Assurity Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Assurity Financial Services 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Assurity Financial Services
6025 South Quebec Street, #260
Englewood, CO 80111
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 6,720
Total Mortgage Loan Application Amount $1,349,825,000
Average Mortgage Loan Application Amount $237,333
Highest Mortgage Loan Application Amount $758,000
Average Applicant Income $140,666
Highest Applicant Income $2,659,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Assurity Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurity Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Assurity Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurity Financial Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Assurity Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurity Financial Services's mortgage activity for 2009.

Mortgage Loan Application Totals for Assurity Financial Services by Metropolitan Area in 2009

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
DENVER-AURORA-BROOMFIELD, CO 412 $ 85,120,000 $ 206,000 $ 55,000
CHICAGO-NAPERVILLE-JOLIET, IL 300 $ 60,468,000 $ 201,000 $ 59,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 266 $ 79,238,000 $ 297,000 $ 84,000
ORLANDO-KISSIMMEE, FL 238 $ 39,714,000 $ 166,000 $ 64,000
PHOENIX-MESA-SCOTTSDALE, AZ 159 $ 27,627,000 $ 173,000 $ 57,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 156 $ 28,438,000 $ 182,000 $ 49,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 155 $ 33,517,000 $ 216,000 $ 72,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 154 $ 42,444,000 $ 255,000 $ 41,666
MIAMI-MIAMI BEACH-KENDALL, FL 148 $ 25,786,000 $ 174,000 $ 73,000
SALT LAKE CITY, UT 146 $ 27,998,000 $ 191,000 $ 40,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 145 $ 23,183,000 $ 159,000 $ 69,000
COLUMBUS, OH 129 $ 21,812,000 $ 169,000 $ 51,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 129 $ 24,898,000 $ 193,000 $ 92,000
COLORADO SPRINGS, CO 126 $ 26,868,000 $ 213,000 $ 61,000
BALTIMORE-TOWSON, MD 122 $ 27,825,000 $ 228,000 $ 42,000
OAKLAND-FREMONT-HAYWARD, CA 113 $ 31,815,000 $ 281,000 $ 111,000
LAS VEGAS-PARADISE, NV 106 $ 20,610,000 $ 194,000 $ 68,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 104 $ 29,877,000 $ 287,000 $ 81,000
DETROIT-LIVONIA-DEARBORN, MI 90 $ 8,937,000 $ 99,000 $ 54,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 84 $ 17,669,000 $ 210,000 $ 60,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 76 $ 27,704,000 $ 364,000 $ 103,000
OGDEN-CLEARFIELD, UT 75 $ 15,222,000 $ 202,000 $ 53,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 74 $ 16,608,000 $ 224,000 $ 69,000
ALBUQUERQUE, NM 73 $ 13,230,000 $ 181,000 $ 43,000
CLEVELAND-ELYRIA-MENTOR, OH 73 $ 10,449,000 $ 143,000 $ 47,000
SANTA ANA-ANAHEIM-IRVINE, CA 72 $ 27,114,000 $ 376,000 $ 113,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 71 $ 16,402,000 $ 231,000 $ 44,000
ST. LOUIS, MO-IL 65 $ 11,010,000 $ 182,000 $ 55,000
JACKSONVILLE, FL 60 $ 9,956,000 $ 165,000 $ 46,000
STOCKTON, CA 60 $ 11,234,000 $ 187,000 $ 54,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 59 $ 9,562,000 $ 162,000 $ 80,000
PROVO-OREM, UT 58 $ 11,842,000 $ 204,000 $ 43,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 57 $ 23,006,000 $ 403,000 $ 137,000
WARREN-TROY-FARMINGTON HILLS, MI 55 $ 8,346,000 $ 151,000 $ 57,000
CAPE CORAL-FORT MYERS, FL 54 $ 6,229,000 $ 115,000 $ 59,000
RICHMOND, VA 49 $ 10,435,000 $ 212,000 $ 44,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 48 $ 8,203,000 $ 170,000 $ 70,000
COLUMBIA, SC 44 $ 6,895,000 $ 156,000 $ 57,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 43 $ 10,368,000 $ 221,500 $ 61,000
FORT WORTH-ARLINGTON, TX 38 $ 6,325,000 $ 166,000 $ 73,000
BOISE CITY-NAMPA, ID 37 $ 7,040,000 $ 190,000 $ 25,000
DALLAS-PLANO-IRVING, TX 37 $ 5,127,000 $ 138,000 $ 47,000
FORT COLLINS-LOVELAND, CO 36 $ 7,400,000 $ 205,000 $ 74,000
GRAND RAPIDS-WYOMING, MI 36 $ 4,580,000 $ 127,000 $ 48,000
TUCSON, AZ 34 $ 6,460,000 $ 190,000 $ 44,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 33 $ 5,967,000 $ 180,000 $ 77,000
FRESNO, CA 33 $ 5,584,000 $ 169,000 $ 64,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 33 $ 6,149,000 $ 186,000 $ 59,000
ANCHORAGE, AK 32 $ 8,936,000 $ 279,000 $ 92,000
OXNARD-THOUSAND OAKS-VENTURA, CA 31 $ 9,737,000 $ 314,000 $ 96,000
BETHESDA-FREDERICK-ROCKVILLE, MD 29 $ 8,655,000 $ 298,000 $ 85,000
GREELEY, CO 29 $ 4,695,000 $ 161,000 $ 50,000
LAKELAND-WINTER HAVEN, FL 29 $ 3,654,000 $ 126,000 $ 51,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 28 $ 4,108,000 $ 150,000 $ 29,000
MEMPHIS, TN-MS-AR 26 $ 4,011,000 $ 137,500 $ 30,500
TOLEDO, OH 26 $ 3,957,000 $ 152,000 $ 59,000
MERCED, CA 24 $ 3,223,000 $ 134,000 $ 52,000
CASPER, WY 23 $ 4,657,000 $ 202,000 $ 90,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 23 $ 4,187,000 $ 167,500 $ 36,500
MODESTO, CA 23 $ 3,417,000 $ 148,000 $ 42,000
AKRON, OH 22 $ 2,850,000 $ 129,000 $ 54,000
SAN ANTONIO, TX 22 $ 4,415,000 $ 200,000 $ 44,000
OKLAHOMA CITY, OK 21 $ 3,346,000 $ 159,000 $ 72,000
BOULDER, CO 20 $ 4,731,000 $ 236,000 $ 97,000
PORT ST. LUCIE, FL 20 $ 2,571,000 $ 128,000 $ 48,000
GARY, IN 19 $ 3,411,000 $ 179,000 $ 57,000
KNOXVILLE, TN 19 $ 3,306,000 $ 174,000 $ 61,000
NEW HAVEN-MILFORD, CT 19 $ 3,493,000 $ 183,000 $ 47,000
VALLEJO-FAIRFIELD, CA 19 $ 4,435,000 $ 233,000 $ 94,000
FLINT, MI 18 $ 2,220,000 $ 123,000 $ 48,000
BRADENTON-SARASOTA-VENICE, FL 17 $ 3,001,000 $ 176,000 $ 67,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 16 $ 2,491,000 $ 155,000 $ 70,000
INDIANAPOLIS-CARMEL, IN 15 $ 2,515,000 $ 167,000 $ 61,000
LANSING-EAST LANSING, MI 15 $ 2,212,000 $ 147,000 $ 51,000
SALEM, OR 15 $ 2,830,000 $ 188,000 $ 59,000
BAKERSFIELD, CA 14 $ 2,658,000 $ 189,000 $ 44,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 14 $ 2,684,000 $ 191,000 $ 26,000
CHEYENNE, WY 13 $ 2,438,000 $ 187,000 $ 25,000
NAPLES-MARCO ISLAND, FL 13 $ 2,297,000 $ 176,000 $ 53,000
PUEBLO, CO 13 $ 2,150,000 $ 165,000 $ 49,000
BRIDGEPORT-STAMFORD-NORWALK, CT 12 $ 2,953,000 $ 246,000 $ 76,000
DAYTON, OH 12 $ 1,714,000 $ 142,000 $ 34,000
KALAMAZOO-PORTAGE, MI 12 $ 1,772,000 $ 147,000 $ 39,000
GREENVILLE-MAULDIN-EASLEY, SC 11 $ 1,814,000 $ 164,000 $ 29,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 11 $ 2,508,000 $ 228,000 $ 45,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 11 $ 1,464,000 $ 178,500 $ 20,000
PALM COAST, FL 11 $ 1,859,000 $ 169,000 $ 181,000
PENSACOLA-FERRY PASS-BRENT, FL 11 $ 2,209,000 $ 200,000 $ 80,000
ST. GEORGE, UT 11 $ 1,991,000 $ 181,000 $ 57,000
CLARKSVILLE, TN-KY 10 $ 1,575,000 $ 148,500 $ 8,500
EUGENE-SPRINGFIELD, OR 10 $ 2,272,000 $ 227,000 $ 51,000
GRAND JUNCTION, CO 10 $ 2,345,000 $ 234,000 $ 23,000
HOLLAND-GRAND HAVEN, MI 10 $ 1,819,000 $ 181,000 $ 41,000
LAKE HAVASU CITY-KINGMAN, AZ 10 $ 2,234,000 $ 223,000 $ 182,000
SPARTANBURG, SC 10 $ 1,873,000 $ 187,000 $ 43,000
SPRINGFIELD, MO 10 $ 1,664,000 $ 166,000 $ 59,000
AUGUSTA-RICHMOND COUNTY, GA-SC 9 $ 1,560,000 $ 190,500 $ 43,500
CANTON-MASSILLON, OH 9 $ 1,408,000 $ 156,000 $ 62,000
CHICO, CA 9 $ 1,718,000 $ 190,000 $ 58,000
CORPUS CHRISTI, TX 9 $ 1,108,000 $ 123,000 $ 48,000
KANSAS CITY, MO-KS 9 $ 1,292,000 $ 143,000 $ 76,000
SANTA FE, NM 9 $ 1,860,000 $ 206,000 $ 76,000
VISALIA-PORTERVILLE, CA 9 $ 1,800,000 $ 200,000 $ 39,000
AUSTIN-ROUND ROCK, TX 8 $ 1,424,000 $ 178,000 $ 84,000
FAIRBANKS, AK 8 $ 1,490,000 $ 186,000 $ 62,000
MANSFIELD, OH 8 $ 1,193,000 $ 149,000 $ 57,000
SAVANNAH, GA 8 $ 1,510,000 $ 188,000 $ 43,000
COLUMBUS, GA-AL 7 $ 1,175,000 $ 167,000 $ 35,000
FLAGSTAFF, AZ 7 $ 1,573,000 $ 224,000 $ 49,000
JACKSON, TN 7 $ 1,011,000 $ 144,000 $ 43,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 7 $ 1,933,000 $ 276,000 $ 135,000
LYNCHBURG, VA 7 $ 1,644,000 $ 234,000 $ 24,000
NAPA, CA 7 $ 2,611,000 $ 373,000 $ 116,000
PEORIA, IL 7 $ 814,000 $ 116,000 $ 52,000
ANN ARBOR, MI 6 $ 1,232,000 $ 205,000 $ 84,000
FARMINGTON, NM 6 $ 1,057,000 $ 176,000 $ 57,000
HAGERSTOWN-MARTINSBURG, MD-WV 6 $ 1,125,000 $ 187,000 $ 105,000
IDAHO FALLS, ID 6 $ 1,062,000 $ 177,000 $ 31,000
LAS CRUCES, NM 6 $ 1,070,000 $ 178,000 $ 41,000
LAWTON, OK 6 $ 906,000 $ 151,000 $ 49,000
MUSKEGON-NORTON SHORES, MI 6 $ 676,000 $ 112,000 $ 53,000
RALEIGH-CARY, NC 6 $ 1,028,000 $ 171,000 $ 17,000
RENO-SPARKS, NV 6 $ 1,255,000 $ 209,000 $ 12,000
ROANOKE, VA 6 $ 1,030,000 $ 171,000 $ 17,000
SALINAS, CA 6 $ 1,271,000 $ 211,000 $ 74,000
VALDOSTA, GA 6 $ 928,000 $ 154,000 $ 5,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 5 $ 712,000 $ 142,000 $ 70,000
CHARLOTTESVILLE, VA 5 $ 1,021,000 $ 204,000 $ 55,000
CHATTANOOGA, TN-GA 5 $ 745,000 $ 149,500 $ 54,000
COEUR D'ALENE, ID 5 $ 1,000,000 $ 200,000 $ 91,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 5 $ 971,000 $ 194,000 $ 8,000
LOGAN, UT-ID 5 $ 978,000 $ 155,500 $ 36,500
MADERA-CHOWCHILLA, CA 5 $ 674,000 $ 134,000 $ 45,000
PUNTA GORDA, FL 5 $ 670,000 $ 134,000 $ 56,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 5 $ 337,000 $ 67,000 $ 63,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 5 $ 1,357,000 $ 271,000 $ 89,000
SANTA ROSA-PETALUMA, CA 5 $ 1,354,000 $ 270,000 $ 147,000
TALLAHASSEE, FL 5 $ 742,000 $ 148,000 $ 77,000
TULSA, OK 5 $ 907,000 $ 181,000 $ 104,000
AMARILLO, TX 4 $ 535,000 $ 133,000 $ 65,000
ASHEVILLE, NC 4 $ 503,000 $ 125,000 $ 49,000
BAY CITY, MI 4 $ 393,000 $ 98,000 $ 59,000
DULUTH, MN-WI 4 $ 1,012,000 $ 253,000 $ 102,000
GREENSBORO-HIGH POINT, NC 4 $ 461,000 $ 115,000 $ 36,000
JACKSON, MI 4 $ 551,000 $ 137,000 $ 46,000
JACKSONVILLE, NC 4 $ 787,000 $ 196,000 $ 8,000
KILLEEN-TEMPLE-FORT HOOD, TX 4 $ 770,000 $ 192,000 $ 14,000
MONROE, MI 4 $ 645,000 $ 161,000 $ 27,000
NORWICH-NEW LONDON, CT 4 $ 1,093,000 $ 273,000 $ 40,000
POCATELLO, ID 4 $ 517,000 $ 129,000 $ 43,000
SAN LUIS OBISPO-PASO ROBLES, CA 4 $ 1,526,000 $ 381,000 $ 119,000
SANDUSKY, OH 4 $ 806,000 $ 201,000 $ 64,000
SANTA CRUZ-WATSONVILLE, CA 4 $ 1,314,000 $ 328,000 $ 108,000
SOUTH BEND-MISHAWAKA, IN-MI 4 $ 278,000 $ 69,000 $ 66,000
SPRINGFIELD, OH 4 $ 396,000 $ 99,000 $ 32,000
WILMINGTON, DE-MD-NJ 4 $ 984,000 $ 246,000 $ 68,000
ALBANY, GA 3 $ 622,000 $ 207,000 $ 0
ATHENS-CLARKE COUNTY, GA 3 $ 470,000 $ 156,000 $ 17,000
BROWNSVILLE-HARLINGEN, TX 3 $ 653,000 $ 217,000 $ 193,000
FAYETTEVILLE, NC 3 $ 453,000 $ 151,000 $ 0
GAINESVILLE, GA 3 $ 654,000 $ 218,000 $ 30,000
HANFORD-CORCORAN, CA 3 $ 448,000 $ 149,000 $ 60,000
JEFFERSON CITY, MO 3 $ 446,000 $ 148,000 $ 42,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 3 $ 394,000 $ 131,000 $ 33,000
MACON, GA 3 $ 425,000 $ 141,000 $ 56,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 3 $ 562,000 $ 187,000 $ 31,000
OCALA, FL 3 $ 339,000 $ 113,000 $ 54,000
PRESCOTT, AZ 3 $ 414,000 $ 138,000 $ 39,000
SALISBURY, MD 3 $ 802,000 $ 267,000 $ 254,000
WINSTON-SALEM, NC 3 $ 500,000 $ 166,000 $ 58,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 3 $ 333,000 $ 111,000 $ 41,000
YUMA, AZ 3 $ 431,000 $ 143,000 $ 27,000
ANDERSON, SC 2 $ 336,000 $ 168,000 $ 32,000
BATTLE CREEK, MI 2 $ 318,000 $ 159,000 $ 45,000
BEAUMONT-PORT ARTHUR, TX 2 $ 506,000 $ 253,000 $ 92,000
BURLINGTON, NC 2 $ 490,000 $ 245,000 $ 48,000
CLEVELAND, TN 2 $ 323,000 $ 161,000 $ 49,000
COLUMBIA, MO 2 $ 367,000 $ 183,000 $ 116,000
CORVALLIS, OR 2 $ 475,000 $ 237,000 $ 55,000
DURHAM-CHAPEL HILL, NC 2 $ 398,000 $ 199,000 $ 41,000
EL PASO, TX 2 $ 373,000 $ 186,000 $ 22,000
ELKHART-GOSHEN, IN 2 $ 261,000 $ 130,000 $ 30,000
GAINESVILLE, FL 2 $ 275,000 $ 137,000 $ 50,000
HARRISONBURG, VA 2 $ 344,000 $ 172,000 $ 19,000
HUNTINGTON-ASHLAND, WV-KY-OH 2 $ 467,000 $ 233,000 $ 96,000
JOHNSON CITY, TN 2 $ 430,000 $ 215,000 $ 91,000
LANCASTER, PA 2 $ 386,000 $ 193,000 $ 47,000
LEWISTON, ID-WA 2 $ 260,000 $ 130,000 $ 57,000
LEXINGTON-FAYETTE, KY 2 $ 240,000 $ 120,000 $ 21,000
LONGVIEW, TX 2 $ 458,000 $ 229,000 $ 119,000
MCALLEN-EDINBURG-MISSION, TX 2 $ 414,000 $ 207,000 $ 88,000
MEDFORD, OR 2 $ 611,000 $ 305,000 $ 73,000
NILES-BENTON HARBOR, MI 2 $ 279,000 $ 139,000 $ 70,000
OLYMPIA, WA 2 $ 449,000 $ 224,000 $ 53,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 2 $ 338,000 $ 169,000 $ 17,000
PHILADELPHIA, PA 2 $ 277,000 $ 138,000 $ 18,000
PITTSBURGH, PA 2 $ 251,000 $ 125,000 $ 0
ROCHESTER, MN 2 $ 363,000 $ 181,000 $ 167,000
ROME, GA 2 $ 334,000 $ 167,000 $ 61,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 476,000 $ 238,000 $ 94,000
SPRINGFIELD, IL 2 $ 332,000 $ 166,000 $ 60,000
SUMTER, SC 2 $ 317,000 $ 158,000 $ 0
WARNER ROBINS, GA 2 $ 220,000 $ 110,000 $ 76,000
WHEELING, WV-OH 2 $ 174,000 $ 87,000 $ 69,000
WILMINGTON, NC 2 $ 368,000 $ 184,000 $ 84,000
WINCHESTER, VA-WV 2 $ 497,000 $ 248,000 $ 37,000
BIRMINGHAM-HOOVER, AL 1 $ 244,000 $ 244,000 $ 0
BLOOMINGTON, IN 1 $ 110,000 $ 110,000 $ 81,000
BLOOMINGTON-NORMAL, IL 1 $ 198,000 $ 198,000 $ 102,000
BRUNSWICK, GA 1 $ 407,000 $ 407,000 $ 102,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 223,000 $ 223,000 $ 311,000
CAMDEN, NJ 1 $ 215,000 $ 215,000 $ 0
CHAMPAIGN-URBANA, IL 1 $ 133,000 $ 133,000 $ 38,000
COLLEGE STATION-BRYAN, TX 1 $ 300,000 $ 300,000 $ 175,000
CUMBERLAND, MD-WV 1 $ 262,000 $ 262,000 $ 87,000
DALTON, GA 1 $ 140,000 $ 140,000 $ 45,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 73,000 $ 73,000 $ 0
DECATUR, AL 1 $ 90,000 $ 90,000 $ 0
DECATUR, IL 1 $ 53,000 $ 53,000 $ 62,000
DES MOINES-WEST DES MOINES, IA 1 $ 216,000 $ 216,000 $ 0
ELIZABETHTOWN, KY 1 $ 191,000 $ 191,000 $ 70,000
FARGO, ND-MN 1 $ 159,000 $ 159,000 $ 95,000
FLORENCE, SC 1 $ 299,000 $ 299,000 $ 72,000
FORT WAYNE, IN 1 $ 66,000 $ 66,000 $ 40,000
HARRISBURG-CARLISLE, PA 1 $ 163,000 $ 163,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 1 $ 182,000 $ 182,000 $ 113,000
HINESVILLE-FORT STEWART, GA 1 $ 249,000 $ 249,000 $ 0
JACKSON, MS 1 $ 122,000 $ 122,000 $ 38,000
KANKAKEE-BRADLEY, IL 1 $ 72,000 $ 72,000 $ 70,000
LIMA, OH 1 $ 108,000 $ 108,000 $ 62,000
MICHIGAN CITY-LA PORTE, IN 1 $ 105,000 $ 105,000 $ 62,000
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 107,000 $ 107,000 $ 40,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 76,000 $ 76,000 $ 45,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 91,000 $ 91,000 $ 46,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 289,000 $ 289,000 $ 0
REDDING, CA 1 $ 147,000 $ 147,000 $ 36,000
ROCKFORD, IL 1 $ 42,000 $ 42,000 $ 10,000
ROCKY MOUNT, NC 1 $ 159,000 $ 159,000 $ 0
SEBASTIAN-VERO BEACH, FL 1 $ 183,000 $ 183,000 $ 74,000
SHERMAN-DENISON, TX 1 $ 238,000 $ 238,000 $ 92,000
ST. CLOUD, MN 1 $ 224,000 $ 224,000 $ 95,000
ST. JOSEPH, MO-KS 1 $ 117,000 $ 117,000 $ 47,000
TACOMA, WA 1 $ 245,000 $ 245,000 $ 0
TERRE HAUTE, IN 1 $ 87,000 $ 87,000 $ 64,000
WACO, TX 1 $ 165,000 $ 165,000 $ 70,000
WORCESTER, MA 1 $ 260,000 $ 260,000 $ 0
YAKIMA, WA 1 $ 155,000 $ 155,000 $ 49,000
YORK-HANOVER, PA 1 $ 231,000 $ 231,000 $ 0
YUBA CITY, CA 1 $ 126,000 $ 126,000 $ 29,000

Mortgage Loan Application Detail Totals for Assurity Financial Services in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,789 $809,504,000 $213,000 $758,000 $55,000 $1,051,000
Home Purchase 2,929 $539,690,000 $184,000 $722,000 $74,000 $2,659,000
Home Improvement 2 $631,000 $315,000 $333,000 $293,000 $500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,558 $719,008,000 $202,000 $737,000 $67,000 $2,659,000
Hispanic 1,115 $203,873,000 $182,000 $641,000 $55,000 $577,000
Black or African American 901 $164,805,000 $182,000 $700,000 $50,000 $578,000
Not Provided 823 $178,727,000 $217,000 $758,000 $66,000 $771,000
Asian 262 $69,813,000 $266,000 $661,000 $88,000 $459,000
Native Hawaiian or Other Pacific Islander 34 $8,326,000 $244,000 $642,000 $61,000 $240,000
American Indian or Alaskan Native 23 $4,166,000 $181,000 $384,000 $54,000 $139,000
Not applicable 4 $1,107,000 $276,000 $417,000 $12,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,113 $782,642,000 $190,000 $758,000 $53,000 $1,839,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,896 $420,403,000 $221,000 $700,000 $97,000 $2,659,000
VA-guaranteed (Veterans Administration) 711 $146,780,000 $206,000 $559,000 $32,000 $205,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,733 $744,693,000 $199,000 $758,000 $68,000 $2,659,000
Loan Originated 2,607 $529,430,000 $203,000 $741,000 $58,000 $607,000
Application Approved But Not Accepted 198 $40,351,000 $203,000 $555,000 $49,000 $256,000
Application Withdrawn By Applicant 165 $31,533,000 $191,000 $488,000 $63,000 $360,000
File Closed For Incompleteness 17 $3,818,000 $224,000 $489,000 $78,000 $186,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,327 $266,552,000 $200,000 $737,000 $65,000 $1,839,000
Credit Application Incomplete 875 $174,527,000 $199,000 $743,000 $66,000 $1,051,000
Debt-To-Income Ratio 435 $89,296,000 $205,000 $672,000 $64,000 $422,000
Collateral 316 $62,193,000 $196,000 $600,000 $89,000 $2,659,000
Credit History 275 $49,674,000 $180,000 $661,000 $61,000 $437,000
Unverifiable Information 224 $47,212,000 $210,000 $638,000 $75,000 $931,000
Mortgage Insurance Denied 49 $12,016,000 $245,000 $540,000 $79,000 $253,000
Employment History 22 $3,755,000 $170,000 $400,000 $60,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,960,000 $178,000 $381,000 $51,000 $93,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurity Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Assurity Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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