Axiom Bank, N.A. Mortgage Lending & HMDA Data, 2019

In 2019, Axiom Bank, N.A. of Maitland, FL reported 1,250 mortgage applications totaling $87.1 million. The average application was for $69,696, and applicants reported an average income of $69,747. 16% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Boston, MA (87), Providence-Warwick, RI-MA (75) and New York-Newark, NY (71) (applications in parentheses).

Mortgage Company & Address Axiom Bank, N.A.
258 Southhall Ln Suite 400
Maitland, FL 32751
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  
Total Number of Mortgage Applications 1,250
Total Mortgage Loan Application Amount $87,120,000
Average Mortgage Loan Application Amount $69,696
Highest Mortgage Loan Application Amount $3,305,000
Average Applicant Income $69,747
Highest Applicant Income $402,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axiom Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axiom Bank, N.A. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Plymouth, Massachusetts 84 $ 6,070,000 $ 72,261 $ 76,000
Bristol, Massachusetts 48 $ 3,350,000 $ 69,791 $ 61,000
Sussex, Delaware 38 $ 2,290,000 $ 60,263 $ 115,000
Atlantic, New Jersey 26 $ 1,670,000 $ 64,230 $ 74,000
Strafford, New Hampshire 22 $ 990,000 $ 45,000 $ 77,000
Ocean, New Jersey 21 $ 1,685,000 $ 80,238 $ 90,000
Clackamas, Oregon 21 $ 1,365,000 $ 65,000 $ 59,000
Maricopa, Arizona 20 $ 1,070,000 $ 53,500 $ 79,000
Suffolk, New York 20 $ 1,390,000 $ 69,500 $ 76,000
Hillsborough, New Hampshire 17 $ 885,000 $ 52,058 $ 0
Rockingham, New Hampshire 17 $ 945,000 $ 55,588 $ 0
Saratoga, New York 17 $ 775,000 $ 45,588 $ 43,000
Dutchess, New York 16 $ 710,000 $ 44,375 $ 56,000
New London, Connecticut 13 $ 565,000 $ 43,461 $ 65,000
Tolland, Connecticut 13 $ 485,000 $ 37,307 $ 60,000
York, Maine 13 $ 565,000 $ 43,461 $ 67,000
Worcester, Massachusetts 12 $ 770,000 $ 64,166 $ 57,000
Ottawa, Michigan 12 $ 580,000 $ 48,333 $ 63,000
Middlesex, New Jersey 12 $ 900,000 $ 75,000 $ 71,000
Lane, Oregon 12 $ 880,000 $ 73,333 $ 41,000
Marion, Oregon 12 $ 660,000 $ 55,000 $ 34,000
Pima, Arizona 11 $ 675,000 $ 61,363 $ 69,000
Washington, Oregon 11 $ 905,000 $ 82,272 $ 70,000
Hillsborough, Florida 10 $ 650,000 $ 65,000 $ 92,000
Livingston, Michigan 10 $ 650,000 $ 65,000 $ 87,000
Merrimack, New Hampshire 10 $ 370,000 $ 37,000 $ 0
Burlington, New Jersey 10 $ 650,000 $ 65,000 $ 74,000
Orange, New York 10 $ 480,000 $ 48,000 $ 63,000
Yamhill, Oregon 10 $ 840,000 $ 84,000 $ 61,000
Kent, Delaware 9 $ 625,000 $ 69,444 $ 46,000
Essex, Massachusetts 9 $ 565,000 $ 62,777 $ 75,000
Newport, Rhode Island 9 $ 535,000 $ 59,444 $ 54,000
Pinal, Arizona 8 $ 610,000 $ 76,250 $ 129,000
Middlesex, Connecticut 8 $ 560,000 $ 70,000 $ 99,000
Broward, Florida 8 $ 470,000 $ 58,750 $ 70,000
Polk, Florida 8 $ 850,000 $ 106,250 $ 48,000
Hampden, Massachusetts 8 $ 390,000 $ 48,750 $ 57,000
Macomb, Michigan 8 $ 450,000 $ 56,250 $ 47,000
Cape May, New Jersey 8 $ 530,000 $ 66,250 $ 63,000
Monmouth, New Jersey 8 $ 560,000 $ 70,000 $ 80,000
Kent, Rhode Island 8 $ 330,000 $ 41,250 $ 0
Monroe, Michigan 7 $ 365,000 $ 52,142 $ 57,000
Rockland, New York 7 $ 395,000 $ 56,428 $ 55,000
New Haven, Connecticut 6 $ 210,000 $ 35,000 $ 66,000
Windham, Connecticut 6 $ 230,000 $ 38,333 $ 53,000
Lake, Florida 6 $ 560,000 $ 93,333 $ 109,000
Middlesex, Massachusetts 6 $ 330,000 $ 55,000 $ 0
Oneida, New York 6 $ 230,000 $ 38,333 $ 42,000
Benton, Oregon 6 $ 440,000 $ 73,333 $ 125,000
Linn, Oregon 6 $ 310,000 $ 51,666 $ 59,000
Yavapai, Arizona 5 $ 355,000 $ 71,000 $ 42,000
Martin, Florida 5 $ 855,000 $ 171,000 $ 190,000
Pinellas, Florida 5 $ 335,000 $ 67,000 $ 79,000
Berkshire, Massachusetts 5 $ 125,000 $ 25,000 $ 9,000
Hampshire, Massachusetts 5 $ 325,000 $ 65,000 $ 85,000
Ulster, New York 5 $ 195,000 $ 39,000 $ 48,000
Providence, Rhode Island 5 $ 225,000 $ 45,000 $ 0
Washington, Rhode Island 5 $ 135,000 $ 27,000 $ 0
Clark, Washington 5 $ 545,000 $ 109,000 $ 94,000
Tuscaloosa, Alabama 4 $ 240,000 $ 60,000 $ 55,000
Mohave, Arizona 4 $ 260,000 $ 65,000 $ 241,000
Fairfield, Connecticut 4 $ 190,000 $ 47,500 $ 53,000
Indian River, Florida 4 $ 190,000 $ 47,500 $ 118,000
Pasco, Florida 4 $ 390,000 $ 97,500 $ 68,000
Seminole, Florida 4 $ 2,260,000 $ 565,000 $ 58,000
Evangeline, Louisiana 4 $ 280,000 $ 70,000 $ 0
Rapides, Louisiana 4 $ 260,000 $ 65,000 $ 51,000
Barnstable, Massachusetts 4 $ 230,000 $ 57,500 $ 36,000
Clinton, Michigan 4 $ 200,000 $ 50,000 $ 74,000
Lapeer, Michigan 4 $ 220,000 $ 55,000 $ 49,000
Washtenaw, Michigan 4 $ 150,000 $ 37,500 $ 60,000
Somerset, New Jersey 4 $ 220,000 $ 55,000 $ 65,000
Jackson, Oregon 4 $ 250,000 $ 62,500 $ 0
Berks, Pennsylvania 4 $ 500,000 $ 125,000 $ 79,000
Tarrant, Texas 4 $ 260,000 $ 65,000 $ 75,000
Yakima, Washington 4 $ 200,000 $ 50,000 $ 0
Apache, Arizona 3 $ 175,000 $ 58,333 $ 50,000
Gila, Arizona 3 $ 185,000 $ 61,666 $ 56,000
Hartford, Connecticut 3 $ 135,000 $ 45,000 $ 84,000
New Castle, Delaware 3 $ 75,000 $ 25,000 $ 0
Alachua, Florida 3 $ 245,000 $ 81,666 $ 84,000
Gadsden, Florida 3 $ 365,000 $ 121,666 $ 64,000
Lee, Florida 3 $ 205,000 $ 68,333 $ 97,000
Levy, Florida 3 $ 215,000 $ 71,666 $ 0
Manatee, Florida 3 $ 1,755,000 $ 585,000 $ 104,000
Osceola, Florida 3 $ 135,000 $ 45,000 $ 51,000
Norfolk, Massachusetts 3 $ 395,000 $ 131,666 $ 68,000
Allegan, Michigan 3 $ 205,000 $ 68,333 $ 39,000
Berrien, Michigan 3 $ 145,000 $ 48,333 $ 37,000
Wexford, Michigan 3 $ 125,000 $ 41,666 $ 42,000
Monroe, Mississippi 3 $ 275,000 $ 91,666 $ 47,000
Grafton, New Hampshire 3 $ 95,000 $ 31,666 $ 0
Cumberland, New Jersey 3 $ 185,000 $ 61,666 $ 51,000
Gloucester, New Jersey 3 $ 175,000 $ 58,333 $ 0
Columbia, New York 3 $ 135,000 $ 45,000 $ 60,000
Ontario, New York 3 $ 135,000 $ 45,000 $ 45,000
Deschutes, Oregon 3 $ 145,000 $ 48,333 $ 0
Polk, Oregon 3 $ 175,000 $ 58,333 $ 0
Spokane, Washington 3 $ 275,000 $ 91,666 $ 0
Chilton, Alabama 2 $ 60,000 $ 30,000 $ 0
Clarke, Alabama 2 $ 140,000 $ 70,000 $ 67,000
Dale, Alabama 2 $ 130,000 $ 65,000 $ 0
Geneva, Alabama 2 $ 200,000 $ 100,000 $ 74,000
Mobile, Alabama 2 $ 160,000 $ 80,000 $ 77,000
Walker, Alabama 2 $ 150,000 $ 75,000 $ 59,000
Navajo, Arizona 2 $ 140,000 $ 70,000 $ 117,000
Yuma, Arizona 2 $ 110,000 $ 55,000 $ 0
Benton, Arkansas 2 $ 180,000 $ 90,000 $ 48,000
Charlotte, Florida 2 $ 180,000 $ 90,000 $ 0
Palm Beach, Florida 2 $ 140,000 $ 70,000 $ 61,000
Volusia, Florida 2 $ 3,350,000 $ 1,675,000 $ 0
Cherokee, Georgia 2 $ 160,000 $ 80,000 $ 53,000
Glynn, Georgia 2 $ 140,000 $ 70,000 $ 95,000
Pierce, Georgia 2 $ 140,000 $ 70,000 $ 78,000
Acadia, Louisiana 2 $ 110,000 $ 55,000 $ 39,000
Beauregard, Louisiana 2 $ 150,000 $ 75,000 $ 95,000
Lafourche, Louisiana 2 $ 60,000 $ 30,000 $ 51,000
Ouachita, Louisiana 2 $ 80,000 $ 40,000 $ 80,000
Richland, Louisiana 2 $ 130,000 $ 65,000 $ 0
Winn, Louisiana 2 $ 190,000 $ 95,000 $ 36,000
Midland, Michigan 2 $ 90,000 $ 45,000 $ 0
Chickasaw, Mississippi 2 $ 130,000 $ 65,000 $ 72,000
Forrest, Mississippi 2 $ 70,000 $ 35,000 $ 26,000
Harrison, Mississippi 2 $ 160,000 $ 80,000 $ 56,000
Lafayette, Mississippi 2 $ 150,000 $ 75,000 $ 59,000
Neshoba, Mississippi 2 $ 130,000 $ 65,000 $ 42,000
Tishomingo, Mississippi 2 $ 140,000 $ 70,000 $ 0
Sullivan, New Hampshire 2 $ 70,000 $ 35,000 $ 0
Warren, New Jersey 2 $ 140,000 $ 70,000 $ 80,000
Albany, New York 2 $ 100,000 $ 50,000 $ 58,000
Niagara, New York 2 $ 140,000 $ 70,000 $ 60,000
Robeson, North Carolina 2 $ 140,000 $ 70,000 $ 39,000
Okmulgee, Oklahoma 2 $ 110,000 $ 55,000 $ 77,000
Josephine, Oregon 2 $ 200,000 $ 100,000 $ 0
Multnomah, Oregon 2 $ 120,000 $ 60,000 $ 0
Bucks, Pennsylvania 2 $ 200,000 $ 100,000 $ 81,000
Lebanon, Pennsylvania 2 $ 150,000 $ 75,000 $ 48,000
Northampton, Pennsylvania 2 $ 130,000 $ 65,000 $ 83,000
Oconee, South Carolina 2 $ 110,000 $ 55,000 $ 48,000
Orangeburg, South Carolina 2 $ 170,000 $ 85,000 $ 60,000
Claiborne, Tennessee 2 $ 110,000 $ 55,000 $ 0
Rutherford, Tennessee 2 $ 140,000 $ 70,000 $ 0
Travis, Texas 2 $ 80,000 $ 40,000 $ 0
Cowlitz, Washington 2 $ 170,000 $ 85,000 $ 39,000
King, Washington 2 $ 160,000 $ 80,000 $ 56,000
Pierce, Washington 2 $ 240,000 $ 120,000 $ 0
Autauga, Alabama 1 $ 75,000 $ 75,000 $ 58,000
Chambers, Alabama 1 $ 115,000 $ 115,000 $ 0
Covington, Alabama 1 $ 55,000 $ 55,000 $ 0
Cullman, Alabama 1 $ 65,000 $ 65,000 $ 45,000
Fayette, Alabama 1 $ 75,000 $ 75,000 $ 50,000
Jackson, Alabama 1 $ 95,000 $ 95,000 $ 104,000
Jefferson, Alabama 1 $ 125,000 $ 125,000 $ 47,000
Madison, Alabama 1 $ 95,000 $ 95,000 $ 51,000
St. Clair, Alabama 1 $ 115,000 $ 115,000 $ 139,000
Washington, Alabama 1 $ 75,000 $ 75,000 $ 70,000
La Paz, Arizona 1 $ 65,000 $ 65,000 $ 0
Boone, Arkansas 1 $ 85,000 $ 85,000 $ 54,000
Chicot, Arkansas 1 $ 25,000 $ 25,000 $ 0
Crawford, Arkansas 1 $ 125,000 $ 125,000 $ 0
Faulkner, Arkansas 1 $ 85,000 $ 85,000 $ 80,000
Franklin, Arkansas 1 $ 85,000 $ 85,000 $ 0
Johnson, Arkansas 1 $ 55,000 $ 55,000 $ 0
Lonoke, Arkansas 1 $ 45,000 $ 45,000 $ 40,000
Pulaski, Arkansas 1 $ 55,000 $ 55,000 $ 58,000
Saline, Arkansas 1 $ 95,000 $ 95,000 $ 0
Searcy, Arkansas 1 $ 55,000 $ 55,000 $ 0
White, Arkansas 1 $ 65,000 $ 65,000 $ 0
Orange, California 1 $ 145,000 $ 145,000 $ 79,000
Sonoma, California 1 $ 125,000 $ 125,000 $ 103,000
Litchfield, Connecticut 1 $ 55,000 $ 55,000 $ 0
Citrus, Florida 1 $ 145,000 $ 145,000 $ 216,000
Clay, Florida 1 $ 105,000 $ 105,000 $ 118,000
Collier, Florida 1 $ 115,000 $ 115,000 $ 147,000
Columbia, Florida 1 $ 125,000 $ 125,000 $ 0
Escambia, Florida 1 $ 35,000 $ 35,000 $ 0
Flagler, Florida 1 $ 105,000 $ 105,000 $ 0
Highlands, Florida 1 $ 25,000 $ 25,000 $ 48,000
Holmes, Florida 1 $ 95,000 $ 95,000 $ 0
Jackson, Florida 1 $ 85,000 $ 85,000 $ 23,000
Marion, Florida 1 $ 65,000 $ 65,000 $ 0
Nassau, Florida 1 $ 85,000 $ 85,000 $ 0
Okaloosa, Florida 1 $ 95,000 $ 95,000 $ 0
Okeechobee, Florida 1 $ 95,000 $ 95,000 $ 0
Orange, Florida 1 $ 85,000 $ 85,000 $ 84,000
Putnam, Florida 1 $ 125,000 $ 125,000 $ 63,000
Sarasota, Florida 1 $ 35,000 $ 35,000 $ 41,000
Sumter, Florida 1 $ 85,000 $ 85,000 $ 45,000
Union, Florida 1 $ 105,000 $ 105,000 $ 0
Appling, Georgia 1 $ 65,000 $ 65,000 $ 53,000
Berrien, Georgia 1 $ 75,000 $ 75,000 $ 36,000
Coffee, Georgia 1 $ 75,000 $ 75,000 $ 0
Colquitt, Georgia 1 $ 105,000 $ 105,000 $ 70,000
Decatur, Georgia 1 $ 85,000 $ 85,000 $ 35,000
Early, Georgia 1 $ 65,000 $ 65,000 $ 35,000
Richmond, Georgia 1 $ 55,000 $ 55,000 $ 0
Treutlen, Georgia 1 $ 95,000 $ 95,000 $ 0
Twiggs, Georgia 1 $ 35,000 $ 35,000 $ 0
Ware, Georgia 1 $ 95,000 $ 95,000 $ 62,000
Wayne, Georgia 1 $ 75,000 $ 75,000 $ 39,000
Effingham, Illinois 1 $ 105,000 $ 105,000 $ 96,000
Jefferson, Illinois 1 $ 55,000 $ 55,000 $ 50,000
Massac, Illinois 1 $ 35,000 $ 35,000 $ 69,000
Cass, Indiana 1 $ 55,000 $ 55,000 $ 27,000
Butler, Kentucky 1 $ 45,000 $ 45,000 $ 78,000
McCracken, Kentucky 1 $ 55,000 $ 55,000 $ 51,000
Muhlenberg, Kentucky 1 $ 105,000 $ 105,000 $ 52,000
Ohio, Kentucky 1 $ 65,000 $ 65,000 $ 89,000
Allen, Louisiana 1 $ 55,000 $ 55,000 $ 0
Avoyelles, Louisiana 1 $ 55,000 $ 55,000 $ 0
Bossier, Louisiana 1 $ 45,000 $ 45,000 $ 0
Caddo, Louisiana 1 $ 35,000 $ 35,000 $ 0
Calcasieu, Louisiana 1 $ 45,000 $ 45,000 $ 0
Cameron, Louisiana 1 $ 95,000 $ 95,000 $ 120,000
De Soto, Louisiana 1 $ 65,000 $ 65,000 $ 0
East Baton Rouge, Louisiana 1 $ 45,000 $ 45,000 $ 42,000
Lafayette, Louisiana 1 $ 75,000 $ 75,000 $ 48,000
Lincoln, Louisiana 1 $ 65,000 $ 65,000 $ 0
Madison, Louisiana 1 $ 55,000 $ 55,000 $ 31,000
Pointe Coupee, Louisiana 1 $ 65,000 $ 65,000 $ 49,000
Red River, Louisiana 1 $ 55,000 $ 55,000 $ 0
Sabine, Louisiana 1 $ 65,000 $ 65,000 $ 0
St. James, Louisiana 1 $ 85,000 $ 85,000 $ 0
St. Landry, Louisiana 1 $ 45,000 $ 45,000 $ 0
St. Tammany, Louisiana 1 $ 75,000 $ 75,000 $ 40,000
Tangipahoa, Louisiana 1 $ 35,000 $ 35,000 $ 0
Union, Louisiana 1 $ 45,000 $ 45,000 $ 0
Vermilion, Louisiana 1 $ 35,000 $ 35,000 $ 0
Webster, Louisiana 1 $ 65,000 $ 65,000 $ 43,000
West Carroll, Louisiana 1 $ 55,000 $ 55,000 $ 32,000
Androscoggin, Maine 1 $ 45,000 $ 45,000 $ 37,000
Hancock, Maine 1 $ 125,000 $ 125,000 $ 69,000
Kennebec, Maine 1 $ 25,000 $ 25,000 $ 19,000
Baltimore, Maryland 1 $ 45,000 $ 45,000 $ 0
Carroll, Maryland 1 $ 25,000 $ 25,000 $ 0
Calhoun, Michigan 1 $ 145,000 $ 145,000 $ 118,000
Genesee, Michigan 1 $ 25,000 $ 25,000 $ 0
Ingham, Michigan 1 $ 25,000 $ 25,000 $ 45,000
Ionia, Michigan 1 $ 25,000 $ 25,000 $ 27,000
Jackson, Michigan 1 $ 55,000 $ 55,000 $ 53,000
Kent, Michigan 1 $ 25,000 $ 25,000 $ 28,000
Lenawee, Michigan 1 $ 55,000 $ 55,000 $ 37,000
Oakland, Michigan 1 $ 35,000 $ 35,000 $ 39,000
Saginaw, Michigan 1 $ 55,000 $ 55,000 $ 55,000
St. Clair, Michigan 1 $ 55,000 $ 55,000 $ 62,000
Wayne, Michigan 1 $ 65,000 $ 65,000 $ 40,000
Amite, Mississippi 1 $ 95,000 $ 95,000 $ 104,000
Benton, Mississippi 1 $ 65,000 $ 65,000 $ 0
Calhoun, Mississippi 1 $ 55,000 $ 55,000 $ 45,000
Clarke, Mississippi 1 $ 105,000 $ 105,000 $ 52,000
Copiah, Mississippi 1 $ 125,000 $ 125,000 $ 0
DeSoto, Mississippi 1 $ 125,000 $ 125,000 $ 62,000
George, Mississippi 1 $ 95,000 $ 95,000 $ 135,000
Grenada, Mississippi 1 $ 65,000 $ 65,000 $ 47,000
Hancock, Mississippi 1 $ 75,000 $ 75,000 $ 151,000
Jefferson Davis, Mississippi 1 $ 65,000 $ 65,000 $ 61,000
Jones, Mississippi 1 $ 55,000 $ 55,000 $ 75,000
Lowndes, Mississippi 1 $ 65,000 $ 65,000 $ 41,000
Madison, Mississippi 1 $ 65,000 $ 65,000 $ 52,000
Marion, Mississippi 1 $ 55,000 $ 55,000 $ 103,000
Marshall, Mississippi 1 $ 65,000 $ 65,000 $ 61,000
Pearl River, Mississippi 1 $ 55,000 $ 55,000 $ 0
Pike, Mississippi 1 $ 85,000 $ 85,000 $ 0
Rankin, Mississippi 1 $ 95,000 $ 95,000 $ 56,000
Tate, Mississippi 1 $ 75,000 $ 75,000 $ 48,000
Walthall, Mississippi 1 $ 55,000 $ 55,000 $ 55,000
Wilkinson, Mississippi 1 $ 85,000 $ 85,000 $ 0
Belknap, New Hampshire 1 $ 45,000 $ 45,000 $ 0
Bergen, New Jersey 1 $ 135,000 $ 135,000 $ 61,000
Hudson, New Jersey 1 $ 45,000 $ 45,000 $ 145,000
Mercer, New Jersey 1 $ 95,000 $ 95,000 $ 74,000
Salem, New Jersey 1 $ 45,000 $ 45,000 $ 0
Erie, New York 1 $ 35,000 $ 35,000 $ 49,000
Greene, New York 1 $ 5,000 $ 5,000 $ 0
Putnam, New York 1 $ 35,000 $ 35,000 $ 38,000
Sullivan, New York 1 $ 25,000 $ 25,000 $ 0
Cherokee, North Carolina 1 $ 75,000 $ 75,000 $ 0
Johnston, North Carolina 1 $ 85,000 $ 85,000 $ 0
Lenoir, North Carolina 1 $ 65,000 $ 65,000 $ 0
Richmond, North Carolina 1 $ 65,000 $ 65,000 $ 0
Wake, North Carolina 1 $ 55,000 $ 55,000 $ 0
Beckham, Oklahoma 1 $ 65,000 $ 65,000 $ 36,000
Caddo, Oklahoma 1 $ 95,000 $ 95,000 $ 0
Cherokee, Oklahoma 1 $ 45,000 $ 45,000 $ 0
Custer, Oklahoma 1 $ 165,000 $ 165,000 $ 103,000
Garvin, Oklahoma 1 $ 125,000 $ 125,000 $ 82,000
Mayes, Oklahoma 1 $ 125,000 $ 125,000 $ 0
McClain, Oklahoma 1 $ 85,000 $ 85,000 $ 0
McCurtain, Oklahoma 1 $ 45,000 $ 45,000 $ 0
McIntosh, Oklahoma 1 $ 85,000 $ 85,000 $ 0
Muskogee, Oklahoma 1 $ 55,000 $ 55,000 $ 110,000
Oklahoma, Oklahoma 1 $ 55,000 $ 55,000 $ 101,000
Pittsburg, Oklahoma 1 $ 55,000 $ 55,000 $ 0
Pottawatomie, Oklahoma 1 $ 15,000 $ 15,000 $ 37,000
Rogers, Oklahoma 1 $ 55,000 $ 55,000 $ 41,000
Seminole, Oklahoma 1 $ 45,000 $ 45,000 $ 0
Sequoyah, Oklahoma 1 $ 85,000 $ 85,000 $ 0
Tulsa, Oklahoma 1 $ 45,000 $ 45,000 $ 0
Coos, Oregon 1 $ 75,000 $ 75,000 $ 0
Umatilla, Oregon 1 $ 35,000 $ 35,000 $ 0
Chester, Pennsylvania 1 $ 135,000 $ 135,000 $ 106,000
Monroe, Pennsylvania 1 $ 65,000 $ 65,000 $ 94,000
Montgomery, Pennsylvania 1 $ 45,000 $ 45,000 $ 67,000
Schuylkill, Pennsylvania 1 $ 25,000 $ 25,000 $ 0
Abbeville, South Carolina 1 $ 45,000 $ 45,000 $ 44,000
Dillon, South Carolina 1 $ 65,000 $ 65,000 $ 0
Dorchester, South Carolina 1 $ 105,000 $ 105,000 $ 54,000
Georgetown, South Carolina 1 $ 85,000 $ 85,000 $ 0
Kershaw, South Carolina 1 $ 85,000 $ 85,000 $ 61,000
Lexington, South Carolina 1 $ 45,000 $ 45,000 $ 0
Pickens, South Carolina 1 $ 35,000 $ 35,000 $ 0
Benton, Tennessee 1 $ 65,000 $ 65,000 $ 0
Blount, Tennessee 1 $ 45,000 $ 45,000 $ 0
Chester, Tennessee 1 $ 75,000 $ 75,000 $ 0
Henry, Tennessee 1 $ 85,000 $ 85,000 $ 35,000
Lawrence, Tennessee 1 $ 175,000 $ 175,000 $ 73,000
Robertson, Tennessee 1 $ 55,000 $ 55,000 $ 0
Stewart, Tennessee 1 $ 75,000 $ 75,000 $ 0
Van Buren, Tennessee 1 $ 85,000 $ 85,000 $ 0
White, Tennessee 1 $ 55,000 $ 55,000 $ 0
Cass, Texas 1 $ 45,000 $ 45,000 $ 0
Cooke, Texas 1 $ 75,000 $ 75,000 $ 0
Guadalupe, Texas 1 $ 45,000 $ 45,000 $ 0
Jasper, Texas 1 $ 55,000 $ 55,000 $ 0
Jim Wells, Texas 1 $ 25,000 $ 25,000 $ 0
Johnson, Texas 1 $ 65,000 $ 65,000 $ 0
Karnes, Texas 1 $ 85,000 $ 85,000 $ 0
Liberty, Texas 1 $ 55,000 $ 55,000 $ 104,000
McLennan, Texas 1 $ 95,000 $ 95,000 $ 0
Montgomery, Texas 1 $ 45,000 $ 45,000 $ 0
Panola, Texas 1 $ 55,000 $ 55,000 $ 0
Robertson, Texas 1 $ 105,000 $ 105,000 $ 0
Somervell, Texas 1 $ 55,000 $ 55,000 $ 0
Williamson, Texas 1 $ 35,000 $ 35,000 $ 0
Young, Texas 1 $ 45,000 $ 45,000 $ 22,000
Chittenden, Vermont 1 $ 55,000 $ 55,000 $ 119,000
Franklin, Vermont 1 $ 65,000 $ 65,000 $ 0
Benton, Washington 1 $ 65,000 $ 65,000 $ 0
Chelan, Washington 1 $ 45,000 $ 45,000 $ 0
Grays Harbor, Washington 1 $ 75,000 $ 75,000 $ 0
Kitsap, Washington 1 $ 45,000 $ 45,000 $ 0
Kittitas, Washington 1 $ 145,000 $ 145,000 $ 96,000
Lewis, Washington 1 $ 55,000 $ 55,000 $ 0
Thurston, Washington 1 $ 55,000 $ 55,000 $ 0
Whatcom, Washington 1 $ 125,000 $ 125,000 $ 0

Mortgage Loan Application Detail Totals for Axiom Bank, N.A. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,172 $81,000,000 $69,000 $3,305,000 $70,000 $402,000
Refinancing 56 $4,580,000 $81,000 $1,605,000 $63,000 $125,000
Cash-out Refinancing 14 $1,010,000 $72,000 $205,000 $71,000 $252,000
Other Purpose 7 $425,000 $60,000 $155,000 $79,000 $136,000
Not Applicable 1 $105,000 $105,000 $105,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 705 $47,495,000 $67,000 $3,305,000 $0 $0
White 440 $31,070,000 $70,000 $275,000 $72,000 $402,000
Not Provided 49 $4,765,000 $97,000 $1,605,000 $64,000 $151,000
Black or African American 32 $2,020,000 $63,000 $125,000 $52,000 $121,000
Hispanic 15 $1,005,000 $67,000 $135,000 $59,000 $118,000
American Indian or Alaskan Native 6 $440,000 $73,000 $145,000 $84,000 $216,000
Asian 3 $325,000 $108,000 $145,000 $60,000 $79,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,250 $87,120,000 $69,000 $3,305,000 $70,000 $402,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 702 $41,590,000 $59,000 $225,000 $0 $0
Application Approved But Not Accepted 226 $15,750,000 $69,000 $275,000 $68,000 $264,000
Loan Originated 196 $20,540,000 $104,000 $3,305,000 $77,000 $402,000
Application Denied By Financial Institution 126 $9,240,000 $73,000 $245,000 $63,000 $305,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,124 $77,880,000 $69,000 $3,305,000 $72,000 $402,000
Credit History 87 $6,725,000 $77,000 $245,000 $67,000 $305,000
Debt-To-Income Ratio 21 $1,555,000 $74,000 $145,000 $44,000 $98,000
Collateral 8 $370,000 $46,000 $85,000 $62,000 $113,000
Other 6 $360,000 $60,000 $95,000 $84,000 $139,000
Employment History 4 $230,000 $57,000 $75,000 $58,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axiom Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axiom Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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