Axia Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Axia Financial, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Axia Financial, Llc
1120 112Th Ave Ne Ste 600
Bellevue, WA 98004
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 5,834
Total Mortgage Loan Application Amount $2,183,560,000
Average Mortgage Loan Application Amount $363,500
Highest Mortgage Loan Application Amount $2,565,000
Average Applicant Income $126,000
Highest Applicant Income $3,489,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Axia Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axia Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Axia Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axia Financial, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Axia Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axia Financial, Llc's mortgage activity for 2022.

Mortgage Loan Application Totals for Axia Financial, Llc by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 849 $ 220,185,000 $ 267,181 $ 116,818
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 463 $ 137,265,000 $ 286,500 $ 102,500
LAS VEGAS-HENDERSON-PARADISE, NV 411 $ 148,385,000 $ 361,000 $ 122,000
SEATTLE-BELLEVUE-EVERETT, WA 302 $ 199,450,000 $ 660,000 $ 203,000
PHOENIX-MESA-SCOTTSDALE, AZ 267 $ 101,285,000 $ 379,000 $ 139,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 207 $ 92,265,000 $ 445,000 $ 141,000
TWIN FALLS, ID 197 $ 42,335,000 $ 214,000 $ 75,000
TACOMA-LAKEWOOD, WA 179 $ 77,565,000 $ 433,000 $ 141,000
RENO, NV 120 $ 45,880,000 $ 382,000 $ 124,000
BOISE CITY, ID 119 $ 43,815,000 $ 368,000 $ 116,000
SAN DIEGO-CARLSBAD, CA 114 $ 59,210,000 $ 519,000 $ 160,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 111 $ 56,885,000 $ 512,000 $ 146,000
LAKE HAVASU CITY-KINGMAN, AZ 109 $ 25,085,000 $ 230,000 $ 91,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 105 $ 48,825,000 $ 456,000 $ 171,500
PROVO-OREM, UT 100 $ 38,380,000 $ 383,000 $ 108,000
OLYMPIA-TUMWATER, WA 94 $ 40,230,000 $ 427,000 $ 138,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 88 $ 28,510,000 $ 323,000 $ 138,000
DENVER-AURORA-LAKEWOOD, CO 73 $ 34,835,000 $ 477,000 $ 147,000
AUSTIN-ROUND ROCK, TX 67 $ 27,015,000 $ 403,000 $ 187,000
BREMERTON-SILVERDALE, WA 67 $ 29,145,000 $ 435,000 $ 134,000
SANTA ROSA, CA 47 $ 28,725,000 $ 611,000 $ 177,000
BEND-REDMOND, OR 33 $ 15,405,000 $ 466,000 $ 126,000
REDDING, CA 33 $ 8,775,000 $ 265,000 $ 94,000
NORTH PORT-SARASOTA-BRADENTON, FL 27 $ 11,905,000 $ 440,000 $ 197,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 25 $ 9,005,000 $ 360,000 $ 120,000
ANAHEIM-SANTA ANA-IRVINE, CA 23 $ 14,035,000 $ 610,000 $ 166,000
CAPE CORAL-FORT MYERS, FL 20 $ 8,160,000 $ 408,000 $ 207,000
JACKSONVILLE, FL 20 $ 5,240,000 $ 262,000 $ 166,000
KAHULUI-WAILUKU-LAHAINA, HI 20 $ 10,560,000 $ 528,000 $ 149,000
OGDEN-CLEARFIELD, UT 20 $ 8,800,000 $ 440,000 $ 150,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 20 $ 8,450,000 $ 422,000 $ 317,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 17 $ 5,525,000 $ 325,000 $ 145,000
ORLANDO-KISSIMMEE-SANFORD, FL 16 $ 5,060,000 $ 316,000 $ 128,000
OXNARD-THOUSAND OAKS-VENTURA, CA 16 $ 7,490,000 $ 468,000 $ 125,000
RACINE, WI 15 $ 4,195,000 $ 279,000 $ 147,000
BAKERSFIELD, CA 14 $ 3,780,000 $ 270,000 $ 82,000
SALT LAKE CITY, UT 14 $ 5,260,000 $ 375,000 $ 129,000
MIAMI-MIAMI BEACH-KENDALL, FL 13 $ 5,105,000 $ 392,000 $ 138,000
TUCSON, AZ 12 $ 1,790,000 $ 149,000 $ 64,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 11 $ 3,805,000 $ 345,000 $ 160,000
CHICAGO-NAPERVILLE, IL 9 $ 3,215,000 $ 357,000 $ 153,000
EUGENE, OR 9 $ 2,745,000 $ 305,000 $ 137,000
FORT WORTH-ARLINGTON, TX 9 $ 3,775,000 $ 419,000 $ 160,000
LAKELAND-WINTER HAVEN, FL 9 $ 3,455,000 $ 383,000 $ 145,000
SPOKANE-SPOKANE VALLEY, WA 9 $ 3,355,000 $ 372,000 $ 109,000
COLORADO SPRINGS, CO 8 $ 3,400,000 $ 425,000 $ 132,000
DALLAS-PLANO-IRVING, TX 8 $ 2,710,000 $ 338,000 $ 133,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 8 $ 2,280,000 $ 285,000 $ 99,000
MADISON, WI 8 $ 1,780,000 $ 222,000 $ 85,000
SALEM, OR 8 $ 2,770,000 $ 346,000 $ 120,000
CHICO, CA 7 $ 2,105,000 $ 300,000 $ 84,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 7 $ 1,895,000 $ 296,000 $ 89,500
OAKLAND-HAYWARD-BERKELEY, CA 7 $ 3,285,000 $ 469,000 $ 165,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 7 $ 6,155,000 $ 879,000 $ 222,000
FOND DU LAC, WI 6 $ 1,220,000 $ 203,000 $ 65,000
GREELEY, CO 6 $ 2,790,000 $ 465,000 $ 122,000
MANKATO-NORTH MANKATO, MN 6 $ 1,140,000 $ 190,000 $ 89,000
SAN ANTONIO-NEW BRAUNFELS, TX 6 $ 1,650,000 $ 275,000 $ 83,000
YAKIMA, WA 6 $ 2,110,000 $ 351,000 $ 87,000
ANCHORAGE, AK 5 $ 1,945,000 $ 389,000 $ 139,000
CARSON CITY, NV 5 $ 1,915,000 $ 383,000 $ 121,000
COLLEGE STATION-BRYAN, TX 5 $ 965,000 $ 193,000 $ 136,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 5 $ 2,855,000 $ 571,000 $ 153,000
MEMPHIS, TN-MS-AR 5 $ 695,000 $ 139,000 $ 173,000
PRESCOTT VALLEY-PRESCOTT, AZ 5 $ 2,255,000 $ 451,000 $ 92,000
ROCHESTER, MN 5 $ 1,135,000 $ 227,000 $ 82,000
VALLEJO-FAIRFIELD, CA 5 $ 2,335,000 $ 467,000 $ 139,000
VISALIA-PORTERVILLE, CA 5 $ 1,295,000 $ 259,000 $ 70,000
APPLETON, WI 4 $ 1,380,000 $ 345,000 $ 140,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 4 $ 1,230,000 $ 307,000 $ 73,000
DULUTH, MN-WI 4 $ 1,300,000 $ 271,500 $ 94,000
GREEN BAY, WI 4 $ 1,140,000 $ 285,000 $ 110,000
JANESVILLE-BELOIT, WI 4 $ 730,000 $ 182,000 $ 51,000
MODESTO, CA 4 $ 2,050,000 $ 512,000 $ 222,000
OSHKOSH-NEENAH, WI 4 $ 1,710,000 $ 427,000 $ 252,000
PITTSBURGH, PA 4 $ 1,660,000 $ 415,000 $ 193,000
PUNTA GORDA, FL 4 $ 1,260,000 $ 315,000 $ 173,000
COEUR D'ALENE, ID 3 $ 1,745,000 $ 581,000 $ 125,000
COLUMBIA, SC 3 $ 845,000 $ 281,000 $ 89,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $ 925,000 $ 308,000 $ 193,000
FORT COLLINS, CO 3 $ 865,000 $ 288,000 $ 439,000
GREAT FALLS, MT 3 $ 785,000 $ 261,000 $ 85,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 3 $ 1,635,000 $ 545,000 $ 231,000
KENNEWICK-RICHLAND, WA 3 $ 935,000 $ 311,000 $ 171,000
LONGVIEW, WA 3 $ 745,000 $ 248,000 $ 64,000
MADERA, CA 3 $ 955,000 $ 318,000 $ 85,000
MEDFORD, OR 3 $ 1,115,000 $ 371,000 $ 86,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 3 $ 1,435,000 $ 478,000 $ 263,000
SAN RAFAEL, CA 3 $ 965,000 $ 321,000 $ 160,000
SANTA MARIA-SANTA BARBARA, CA 3 $ 1,365,000 $ 455,000 $ 163,000
ST. GEORGE, UT 3 $ 2,065,000 $ 688,000 $ 201,000
STOCKTON-LODI, CA 3 $ 1,325,000 $ 441,000 $ 108,000
WAUSAU, WI 3 $ 635,000 $ 211,000 $ 68,000
WENATCHEE, WA 3 $ 2,635,000 $ 878,000 $ 929,000
AKRON, OH 2 $ 510,000 $ 255,000 $ 62,000
ALBANY, OR 2 $ 350,000 $ 175,000 $ 73,000
BALTIMORE-COLUMBIA-TOWSON, MD 2 $ 840,000 $ 420,000 $ 122,000
BELLINGHAM, WA 2 $ 640,000 $ 320,000 $ 112,000
BROWNSVILLE-HARLINGEN, TX 2 $ 630,000 $ 315,000 $ 93,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 450,000 $ 225,000 $ 199,000
CHEYENNE, WY 2 $ 730,000 $ 365,000 $ 107,000
CORVALLIS, OR 2 $ 820,000 $ 410,000 $ 109,000
EAU CLAIRE, WI 2 $ 490,000 $ 245,000 $ 78,000
EL CENTRO, CA 2 $ 290,000 $ 145,000 $ 131,000
FRESNO, CA 2 $ 690,000 $ 345,000 $ 70,000
IDAHO FALLS, ID 2 $ 800,000 $ 400,000 $ 117,000
LEWISTON, ID-WA 2 $ 210,000 $ 105,000 $ 63,000
LOGAN, UT-ID 2 $ 550,000 $ 275,000 $ 166,500
MOUNT VERNON-ANACORTES, WA 2 $ 1,040,000 $ 520,000 $ 131,000
NAPA, CA 2 $ 1,170,000 $ 585,000 $ 150,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 580,000 $ 290,000 $ 80,000
PANAMA CITY, FL 2 $ 460,000 $ 230,000 $ 75,000
PHILADELPHIA, PA 2 $ 210,000 $ 105,000 $ 83,000
PORT ST. LUCIE, FL 2 $ 520,000 $ 260,000 $ 69,000
PUEBLO, CO 2 $ 760,000 $ 380,000 $ 126,000
RALEIGH, NC 2 $ 770,000 $ 385,000 $ 119,000
RAPID CITY, SD 2 $ 1,010,000 $ 505,000 $ 213,000
ST. CLOUD, MN 2 $ 390,000 $ 195,000 $ 86,000
SUMTER, SC 2 $ 640,000 $ 320,000 $ 109,000
URBAN HONOLULU, HI 2 $ 1,710,000 $ 855,000 $ 169,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2 $ 1,030,000 $ 515,000 $ 124,000
YUBA CITY, CA 2 $ 740,000 $ 370,000 $ 69,000
AMARILLO, TX 1 $ 125,000 $ 125,000 $ 36,000
ASHEVILLE, NC 1 $ 905,000 $ 905,000 $ 243,000
BISMARCK, ND 1 $ 125,000 $ 125,000 $ 252,000
BOULDER, CO 1 $ 1,005,000 $ 1,005,000 $ 1,152,000
CASPER, WY 1 $ 165,000 $ 165,000 $ 39,000
CHAMBERSBURG-WAYNESBORO, PA 1 $ 105,000 $ 105,000 $ 108,000
CLEVELAND-ELYRIA, OH 1 $ 95,000 $ 95,000 $ 0
COLUMBUS, OH 1 $ 235,000 $ 235,000 $ 62,000
DURHAM-CHAPEL HILL, NC 1 $ 645,000 $ 645,000 $ 211,000
EL PASO, TX 1 $ 175,000 $ 175,000 $ 49,000
ELGIN, IL 1 $ 145,000 $ 145,000 $ 37,000
FAIRBANKS, AK 1 $ 245,000 $ 245,000 $ 95,000
FLAGSTAFF, AZ 1 $ 505,000 $ 505,000 $ 236,000
FORT WAYNE, IN 1 $ 205,000 $ 205,000 $ 100,000
GAINESVILLE, FL 1 $ 145,000 $ 145,000 $ 32,000
GRAND JUNCTION, CO 1 $ 555,000 $ 555,000 $ 100,000
HANFORD-CORCORAN, CA 1 $ 225,000 $ 225,000 $ 199,000
KILLEEN-TEMPLE, TX 1 $ 155,000 $ 155,000 $ 42,000
KNOXVILLE, TN 1 $ 365,000 $ 365,000 $ 115,000
LUBBOCK, TX 1 $ 165,000 $ 165,000 $ 188,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 375,000 $ 375,000 $ 135,000
MERCED, CA 1 $ 425,000 $ 425,000 $ 90,000
MONTGOMERY, AL 1 $ 105,000 $ 105,000 $ 275,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 465,000 $ 465,000 $ 573,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 345,000 $ 345,000 $ 178,000
OCALA, FL 1 $ 285,000 $ 285,000 $ 47,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 295,000 $ 295,000 $ 55,000
PEORIA, IL 1 $ 185,000 $ 185,000 $ 94,000
POCATELLO, ID 1 $ 195,000 $ 195,000 $ 40,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 365,000 $ 365,000 $ 555,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 485,000 $ 485,000 $ 92,000
SAVANNAH, GA 1 $ 335,000 $ 335,000 $ 109,000
SHEBOYGAN, WI 1 $ 135,000 $ 135,000 $ 43,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 115,000 $ 115,000 $ 35,000
TYLER, TX 1 $ 335,000 $ 335,000 $ 186,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 105,000 $ 105,000 $ 64,000
WACO, TX 1 $ 325,000 $ 325,000 $ 215,000
WALLA WALLA, WA 1 $ 485,000 $ 485,000 $ 129,000

Mortgage Loan Application Detail Totals for Axia Financial, Llc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,690 $1,787,590,000 $381,000 $2,565,000 $129,000 $3,489,000
Refinancing 1,144 $395,970,000 $346,000 $2,405,000 $123,000 $1,529,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,432 $1,289,570,000 $375,000 $2,565,000 $128,000 $2,591,000
Not Provided 971 $380,255,000 $391,000 $1,825,000 $139,000 $1,799,000
Hispanic 766 $239,540,000 $312,000 $1,755,000 $96,000 $594,000
Asian 338 $154,920,000 $458,000 $2,215,000 $166,000 $3,489,000
Black or African American 245 $87,765,000 $358,000 $1,055,000 $127,000 $931,000
American Indian or Alaskan Native 40 $14,420,000 $360,000 $805,000 $119,000 $300,000
Native Hawaiian or Other Pacific Islander 24 $8,680,000 $361,000 $855,000 $103,000 $352,000
Not applicable 12 $5,650,000 $470,000 $1,445,000 $188,000 $500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,432 $1,712,450,000 $386,000 $2,565,000 $141,000 $3,489,000
FHA-insured (Federal Housing Administration) 849 $259,635,000 $305,000 $825,000 $84,000 $414,000
VA-guaranteed (Veterans Administration) 459 $191,565,000 $417,000 $1,345,000 $100,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 94 $19,910,000 $211,000 $505,000 $63,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,666 $1,359,530,000 $370,000 $2,565,000 $131,000 $3,489,000
File Closed For Incompleteness 1,028 $388,830,000 $378,000 $1,805,000 $116,000 $1,486,000
Application Withdrawn By Applicant 595 $219,475,000 $368,000 $2,405,000 $129,000 $1,204,000
Application Denied By Financial Institution 188 $68,530,000 $364,000 $1,645,000 $103,000 $836,000
Preapproval Approved but not Accepted 188 $80,040,000 $425,000 $1,505,000 $141,000 $1,068,000
Application Approved But Not Accepted 156 $62,800,000 $402,000 $2,005,000 $126,000 $850,000
Preapproval Denied by Financial Institution 13 $4,355,000 $335,000 $605,000 $183,000 $1,221,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,633 $2,110,675,000 $374,000 $2,565,000 $129,000 $3,489,000
Collateral 64 $20,180,000 $315,000 $1,295,000 $127,000 $1,221,000
Debt-To-Income Ratio 44 $18,090,000 $411,000 $1,155,000 $95,000 $512,000
Credit History 31 $10,625,000 $342,000 $1,205,000 $88,000 $344,000
Unverifiable Information 25 $9,135,000 $365,000 $1,645,000 $98,000 $239,000
Credit Application Incomplete 12 $4,270,000 $355,000 $885,000 $84,000 $206,000
Insufficient Cash (Downpayment, Closing Cost) 11 $4,165,000 $378,000 $975,000 $111,000 $293,000
Other 9 $4,245,000 $471,000 $1,235,000 $146,000 $483,000
Employment History 4 $1,770,000 $442,000 $1,205,000 $129,000 $384,000
Mortgage Insurance Denied 1 $405,000 $405,000 $405,000 $98,000 $98,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axia Financial, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axia Financial, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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