Aspire Financial Inc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial Inc 4100 Alpha Rd #112 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,065 |
| Total Mortgage Loan Application Amount | $964,169,000 |
| Average Mortgage Loan Application Amount | $159,000 |
| Highest Mortgage Loan Application Amount | $1,062,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $638,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 723 | $ 111,375,000 | $ 154,000 | $ 88,000 |
| Dallas County Texas | 653 | $ 102,788,000 | $ 157,000 | $ 82,000 |
| Collin County Texas | 406 | $ 80,517,000 | $ 198,000 | $ 99,000 |
| Muskegon County Michigan | 397 | $ 43,046,000 | $ 108,000 | $ 50,000 |
| Harris County Texas | 395 | $ 86,170,000 | $ 218,000 | $ 116,000 |
| Denton County Texas | 325 | $ 58,851,000 | $ 181,000 | $ 93,000 |
| Bexar County Texas | 260 | $ 41,435,000 | $ 159,000 | $ 70,000 |
| Kent County Michigan | 137 | $ 17,248,000 | $ 125,000 | $ 60,000 |
| Ottawa County Michigan | 118 | $ 19,344,000 | $ 163,000 | $ 69,000 |
| Robertson County Tennessee | 85 | $ 13,795,000 | $ 162,000 | $ 61,000 |
| Ellis County Texas | 79 | $ 13,756,000 | $ 174,000 | $ 88,000 |
| Caddo County Louisiana | 73 | $ 10,640,000 | $ 145,000 | $ 59,000 |
| Sumner County Tennessee | 65 | $ 11,109,000 | $ 170,000 | $ 69,000 |
| Lee County Florida | 61 | $ 9,357,000 | $ 153,000 | $ 85,000 |
| Rockwall County Texas | 61 | $ 11,395,000 | $ 186,000 | $ 94,000 |
| Parker County Texas | 60 | $ 9,868,000 | $ 164,000 | $ 85,000 |
| Johnson County Texas | 59 | $ 8,505,000 | $ 144,000 | $ 87,000 |
| Fort Bend County Texas | 58 | $ 12,855,000 | $ 221,000 | $ 115,000 |
| Marion County Indiana | 55 | $ 5,654,000 | $ 102,000 | $ 40,000 |
| Montgomery County Texas | 53 | $ 9,389,000 | $ 177,000 | $ 104,000 |
| Lexington County South Carolina | 50 | $ 6,362,000 | $ 127,000 | $ 47,000 |
| Kaufman County Texas | 50 | $ 7,179,000 | $ 143,000 | $ 73,000 |
| Wayne County Michigan | 45 | $ 4,441,000 | $ 98,000 | $ 41,000 |
| Macomb County Michigan | 40 | $ 6,199,000 | $ 154,000 | $ 50,000 |
| Galveston County Texas | 39 | $ 5,808,000 | $ 148,000 | $ 102,000 |
| Brazoria County Texas | 37 | $ 6,679,000 | $ 180,000 | $ 102,000 |
| Travis County Texas | 35 | $ 6,455,000 | $ 184,000 | $ 93,000 |
| Bossier County Louisiana | 33 | $ 6,559,000 | $ 198,000 | $ 68,000 |
| Oakland County Michigan | 31 | $ 5,024,000 | $ 162,000 | $ 62,000 |
| Victoria County Texas | 29 | $ 4,646,000 | $ 160,000 | $ 79,000 |
| Williamson County Texas | 29 | $ 5,251,000 | $ 181,000 | $ 98,000 |
| Guadalupe County Texas | 26 | $ 4,692,000 | $ 180,000 | $ 68,000 |
| Hunt County Texas | 24 | $ 3,334,000 | $ 138,000 | $ 78,000 |
| Henderson County Texas | 23 | $ 2,286,000 | $ 99,000 | $ 81,000 |
| Grayson County Texas | 21 | $ 2,807,000 | $ 133,000 | $ 94,000 |
| Hood County Texas | 21 | $ 3,398,000 | $ 161,000 | $ 68,000 |
| Wise County Texas | 21 | $ 2,975,000 | $ 141,000 | $ 85,000 |
| Wilson County Texas | 20 | $ 4,279,000 | $ 213,000 | $ 82,000 |
| Richland County South Carolina | 19 | $ 2,212,000 | $ 116,000 | $ 45,000 |
| Brazos County Texas | 19 | $ 2,540,000 | $ 133,000 | $ 94,000 |
| McLennan County Texas | 17 | $ 2,375,000 | $ 139,000 | $ 111,000 |
| Midland County Texas | 17 | $ 3,381,000 | $ 198,000 | $ 99,000 |
| Palo Pinto County Texas | 17 | $ 2,203,000 | $ 129,000 | $ 100,000 |
| Van Zandt County Texas | 15 | $ 1,677,000 | $ 111,000 | $ 60,000 |
| El Paso County Texas | 14 | $ 1,533,000 | $ 109,000 | $ 57,000 |
| Nueces County Texas | 14 | $ 1,649,000 | $ 117,000 | $ 57,000 |
| Hidalgo County Texas | 12 | $ 1,200,000 | $ 100,000 | $ 48,000 |
| Liberty County Texas | 12 | $ 1,908,000 | $ 159,000 | $ 75,000 |
| Cape Girardeau County Missouri | 11 | $ 1,530,000 | $ 139,000 | $ 55,000 |
| Comal County Texas | 11 | $ 2,315,000 | $ 210,000 | $ 102,000 |
| Cooke County Texas | 11 | $ 1,460,000 | $ 132,000 | $ 100,000 |
| Ector County Texas | 11 | $ 1,432,000 | $ 130,000 | $ 62,000 |
| Smith County Texas | 11 | $ 1,737,000 | $ 157,000 | $ 81,000 |
| Hill County Texas | 10 | $ 883,000 | $ 88,000 | $ 55,000 |
| Jefferson County Texas | 9 | $ 913,000 | $ 101,000 | $ 62,000 |
| Lubbock County Texas | 9 | $ 728,000 | $ 80,000 | $ 85,000 |
| Navarro County Texas | 9 | $ 969,000 | $ 107,000 | $ 63,000 |
| Tom Green County Texas | 9 | $ 1,205,000 | $ 133,000 | $ 82,000 |
| Newaygo County Michigan | 8 | $ 898,000 | $ 112,000 | $ 50,000 |
| Cameron County Texas | 8 | $ 680,000 | $ 85,000 | $ 55,000 |
| Erath County Texas | 8 | $ 1,405,000 | $ 175,000 | $ 82,000 |
| Wood County Texas | 8 | $ 815,000 | $ 101,000 | $ 81,000 |
| El Paso County Colorado | 7 | $ 1,529,000 | $ 218,000 | $ 90,000 |
| De Soto County Louisiana | 7 | $ 1,285,000 | $ 183,000 | $ 66,000 |
| Davidson County Tennessee | 7 | $ 1,427,000 | $ 203,000 | $ 84,000 |
| Rutherford County Tennessee | 7 | $ 1,703,000 | $ 243,000 | $ 92,000 |
| Austin County Texas | 7 | $ 1,136,000 | $ 162,000 | $ 71,000 |
| Fannin County Texas | 7 | $ 638,000 | $ 91,000 | $ 74,000 |
| Hays County Texas | 7 | $ 2,040,000 | $ 291,000 | $ 91,000 |
| Medina County Texas | 7 | $ 946,000 | $ 135,000 | $ 66,000 |
| Webb County Texas | 7 | $ 955,000 | $ 136,000 | $ 52,000 |
| Johnson County Indiana | 6 | $ 755,000 | $ 125,000 | $ 57,000 |
| Mason County Michigan | 6 | $ 485,000 | $ 80,000 | $ 63,000 |
| Oceana County Michigan | 6 | $ 778,000 | $ 129,000 | $ 61,000 |
| Atascosa County Texas | 6 | $ 956,000 | $ 159,000 | $ 63,000 |
| Bell County Texas | 6 | $ 867,000 | $ 144,000 | $ 89,000 |
| Bosque County Texas | 6 | $ 609,000 | $ 101,000 | $ 80,000 |
| King County Washington | 6 | $ 1,506,000 | $ 251,000 | $ 119,000 |
| Pierce County Washington | 6 | $ 1,229,000 | $ 204,000 | $ 80,000 |
| Snohomish County Washington | 6 | $ 1,240,000 | $ 206,000 | $ 67,000 |
| Allegan County Michigan | 5 | $ 608,000 | $ 121,000 | $ 44,000 |
| Ionia County Michigan | 5 | $ 491,000 | $ 98,000 | $ 42,000 |
| Montcalm County Michigan | 5 | $ 547,000 | $ 109,000 | $ 50,000 |
| Scott County Missouri | 5 | $ 508,000 | $ 101,000 | $ 60,000 |
| Otero County New Mexico | 5 | $ 746,000 | $ 149,000 | $ 82,000 |
| Cheatham County Tennessee | 5 | $ 1,167,000 | $ 233,000 | $ 69,000 |
| Bastrop County Texas | 5 | $ 667,000 | $ 133,000 | $ 51,000 |
| Harrison County Texas | 5 | $ 769,000 | $ 153,000 | $ 156,000 |
| Montague County Texas | 5 | $ 624,000 | $ 124,000 | $ 70,000 |
| Orange County Texas | 5 | $ 684,000 | $ 136,000 | $ 77,000 |
| Polk County Texas | 5 | $ 529,000 | $ 105,000 | $ 81,000 |
| Randall County Texas | 5 | $ 791,000 | $ 158,000 | $ 68,000 |
| Stephens County Texas | 5 | $ 774,000 | $ 154,000 | $ 81,000 |
| Ward County Texas | 5 | $ 730,000 | $ 146,000 | $ 88,000 |
| Hamilton County Indiana | 4 | $ 798,000 | $ 199,000 | $ 43,000 |
| Washtenaw County Michigan | 4 | $ 433,000 | $ 108,000 | $ 194,000 |
| New Madrid County Missouri | 4 | $ 523,000 | $ 130,000 | $ 58,000 |
| Wilson County Tennessee | 4 | $ 807,000 | $ 201,000 | $ 78,000 |
| Angelina County Texas | 4 | $ 409,000 | $ 102,000 | $ 68,000 |
| Bowie County Texas | 4 | $ 505,000 | $ 126,000 | $ 49,000 |
| Caldwell County Texas | 4 | $ 721,000 | $ 180,000 | $ 43,000 |
| Freestone County Texas | 4 | $ 859,000 | $ 214,000 | $ 70,000 |
| Gregg County Texas | 4 | $ 525,000 | $ 131,000 | $ 87,000 |
| Hardin County Texas | 4 | $ 578,000 | $ 144,000 | $ 66,000 |
| Howard County Texas | 4 | $ 490,000 | $ 122,000 | $ 56,000 |
| Kendall County Texas | 4 | $ 674,000 | $ 168,000 | $ 63,000 |
| Live Oak County Texas | 4 | $ 718,000 | $ 179,000 | $ 112,000 |
| Nacogdoches County Texas | 4 | $ 418,000 | $ 104,000 | $ 57,000 |
| Rains County Texas | 4 | $ 645,000 | $ 161,000 | $ 87,000 |
| Taylor County Texas | 4 | $ 443,000 | $ 110,000 | $ 81,000 |
| Tyler County Texas | 4 | $ 471,000 | $ 117,000 | $ 47,000 |
| Val Verde County Texas | 4 | $ 360,000 | $ 90,000 | $ 47,000 |
| Walker County Texas | 4 | $ 642,000 | $ 160,000 | $ 116,000 |
| Waller County Texas | 4 | $ 1,333,000 | $ 333,000 | $ 110,000 |
| Young County Texas | 4 | $ 405,000 | $ 101,000 | $ 39,000 |
| Charlotte County Florida | 3 | $ 327,000 | $ 109,000 | $ 71,000 |
| Webster County Louisiana | 3 | $ 348,000 | $ 116,000 | $ 55,000 |
| Manistee County Michigan | 3 | $ 228,000 | $ 76,000 | $ 37,000 |
| Kershaw County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 49,000 |
| Anderson County Texas | 3 | $ 234,000 | $ 78,000 | $ 30,000 |
| Andrews County Texas | 3 | $ 685,000 | $ 228,000 | $ 133,000 |
| Bandera County Texas | 3 | $ 498,000 | $ 166,000 | $ 50,000 |
| Calhoun County Texas | 3 | $ 265,000 | $ 88,000 | $ 147,000 |
| Chambers County Texas | 3 | $ 443,000 | $ 147,000 | $ 126,000 |
| Cherokee County Texas | 3 | $ 353,000 | $ 117,000 | $ 52,000 |
| Comanche County Texas | 3 | $ 453,000 | $ 151,000 | $ 80,000 |
| Coryell County Texas | 3 | $ 444,000 | $ 148,000 | $ 82,000 |
| Delta County Texas | 3 | $ 417,000 | $ 139,000 | $ 67,000 |
| Grimes County Texas | 3 | $ 500,000 | $ 166,000 | $ 115,000 |
| Kerr County Texas | 3 | $ 423,000 | $ 141,000 | $ 91,000 |
| Limestone County Texas | 3 | $ 506,000 | $ 168,000 | $ 82,000 |
| Llano County Texas | 3 | $ 345,000 | $ 115,000 | $ 97,000 |
| San Patricio County Texas | 3 | $ 386,000 | $ 128,000 | $ 64,000 |
| Upshur County Texas | 3 | $ 349,000 | $ 116,000 | $ 78,000 |
| Adams County Colorado | 2 | $ 514,000 | $ 257,000 | $ 79,000 |
| Collier County Florida | 2 | $ 421,000 | $ 210,000 | $ 170,000 |
| Miami-Dade County Florida | 2 | $ 442,000 | $ 221,000 | $ 76,000 |
| Pinellas County Florida | 2 | $ 302,000 | $ 151,000 | $ 126,000 |
| Brown County Indiana | 2 | $ 429,000 | $ 214,000 | $ 108,000 |
| Morgan County Indiana | 2 | $ 326,000 | $ 163,000 | $ 90,000 |
| Calcasieu County Louisiana | 2 | $ 658,000 | $ 329,000 | $ 155,000 |
| Eaton County Michigan | 2 | $ 166,000 | $ 83,000 | $ 40,000 |
| Ingham County Michigan | 2 | $ 524,000 | $ 262,000 | $ 102,000 |
| Mecosta County Michigan | 2 | $ 141,000 | $ 70,000 | $ 40,000 |
| Stoddard County Missouri | 2 | $ 229,000 | $ 114,000 | $ 73,000 |
| McCurtain County Oklahoma | 2 | $ 462,000 | $ 231,000 | $ 98,000 |
| Newberry County South Carolina | 2 | $ 414,000 | $ 207,000 | $ 71,000 |
| Sumter County South Carolina | 2 | $ 236,000 | $ 118,000 | $ 50,000 |
| Montgomery County Tennessee | 2 | $ 295,000 | $ 147,000 | $ 51,000 |
| Aransas County Texas | 2 | $ 203,000 | $ 101,000 | $ 83,000 |
| Bee County Texas | 2 | $ 217,000 | $ 108,000 | $ 58,000 |
| Burnet County Texas | 2 | $ 262,000 | $ 131,000 | $ 85,000 |
| Camp County Texas | 2 | $ 182,000 | $ 91,000 | $ 62,000 |
| Cass County Texas | 2 | $ 140,000 | $ 70,000 | $ 16,000 |
| Colorado County Texas | 2 | $ 197,000 | $ 98,000 | $ 41,000 |
| Frio County Texas | 2 | $ 292,000 | $ 146,000 | $ 75,000 |
| Gillespie County Texas | 2 | $ 462,000 | $ 231,000 | $ 124,000 |
| Hopkins County Texas | 2 | $ 126,000 | $ 63,000 | $ 79,000 |
| Houston County Texas | 2 | $ 391,000 | $ 195,000 | $ 103,000 |
| Jasper County Texas | 2 | $ 293,000 | $ 146,000 | $ 66,000 |
| Jim Wells County Texas | 2 | $ 332,000 | $ 166,000 | $ 72,000 |
| Karnes County Texas | 2 | $ 301,000 | $ 150,000 | $ 61,000 |
| Lamar County Texas | 2 | $ 194,000 | $ 97,000 | $ 67,000 |
| Marion County Texas | 2 | $ 418,000 | $ 209,000 | $ 99,000 |
| Maverick County Texas | 2 | $ 199,000 | $ 99,000 | $ 45,000 |
| Milam County Texas | 2 | $ 245,000 | $ 122,000 | $ 110,000 |
| Newton County Texas | 2 | $ 199,000 | $ 99,000 | $ 39,000 |
| Robertson County Texas | 2 | $ 197,000 | $ 98,000 | $ 88,000 |
| Rusk County Texas | 2 | $ 280,000 | $ 140,000 | $ 71,000 |
| Washington County Texas | 2 | $ 238,000 | $ 119,000 | $ 58,000 |
| Wharton County Texas | 2 | $ 221,000 | $ 110,000 | $ 44,000 |
| Wichita County Texas | 2 | $ 188,000 | $ 94,000 | $ 112,000 |
| Benton County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Little River County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Logan County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 301,000 |
| Pulaski County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Kern County California | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| San Joaquin County California | 1 | $ 417,000 | $ 417,000 | $ 405,000 |
| Arapahoe County Colorado | 1 | $ 613,000 | $ 613,000 | $ 197,000 |
| Denver County Colorado | 1 | $ 339,000 | $ 339,000 | $ 200,000 |
| Fremont County Colorado | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Jefferson County Colorado | 1 | $ 231,000 | $ 231,000 | $ 72,000 |
| Larimer County Colorado | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Teller County Colorado | 1 | $ 282,000 | $ 282,000 | $ 188,000 |
| Broward County Florida | 1 | $ 228,000 | $ 228,000 | $ 94,000 |
| Marion County Florida | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Monroe County Florida | 1 | $ 283,000 | $ 283,000 | $ 67,000 |
| Osceola County Florida | 1 | $ 108,000 | $ 108,000 | $ 73,000 |
| Palm Beach County Florida | 1 | $ 80,000 | $ 80,000 | $ 128,000 |
| Polk County Florida | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| St. Lucie County Florida | 1 | $ 90,000 | $ 90,000 | $ 111,000 |
| Walton County Florida | 1 | $ 692,000 | $ 692,000 | $ 260,000 |
| Hancock County Indiana | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Hendricks County Indiana | 1 | $ 163,000 | $ 163,000 | $ 68,000 |
| Howard County Indiana | 1 | $ 204,000 | $ 204,000 | $ 190,000 |
| Montgomery County Indiana | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Shelby County Indiana | 1 | $ 170,000 | $ 170,000 | $ 40,000 |
| Tippecanoe County Indiana | 1 | $ 229,000 | $ 229,000 | $ 111,000 |
| East Baton Rouge County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Iberville County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Lincoln County Louisiana | 1 | $ 194,000 | $ 194,000 | $ 30,000 |
| Livingston County Louisiana | 1 | $ 276,000 | $ 276,000 | $ 179,000 |
| Antrim County Michigan | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Barry County Michigan | 1 | $ 417,000 | $ 417,000 | $ 383,000 |
| Huron County Michigan | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Isabella County Michigan | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Lake County Michigan | 1 | $ 387,000 | $ 387,000 | $ 177,000 |
| Mackinac County Michigan | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Bollinger County Missouri | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Dunklin County Missouri | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Shelby County Missouri | 1 | $ 41,000 | $ 41,000 | $ 37,000 |
| St. Louis County Missouri | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| St. Louis City County Missouri | 1 | $ 116,000 | $ 116,000 | $ 170,000 |
| Curry County New Mexico | 1 | $ 113,000 | $ 113,000 | $ 73,000 |
| Lincoln County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Rio Arriba County New Mexico | 1 | $ 181,000 | $ 181,000 | $ 46,000 |
| Bryan County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Carter County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 160,000 |
| Cleveland County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Grady County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 101,000 |
| Tulsa County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 94,000 |
| Wagoner County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Colleton County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Florence County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Georgetown County South Carolina | 1 | $ 283,000 | $ 283,000 | $ 62,000 |
| Horry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Lancaster County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Spartanburg County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Blount County Tennessee | 1 | $ 384,000 | $ 384,000 | $ 110,000 |
| Coffee County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Franklin County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Henry County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 126,000 |
| Humphreys County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 73,000 |
| Macon County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Maury County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Sevier County Tennessee | 1 | $ 377,000 | $ 377,000 | $ 230,000 |
| Weakley County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Williamson County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 88,000 |
| Archer County Texas | 1 | $ 249,000 | $ 249,000 | $ 123,000 |
| Blanco County Texas | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Callahan County Texas | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Childress County Texas | 1 | $ 49,000 | $ 49,000 | $ 34,000 |
| Crosby County Texas | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Eastland County Texas | 1 | $ 208,000 | $ 208,000 | $ 141,000 |
| Fayette County Texas | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Franklin County Texas | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Gray County Texas | 1 | $ 134,000 | $ 134,000 | $ 164,000 |
| Hale County Texas | 1 | $ 51,000 | $ 51,000 | $ 54,000 |
| Hamilton County Texas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Hemphill County Texas | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Jack County Texas | 1 | $ 57,000 | $ 57,000 | $ 20,000 |
| Jeff Davis County Texas | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
| Kinney County Texas | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Madison County Texas | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| Matagorda County Texas | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Moore County Texas | 1 | $ 104,000 | $ 104,000 | $ 71,000 |
| Morris County Texas | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Ochiltree County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Oldham County Texas | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| Panola County Texas | 1 | $ 184,000 | $ 184,000 | $ 69,000 |
| Potter County Texas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Red River County Texas | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Reeves County Texas | 1 | $ 88,000 | $ 88,000 | $ 72,000 |
| Refugio County Texas | 1 | $ 276,000 | $ 276,000 | $ 177,000 |
| San Jacinto County Texas | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| San Saba County Texas | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Scurry County Texas | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Shackelford County Texas | 1 | $ 216,000 | $ 216,000 | $ 144,000 |
| Shelby County Texas | 1 | $ 191,000 | $ 191,000 | $ 116,000 |
| Somervell County Texas | 1 | $ 256,000 | $ 256,000 | $ 102,000 |
| Swisher County Texas | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
| Terrell County Texas | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Trinity County Texas | 1 | $ 76,000 | $ 76,000 | $ 52,000 |
| Zavala County Texas | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Island County Washington | 1 | $ 214,000 | $ 214,000 | $ 67,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,841 | $630,987,000 | $164,000 | $1,062,000 | $78,000 | $633,000 |
| Refinancing | 2,213 | $331,373,000 | $149,000 | $980,000 | $84,000 | $638,000 |
| Home Improvement | 11 | $1,809,000 | $164,000 | $417,000 | $94,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,320 | $695,921,000 | $161,000 | $1,062,000 | $84,000 | $638,000 |
| Hispanic | 706 | $106,747,000 | $151,000 | $524,000 | $70,000 | $638,000 |
| Black or African American | 485 | $75,241,000 | $155,000 | $417,000 | $70,000 | $321,000 |
| Not Provided | 347 | $48,615,000 | $140,000 | $700,000 | $67,000 | $535,000 |
| Asian | 156 | $29,396,000 | $188,000 | $772,000 | $89,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $5,274,000 | $181,000 | $700,000 | $87,000 | $243,000 |
| American Indian or Alaskan Native | 22 | $2,975,000 | $135,000 | $369,000 | $63,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,171 | $549,334,000 | $173,000 | $1,062,000 | $98,000 | $638,000 |
| FHA-insured (Federal Housing Administration) | 2,275 | $311,332,000 | $136,000 | $362,000 | $60,000 | $564,000 |
| VA-guaranteed (Veterans Administration) | 364 | $71,562,000 | $196,000 | $524,000 | $78,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 255 | $31,941,000 | $125,000 | $332,000 | $45,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,465 | $559,312,000 | $161,000 | $1,013,000 | $81,000 | $638,000 |
| Application Withdrawn By Applicant | 1,018 | $168,622,000 | $165,000 | $1,062,000 | $91,000 | $638,000 |
| Application Denied By Financial Institution | 915 | $139,063,000 | $151,000 | $936,000 | $74,000 | $500,000 |
| Preapproval Denied by Financial Institution | 295 | $38,295,000 | $129,000 | $595,000 | $54,000 | $159,000 |
| Preapproval Approved but not Accepted | 277 | $44,347,000 | $160,000 | $417,000 | $76,000 | $360,000 |
| File Closed For Incompleteness | 54 | $8,182,000 | $151,000 | $405,000 | $67,000 | $180,000 |
| Application Approved But Not Accepted | 41 | $6,348,000 | $154,000 | $364,000 | $81,000 | $244,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 472 | $62,106,000 | $131,000 | $700,000 | $66,000 | $500,000 |
| Collateral | 192 | $31,178,000 | $162,000 | $700,000 | $78,000 | $499,000 |
| Debt-To-Income Ratio | 173 | $25,516,000 | $147,000 | $560,000 | $60,000 | $295,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 166 | $25,038,000 | $150,000 | $936,000 | $57,000 | $397,000 |
| Other | 66 | $9,145,000 | $138,000 | $417,000 | $67,000 | $229,000 |
| Unverifiable Information | 53 | $9,699,000 | $183,000 | $636,000 | $107,000 | $480,000 |
| Credit Application Incomplete | 46 | $7,411,000 | $161,000 | $692,000 | $84,000 | $260,000 |
| Employment History | 20 | $3,459,000 | $172,000 | $302,000 | $85,000 | $399,000 |
| Mortgage Insurance Denied | 2 | $406,000 | $203,000 | $266,000 | $65,000 | $80,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.