Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Atlanta Postal 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 598 |
| Total Mortgage Loan Application Amount | $60,209,000 |
| Average Mortgage Loan Application Amount | $125,500 |
| Highest Mortgage Loan Application Amount | $686,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $863,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 50 | $ 3,958,000 | $ 79,000 | $ 54,000 |
| Gwinnett County Georgia | 49 | $ 4,493,000 | $ 91,000 | $ 71,000 |
| Fulton County Georgia | 40 | $ 4,799,000 | $ 119,000 | $ 73,000 |
| Clayton County Georgia | 38 | $ 3,475,000 | $ 91,000 | $ 52,000 |
| Henry County Georgia | 22 | $ 3,072,000 | $ 139,000 | $ 78,000 |
| Cobb County Georgia | 19 | $ 2,593,000 | $ 136,000 | $ 91,000 |
| Douglas County Georgia | 15 | $ 1,352,000 | $ 90,000 | $ 63,000 |
| Cherokee County Georgia | 13 | $ 1,371,000 | $ 105,000 | $ 67,000 |
| Fayette County Georgia | 13 | $ 1,888,000 | $ 145,000 | $ 106,000 |
| Newton County Georgia | 9 | $ 711,000 | $ 79,000 | $ 61,000 |
| Walton County Georgia | 9 | $ 1,192,000 | $ 132,000 | $ 97,000 |
| Rockdale County Georgia | 8 | $ 708,000 | $ 88,000 | $ 83,000 |
| Spalding County Georgia | 7 | $ 906,000 | $ 129,000 | $ 54,000 |
| Carroll County Georgia | 6 | $ 1,152,000 | $ 192,000 | $ 171,000 |
| Marion County Florida | 5 | $ 433,000 | $ 86,000 | $ 62,000 |
| Barrow County Georgia | 5 | $ 921,000 | $ 184,000 | $ 89,000 |
| Jasper County Georgia | 5 | $ 339,000 | $ 67,000 | $ 82,000 |
| Paulding County Georgia | 5 | $ 465,000 | $ 93,000 | $ 72,000 |
| Volusia County Florida | 4 | $ 1,640,000 | $ 410,000 | $ 217,000 |
| Butts County Georgia | 4 | $ 182,000 | $ 45,000 | $ 53,000 |
| Coweta County Georgia | 4 | $ 222,000 | $ 55,000 | $ 55,000 |
| Forsyth County Georgia | 4 | $ 238,000 | $ 59,000 | $ 64,000 |
| Hall County Georgia | 4 | $ 363,000 | $ 90,000 | $ 61,000 |
| Jackson County Georgia | 4 | $ 305,000 | $ 76,000 | $ 56,000 |
| Monroe County Georgia | 4 | $ 346,000 | $ 86,000 | $ 60,000 |
| Shelby County Tennessee | 4 | $ 239,000 | $ 59,000 | $ 80,000 |
| Hillsborough County Florida | 3 | $ 535,000 | $ 178,000 | $ 168,000 |
| Clarke County Georgia | 3 | $ 82,000 | $ 27,000 | $ 72,000 |
| Dawson County Georgia | 3 | $ 410,000 | $ 136,000 | $ 54,000 |
| Greene County Georgia | 3 | $ 240,000 | $ 80,000 | $ 45,000 |
| Habersham County Georgia | 3 | $ 519,000 | $ 173,000 | $ 103,000 |
| Houston County Georgia | 3 | $ 379,000 | $ 126,000 | $ 64,000 |
| Pickens County Georgia | 3 | $ 409,000 | $ 136,000 | $ 70,000 |
| Polk County Georgia | 3 | $ 150,000 | $ 50,000 | $ 32,000 |
| Towns County Georgia | 3 | $ 366,000 | $ 122,000 | $ 91,000 |
| Troup County Georgia | 3 | $ 127,000 | $ 42,000 | $ 48,000 |
| Wake County North Carolina | 3 | $ 214,000 | $ 71,000 | $ 43,000 |
| Baldwin County Alabama | 2 | $ 318,000 | $ 159,000 | $ 96,000 |
| DeKalb County Alabama | 2 | $ 195,000 | $ 97,000 | $ 62,000 |
| Jefferson County Alabama | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Lee County Alabama | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Tallapoosa County Alabama | 2 | $ 790,000 | $ 395,000 | $ 111,000 |
| Maricopa County Arizona | 2 | $ 304,000 | $ 152,000 | $ 62,000 |
| Bay County Florida | 2 | $ 573,000 | $ 286,000 | $ 576,000 |
| Broward County Florida | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Charlotte County Florida | 2 | $ 218,000 | $ 109,000 | $ 69,000 |
| Sarasota County Florida | 2 | $ 358,000 | $ 179,000 | $ 81,000 |
| St. Lucie County Florida | 2 | $ 218,000 | $ 109,000 | $ 65,000 |
| Bartow County Georgia | 2 | $ 179,000 | $ 89,000 | $ 49,000 |
| Bibb County Georgia | 2 | $ 225,000 | $ 112,000 | $ 80,000 |
| Bryan County Georgia | 2 | $ 307,000 | $ 153,000 | $ 166,000 |
| Charlton County Georgia | 2 | $ 162,000 | $ 81,000 | $ 33,000 |
| Elbert County Georgia | 2 | $ 225,000 | $ 112,000 | $ 49,000 |
| Emanuel County Georgia | 2 | $ 174,000 | $ 87,000 | $ 59,000 |
| Gordon County Georgia | 2 | $ 132,000 | $ 66,000 | $ 71,000 |
| Hart County Georgia | 2 | $ 211,000 | $ 105,000 | $ 61,000 |
| Lamar County Georgia | 2 | $ 158,000 | $ 79,000 | $ 67,000 |
| Liberty County Georgia | 2 | $ 94,000 | $ 47,000 | $ 79,000 |
| Montgomery County Georgia | 2 | $ 187,000 | $ 93,000 | $ 55,000 |
| Morgan County Georgia | 2 | $ 245,000 | $ 122,000 | $ 51,000 |
| Union County Georgia | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| Brunswick County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Henderson County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 69,000 |
| Johnston County North Carolina | 2 | $ 157,000 | $ 78,000 | $ 60,000 |
| Onslow County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Randolph County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 61,000 |
| Rutherford County North Carolina | 2 | $ 202,000 | $ 101,000 | $ 46,000 |
| Horry County South Carolina | 2 | $ 228,000 | $ 114,000 | $ 39,000 |
| Lexington County South Carolina | 2 | $ 199,000 | $ 99,000 | $ 74,000 |
| Newberry County South Carolina | 2 | $ 121,000 | $ 60,000 | $ 64,000 |
| Sumter County South Carolina | 2 | $ 147,000 | $ 73,000 | $ 44,000 |
| Harris County Texas | 2 | $ 233,000 | $ 116,000 | $ 72,000 |
| Island County Washington | 2 | $ 185,000 | $ 92,000 | $ 51,000 |
| Autauga County Alabama | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Blount County Alabama | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Cullman County Alabama | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Elmore County Alabama | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Greene County Alabama | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Jackson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Limestone County Alabama | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Madison County Alabama | 1 | $ 59,000 | $ 59,000 | $ 93,000 |
| Monroe County Alabama | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Randolph County Alabama | 1 | $ 29,000 | $ 29,000 | $ 55,000 |
| Shelby County Alabama | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Talladega County Alabama | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Winston County Alabama | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Gila County Arizona | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Clark County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Columbia County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 55,000 |
| Monroe County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 88,000 |
| Ouachita County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Pulaski County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Van Buren County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 47,000 |
| Jefferson County Colorado | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Moffat County Colorado | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Alachua County Florida | 1 | $ 277,000 | $ 277,000 | $ 98,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Columbia County Florida | 1 | $ 54,000 | $ 54,000 | $ 58,000 |
| Dixie County Florida | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Escambia County Florida | 1 | $ 49,000 | $ 49,000 | $ 76,000 |
| Flagler County Florida | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Gadsden County Florida | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Hardee County Florida | 1 | $ 201,000 | $ 201,000 | $ 98,000 |
| Lake County Florida | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Lee County Florida | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Leon County Florida | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Manatee County Florida | 1 | $ 70,000 | $ 70,000 | $ 152,000 |
| Miami-Dade County Florida | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Osceola County Florida | 1 | $ 14,000 | $ 14,000 | $ 88,000 |
| Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Polk County Florida | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Putnam County Florida | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Seminole County Florida | 1 | $ 380,000 | $ 380,000 | $ 155,000 |
| Brooks County Georgia | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Chatham County Georgia | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Chattooga County Georgia | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Crawford County Georgia | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| Dodge County Georgia | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Dougherty County Georgia | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Fannin County Georgia | 1 | $ 27,000 | $ 27,000 | $ 47,000 |
| Franklin County Georgia | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Gilmer County Georgia | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Glascock County Georgia | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Glynn County Georgia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Hancock County Georgia | 1 | $ 53,000 | $ 53,000 | $ 17,000 |
| Harris County Georgia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Heard County Georgia | 1 | $ 67,000 | $ 67,000 | $ 68,000 |
| Lumpkin County Georgia | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Macon County Georgia | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Madison County Georgia | 1 | $ 81,000 | $ 81,000 | $ 21,000 |
| Muscogee County Georgia | 1 | $ 161,000 | $ 161,000 | $ 39,000 |
| Oconee County Georgia | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| Stephens County Georgia | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Walker County Georgia | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Ware County Georgia | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Warren County Georgia | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Whitfield County Georgia | 1 | $ 177,000 | $ 177,000 | $ 53,000 |
| Kauai County Hawaii | 1 | $ 208,000 | $ 208,000 | $ 72,000 |
| Gooding County Idaho | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| McHenry County Illinois | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 19,000 | $ 19,000 | $ 82,000 |
| Montgomery County Indiana | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Tippecanoe County Indiana | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Polk County Iowa | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Seward County Kansas | 1 | $ 77,000 | $ 77,000 | $ 51,000 |
| Warren County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 55,000 |
| Acadia County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Caddo County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 81,000 |
| Jackson County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 107,000 |
| Jefferson County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Tangipahoa County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Terrebonne County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Cumberland County Maine | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Lincoln County Maine | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Baltimore County Maryland | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Harford County Maryland | 1 | $ 77,000 | $ 77,000 | $ 111,000 |
| Prince George's County Maryland | 1 | $ 260,000 | $ 260,000 | $ 65,000 |
| Lee County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Marshall County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 49,000 |
| Tate County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Webster County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Winston County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 61,000 |
| Laclede County Missouri | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Burlington County New Jersey | 1 | $ 16,000 | $ 16,000 | $ 56,000 |
| Gloucester County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 193,000 |
| Nassau County New York | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Niagara County New York | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Buncombe County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| Caldwell County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Catawba County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Cherokee County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Clay County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Cumberland County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Guilford County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Harnett County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 135,000 |
| Hyde County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 28,000 |
| Martin County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| New Hanover County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 80,000 |
| Pender County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Rowan County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 104,000 |
| Transylvania County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Union County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Carroll County Ohio | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| Cuyahoga County Ohio | 1 | $ 190,000 | $ 190,000 | $ 91,000 |
| Fairfield County Ohio | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Ottawa County Ohio | 1 | $ 20,000 | $ 20,000 | $ 95,000 |
| Chester County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 57,000 |
| Jefferson County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Aiken County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Beaufort County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Berkeley County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Calhoun County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Charleston County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Clarendon County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Dorchester County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Edgefield County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Florence County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 74,000 |
| Pickens County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 138,000 |
| Campbell County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Fayette County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Putnam County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 47,000 |
| Sumner County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 94,000 |
| Angelina County Texas | 1 | $ 28,000 | $ 28,000 | $ 51,000 |
| Lipscomb County Texas | 1 | $ 80,000 | $ 80,000 | $ 223,000 |
| Chesterfield County Virginia | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Fairfax County Virginia | 1 | $ 27,000 | $ 27,000 | $ 60,000 |
| Grayson County Virginia | 1 | $ 41,000 | $ 41,000 | $ 31,000 |
| King William County Virginia | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Lee County Virginia | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Powhatan County Virginia | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Spotsylvania County Virginia | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Wahkiakum County Washington | 1 | $ 28,000 | $ 28,000 | $ 78,000 |
| Grant County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 84,000 |
| Dane County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 84,000 |
| Milwaukee County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Monroe County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 492 | $42,633,000 | $86,000 | $520,000 | $69,000 | $300,000 |
| Home Purchase | 106 | $17,576,000 | $165,000 | $686,000 | $83,000 | $863,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 241 | $21,592,000 | $89,000 | $536,000 | $66,000 | $270,000 |
| White | 222 | $21,997,000 | $99,000 | $555,000 | $76,000 | $863,000 |
| Black or African American | 116 | $12,943,000 | $111,000 | $472,000 | $63,000 | $157,000 |
| Hispanic | 7 | $880,000 | $125,000 | $265,000 | $80,000 | $114,000 |
| Not applicable | 5 | $2,018,000 | $403,000 | $686,000 | $348,000 | $411,000 |
| American Indian or Alaskan Native | 4 | $383,000 | $95,000 | $173,000 | $59,000 | $98,000 |
| Asian | 3 | $396,000 | $132,000 | $215,000 | $55,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 598 | $60,209,000 | $100,000 | $686,000 | $72,000 | $863,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 306 | $29,504,000 | $96,000 | $686,000 | $78,000 | $863,000 |
| Application Withdrawn By Applicant | 143 | $15,141,000 | $105,000 | $555,000 | $65,000 | $209,000 |
| Application Denied By Financial Institution | 89 | $9,587,000 | $107,000 | $480,000 | $55,000 | $154,000 |
| File Closed For Incompleteness | 60 | $5,977,000 | $99,000 | $400,000 | $80,000 | $300,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $3,935,000 | $91,000 | $198,000 | $53,000 | $98,000 |
| Debt-To-Income Ratio | 30 | $3,666,000 | $122,000 | $480,000 | $53,000 | $154,000 |
| Credit Application Incomplete | 10 | $1,101,000 | $110,000 | $261,000 | $65,000 | $140,000 |
| Collateral | 4 | $793,000 | $198,000 | $472,000 | $70,000 | $116,000 |
| Other | 1 | $67,000 | $67,000 | $67,000 | $63,000 | $63,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $79,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.