas | 3 | $ 341,000 | $ 113,000 | $ 73,000 |
| Lampasas County Texas | 3 | $ 344,000 | $ 114,000 | $ 43,000 |
| Moore County Texas | 3 | $ 317,000 | $ 105,000 | $ 72,000 |
| Potter County Texas | 3 | $ 288,000 | $ 96,000 | $ 13,000 |
| Scurry County Texas | 3 | $ 250,000 | $ 83,000 | $ 84,000 |
| Titus County Texas | 3 | $ 579,000 | $ 193,000 | $ 172,000 |
| Tom Green County Texas | 3 | $ 320,000 | $ 106,000 | $ 76,000 |
| Uvalde County Texas | 3 | $ 311,000 | $ 103,000 | $ 78,000 |
| Washington County Texas | 3 | $ 332,000 | $ 110,000 | $ 37,000 |
| Webb County Texas | 3 | $ 353,000 | $ 117,000 | $ 26,000 |
| Wharton County Texas | 3 | $ 621,000 | $ 207,000 | $ 115,000 |
| Citrus County Florida | 2 | $ 386,000 | $ 193,000 | $ 75,000 |
| Hillsborough County Florida | 2 | $ 423,000 | $ 211,000 | $ 156,000 |
| Orange County Florida | 2 | $ 237,000 | $ 118,000 | $ 0 |
| Pinellas County Florida | 2 | $ 438,000 | $ 219,000 | $ 103,000 |
| Osceola County Michigan | 2 | $ 162,000 | $ 81,000 | $ 29,000 |
| Jackson County Missouri | 2 | $ 748,000 | $ 374,000 | $ 332,000 |
| Canadian County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 53,000 |
| Cleveland County Oklahoma | 2 | $ 184,000 | $ 92,000 | $ 136,000 |
| Grady County Oklahoma | 2 | $ 116,000 | $ 58,000 | $ 63,000 |
| Wilson County Tennessee | 2 | $ 425,000 | $ 212,000 | $ 97,000 |
| Angelina County Texas | 2 | $ 233,000 | $ 116,000 | $ 48,000 |
| Bastrop County Texas | 2 | $ 375,000 | $ 187,000 | $ 106,000 |
| Camp County Texas | 2 | $ 297,000 | $ 148,000 | $ 62,000 |
| Cass County Texas | 2 | $ 173,000 | $ 86,000 | $ 43,000 |
| Franklin County Texas | 2 | $ 482,000 | $ 241,000 | $ 354,000 |
| Gray County Texas | 2 | $ 171,000 | $ 85,000 | $ 30,000 |
| Howard County Texas | 2 | $ 408,000 | $ 204,000 | $ 97,000 |
| Jack County Texas | 2 | $ 196,000 | $ 98,000 | $ 95,000 |
| Lee County Texas | 2 | $ 266,000 | $ 133,000 | $ 68,000 |
| Leon County Texas | 2 | $ 205,000 | $ 102,000 | $ 48,000 |
| Llano County Texas | 2 | $ 142,000 | $ 71,000 | $ 79,000 |
| Maverick County Texas | 2 | $ 203,000 | $ 101,000 | $ 67,000 |
| Milam County Texas | 2 | $ 181,000 | $ 90,000 | $ 53,000 |
| Rains County Texas | 2 | $ 193,000 | $ 96,000 | $ 53,000 |
| Red River County Texas | 2 | $ 301,000 | $ 150,000 | $ 31,000 |
| Rusk County Texas | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Trinity County Texas | 2 | $ 148,000 | $ 74,000 | $ 13,000 |
| Upshur County Texas | 2 | $ 248,000 | $ 124,000 | $ 89,000 |
| Hempstead County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 83,000 |
| Jefferson County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| Bay County Florida | 1 | $ 400,000 | $ 400,000 | $ 256,000 |
| Brevard County Florida | 1 | $ 86,000 | $ 86,000 | $ 98,000 |
| Collier County Florida | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Miami-Dade County Florida | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Pasco County Florida | 1 | $ 244,000 | $ 244,000 | $ 143,000 |
| Santa Rosa County Florida | 1 | $ 128,000 | $ 128,000 | $ 22,000 |
| Seminole County Florida | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Sumter County Florida | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 203,000 | $ 203,000 | $ 89,000 |
| Calcasieu County Louisiana | 1 | $ 312,000 | $ 312,000 | $ 128,000 |
| Clinton County Michigan | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Eaton County Michigan | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Ingham County Michigan | 1 | $ 161,000 | $ 161,000 | $ 78,000 |
| Isabella County Michigan | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Jackson County Michigan | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Kalkaska County Michigan | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Lake County Michigan | 1 | $ 77,000 | $ 77,000 | $ 63,000 |
| Livingston County Michigan | 1 | $ 189,000 | $ 189,000 | $ 68,000 |
| Bryan County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Carter County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Comanche County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Delaware County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Okmulgee County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 57,000 |
| Pontotoc County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| Rogers County Oklahoma | 1 | $ 313,000 | $ 313,000 | $ 145,000 |
| Tulsa County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 61,000 |
| Woods County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 76,000 |
| Rutherford County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Weakley County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Andrews County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Blanco County Texas | 1 | $ 280,000 | $ 280,000 | $ 162,000 |
| Brewster County Texas | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Burnet County Texas | 1 | $ 400,000 | $ 400,000 | $ 139,000 |
| Callahan County Texas | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Carson County Texas | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Clay County Texas | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Coleman County Texas | 1 | $ 68,000 | $ 68,000 | $ 233,000 |
| Crane County Texas | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Crosby County Texas | 1 | $ 73,000 | $ 73,000 | $ 76,000 |
| Delta County Texas | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Dimmit County Texas | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Eastland County Texas | 1 | $ 81,000 | $ 81,000 | $ 79,000 |
| Falls County Texas | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Foard County Texas | 1 | $ 58,000 | $ 58,000 | $ 79,000 |
| Goliad County Texas | 1 | $ 86,000 | $ 86,000 | $ 103,000 |
| Hale County Texas | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Hartley County Texas | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Hockley County Texas | 1 | $ 98,000 | $ 98,000 | $ 139,000 |
| Houston County Texas | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Jasper County Texas | 1 | $ 83,000 | $ 83,000 | $ 86,000 |
| Jim Hogg County Texas | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
| Karnes County Texas | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Kinney County Texas | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Lavaca County Texas | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Lynn County Texas | 1 | $ 71,000 | $ 71,000 | $ 78,000 |
| Madison County Texas | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| McCulloch County Texas | 1 | $ 146,000 | $ 146,000 | $ 220,000 |
| Morris County Texas | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Nolan County Texas | 1 | $ 187,000 | $ 187,000 | $ 75,000 |
| Panola County Texas | 1 | $ 168,000 | $ 168,000 | $ 101,000 |
| Runnels County Texas | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| San Jacinto County Texas | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Swisher County Texas | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Tyler County Texas | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Aspire Financial Inc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,071 | $1,012,752,000 | $166,000 | $1,016,000 | $93,000 | $1,269,000 |
| Home Purchase | 1,902 | $294,878,000 | $155,000 | $1,096,000 | $82,000 | $1,200,000 |
| Home Improvement | 12 | $1,477,000 | $123,000 | $203,000 | $62,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,834 | $989,307,000 | $169,000 | $1,096,000 | $95,000 | $1,002,000 |
| Not Provided | 1,126 | $164,221,000 | $145,000 | $952,000 | $74,000 | $1,269,000 |
| Hispanic | 518 | $72,284,000 | $139,000 | $667,000 | $77,000 | $1,159,000 |
| Black or African American | 297 | $45,317,000 | $152,000 | $417,000 | $77,000 | $389,000 |
| Asian | 137 | $25,366,000 | $185,000 | $1,000,000 | $110,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $7,963,000 | $176,000 | $720,000 | $99,000 | $250,000 |
| American Indian or Alaskan Native | 28 | $4,649,000 | $166,000 | $620,000 | $91,000 | $383,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,003 | $901,816,000 | $180,000 | $1,096,000 | $111,000 | $1,269,000 |
| FHA-insured (Federal Housing Administration) | 2,600 | $350,224,000 | $134,000 | $415,000 | $56,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 248 | $43,284,000 | $174,000 | $644,000 | $67,000 | $624,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $13,783,000 | $102,000 | $224,000 | $41,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,788 | $804,698,000 | $168,000 | $1,000,000 | $92,000 | $923,000 |
| Application Withdrawn By Applicant | 1,793 | $287,381,000 | $160,000 | $1,096,000 | $95,000 | $1,269,000 |
| Application Denied By Financial Institution | 1,325 | $203,400,000 | $153,000 | $1,000,000 | $80,000 | $1,159,000 |
| File Closed For Incompleteness | 72 | $12,420,000 | $172,000 | $880,000 | $103,000 | $840,000 |
| Application Approved But Not Accepted | 7 | $1,208,000 | $172,000 | $265,000 | $72,000 | $134,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 406 | $53,207,000 | $131,000 | $628,000 | $66,000 | $1,159,000 |
| Collateral | 385 | $62,545,000 | $162,000 | $1,000,000 | $97,000 | $1,002,000 |
| Debt-To-Income Ratio | 224 | $37,702,000 | $168,000 | $754,000 | $69,000 | $427,000 |
| Other | 110 | $17,361,000 | $157,000 | $400,000 | $95,000 | $1,002,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 101 | $16,980,000 | $168,000 | $822,000 | $72,000 | $418,000 |
| Unverifiable Information | 30 | $4,958,000 | $165,000 | $639,000 | $96,000 | $297,000 |
| Employment History | 26 | $4,140,000 | $159,000 | $417,000 | $79,000 | $398,000 |
| Credit Application Incomplete | 2 | $191,000 | $95,000 | $96,000 | $38,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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