Aspire Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Aspire Financial Inc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Aspire Financial Inc
4100 Alpha Rd #112
Dallas, TX 75244
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,065
Total Mortgage Loan Application Amount $964,169,000
Average Mortgage Loan Application Amount $159,000
Highest Mortgage Loan Application Amount $1,062,000
Average Applicant Income $85,333
Highest Applicant Income $638,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2014.

Mortgage Loan Application Totals for Aspire Financial Inc by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant County Texas 723 $ 111,375,000 $ 154,000 $ 88,000
Dallas County Texas 653 $ 102,788,000 $ 157,000 $ 82,000
Collin County Texas 406 $ 80,517,000 $ 198,000 $ 99,000
Muskegon County Michigan 397 $ 43,046,000 $ 108,000 $ 50,000
Harris County Texas 395 $ 86,170,000 $ 218,000 $ 116,000
Denton County Texas 325 $ 58,851,000 $ 181,000 $ 93,000
Bexar County Texas 260 $ 41,435,000 $ 159,000 $ 70,000
Kent County Michigan 137 $ 17,248,000 $ 125,000 $ 60,000
Ottawa County Michigan 118 $ 19,344,000 $ 163,000 $ 69,000
Robertson County Tennessee 85 $ 13,795,000 $ 162,000 $ 61,000
Ellis County Texas 79 $ 13,756,000 $ 174,000 $ 88,000
Caddo County Louisiana 73 $ 10,640,000 $ 145,000 $ 59,000
Sumner County Tennessee 65 $ 11,109,000 $ 170,000 $ 69,000
Lee County Florida 61 $ 9,357,000 $ 153,000 $ 85,000
Rockwall County Texas 61 $ 11,395,000 $ 186,000 $ 94,000
Parker County Texas 60 $ 9,868,000 $ 164,000 $ 85,000
Johnson County Texas 59 $ 8,505,000 $ 144,000 $ 87,000
Fort Bend County Texas 58 $ 12,855,000 $ 221,000 $ 115,000
Marion County Indiana 55 $ 5,654,000 $ 102,000 $ 40,000
Montgomery County Texas 53 $ 9,389,000 $ 177,000 $ 104,000
Lexington County South Carolina 50 $ 6,362,000 $ 127,000 $ 47,000
Kaufman County Texas 50 $ 7,179,000 $ 143,000 $ 73,000
Wayne County Michigan 45 $ 4,441,000 $ 98,000 $ 41,000
Macomb County Michigan 40 $ 6,199,000 $ 154,000 $ 50,000
Galveston County Texas 39 $ 5,808,000 $ 148,000 $ 102,000
Brazoria County Texas 37 $ 6,679,000 $ 180,000 $ 102,000
Travis County Texas 35 $ 6,455,000 $ 184,000 $ 93,000
Bossier County Louisiana 33 $ 6,559,000 $ 198,000 $ 68,000
Oakland County Michigan 31 $ 5,024,000 $ 162,000 $ 62,000
Victoria County Texas 29 $ 4,646,000 $ 160,000 $ 79,000
Williamson County Texas 29 $ 5,251,000 $ 181,000 $ 98,000
Guadalupe County Texas 26 $ 4,692,000 $ 180,000 $ 68,000
Hunt County Texas 24 $ 3,334,000 $ 138,000 $ 78,000
Henderson County Texas 23 $ 2,286,000 $ 99,000 $ 81,000
Grayson County Texas 21 $ 2,807,000 $ 133,000 $ 94,000
Hood County Texas 21 $ 3,398,000 $ 161,000 $ 68,000
Wise County Texas 21 $ 2,975,000 $ 141,000 $ 85,000
Wilson County Texas 20 $ 4,279,000 $ 213,000 $ 82,000
Richland County South Carolina 19 $ 2,212,000 $ 116,000 $ 45,000
Brazos County Texas 19 $ 2,540,000 $ 133,000 $ 94,000
McLennan County Texas 17 $ 2,375,000 $ 139,000 $ 111,000
Midland County Texas 17 $ 3,381,000 $ 198,000 $ 99,000
Palo Pinto County Texas 17 $ 2,203,000 $ 129,000 $ 100,000
Van Zandt County Texas 15 $ 1,677,000 $ 111,000 $ 60,000
El Paso County Texas 14 $ 1,533,000 $ 109,000 $ 57,000
Nueces County Texas 14 $ 1,649,000 $ 117,000 $ 57,000
Hidalgo County Texas 12 $ 1,200,000 $ 100,000 $ 48,000
Liberty County Texas 12 $ 1,908,000 $ 159,000 $ 75,000
Cape Girardeau County Missouri 11 $ 1,530,000 $ 139,000 $ 55,000
Comal County Texas 11 $ 2,315,000 $ 210,000 $ 102,000
Cooke County Texas 11 $ 1,460,000 $ 132,000 $ 100,000
Ector County Texas 11 $ 1,432,000 $ 130,000 $ 62,000
Smith County Texas 11 $ 1,737,000 $ 157,000 $ 81,000
Hill County Texas 10 $ 883,000 $ 88,000 $ 55,000
Jefferson County Texas 9 $ 913,000 $ 101,000 $ 62,000
Lubbock County Texas 9 $ 728,000 $ 80,000 $ 85,000
Navarro County Texas 9 $ 969,000 $ 107,000 $ 63,000
Tom Green County Texas 9 $ 1,205,000 $ 133,000 $ 82,000
Newaygo County Michigan 8 $ 898,000 $ 112,000 $ 50,000
Cameron County Texas 8 $ 680,000 $ 85,000 $ 55,000
Erath County Texas 8 $ 1,405,000 $ 175,000 $ 82,000
Wood County Texas 8 $ 815,000 $ 101,000 $ 81,000
El Paso County Colorado 7 $ 1,529,000 $ 218,000 $ 90,000
De Soto County Louisiana 7 $ 1,285,000 $ 183,000 $ 66,000
Davidson County Tennessee 7 $ 1,427,000 $ 203,000 $ 84,000
Rutherford County Tennessee 7 $ 1,703,000 $ 243,000 $ 92,000
Austin County Texas 7 $ 1,136,000 $ 162,000 $ 71,000
Fannin County Texas 7 $ 638,000 $ 91,000 $ 74,000
Hays County Texas 7 $ 2,040,000 $ 291,000 $ 91,000
Medina County Texas 7 $ 946,000 $ 135,000 $ 66,000
Webb County Texas 7 $ 955,000 $ 136,000 $ 52,000
Johnson County Indiana 6 $ 755,000 $ 125,000 $ 57,000
Mason County Michigan 6 $ 485,000 $ 80,000 $ 63,000
Oceana County Michigan 6 $ 778,000 $ 129,000 $ 61,000
Atascosa County Texas 6 $ 956,000 $ 159,000 $ 63,000
Bell County Texas 6 $ 867,000 $ 144,000 $ 89,000
Bosque County Texas 6 $ 609,000 $ 101,000 $ 80,000
King County Washington 6 $ 1,506,000 $ 251,000 $ 119,000
Pierce County Washington 6 $ 1,229,000 $ 204,000 $ 80,000
Snohomish County Washington 6 $ 1,240,000 $ 206,000 $ 67,000
Allegan County Michigan 5 $ 608,000 $ 121,000 $ 44,000
Ionia County Michigan 5 $ 491,000 $ 98,000 $ 42,000
Montcalm County Michigan 5 $ 547,000 $ 109,000 $ 50,000
Scott County Missouri 5 $ 508,000 $ 101,000 $ 60,000
Otero County New Mexico 5 $ 746,000 $ 149,000 $ 82,000
Cheatham County Tennessee 5 $ 1,167,000 $ 233,000 $ 69,000
Bastrop County Texas 5 $ 667,000 $ 133,000 $ 51,000
Harrison County Texas 5 $ 769,000 $ 153,000 $ 156,000
Montague County Texas 5 $ 624,000 $ 124,000 $ 70,000
Orange County Texas 5 $ 684,000 $ 136,000 $ 77,000
Polk County Texas 5 $ 529,000 $ 105,000 $ 81,000
Randall County Texas 5 $ 791,000 $ 158,000 $ 68,000
Stephens County Texas 5 $ 774,000 $ 154,000 $ 81,000
Ward County Texas 5 $ 730,000 $ 146,000 $ 88,000
Hamilton County Indiana 4 $ 798,000 $ 199,000 $ 43,000
Washtenaw County Michigan 4 $ 433,000 $ 108,000 $ 194,000
New Madrid County Missouri 4 $ 523,000 $ 130,000 $ 58,000
Wilson County Tennessee 4 $ 807,000 $ 201,000 $ 78,000
Angelina County Texas 4 $ 409,000 $ 102,000 $ 68,000
Bowie County Texas 4 $ 505,000 $ 126,000 $ 49,000
Caldwell County Texas 4 $ 721,000 $ 180,000 $ 43,000
Freestone County Texas 4 $ 859,000 $ 214,000 $ 70,000
Gregg County Texas 4 $ 525,000 $ 131,000 $ 87,000
Hardin County Texas 4 $ 578,000 $ 144,000 $ 66,000
Howard County Texas 4 $ 490,000 $ 122,000 $ 56,000
Kendall County Texas 4 $ 674,000 $ 168,000 $ 63,000
Live Oak County Texas 4 $ 718,000 $ 179,000 $ 112,000
Nacogdoches County Texas 4 $ 418,000 $ 104,000 $ 57,000
Rains County Texas 4 $ 645,000 $ 161,000 $ 87,000
Taylor County Texas 4 $ 443,000 $ 110,000 $ 81,000
Tyler County Texas 4 $ 471,000 $ 117,000 $ 47,000
Val Verde County Texas 4 $ 360,000 $ 90,000 $ 47,000
Walker County Texas 4 $ 642,000 $ 160,000 $ 116,000
Waller County Texas 4 $ 1,333,000 $ 333,000 $ 110,000
Young County Texas 4 $ 405,000 $ 101,000 $ 39,000
Charlotte County Florida 3 $ 327,000 $ 109,000 $ 71,000
Webster County Louisiana 3 $ 348,000 $ 116,000 $ 55,000
Manistee County Michigan 3 $ 228,000 $ 76,000 $ 37,000
Kershaw County South Carolina 3 $ 445,000 $ 148,000 $ 49,000
Anderson County Texas 3 $ 234,000 $ 78,000 $ 30,000
Andrews County Texas 3 $ 685,000 $ 228,000 $ 133,000
Bandera County Texas 3 $ 498,000 $ 166,000 $ 50,000
Calhoun County Texas 3 $ 265,000 $ 88,000 $ 147,000
Chambers County Texas 3 $ 443,000 $ 147,000 $ 126,000
Cherokee County Texas 3 $ 353,000 $ 117,000 $ 52,000
Comanche County Texas 3 $ 453,000 $ 151,000 $ 80,000
Coryell County Texas 3 $ 444,000 $ 148,000 $ 82,000
Delta County Texas 3 $ 417,000 $ 139,000 $ 67,000
Grimes County Texas 3 $ 500,000 $ 166,000 $ 115,000
Kerr County Texas 3 $ 423,000 $ 141,000 $ 91,000
Limestone County Texas 3 $ 506,000 $ 168,000 $ 82,000
Llano County Texas 3 $ 345,000 $ 115,000 $ 97,000
San Patricio County Texas 3 $ 386,000 $ 128,000 $ 64,000
Upshur County Texas 3 $ 349,000 $ 116,000 $ 78,000
Adams County Colorado 2 $ 514,000 $ 257,000 $ 79,000
Collier County Florida 2 $ 421,000 $ 210,000 $ 170,000
Miami-Dade County Florida 2 $ 442,000 $ 221,000 $ 76,000
Pinellas County Florida 2 $ 302,000 $ 151,000 $ 126,000
Brown County Indiana 2 $ 429,000 $ 214,000 $ 108,000
Morgan County Indiana 2 $ 326,000 $ 163,000 $ 90,000
Calcasieu County Louisiana 2 $ 658,000 $ 329,000 $ 155,000
Eaton County Michigan 2 $ 166,000 $ 83,000 $ 40,000
Ingham County Michigan 2 $ 524,000 $ 262,000 $ 102,000
Mecosta County Michigan 2 $ 141,000 $ 70,000 $ 40,000
Stoddard County Missouri 2 $ 229,000 $ 114,000 $ 73,000
McCurtain County Oklahoma 2 $ 462,000 $ 231,000 $ 98,000
Newberry County South Carolina 2 $ 414,000 $ 207,000 $ 71,000
Sumter County South Carolina 2 $ 236,000 $ 118,000 $ 50,000
Montgomery County Tennessee 2 $ 295,000 $ 147,000 $ 51,000
Aransas County Texas 2 $ 203,000 $ 101,000 $ 83,000
Bee County Texas 2 $ 217,000 $ 108,000 $ 58,000
Burnet County Texas 2 $ 262,000 $ 131,000 $ 85,000
Camp County Texas 2 $ 182,000 $ 91,000 $ 62,000
Cass County Texas 2 $ 140,000 $ 70,000 $ 16,000
Colorado County Texas 2 $ 197,000 $ 98,000 $ 41,000
Frio County Texas 2 $ 292,000 $ 146,000 $ 75,000
Gillespie County Texas 2 $ 462,000 $ 231,000 $ 124,000
Hopkins County Texas 2 $ 126,000 $ 63,000 $ 79,000
Houston County Texas 2 $ 391,000 $ 195,000 $ 103,000
Jasper County Texas 2 $ 293,000 $ 146,000 $ 66,000
Jim Wells County Texas 2 $ 332,000 $ 166,000 $ 72,000
Karnes County Texas 2 $ 301,000 $ 150,000 $ 61,000
Lamar County Texas 2 $ 194,000 $ 97,000 $ 67,000
Marion County Texas 2 $ 418,000 $ 209,000 $ 99,000
Maverick County Texas 2 $ 199,000 $ 99,000 $ 45,000
Milam County Texas 2 $ 245,000 $ 122,000 $ 110,000
Newton County Texas 2 $ 199,000 $ 99,000 $ 39,000
Robertson County Texas 2 $ 197,000 $ 98,000 $ 88,000
Rusk County Texas 2 $ 280,000 $ 140,000 $ 71,000
Washington County Texas 2 $ 238,000 $ 119,000 $ 58,000
Wharton County Texas 2 $ 221,000 $ 110,000 $ 44,000
Wichita County Texas 2 $ 188,000 $ 94,000 $ 112,000
Benton County Arkansas 1 $ 120,000 $ 120,000 $ 44,000
Little River County Arkansas 1 $ 102,000 $ 102,000 $ 47,000
Logan County Arkansas 1 $ 83,000 $ 83,000 $ 301,000
Pulaski County Arkansas 1 $ 150,000 $ 150,000 $ 85,000
Kern County California 1 $ 210,000 $ 210,000 $ 135,000
San Joaquin County California 1 $ 417,000 $ 417,000 $ 405,000
Arapahoe County Colorado 1 $ 613,000 $ 613,000 $ 197,000
Denver County Colorado 1 $ 339,000 $ 339,000 $ 200,000
Fremont County Colorado 1 $ 195,000 $ 195,000 $ 67,000
Jefferson County Colorado 1 $ 231,000 $ 231,000 $ 72,000
Larimer County Colorado 1 $ 245,000 $ 245,000 $ 82,000
Teller County Colorado 1 $ 282,000 $ 282,000 $ 188,000
Broward County Florida 1 $ 228,000 $ 228,000 $ 94,000
Marion County Florida 1 $ 60,000 $ 60,000 $ 32,000
Monroe County Florida 1 $ 283,000 $ 283,000 $ 67,000
Osceola County Florida 1 $ 108,000 $ 108,000 $ 73,000
Palm Beach County Florida 1 $ 80,000 $ 80,000 $ 128,000
Polk County Florida 1 $ 405,000 $ 405,000 $ 160,000
St. Lucie County Florida 1 $ 90,000 $ 90,000 $ 111,000
Walton County Florida 1 $ 692,000 $ 692,000 $ 260,000
Hancock County Indiana 1 $ 88,000 $ 88,000 $ 67,000
Hendricks County Indiana 1 $ 163,000 $ 163,000 $ 68,000
Howard County Indiana 1 $ 204,000 $ 204,000 $ 190,000
Montgomery County Indiana 1 $ 92,000 $ 92,000 $ 37,000
Shelby County Indiana 1 $ 170,000 $ 170,000 $ 40,000
Tippecanoe County Indiana 1 $ 229,000 $ 229,000 $ 111,000
East Baton Rouge County Louisiana 1 $ 111,000 $ 111,000 $ 45,000
Iberville County Louisiana 1 $ 80,000 $ 80,000 $ 53,000
Lincoln County Louisiana 1 $ 194,000 $ 194,000 $ 30,000
Livingston County Louisiana 1 $ 276,000 $ 276,000 $ 179,000
Antrim County Michigan 1 $ 112,000 $ 112,000 $ 82,000
Barry County Michigan 1 $ 417,000 $ 417,000 $ 383,000
Huron County Michigan 1 $ 107,000 $ 107,000 $ 48,000
Isabella County Michigan 1 $ 97,000 $ 97,000 $ 61,000
Lake County Michigan 1 $ 387,000 $ 387,000 $ 177,000
Mackinac County Michigan 1 $ 82,000 $ 82,000 $ 40,000
Bollinger County Missouri 1 $ 118,000 $ 118,000 $ 43,000
Dunklin County Missouri 1 $ 68,000 $ 68,000 $ 50,000
Shelby County Missouri 1 $ 41,000 $ 41,000 $ 37,000
St. Louis County Missouri 1 $ 69,000 $ 69,000 $ 30,000
St. Louis City County Missouri 1 $ 116,000 $ 116,000 $ 170,000
Curry County New Mexico 1 $ 113,000 $ 113,000 $ 73,000
Lincoln County New Mexico 1 $ 195,000 $ 195,000 $ 42,000
Rio Arriba County New Mexico 1 $ 181,000 $ 181,000 $ 46,000
Bryan County Oklahoma 1 $ 133,000 $ 133,000 $ 40,000
Carter County Oklahoma 1 $ 116,000 $ 116,000 $ 160,000
Cleveland County Oklahoma 1 $ 140,000 $ 140,000 $ 91,000
Grady County Oklahoma 1 $ 142,000 $ 142,000 $ 101,000
Tulsa County Oklahoma 1 $ 203,000 $ 203,000 $ 94,000
Wagoner County Oklahoma 1 $ 80,000 $ 80,000 $ 28,000
Colleton County South Carolina 1 $ 315,000 $ 315,000 $ 112,000
Florence County South Carolina 1 $ 130,000 $ 130,000 $ 34,000
Georgetown County South Carolina 1 $ 283,000 $ 283,000 $ 62,000
Horry County South Carolina 1 $ 125,000 $ 125,000 $ 55,000
Lancaster County South Carolina 1 $ 137,000 $ 137,000 $ 38,000
Spartanburg County South Carolina 1 $ 130,000 $ 130,000 $ 48,000
Blount County Tennessee 1 $ 384,000 $ 384,000 $ 110,000
Coffee County Tennessee 1 $ 120,000 $ 120,000 $ 47,000
Franklin County Tennessee 1 $ 88,000 $ 88,000 $ 54,000
Henry County Tennessee 1 $ 43,000 $ 43,000 $ 126,000
Humphreys County Tennessee 1 $ 241,000 $ 241,000 $ 73,000
Macon County Tennessee 1 $ 85,000 $ 85,000 $ 51,000
Maury County Tennessee 1 $ 195,000 $ 195,000 $ 69,000
Sevier County Tennessee 1 $ 377,000 $ 377,000 $ 230,000
Weakley County Tennessee 1 $ 134,000 $ 134,000 $ 63,000
Williamson County Tennessee 1 $ 207,000 $ 207,000 $ 88,000
Archer County Texas 1 $ 249,000 $ 249,000 $ 123,000
Blanco County Texas 1 $ 226,000 $ 226,000 $ 84,000
Callahan County Texas 1 $ 82,000 $ 82,000 $ 67,000
Childress County Texas 1 $ 49,000 $ 49,000 $ 34,000
Crosby County Texas 1 $ 52,000 $ 52,000 $ 36,000
Eastland County Texas 1 $ 208,000 $ 208,000 $ 141,000
Fayette County Texas 1 $ 116,000 $ 116,000 $ 47,000
Franklin County Texas 1 $ 200,000 $ 200,000 $ 86,000
Gray County Texas 1 $ 134,000 $ 134,000 $ 164,000
Hale County Texas 1 $ 51,000 $ 51,000 $ 54,000
Hamilton County Texas 1 $ 135,000 $ 135,000 $ 84,000
Hemphill County Texas 1 $ 102,000 $ 102,000 $ 30,000
Jack County Texas 1 $ 57,000 $ 57,000 $ 20,000
Jeff Davis County Texas 1 $ 68,000 $ 68,000 $ 81,000
Kinney County Texas 1 $ 70,000 $ 70,000 $ 48,000
Madison County Texas 1 $ 154,000 $ 154,000 $ 47,000
Matagorda County Texas 1 $ 60,000 $ 60,000 $ 25,000
Moore County Texas 1 $ 104,000 $ 104,000 $ 71,000
Morris County Texas 1 $ 40,000 $ 40,000 $ 22,000
Ochiltree County Texas 1 $ 39,000 $ 39,000 $ 0
Oldham County Texas 1 $ 137,000 $ 137,000 $ 32,000
Panola County Texas 1 $ 184,000 $ 184,000 $ 69,000
Potter County Texas 1 $ 80,000 $ 80,000 $ 50,000
Red River County Texas 1 $ 114,000 $ 114,000 $ 100,000
Reeves County Texas 1 $ 88,000 $ 88,000 $ 72,000
Refugio County Texas 1 $ 276,000 $ 276,000 $ 177,000
San Jacinto County Texas 1 $ 54,000 $ 54,000 $ 25,000
San Saba County Texas 1 $ 100,000 $ 100,000 $ 64,000
Scurry County Texas 1 $ 85,000 $ 85,000 $ 118,000
Shackelford County Texas 1 $ 216,000 $ 216,000 $ 144,000
Shelby County Texas 1 $ 191,000 $ 191,000 $ 116,000
Somervell County Texas 1 $ 256,000 $ 256,000 $ 102,000
Swisher County Texas 1 $ 69,000 $ 69,000 $ 39,000
Terrell County Texas 1 $ 80,000 $ 80,000 $ 52,000
Trinity County Texas 1 $ 76,000 $ 76,000 $ 52,000
Zavala County Texas 1 $ 80,000 $ 80,000 $ 96,000
Island County Washington 1 $ 214,000 $ 214,000 $ 67,000

Mortgage Loan Application Detail Totals for Aspire Financial Inc in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,841 $630,987,000 $164,000 $1,062,000 $78,000 $633,000
Refinancing 2,213 $331,373,000 $149,000 $980,000 $84,000 $638,000
Home Improvement 11 $1,809,000 $164,000 $417,000 $94,000 $220,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,320 $695,921,000 $161,000 $1,062,000 $84,000 $638,000
Hispanic 706 $106,747,000 $151,000 $524,000 $70,000 $638,000
Black or African American 485 $75,241,000 $155,000 $417,000 $70,000 $321,000
Not Provided 347 $48,615,000 $140,000 $700,000 $67,000 $535,000
Asian 156 $29,396,000 $188,000 $772,000 $89,000 $500,000
Native Hawaiian or Other Pacific Islander 29 $5,274,000 $181,000 $700,000 $87,000 $243,000
American Indian or Alaskan Native 22 $2,975,000 $135,000 $369,000 $63,000 $135,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,171 $549,334,000 $173,000 $1,062,000 $98,000 $638,000
FHA-insured (Federal Housing Administration) 2,275 $311,332,000 $136,000 $362,000 $60,000 $564,000
VA-guaranteed (Veterans Administration) 364 $71,562,000 $196,000 $524,000 $78,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 255 $31,941,000 $125,000 $332,000 $45,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,465 $559,312,000 $161,000 $1,013,000 $81,000 $638,000
Application Withdrawn By Applicant 1,018 $168,622,000 $165,000 $1,062,000 $91,000 $638,000
Application Denied By Financial Institution 915 $139,063,000 $151,000 $936,000 $74,000 $500,000
Preapproval Denied by Financial Institution 295 $38,295,000 $129,000 $595,000 $54,000 $159,000
Preapproval Approved but not Accepted 277 $44,347,000 $160,000 $417,000 $76,000 $360,000
File Closed For Incompleteness 54 $8,182,000 $151,000 $405,000 $67,000 $180,000
Application Approved But Not Accepted 41 $6,348,000 $154,000 $364,000 $81,000 $244,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 472 $62,106,000 $131,000 $700,000 $66,000 $500,000
Collateral 192 $31,178,000 $162,000 $700,000 $78,000 $499,000
Debt-To-Income Ratio 173 $25,516,000 $147,000 $560,000 $60,000 $295,000
Insufficient Cash (Downpayment, Closing Cost) 166 $25,038,000 $150,000 $936,000 $57,000 $397,000
Other 66 $9,145,000 $138,000 $417,000 $67,000 $229,000
Unverifiable Information 53 $9,699,000 $183,000 $636,000 $107,000 $480,000
Credit Application Incomplete 46 $7,411,000 $161,000 $692,000 $84,000 $260,000
Employment History 20 $3,459,000 $172,000 $302,000 $85,000 $399,000
Mortgage Insurance Denied 2 $406,000 $203,000 $266,000 $65,000 $80,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aspire Financial Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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