Finance of America Commercial LLC Mortgage Lending & HMDA Data, 2019
In 2019, Finance of America Commercial LLC of Charlotte, NC reported 6,938 mortgage applications totaling $1.7 billion, up 27% from 2018. The average application was for $248,636, and applicants reported an average income of $0. 75% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (493), Atlanta-Sandy Springs-Roswell, GA (338) and New York-Newark, NY (261) (applications in parentheses).
| Mortgage Company & Address | Finance of America Commercial LLC 6230 Fairview Road, Suite 300 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 6,938 |
| Total Mortgage Loan Application Amount | $1,725,040,000 |
| Average Mortgage Loan Application Amount | $248,636 |
| Highest Mortgage Loan Application Amount | $17,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finance of America Commercial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 493 | $ 92,495,000 | $ 187,616 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 338 | $ 56,420,000 | $ 166,923 | $ 0 |
| New York-Newark, NY | 261 | $ 58,965,000 | $ 225,919 | $ 0 |
| Philadelphia, PA | 245 | $ 45,935,000 | $ 187,489 | $ 0 |
| Outside any metro area | 209 | $ 42,455,000 | $ 203,133 | $ 0 |
| Cape Coral-Fort Myers, FL | 199 | $ 35,115,000 | $ 176,457 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 198 | $ 63,580,000 | $ 321,111 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 195 | $ 92,975,000 | $ 476,794 | $ 0 |
| Baltimore-Columbia-Towson, MD | 192 | $ 31,960,000 | $ 166,458 | $ 0 |
| Newark, NJ-PA | 184 | $ 44,500,000 | $ 241,847 | $ 0 |
| New Haven-Milford, CT | 161 | $ 23,635,000 | $ 146,801 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 150 | $ 27,840,000 | $ 185,600 | $ 0 |
| Nassau County-Suffolk County, NY | 148 | $ 50,920,000 | $ 344,054 | $ 0 |
| Camden, NJ | 120 | $ 14,290,000 | $ 119,083 | $ 0 |
| Albuquerque, NM | 104 | $ 17,620,000 | $ 169,423 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 100 | $ 15,530,000 | $ 155,300 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 99 | $ 75,305,000 | $ 760,656 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 84 | $ 14,490,000 | $ 172,500 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 84 | $ 14,440,000 | $ 171,904 | $ 0 |
| Dallas-Plano-Irving, TX | 83 | $ 23,955,000 | $ 288,614 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 81 | $ 22,055,000 | $ 272,283 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 77 | $ 34,805,000 | $ 452,012 | $ 0 |
| Cleveland-Elyria, OH | 69 | $ 7,375,000 | $ 106,884 | $ 0 |
| Grand Rapids-Wyoming, MI | 64 | $ 16,490,000 | $ 257,656 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 63 | $ 14,805,000 | $ 235,000 | $ 0 |
| Cincinnati, OH-KY-IN | 61 | $ 8,405,000 | $ 137,786 | $ 0 |
| Jacksonville, FL | 59 | $ 7,975,000 | $ 135,169 | $ 0 |
| Kansas City, MO-KS | 56 | $ 8,540,000 | $ 152,500 | $ 0 |
| Pittsburgh, PA | 56 | $ 7,720,000 | $ 137,857 | $ 0 |
| Trenton, NJ | 56 | $ 9,270,000 | $ 165,535 | $ 0 |
| Fort Worth-Arlington, TX | 55 | $ 12,825,000 | $ 233,181 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 51 | $ 12,865,000 | $ 252,254 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 51 | $ 11,375,000 | $ 223,039 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 50 | $ 7,040,000 | $ 140,800 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 49 | $ 11,965,000 | $ 244,183 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 48 | $ 11,600,000 | $ 241,666 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 48 | $ 16,250,000 | $ 338,541 | $ 0 |
| Boise City, ID | 46 | $ 11,730,000 | $ 255,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 46 | $ 19,000,000 | $ 413,043 | $ 0 |
| Gary, IN | 46 | $ 4,880,000 | $ 106,086 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 45 | $ 21,275,000 | $ 472,777 | $ 0 |
| Richmond, VA | 45 | $ 6,885,000 | $ 153,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 41 | $ 6,725,000 | $ 164,024 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 41 | $ 11,635,000 | $ 283,780 | $ 0 |
| Columbus, OH | 39 | $ 9,235,000 | $ 236,794 | $ 0 |
| Lake County-Kenosha County, IL-WI | 39 | $ 6,795,000 | $ 174,230 | $ 0 |
| Providence-Warwick, RI-MA | 39 | $ 8,565,000 | $ 219,615 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 38 | $ 15,460,000 | $ 406,842 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 36 | $ 5,990,000 | $ 166,388 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 35 | $ 6,995,000 | $ 199,857 | $ 0 |
| Wilmington, DE-MD-NJ | 34 | $ 5,360,000 | $ 157,647 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 31 | $ 6,305,000 | $ 203,387 | $ 0 |
| San Antonio-New Braunfels, TX | 31 | $ 5,505,000 | $ 177,580 | $ 0 |
| Charleston-North Charleston, SC | 30 | $ 3,860,000 | $ 128,666 | $ 0 |
| Columbia, SC | 30 | $ 4,330,000 | $ 144,333 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 29 | $ 4,965,000 | $ 171,206 | $ 0 |
| New Orleans-Metairie, LA | 29 | $ 5,205,000 | $ 179,482 | $ 0 |
| Boston, MA | 27 | $ 9,165,000 | $ 339,444 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 27 | $ 4,795,000 | $ 177,592 | $ 0 |
| Reno, NV | 27 | $ 10,465,000 | $ 387,592 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 27 | $ 9,625,000 | $ 356,481 | $ 0 |
| Cambridge-Newton-Framingham, MA | 26 | $ 11,160,000 | $ 429,230 | $ 0 |
| St. Louis, MO-IL | 26 | $ 3,660,000 | $ 140,769 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 25 | $ 3,325,000 | $ 133,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 24 | $ 3,960,000 | $ 165,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 24 | $ 2,920,000 | $ 121,666 | $ 0 |
| Springfield, MA | 24 | $ 3,280,000 | $ 136,666 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 22 | $ 3,880,000 | $ 176,363 | $ 0 |
| Punta Gorda, FL | 22 | $ 3,940,000 | $ 179,090 | $ 0 |
| Elgin, IL | 21 | $ 3,045,000 | $ 145,000 | $ 0 |
| Fayetteville, NC | 21 | $ 2,275,000 | $ 108,333 | $ 0 |
| Worcester, MA-CT | 21 | $ 3,905,000 | $ 185,952 | $ 0 |
| Birmingham-Hoover, AL | 20 | $ 2,540,000 | $ 127,000 | $ 0 |
| Durham-Chapel Hill, NC | 20 | $ 3,480,000 | $ 174,000 | $ 0 |
| Montgomery, AL | 20 | $ 2,370,000 | $ 118,500 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 7,180,000 | $ 359,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 18 | $ 5,520,000 | $ 306,666 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 18 | $ 13,700,000 | $ 761,111 | $ 0 |
| Raleigh, NC | 18 | $ 2,550,000 | $ 141,666 | $ 0 |
| Austin-Round Rock, TX | 17 | $ 7,645,000 | $ 449,705 | $ 0 |
| Fort Collins, CO | 17 | $ 6,605,000 | $ 388,529 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 16 | $ 1,640,000 | $ 102,500 | $ 0 |
| Washington-Baltimore-Arlington, DC | 16 | $ 4,210,000 | $ 263,125 | $ 0 |
| Bakersfield, CA | 15 | $ 2,815,000 | $ 187,666 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,505,000 | $ 167,000 | $ 0 |
| Longview, WA | 15 | $ 2,495,000 | $ 166,333 | $ 0 |
| Memphis, TN-MS-AR | 15 | $ 1,635,000 | $ 109,000 | $ 0 |
| San Diego-Carlsbad, CA | 15 | $ 10,505,000 | $ 700,333 | $ 0 |
| Seattle-Bellevue-Everett, WA | 15 | $ 11,045,000 | $ 736,333 | $ 0 |
| Albany-Schenectady-Troy, NY | 14 | $ 1,660,000 | $ 118,571 | $ 0 |
| Colorado Springs, CO | 14 | $ 4,530,000 | $ 323,571 | $ 0 |
| Oklahoma City, OK | 14 | $ 3,310,000 | $ 236,428 | $ 0 |
| Reading, PA | 14 | $ 1,320,000 | $ 94,285 | $ 0 |
| Stockton-Lodi, CA | 14 | $ 2,900,000 | $ 207,142 | $ 0 |
| Ann Arbor, MI | 13 | $ 4,555,000 | $ 350,384 | $ 0 |
| Greeley, CO | 13 | $ 2,645,000 | $ 203,461 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 3,495,000 | $ 268,846 | $ 0 |
| Port St. Lucie, FL | 13 | $ 2,645,000 | $ 203,461 | $ 0 |
| Fresno, CA | 12 | $ 1,990,000 | $ 165,833 | $ 0 |
| Lafayette, LA | 12 | $ 1,400,000 | $ 116,666 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 2,360,000 | $ 196,666 | $ 0 |
| Pueblo, CO | 12 | $ 1,540,000 | $ 128,333 | $ 0 |
| Boulder, CO | 11 | $ 4,815,000 | $ 437,727 | $ 0 |
| Jackson, MS | 11 | $ 2,405,000 | $ 218,636 | $ 0 |
| Macon-Bibb County, GA | 11 | $ 2,855,000 | $ 259,545 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 1,620,000 | $ 162,000 | $ 0 |
| Tacoma-Lakewood, WA | 10 | $ 2,320,000 | $ 232,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 9 | $ 1,975,000 | $ 219,444 | $ 0 |
| New Bern, NC | 9 | $ 1,085,000 | $ 120,555 | $ 0 |
| Rochester, NY | 9 | $ 1,465,000 | $ 162,777 | $ 0 |
| Shreveport-Bossier City, LA | 9 | $ 1,135,000 | $ 126,111 | $ 0 |
| Wilmington, NC | 9 | $ 2,365,000 | $ 262,777 | $ 0 |
| Winston-Salem, NC | 9 | $ 1,265,000 | $ 140,555 | $ 0 |
| Yuma, AZ | 9 | $ 1,085,000 | $ 120,555 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 7,890,000 | $ 986,250 | $ 0 |
| Asheville, NC | 8 | $ 2,050,000 | $ 256,250 | $ 0 |
| Baton Rouge, LA | 8 | $ 2,230,000 | $ 278,750 | $ 0 |
| Bellingham, WA | 8 | $ 3,210,000 | $ 401,250 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 820,000 | $ 102,500 | $ 0 |
| Lakeland-Winter Haven, FL | 8 | $ 900,000 | $ 112,500 | $ 0 |
| Louisville/Jefferson County, KY-IN | 8 | $ 940,000 | $ 117,500 | $ 0 |
| Panama City, FL | 8 | $ 2,280,000 | $ 285,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 8 | $ 610,000 | $ 76,250 | $ 0 |
| Spokane-Spokane Valley, WA | 8 | $ 1,130,000 | $ 141,250 | $ 0 |
| East Stroudsburg, PA | 7 | $ 1,015,000 | $ 145,000 | $ 0 |
| Flint, MI | 7 | $ 1,595,000 | $ 227,857 | $ 0 |
| Greensboro-High Point, NC | 7 | $ 1,015,000 | $ 145,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 7,665,000 | $ 1,095,000 | $ 0 |
| Knoxville, TN | 7 | $ 915,000 | $ 130,714 | $ 0 |
| Norwich-New London, CT | 7 | $ 885,000 | $ 126,428 | $ 0 |
| Santa Fe, NM | 7 | $ 2,985,000 | $ 426,428 | $ 0 |
| Savannah, GA | 7 | $ 1,455,000 | $ 207,857 | $ 0 |
| Tucson, AZ | 7 | $ 865,000 | $ 123,571 | $ 0 |
| Tulsa, OK | 7 | $ 975,000 | $ 139,285 | $ 0 |
| Barnstable Town, MA | 6 | $ 1,600,000 | $ 266,666 | $ 0 |
| Harrisburg-Carlisle, PA | 6 | $ 550,000 | $ 91,666 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 580,000 | $ 96,666 | $ 0 |
| Manchester-Nashua, NH | 6 | $ 1,040,000 | $ 173,333 | $ 0 |
| Tallahassee, FL | 6 | $ 980,000 | $ 163,333 | $ 0 |
| Tyler, TX | 6 | $ 540,000 | $ 90,000 | $ 0 |
| Vineland-Bridgeton, NJ | 6 | $ 710,000 | $ 118,333 | $ 0 |
| Beaumont-Port Arthur, TX | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Brownsville-Harlingen, TX | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Charleston, WV | 5 | $ 705,000 | $ 141,000 | $ 0 |
| Des Moines-West Des Moines, IA | 5 | $ 685,000 | $ 137,000 | $ 0 |
| Eugene, OR | 5 | $ 1,365,000 | $ 273,000 | $ 0 |
| Kokomo, IN | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Lansing-East Lansing, MI | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Ocean City, NJ | 5 | $ 3,335,000 | $ 667,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 6,635,000 | $ 1,327,000 | $ 0 |
| Spartanburg, SC | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 2,665,000 | $ 533,000 | $ 0 |
| Abilene, TX | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Carbondale-Marion, IL | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Chattanooga, TN-GA | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Cumberland, MD-WV | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 410,000 | $ 102,500 | $ 0 |
| Greenville, NC | 4 | $ 370,000 | $ 92,500 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 490,000 | $ 122,500 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,800,000 | $ 700,000 | $ 0 |
| York-Hanover, PA | 4 | $ 410,000 | $ 102,500 | $ 0 |
| Athens-Clarke County, GA | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Augusta-Richmond County, GA-SC | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Dover, DE | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Florence, SC | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Kennewick-Richland, WA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Madison, WI | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Mobile, AL | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Pocatello, ID | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Portland-South Portland, ME | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Salem, OR | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
| Salinas, CA | 3 | $ 1,175,000 | $ 391,666 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Toledo, OH | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Tuscaloosa, AL | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Waco, TX | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Yuba City, CA | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Akron, OH | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Charlottesville, VA | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Corpus Christi, TX | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Eau Claire, WI | 2 | $ 470,000 | $ 235,000 | $ 0 |
| El Paso, TX | 2 | $ 1,370,000 | $ 685,000 | $ 0 |
| Farmington, NM | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Gainesville, GA | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Hot Springs, AR | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Huntsville, AL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Kankakee, IL | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Kingston, NY | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 140,000 | $ 70,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Monroe, MI | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Napa, CA | 2 | $ 1,830,000 | $ 915,000 | $ 0 |
| Ocala, FL | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Peoria, IL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Pine Bluff, AR | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Racine, WI | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Redding, CA | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Rockford, IL | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Salisbury, MD-DE | 2 | $ 260,000 | $ 130,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 4,300,000 | $ 2,150,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 1,830,000 | $ 915,000 | $ 0 |
| Syracuse, NY | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Urban Honolulu, HI | 2 | $ 1,880,000 | $ 940,000 | $ 0 |
| Valdosta, GA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Wichita, KS | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Yakima, WA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Battle Creek, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Burlington, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Corvallis, OR | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Gainesville, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Gettysburg, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Grand Junction, CO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Green Bay, WI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Iowa City, IA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jackson, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jackson, TN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lancaster, PA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Laredo, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Las Cruces, NM | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lincoln, NE | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Midland, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Missoula, MT | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Modesto, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Roanoke, VA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| San Rafael, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Sebring, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 85,000 | $ 85,000 | $ 0 |
| State College, PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Walla Walla, WA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Warner Robins, GA | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for Finance of America Commercial LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,824 | $906,460,000 | $237,000 | $17,005,000 | $0 | $0 |
| Cash-out Refinancing | 1,977 | $492,185,000 | $248,000 | $7,015,000 | $0 | $0 |
| Refinancing | 1,134 | $325,410,000 | $286,000 | $4,705,000 | $0 | $0 |
| Other Purpose | 2 | $350,000 | $175,000 | $235,000 | $0 | $0 |
| Home Improvement | 1 | $635,000 | $635,000 | $635,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,736 | $1,490,420,000 | $259,000 | $17,005,000 | $0 | $0 |
| Not Provided | 730 | $144,000,000 | $197,000 | $1,945,000 | $0 | $0 |
| White | 249 | $50,855,000 | $204,000 | $935,000 | $0 | $0 |
| Black or African American | 84 | $13,650,000 | $162,000 | $685,000 | $0 | $0 |
| Hispanic | 69 | $13,715,000 | $198,000 | $805,000 | $0 | $0 |
| Asian | 55 | $9,405,000 | $171,000 | $605,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,170,000 | $146,000 | $155,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $470,000 | $235,000 | $285,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,938 | $1,725,040,000 | $248,000 | $17,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,209 | $1,235,555,000 | $237,000 | $17,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,106 | $330,390,000 | $298,000 | $4,825,000 | $0 | $0 |
| Application Denied By Financial Institution | 386 | $95,440,000 | $247,000 | $7,015,000 | $0 | $0 |
| Application Approved But Not Accepted | 134 | $34,920,000 | $260,000 | $2,055,000 | $0 | $0 |
| File Closed For Incompleteness | 103 | $28,735,000 | $278,000 | $3,565,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,552 | $1,629,600,000 | $248,000 | $17,005,000 | $0 | $0 |
| Other | 244 | $71,220,000 | $291,000 | $7,015,000 | $0 | $0 |
| Collateral | 110 | $18,230,000 | $165,000 | $1,365,000 | $0 | $0 |
| Credit History | 21 | $4,545,000 | $216,000 | $825,000 | $0 | $0 |
| Debt-To-Income Ratio | 5 | $715,000 | $143,000 | $255,000 | $0 | $0 |
| Credit Application Incomplete | 3 | $495,000 | $165,000 | $355,000 | $0 | $0 |
| Unverifiable Information | 3 | $235,000 | $78,000 | $85,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finance of America Commercial LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finance of America Commercial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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