Assemblies Of God Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Assemblies Of God Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Assemblies Of God Credit Union 1535 N Campbell Ave Springfield, MO 65803 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 928 |
| Total Mortgage Loan Application Amount | $181,980,000 |
| Average Mortgage Loan Application Amount | $204,000 |
| Highest Mortgage Loan Application Amount | $605,000 |
| Average Applicant Income | $92,500 |
| Highest Applicant Income | $807,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Assemblies Of God Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assemblies Of God Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Assemblies Of God Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assemblies Of God Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Assemblies Of God Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assemblies Of God Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 455 | $ 80,975,000 | $ 177,000 | $ 85,000 |
| Christian County Missouri | 210 | $ 42,780,000 | $ 203,000 | $ 93,000 |
| Polk County Missouri | 20 | $ 4,050,000 | $ 202,000 | $ 81,000 |
| Webster County Missouri | 16 | $ 3,070,000 | $ 191,000 | $ 70,000 |
| Ellis County Texas | 16 | $ 5,130,000 | $ 320,000 | $ 148,000 |
| Lawrence County Missouri | 13 | $ 2,095,000 | $ 161,000 | $ 69,000 |
| Taney County Missouri | 13 | $ 2,215,000 | $ 170,000 | $ 104,000 |
| Stone County Missouri | 12 | $ 1,990,000 | $ 165,000 | $ 90,000 |
| Cook County Illinois | 6 | $ 1,410,000 | $ 235,000 | $ 243,000 |
| Wright County Missouri | 6 | $ 730,000 | $ 121,000 | $ 85,000 |
| Brevard County Florida | 5 | $ 1,225,000 | $ 245,000 | $ 61,000 |
| Jasper County Missouri | 5 | $ 945,000 | $ 189,000 | $ 115,000 |
| Newton County Missouri | 5 | $ 1,435,000 | $ 287,000 | $ 104,000 |
| Jackson County Missouri | 4 | $ 600,000 | $ 150,000 | $ 75,000 |
| Oklahoma County Oklahoma | 4 | $ 1,150,000 | $ 287,000 | $ 159,000 |
| Williamson County Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 202,000 |
| Tarrant County Texas | 4 | $ 750,000 | $ 187,000 | $ 63,000 |
| Maricopa County Arizona | 3 | $ 855,000 | $ 285,000 | $ 70,000 |
| Pulaski County Arkansas | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Sebastian County Arkansas | 3 | $ 895,000 | $ 298,000 | $ 201,000 |
| Adams County Colorado | 3 | $ 775,000 | $ 258,000 | $ 70,000 |
| Polk County Florida | 3 | $ 665,000 | $ 221,000 | $ 92,000 |
| Sedgwick County Kansas | 3 | $ 515,000 | $ 171,000 | $ 101,000 |
| Dallas County Missouri | 3 | $ 235,000 | $ 78,000 | $ 45,000 |
| Texas County Missouri | 3 | $ 425,000 | $ 141,000 | $ 64,000 |
| Erie County Pennsylvania | 3 | $ 725,000 | $ 241,000 | $ 105,000 |
| Comal County Texas | 3 | $ 745,000 | $ 248,000 | $ 110,000 |
| Johnson County Texas | 3 | $ 745,000 | $ 248,000 | $ 138,000 |
| St. Clair County Alabama | 2 | $ 690,000 | $ 345,000 | $ 62,000 |
| Pope County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Washington County Arkansas | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Montrose County Colorado | 2 | $ 550,000 | $ 275,000 | $ 100,000 |
| Marion County Florida | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Orange County Florida | 2 | $ 470,000 | $ 235,000 | $ 58,000 |
| Camden County Missouri | 2 | $ 380,000 | $ 190,000 | $ 185,000 |
| Cape Girardeau County Missouri | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| Carter County Missouri | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Henry County Missouri | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Jefferson County Missouri | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| St. Charles County Missouri | 2 | $ 790,000 | $ 395,000 | $ 209,000 |
| Bernalillo County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 53,000 |
| Wake County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 172,000 |
| Dallas County Texas | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| Hunt County Texas | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Whatcom County Washington | 2 | $ 910,000 | $ 455,000 | $ 138,000 |
| Baldwin County Alabama | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Anchorage County Alaska | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Matanuska-Susitna County Alaska | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Pima County Arizona | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Boone County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Columbia County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Faulkner County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Los Angeles County California | 1 | $ 605,000 | $ 605,000 | $ 189,000 |
| Gunnison County Colorado | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Larimer County Colorado | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| New Haven County Connecticut | 1 | $ 445,000 | $ 445,000 | $ 151,000 |
| New Castle County Delaware | 1 | $ 445,000 | $ 445,000 | $ 100,000 |
| Lee County Florida | 1 | $ 295,000 | $ 295,000 | $ 215,000 |
| Pasco County Florida | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Seminole County Florida | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Walton County Florida | 1 | $ 515,000 | $ 515,000 | $ 128,000 |
| Bartow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| DuPage County Illinois | 1 | $ 415,000 | $ 415,000 | $ 182,000 |
| Clinton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Kossuth County Iowa | 1 | $ 65,000 | $ 65,000 | $ 222,000 |
| Warren County Iowa | 1 | $ 345,000 | $ 345,000 | $ 193,000 |
| Riley County Kansas | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Anne Arundel County Maryland | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Fillmore County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Ramsey County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Hinds County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Barry County Missouri | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Bates County Missouri | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Cedar County Missouri | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Clay County Missouri | 1 | $ 345,000 | $ 345,000 | $ 371,000 |
| Douglas County Missouri | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Johnson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Nodaway County Missouri | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Ozark County Missouri | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Phelps County Missouri | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Lake County Montana | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Lea County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Bertie County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Franklin County Ohio | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Greene County Ohio | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Comanche County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Lincoln County Oregon | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Pickens County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Sullivan County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Bell County Texas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Bexar County Texas | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Denton County Texas | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Gregg County Texas | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Hill County Texas | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Parker County Texas | 1 | $ 375,000 | $ 375,000 | $ 241,000 |
| Rockwall County Texas | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Smith County Texas | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Travis County Texas | 1 | $ 475,000 | $ 475,000 | $ 147,000 |
| Upshur County Texas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Williamson County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| King County Washington | 1 | $ 465,000 | $ 465,000 | $ 122,000 |
| Grant County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Harrison County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Fond du Lac County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Waupaca County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Albany County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Assemblies Of God Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 424 | $81,370,000 | $191,000 | $515,000 | $85,000 | $801,000 |
| Refinancing | 398 | $81,350,000 | $204,000 | $515,000 | $97,000 | $660,000 |
| Cash-out Refinancing | 102 | $18,290,000 | $179,000 | $605,000 | $95,000 | $807,000 |
| Other Purpose | 4 | $970,000 | $242,000 | $365,000 | $93,000 | $128,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 851 | $166,805,000 | $196,000 | $605,000 | $90,000 | $807,000 |
| Hispanic | 36 | $8,090,000 | $224,000 | $485,000 | $113,000 | $421,000 |
| Asian | 13 | $2,265,000 | $174,000 | $295,000 | $127,000 | $660,000 |
| Not Provided | 10 | $1,400,000 | $140,000 | $215,000 | $61,000 | $98,000 |
| American Indian or Alaskan Native | 9 | $1,835,000 | $203,000 | $265,000 | $88,000 | $145,000 |
| Black or African American | 9 | $1,585,000 | $176,000 | $385,000 | $105,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 881 | $173,675,000 | $197,000 | $605,000 | $93,000 | $807,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $4,615,000 | $159,000 | $225,000 | $55,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 17 | $3,485,000 | $205,000 | $485,000 | $73,000 | $272,000 |
| FHA-insured (Federal Housing Administration) | 1 | $205,000 | $205,000 | $205,000 | $59,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 843 | $164,975,000 | $195,000 | $515,000 | $92,000 | $807,000 |
| Application Withdrawn By Applicant | 42 | $7,600,000 | $180,000 | $475,000 | $83,000 | $224,000 |
| Application Denied By Financial Institution | 20 | $4,840,000 | $242,000 | $605,000 | $93,000 | $256,000 |
| File Closed For Incompleteness | 19 | $3,925,000 | $206,000 | $485,000 | $97,000 | $251,000 |
| Application Approved But Not Accepted | 4 | $640,000 | $160,000 | $215,000 | $58,000 | $69,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 908 | $177,140,000 | $195,000 | $515,000 | $91,000 | $807,000 |
| Debt-To-Income Ratio | 9 | $2,185,000 | $242,000 | $515,000 | $103,000 | $256,000 |
| Collateral | 4 | $780,000 | $195,000 | $315,000 | $71,000 | $160,000 |
| Credit History | 3 | $505,000 | $168,000 | $215,000 | $79,000 | $109,000 |
| Unverifiable Information | 3 | $875,000 | $291,000 | $605,000 | $90,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $495,000 | $495,000 | $495,000 | $139,000 | $139,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Assemblies Of God Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Assemblies Of God Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.