Atlantic Union Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Atlantic Union Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Union Bank 1051 East Cary Street, Suite 1200 Glen Allen, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 6,736 |
| Total Mortgage Loan Application Amount | $1,522,810,000 |
| Average Mortgage Loan Application Amount | $249,800 |
| Highest Mortgage Loan Application Amount | $21,005,000 |
| Average Applicant Income | $135,400 |
| Highest Applicant Income | $5,318,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Atlantic Union Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Union Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Atlantic Union Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Union Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Union Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Union Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 362 | $ 56,220,000 | $ 155,000 | $ 134,000 |
| Chesterfield County Virginia | 359 | $ 45,595,000 | $ 127,000 | $ 121,000 |
| Hanover County Virginia | 257 | $ 44,585,000 | $ 173,000 | $ 123,000 |
| Spotsylvania County Virginia | 243 | $ 51,845,000 | $ 213,000 | $ 122,000 |
| Richmond City County Virginia | 178 | $ 39,090,000 | $ 219,000 | $ 225,000 |
| Augusta County Virginia | 176 | $ 20,900,000 | $ 118,000 | $ 78,000 |
| Montgomery County Virginia | 169 | $ 22,575,000 | $ 133,000 | $ 95,000 |
| Loudoun County Virginia | 148 | $ 60,490,000 | $ 408,000 | $ 349,000 |
| Virginia Beach County Virginia | 141 | $ 41,245,000 | $ 292,000 | $ 189,000 |
| Bedford County Virginia | 140 | $ 18,930,000 | $ 135,000 | $ 101,000 |
| Roanoke County Virginia | 136 | $ 21,050,000 | $ 154,000 | $ 93,000 |
| Caroline County Virginia | 126 | $ 14,140,000 | $ 112,000 | $ 81,000 |
| Mercer County West Virginia | 126 | $ 18,080,000 | $ 143,000 | $ 65,000 |
| Fairfax County Virginia | 125 | $ 59,645,000 | $ 477,000 | $ 307,000 |
| Tazewell County Virginia | 107 | $ 16,815,000 | $ 157,000 | $ 71,000 |
| Prince William County Virginia | 100 | $ 32,670,000 | $ 326,000 | $ 169,000 |
| Accomack County Virginia | 93 | $ 12,745,000 | $ 137,000 | $ 92,000 |
| Orange County Virginia | 89 | $ 10,005,000 | $ 112,000 | $ 79,000 |
| Rockingham County Virginia | 89 | $ 12,835,000 | $ 144,000 | $ 112,000 |
| Chesapeake County Virginia | 86 | $ 13,160,000 | $ 153,000 | $ 134,000 |
| Davidson County Tennessee | 85 | $ 41,685,000 | $ 490,000 | $ 151,000 |
| Westmoreland County Virginia | 82 | $ 11,970,000 | $ 145,000 | $ 96,000 |
| Stafford County Virginia | 79 | $ 18,045,000 | $ 228,000 | $ 152,000 |
| Albemarle County Virginia | 78 | $ 17,120,000 | $ 219,000 | $ 162,000 |
| Culpeper County Virginia | 72 | $ 13,510,000 | $ 187,000 | $ 118,000 |
| Roanoke City County Virginia | 72 | $ 17,710,000 | $ 245,000 | $ 55,000 |
| Floyd County Virginia | 67 | $ 8,615,000 | $ 128,000 | $ 80,000 |
| Fauquier County Virginia | 62 | $ 26,430,000 | $ 426,000 | $ 278,000 |
| Pulaski County Virginia | 62 | $ 6,400,000 | $ 103,000 | $ 63,000 |
| Cobb County Georgia | 59 | $ 24,795,000 | $ 420,000 | $ 146,000 |
| Fulton County Georgia | 54 | $ 24,210,000 | $ 448,000 | $ 188,000 |
| Salem County Virginia | 53 | $ 7,615,000 | $ 143,000 | $ 81,000 |
| Dare County North Carolina | 52 | $ 12,200,000 | $ 234,000 | $ 163,000 |
| Madison County Virginia | 51 | $ 8,445,000 | $ 165,000 | $ 108,000 |
| Northampton County Virginia | 51 | $ 9,715,000 | $ 190,000 | $ 111,000 |
| Montgomery County Maryland | 50 | $ 19,100,000 | $ 382,000 | $ 160,000 |
| Newport News County Virginia | 50 | $ 29,120,000 | $ 582,000 | $ 140,000 |
| Louisa County Virginia | 48 | $ 8,870,000 | $ 184,000 | $ 110,000 |
| Currituck County North Carolina | 47 | $ 6,655,000 | $ 141,000 | $ 101,000 |
| Franklin County Virginia | 47 | $ 10,965,000 | $ 233,000 | $ 106,000 |
| Nelson County Virginia | 47 | $ 6,355,000 | $ 135,000 | $ 101,000 |
| Staunton County Virginia | 47 | $ 4,265,000 | $ 90,000 | $ 75,000 |
| James City County Virginia | 43 | $ 7,995,000 | $ 185,000 | $ 141,000 |
| Fluvanna County Virginia | 42 | $ 6,180,000 | $ 147,000 | $ 92,000 |
| Rappahannock County Virginia | 42 | $ 16,050,000 | $ 382,000 | $ 427,000 |
| Goochland County Virginia | 41 | $ 13,585,000 | $ 331,000 | $ 194,000 |
| Warren County Virginia | 41 | $ 7,855,000 | $ 191,000 | $ 113,000 |
| Fredericksburg County Virginia | 39 | $ 13,715,000 | $ 351,000 | $ 177,000 |
| Hampton County Virginia | 39 | $ 8,175,000 | $ 209,000 | $ 148,000 |
| Norfolk County Virginia | 39 | $ 7,125,000 | $ 182,000 | $ 99,000 |
| Richmond County Virginia | 39 | $ 3,365,000 | $ 86,000 | $ 65,000 |
| Rockbridge County Virginia | 39 | $ 4,785,000 | $ 122,000 | $ 90,000 |
| King George County Virginia | 36 | $ 20,270,000 | $ 563,000 | $ 187,000 |
| Lynchburg County Virginia | 36 | $ 3,870,000 | $ 107,000 | $ 70,000 |
| Suffolk County Virginia | 36 | $ 9,960,000 | $ 276,000 | $ 151,000 |
| Wythe County Virginia | 36 | $ 4,190,000 | $ 116,000 | $ 71,000 |
| Essex County Virginia | 34 | $ 4,810,000 | $ 141,000 | $ 57,000 |
| DeKalb County Georgia | 32 | $ 15,010,000 | $ 469,000 | $ 174,000 |
| Charlottesville County Virginia | 32 | $ 5,670,000 | $ 177,000 | $ 159,000 |
| Northumberland County Virginia | 32 | $ 4,890,000 | $ 152,000 | $ 92,000 |
| Botetourt County Virginia | 31 | $ 6,615,000 | $ 213,000 | $ 109,000 |
| Powhatan County Virginia | 30 | $ 3,620,000 | $ 120,000 | $ 118,000 |
| Lancaster County Virginia | 29 | $ 4,085,000 | $ 140,000 | $ 101,000 |
| Waynesboro County Virginia | 29 | $ 2,665,000 | $ 91,000 | $ 74,000 |
| Prince George's County Maryland | 28 | $ 9,150,000 | $ 326,000 | $ 94,000 |
| Frederick County Virginia | 28 | $ 5,420,000 | $ 193,000 | $ 169,000 |
| King William County Virginia | 26 | $ 2,320,000 | $ 89,000 | $ 87,000 |
| Arlington County Virginia | 25 | $ 14,185,000 | $ 567,000 | $ 325,000 |
| Pasquotank County North Carolina | 23 | $ 2,925,000 | $ 127,000 | $ 92,000 |
| Alleghany County Virginia | 23 | $ 2,025,000 | $ 88,000 | $ 57,000 |
| York County Virginia | 23 | $ 5,725,000 | $ 248,000 | $ 198,000 |
| District of Columbia County District Of Columbia | 22 | $ 24,490,000 | $ 1,113,000 | $ 335,000 |
| New Kent County Virginia | 22 | $ 5,170,000 | $ 235,000 | $ 142,000 |
| Washington County Maryland | 21 | $ 5,025,000 | $ 239,000 | $ 110,000 |
| Harrisonburg County Virginia | 21 | $ 3,355,000 | $ 159,000 | $ 124,000 |
| Gwinnett County Georgia | 19 | $ 5,345,000 | $ 281,000 | $ 91,000 |
| Paulding County Georgia | 19 | $ 5,555,000 | $ 292,000 | $ 85,000 |
| Gloucester County Virginia | 19 | $ 2,465,000 | $ 129,000 | $ 142,000 |
| Russell County Virginia | 18 | $ 2,930,000 | $ 162,000 | $ 77,000 |
| Frederick County Maryland | 16 | $ 4,890,000 | $ 305,000 | $ 130,000 |
| Portsmouth County Virginia | 16 | $ 2,160,000 | $ 135,000 | $ 67,000 |
| Campbell County Virginia | 15 | $ 2,515,000 | $ 167,000 | $ 77,000 |
| Cherokee County Georgia | 14 | $ 5,630,000 | $ 402,000 | $ 432,000 |
| Anne Arundel County Maryland | 14 | $ 1,820,000 | $ 130,000 | $ 137,000 |
| Amherst County Virginia | 14 | $ 2,020,000 | $ 144,000 | $ 88,000 |
| Clarke County Virginia | 14 | $ 3,930,000 | $ 280,000 | $ 207,000 |
| Giles County Virginia | 14 | $ 1,340,000 | $ 95,000 | $ 46,000 |
| Shenandoah County Virginia | 14 | $ 1,280,000 | $ 91,000 | $ 67,000 |
| Baltimore City County Maryland | 13 | $ 3,985,000 | $ 306,000 | $ 128,000 |
| Chowan County North Carolina | 12 | $ 2,570,000 | $ 214,000 | $ 295,000 |
| Franklin County Pennsylvania | 12 | $ 3,240,000 | $ 270,000 | $ 82,000 |
| Sumner County Tennessee | 12 | $ 7,310,000 | $ 609,000 | $ 169,000 |
| Buena Vista County Virginia | 12 | $ 820,000 | $ 68,000 | $ 61,000 |
| Covington County Virginia | 12 | $ 710,000 | $ 59,000 | $ 64,000 |
| Petersburg County Virginia | 12 | $ 1,330,000 | $ 110,000 | $ 63,000 |
| Hamilton County Indiana | 11 | $ 3,345,000 | $ 304,000 | $ 126,000 |
| Wake County North Carolina | 11 | $ 2,355,000 | $ 214,000 | $ 64,000 |
| Alexandria County Virginia | 11 | $ 3,595,000 | $ 326,000 | $ 156,000 |
| Marion County Indiana | 10 | $ 2,560,000 | $ 256,000 | $ 104,000 |
| Rutherford County Tennessee | 10 | $ 3,810,000 | $ 381,000 | $ 99,000 |
| Wilson County Tennessee | 10 | $ 7,690,000 | $ 769,000 | $ 352,000 |
| Colonial Heights County Virginia | 10 | $ 660,000 | $ 66,000 | $ 53,000 |
| Middlesex County Virginia | 10 | $ 3,790,000 | $ 379,000 | $ 255,000 |
| Page County Virginia | 10 | $ 2,620,000 | $ 262,000 | $ 287,000 |
| Prince George County Virginia | 10 | $ 1,230,000 | $ 123,000 | $ 119,000 |
| Radford County Virginia | 10 | $ 1,230,000 | $ 123,000 | $ 76,000 |
| Carroll County Georgia | 9 | $ 1,995,000 | $ 221,000 | $ 60,000 |
| Grundy County Tennessee | 9 | $ 2,395,000 | $ 266,000 | $ 190,000 |
| Bland County Virginia | 9 | $ 1,125,000 | $ 125,000 | $ 71,000 |
| Isle of Wight County Virginia | 9 | $ 1,835,000 | $ 203,000 | $ 106,000 |
| King and Queen County Virginia | 9 | $ 1,265,000 | $ 140,000 | $ 100,000 |
| Berkeley County West Virginia | 9 | $ 2,215,000 | $ 246,000 | $ 80,000 |
| Clayton County Georgia | 8 | $ 1,880,000 | $ 235,000 | $ 114,000 |
| Baltimore County Maryland | 8 | $ 1,490,000 | $ 186,000 | $ 241,000 |
| Wicomico County Maryland | 8 | $ 1,960,000 | $ 245,000 | $ 97,000 |
| Camden County North Carolina | 8 | $ 1,050,000 | $ 131,000 | $ 87,000 |
| Amelia County Virginia | 8 | $ 560,000 | $ 70,000 | $ 51,000 |
| Emporia County Virginia | 8 | $ 650,000 | $ 81,000 | $ 60,000 |
| Greene County Virginia | 8 | $ 610,000 | $ 76,000 | $ 85,000 |
| Greensville County Virginia | 8 | $ 470,000 | $ 58,000 | $ 54,000 |
| Bartow County Georgia | 7 | $ 1,615,000 | $ 230,000 | $ 65,000 |
| Mecklenburg County North Carolina | 7 | $ 5,615,000 | $ 802,000 | $ 610,000 |
| Williamson County Tennessee | 7 | $ 7,395,000 | $ 1,056,000 | $ 257,000 |
| Buckingham County Virginia | 7 | $ 445,000 | $ 63,000 | $ 62,000 |
| Carroll County Virginia | 7 | $ 975,000 | $ 139,000 | $ 74,000 |
| Dinwiddie County Virginia | 7 | $ 685,000 | $ 97,000 | $ 76,000 |
| Mathews County Virginia | 7 | $ 1,535,000 | $ 219,000 | $ 220,000 |
| Poquoson County Virginia | 7 | $ 2,105,000 | $ 300,000 | $ 229,000 |
| Palm Beach County Florida | 6 | $ 16,310,000 | $ 2,718,000 | $ 834,000 |
| Douglas County Georgia | 6 | $ 1,770,000 | $ 295,000 | $ 78,000 |
| Garrett County Maryland | 6 | $ 2,720,000 | $ 453,000 | $ 283,000 |
| Worcester County Maryland | 6 | $ 2,440,000 | $ 406,000 | $ 69,000 |
| Bath County Virginia | 6 | $ 370,000 | $ 61,000 | $ 57,000 |
| Charles City County Virginia | 6 | $ 1,060,000 | $ 176,000 | $ 82,000 |
| Hopewell County Virginia | 6 | $ 1,040,000 | $ 173,000 | $ 40,000 |
| Manassas County Virginia | 6 | $ 2,180,000 | $ 363,000 | $ 79,000 |
| Pittsylvania County Virginia | 6 | $ 1,250,000 | $ 208,000 | $ 97,000 |
| Washington County Virginia | 6 | $ 1,340,000 | $ 223,000 | $ 114,000 |
| Gordon County Georgia | 5 | $ 1,315,000 | $ 263,000 | $ 94,000 |
| Haralson County Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 90,000 |
| Henry County Georgia | 5 | $ 1,215,000 | $ 243,000 | $ 91,000 |
| Rockdale County Georgia | 5 | $ 1,665,000 | $ 333,000 | $ 137,000 |
| Allegany County Maryland | 5 | $ 505,000 | $ 101,000 | $ 46,000 |
| Howard County Maryland | 5 | $ 835,000 | $ 167,000 | $ 154,000 |
| Somerset County Maryland | 5 | $ 805,000 | $ 161,000 | $ 101,000 |
| New Hanover County North Carolina | 5 | $ 2,595,000 | $ 519,000 | $ 792,000 |
| Union County North Carolina | 5 | $ 705,000 | $ 141,000 | $ 0 |
| Cumberland County Virginia | 5 | $ 345,000 | $ 69,000 | $ 59,000 |
| Galax County Virginia | 5 | $ 855,000 | $ 171,000 | $ 70,000 |
| Lexington County Virginia | 5 | $ 1,015,000 | $ 203,000 | $ 114,000 |
| Manassas Park County Virginia | 5 | $ 1,715,000 | $ 343,000 | $ 120,000 |
| Mecklenburg County Virginia | 5 | $ 535,000 | $ 107,000 | $ 75,000 |
| Raleigh County West Virginia | 5 | $ 815,000 | $ 163,000 | $ 75,000 |
| Hillsborough County Florida | 4 | $ 1,490,000 | $ 372,000 | $ 168,000 |
| Coweta County Georgia | 4 | $ 1,210,000 | $ 302,000 | $ 97,000 |
| Forsyth County Georgia | 4 | $ 2,550,000 | $ 637,000 | $ 232,000 |
| Calvert County Maryland | 4 | $ 670,000 | $ 167,000 | $ 121,000 |
| Franklin County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 864,000 |
| Gates County North Carolina | 4 | $ 260,000 | $ 65,000 | $ 60,000 |
| Horry County South Carolina | 4 | $ 890,000 | $ 222,000 | $ 91,000 |
| Cheatham County Tennessee | 4 | $ 1,030,000 | $ 257,000 | $ 75,000 |
| Dickson County Tennessee | 4 | $ 950,000 | $ 237,000 | $ 81,000 |
| Maury County Tennessee | 4 | $ 1,050,000 | $ 262,000 | $ 65,000 |
| Robertson County Tennessee | 4 | $ 1,110,000 | $ 277,000 | $ 61,000 |
| Bristol County Virginia | 4 | $ 700,000 | $ 175,000 | $ 48,000 |
| Brunswick County Virginia | 4 | $ 700,000 | $ 175,000 | $ 59,000 |
| Craig County Virginia | 4 | $ 520,000 | $ 130,000 | $ 104,000 |
| Southampton County Virginia | 4 | $ 880,000 | $ 220,000 | $ 119,000 |
| Williamsburg County Virginia | 4 | $ 15,130,000 | $ 3,782,000 | $ 30,000 |
| Winchester County Virginia | 4 | $ 1,050,000 | $ 262,000 | $ 134,000 |
| Randolph County Alabama | 3 | $ 615,000 | $ 205,000 | $ 68,000 |
| Hall County Georgia | 3 | $ 1,225,000 | $ 408,000 | $ 138,000 |
| Newton County Georgia | 3 | $ 805,000 | $ 268,000 | $ 86,000 |
| Polk County Georgia | 3 | $ 625,000 | $ 208,000 | $ 81,000 |
| Spalding County Georgia | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| Walton County Georgia | 3 | $ 865,000 | $ 288,000 | $ 57,000 |
| Hancock County Indiana | 3 | $ 525,000 | $ 175,000 | $ 101,000 |
| Carroll County Maryland | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Charles County Maryland | 3 | $ 855,000 | $ 285,000 | $ 57,000 |
| Harford County Maryland | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Guilford County North Carolina | 3 | $ 1,705,000 | $ 568,000 | $ 970,000 |
| Johnston County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 380,000 |
| Perquimans County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 80,000 |
| York County Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 108,000 |
| Sevier County Tennessee | 3 | $ 1,765,000 | $ 588,000 | $ 435,000 |
| Hays County Texas | 3 | $ 1,715,000 | $ 571,000 | $ 173,000 |
| Appomattox County Virginia | 3 | $ 405,000 | $ 135,000 | $ 28,000 |
| Buchanan County Virginia | 3 | $ 435,000 | $ 145,000 | $ 60,000 |
| Danville County Virginia | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
| Fairfax City County Virginia | 3 | $ 825,000 | $ 275,000 | $ 190,000 |
| Grayson County Virginia | 3 | $ 355,000 | $ 118,000 | $ 65,000 |
| Halifax County Virginia | 3 | $ 785,000 | $ 261,000 | $ 32,000 |
| Henry County Virginia | 3 | $ 455,000 | $ 151,000 | $ 75,000 |
| McDowell County West Virginia | 3 | $ 195,000 | $ 65,000 | $ 44,000 |
| Monroe County West Virginia | 3 | $ 485,000 | $ 161,000 | $ 66,000 |
| Putnam County West Virginia | 3 | $ 785,000 | $ 261,000 | $ 19,000 |
| Summers County West Virginia | 3 | $ 585,000 | $ 195,000 | $ 78,000 |
| Douglas County Colorado | 2 | $ 1,230,000 | $ 615,000 | $ 120,000 |
| Brevard County Florida | 2 | $ 830,000 | $ 415,000 | $ 167,000 |
| Broward County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 284,000 |
| Duval County Florida | 2 | $ 1,550,000 | $ 775,000 | $ 1,018,000 |
| Lee County Florida | 2 | $ 470,000 | $ 235,000 | $ 223,000 |
| Leon County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 345,000 |
| Monroe County Florida | 2 | $ 1,530,000 | $ 765,000 | $ 736,000 |
| Walton County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 171,000 |
| Floyd County Georgia | 2 | $ 510,000 | $ 255,000 | $ 73,000 |
| Pickens County Georgia | 2 | $ 590,000 | $ 295,000 | $ 60,000 |
| Troup County Georgia | 2 | $ 390,000 | $ 195,000 | $ 57,000 |
| DeKalb County Illinois | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Brown County Indiana | 2 | $ 580,000 | $ 290,000 | $ 143,000 |
| Madison County Indiana | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| St. Mary's County Maryland | 2 | $ 330,000 | $ 165,000 | $ 140,000 |
| Somerset County New Jersey | 2 | $ 750,000 | $ 375,000 | $ 103,000 |
| Brunswick County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 235,000 |
| Carteret County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Craven County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Cumberland County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 91,000 |
| Durham County North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 346,000 |
| Forsyth County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Gaston County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 194,000 |
| Henderson County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Hoke County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Moore County North Carolina | 2 | $ 3,130,000 | $ 1,565,000 | $ 477,000 |
| Stokes County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Washington County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Lancaster County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Beaufort County South Carolina | 2 | $ 2,560,000 | $ 1,280,000 | $ 160,000 |
| Charleston County South Carolina | 2 | $ 1,450,000 | $ 725,000 | $ 2,196,000 |
| Benton County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Cumberland County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| Greene County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Hamilton County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| Hickman County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 58,000 |
| Humphreys County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 212,000 |
| Knox County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 107,000 |
| Stewart County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| Sullivan County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Washington County Tennessee | 2 | $ 1,090,000 | $ 545,000 | $ 209,000 |
| Denton County Texas | 2 | $ 1,100,000 | $ 550,000 | $ 168,000 |
| Guadalupe County Texas | 2 | $ 610,000 | $ 305,000 | $ 78,000 |
| Harris County Texas | 2 | $ 510,000 | $ 255,000 | $ 217,000 |
| McLennan County Texas | 2 | $ 680,000 | $ 340,000 | $ 434,000 |
| Falls Church County Virginia | 2 | $ 510,000 | $ 255,000 | $ 230,000 |
| Nottoway County Virginia | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Patrick County Virginia | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Smyth County Virginia | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Jefferson County West Virginia | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| Wyoming County West Virginia | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
| Autauga County Alabama | 1 | $ 185,000 | $ 185,000 | $ 412,000 |
| Cherokee County Alabama | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Coffee County Alabama | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Montgomery County Alabama | 1 | $ 115,000 | $ 115,000 | $ 627,000 |
| Craighead County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 591,000 |
| Arapahoe County Colorado | 1 | $ 465,000 | $ 465,000 | $ 136,000 |
| Kent County Delaware | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Sussex County Delaware | 1 | $ 225,000 | $ 225,000 | $ 460,000 |
| Citrus County Florida | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Escambia County Florida | 1 | $ 705,000 | $ 705,000 | $ 243,000 |
| Marion County Florida | 1 | $ 445,000 | $ 445,000 | $ 144,000 |
| Martin County Florida | 1 | $ 405,000 | $ 405,000 | $ 313,000 |
| Miami-Dade County Florida | 1 | $ 525,000 | $ 525,000 | $ 537,000 |
| Okaloosa County Florida | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Orange County Florida | 1 | $ 465,000 | $ 465,000 | $ 142,000 |
| Osceola County Florida | 1 | $ 465,000 | $ 465,000 | $ 84,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 310,000 |
| Sarasota County Florida | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| St. Lucie County Florida | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Barrow County Georgia | 1 | $ 355,000 | $ 355,000 | $ 154,000 |
| Bibb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 163,000 |
| Butts County Georgia | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Columbia County Georgia | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Fannin County Georgia | 1 | $ 425,000 | $ 425,000 | $ 123,000 |
| Fayette County Georgia | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Gilmer County Georgia | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| Lumpkin County Georgia | 1 | $ 375,000 | $ 375,000 | $ 173,000 |
| Madison County Georgia | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Putnam County Georgia | 1 | $ 535,000 | $ 535,000 | $ 70,000 |
| Richmond County Georgia | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Towns County Georgia | 1 | $ 695,000 | $ 695,000 | $ 424,000 |
| Honolulu County Hawaii | 1 | $ 975,000 | $ 975,000 | $ 150,000 |
| Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 175,000 |
| Kane County Illinois | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| McLean County Illinois | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Boone County Indiana | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Hendricks County Indiana | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Howard County Indiana | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Kosciusko County Indiana | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Lake County Indiana | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
| Morgan County Indiana | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Steuben County Indiana | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Johnson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Warren County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Caroline County Maryland | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cecil County Maryland | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Talbot County Maryland | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Plymouth County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Barry County Missouri | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Ocean County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| Sussex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Dutchess County New York | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| New York County New York | 1 | $ 1,305,000 | $ 1,305,000 | $ 17,000 |
| Saratoga County New York | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Washington County New York | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Caldwell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 166,000 |
| Nash County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 312,000 |
| Onslow County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 195,000 |
| Orange County North Carolina | 1 | $ 1,385,000 | $ 1,385,000 | $ 346,000 |
| Pamlico County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Pender County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Surry County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Vance County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Warren County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 295,000 |
| Watauga County North Carolina | 1 | $ 5,705,000 | $ 5,705,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 145,000 | $ 145,000 | $ 580,000 |
| Stark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Wayne County Ohio | 1 | $ 165,000 | $ 165,000 | $ 184,000 |
| Chester County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 148,000 |
| Greenville County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Blount County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Carter County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Franklin County Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 387,000 |
| Hawkins County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Jefferson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Lawrence County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| Lincoln County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Scott County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Bell County Texas | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Dallas County Texas | 1 | $ 555,000 | $ 555,000 | $ 233,000 |
| Fannin County Texas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 222,000 |
| Nueces County Texas | 1 | $ 565,000 | $ 565,000 | $ 226,000 |
| Travis County Texas | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Charlotte County Virginia | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Dickenson County Virginia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Prince Edward County Virginia | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Wise County Virginia | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Greenbrier County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Kanawha County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Wood County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Atlantic Union Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,582 | $376,680,000 | $145,000 | $5,005,000 | $136,000 | $5,318,000 |
| Home Purchase | 1,907 | $710,065,000 | $372,000 | $14,505,000 | $140,000 | $4,202,000 |
| Home Improvement | 1,210 | $142,010,000 | $117,000 | $1,605,000 | $136,000 | $3,288,000 |
| Refinancing | 752 | $190,810,000 | $253,000 | $21,005,000 | $123,000 | $4,684,000 |
| Cash-out Refinancing | 285 | $103,245,000 | $362,000 | $9,025,000 | $142,000 | $2,421,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,889 | $1,025,105,000 | $209,000 | $9,025,000 | $132,000 | $5,318,000 |
| Black or African American | 553 | $93,145,000 | $168,000 | $1,255,000 | $115,000 | $3,288,000 |
| Not Provided | 510 | $147,210,000 | $288,000 | $5,505,000 | $188,000 | $2,597,000 |
| Not applicable | 283 | $131,065,000 | $463,000 | $21,005,000 | $0 | $0 |
| Hispanic | 275 | $64,355,000 | $234,000 | $1,275,000 | $125,000 | $4,215,000 |
| Asian | 162 | $49,830,000 | $307,000 | $2,255,000 | $195,000 | $4,200,000 |
| American Indian or Alaskan Native | 34 | $4,740,000 | $139,000 | $705,000 | $89,000 | $298,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $845,000 | $169,000 | $395,000 | $84,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,210 | $1,404,730,000 | $226,000 | $21,005,000 | $141,000 | $5,318,000 |
| FHA-insured (Federal Housing Administration) | 327 | $71,585,000 | $218,000 | $755,000 | $73,000 | $273,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $18,100,000 | $148,000 | $455,000 | $56,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 77 | $28,395,000 | $368,000 | $1,255,000 | $115,000 | $370,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,356 | $1,040,940,000 | $238,000 | $21,005,000 | $144,000 | $5,318,000 |
| Application Denied By Financial Institution | 1,437 | $200,025,000 | $139,000 | $5,505,000 | $100,000 | $4,200,000 |
| Application Withdrawn By Applicant | 634 | $212,830,000 | $335,000 | $9,705,000 | $160,000 | $4,684,000 |
| Application Approved But Not Accepted | 127 | $24,345,000 | $191,000 | $2,415,000 | $158,000 | $1,586,000 |
| Loan Purchased By The Institution | 114 | $11,850,000 | $103,000 | $355,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 42 | $18,330,000 | $436,000 | $1,285,000 | $137,000 | $591,000 |
| File Closed For Incompleteness | 23 | $12,045,000 | $523,000 | $4,005,000 | $214,000 | $2,400,000 |
| Preapproval Denied by Financial Institution | 3 | $2,445,000 | $815,000 | $1,195,000 | $125,000 | $210,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,296 | $1,320,340,000 | $249,000 | $21,005,000 | $146,000 | $5,318,000 |
| Debt-To-Income Ratio | 670 | $97,890,000 | $146,000 | $1,505,000 | $63,000 | $296,000 |
| Credit History | 442 | $43,410,000 | $98,000 | $5,505,000 | $122,000 | $3,288,000 |
| Collateral | 184 | $32,750,000 | $177,000 | $2,005,000 | $143,000 | $1,003,000 |
| Credit Application Incomplete | 62 | $8,090,000 | $130,000 | $805,000 | $157,000 | $2,041,000 |
| Unverifiable Information | 26 | $4,140,000 | $159,000 | $855,000 | $298,000 | $4,200,000 |
| Other | 25 | $6,835,000 | $273,000 | $995,000 | $114,000 | $300,000 |
| Employment History | 22 | $5,940,000 | $270,000 | $1,505,000 | $84,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,415,000 | $379,000 | $1,085,000 | $83,000 | $210,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Union Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Union Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.