Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Atlanta Postal 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,012 |
| Total Mortgage Loan Application Amount | $172,410,000 |
| Average Mortgage Loan Application Amount | $162,200 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $97,200 |
| Highest Applicant Income | $8,710,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 75 | $ 12,455,000 | $ 166,000 | $ 91,000 |
| DeKalb County Georgia | 69 | $ 10,835,000 | $ 157,000 | $ 80,000 |
| Gwinnett County Georgia | 66 | $ 12,450,000 | $ 188,000 | $ 284,000 |
| Henry County Georgia | 34 | $ 5,540,000 | $ 162,000 | $ 82,000 |
| Paulding County Georgia | 24 | $ 3,930,000 | $ 163,000 | $ 112,000 |
| Clayton County Georgia | 23 | $ 2,855,000 | $ 124,000 | $ 71,000 |
| Cobb County Georgia | 23 | $ 3,985,000 | $ 173,000 | $ 94,000 |
| Rockdale County Georgia | 17 | $ 2,605,000 | $ 153,000 | $ 98,000 |
| Walton County Georgia | 17 | $ 4,085,000 | $ 240,000 | $ 116,000 |
| Floyd County Georgia | 15 | $ 2,545,000 | $ 169,000 | $ 78,000 |
| Fayette County Georgia | 14 | $ 2,380,000 | $ 170,000 | $ 82,000 |
| Muscogee County Georgia | 14 | $ 1,520,000 | $ 108,000 | $ 89,000 |
| Newton County Georgia | 13 | $ 2,365,000 | $ 181,000 | $ 89,000 |
| Carroll County Georgia | 12 | $ 1,950,000 | $ 162,000 | $ 90,000 |
| Cherokee County Georgia | 12 | $ 2,870,000 | $ 239,000 | $ 108,000 |
| Coweta County Georgia | 10 | $ 2,130,000 | $ 213,000 | $ 134,000 |
| Douglas County Georgia | 10 | $ 1,170,000 | $ 117,000 | $ 85,000 |
| Spalding County Georgia | 10 | $ 1,550,000 | $ 155,000 | $ 68,000 |
| Barrow County Georgia | 9 | $ 1,905,000 | $ 211,000 | $ 99,000 |
| Bibb County Georgia | 9 | $ 955,000 | $ 106,000 | $ 87,000 |
| Forsyth County Georgia | 8 | $ 1,960,000 | $ 245,000 | $ 115,000 |
| Chatham County Georgia | 7 | $ 925,000 | $ 132,000 | $ 92,000 |
| Jackson County Georgia | 7 | $ 1,775,000 | $ 253,000 | $ 99,000 |
| Hall County Georgia | 6 | $ 1,550,000 | $ 258,000 | $ 125,000 |
| Buncombe County North Carolina | 6 | $ 1,070,000 | $ 178,000 | $ 54,000 |
| Bartow County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 105,000 |
| Houston County Georgia | 5 | $ 545,000 | $ 109,000 | $ 67,000 |
| Pickens County Georgia | 5 | $ 875,000 | $ 175,000 | $ 51,000 |
| Jefferson County Alabama | 4 | $ 360,000 | $ 90,000 | $ 74,000 |
| Shelby County Alabama | 4 | $ 940,000 | $ 235,000 | $ 99,000 |
| Hillsborough County Florida | 4 | $ 980,000 | $ 245,000 | $ 92,000 |
| Marion County Florida | 4 | $ 400,000 | $ 100,000 | $ 58,000 |
| Palm Beach County Florida | 4 | $ 570,000 | $ 142,000 | $ 70,000 |
| Franklin County Georgia | 4 | $ 980,000 | $ 245,000 | $ 78,000 |
| Jasper County Georgia | 4 | $ 600,000 | $ 150,000 | $ 65,000 |
| White County Georgia | 4 | $ 870,000 | $ 217,000 | $ 108,000 |
| Pulaski County Arkansas | 3 | $ 575,000 | $ 191,000 | $ 94,000 |
| Bay County Florida | 3 | $ 565,000 | $ 188,000 | $ 79,000 |
| Collier County Florida | 3 | $ 565,000 | $ 188,000 | $ 74,000 |
| Martin County Florida | 3 | $ 455,000 | $ 151,000 | $ 239,000 |
| Osceola County Florida | 3 | $ 815,000 | $ 271,000 | $ 82,000 |
| St. Lucie County Florida | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Butts County Georgia | 3 | $ 945,000 | $ 315,000 | $ 112,000 |
| Gilmer County Georgia | 3 | $ 725,000 | $ 241,000 | $ 84,000 |
| Habersham County Georgia | 3 | $ 655,000 | $ 218,000 | $ 104,000 |
| Harris County Georgia | 3 | $ 555,000 | $ 185,000 | $ 98,000 |
| Murray County Georgia | 3 | $ 175,000 | $ 58,000 | $ 71,000 |
| Oconee County Georgia | 3 | $ 1,525,000 | $ 508,000 | $ 194,000 |
| Polk County Georgia | 3 | $ 465,000 | $ 155,000 | $ 39,000 |
| Cherokee County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 89,000 |
| Guilford County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 67,000 |
| New Hanover County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 163,000 |
| Wake County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 56,000 |
| Aiken County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 103,000 |
| Horry County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 87,000 |
| Baldwin County Alabama | 2 | $ 390,000 | $ 195,000 | $ 168,000 |
| Cleburne County Alabama | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Elmore County Alabama | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Lee County Alabama | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Mobile County Alabama | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| Maricopa County Arizona | 2 | $ 690,000 | $ 345,000 | $ 91,000 |
| Riverside County California | 2 | $ 650,000 | $ 325,000 | $ 73,000 |
| Adams County Colorado | 2 | $ 770,000 | $ 385,000 | $ 71,000 |
| Broward County Florida | 2 | $ 290,000 | $ 145,000 | $ 119,000 |
| Indian River County Florida | 2 | $ 290,000 | $ 145,000 | $ 81,000 |
| Lee County Florida | 2 | $ 320,000 | $ 160,000 | $ 109,000 |
| Manatee County Florida | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| St. Johns County Florida | 2 | $ 240,000 | $ 120,000 | $ 131,000 |
| Baldwin County Georgia | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Fannin County Georgia | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Haralson County Georgia | 2 | $ 440,000 | $ 220,000 | $ 63,000 |
| Hart County Georgia | 2 | $ 260,000 | $ 130,000 | $ 149,000 |
| Jones County Georgia | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| Liberty County Georgia | 2 | $ 260,000 | $ 130,000 | $ 89,000 |
| Lumpkin County Georgia | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Madison County Georgia | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| McDuffie County Georgia | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Meriwether County Georgia | 2 | $ 290,000 | $ 145,000 | $ 77,000 |
| Monroe County Georgia | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Morgan County Georgia | 2 | $ 370,000 | $ 185,000 | $ 126,000 |
| Peach County Georgia | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Putnam County Georgia | 2 | $ 490,000 | $ 245,000 | $ 112,000 |
| Troup County Georgia | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Union County Georgia | 2 | $ 330,000 | $ 165,000 | $ 38,000 |
| Whitfield County Georgia | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| Wilkes County Georgia | 2 | $ 250,000 | $ 125,000 | $ 114,000 |
| McHenry County Illinois | 2 | $ 380,000 | $ 190,000 | $ 82,000 |
| Will County Illinois | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Marion County Indiana | 2 | $ 810,000 | $ 405,000 | $ 288,000 |
| Washington County Indiana | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| DeSoto County Mississippi | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Monroe County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 95,000 |
| Niagara County New York | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| Brunswick County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Cabarrus County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| Davidson County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Gaston County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 132,000 |
| Mecklenburg County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 116,000 |
| Pasquotank County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Charleston County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 63,000 |
| Oconee County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Pickens County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 108,000 |
| Richland County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| Shelby County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Barbour County Alabama | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Bibb County Alabama | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Blount County Alabama | 1 | $ 115,000 | $ 115,000 | $ 243,000 |
| Cherokee County Alabama | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Chilton County Alabama | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Cullman County Alabama | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Dale County Alabama | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Lauderdale County Alabama | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Marion County Alabama | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Randolph County Alabama | 1 | $ 315,000 | $ 315,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Tallapoosa County Alabama | 1 | $ 465,000 | $ 465,000 | $ 262,000 |
| Tuscaloosa County Alabama | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Walker County Alabama | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Winston County Alabama | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Matanuska-Susitna County Alaska | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Baxter County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Benton County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Chicot County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Cleburne County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Desha County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Greene County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Lonoke County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Marion County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Randolph County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Sharp County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| St. Francis County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Washington County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Lake County California | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Los Angeles County California | 1 | $ 605,000 | $ 605,000 | $ 310,000 |
| Windham County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Sussex County Delaware | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Alachua County Florida | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Charlotte County Florida | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Gulf County Florida | 1 | $ 855,000 | $ 855,000 | $ 312,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Jefferson County Florida | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Madison County Florida | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Miami-Dade County Florida | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Nassau County Florida | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Wakulla County Florida | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Baker County Georgia | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Bulloch County Georgia | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Camden County Georgia | 1 | $ 385,000 | $ 385,000 | $ 182,000 |
| Chattooga County Georgia | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Clarke County Georgia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Cook County Georgia | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Crawford County Georgia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Dawson County Georgia | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Dodge County Georgia | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Dooly County Georgia | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Dougherty County Georgia | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Echols County Georgia | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Effingham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Emanuel County Georgia | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Glynn County Georgia | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Gordon County Georgia | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Greene County Georgia | 1 | $ 115,000 | $ 115,000 | $ 168,000 |
| Hancock County Georgia | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Jeff Davis County Georgia | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Lamar County Georgia | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Laurens County Georgia | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Lee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Lowndes County Georgia | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Mitchell County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Oglethorpe County Georgia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Pike County Georgia | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Sumter County Georgia | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Thomas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Toombs County Georgia | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Towns County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Upson County Georgia | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Washington County Georgia | 1 | $ 55,000 | $ 55,000 | $ 447,000 |
| Wheeler County Georgia | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| DeKalb County Illinois | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| DuPage County Illinois | 1 | $ 515,000 | $ 515,000 | $ 147,000 |
| Cedar County Iowa | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
| Boyd County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Bracken County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Jefferson County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 183,000 |
| Mercer County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Shelby County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Warren County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Allen County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Bienville County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| East Feliciana County Louisiana | 1 | $ 485,000 | $ 485,000 | $ 93,000 |
| Plaquemines County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Tangipahoa County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 178,000 |
| Franklin County Maine | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Kennebec County Maine | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Charles County Maryland | 1 | $ 385,000 | $ 385,000 | $ 138,000 |
| Wicomico County Maryland | 1 | $ 265,000 | $ 265,000 | $ 215,000 |
| Emmet County Michigan | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Lake County Michigan | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Olmsted County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| George County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Lincoln County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Lowndes County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Scott County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Sharkey County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Dunklin County Missouri | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Grundy County Missouri | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Lafayette County Missouri | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| New Madrid County Missouri | 1 | $ 95,000 | $ 95,000 | $ 189,000 |
| Platte County Missouri | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Hillsborough County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Camden County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Essex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Allegany County New York | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Rensselaer County New York | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Saratoga County New York | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Alamance County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Alleghany County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Avery County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Caldwell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Catawba County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Clay County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Craven County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Cumberland County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Durham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Franklin County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Harnett County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Henderson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Hoke County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Iredell County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Johnston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Lincoln County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Person County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Randolph County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Rutherford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Wilkes County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Burleigh County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| McLean County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Champaign County Ohio | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Geauga County Ohio | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Highland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Lucas County Ohio | 1 | $ 65,000 | $ 65,000 | $ 184,000 |
| Medina County Ohio | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Seneca County Ohio | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Garvin County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Le Flore County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Mayes County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Oklahoma County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Jackson County Oregon | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Marion County Oregon | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Allegheny County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Chester County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Clearfield County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Dauphin County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Northampton County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Washington County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Westmoreland County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| York County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Beaufort County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Berkeley County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Clarendon County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Darlington County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 205,000 |
| Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Greenville County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Lexington County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Blount County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 152,000 |
| Franklin County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Grundy County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Hawkins County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Lincoln County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Madison County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Pickett County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Polk County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Roane County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Rutherford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Sevier County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Angelina County Texas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Hood County Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Kaufman County Texas | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Upshur County Texas | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Floyd County Virginia | 1 | $ 485,000 | $ 485,000 | $ 271,000 |
| Lee County Virginia | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Patrick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Roanoke County Virginia | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Spotsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Pierce County Washington | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Stevens County Washington | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Mercer County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Randolph County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Tyler County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Chippewa County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Milwaukee County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Sauk County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 465 | $82,425,000 | $177,000 | $855,000 | $112,000 | $8,710,000 |
| Refinancing | 217 | $31,615,000 | $145,000 | $455,000 | $87,000 | $277,000 |
| Home Purchase | 189 | $39,835,000 | $210,000 | $585,000 | $123,000 | $3,860,000 |
| Other Purpose | 91 | $10,065,000 | $110,000 | $345,000 | $84,000 | $237,000 |
| Home Improvement | 50 | $8,470,000 | $169,000 | $475,000 | $80,000 | $175,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 489 | $86,865,000 | $177,000 | $855,000 | $112,000 | $8,710,000 |
| Black or African American | 330 | $50,430,000 | $152,000 | $645,000 | $96,000 | $3,860,000 |
| Not Provided | 153 | $27,935,000 | $182,000 | $605,000 | $103,000 | $450,000 |
| Hispanic | 14 | $2,670,000 | $190,000 | $285,000 | $83,000 | $137,000 |
| American Indian or Alaskan Native | 12 | $1,900,000 | $158,000 | $345,000 | $77,000 | $152,000 |
| Asian | 6 | $950,000 | $158,000 | $285,000 | $107,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 981 | $166,115,000 | $169,000 | $855,000 | $101,000 | $8,710,000 |
| VA-guaranteed (Veterans Administration) | 31 | $6,295,000 | $203,000 | $435,000 | $211,000 | $3,860,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 591 | $105,255,000 | $178,000 | $855,000 | $97,000 | $450,000 |
| Application Denied By Financial Institution | 234 | $33,690,000 | $143,000 | $435,000 | $115,000 | $8,710,000 |
| Application Withdrawn By Applicant | 173 | $30,975,000 | $179,000 | $585,000 | $119,000 | $3,860,000 |
| Application Approved But Not Accepted | 13 | $2,395,000 | $184,000 | $625,000 | $98,000 | $330,000 |
| File Closed For Incompleteness | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 778 | $138,720,000 | $178,000 | $855,000 | $102,000 | $3,860,000 |
| Credit History | 124 | $16,950,000 | $136,000 | $395,000 | $158,000 | $8,710,000 |
| Debt-To-Income Ratio | 97 | $15,185,000 | $156,000 | $435,000 | $63,000 | $150,000 |
| Collateral | 5 | $855,000 | $171,000 | $325,000 | $84,000 | $139,000 |
| Other | 4 | $270,000 | $67,000 | $155,000 | $84,000 | $143,000 |
| Employment History | 4 | $430,000 | $107,000 | $145,000 | $88,000 | $164,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.