Aspire Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Aspire Financial, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 6,739 |
| Total Mortgage Loan Application Amount | $1,328,457,000 |
| Average Mortgage Loan Application Amount | $235,333 |
| Highest Mortgage Loan Application Amount | $65,649,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $6,417,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,196 | $ 206,923,000 | $ 173,000 | $ 102,000 |
| Dallas County Texas | 1,018 | $ 247,916,000 | $ 243,000 | $ 113,000 |
| Collin County Texas | 750 | $ 169,810,000 | $ 226,000 | $ 125,000 |
| Denton County Texas | 646 | $ 137,666,000 | $ 213,000 | $ 116,000 |
| Harris County Texas | 281 | $ 60,242,000 | $ 214,000 | $ 118,000 |
| Muskegon County Michigan | 226 | $ 28,336,000 | $ 125,000 | $ 59,000 |
| Ellis County Texas | 154 | $ 27,011,000 | $ 175,000 | $ 100,000 |
| Bexar County Texas | 145 | $ 24,566,000 | $ 169,000 | $ 75,000 |
| Kaufman County Texas | 122 | $ 19,680,000 | $ 161,000 | $ 97,000 |
| Rockwall County Texas | 111 | $ 23,721,000 | $ 213,000 | $ 109,000 |
| Johnson County Texas | 110 | $ 18,267,000 | $ 166,000 | $ 96,000 |
| Ottawa County Michigan | 101 | $ 16,943,000 | $ 167,000 | $ 71,000 |
| Parker County Texas | 87 | $ 17,064,000 | $ 196,000 | $ 101,000 |
| Riverside County California | 66 | $ 17,219,000 | $ 260,000 | $ 94,000 |
| Fort Bend County Texas | 54 | $ 10,817,000 | $ 200,000 | $ 132,000 |
| Marion County Indiana | 49 | $ 5,722,000 | $ 116,000 | $ 47,000 |
| Montgomery County Texas | 47 | $ 9,110,000 | $ 193,000 | $ 120,000 |
| Robertson County Tennessee | 44 | $ 9,130,000 | $ 207,000 | $ 84,000 |
| Wise County Texas | 44 | $ 6,928,000 | $ 157,000 | $ 83,000 |
| Hinds County Mississippi | 41 | $ 6,624,000 | $ 161,000 | $ 52,000 |
| Hunt County Texas | 41 | $ 5,695,000 | $ 138,000 | $ 88,000 |
| Cape Girardeau County Missouri | 40 | $ 4,734,000 | $ 118,000 | $ 50,000 |
| Hood County Texas | 39 | $ 7,765,000 | $ 199,000 | $ 91,000 |
| Grayson County Texas | 38 | $ 6,955,000 | $ 183,000 | $ 106,000 |
| Travis County Texas | 37 | $ 11,297,000 | $ 305,000 | $ 169,000 |
| San Diego County California | 34 | $ 11,784,000 | $ 346,000 | $ 110,000 |
| Santa Cruz County California | 34 | $ 15,007,000 | $ 441,000 | $ 118,000 |
| Sumner County Tennessee | 34 | $ 6,221,000 | $ 182,000 | $ 69,000 |
| Lee County Florida | 33 | $ 5,296,000 | $ 160,000 | $ 72,000 |
| Williamson County Texas | 31 | $ 6,170,000 | $ 199,000 | $ 92,000 |
| Lexington County South Carolina | 30 | $ 4,998,000 | $ 166,000 | $ 65,000 |
| Galveston County Texas | 29 | $ 4,434,000 | $ 152,000 | $ 96,000 |
| Hamilton County Indiana | 28 | $ 5,117,000 | $ 182,000 | $ 69,000 |
| Van Zandt County Texas | 28 | $ 4,193,000 | $ 149,000 | $ 84,000 |
| Fresno County California | 26 | $ 4,998,000 | $ 192,000 | $ 53,000 |
| Kent County Michigan | 26 | $ 3,055,000 | $ 117,000 | $ 58,000 |
| Brazoria County Texas | 21 | $ 3,548,000 | $ 168,000 | $ 88,000 |
| Madison County Mississippi | 20 | $ 4,329,000 | $ 216,000 | $ 64,000 |
| Allegan County Michigan | 19 | $ 2,582,000 | $ 135,000 | $ 57,000 |
| Henderson County Texas | 19 | $ 3,486,000 | $ 183,000 | $ 115,000 |
| Victoria County Texas | 19 | $ 2,464,000 | $ 129,000 | $ 63,000 |
| Hancock County Indiana | 17 | $ 2,145,000 | $ 126,000 | $ 60,000 |
| Rankin County Mississippi | 17 | $ 3,411,000 | $ 200,000 | $ 71,000 |
| Cooke County Texas | 16 | $ 2,413,000 | $ 150,000 | $ 98,000 |
| Hill County Texas | 16 | $ 2,104,000 | $ 131,000 | $ 73,000 |
| Smith County Texas | 16 | $ 2,780,000 | $ 173,000 | $ 100,000 |
| Johnson County Indiana | 15 | $ 2,093,000 | $ 139,000 | $ 57,000 |
| Bell County Texas | 15 | $ 2,254,000 | $ 150,000 | $ 92,000 |
| Erath County Texas | 15 | $ 2,230,000 | $ 148,000 | $ 110,000 |
| McLennan County Texas | 15 | $ 1,923,000 | $ 128,000 | $ 80,000 |
| Palo Pinto County Texas | 15 | $ 2,135,000 | $ 142,000 | $ 124,000 |
| Los Angeles County California | 14 | $ 6,186,000 | $ 441,000 | $ 210,000 |
| Navarro County Texas | 14 | $ 1,982,000 | $ 141,000 | $ 80,000 |
| Fannin County Texas | 13 | $ 2,277,000 | $ 175,000 | $ 103,000 |
| Brazos County Texas | 12 | $ 1,863,000 | $ 155,000 | $ 89,000 |
| El Paso County Texas | 11 | $ 1,037,000 | $ 94,000 | $ 69,000 |
| Hays County Texas | 11 | $ 2,801,000 | $ 254,000 | $ 121,000 |
| Hopkins County Texas | 11 | $ 1,787,000 | $ 162,000 | $ 80,000 |
| Jefferson County Texas | 11 | $ 1,445,000 | $ 131,000 | $ 63,000 |
| Lubbock County Texas | 11 | $ 3,186,000 | $ 289,000 | $ 133,000 |
| Comal County Texas | 10 | $ 2,633,000 | $ 263,000 | $ 118,000 |
| Hidalgo County Texas | 10 | $ 815,000 | $ 81,000 | $ 64,000 |
| Midland County Texas | 10 | $ 2,502,000 | $ 250,000 | $ 133,000 |
| Young County Texas | 9 | $ 2,015,000 | $ 223,000 | $ 140,000 |
| Shelby County Indiana | 8 | $ 820,000 | $ 102,000 | $ 43,000 |
| Richland County South Carolina | 8 | $ 1,045,000 | $ 130,000 | $ 48,000 |
| Calhoun County Texas | 8 | $ 963,000 | $ 120,000 | $ 68,000 |
| Coryell County Texas | 8 | $ 1,113,000 | $ 139,000 | $ 81,000 |
| Monterey County California | 7 | $ 3,193,000 | $ 456,000 | $ 150,000 |
| Madison County Indiana | 7 | $ 786,000 | $ 112,000 | $ 57,000 |
| Davidson County Tennessee | 7 | $ 1,630,000 | $ 232,000 | $ 118,000 |
| Bosque County Texas | 7 | $ 812,000 | $ 116,000 | $ 90,000 |
| Nueces County Texas | 7 | $ 917,000 | $ 131,000 | $ 90,000 |
| Rains County Texas | 7 | $ 906,000 | $ 129,000 | $ 46,000 |
| Webb County Texas | 7 | $ 854,000 | $ 122,000 | $ 71,000 |
| Wichita County Texas | 7 | $ 1,195,000 | $ 170,000 | $ 163,000 |
| San Bernardino County California | 6 | $ 1,858,000 | $ 309,000 | $ 59,000 |
| Hendricks County Indiana | 6 | $ 1,180,000 | $ 196,000 | $ 68,000 |
| Anderson County Texas | 6 | $ 779,000 | $ 129,000 | $ 75,000 |
| Angelina County Texas | 6 | $ 837,000 | $ 139,000 | $ 76,000 |
| Cherokee County Texas | 6 | $ 1,373,000 | $ 228,000 | $ 162,000 |
| Ector County Texas | 6 | $ 730,000 | $ 121,000 | $ 68,000 |
| Guadalupe County Texas | 6 | $ 1,119,000 | $ 186,000 | $ 49,000 |
| Wood County Texas | 6 | $ 619,000 | $ 103,000 | $ 144,000 |
| Tulare County California | 5 | $ 742,000 | $ 148,000 | $ 47,000 |
| Newaygo County Michigan | 5 | $ 638,000 | $ 127,000 | $ 43,000 |
| Darlington County South Carolina | 5 | $ 810,000 | $ 162,000 | $ 48,000 |
| Austin County Texas | 5 | $ 1,108,000 | $ 221,000 | $ 77,000 |
| Lamar County Texas | 5 | $ 567,000 | $ 113,000 | $ 81,000 |
| Liberty County Texas | 5 | $ 558,000 | $ 111,000 | $ 75,000 |
| Medina County Texas | 5 | $ 825,000 | $ 165,000 | $ 74,000 |
| San Jacinto County Texas | 5 | $ 791,000 | $ 158,000 | $ 77,000 |
| San Patricio County Texas | 5 | $ 752,000 | $ 150,000 | $ 86,000 |
| Somervell County Texas | 5 | $ 909,000 | $ 181,000 | $ 116,000 |
| Maricopa County Arizona | 4 | $ 1,050,000 | $ 262,000 | $ 100,000 |
| Henry County Indiana | 4 | $ 596,000 | $ 149,000 | $ 51,000 |
| Atascosa County Texas | 4 | $ 802,000 | $ 200,000 | $ 63,000 |
| Bowie County Texas | 4 | $ 544,000 | $ 136,000 | $ 58,000 |
| Eastland County Texas | 4 | $ 514,000 | $ 128,000 | $ 56,000 |
| Freestone County Texas | 4 | $ 547,000 | $ 136,000 | $ 81,000 |
| Gillespie County Texas | 4 | $ 989,000 | $ 247,000 | $ 222,000 |
| Gregg County Texas | 4 | $ 492,000 | $ 123,000 | $ 72,000 |
| Kendall County Texas | 4 | $ 877,000 | $ 219,000 | $ 97,000 |
| Matagorda County Texas | 4 | $ 615,000 | $ 153,000 | $ 136,000 |
| Orange County Texas | 4 | $ 473,000 | $ 118,000 | $ 87,000 |
| Randall County Texas | 4 | $ 400,000 | $ 100,000 | $ 97,000 |
| Taylor County Texas | 4 | $ 585,000 | $ 146,000 | $ 106,000 |
| Titus County Texas | 4 | $ 563,000 | $ 140,000 | $ 95,000 |
| Tom Green County Texas | 4 | $ 434,000 | $ 108,000 | $ 58,000 |
| Upshur County Texas | 4 | $ 577,000 | $ 144,000 | $ 64,000 |
| Wilson County Texas | 4 | $ 563,000 | $ 140,000 | $ 78,000 |
| Kern County California | 3 | $ 970,000 | $ 323,000 | $ 204,000 |
| Madera County California | 3 | $ 492,000 | $ 164,000 | $ 14,000 |
| Sacramento County California | 3 | $ 738,000 | $ 246,000 | $ 44,000 |
| Santa Clara County California | 3 | $ 1,832,000 | $ 610,000 | $ 146,000 |
| Morgan County Indiana | 3 | $ 399,000 | $ 133,000 | $ 62,000 |
| Mason County Michigan | 3 | $ 481,000 | $ 160,000 | $ 88,000 |
| Scott County Missouri | 3 | $ 396,000 | $ 132,000 | $ 45,000 |
| Aransas County Texas | 3 | $ 579,000 | $ 193,000 | $ 59,000 |
| Brown County Texas | 3 | $ 434,000 | $ 144,000 | $ 63,000 |
| Burleson County Texas | 3 | $ 455,000 | $ 151,000 | $ 92,000 |
| Cameron County Texas | 3 | $ 448,000 | $ 149,000 | $ 70,000 |
| Fisher County Texas | 3 | $ 385,000 | $ 128,000 | $ 112,000 |
| Grimes County Texas | 3 | $ 301,000 | $ 100,000 | $ 53,000 |
| Hamilton County Texas | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| Jack County Texas | 3 | $ 458,000 | $ 152,000 | $ 155,000 |
| Leon County Texas | 3 | $ 514,000 | $ 171,000 | $ 111,000 |
| Milam County Texas | 3 | $ 383,000 | $ 127,000 | $ 55,000 |
| Polk County Texas | 3 | $ 283,000 | $ 94,000 | $ 100,000 |
| Wharton County Texas | 3 | $ 459,000 | $ 153,000 | $ 101,000 |
| Alameda County California | 2 | $ 1,042,000 | $ 521,000 | $ 95,000 |
| Contra Costa County California | 2 | $ 1,190,000 | $ 595,000 | $ 198,000 |
| Orange County California | 2 | $ 598,000 | $ 299,000 | $ 68,000 |
| Placer County California | 2 | $ 462,000 | $ 231,000 | $ 140,000 |
| San Benito County California | 2 | $ 973,000 | $ 486,000 | $ 129,000 |
| Boone County Kentucky | 2 | $ 255,000 | $ 127,000 | $ 38,000 |
| Kenton County Kentucky | 2 | $ 674,000 | $ 337,000 | $ 199,000 |
| Ionia County Michigan | 2 | $ 211,000 | $ 105,000 | $ 74,000 |
| Mecosta County Michigan | 2 | $ 261,000 | $ 130,000 | $ 60,000 |
| Panola County Mississippi | 2 | $ 253,000 | $ 126,000 | $ 47,000 |
| Pike County Mississippi | 2 | $ 393,000 | $ 196,000 | $ 53,000 |
| Bollinger County Missouri | 2 | $ 214,000 | $ 107,000 | $ 35,000 |
| Stoddard County Missouri | 2 | $ 148,000 | $ 74,000 | $ 36,000 |
| Hamilton County Ohio | 2 | $ 834,000 | $ 417,000 | $ 209,000 |
| Cleveland County Oklahoma | 2 | $ 194,000 | $ 97,000 | $ 101,000 |
| Tulsa County Oklahoma | 2 | $ 666,000 | $ 333,000 | $ 205,000 |
| Sumter County South Carolina | 2 | $ 231,000 | $ 115,000 | $ 53,000 |
| Rutherford County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Wilson County Tennessee | 2 | $ 591,000 | $ 295,000 | $ 85,000 |
| Bastrop County Texas | 2 | $ 193,000 | $ 96,000 | $ 49,000 |
| Burnet County Texas | 2 | $ 189,000 | $ 94,000 | $ 53,000 |
| Caldwell County Texas | 2 | $ 355,000 | $ 177,000 | $ 84,000 |
| Callahan County Texas | 2 | $ 299,000 | $ 149,000 | $ 105,000 |
| Cass County Texas | 2 | $ 210,000 | $ 105,000 | $ 108,000 |
| Collingsworth County Texas | 2 | $ 182,000 | $ 91,000 | $ 72,000 |
| Donley County Texas | 2 | $ 184,000 | $ 92,000 | $ 52,000 |
| Falls County Texas | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Fayette County Texas | 2 | $ 450,000 | $ 225,000 | $ 178,000 |
| Gonzales County Texas | 2 | $ 477,000 | $ 238,000 | $ 199,000 |
| Harrison County Texas | 2 | $ 172,000 | $ 86,000 | $ 48,000 |
| Hutchinson County Texas | 2 | $ 155,000 | $ 77,000 | $ 40,000 |
| Kerr County Texas | 2 | $ 408,000 | $ 204,000 | $ 72,000 |
| Lampasas County Texas | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| Lee County Texas | 2 | $ 297,000 | $ 148,000 | $ 120,000 |
| Limestone County Texas | 2 | $ 249,000 | $ 124,000 | $ 88,000 |
| McCulloch County Texas | 2 | $ 218,000 | $ 109,000 | $ 60,000 |
| Nacogdoches County Texas | 2 | $ 268,000 | $ 134,000 | $ 54,000 |
| Potter County Texas | 2 | $ 152,000 | $ 76,000 | $ 54,000 |
| Robertson County Texas | 2 | $ 274,000 | $ 137,000 | $ 44,000 |
| Rusk County Texas | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Sherman County Texas | 2 | $ 294,000 | $ 147,000 | $ 41,000 |
| Starr County Texas | 2 | $ 256,000 | $ 128,000 | $ 39,000 |
| Waller County Texas | 2 | $ 305,000 | $ 152,000 | $ 84,000 |
| Washington County Texas | 2 | $ 455,000 | $ 227,000 | $ 77,000 |
| Willacy County Texas | 2 | $ 300,000 | $ 150,000 | $ 27,000 |
| Clark County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 27,000 |
| Crittenden County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Washington County Arkansas | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
| Amador County California | 1 | $ 230,000 | $ 230,000 | $ 117,000 |
| Calaveras County California | 1 | $ 191,000 | $ 191,000 | $ 93,000 |
| Imperial County California | 1 | $ 209,000 | $ 209,000 | $ 77,000 |
| San Joaquin County California | 1 | $ 236,000 | $ 236,000 | $ 73,000 |
| Santa Barbara County California | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Stanislaus County California | 1 | $ 320,000 | $ 320,000 | $ 90,000 |
| Tuolumne County California | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Yolo County California | 1 | $ 458,000 | $ 458,000 | $ 252,000 |
| Yuba County California | 1 | $ 169,000 | $ 169,000 | $ 135,000 |
| Adams County Colorado | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Costilla County Colorado | 1 | $ 100,000 | $ 100,000 | $ 116,000 |
| Baker County Florida | 1 | $ 191,000 | $ 191,000 | $ 44,000 |
| Citrus County Florida | 1 | $ 231,000 | $ 231,000 | $ 86,000 |
| Duval County Florida | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| Miami-Dade County Florida | 1 | $ 191,000 | $ 191,000 | $ 108,000 |
| Palm Beach County Florida | 1 | $ 237,000 | $ 237,000 | $ 93,000 |
| Pinellas County Florida | 1 | $ 351,000 | $ 351,000 | $ 195,000 |
| Putnam County Florida | 1 | $ 68,000 | $ 68,000 | $ 85,000 |
| Seminole County Florida | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Walton County Florida | 1 | $ 376,000 | $ 376,000 | $ 170,000 |
| Boone County Indiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Christian County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Clinton County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 85,000 |
| Franklin County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| Grant County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Madison County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Lafourche County Louisiana | 1 | $ 232,000 | $ 232,000 | $ 176,000 |
| Ouachita County Louisiana | 1 | $ 277,000 | $ 277,000 | $ 121,000 |
| St. Martin County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| West Carroll County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Barry County Michigan | 1 | $ 191,000 | $ 191,000 | $ 269,000 |
| Gratiot County Michigan | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Isabella County Michigan | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Kalamazoo County Michigan | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
| Montcalm County Michigan | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Oceana County Michigan | 1 | $ 291,000 | $ 291,000 | $ 120,000 |
| Van Buren County Michigan | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
| Bolivar County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Clarke County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 22,000 |
| Harrison County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Jefferson Davis County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Lamar County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Lincoln County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Oktibbeha County Mississippi | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
| Perry County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Gasconade County Missouri | 1 | $ 176,000 | $ 176,000 | $ 98,000 |
| Jasper County Missouri | 1 | $ 44,000 | $ 44,000 | $ 94,000 |
| Jefferson County Missouri | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Madison County Missouri | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Mississippi County Missouri | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| St. Francois County Missouri | 1 | $ 78,000 | $ 78,000 | $ 65,000 |
| Texas County Missouri | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Wayne County Missouri | 1 | $ 37,000 | $ 37,000 | $ 10,000 |
| Otero County New Mexico | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Canadian County Oklahoma | 1 | $ 257,000 | $ 257,000 | $ 93,000 |
| Carter County Oklahoma | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Logan County Oklahoma | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Muskogee County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Aiken County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Horry County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 130,000 |
| Kershaw County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Lancaster County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Lee County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Orangeburg County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Saluda County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Cheatham County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Coffee County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| DeKalb County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Macon County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Sevier County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 116,000 |
| Smith County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Williamson County Tennessee | 1 | $ 346,000 | $ 346,000 | $ 145,000 |
| Bandera County Texas | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Camp County Texas | 1 | $ 181,000 | $ 181,000 | $ 123,000 |
| Coke County Texas | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Coleman County Texas | 1 | $ 120,000 | $ 120,000 | $ 97,000 |
| Concho County Texas | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Crane County Texas | 1 | $ 97,000 | $ 97,000 | $ 78,000 |
| Deaf Smith County Texas | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Frio County Texas | 1 | $ 214,000 | $ 214,000 | $ 120,000 |
| Gaines County Texas | 1 | $ 170,000 | $ 170,000 | $ 38,000 |
| Goliad County Texas | 1 | $ 409,000 | $ 409,000 | $ 468,000 |
| Hockley County Texas | 1 | $ 80,000 | $ 80,000 | $ 250,000 |
| Houston County Texas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Howard County Texas | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Jackson County Texas | 1 | $ 201,000 | $ 201,000 | $ 120,000 |
| Jasper County Texas | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| Jones County Texas | 1 | $ 101,000 | $ 101,000 | $ 58,000 |
| Lynn County Texas | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Madison County Texas | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Mason County Texas | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Maverick County Texas | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Montague County Texas | 1 | $ 104,000 | $ 104,000 | $ 91,000 |
| Moore County Texas | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
| Morris County Texas | 1 | $ 104,000 | $ 104,000 | $ 9,000 |
| Nolan County Texas | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Real County Texas | 1 | $ 363,000 | $ 363,000 | $ 136,000 |
| Roberts County Texas | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Sabine County Texas | 1 | $ 137,000 | $ 137,000 | $ 23,000 |
| San Augustine County Texas | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Scurry County Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Shelby County Texas | 1 | $ 276,000 | $ 276,000 | $ 122,000 |
| Uvalde County Texas | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Val Verde County Texas | 1 | $ 291,000 | $ 291,000 | $ 173,000 |
| Walker County Texas | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Ward County Texas | 1 | $ 260,000 | $ 260,000 | $ 115,000 |
| Wheeler County Texas | 1 | $ 230,000 | $ 230,000 | $ 105,000 |
| Yakima County Washington | 1 | $ 178,000 | $ 178,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Aspire Financial, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,811 | $957,638,000 | $199,000 | $65,649,000 | $108,000 | $6,417,000 |
| Home Purchase | 1,927 | $370,504,000 | $192,000 | $1,180,000 | $85,000 | $1,351,000 |
| Home Improvement | 1 | $315,000 | $315,000 | $315,000 | $74,000 | $74,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,682 | $958,895,000 | $204,000 | $65,649,000 | $103,000 | $1,992,000 |
| Not Provided | 761 | $140,760,000 | $184,000 | $910,000 | $111,000 | $3,600,000 |
| Hispanic | 655 | $107,637,000 | $164,000 | $760,000 | $81,000 | $466,000 |
| Black or African American | 473 | $87,485,000 | $184,000 | $761,000 | $102,000 | $6,417,000 |
| Asian | 122 | $26,174,000 | $214,000 | $565,000 | $100,000 | $416,000 |
| American Indian or Alaskan Native | 33 | $5,049,000 | $153,000 | $259,000 | $85,000 | $208,000 |
| Native Hawaiin or Other Pacific Islander | 13 | $2,457,000 | $189,000 | $370,000 | $85,000 | $201,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,157 | $1,056,547,000 | $204,000 | $65,649,000 | $112,000 | $6,417,000 |
| FHA-insured (Federal Housing Administration) | 1,163 | $192,430,000 | $165,000 | $636,000 | $69,000 | $1,351,000 |
| VA-guaranteed (Veterans Administration) | 274 | $58,471,000 | $213,000 | $521,000 | $75,000 | $468,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $21,009,000 | $144,000 | $599,000 | $51,000 | $141,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,817 | $540,675,000 | $191,000 | $1,200,000 | $97,000 | $1,353,000 |
| File Closed For Incompleteness | 1,546 | $342,106,000 | $221,000 | $65,649,000 | $107,000 | $3,600,000 |
| Application Withdrawn By Applicant | 1,468 | $281,424,000 | $191,000 | $960,000 | $114,000 | $6,417,000 |
| Application Denied By Financial Institution | 698 | $122,170,000 | $175,000 | $1,180,000 | $87,000 | $1,381,000 |
| Application Approved But Not Accepted | 206 | $41,336,000 | $200,000 | $800,000 | $100,000 | $704,000 |
| Preapproval Approved but not Accepted | 4 | $746,000 | $186,000 | $275,000 | $65,000 | $79,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 206 | $33,508,000 | $162,000 | $840,000 | $96,000 | $1,381,000 |
| Debt-To-Income Ratio | 146 | $29,318,000 | $200,000 | $625,000 | $74,000 | $769,000 |
| Collateral | 76 | $12,781,000 | $168,000 | $1,180,000 | $98,000 | $996,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $5,315,000 | $166,000 | $417,000 | $74,000 | $286,000 |
| Other | 27 | $3,993,000 | $147,000 | $330,000 | $102,000 | $310,000 |
| Unverifiable Information | 21 | $4,041,000 | $192,000 | $355,000 | $113,000 | $843,000 |
| Employment History | 9 | $1,841,000 | $204,000 | $500,000 | $130,000 | $612,000 |
| Credit Application Incomplete | 5 | $1,468,000 | $293,000 | $417,000 | $167,000 | $277,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.