Aspire Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Aspire Financial Inc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial Inc 4100 Alpha Rd #112 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,067 |
| Total Mortgage Loan Application Amount | $1,303,023,000 |
| Average Mortgage Loan Application Amount | $148,000 |
| Highest Mortgage Loan Application Amount | $3,532,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $1,678,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,238 | $ 197,903,000 | $ 159,000 | $ 93,000 |
| Dallas County Texas | 1,087 | $ 173,507,000 | $ 159,000 | $ 86,000 |
| Collin County Texas | 745 | $ 139,883,000 | $ 187,000 | $ 104,000 |
| Denton County Texas | 708 | $ 129,780,000 | $ 183,000 | $ 96,000 |
| Harris County Texas | 555 | $ 113,251,000 | $ 204,000 | $ 108,000 |
| Muskegon County Michigan | 494 | $ 51,524,000 | $ 104,000 | $ 51,000 |
| Bexar County Texas | 394 | $ 60,441,000 | $ 153,000 | $ 66,000 |
| Kent County Michigan | 172 | $ 20,864,000 | $ 121,000 | $ 71,000 |
| Ottawa County Michigan | 144 | $ 22,976,000 | $ 159,000 | $ 74,000 |
| Kaufman County Texas | 122 | $ 17,674,000 | $ 144,000 | $ 85,000 |
| Ellis County Texas | 119 | $ 18,856,000 | $ 158,000 | $ 86,000 |
| Rockwall County Texas | 111 | $ 19,434,000 | $ 175,000 | $ 99,000 |
| Fort Bend County Texas | 98 | $ 17,654,000 | $ 180,000 | $ 103,000 |
| Parker County Texas | 98 | $ 15,940,000 | $ 162,000 | $ 86,000 |
| Robertson County Tennessee | 90 | $ 13,052,000 | $ 145,000 | $ 61,000 |
| Johnson County Texas | 84 | $ 11,393,000 | $ 135,000 | $ 77,000 |
| Montgomery County Texas | 84 | $ 14,935,000 | $ 177,000 | $ 104,000 |
| Sumner County Tennessee | 75 | $ 12,153,000 | $ 162,000 | $ 68,000 |
| Galveston County Texas | 68 | $ 11,062,000 | $ 162,000 | $ 89,000 |
| Travis County Texas | 68 | $ 14,647,000 | $ 215,000 | $ 100,000 |
| Williamson County Texas | 57 | $ 11,308,000 | $ 198,000 | $ 91,000 |
| Wise County Texas | 52 | $ 9,091,000 | $ 174,000 | $ 86,000 |
| Guadalupe County Texas | 50 | $ 8,694,000 | $ 173,000 | $ 70,000 |
| Wayne County Michigan | 48 | $ 4,826,000 | $ 100,000 | $ 56,000 |
| Macomb County Michigan | 46 | $ 6,980,000 | $ 151,000 | $ 52,000 |
| Brazoria County Texas | 45 | $ 7,131,000 | $ 158,000 | $ 93,000 |
| Lexington County South Carolina | 41 | $ 7,041,000 | $ 171,000 | $ 65,000 |
| Hunt County Texas | 39 | $ 5,059,000 | $ 129,000 | $ 74,000 |
| Grayson County Texas | 32 | $ 4,700,000 | $ 146,000 | $ 68,000 |
| Comal County Texas | 30 | $ 5,615,000 | $ 187,000 | $ 95,000 |
| Henderson County Texas | 27 | $ 4,168,000 | $ 154,000 | $ 74,000 |
| Hood County Texas | 26 | $ 3,859,000 | $ 148,000 | $ 82,000 |
| Nueces County Texas | 25 | $ 3,629,000 | $ 145,000 | $ 70,000 |
| Lauderdale County Alabama | 24 | $ 3,414,000 | $ 142,000 | $ 65,000 |
| Hidalgo County Texas | 24 | $ 3,306,000 | $ 137,000 | $ 90,000 |
| McLennan County Texas | 24 | $ 4,154,000 | $ 173,000 | $ 103,000 |
| Oakland County Michigan | 23 | $ 4,833,000 | $ 210,000 | $ 64,000 |
| El Paso County Texas | 22 | $ 2,651,000 | $ 120,000 | $ 75,000 |
| Bell County Texas | 21 | $ 2,837,000 | $ 135,000 | $ 58,000 |
| Palo Pinto County Texas | 21 | $ 4,265,000 | $ 203,000 | $ 152,000 |
| Smith County Texas | 21 | $ 3,231,000 | $ 153,000 | $ 84,000 |
| Cooke County Texas | 20 | $ 3,218,000 | $ 160,000 | $ 107,000 |
| Erath County Texas | 20 | $ 3,279,000 | $ 163,000 | $ 88,000 |
| Richland County South Carolina | 18 | $ 3,149,000 | $ 174,000 | $ 76,000 |
| Hays County Texas | 18 | $ 3,690,000 | $ 205,000 | $ 99,000 |
| Wood County Texas | 17 | $ 2,143,000 | $ 126,000 | $ 77,000 |
| Colbert County Alabama | 16 | $ 1,870,000 | $ 116,000 | $ 45,000 |
| Allegan County Michigan | 16 | $ 2,383,000 | $ 148,000 | $ 78,000 |
| Ector County Texas | 15 | $ 2,076,000 | $ 138,000 | $ 65,000 |
| Fannin County Texas | 15 | $ 2,052,000 | $ 136,000 | $ 69,000 |
| Wilson County Texas | 15 | $ 3,093,000 | $ 206,000 | $ 83,000 |
| Navarro County Texas | 14 | $ 2,230,000 | $ 159,000 | $ 74,000 |
| Oceana County Michigan | 13 | $ 1,663,000 | $ 127,000 | $ 55,000 |
| Anderson County Texas | 13 | $ 2,165,000 | $ 166,000 | $ 82,000 |
| Jefferson County Texas | 13 | $ 1,584,000 | $ 121,000 | $ 68,000 |
| Lamar County Texas | 13 | $ 1,417,000 | $ 109,000 | $ 60,000 |
| Midland County Texas | 13 | $ 1,852,000 | $ 142,000 | $ 73,000 |
| Wichita County Texas | 13 | $ 1,193,000 | $ 91,000 | $ 45,000 |
| Bastrop County Texas | 12 | $ 1,998,000 | $ 166,000 | $ 79,000 |
| Lubbock County Texas | 12 | $ 1,346,000 | $ 112,000 | $ 55,000 |
| Hill County Texas | 11 | $ 1,192,000 | $ 108,000 | $ 46,000 |
| Taylor County Texas | 11 | $ 1,660,000 | $ 150,000 | $ 86,000 |
| Van Zandt County Texas | 11 | $ 1,658,000 | $ 150,000 | $ 79,000 |
| Young County Texas | 10 | $ 995,000 | $ 99,000 | $ 57,000 |
| Davidson County Tennessee | 9 | $ 1,712,000 | $ 190,000 | $ 78,000 |
| Cameron County Texas | 9 | $ 1,372,000 | $ 152,000 | $ 125,000 |
| Medina County Texas | 9 | $ 1,949,000 | $ 216,000 | $ 78,000 |
| Brazos County Texas | 8 | $ 1,101,000 | $ 137,000 | $ 79,000 |
| Kendall County Texas | 8 | $ 2,777,000 | $ 347,000 | $ 116,000 |
| Rains County Texas | 8 | $ 1,161,000 | $ 145,000 | $ 59,000 |
| Tom Green County Texas | 8 | $ 750,000 | $ 93,000 | $ 66,000 |
| Hardin County Texas | 7 | $ 1,012,000 | $ 144,000 | $ 85,000 |
| Hopkins County Texas | 7 | $ 788,000 | $ 112,000 | $ 75,000 |
| Barry County Michigan | 6 | $ 883,000 | $ 147,000 | $ 80,000 |
| Eaton County Michigan | 6 | $ 493,000 | $ 82,000 | $ 44,000 |
| Bandera County Texas | 6 | $ 944,000 | $ 157,000 | $ 67,000 |
| Brown County Texas | 6 | $ 799,000 | $ 133,000 | $ 56,000 |
| Liberty County Texas | 6 | $ 848,000 | $ 141,000 | $ 80,000 |
| Randall County Texas | 6 | $ 697,000 | $ 116,000 | $ 77,000 |
| Victoria County Texas | 6 | $ 870,000 | $ 145,000 | $ 71,000 |
| Waller County Texas | 6 | $ 912,000 | $ 152,000 | $ 60,000 |
| Washington County Texas | 6 | $ 729,000 | $ 121,000 | $ 63,000 |
| Wharton County Texas | 6 | $ 697,000 | $ 116,000 | $ 64,000 |
| Bosque County Texas | 5 | $ 477,000 | $ 95,000 | $ 40,000 |
| Bowie County Texas | 5 | $ 440,000 | $ 88,000 | $ 10,000 |
| Chambers County Texas | 5 | $ 744,000 | $ 148,000 | $ 77,000 |
| Colorado County Texas | 5 | $ 815,000 | $ 163,000 | $ 103,000 |
| Coryell County Texas | 5 | $ 482,000 | $ 96,000 | $ 29,000 |
| Freestone County Texas | 5 | $ 442,000 | $ 88,000 | $ 82,000 |
| Howard County Texas | 5 | $ 792,000 | $ 158,000 | $ 89,000 |
| Leon County Texas | 5 | $ 529,000 | $ 105,000 | $ 97,000 |
| San Patricio County Texas | 5 | $ 544,000 | $ 108,000 | $ 56,000 |
| Newaygo County Michigan | 4 | $ 486,000 | $ 121,000 | $ 41,000 |
| Aransas County Texas | 4 | $ 301,000 | $ 75,000 | $ 51,000 |
| Atascosa County Texas | 4 | $ 775,000 | $ 193,000 | $ 60,000 |
| Austin County Texas | 4 | $ 486,000 | $ 121,000 | $ 54,000 |
| Cherokee County Texas | 4 | $ 407,000 | $ 101,000 | $ 57,000 |
| Grimes County Texas | 4 | $ 902,000 | $ 225,000 | $ 102,000 |
| Kleberg County Texas | 4 | $ 308,000 | $ 77,000 | $ 64,000 |
| Limestone County Texas | 4 | $ 613,000 | $ 153,000 | $ 89,000 |
| Montague County Texas | 4 | $ 480,000 | $ 120,000 | $ 62,000 |
| Refugio County Texas | 4 | $ 312,000 | $ 78,000 | $ 52,000 |
| San Jacinto County Texas | 4 | $ 689,000 | $ 172,000 | $ 75,000 |
| Shelby County Texas | 4 | $ 696,000 | $ 174,000 | $ 144,000 |
| Upshur County Texas | 4 | $ 382,000 | $ 95,000 | $ 48,000 |
| Webb County Texas | 4 | $ 548,000 | $ 137,000 | $ 81,000 |
| Mecosta County Michigan | 3 | $ 249,000 | $ 83,000 | $ 23,000 |
| McCurtain County Oklahoma | 3 | $ 521,000 | $ 173,000 | $ 159,000 |
| Oklahoma County Oklahoma | 3 | $ 277,000 | $ 92,000 | $ 92,000 |
| Tulsa County Oklahoma | 3 | $ 567,000 | $ 189,000 | $ 96,000 |
| Horry County South Carolina | 3 | $ 895,000 | $ 298,000 | $ 141,000 |
| Burleson County Texas | 3 | $ 347,000 | $ 115,000 | $ 74,000 |
| Burnet County Texas | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| Cass County Texas | 3 | $ 314,000 | $ 104,000 | $ 23,000 |
| Fayette County Texas | 3 | $ 408,000 | $ 136,000 | $ 66,000 |
| Jackson County Texas | 3 | $ 601,000 | $ 200,000 | $ 127,000 |
| Llano County Texas | 3 | $ 238,000 | $ 79,000 | $ 73,000 |
| Matagorda County Texas | 3 | $ 579,000 | $ 193,000 | $ 47,000 |
| Moore County Texas | 3 | $ 339,000 | $ 113,000 | $ 84,000 |
| Nacogdoches County Texas | 3 | $ 450,000 | $ 150,000 | $ 85,000 |
| Orange County Texas | 3 | $ 304,000 | $ 101,000 | $ 59,000 |
| Polk County Texas | 3 | $ 236,000 | $ 78,000 | $ 23,000 |
| Potter County Texas | 3 | $ 474,000 | $ 158,000 | $ 88,000 |
| Titus County Texas | 3 | $ 246,000 | $ 82,000 | $ 35,000 |
| Val Verde County Texas | 3 | $ 162,000 | $ 54,000 | $ 13,000 |
| Wheeler County Texas | 3 | $ 332,000 | $ 110,000 | $ 89,000 |
| Marion County Alabama | 2 | $ 207,000 | $ 103,000 | $ 28,000 |
| Genesee County Michigan | 2 | $ 328,000 | $ 164,000 | $ 60,000 |
| Washtenaw County Michigan | 2 | $ 397,000 | $ 198,000 | $ 49,000 |
| Bernalillo County New Mexico | 2 | $ 271,000 | $ 135,000 | $ 35,000 |
| Valencia County New Mexico | 2 | $ 272,000 | $ 136,000 | $ 33,000 |
| Canadian County Oklahoma | 2 | $ 179,000 | $ 89,000 | $ 36,000 |
| Anderson County South Carolina | 2 | $ 181,000 | $ 90,000 | $ 63,000 |
| Georgetown County South Carolina | 2 | $ 402,000 | $ 201,000 | $ 121,000 |
| Kershaw County South Carolina | 2 | $ 553,000 | $ 276,000 | $ 100,000 |
| Cheatham County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 58,000 |
| Angelina County Texas | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Bee County Texas | 2 | $ 116,000 | $ 58,000 | $ 28,000 |
| Brewster County Texas | 2 | $ 503,000 | $ 251,000 | $ 505,000 |
| Caldwell County Texas | 2 | $ 209,000 | $ 104,000 | $ 54,000 |
| Childress County Texas | 2 | $ 424,000 | $ 212,000 | $ 99,000 |
| Clay County Texas | 2 | $ 346,000 | $ 173,000 | $ 99,000 |
| Coleman County Texas | 2 | $ 104,000 | $ 52,000 | $ 14,000 |
| Crane County Texas | 2 | $ 236,000 | $ 118,000 | $ 67,000 |
| Falls County Texas | 2 | $ 117,000 | $ 58,000 | $ 44,000 |
| Frio County Texas | 2 | $ 152,000 | $ 76,000 | $ 38,000 |
| Gray County Texas | 2 | $ 311,000 | $ 155,000 | $ 73,000 |
| Gregg County Texas | 2 | $ 542,000 | $ 271,000 | $ 158,000 |
| Hale County Texas | 2 | $ 175,000 | $ 87,000 | $ 58,000 |
| Houston County Texas | 2 | $ 161,000 | $ 80,000 | $ 53,000 |
| Jack County Texas | 2 | $ 245,000 | $ 122,000 | $ 59,000 |
| Jim Wells County Texas | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Jones County Texas | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| Kerr County Texas | 2 | $ 628,000 | $ 314,000 | $ 109,000 |
| Lampasas County Texas | 2 | $ 261,000 | $ 130,000 | $ 80,000 |
| Maverick County Texas | 2 | $ 160,000 | $ 80,000 | $ 28,000 |
| Nolan County Texas | 2 | $ 137,000 | $ 68,000 | $ 31,000 |
| Panola County Texas | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Reagan County Texas | 2 | $ 198,000 | $ 99,000 | $ 57,000 |
| Rusk County Texas | 2 | $ 299,000 | $ 149,000 | $ 63,000 |
| Somervell County Texas | 2 | $ 408,000 | $ 204,000 | $ 163,000 |
| Stephens County Texas | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Franklin County Alabama | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Marshall County Alabama | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Hot Spring County Arkansas | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Miller County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| Pulaski County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Saline County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Sevier County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 5,000 |
| Washington County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 10,000 |
| Collier County Florida | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Flagler County Florida | 1 | $ 98,000 | $ 98,000 | $ 19,000 |
| Hillsborough County Florida | 1 | $ 258,000 | $ 258,000 | $ 89,000 |
| Lee County Florida | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Manatee County Florida | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Marion County Florida | 1 | $ 64,000 | $ 64,000 | $ 142,000 |
| Orange County Florida | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Palm Beach County Florida | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| Sumter County Florida | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Walton County Florida | 1 | $ 172,000 | $ 172,000 | $ 214,000 |
| Lafayette County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Winn County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 83,000 |
| Berrien County Michigan | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Charlevoix County Michigan | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Gratiot County Michigan | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Ingham County Michigan | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Ionia County Michigan | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Kalamazoo County Michigan | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Lake County Michigan | 1 | $ 101,000 | $ 101,000 | $ 153,000 |
| Manistee County Michigan | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Mason County Michigan | 1 | $ 82,000 | $ 82,000 | $ 89,000 |
| Montcalm County Michigan | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Osceola County Michigan | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Otsego County Michigan | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Otero County New Mexico | 1 | $ 73,000 | $ 73,000 | $ 81,000 |
| Bryan County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Carter County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Craig County Oklahoma | 1 | $ 270,000 | $ 270,000 | $ 38,000 |
| Custer County Oklahoma | 1 | $ 250,000 | $ 250,000 | $ 125,000 |
| Grady County Oklahoma | 1 | $ 249,000 | $ 249,000 | $ 72,000 |
| Johnston County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Kingfisher County Oklahoma | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Lincoln County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Washington County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 135,000 |
| Charleston County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Orangeburg County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 86,000 |
| Bedford County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
| Dickson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Roane County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 16,000 |
| Rutherford County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Shelby County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 56,000 |
| Trousdale County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Williamson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Wilson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Andrews County Texas | 1 | $ 134,000 | $ 134,000 | $ 114,000 |
| Blanco County Texas | 1 | $ 133,000 | $ 133,000 | $ 90,000 |
| Briscoe County Texas | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Coke County Texas | 1 | $ 98,000 | $ 98,000 | $ 143,000 |
| Comanche County Texas | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Delta County Texas | 1 | $ 148,000 | $ 148,000 | $ 152,000 |
| Dimmit County Texas | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Franklin County Texas | 1 | $ 342,000 | $ 342,000 | $ 120,000 |
| Goliad County Texas | 1 | $ 332,000 | $ 332,000 | $ 80,000 |
| Gonzales County Texas | 1 | $ 87,000 | $ 87,000 | $ 116,000 |
| Hamilton County Texas | 1 | $ 74,000 | $ 74,000 | $ 97,000 |
| Harrison County Texas | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Hemphill County Texas | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
| Hutchinson County Texas | 1 | $ 83,000 | $ 83,000 | $ 159,000 |
| Jasper County Texas | 1 | $ 157,000 | $ 157,000 | $ 120,000 |
| Karnes County Texas | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Lamb County Texas | 1 | $ 67,000 | $ 67,000 | $ 87,000 |
| Lavaca County Texas | 1 | $ 129,000 | $ 129,000 | $ 88,000 |
| Lee County Texas | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Madison County Texas | 1 | $ 340,000 | $ 340,000 | $ 60,000 |
| Marion County Texas | 1 | $ 207,000 | $ 207,000 | $ 129,000 |
| Martin County Texas | 1 | $ 228,000 | $ 228,000 | $ 131,000 |
| Mason County Texas | 1 | $ 280,000 | $ 280,000 | $ 180,000 |
| Menard County Texas | 1 | $ 173,000 | $ 173,000 | $ 144,000 |
| Mills County Texas | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
| Mitchell County Texas | 1 | $ 96,000 | $ 96,000 | $ 132,000 |
| Morris County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Pecos County Texas | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Runnels County Texas | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| Sabine County Texas | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Scurry County Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Sutton County Texas | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Trinity County Texas | 1 | $ 194,000 | $ 194,000 | $ 62,000 |
| Tyler County Texas | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Uvalde County Texas | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Aspire Financial Inc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,714 | $752,326,000 | $159,000 | $3,532,000 | $90,000 | $1,678,000 |
| Home Purchase | 3,341 | $549,236,000 | $164,000 | $585,000 | $79,000 | $736,000 |
| Home Improvement | 12 | $1,461,000 | $121,000 | $232,000 | $72,000 | $176,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,185 | $1,016,185,000 | $164,000 | $3,532,000 | $89,000 | $1,678,000 |
| Hispanic | 793 | $117,982,000 | $148,000 | $999,000 | $70,000 | $597,000 |
| Black or African American | 453 | $68,181,000 | $150,000 | $700,000 | $73,000 | $600,000 |
| Not Provided | 360 | $52,082,000 | $144,000 | $762,000 | $73,000 | $325,000 |
| Asian | 204 | $38,228,000 | $187,000 | $700,000 | $99,000 | $403,000 |
| American Indian or Alaskan Native | 42 | $6,037,000 | $143,000 | $417,000 | $112,000 | $985,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $4,328,000 | $144,000 | $323,000 | $78,000 | $307,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,559 | $813,684,000 | $178,000 | $3,532,000 | $107,000 | $1,678,000 |
| FHA-insured (Federal Housing Administration) | 2,964 | $401,331,000 | $135,000 | $409,000 | $58,000 | $476,000 |
| VA-guaranteed (Veterans Administration) | 326 | $60,927,000 | $186,000 | $574,000 | $75,000 | $346,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 218 | $27,081,000 | $124,000 | $274,000 | $43,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,193 | $837,063,000 | $161,000 | $941,000 | $85,000 | $1,041,000 |
| Application Denied By Financial Institution | 1,361 | $213,367,000 | $156,000 | $1,009,000 | $79,000 | $1,385,000 |
| Application Withdrawn By Applicant | 1,309 | $219,392,000 | $167,000 | $3,532,000 | $94,000 | $1,100,000 |
| File Closed For Incompleteness | 127 | $20,786,000 | $163,000 | $656,000 | $99,000 | $1,678,000 |
| Application Approved But Not Accepted | 46 | $8,000,000 | $173,000 | $406,000 | $89,000 | $365,000 |
| Preapproval Denied by Financial Institution | 23 | $2,734,000 | $118,000 | $288,000 | $50,000 | $180,000 |
| Preapproval Approved but not Accepted | 8 | $1,681,000 | $210,000 | $333,000 | $102,000 | $213,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 379 | $59,537,000 | $157,000 | $767,000 | $92,000 | $1,385,000 |
| Credit History | 333 | $47,148,000 | $141,000 | $768,000 | $70,000 | $346,000 |
| Debt-To-Income Ratio | 206 | $30,549,000 | $148,000 | $417,000 | $66,000 | $463,000 |
| Other | 164 | $27,256,000 | $166,000 | $880,000 | $78,000 | $1,046,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 157 | $27,208,000 | $173,000 | $1,009,000 | $75,000 | $480,000 |
| Unverifiable Information | 84 | $15,349,000 | $182,000 | $417,000 | $93,000 | $597,000 |
| Employment History | 35 | $5,476,000 | $156,000 | $369,000 | $60,000 | $161,000 |
| Credit Application Incomplete | 9 | $1,522,000 | $169,000 | $235,000 | $94,000 | $221,000 |
| Mortgage Insurance Denied | 2 | $313,000 | $156,000 | $188,000 | $113,000 | $122,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.