Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Atlanta Postal 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,286 |
| Total Mortgage Loan Application Amount | $205,670,000 |
| Average Mortgage Loan Application Amount | $165,000 |
| Highest Mortgage Loan Application Amount | $3,525,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $4,264,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 123 | $ 23,465,000 | $ 190,000 | $ 97,000 |
| DeKalb County Georgia | 100 | $ 13,980,000 | $ 139,000 | $ 81,000 |
| Gwinnett County Georgia | 89 | $ 15,525,000 | $ 174,000 | $ 108,000 |
| Cobb County Georgia | 62 | $ 11,480,000 | $ 185,000 | $ 98,000 |
| Henry County Georgia | 46 | $ 5,990,000 | $ 130,000 | $ 85,000 |
| Fayette County Georgia | 27 | $ 5,115,000 | $ 189,000 | $ 98,000 |
| Walton County Georgia | 25 | $ 3,705,000 | $ 148,000 | $ 90,000 |
| Clayton County Georgia | 24 | $ 2,500,000 | $ 104,000 | $ 64,000 |
| Cherokee County Georgia | 21 | $ 4,515,000 | $ 215,000 | $ 147,000 |
| Paulding County Georgia | 20 | $ 3,010,000 | $ 150,000 | $ 108,000 |
| Floyd County Georgia | 19 | $ 1,865,000 | $ 98,000 | $ 62,000 |
| Forsyth County Georgia | 17 | $ 4,335,000 | $ 255,000 | $ 146,000 |
| Barrow County Georgia | 16 | $ 2,350,000 | $ 146,000 | $ 90,000 |
| Muscogee County Georgia | 16 | $ 1,660,000 | $ 103,000 | $ 58,000 |
| Douglas County Georgia | 15 | $ 1,735,000 | $ 115,000 | $ 77,000 |
| Jackson County Georgia | 14 | $ 2,520,000 | $ 180,000 | $ 111,000 |
| Carroll County Georgia | 13 | $ 1,965,000 | $ 151,000 | $ 101,000 |
| Bibb County Georgia | 12 | $ 1,540,000 | $ 128,000 | $ 115,000 |
| Newton County Georgia | 12 | $ 1,640,000 | $ 136,000 | $ 69,000 |
| Bartow County Georgia | 11 | $ 1,325,000 | $ 120,000 | $ 75,000 |
| Coweta County Georgia | 11 | $ 2,055,000 | $ 186,000 | $ 111,000 |
| Hall County Georgia | 10 | $ 1,550,000 | $ 155,000 | $ 83,000 |
| Buncombe County North Carolina | 10 | $ 1,540,000 | $ 154,000 | $ 105,000 |
| Bulloch County Georgia | 9 | $ 1,205,000 | $ 133,000 | $ 82,000 |
| Putnam County Georgia | 9 | $ 1,195,000 | $ 132,000 | $ 100,000 |
| Houston County Georgia | 8 | $ 740,000 | $ 92,000 | $ 61,000 |
| Spalding County Georgia | 8 | $ 1,170,000 | $ 146,000 | $ 113,000 |
| Clarke County Georgia | 7 | $ 805,000 | $ 115,000 | $ 68,000 |
| Harris County Georgia | 7 | $ 1,065,000 | $ 152,000 | $ 132,000 |
| Brevard County Florida | 6 | $ 930,000 | $ 155,000 | $ 119,000 |
| Gilmer County Georgia | 6 | $ 950,000 | $ 158,000 | $ 91,000 |
| Charleston County South Carolina | 6 | $ 1,540,000 | $ 256,000 | $ 118,000 |
| Hillsborough County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 96,000 |
| Chatham County Georgia | 5 | $ 775,000 | $ 155,000 | $ 88,000 |
| Columbia County Georgia | 5 | $ 1,045,000 | $ 209,000 | $ 112,000 |
| Morgan County Georgia | 5 | $ 1,125,000 | $ 225,000 | $ 110,000 |
| Oconee County Georgia | 5 | $ 1,535,000 | $ 307,000 | $ 143,000 |
| Rockdale County Georgia | 5 | $ 1,025,000 | $ 205,000 | $ 74,000 |
| Harris County Texas | 5 | $ 975,000 | $ 195,000 | $ 82,000 |
| Lee County Alabama | 4 | $ 380,000 | $ 95,000 | $ 102,000 |
| Madison County Alabama | 4 | $ 500,000 | $ 125,000 | $ 1,164,000 |
| Maricopa County Arizona | 4 | $ 940,000 | $ 235,000 | $ 69,000 |
| Collier County Florida | 4 | $ 750,000 | $ 187,000 | $ 80,000 |
| Dawson County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 137,000 |
| Franklin County Georgia | 4 | $ 430,000 | $ 107,000 | $ 57,000 |
| Habersham County Georgia | 4 | $ 780,000 | $ 195,000 | $ 64,000 |
| Lumpkin County Georgia | 4 | $ 630,000 | $ 157,000 | $ 108,000 |
| Pike County Georgia | 4 | $ 890,000 | $ 222,000 | $ 83,000 |
| Polk County Georgia | 4 | $ 410,000 | $ 102,000 | $ 72,000 |
| Guilford County North Carolina | 4 | $ 330,000 | $ 82,000 | $ 58,000 |
| Greene County Tennessee | 4 | $ 570,000 | $ 142,000 | $ 76,000 |
| Baldwin County Alabama | 3 | $ 295,000 | $ 98,000 | $ 169,000 |
| Jefferson County Alabama | 3 | $ 105,000 | $ 35,000 | $ 75,000 |
| Montgomery County Alabama | 3 | $ 235,000 | $ 78,000 | $ 72,000 |
| Morgan County Alabama | 3 | $ 355,000 | $ 118,000 | $ 77,000 |
| Russell County Alabama | 3 | $ 305,000 | $ 101,000 | $ 78,000 |
| Adams County Colorado | 3 | $ 725,000 | $ 241,000 | $ 86,000 |
| Broward County Florida | 3 | $ 595,000 | $ 198,000 | $ 90,000 |
| Lee County Florida | 3 | $ 385,000 | $ 128,000 | $ 57,000 |
| Palm Beach County Florida | 3 | $ 575,000 | $ 191,000 | $ 124,000 |
| Pinellas County Florida | 3 | $ 855,000 | $ 285,000 | $ 220,000 |
| St. Johns County Florida | 3 | $ 515,000 | $ 171,000 | $ 102,000 |
| Butts County Georgia | 3 | $ 275,000 | $ 91,000 | $ 65,000 |
| Camden County Georgia | 3 | $ 525,000 | $ 175,000 | $ 104,000 |
| Chattooga County Georgia | 3 | $ 325,000 | $ 108,000 | $ 96,000 |
| Gordon County Georgia | 3 | $ 335,000 | $ 111,000 | $ 117,000 |
| Jones County Georgia | 3 | $ 235,000 | $ 78,000 | $ 48,000 |
| Pickens County Georgia | 3 | $ 205,000 | $ 68,000 | $ 93,000 |
| Union County Georgia | 3 | $ 495,000 | $ 165,000 | $ 86,000 |
| White County Georgia | 3 | $ 435,000 | $ 145,000 | $ 55,000 |
| Harnett County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 73,000 |
| Iredell County North Carolina | 3 | $ 925,000 | $ 308,000 | $ 98,000 |
| Mecklenburg County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 71,000 |
| Beaufort County South Carolina | 3 | $ 365,000 | $ 121,000 | $ 120,000 |
| Richland County South Carolina | 3 | $ 485,000 | $ 161,000 | $ 93,000 |
| Putnam County Tennessee | 3 | $ 625,000 | $ 208,000 | $ 54,000 |
| Dallas County Texas | 3 | $ 745,000 | $ 248,000 | $ 103,000 |
| Fond du Lac County Wisconsin | 3 | $ 415,000 | $ 138,000 | $ 584,000 |
| Marion County Alabama | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Shelby County Alabama | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Winston County Alabama | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Baxter County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Craighead County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Pulaski County Arkansas | 2 | $ 700,000 | $ 350,000 | $ 109,000 |
| Los Angeles County California | 2 | $ 4,530,000 | $ 2,265,000 | $ 1,602,000 |
| Placer County California | 2 | $ 810,000 | $ 405,000 | $ 79,000 |
| Bay County Florida | 2 | $ 460,000 | $ 230,000 | $ 105,000 |
| Citrus County Florida | 2 | $ 640,000 | $ 320,000 | $ 89,000 |
| Lake County Florida | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Manatee County Florida | 2 | $ 70,000 | $ 35,000 | $ 66,000 |
| Miami-Dade County Florida | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Osceola County Florida | 2 | $ 380,000 | $ 190,000 | $ 52,000 |
| Polk County Florida | 2 | $ 240,000 | $ 120,000 | $ 119,000 |
| Santa Rosa County Florida | 2 | $ 200,000 | $ 100,000 | $ 119,000 |
| Sarasota County Florida | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| Seminole County Florida | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| St. Lucie County Florida | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Volusia County Florida | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Charlton County Georgia | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Crawford County Georgia | 2 | $ 160,000 | $ 80,000 | $ 99,000 |
| Crisp County Georgia | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| Decatur County Georgia | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Effingham County Georgia | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Glynn County Georgia | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Greene County Georgia | 2 | $ 200,000 | $ 100,000 | $ 123,000 |
| Hancock County Georgia | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Haralson County Georgia | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Jasper County Georgia | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| Laurens County Georgia | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Madison County Georgia | 2 | $ 200,000 | $ 100,000 | $ 84,000 |
| Meriwether County Georgia | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Mitchell County Georgia | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Monroe County Georgia | 2 | $ 570,000 | $ 285,000 | $ 134,000 |
| Murray County Georgia | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Oglethorpe County Georgia | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Peach County Georgia | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Rabun County Georgia | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Richmond County Georgia | 2 | $ 360,000 | $ 180,000 | $ 123,000 |
| Taliaferro County Georgia | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Toombs County Georgia | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Upson County Georgia | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| Walker County Georgia | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Washington County Georgia | 2 | $ 170,000 | $ 85,000 | $ 131,000 |
| Wilkes County Georgia | 2 | $ 150,000 | $ 75,000 | $ 131,000 |
| East Baton Rouge County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| Ottawa County Michigan | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| DeSoto County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Harrison County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Scotts Bluff County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Jefferson County New York | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Brunswick County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Haywood County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Henderson County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| Johnston County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Macon County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 182,000 |
| New Hanover County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| Robeson County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Union County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| Wake County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 143,000 |
| Allen County Ohio | 2 | $ 80,000 | $ 40,000 | $ 48,000 |
| Delaware County Ohio | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Gallia County Ohio | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Westmoreland County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Greenville County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Laurens County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 91,000 |
| Oconee County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 123,000 |
| Spartanburg County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| York County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 480,000 |
| Cheatham County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 86,000 |
| Sullivan County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| Loudoun County Virginia | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Roanoke County Virginia | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Bibb County Alabama | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Chambers County Alabama | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Coffee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Cullman County Alabama | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Escambia County Alabama | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Houston County Alabama | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Lamar County Alabama | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Randolph County Alabama | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Tuscaloosa County Alabama | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Anchorage County Alaska | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Pinal County Arizona | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Garland County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Howard County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Independence County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 176,000 |
| St. Francis County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Union County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Van Buren County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Arapahoe County Colorado | 1 | $ 335,000 | $ 335,000 | $ 50,000 |
| Boulder County Colorado | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Douglas County Colorado | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Elbert County Colorado | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| Jefferson County Colorado | 1 | $ 385,000 | $ 385,000 | $ 225,000 |
| Kit Carson County Colorado | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Las Animas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Logan County Colorado | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Litchfield County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| New Castle County Delaware | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Indian River County Florida | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Madison County Florida | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Nassau County Florida | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Pasco County Florida | 1 | $ 475,000 | $ 475,000 | $ 185,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Suwannee County Florida | 1 | $ 315,000 | $ 315,000 | $ 35,000 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Appling County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Bryan County Georgia | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Calhoun County Georgia | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Dade County Georgia | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Dodge County Georgia | 1 | $ 175,000 | $ 175,000 | $ 259,000 |
| Dooly County Georgia | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Elbert County Georgia | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Emanuel County Georgia | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Fannin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Hart County Georgia | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Heard County Georgia | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Lee County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| McIntosh County Georgia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Montgomery County Georgia | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Pierce County Georgia | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Sumter County Georgia | 1 | $ 115,000 | $ 115,000 | $ 227,000 |
| Tift County Georgia | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Towns County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Troup County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wayne County Georgia | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Whitfield County Georgia | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Bureau County Illinois | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Cook County Illinois | 1 | $ 235,000 | $ 235,000 | $ 0 |
| DuPage County Illinois | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Jo Daviess County Illinois | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Kane County Illinois | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Kendall County Illinois | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| LaSalle County Illinois | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Grant County Indiana | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Owen County Indiana | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Bremer County Iowa | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Carroll County Iowa | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Cass County Iowa | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Graham County Kansas | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Jackson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
| Leavenworth County Kansas | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Nemaha County Kansas | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Osage County Kansas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Shawnee County Kansas | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Bullitt County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Fayette County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Jefferson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 389,000 |
| Lincoln County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Magoffin County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Pulaski County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Allen County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Ascension County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 42,000 |
| Pointe Coupee County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| St. Landry County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Winn County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 258,000 |
| Franklin County Maine | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Somerset County Maine | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Montgomery County Maryland | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Hampden County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 128,000 |
| Berrien County Michigan | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Grand Traverse County Michigan | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Lake County Michigan | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Sanilac County Michigan | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Van Buren County Michigan | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Lee County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Madison County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 206,000 |
| Pontotoc County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Wayne County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Yazoo County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Barry County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Butler County Missouri | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Camden County Missouri | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Cole County Missouri | 1 | $ 555,000 | $ 555,000 | $ 228,000 |
| Grundy County Missouri | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| St. Charles County Missouri | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Texas County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mineral County Montana | 1 | $ 325,000 | $ 325,000 | $ 195,000 |
| Antelope County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Custer County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Howard County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Washoe County Nevada | 1 | $ 445,000 | $ 445,000 | $ 76,000 |
| Bergen County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 210,000 |
| Essex County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Hudson County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Middlesex County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Allegany County New York | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Broome County New York | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Cattaraugus County New York | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Chenango County New York | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Nassau County New York | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Queens County New York | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Saratoga County New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Suffolk County New York | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Ulster County New York | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Wayne County New York | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Catawba County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Cherokee County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Cleveland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 206,000 |
| Craven County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Cumberland County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Currituck County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Halifax County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Madison County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| McDowell County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Moore County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 288,000 |
| Nash County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Person County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Randolph County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Sampson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Yancey County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Clinton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Columbiana County Ohio | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Cuyahoga County Ohio | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Lucas County Ohio | 1 | $ 15,000 | $ 15,000 | $ 168,000 |
| Sandusky County Ohio | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Van Wert County Ohio | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| McClain County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Sequoyah County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Texas County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Chester County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Erie County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Aiken County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Chesterfield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Marlboro County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| McCormick County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 212,000 |
| Sumter County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Cannon County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Carroll County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Fentress County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Hamilton County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Marion County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 217,000 |
| Robertson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Rutherford County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Williamson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 168,000 |
| Bell County Texas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Bexar County Texas | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Burnet County Texas | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Hays County Texas | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Matagorda County Texas | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Orange County Texas | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Salt Lake County Utah | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Utah County Utah | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Danville County Virginia | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Grayson County Virginia | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Greene County Virginia | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Cowlitz County Washington | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Spokane County Washington | 1 | $ 465,000 | $ 465,000 | $ 103,000 |
| Whatcom County Washington | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Hampshire County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Randolph County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Polk County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Sawyer County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Vilas County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Washington County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Winnebago County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 607 | $83,215,000 | $137,000 | $555,000 | $101,000 | $4,264,000 |
| Home Purchase | 373 | $71,345,000 | $191,000 | $3,525,000 | $103,000 | $2,316,000 |
| Refinancing | 306 | $51,110,000 | $167,000 | $1,315,000 | $94,000 | $1,380,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 699 | $115,135,000 | $164,000 | $3,525,000 | $111,000 | $4,264,000 |
| Black or African American | 314 | $43,160,000 | $137,000 | $465,000 | $77,000 | $389,000 |
| Not Provided | 206 | $33,440,000 | $162,000 | $1,315,000 | $99,000 | $888,000 |
| Asian | 24 | $5,600,000 | $233,000 | $405,000 | $101,000 | $159,000 |
| Hispanic | 19 | $3,535,000 | $186,000 | $305,000 | $86,000 | $208,000 |
| American Indian or Alaskan Native | 10 | $1,160,000 | $116,000 | $275,000 | $73,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,234 | $195,280,000 | $158,000 | $3,525,000 | $100,000 | $4,264,000 |
| VA-guaranteed (Veterans Administration) | 52 | $10,390,000 | $199,000 | $555,000 | $94,000 | $244,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 716 | $117,890,000 | $164,000 | $3,525,000 | $101,000 | $2,316,000 |
| Application Withdrawn By Applicant | 343 | $59,375,000 | $173,000 | $685,000 | $118,000 | $4,264,000 |
| Application Denied By Financial Institution | 227 | $28,405,000 | $125,000 | $445,000 | $72,000 | $288,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,059 | $177,265,000 | $167,000 | $3,525,000 | $106,000 | $4,264,000 |
| Credit History | 114 | $12,750,000 | $111,000 | $295,000 | $71,000 | $288,000 |
| Debt-To-Income Ratio | 69 | $9,645,000 | $139,000 | $385,000 | $62,000 | $177,000 |
| Credit Application Incomplete | 30 | $3,860,000 | $128,000 | $445,000 | $87,000 | $261,000 |
| Collateral | 5 | $395,000 | $79,000 | $125,000 | $94,000 | $156,000 |
| Other | 5 | $905,000 | $181,000 | $255,000 | $87,000 | $123,000 |
| Mortgage Insurance Denied | 2 | $410,000 | $205,000 | $375,000 | $125,000 | $172,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $105,000 | $105,000 |
| Employment History | 1 | $335,000 | $335,000 | $335,000 | $50,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.