Bancorpsouth Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for Bancorpsouth Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Bancorpsouth Bank
P O Box 789
Tupelo, MS 38802
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,466
Total Mortgage Loan Application Amount $2,096,226,000
Average Mortgage Loan Application Amount $100,333
Highest Mortgage Loan Application Amount $7,300,000
Average Applicant Income $91,666
Highest Applicant Income $7,300,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bancorpsouth Bank by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SPRINGFIELD, MO 1,302 $ 189,643,000 $ 145,000 $ 101,000
MEMPHIS, TN-MS-AR 1,238 $ 151,821,000 $ 116,333 $ 79,666
JACKSON, MS 1,213 $ 189,403,000 $ 156,000 $ 121,000
HATTIESBURG, MS 578 $ 80,562,000 $ 139,000 $ 114,000
FORT SMITH, AR-OK 535 $ 52,316,000 $ 84,000 $ 65,000
GULFPORT-BILOXI, MS 534 $ 93,795,000 $ 175,000 $ 113,000
JACKSON, TN 449 $ 41,821,000 $ 93,000 $ 103,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 418 $ 82,993,000 $ 198,000 $ 177,000
SHREVEPORT-BOSSIER CITY, LA 411 $ 62,481,000 $ 152,000 $ 114,000
JONESBORO, AR 329 $ 28,587,000 $ 86,000 $ 62,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 329 $ 39,296,000 $ 119,000 $ 84,000
HUNTSVILLE, AL 305 $ 58,510,000 $ 191,000 $ 107,000
TEXARKANA, TX-TEXARKANA, AR 220 $ 15,760,000 $ 71,500 $ 79,000
PASCAGOULA, MS 214 $ 30,259,000 $ 141,000 $ 110,000
BIRMINGHAM-HOOVER, AL 189 $ 38,477,000 $ 203,000 $ 89,000
AUBURN-OPELIKA, AL 181 $ 31,539,000 $ 174,000 $ 76,000
BATON ROUGE, LA 181 $ 45,903,000 $ 253,000 $ 155,000
MONROE, LA 141 $ 18,881,000 $ 133,000 $ 105,000
LONGVIEW, TX 88 $ 12,328,000 $ 140,000 $ 177,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 55 $ 8,415,000 $ 153,000 $ 48,000
ST. LOUIS, MO-IL 44 $ 14,454,000 $ 328,000 $ 136,000
HOT SPRINGS, AR 28 $ 4,306,000 $ 153,000 $ 81,000
MONTGOMERY, AL 28 $ 2,707,000 $ 96,000 $ 105,000
DECATUR, AL 27 $ 3,449,000 $ 127,000 $ 50,000
TYLER, TX 25 $ 3,883,000 $ 155,000 $ 124,000
TUSCALOOSA, AL 22 $ 3,538,000 $ 160,000 $ 96,000
GADSDEN, AL 19 $ 2,056,000 $ 108,000 $ 142,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 18 $ 11,084,000 $ 615,000 $ 372,000
KANSAS CITY, MO-KS 16 $ 3,035,000 $ 206,000 $ 94,000
DALLAS-PLANO-IRVING, TX 15 $ 2,092,000 $ 139,000 $ 220,000
NEW ORLEANS-METAIRIE-KENNER, LA 14 $ 4,602,000 $ 328,000 $ 247,000
AUSTIN-ROUND ROCK, TX 12 $ 3,065,000 $ 255,000 $ 40,000
PENSACOLA-FERRY PASS-BRENT, FL 12 $ 4,827,000 $ 402,000 $ 298,000
FLORENCE-MUSCLE SHOALS, AL 11 $ 1,186,000 $ 107,000 $ 71,000
FORT WORTH-ARLINGTON, TX 11 $ 1,381,000 $ 125,000 $ 104,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 10 $ 2,983,000 $ 298,000 $ 242,000
CHICAGO-NAPERVILLE-JOLIET, IL 9 $ 2,745,000 $ 305,000 $ 144,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 9 $ 1,869,000 $ 207,000 $ 203,000
JOPLIN, MO 9 $ 1,127,000 $ 125,000 $ 64,000
PINE BLUFF, AR 8 $ 258,000 $ 32,000 $ 63,000
MOBILE, AL 7 $ 1,072,000 $ 153,000 $ 83,000
PANAMA CITY-LYNN HAVEN, FL 7 $ 4,216,000 $ 602,000 $ 126,000
COLLEGE STATION-BRYAN, TX 6 $ 869,000 $ 144,000 $ 402,000
PHOENIX-MESA-SCOTTSDALE, AZ 6 $ 1,348,000 $ 224,000 $ 115,000
LAFAYETTE, LA 5 $ 1,135,000 $ 227,000 $ 82,000
CLARKSVILLE, TN-KY 4 $ 626,000 $ 156,000 $ 170,000
NAPLES-MARCO ISLAND, FL 4 $ 1,572,000 $ 393,000 $ 205,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4 $ 1,677,000 $ 510,000 $ 229,333
ANNISTON-OXFORD, AL 3 $ 383,000 $ 127,000 $ 160,000
COLUMBUS, GA-AL 3 $ 469,000 $ 156,000 $ 73,000
HOUMA-BAYOU CANE-THIBODAUX, LA 3 $ 915,000 $ 305,000 $ 101,000
LAS VEGAS-PARADISE, NV 3 $ 1,309,000 $ 436,000 $ 111,000
SALT LAKE CITY, UT 3 $ 761,000 $ 253,000 $ 136,000
BALTIMORE-TOWSON, MD 2 $ 326,000 $ 163,000 $ 85,000
BEAUMONT-PORT ARTHUR, TX 2 $ 213,000 $ 106,000 $ 122,000
COLUMBIA, MO 2 $ 199,000 $ 99,000 $ 44,000
INDIANAPOLIS-CARMEL, IN 2 $ 139,000 $ 69,000 $ 116,000
JACKSONVILLE, FL 2 $ 532,000 $ 266,000 $ 85,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2 $ 443,000 $ 221,000 $ 274,000
SAN ANTONIO, TX 2 $ 222,000 $ 111,000 $ 122,000
SANTA FE, NM 2 $ 312,000 $ 156,000 $ 349,000
TRENTON-EWING, NJ 2 $ 323,000 $ 161,000 $ 89,000
WARNER ROBINS, GA 2 $ 190,000 $ 95,000 $ 52,000
ATHENS-CLARKE COUNTY, GA 1 $ 260,000 $ 260,000 $ 12,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 250,000 $ 250,000 $ 110,000
CAPE CORAL-FORT MYERS, FL 1 $ 417,000 $ 417,000 $ 290,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1 $ 143,000 $ 143,000 $ 150,000
CLEVELAND, TN 1 $ 205,000 $ 205,000 $ 94,000
COLUMBUS, OH 1 $ 400,000 $ 400,000 $ 335,000
CORPUS CHRISTI, TX 1 $ 47,000 $ 47,000 $ 90,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 73,000 $ 73,000 $ 84,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 1,100,000 $ 1,100,000 $ 0
DENVER-AURORA, CO 1 $ 236,000 $ 236,000 $ 0
DES MOINES-WEST DES MOINES, IA 1 $ 99,000 $ 99,000 $ 87,000
ELMIRA, NY 1 $ 61,000 $ 61,000 $ 109,000
GAINESVILLE, GA 1 $ 177,000 $ 177,000 $ 134,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 151,000 $ 151,000 $ 63,000
HOLLAND-GRAND HAVEN, MI 1 $ 379,000 $ 379,000 $ 495,000
LUBBOCK, TX 1 $ 142,000 $ 142,000 $ 114,000
MACON, GA 1 $ 45,000 $ 45,000 $ 226,000
MADISON, WI 1 $ 300,000 $ 300,000 $ 48,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 192,000 $ 192,000 $ 0
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 296,000 $ 296,000 $ 116,000
OKLAHOMA CITY, OK 1 $ 164,000 $ 164,000 $ 71,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 188,000 $ 188,000 $ 90,000
PEORIA, IL 1 $ 300,000 $ 300,000 $ 85,000
RENO-SPARKS, NV 1 $ 262,000 $ 262,000 $ 67,000
RICHMOND, VA 1 $ 156,000 $ 156,000 $ 29,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 1 $ 115,000 $ 115,000 $ 0
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 335,000 $ 335,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 170,000 $ 170,000 $ 120,000
SARASOTA-BRADENTON-VENICE, FL 1 $ 140,000 $ 140,000 $ 547,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 235,000 $ 235,000 $ 408,000
ST. JOSEPH, MO-KS 1 $ 93,000 $ 93,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 50,000 $ 50,000 $ 96,000
TULSA, OK 1 $ 105,000 $ 105,000 $ 60,000
VICTORIA, TX 1 $ 145,000 $ 145,000 $ 70,000
WACO, TX 1 $ 80,000 $ 80,000 $ 116,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 425,000 $ 425,000 $ 0
WICHITA, KS 1 $ 85,000 $ 85,000 $ 39,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bancorpsouth Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,805 $1,117,600,000 $126,000 $7,300,000 $104,000 $7,300,000
Home Purchase 6,834 $896,557,000 $131,000 $6,750,000 $90,000 $3,600,000
Home Improvement 1,827 $82,069,000 $44,000 $1,577,000 $81,000 $1,359,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,814 $1,638,788,000 $118,000 $3,350,000 $108,000 $7,300,000
Black or African American 1,738 $119,882,000 $68,000 $1,000,000 $63,000 $845,000
Not applicable 1,166 $232,588,000 $199,000 $7,300,000 $0 $108,000
Not Provided 273 $48,576,000 $177,000 $1,500,000 $93,000 $1,200,000
Hispanic 265 $24,845,000 $93,000 $848,000 $83,000 $1,236,000
Asian 170 $26,441,000 $155,000 $1,272,000 $103,000 $1,040,000
American Indian or Alaskan Native 23 $2,329,000 $101,000 $360,000 $69,000 $207,000
Native Hawaiian or Other Pacific Islander 17 $2,777,000 $163,000 $429,000 $197,000 $484,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,177 $1,947,896,000 $120,000 $7,300,000 $99,000 $7,300,000
FHA-insured (Federal Housing Administration) 952 $101,416,000 $106,000 $236,000 $52,000 $654,000
VA-guaranteed (Veterans Administration) 221 $35,563,000 $160,000 $417,000 $69,000 $1,278,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 116 $11,351,000 $97,000 $220,000 $38,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,826 $1,621,928,000 $117,000 $6,750,000 $102,000 $7,300,000
Application Denied By Financial Institution 1,803 $173,745,000 $96,000 $1,830,000 $56,000 $2,925,000
Application Withdrawn By Applicant 1,626 $265,020,000 $162,000 $7,300,000 $90,000 $1,500,000
File Closed For Incompleteness 125 $19,248,000 $153,000 $596,000 $79,000 $1,200,000
Application Approved But Not Accepted 82 $14,691,000 $179,000 $1,600,000 $95,000 $889,000
Loan Purchased By The Institution 2 $570,000 $285,000 $340,000 $95,000 $116,000
Preapproval Approved but not Accepted 2 $1,024,000 $512,000 $794,000 $263,000 $456,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,234 $93,635,000 $75,000 $1,415,000 $53,000 $2,925,000
Debt-To-Income Ratio 330 $45,733,000 $138,000 $1,328,000 $55,000 $444,000
Collateral 139 $16,228,000 $116,000 $848,000 $74,000 $600,000
Other 74 $14,452,000 $195,000 $1,830,000 $75,000 $1,500,000
Employment History 19 $2,484,000 $130,000 $300,000 $58,000 $170,000
Unverifiable Information 5 $744,000 $148,000 $360,000 $71,000 $130,000
Credit Application Incomplete 1 $13,000 $13,000 $13,000 $36,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 1 $456,000 $456,000 $456,000 $107,000 $107,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.

Download the Mississippi Lender List