Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Bank-Fund Staff Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank-Fund Staff Federal Credit Union
1725 I Street Nw Suite 150
Washington, DC 20006
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,672
Total Mortgage Loan Application Amount $1,476,721,000
Average Mortgage Loan Application Amount $306,666
Highest Mortgage Loan Application Amount $2,720,000
Average Applicant Income $172,666
Highest Applicant Income $6,527,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2009.

Mortgage Loan Application Totals for Bank-Fund Staff Federal Credit Union by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Maryland 823 $ 340,022,000 $ 413,000 $ 196,000
District of Columbia County District Of Columbia 668 $ 294,114,000 $ 440,000 $ 204,000
Fairfax County Virginia 646 $ 239,737,000 $ 371,000 $ 170,000
Arlington County Virginia 158 $ 57,090,000 $ 361,000 $ 185,000
Alexandria County Virginia 63 $ 20,684,000 $ 328,000 $ 139,000
Prince George's County Maryland 61 $ 13,901,000 $ 227,000 $ 98,000
Loudoun County Virginia 57 $ 22,255,000 $ 390,000 $ 166,000
Prince William County Virginia 36 $ 9,702,000 $ 269,000 $ 98,000
Anne Arundel County Maryland 18 $ 8,182,000 $ 454,000 $ 193,000
Falls Church County Virginia 18 $ 6,997,000 $ 388,000 $ 218,000
Sussex County Delaware 12 $ 4,029,000 $ 335,000 $ 292,000
Howard County Maryland 10 $ 2,448,000 $ 244,000 $ 146,000
Fairfax City County Virginia 10 $ 3,053,000 $ 305,000 $ 128,000
Miami-Dade County Florida 9 $ 2,866,000 $ 318,000 $ 303,000
Calvert County Maryland 8 $ 2,183,000 $ 272,000 $ 191,000
Frederick County Maryland 8 $ 2,281,000 $ 285,000 $ 160,000
Los Angeles County California 6 $ 3,361,000 $ 560,000 $ 752,000
Stafford County Virginia 6 $ 1,392,000 $ 232,000 $ 82,000
Santa Clara County California 5 $ 3,030,000 $ 606,000 $ 241,000
Fulton County Georgia 5 $ 1,454,000 $ 290,000 $ 180,000
Cook County Illinois 5 $ 1,545,000 $ 309,000 $ 137,000
Baltimore County Maryland 5 $ 1,451,000 $ 290,000 $ 151,000
Baltimore City County Maryland 5 $ 872,000 $ 174,000 $ 124,000
Harris County Texas 5 $ 1,939,000 $ 387,000 $ 179,000
Boulder County Colorado 4 $ 1,282,000 $ 320,000 $ 186,000
Broward County Florida 4 $ 2,057,000 $ 514,000 $ 281,000
Worcester County Maryland 4 $ 1,186,000 $ 296,000 $ 269,000
Kings County New York 4 $ 2,392,000 $ 598,000 $ 161,000
Charlottesville County Virginia 4 $ 989,000 $ 247,000 $ 178,000
Fauquier County Virginia 4 $ 1,312,000 $ 328,000 $ 125,000
Henrico County Virginia 4 $ 1,646,000 $ 411,000 $ 269,000
King County Washington 4 $ 1,624,000 $ 406,000 $ 191,000
Pima County Arizona 3 $ 572,000 $ 190,000 $ 149,000
San Francisco County California 3 $ 3,845,000 $ 1,281,000 $ 304,000
Fairfield County Connecticut 3 $ 1,844,000 $ 614,000 $ 194,000
New Castle County Delaware 3 $ 773,000 $ 257,000 $ 121,000
Osceola County Florida 3 $ 184,000 $ 61,000 $ 196,000
Sarasota County Florida 3 $ 933,000 $ 311,000 $ 254,000
Harford County Maryland 3 $ 462,000 $ 154,000 $ 99,000
Talbot County Maryland 3 $ 1,116,000 $ 372,000 $ 141,000
Essex County New Jersey 3 $ 1,079,000 $ 359,000 $ 146,000
Hudson County New Jersey 3 $ 1,308,000 $ 436,000 $ 148,000
Mercer County New Jersey 3 $ 2,380,000 $ 793,000 $ 337,000
New York County New York 3 $ 3,878,000 $ 1,292,000 $ 555,000
Mecklenburg County North Carolina 3 $ 846,000 $ 282,000 $ 143,000
Alameda County California 2 $ 667,000 $ 333,000 $ 137,000
Riverside County California 2 $ 395,000 $ 197,000 $ 239,000
San Diego County California 2 $ 834,000 $ 417,000 $ 149,000
San Mateo County California 2 $ 1,616,000 $ 808,000 $ 248,000
Denver County Colorado 2 $ 465,000 $ 232,000 $ 65,000
Summit County Colorado 2 $ 1,462,000 $ 731,000 $ 298,000
Hillsborough County Florida 2 $ 428,000 $ 214,000 $ 157,000
Manatee County Florida 2 $ 258,000 $ 129,000 $ 256,000
Palm Beach County Florida 2 $ 351,000 $ 175,000 $ 88,000
Pinellas County Florida 2 $ 1,362,000 $ 681,000 $ 336,000
Gwinnett County Georgia 2 $ 540,000 $ 270,000 $ 178,000
Honolulu County Hawaii 2 $ 1,247,000 $ 623,000 $ 320,000
Marion County Indiana 2 $ 335,000 $ 167,000 $ 54,000
Pulaski County Kentucky 2 $ 1,600,000 $ 800,000 $ 207,000
Kennebec County Maine 2 $ 710,000 $ 355,000 $ 424,000
Lincoln County Maine 2 $ 1,221,000 $ 610,000 $ 126,000
Carroll County Maryland 2 $ 472,000 $ 236,000 $ 117,000
Barnstable County Massachusetts 2 $ 467,000 $ 233,000 $ 117,000
Middlesex County Massachusetts 2 $ 1,339,000 $ 669,000 $ 210,000
Norfolk County Massachusetts 2 $ 1,718,000 $ 859,000 $ 340,000
Plymouth County Massachusetts 2 $ 652,000 $ 326,000 $ 203,000
Suffolk County Massachusetts 2 $ 737,000 $ 368,000 $ 146,000
Bergen County New Jersey 2 $ 692,000 $ 346,000 $ 177,000
Monmouth County New Jersey 2 $ 308,000 $ 154,000 $ 133,000
Santa Fe County New Mexico 2 $ 816,000 $ 408,000 $ 199,000
Dare County North Carolina 2 $ 689,000 $ 344,000 $ 177,000
Moore County North Carolina 2 $ 600,000 $ 300,000 $ 216,000
Wake County North Carolina 2 $ 449,000 $ 224,000 $ 100,000
Allegheny County Pennsylvania 2 $ 378,000 $ 189,000 $ 86,000
Philadelphia County Pennsylvania 2 $ 755,000 $ 377,000 $ 148,000
Georgetown County South Carolina 2 $ 373,000 $ 186,000 $ 84,000
King George County Virginia 2 $ 477,000 $ 238,000 $ 129,000
Rockbridge County Virginia 2 $ 660,000 $ 330,000 $ 511,000
Berkeley County West Virginia 2 $ 537,000 $ 268,000 $ 229,000
Jefferson County West Virginia 2 $ 363,000 $ 181,000 $ 58,000
Maricopa County Arizona 1 $ 224,000 $ 224,000 $ 86,000
Santa Cruz County Arizona 1 $ 240,000 $ 240,000 $ 268,000
Butte County California 1 $ 290,000 $ 290,000 $ 180,000
Contra Costa County California 1 $ 300,000 $ 300,000 $ 240,000
El Dorado County California 1 $ 408,000 $ 408,000 $ 188,000
Marin County California 1 $ 200,000 $ 200,000 $ 79,000
San Bernardino County California 1 $ 417,000 $ 417,000 $ 300,000
Fremont County Colorado 1 $ 236,000 $ 236,000 $ 107,000
Hartford County Connecticut 1 $ 383,000 $ 383,000 $ 165,000
Kent County Delaware 1 $ 282,000 $ 282,000 $ 111,000
Collier County Florida 1 $ 130,000 $ 130,000 $ 188,000
Lake County Florida 1 $ 52,000 $ 52,000 $ 198,000
Lee County Florida 1 $ 110,000 $ 110,000 $ 120,000
Marion County Florida 1 $ 246,000 $ 246,000 $ 269,000
Monroe County Florida 1 $ 620,000 $ 620,000 $ 337,000
Orange County Florida 1 $ 488,000 $ 488,000 $ 197,000
Pasco County Florida 1 $ 89,000 $ 89,000 $ 110,000
Polk County Florida 1 $ 120,000 $ 120,000 $ 212,000
St. Lucie County Florida 1 $ 166,000 $ 166,000 $ 244,000
Chatham County Georgia 1 $ 405,000 $ 405,000 $ 261,000
Cherokee County Georgia 1 $ 80,000 $ 80,000 $ 96,000
Clarke County Georgia 1 $ 104,000 $ 104,000 $ 369,000
Cobb County Georgia 1 $ 330,000 $ 330,000 $ 136,000
DeKalb County Georgia 1 $ 404,000 $ 404,000 $ 213,000
Hawaii County Hawaii 1 $ 337,000 $ 337,000 $ 75,000
Blaine County Idaho 1 $ 125,000 $ 125,000 $ 224,000
Will County Illinois 1 $ 410,000 $ 410,000 $ 180,000
St. Joseph County Indiana 1 $ 75,000 $ 75,000 $ 64,000
Crawford County Kansas 1 $ 233,000 $ 233,000 $ 134,000
Aroostook County Maine 1 $ 185,000 $ 185,000 $ 188,000
Cumberland County Maine 1 $ 182,000 $ 182,000 $ 120,000
Charles County Maryland 1 $ 261,000 $ 261,000 $ 72,000
Dorchester County Maryland 1 $ 417,000 $ 417,000 $ 204,000
Garrett County Maryland 1 $ 240,000 $ 240,000 $ 193,000
Queen Anne's County Maryland 1 $ 390,000 $ 390,000 $ 65,000
Berkshire County Massachusetts 1 $ 385,000 $ 385,000 $ 296,000
Essex County Massachusetts 1 $ 317,000 $ 317,000 $ 189,000
Berrien County Michigan 1 $ 200,000 $ 200,000 $ 261,000
Oakland County Michigan 1 $ 224,000 $ 224,000 $ 138,000
Wayne County Michigan 1 $ 150,000 $ 150,000 $ 90,000
Carroll County New Hampshire 1 $ 145,000 $ 145,000 $ 67,000
Grafton County New Hampshire 1 $ 670,000 $ 670,000 $ 293,000
Atlantic County New Jersey 1 $ 155,000 $ 155,000 $ 60,000
Middlesex County New Jersey 1 $ 240,000 $ 240,000 $ 286,000
Morris County New Jersey 1 $ 204,000 $ 204,000 $ 70,000
Somerset County New Jersey 1 $ 591,000 $ 591,000 $ 210,000
Union County New Jersey 1 $ 185,000 $ 185,000 $ 164,000
Bernalillo County New Mexico 1 $ 175,000 $ 175,000 $ 97,000
Taos County New Mexico 1 $ 352,000 $ 352,000 $ 83,000
Dutchess County New York 1 $ 352,000 $ 352,000 $ 76,000
Onondaga County New York 1 $ 159,000 $ 159,000 $ 151,000
Suffolk County New York 1 $ 328,000 $ 328,000 $ 600,000
Brunswick County North Carolina 1 $ 350,000 $ 350,000 $ 91,000
Buncombe County North Carolina 1 $ 188,000 $ 188,000 $ 126,000
New Hanover County North Carolina 1 $ 295,000 $ 295,000 $ 129,000
Union County North Carolina 1 $ 280,000 $ 280,000 $ 115,000
Watauga County North Carolina 1 $ 410,000 $ 410,000 $ 210,000
Wilson County North Carolina 1 $ 25,000 $ 25,000 $ 45,000
Franklin County Ohio 1 $ 225,000 $ 225,000 $ 76,000
Multnomah County Oregon 1 $ 302,000 $ 302,000 $ 131,000
Delaware County Pennsylvania 1 $ 285,000 $ 285,000 $ 161,000
Lackawanna County Pennsylvania 1 $ 225,000 $ 225,000 $ 130,000
Montgomery County Pennsylvania 1 $ 360,000 $ 360,000 $ 175,000
Westmoreland County Pennsylvania 1 $ 169,000 $ 169,000 $ 77,000
Washington County Rhode Island 1 $ 700,000 $ 700,000 $ 784,000
Charleston County South Carolina 1 $ 1,240,000 $ 1,240,000 $ 222,000
Cheatham County Tennessee 1 $ 225,000 $ 225,000 $ 87,000
Madison County Tennessee 1 $ 115,000 $ 115,000 $ 102,000
Shelby County Tennessee 1 $ 162,000 $ 162,000 $ 109,000
Collin County Texas 1 $ 320,000 $ 320,000 $ 145,000
Galveston County Texas 1 $ 289,000 $ 289,000 $ 150,000
Montgomery County Texas 1 $ 350,000 $ 350,000 $ 172,000
Travis County Texas 1 $ 156,000 $ 156,000 $ 764,000
Albemarle County Virginia 1 $ 110,000 $ 110,000 $ 281,000
Chesterfield County Virginia 1 $ 296,000 $ 296,000 $ 85,000
Culpeper County Virginia 1 $ 140,000 $ 140,000 $ 272,000
Fredericksburg County Virginia 1 $ 45,000 $ 45,000 $ 23,000
James City County Virginia 1 $ 260,000 $ 260,000 $ 185,000
Madison County Virginia 1 $ 320,000 $ 320,000 $ 261,000
Manassas County Virginia 1 $ 329,000 $ 329,000 $ 245,000
Montgomery County Virginia 1 $ 368,000 $ 368,000 $ 131,000
Northumberland County Virginia 1 $ 205,000 $ 205,000 $ 293,000
Page County Virginia 1 $ 176,000 $ 176,000 $ 197,000
Rappahannock County Virginia 1 $ 140,000 $ 140,000 $ 266,000
Richmond City County Virginia 1 $ 300,000 $ 300,000 $ 89,000
Spotsylvania County Virginia 1 $ 600,000 $ 600,000 $ 223,000
Virginia Beach County Virginia 1 $ 196,000 $ 196,000 $ 231,000
Warren County Virginia 1 $ 417,000 $ 417,000 $ 184,000
Westmoreland County Virginia 1 $ 68,000 $ 68,000 $ 68,000
Clark County Washington 1 $ 351,000 $ 351,000 $ 124,000
Pierce County Washington 1 $ 415,000 $ 415,000 $ 388,000
Pocahontas County West Virginia 1 $ 227,000 $ 227,000 $ 298,000
Preston County West Virginia 1 $ 173,000 $ 173,000 $ 298,000

Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,228 $893,255,000 $400,000 $2,720,000 $187,000 $3,833,000
Home Purchase 1,368 $575,933,000 $421,000 $1,900,000 $182,000 $6,527,000
Home Improvement 76 $7,533,000 $99,000 $610,000 $149,000 $486,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,810 $760,215,000 $420,000 $2,300,000 $193,000 $3,833,000
Asian 919 $361,043,000 $392,000 $1,630,000 $174,000 $600,000
Hispanic 386 $154,430,000 $400,000 $2,140,000 $200,000 $6,527,000
Black or African American 359 $117,609,000 $327,000 $1,760,000 $155,000 $1,484,000
Not Provided 181 $76,275,000 $421,000 $2,720,000 $175,000 $580,000
Native Hawaiian or Other Pacific Islander 14 $6,424,000 $458,000 $1,700,000 $177,000 $529,000
American Indian or Alaskan Native 2 $437,000 $218,000 $287,000 $97,000 $140,000
Not applicable 1 $288,000 $288,000 $288,000 $216,000 $216,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,671 $1,476,571,000 $402,000 $2,720,000 $184,000 $6,527,000
FHA-insured (Federal Housing Administration) 1 $150,000 $150,000 $150,000 $276,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,060 $821,990,000 $399,000 $2,720,000 $195,000 $3,833,000
Application Withdrawn By Applicant 533 $190,087,000 $356,000 $2,300,000 $171,000 $2,080,000
Preapproval Approved but not Accepted 325 $148,274,000 $456,000 $1,700,000 $180,000 $630,000
File Closed For Incompleteness 324 $127,159,000 $392,000 $1,716,000 $182,000 $6,527,000
Application Approved But Not Accepted 315 $142,489,000 $452,000 $1,600,000 $171,000 $715,000
Application Denied By Financial Institution 96 $39,890,000 $415,000 $1,285,000 $121,000 $345,000
Preapproval Denied by Financial Institution 19 $6,832,000 $359,000 $800,000 $119,000 $250,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 63 $26,329,000 $417,000 $1,285,000 $92,000 $315,000
Credit History 17 $6,637,000 $390,000 $800,000 $145,000 $237,000
Other 11 $4,889,000 $444,000 $800,000 $168,000 $312,000
Collateral 7 $2,488,000 $355,000 $536,000 $172,000 $345,000
Insufficient Cash (Downpayment, Closing Cost) 5 $2,200,000 $440,000 $600,000 $149,000 $223,000
Unverifiable Information 1 $538,000 $538,000 $538,000 $149,000 $149,000
Employment History 1 $600,000 $600,000 $600,000 $192,000 $192,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet with aggregated HMDA statistics today.

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