Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Atlanta Postal 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,000 |
| Total Mortgage Loan Application Amount | $121,410,000 |
| Average Mortgage Loan Application Amount | $102,250 |
| Highest Mortgage Loan Application Amount | $1,015,000 |
| Average Applicant Income | $84,500 |
| Highest Applicant Income | $444,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 83 | $ 10,975,000 | $ 132,000 | $ 95,000 |
| DeKalb County Georgia | 72 | $ 7,770,000 | $ 107,000 | $ 74,000 |
| Gwinnett County Georgia | 52 | $ 7,710,000 | $ 148,000 | $ 86,000 |
| Henry County Georgia | 49 | $ 4,855,000 | $ 99,000 | $ 72,000 |
| Cobb County Georgia | 44 | $ 6,810,000 | $ 154,000 | $ 100,000 |
| Clayton County Georgia | 25 | $ 1,935,000 | $ 77,000 | $ 58,000 |
| Newton County Georgia | 23 | $ 2,085,000 | $ 90,000 | $ 62,000 |
| Floyd County Georgia | 17 | $ 2,035,000 | $ 119,000 | $ 95,000 |
| Fayette County Georgia | 16 | $ 2,700,000 | $ 168,000 | $ 90,000 |
| Jackson County Georgia | 16 | $ 1,960,000 | $ 122,000 | $ 93,000 |
| Rockdale County Georgia | 15 | $ 1,415,000 | $ 94,000 | $ 73,000 |
| Walton County Georgia | 14 | $ 1,930,000 | $ 137,000 | $ 72,000 |
| Bibb County Georgia | 13 | $ 895,000 | $ 68,000 | $ 88,000 |
| Cherokee County Georgia | 13 | $ 2,055,000 | $ 158,000 | $ 117,000 |
| Coweta County Georgia | 12 | $ 2,140,000 | $ 178,000 | $ 79,000 |
| Muscogee County Georgia | 12 | $ 1,080,000 | $ 90,000 | $ 59,000 |
| Douglas County Georgia | 11 | $ 1,425,000 | $ 129,000 | $ 86,000 |
| Forsyth County Georgia | 11 | $ 1,865,000 | $ 169,000 | $ 105,000 |
| Barrow County Georgia | 10 | $ 1,160,000 | $ 116,000 | $ 107,000 |
| Hall County Georgia | 10 | $ 1,260,000 | $ 126,000 | $ 84,000 |
| Bartow County Georgia | 9 | $ 1,135,000 | $ 126,000 | $ 75,000 |
| Paulding County Georgia | 8 | $ 730,000 | $ 91,000 | $ 92,000 |
| Wake County North Carolina | 8 | $ 970,000 | $ 121,000 | $ 70,000 |
| Carroll County Georgia | 7 | $ 815,000 | $ 116,000 | $ 66,000 |
| Putnam County Georgia | 7 | $ 895,000 | $ 127,000 | $ 128,000 |
| Buncombe County North Carolina | 7 | $ 1,045,000 | $ 149,000 | $ 97,000 |
| Baldwin County Alabama | 6 | $ 800,000 | $ 133,000 | $ 110,000 |
| Lee County Alabama | 6 | $ 880,000 | $ 146,000 | $ 107,000 |
| Broward County Florida | 6 | $ 1,130,000 | $ 188,000 | $ 98,000 |
| Colquitt County Georgia | 6 | $ 480,000 | $ 80,000 | $ 66,000 |
| Orange County Florida | 5 | $ 1,165,000 | $ 233,000 | $ 111,000 |
| Oconee County Georgia | 5 | $ 1,255,000 | $ 251,000 | $ 112,000 |
| Henderson County North Carolina | 5 | $ 325,000 | $ 65,000 | $ 112,000 |
| Russell County Alabama | 4 | $ 430,000 | $ 107,000 | $ 64,000 |
| Maricopa County Arizona | 4 | $ 630,000 | $ 157,000 | $ 43,000 |
| Brevard County Florida | 4 | $ 580,000 | $ 145,000 | $ 164,000 |
| Polk County Florida | 4 | $ 440,000 | $ 110,000 | $ 86,000 |
| Bulloch County Georgia | 4 | $ 520,000 | $ 130,000 | $ 69,000 |
| Chatham County Georgia | 4 | $ 440,000 | $ 110,000 | $ 129,000 |
| Clarke County Georgia | 4 | $ 460,000 | $ 115,000 | $ 48,000 |
| Habersham County Georgia | 4 | $ 430,000 | $ 107,000 | $ 97,000 |
| Meriwether County Georgia | 4 | $ 230,000 | $ 57,000 | $ 86,000 |
| Peach County Georgia | 4 | $ 180,000 | $ 45,000 | $ 81,000 |
| Pike County Georgia | 4 | $ 790,000 | $ 197,000 | $ 113,000 |
| Polk County Georgia | 4 | $ 360,000 | $ 90,000 | $ 79,000 |
| Spalding County Georgia | 4 | $ 580,000 | $ 145,000 | $ 175,000 |
| York County South Carolina | 4 | $ 740,000 | $ 185,000 | $ 75,000 |
| Shelby County Alabama | 3 | $ 235,000 | $ 78,000 | $ 55,000 |
| Washington County Arkansas | 3 | $ 345,000 | $ 115,000 | $ 119,000 |
| Bay County Florida | 3 | $ 335,000 | $ 111,000 | $ 118,000 |
| Sarasota County Florida | 3 | $ 295,000 | $ 98,000 | $ 55,000 |
| Volusia County Florida | 3 | $ 285,000 | $ 95,000 | $ 85,000 |
| Butts County Georgia | 3 | $ 525,000 | $ 175,000 | $ 87,000 |
| Chattooga County Georgia | 3 | $ 185,000 | $ 61,000 | $ 95,000 |
| Dodge County Georgia | 3 | $ 175,000 | $ 58,000 | $ 53,000 |
| Houston County Georgia | 3 | $ 395,000 | $ 131,000 | $ 91,000 |
| Jasper County Georgia | 3 | $ 145,000 | $ 48,000 | $ 58,000 |
| Jones County Georgia | 3 | $ 365,000 | $ 121,000 | $ 115,000 |
| Pickens County Georgia | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| Troup County Georgia | 3 | $ 365,000 | $ 121,000 | $ 92,000 |
| Newton County Mississippi | 3 | $ 125,000 | $ 41,000 | $ 76,000 |
| Brunswick County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 77,000 |
| Durham County North Carolina | 3 | $ 205,000 | $ 68,000 | $ 97,000 |
| Mecklenburg County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 93,000 |
| McCurtain County Oklahoma | 3 | $ 275,000 | $ 91,000 | $ 63,000 |
| Charleston County South Carolina | 3 | $ 325,000 | $ 108,000 | $ 58,000 |
| Greenwood County South Carolina | 3 | $ 365,000 | $ 121,000 | $ 70,000 |
| Laurens County South Carolina | 3 | $ 75,000 | $ 25,000 | $ 60,000 |
| Harris County Texas | 3 | $ 215,000 | $ 71,000 | $ 74,000 |
| Spokane County Washington | 3 | $ 175,000 | $ 58,000 | $ 90,000 |
| DeKalb County Alabama | 2 | $ 440,000 | $ 220,000 | $ 159,000 |
| Tallapoosa County Alabama | 2 | $ 350,000 | $ 175,000 | $ 140,000 |
| Tuscaloosa County Alabama | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Fairfield County Connecticut | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Hillsborough County Florida | 2 | $ 460,000 | $ 230,000 | $ 135,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 222,000 |
| Miami-Dade County Florida | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| St. Lucie County Florida | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Camden County Georgia | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Cook County Georgia | 2 | $ 170,000 | $ 85,000 | $ 77,000 |
| Franklin County Georgia | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| Gilmer County Georgia | 2 | $ 400,000 | $ 200,000 | $ 116,000 |
| Gordon County Georgia | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Haralson County Georgia | 2 | $ 100,000 | $ 50,000 | $ 66,000 |
| Harris County Georgia | 2 | $ 380,000 | $ 190,000 | $ 31,000 |
| Lamar County Georgia | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Lincoln County Georgia | 2 | $ 570,000 | $ 285,000 | $ 146,000 |
| Lumpkin County Georgia | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Miller County Georgia | 2 | $ 160,000 | $ 80,000 | $ 99,000 |
| Morgan County Georgia | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Oglethorpe County Georgia | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| Richmond County Georgia | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Upson County Georgia | 2 | $ 240,000 | $ 120,000 | $ 99,000 |
| Wilkinson County Georgia | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Champaign County Illinois | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| DeKalb County Illinois | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Montgomery County Illinois | 2 | $ 120,000 | $ 60,000 | $ 61,000 |
| East Baton Rouge County Louisiana | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
| Pointe Coupee County Louisiana | 2 | $ 500,000 | $ 250,000 | $ 152,000 |
| Union County Louisiana | 2 | $ 70,000 | $ 35,000 | $ 151,000 |
| Cole County Missouri | 2 | $ 560,000 | $ 280,000 | $ 145,000 |
| Suffolk County New York | 2 | $ 140,000 | $ 70,000 | $ 76,000 |
| Lee County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 103,000 |
| Yancey County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 212,000 |
| Mayes County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| Woodward County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
| Northampton County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Aiken County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Horry County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Rutherford County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Shelby County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 113,000 |
| Collin County Texas | 2 | $ 300,000 | $ 150,000 | $ 151,000 |
| Dallas County Texas | 2 | $ 300,000 | $ 150,000 | $ 159,000 |
| Fort Bend County Texas | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Spotsylvania County Virginia | 2 | $ 320,000 | $ 160,000 | $ 185,000 |
| King County Washington | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Mason County Washington | 2 | $ 240,000 | $ 120,000 | $ 61,000 |
| Butler County Alabama | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Coffee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Crenshaw County Alabama | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Cullman County Alabama | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Henry County Alabama | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Jefferson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Lamar County Alabama | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Marshall County Alabama | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Mobile County Alabama | 1 | $ 35,000 | $ 35,000 | $ 8,000 |
| Washington County Alabama | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Anchorage County Alaska | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Clay County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Dallas County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Faulkner County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Ouachita County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Poinsett County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Sharp County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Los Angeles County California | 1 | $ 595,000 | $ 595,000 | $ 237,000 |
| San Luis Obispo County California | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Archuleta County Colorado | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Kit Carson County Colorado | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Duval County Florida | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Gulf County Florida | 1 | $ 375,000 | $ 375,000 | $ 324,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Indian River County Florida | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Lake County Florida | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Martin County Florida | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Nassau County Florida | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Palm Beach County Florida | 1 | $ 105,000 | $ 105,000 | $ 226,000 |
| Pasco County Florida | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Putnam County Florida | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| St. Johns County Florida | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Baldwin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Burke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Charlton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Columbia County Georgia | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Decatur County Georgia | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Dougherty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Effingham County Georgia | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
| Fannin County Georgia | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
| Glynn County Georgia | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Jefferson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Laurens County Georgia | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Lee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Liberty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Lowndes County Georgia | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Madison County Georgia | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Murray County Georgia | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Pulaski County Georgia | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Rabun County Georgia | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Randolph County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Screven County Georgia | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Stephens County Georgia | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Toombs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Towns County Georgia | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Treutlen County Georgia | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Union County Georgia | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Washington County Georgia | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| White County Georgia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Kootenai County Idaho | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| St. Clair County Illinois | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Washington County Illinois | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Williamson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Clark County Indiana | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Marion County Indiana | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Harrison County Iowa | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Johnson County Kansas | 1 | $ 265,000 | $ 265,000 | $ 186,000 |
| Osage County Kansas | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Barren County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Clinton County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Jefferson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Lawrence County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| McCracken County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Iberia County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 154,000 |
| St. Landry County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| St. Tammany County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Vermilion County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Carroll County Maryland | 1 | $ 255,000 | $ 255,000 | $ 354,000 |
| Queen Anne's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Berrien County Michigan | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Oakland County Michigan | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dodge County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Clay County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Copiah County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Lee County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Stone County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Winston County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Atchison County Missouri | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Boone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 170,000 |
| Butler County Missouri | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Grundy County Missouri | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Johnson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Mississippi County Missouri | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| New Madrid County Missouri | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Phelps County Missouri | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Platte County Missouri | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Clay County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Custer County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Pierce County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Valencia County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Onondaga County New York | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Orange County New York | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Westchester County New York | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Alexander County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Anson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Avery County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Burke County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Caldwell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Franklin County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Haywood County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Pitt County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Robeson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Union County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Vance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Burleigh County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Hamilton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Logan County Ohio | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Lorain County Ohio | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Madison County Ohio | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Sandusky County Ohio | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Blaine County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Le Flore County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Muskogee County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Oklahoma County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Ottawa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Deschutes County Oregon | 1 | $ 175,000 | $ 175,000 | $ 169,000 |
| Jackson County Oregon | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Berks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Chester County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Dauphin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Snyder County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Westmoreland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| York County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Chesterfield County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Marlboro County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Spartanburg County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Beadle County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Bradley County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Hamilton County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Hardeman County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Lawrence County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Lincoln County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| McMinn County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Monroe County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Sequatchie County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Van Buren County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Weakley County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Brazoria County Texas | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Denton County Texas | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Lavaca County Texas | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Montgomery County Texas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Polk County Texas | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Loudoun County Virginia | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Fayette County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Greenbrier County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 241,000 |
| Putnam County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Summers County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Wyoming County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Brown County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Fond du Lac County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Milwaukee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Sawyer County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Washington County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Sheridan County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Weston County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 487 | $49,115,000 | $100,000 | $505,000 | $81,000 | $421,000 |
| Home Purchase | 361 | $54,635,000 | $151,000 | $1,015,000 | $96,000 | $444,000 |
| Refinancing | 139 | $17,205,000 | $123,000 | $665,000 | $80,000 | $421,000 |
| Other Purpose | 13 | $455,000 | $35,000 | $115,000 | $81,000 | $174,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 558 | $68,440,000 | $122,000 | $645,000 | $89,000 | $354,000 |
| Black or African American | 253 | $28,005,000 | $110,000 | $665,000 | $75,000 | $421,000 |
| Not Provided | 142 | $19,160,000 | $134,000 | $1,015,000 | $98,000 | $444,000 |
| Hispanic | 13 | $1,425,000 | $109,000 | $225,000 | $78,000 | $161,000 |
| American Indian or Alaskan Native | 11 | $1,105,000 | $100,000 | $365,000 | $56,000 | $99,000 |
| Asian | 10 | $1,880,000 | $188,000 | $325,000 | $96,000 | $203,000 |
| Not applicable | 8 | $470,000 | $58,000 | $85,000 | $54,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 990 | $118,340,000 | $119,000 | $1,015,000 | $86,000 | $444,000 |
| VA-guaranteed (Veterans Administration) | 10 | $3,070,000 | $307,000 | $665,000 | $137,000 | $421,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 546 | $67,790,000 | $124,000 | $1,015,000 | $92,000 | $444,000 |
| Application Denied By Financial Institution | 379 | $43,725,000 | $115,000 | $645,000 | $77,000 | $421,000 |
| Application Withdrawn By Applicant | 75 | $9,895,000 | $131,000 | $665,000 | $89,000 | $421,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 621 | $77,685,000 | $125,000 | $1,015,000 | $92,000 | $444,000 |
| Credit Application Incomplete | 131 | $16,295,000 | $124,000 | $415,000 | $83,000 | $421,000 |
| Credit History | 118 | $11,110,000 | $94,000 | $505,000 | $72,000 | $174,000 |
| Other | 77 | $10,595,000 | $137,000 | $645,000 | $86,000 | $271,000 |
| Debt-To-Income Ratio | 45 | $4,505,000 | $100,000 | $365,000 | $58,000 | $137,000 |
| Collateral | 3 | $465,000 | $155,000 | $195,000 | $65,000 | $96,000 |
| Mortgage Insurance Denied | 2 | $90,000 | $45,000 | $45,000 | $113,000 | $139,000 |
| Unverifiable Information | 2 | $620,000 | $310,000 | $385,000 | $103,000 | $122,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $57,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.