Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Bank-Fund Staff Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank-Fund Staff Federal Credit Union
1725 I Street Nw Suite 150
Washington, DC 20006
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,209
Total Mortgage Loan Application Amount $463,625,000
Average Mortgage Loan Application Amount $293,200
Highest Mortgage Loan Application Amount $2,595,000
Average Applicant Income $197,200
Highest Applicant Income $1,373,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2023.

Mortgage Loan Application Totals for Bank-Fund Staff Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Maryland 305 $ 111,225,000 $ 364,000 $ 219,000
District of Columbia County District Of Columbia 235 $ 97,445,000 $ 414,000 $ 235,000
Fairfax County Virginia 189 $ 79,465,000 $ 420,000 $ 229,000
Arlington County Virginia 45 $ 20,295,000 $ 451,000 $ 243,000
Prince George's County Maryland 43 $ 10,335,000 $ 240,000 $ 147,000
Loudoun County Virginia 41 $ 18,055,000 $ 440,000 $ 232,000
Prince William County Virginia 23 $ 5,965,000 $ 259,000 $ 151,000
Alexandria County Virginia 20 $ 5,220,000 $ 261,000 $ 205,000
Anne Arundel County Maryland 9 $ 2,965,000 $ 329,000 $ 171,000
Frederick County Maryland 9 $ 2,595,000 $ 288,000 $ 119,000
Howard County Maryland 9 $ 3,675,000 $ 408,000 $ 306,000
Collin County Texas 8 $ 3,950,000 $ 493,000 $ 166,000
Fairfax City County Virginia 7 $ 2,285,000 $ 326,000 $ 210,000
Maricopa County Arizona 6 $ 3,160,000 $ 526,000 $ 194,000
Fulton County Georgia 6 $ 2,680,000 $ 446,000 $ 390,000
Broward County Florida 5 $ 1,355,000 $ 271,000 $ 230,000
Miami-Dade County Florida 5 $ 1,895,000 $ 379,000 $ 203,000
Cobb County Georgia 5 $ 1,325,000 $ 265,000 $ 142,000
Harris County Texas 5 $ 2,185,000 $ 437,000 $ 204,000
Pima County Arizona 4 $ 1,140,000 $ 285,000 $ 211,000
Alameda County California 4 $ 3,190,000 $ 797,000 $ 311,000
Los Angeles County California 4 $ 4,980,000 $ 1,245,000 $ 358,000
Cook County Illinois 4 $ 1,470,000 $ 367,000 $ 204,000
Baltimore City County Maryland 4 $ 780,000 $ 195,000 $ 141,000
Suffolk County Massachusetts 4 $ 2,000,000 $ 500,000 $ 171,000
Somerset County New Jersey 4 $ 2,610,000 $ 652,000 $ 316,000
Kings County New York 4 $ 1,830,000 $ 457,000 $ 284,000
Wake County North Carolina 4 $ 1,820,000 $ 455,000 $ 191,000
Falls Church County Virginia 4 $ 1,100,000 $ 275,000 $ 271,000
Hillsborough County Florida 3 $ 355,000 $ 118,000 $ 133,000
Polk County Florida 3 $ 1,165,000 $ 388,000 $ 233,000
Sarasota County Florida 3 $ 785,000 $ 261,000 $ 233,000
St. Lucie County Florida 3 $ 1,855,000 $ 618,000 $ 568,000
Calvert County Maryland 3 $ 695,000 $ 231,000 $ 116,000
Middlesex County New Jersey 3 $ 485,000 $ 161,000 $ 188,000
New York County New York 3 $ 1,735,000 $ 578,000 $ 352,000
Westchester County New York 3 $ 3,645,000 $ 1,215,000 $ 416,000
Guilford County North Carolina 3 $ 825,000 $ 275,000 $ 205,000
Mecklenburg County North Carolina 3 $ 755,000 $ 251,000 $ 326,000
Denton County Texas 3 $ 1,715,000 $ 571,000 $ 140,000
Fauquier County Virginia 3 $ 845,000 $ 281,000 $ 217,000
Roanoke City County Virginia 3 $ 415,000 $ 138,000 $ 385,000
Spotsylvania County Virginia 3 $ 1,595,000 $ 531,000 $ 176,000
Stafford County Virginia 3 $ 895,000 $ 298,000 $ 169,000
King County Washington 3 $ 1,545,000 $ 515,000 $ 410,000
Jefferson County Alabama 2 $ 140,000 $ 70,000 $ 169,000
Benton County Arkansas 2 $ 840,000 $ 420,000 $ 151,000
San Diego County California 2 $ 1,250,000 $ 625,000 $ 234,000
New Castle County Delaware 2 $ 830,000 $ 415,000 $ 190,000
Sussex County Delaware 2 $ 360,000 $ 180,000 $ 348,000
Collier County Florida 2 $ 720,000 $ 360,000 $ 176,000
Lee County Florida 2 $ 780,000 $ 390,000 $ 258,000
Manatee County Florida 2 $ 1,000,000 $ 500,000 $ 142,000
Osceola County Florida 2 $ 580,000 $ 290,000 $ 231,000
Palm Beach County Florida 2 $ 790,000 $ 395,000 $ 224,000
Pinellas County Florida 2 $ 600,000 $ 300,000 $ 96,000
York County Maine 2 $ 270,000 $ 135,000 $ 172,000
Carroll County Maryland 2 $ 170,000 $ 85,000 $ 146,000
Charles County Maryland 2 $ 590,000 $ 295,000 $ 163,000
Hampshire County Massachusetts 2 $ 510,000 $ 255,000 $ 417,000
Clark County Nevada 2 $ 310,000 $ 155,000 $ 114,000
Bergen County New Jersey 2 $ 1,030,000 $ 515,000 $ 109,000
Suffolk County New York 2 $ 820,000 $ 410,000 $ 167,000
Davidson County North Carolina 2 $ 520,000 $ 260,000 $ 173,000
Bucks County Pennsylvania 2 $ 610,000 $ 305,000 $ 144,000
Philadelphia County Pennsylvania 2 $ 360,000 $ 180,000 $ 342,000
Beaufort County South Carolina 2 $ 610,000 $ 305,000 $ 169,000
Hidalgo County Texas 2 $ 790,000 $ 395,000 $ 162,000
Frederick County Virginia 2 $ 560,000 $ 280,000 $ 132,000
Henrico County Virginia 2 $ 1,070,000 $ 535,000 $ 595,000
Manassas County Virginia 2 $ 370,000 $ 185,000 $ 79,000
Winchester County Virginia 2 $ 530,000 $ 265,000 $ 118,000
Mobile County Alabama 1 $ 395,000 $ 395,000 $ 250,000
Anchorage County Alaska 1 $ 355,000 $ 355,000 $ 157,000
Pinal County Arizona 1 $ 65,000 $ 65,000 $ 72,000
White County Arkansas 1 $ 155,000 $ 155,000 $ 252,000
Contra Costa County California 1 $ 1,005,000 $ 1,005,000 $ 367,000
Marin County California 1 $ 155,000 $ 155,000 $ 257,000
Monterey County California 1 $ 445,000 $ 445,000 $ 384,000
San Francisco County California 1 $ 705,000 $ 705,000 $ 191,000
Santa Barbara County California 1 $ 75,000 $ 75,000 $ 234,000
Stanislaus County California 1 $ 95,000 $ 95,000 $ 65,000
Adams County Colorado 1 $ 385,000 $ 385,000 $ 170,000
Archuleta County Colorado 1 $ 805,000 $ 805,000 $ 208,000
Denver County Colorado 1 $ 115,000 $ 115,000 $ 182,000
El Paso County Colorado 1 $ 205,000 $ 205,000 $ 80,000
Fairfield County Connecticut 1 $ 75,000 $ 75,000 $ 224,000
New London County Connecticut 1 $ 105,000 $ 105,000 $ 117,000
Brevard County Florida 1 $ 325,000 $ 325,000 $ 278,000
Citrus County Florida 1 $ 365,000 $ 365,000 $ 172,000
Escambia County Florida 1 $ 155,000 $ 155,000 $ 152,000
Indian River County Florida 1 $ 205,000 $ 205,000 $ 82,000
Martin County Florida 1 $ 205,000 $ 205,000 $ 246,000
Nassau County Florida 1 $ 75,000 $ 75,000 $ 127,000
Seminole County Florida 1 $ 105,000 $ 105,000 $ 155,000
St. Johns County Florida 1 $ 685,000 $ 685,000 $ 209,000
Clarke County Georgia 1 $ 55,000 $ 55,000 $ 170,000
DeKalb County Georgia 1 $ 65,000 $ 65,000 $ 200,000
DuPage County Illinois 1 $ 635,000 $ 635,000 $ 172,000
Lake County Illinois 1 $ 1,805,000 $ 1,805,000 $ 500,000
Hamilton County Indiana 1 $ 185,000 $ 185,000 $ 215,000
Johnson County Kansas 1 $ 105,000 $ 105,000 $ 114,000
Fayette County Kentucky 1 $ 165,000 $ 165,000 $ 237,000
Cumberland County Maine 1 $ 1,085,000 $ 1,085,000 $ 316,000
Baltimore County Maryland 1 $ 45,000 $ 45,000 $ 224,000
Garrett County Maryland 1 $ 105,000 $ 105,000 $ 194,000
Queen Anne's County Maryland 1 $ 485,000 $ 485,000 $ 247,000
Talbot County Maryland 1 $ 255,000 $ 255,000 $ 100,000
Washington County Maryland 1 $ 345,000 $ 345,000 $ 234,000
Worcester County Maryland 1 $ 485,000 $ 485,000 $ 329,000
Barnstable County Massachusetts 1 $ 705,000 $ 705,000 $ 297,000
Berkshire County Massachusetts 1 $ 105,000 $ 105,000 $ 216,000
Plymouth County Massachusetts 1 $ 565,000 $ 565,000 $ 158,000
Worcester County Massachusetts 1 $ 555,000 $ 555,000 $ 377,000
Oakland County Michigan 1 $ 155,000 $ 155,000 $ 0
Hennepin County Minnesota 1 $ 635,000 $ 635,000 $ 233,000
Olmsted County Minnesota 1 $ 205,000 $ 205,000 $ 69,000
Ramsey County Minnesota 1 $ 45,000 $ 45,000 $ 145,000
Madison County Mississippi 1 $ 445,000 $ 445,000 $ 156,000
Grafton County New Hampshire 1 $ 455,000 $ 455,000 $ 180,000
Essex County New Jersey 1 $ 105,000 $ 105,000 $ 313,000
Taos County New Mexico 1 $ 105,000 $ 105,000 $ 64,000
Columbia County New York 1 $ 205,000 $ 205,000 $ 399,000
Orange County New York 1 $ 435,000 $ 435,000 $ 203,000
Queens County New York 1 $ 735,000 $ 735,000 $ 312,000
Brunswick County North Carolina 1 $ 235,000 $ 235,000 $ 214,000
Dare County North Carolina 1 $ 295,000 $ 295,000 $ 515,000
Durham County North Carolina 1 $ 105,000 $ 105,000 $ 140,000
Forsyth County North Carolina 1 $ 255,000 $ 255,000 $ 191,000
Orange County North Carolina 1 $ 1,155,000 $ 1,155,000 $ 649,000
Franklin County Ohio 1 $ 95,000 $ 95,000 $ 120,000
Hamilton County Ohio 1 $ 45,000 $ 45,000 $ 132,000
Union County Ohio 1 $ 475,000 $ 475,000 $ 226,000
Cleveland County Oklahoma 1 $ 195,000 $ 195,000 $ 60,000
Oklahoma County Oklahoma 1 $ 185,000 $ 185,000 $ 60,000
Payne County Oklahoma 1 $ 25,000 $ 25,000 $ 205,000
Monroe County Pennsylvania 1 $ 355,000 $ 355,000 $ 294,000
Washington County Rhode Island 1 $ 365,000 $ 365,000 $ 165,000
Berkeley County South Carolina 1 $ 385,000 $ 385,000 $ 97,000
York County South Carolina 1 $ 275,000 $ 275,000 $ 134,000
Sevier County Tennessee 1 $ 265,000 $ 265,000 $ 135,000
Williamson County Tennessee 1 $ 355,000 $ 355,000 $ 143,000
Wilson County Tennessee 1 $ 55,000 $ 55,000 $ 91,000
Bexar County Texas 1 $ 395,000 $ 395,000 $ 171,000
Brazoria County Texas 1 $ 285,000 $ 285,000 $ 162,000
Dallas County Texas 1 $ 535,000 $ 535,000 $ 225,000
Hunt County Texas 1 $ 325,000 $ 325,000 $ 128,000
Travis County Texas 1 $ 865,000 $ 865,000 $ 350,000
Williamson County Texas 1 $ 495,000 $ 495,000 $ 170,000
Culpeper County Virginia 1 $ 105,000 $ 105,000 $ 102,000
Louisa County Virginia 1 $ 115,000 $ 115,000 $ 156,000
Orange County Virginia 1 $ 185,000 $ 185,000 $ 273,000
Page County Virginia 1 $ 195,000 $ 195,000 $ 148,000
Rappahannock County Virginia 1 $ 505,000 $ 505,000 $ 230,000
Richmond City County Virginia 1 $ 75,000 $ 75,000 $ 332,000
Rockbridge County Virginia 1 $ 255,000 $ 255,000 $ 319,000
Virginia Beach County Virginia 1 $ 175,000 $ 175,000 $ 97,000
Lewis County Washington 1 $ 365,000 $ 365,000 $ 453,000
Whatcom County Washington 1 $ 335,000 $ 335,000 $ 144,000
Jefferson County West Virginia 1 $ 405,000 $ 405,000 $ 114,000
Morgan County West Virginia 1 $ 75,000 $ 75,000 $ 417,000
Preston County West Virginia 1 $ 75,000 $ 75,000 $ 214,000
Waukesha County Wisconsin 1 $ 595,000 $ 595,000 $ 306,000
Laramie County Wyoming 1 $ 295,000 $ 295,000 $ 82,000

Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 562 $305,650,000 $543,000 $2,595,000 $232,000 $1,373,000
Cash-out Refinancing 516 $127,120,000 $246,000 $1,355,000 $216,000 $1,084,000
Home Improvement 94 $17,030,000 $181,000 $905,000 $199,000 $510,000
Refinancing 31 $13,445,000 $433,000 $1,165,000 $198,000 $453,000
Other Purpose 6 $380,000 $63,000 $105,000 $141,000 $247,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 381 $145,645,000 $382,000 $2,595,000 $237,000 $1,373,000
Black or African American 238 $75,530,000 $317,000 $1,905,000 $184,000 $580,000
Not Provided 212 $83,390,000 $393,000 $2,205,000 $233,000 $905,000
Hispanic 49 $14,755,000 $301,000 $1,245,000 $203,000 $515,000
Asian 33 $13,105,000 $397,000 $1,305,000 $189,000 $508,000
Not applicable 3 $915,000 $305,000 $805,000 $129,000 $208,000
American Indian or Alaskan Native 1 $205,000 $205,000 $205,000 $125,000 $125,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,209 $463,625,000 $383,000 $2,595,000 $221,000 $1,373,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 886 $352,290,000 $397,000 $2,595,000 $234,000 $1,373,000
Application Withdrawn By Applicant 161 $68,965,000 $428,000 $2,205,000 $205,000 $767,000
Application Denied By Financial Institution 109 $23,905,000 $219,000 $1,055,000 $139,000 $705,000
File Closed For Incompleteness 46 $17,020,000 $370,000 $1,685,000 $229,000 $510,000
Application Approved But Not Accepted 7 $1,445,000 $206,000 $655,000 $203,000 $350,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,100 $439,720,000 $399,000 $2,595,000 $230,000 $1,373,000
Debt-To-Income Ratio 58 $15,070,000 $259,000 $1,055,000 $102,000 $279,000
Credit History 28 $5,030,000 $179,000 $705,000 $153,000 $361,000
Collateral 13 $1,945,000 $149,000 $505,000 $274,000 $705,000
Other 4 $570,000 $142,000 $355,000 $172,000 $351,000
Employment History 3 $515,000 $171,000 $255,000 $105,000 $252,000
Insufficient Cash (Downpayment, Closing Cost) 2 $570,000 $285,000 $455,000 $122,000 $183,000
Unverifiable Information 1 $205,000 $205,000 $205,000 $133,000 $133,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet with aggregated HMDA statistics today.

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