Bank Of America, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of America, National Association 31303 Agoura Rd Ca6-917-01-20 Charlotte, NC 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,014,031 |
| Total Mortgage Loan Application Amount | $218,226,600,000 |
| Average Mortgage Loan Application Amount | $184,333 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bank Of America, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of America, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bank Of America, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of America, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of America, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of America, National Association's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 44,034 | $ 14,964,358,000 | $ 339,000 | $ 131,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 26,178 | $ 5,679,733,000 | $ 216,000 | $ 100,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 25,663 | $ 5,375,955,000 | $ 209,000 | $ 85,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 25,111 | $ 7,510,361,000 | $ 271,500 | $ 108,250 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 23,336 | $ 3,910,924,000 | $ 167,000 | $ 78,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 21,172 | $ 3,352,363,000 | $ 158,000 | $ 98,000 |
| PHOENIX-MESA-GLENDALE, AZ | 18,816 | $ 3,225,360,000 | $ 171,000 | $ 85,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 18,263 | $ 7,061,254,000 | $ 386,000 | $ 149,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 18,136 | $ 6,473,233,000 | $ 344,500 | $ 149,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 17,676 | $ 4,760,522,000 | $ 269,000 | $ 110,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 17,047 | $ 5,796,864,000 | $ 340,000 | $ 128,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 16,738 | $ 5,857,350,000 | $ 349,000 | $ 130,000 |
| DALLAS-PLANO-IRVING, TX | 15,404 | $ 2,655,309,000 | $ 172,000 | $ 96,000 |
| DENVER-AURORA-BROOMFIELD, CO | 14,011 | $ 3,068,803,000 | $ 219,000 | $ 87,000 |
| ST. LOUIS, MO-IL | 12,821 | $ 2,081,343,000 | $ 150,500 | $ 74,000 |
| BALTIMORE-TOWSON, MD | 12,782 | $ 2,881,424,000 | $ 225,000 | $ 95,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 12,603 | $ 2,809,078,000 | $ 222,000 | $ 93,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 11,342 | $ 4,958,381,000 | $ 437,000 | $ 155,000 |
| PHILADELPHIA, PA | 11,034 | $ 2,340,281,000 | $ 212,000 | $ 101,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10,826 | $ 5,262,003,000 | $ 486,000 | $ 183,000 |
| LAS VEGAS-PARADISE, NV | 10,648 | $ 1,686,293,000 | $ 158,000 | $ 74,000 |
| EDISON-NEW BRUNSWICK, NJ | 10,630 | $ 2,834,444,000 | $ 266,000 | $ 118,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10,597 | $ 2,248,824,000 | $ 204,000 | $ 84,500 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 10,146 | $ 1,851,599,000 | $ 175,000 | $ 72,500 |
| BOSTON-QUINCY, MA | 9,769 | $ 2,848,984,000 | $ 291,000 | $ 136,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9,370 | $ 2,864,042,000 | $ 305,000 | $ 138,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9,137 | $ 1,413,487,000 | $ 154,000 | $ 84,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 8,654 | $ 1,553,585,000 | $ 179,000 | $ 82,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8,611 | $ 1,338,719,000 | $ 155,000 | $ 86,000 |
| KANSAS CITY, MO-KS | 8,113 | $ 1,234,601,000 | $ 154,000 | $ 81,000 |
| NEWARK-UNION, NJ-PA | 7,855 | $ 2,212,275,000 | $ 222,500 | $ 109,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7,564 | $ 1,183,035,000 | $ 156,000 | $ 81,000 |
| FORT WORTH-ARLINGTON, TX | 7,093 | $ 1,054,885,000 | $ 148,000 | $ 84,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 7,058 | $ 1,262,114,000 | $ 178,000 | $ 101,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6,987 | $ 1,471,871,000 | $ 255,500 | $ 140,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 6,853 | $ 1,105,570,000 | $ 161,000 | $ 79,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 6,422 | $ 1,979,038,000 | $ 308,000 | $ 131,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6,255 | $ 1,228,407,000 | $ 185,000 | $ 85,000 |
| NASSAU-SUFFOLK, NY | 6,212 | $ 2,025,768,000 | $ 326,000 | $ 155,000 |
| SALT LAKE CITY, UT | 6,007 | $ 1,322,145,000 | $ 220,000 | $ 90,000 |
| INDIANAPOLIS-CARMEL, IN | 5,926 | $ 887,667,000 | $ 149,000 | $ 73,000 |
| RICHMOND, VA | 5,695 | $ 1,093,262,000 | $ 191,000 | $ 90,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5,538 | $ 1,093,944,000 | $ 197,000 | $ 103,000 |
| CAMDEN, NJ | 5,371 | $ 1,003,815,000 | $ 186,000 | $ 85,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 5,234 | $ 1,125,203,000 | $ 214,500 | $ 94,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5,120 | $ 1,108,027,000 | $ 216,000 | $ 125,000 |
| OKLAHOMA CITY, OK | 4,960 | $ 707,255,000 | $ 142,000 | $ 73,000 |
| TACOMA, WA | 4,888 | $ 978,895,000 | $ 200,000 | $ 76,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4,874 | $ 966,187,000 | $ 198,000 | $ 93,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4,776 | $ 1,564,032,000 | $ 327,000 | $ 114,000 |
| JACKSONVILLE, FL | 4,658 | $ 798,430,000 | $ 171,000 | $ 76,000 |
| PITTSBURGH, PA | 4,633 | $ 683,460,000 | $ 147,000 | $ 83,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4,248 | $ 672,900,000 | $ 154,333 | $ 64,333 |
| RALEIGH-CARY, NC | 4,233 | $ 803,421,000 | $ 189,000 | $ 88,000 |
| TUCSON, AZ | 4,159 | $ 652,291,000 | $ 156,000 | $ 72,000 |
| BAKERSFIELD-DELANO, CA | 4,068 | $ 630,159,000 | $ 154,000 | $ 64,000 |
| ALBUQUERQUE, NM | 3,877 | $ 622,184,000 | $ 160,000 | $ 73,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3,868 | $ 882,857,000 | $ 228,000 | $ 127,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3,858 | $ 626,893,000 | $ 162,000 | $ 83,000 |
| PEABODY, MA | 3,756 | $ 989,348,000 | $ 263,000 | $ 116,000 |
| COLUMBUS, OH | 3,737 | $ 610,744,000 | $ 163,000 | $ 74,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3,662 | $ 658,060,000 | $ 179,000 | $ 84,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3,649 | $ 795,485,000 | $ 218,000 | $ 106,000 |
| COLORADO SPRINGS, CO | 3,637 | $ 695,544,000 | $ 191,000 | $ 70,000 |
| FRESNO, CA | 3,609 | $ 624,275,000 | $ 172,000 | $ 74,000 |
| MEMPHIS, TN-MS-AR | 3,583 | $ 530,936,000 | $ 137,666 | $ 64,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3,501 | $ 1,337,689,000 | $ 382,000 | $ 184,000 |
| WILMINGTON, DE-MD-NJ | 3,500 | $ 613,589,000 | $ 177,000 | $ 69,333 |
| HONOLULU, HI | 3,498 | $ 1,278,105,000 | $ 365,000 | $ 119,000 |
| COLUMBIA, SC | 3,483 | $ 560,511,000 | $ 160,000 | $ 77,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3,427 | $ 512,635,000 | $ 139,500 | $ 67,000 |
| BIRMINGHAM-HOOVER, AL | 3,404 | $ 554,602,000 | $ 162,000 | $ 82,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3,338 | $ 410,684,000 | $ 123,000 | $ 72,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3,334 | $ 476,537,000 | $ 142,000 | $ 69,000 |
| NEW HAVEN-MILFORD, CT | 3,209 | $ 690,302,000 | $ 215,000 | $ 104,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3,090 | $ 471,983,000 | $ 152,000 | $ 77,000 |
| STOCKTON, CA | 3,078 | $ 555,782,000 | $ 180,000 | $ 74,000 |
| OGDEN-CLEARFIELD, UT | 2,948 | $ 547,096,000 | $ 185,000 | $ 66,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2,909 | $ 688,672,000 | $ 207,000 | $ 102,000 |
| BATON ROUGE, LA | 2,902 | $ 449,277,000 | $ 154,000 | $ 76,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2,869 | $ 492,396,000 | $ 187,500 | $ 85,000 |
| WORCESTER, MA | 2,790 | $ 584,639,000 | $ 209,000 | $ 93,000 |
| TULSA, OK | 2,591 | $ 372,041,000 | $ 143,000 | $ 76,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 2,574 | $ 446,520,000 | $ 173,000 | $ 94,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2,517 | $ 537,871,000 | $ 213,000 | $ 101,000 |
| CAPE CORAL-FORT MYERS, FL | 2,456 | $ 382,803,000 | $ 155,000 | $ 98,000 |
| BOISE CITY-NAMPA, ID | 2,352 | $ 351,220,000 | $ 149,000 | $ 71,000 |
| SANTA ROSA-PETALUMA, CA | 2,345 | $ 721,287,000 | $ 307,000 | $ 129,000 |
| PROVO-OREM, UT | 2,319 | $ 448,217,000 | $ 193,000 | $ 76,000 |
| VALLEJO-FAIRFIELD, CA | 2,296 | $ 513,505,000 | $ 223,000 | $ 84,000 |
| RENO-SPARKS, NV | 2,207 | $ 375,264,000 | $ 170,000 | $ 87,000 |
| HUNTSVILLE, AL | 2,187 | $ 391,786,000 | $ 179,000 | $ 86,000 |
| FORT COLLINS-LOVELAND, CO | 2,147 | $ 443,575,000 | $ 206,000 | $ 89,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2,117 | $ 324,267,000 | $ 145,000 | $ 77,000 |
| EL PASO, TX | 2,078 | $ 260,551,000 | $ 125,000 | $ 65,000 |
| ROCHESTER, NY | 2,052 | $ 266,289,000 | $ 129,000 | $ 79,000 |
| SPOKANE, WA | 1,999 | $ 281,113,000 | $ 140,000 | $ 58,000 |
| MODESTO, CA | 1,986 | $ 321,792,000 | $ 162,000 | $ 69,000 |
| SPRINGFIELD, MO | 1,968 | $ 253,885,000 | $ 129,000 | $ 65,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,962 | $ 236,234,000 | $ 120,000 | $ 71,000 |
| GREENSBORO-HIGH POINT, NC | 1,946 | $ 276,951,000 | $ 142,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 1,906 | $ 277,349,000 | $ 145,000 | $ 61,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,894 | $ 415,014,000 | $ 219,000 | $ 98,000 |
| KNOXVILLE, TN | 1,866 | $ 291,696,000 | $ 156,000 | $ 72,000 |
| SALINAS, CA | 1,847 | $ 575,654,000 | $ 311,000 | $ 119,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1,816 | $ 277,921,000 | $ 153,000 | $ 79,000 |
| SPRINGFIELD, MA | 1,813 | $ 306,597,000 | $ 169,000 | $ 76,000 |
| WICHITA, KS | 1,811 | $ 228,416,000 | $ 126,000 | $ 70,000 |
| DURHAM-CHAPEL HILL, NC | 1,799 | $ 341,620,000 | $ 189,000 | $ 100,000 |
| SAVANNAH, GA | 1,761 | $ 300,186,000 | $ 170,000 | $ 82,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,699 | $ 236,168,000 | $ 139,000 | $ 73,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1,691 | $ 646,955,000 | $ 382,000 | $ 136,000 |
| DES MOINES-WEST DES MOINES, IA | 1,688 | $ 271,769,000 | $ 161,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 1,673 | $ 239,609,000 | $ 130,000 | $ 52,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1,663 | $ 286,215,000 | $ 172,000 | $ 87,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,647 | $ 234,161,000 | $ 142,000 | $ 68,500 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1,604 | $ 247,732,000 | $ 154,000 | $ 95,000 |
| WILMINGTON, NC | 1,596 | $ 315,941,000 | $ 197,000 | $ 105,000 |
| GARY, IN | 1,594 | $ 230,158,000 | $ 144,000 | $ 69,000 |
| MANCHESTER-NASHUA, NH | 1,584 | $ 325,955,000 | $ 205,000 | $ 95,000 |
| LEXINGTON-FAYETTE, KY | 1,572 | $ 248,472,000 | $ 158,000 | $ 75,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,562 | $ 248,084,000 | $ 158,000 | $ 75,000 |
| GREELEY, CO | 1,551 | $ 275,600,000 | $ 177,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 1,510 | $ 323,581,000 | $ 214,000 | $ 80,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,499 | $ 212,568,000 | $ 141,000 | $ 69,000 |
| CHATTANOOGA, TN-GA | 1,495 | $ 214,962,000 | $ 139,000 | $ 65,500 |
| DAYTON, OH | 1,482 | $ 196,730,000 | $ 132,000 | $ 65,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1,470 | $ 269,946,000 | $ 183,000 | $ 93,000 |
| TRENTON-EWING, NJ | 1,453 | $ 347,003,000 | $ 238,000 | $ 110,000 |
| GRAND RAPIDS-WYOMING, MI | 1,439 | $ 182,118,000 | $ 126,000 | $ 64,000 |
| BOULDER, CO | 1,408 | $ 349,630,000 | $ 248,000 | $ 110,000 |
| LAKELAND-WINTER HAVEN, FL | 1,386 | $ 178,408,000 | $ 128,000 | $ 67,000 |
| FAYETTEVILLE, NC | 1,331 | $ 190,269,000 | $ 142,000 | $ 61,000 |
| AKRON, OH | 1,321 | $ 188,590,000 | $ 142,000 | $ 69,000 |
| NAPLES-MARCO ISLAND, FL | 1,303 | $ 428,010,000 | $ 328,000 | $ 167,000 |
| HARRISBURG-CARLISLE, PA | 1,276 | $ 205,688,000 | $ 161,000 | $ 73,000 |
| BARNSTABLE TOWN, MA | 1,265 | $ 362,699,000 | $ 286,000 | $ 175,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1,258 | $ 370,543,000 | $ 294,000 | $ 124,000 |
| EUGENE-SPRINGFIELD, OR | 1,255 | $ 236,943,000 | $ 188,000 | $ 74,000 |
| PORT ST. LUCIE, FL | 1,249 | $ 198,867,000 | $ 159,000 | $ 84,000 |
| MADISON, WI | 1,241 | $ 237,489,000 | $ 191,000 | $ 86,000 |
| OLYMPIA, WA | 1,241 | $ 255,214,000 | $ 205,000 | $ 76,000 |
| SYRACUSE, NY | 1,211 | $ 150,729,000 | $ 124,000 | $ 76,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,193 | $ 190,322,000 | $ 141,500 | $ 74,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1,179 | $ 275,833,000 | $ 233,000 | $ 109,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1,173 | $ 220,467,000 | $ 187,000 | $ 82,000 |
| SCRANTON--WILKES-BARRE, PA | 1,169 | $ 144,143,000 | $ 123,000 | $ 65,000 |
| MONTGOMERY, AL | 1,164 | $ 179,294,000 | $ 154,000 | $ 74,000 |
| ANN ARBOR, MI | 1,159 | $ 231,538,000 | $ 199,000 | $ 113,000 |
| WINSTON-SALEM, NC | 1,146 | $ 162,016,000 | $ 141,000 | $ 67,000 |
| YORK-HANOVER, PA | 1,123 | $ 192,071,000 | $ 171,000 | $ 72,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1,120 | $ 130,147,000 | $ 116,000 | $ 78,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,097 | $ 151,040,000 | $ 137,000 | $ 64,000 |
| LANCASTER, PA | 1,082 | $ 174,778,000 | $ 161,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1,081 | $ 378,829,000 | $ 350,000 | $ 139,000 |
| READING, PA | 1,077 | $ 167,414,000 | $ 155,000 | $ 73,000 |
| ASHEVILLE, NC | 1,069 | $ 199,731,000 | $ 186,000 | $ 89,000 |
| CORPUS CHRISTI, TX | 1,057 | $ 137,155,000 | $ 129,000 | $ 92,000 |
| SALEM, OR | 1,056 | $ 179,243,000 | $ 169,000 | $ 67,000 |
| PRESCOTT, AZ | 1,053 | $ 182,045,000 | $ 172,000 | $ 82,000 |
| AMARILLO, TX | 1,045 | $ 137,028,000 | $ 131,000 | $ 73,000 |
| MOBILE, AL | 1,030 | $ 142,127,000 | $ 137,000 | $ 64,000 |
| ROANOKE, VA | 1,026 | $ 167,840,000 | $ 163,000 | $ 76,000 |
| CHICO, CA | 1,025 | $ 182,166,000 | $ 177,000 | $ 75,000 |
| SIOUX FALLS, SD | 1,009 | $ 162,471,000 | $ 161,000 | $ 84,000 |
| JACKSON, MS | 982 | $ 149,831,000 | $ 152,000 | $ 74,000 |
| LANSING-EAST LANSING, MI | 973 | $ 123,447,000 | $ 126,000 | $ 72,000 |
| KALAMAZOO-PORTAGE, MI | 951 | $ 127,887,000 | $ 134,000 | $ 78,000 |
| YUBA CITY, CA | 939 | $ 147,191,000 | $ 156,000 | $ 64,000 |
| SHREVEPORT-BOSSIER CITY, LA | 935 | $ 140,007,000 | $ 149,000 | $ 66,000 |
| TOPEKA, KS | 934 | $ 104,293,000 | $ 111,000 | $ 60,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 918 | $ 147,622,000 | $ 160,000 | $ 72,000 |
| CHARLOTTESVILLE, VA | 917 | $ 209,076,000 | $ 228,000 | $ 100,000 |
| LINCOLN, NE | 911 | $ 134,420,000 | $ 147,000 | $ 82,000 |
| GRAND JUNCTION, CO | 903 | $ 160,744,000 | $ 178,000 | $ 63,000 |
| MERCED, CA | 898 | $ 128,450,000 | $ 143,000 | $ 61,000 |
| ANCHORAGE, AK | 884 | $ 200,389,000 | $ 226,000 | $ 97,000 |
| BEND, OR | 867 | $ 171,578,000 | $ 197,000 | $ 108,000 |
| CEDAR RAPIDS, IA | 854 | $ 119,694,000 | $ 140,000 | $ 75,000 |
| FLINT, MI | 846 | $ 94,324,000 | $ 111,000 | $ 63,000 |
| MEDFORD, OR | 840 | $ 150,388,000 | $ 179,000 | $ 78,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 836 | $ 106,934,000 | $ 127,500 | $ 66,000 |
| DOVER, DE | 829 | $ 128,781,000 | $ 155,000 | $ 56,000 |
| ROCKFORD, IL | 817 | $ 96,686,000 | $ 118,000 | $ 54,000 |
| COLUMBUS, GA-AL | 813 | $ 129,763,000 | $ 161,500 | $ 65,500 |
| REDDING, CA | 798 | $ 138,919,000 | $ 174,000 | $ 80,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 790 | $ 129,570,000 | $ 164,500 | $ 65,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 785 | $ 106,394,000 | $ 135,000 | $ 77,000 |
| LUBBOCK, TX | 774 | $ 99,611,000 | $ 128,000 | $ 88,000 |
| OCEAN CITY, NJ | 771 | $ 204,800,000 | $ 265,000 | $ 153,000 |
| LAFAYETTE, LA | 755 | $ 121,365,000 | $ 160,000 | $ 83,000 |
| NORWICH-NEW LONDON, CT | 755 | $ 152,091,000 | $ 201,000 | $ 95,000 |
| GREEN BAY, WI | 748 | $ 112,217,000 | $ 150,000 | $ 72,000 |
| LYNCHBURG, VA | 737 | $ 118,362,000 | $ 160,000 | $ 69,000 |
| IOWA CITY, IA | 729 | $ 119,387,000 | $ 163,000 | $ 100,000 |
| JACKSONVILLE, NC | 725 | $ 113,196,000 | $ 156,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 711 | $ 77,638,000 | $ 114,500 | $ 73,500 |
| OCALA, FL | 710 | $ 88,697,000 | $ 124,000 | $ 66,000 |
| PUEBLO, CO | 697 | $ 93,895,000 | $ 134,000 | $ 60,000 |
| SPARTANBURG, SC | 677 | $ 87,815,000 | $ 129,000 | $ 65,000 |
| TALLAHASSEE, FL | 671 | $ 113,371,000 | $ 168,000 | $ 80,000 |
| HICKORY-LENOIR-MORGANTON, NC | 670 | $ 93,142,000 | $ 139,000 | $ 75,000 |
| NAPA, CA | 667 | $ 218,855,000 | $ 328,000 | $ 141,000 |
| FORT WAYNE, IN | 661 | $ 77,709,000 | $ 117,000 | $ 55,000 |
| GAINESVILLE, FL | 650 | $ 98,356,000 | $ 151,000 | $ 80,000 |
| PEORIA, IL | 647 | $ 76,843,000 | $ 118,000 | $ 63,000 |
| YAKIMA, WA | 640 | $ 87,091,000 | $ 136,000 | $ 61,000 |
| LAREDO, TX | 631 | $ 84,060,000 | $ 133,000 | $ 67,000 |
| TOLEDO, OH | 629 | $ 84,607,000 | $ 134,000 | $ 75,000 |
| MADERA-CHOWCHILLA, CA | 628 | $ 93,991,000 | $ 149,000 | $ 64,000 |
| CANTON-MASSILLON, OH | 622 | $ 74,483,000 | $ 119,000 | $ 60,000 |
| BELLINGHAM, WA | 621 | $ 138,434,000 | $ 222,000 | $ 84,000 |
| BILLINGS, MT | 607 | $ 102,344,000 | $ 168,000 | $ 76,000 |
| BEAUMONT-PORT ARTHUR, TX | 605 | $ 82,040,000 | $ 135,000 | $ 77,000 |
| WARNER ROBINS, GA | 598 | $ 85,625,000 | $ 143,000 | $ 68,000 |
| APPLETON, WI | 581 | $ 81,344,000 | $ 140,000 | $ 65,000 |
| PUNTA GORDA, FL | 573 | $ 79,012,000 | $ 137,000 | $ 81,000 |
| SANTA FE, NM | 568 | $ 133,494,000 | $ 235,000 | $ 117,000 |
| EVANSVILLE, IN-KY | 563 | $ 69,482,000 | $ 118,000 | $ 57,500 |
| GULFPORT-BILOXI, MS | 557 | $ 79,907,000 | $ 143,000 | $ 75,000 |
| EL CENTRO, CA | 551 | $ 79,774,000 | $ 144,000 | $ 58,000 |
| WACO, TX | 550 | $ 70,301,000 | $ 127,000 | $ 78,000 |
| HANFORD-CORCORAN, CA | 548 | $ 87,075,000 | $ 158,000 | $ 61,000 |
| COEUR D'ALENE, ID | 546 | $ 93,979,000 | $ 172,000 | $ 77,000 |
| CHEYENNE, WY | 538 | $ 95,764,000 | $ 178,000 | $ 75,000 |
| ELIZABETHTOWN, KY | 538 | $ 77,242,000 | $ 143,000 | $ 59,000 |
| GAINESVILLE, GA | 536 | $ 81,998,000 | $ 152,000 | $ 72,000 |
| WATERLOO-CEDAR FALLS, IA | 536 | $ 65,124,000 | $ 121,000 | $ 69,000 |
| ST. GEORGE, UT | 534 | $ 95,147,000 | $ 178,000 | $ 84,000 |
| LAWTON, OK | 532 | $ 73,735,000 | $ 138,000 | $ 56,000 |
| HOLLAND-GRAND HAVEN, MI | 530 | $ 73,213,000 | $ 138,000 | $ 70,000 |
| FLAGSTAFF, AZ | 529 | $ 114,477,000 | $ 216,000 | $ 114,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 522 | $ 92,197,000 | $ 176,000 | $ 101,000 |
| BROWNSVILLE-HARLINGEN, TX | 519 | $ 59,083,000 | $ 113,000 | $ 77,000 |
| TUSCALOOSA, AL | 517 | $ 82,660,000 | $ 159,000 | $ 78,000 |
| YUMA, AZ | 504 | $ 78,541,000 | $ 155,000 | $ 58,000 |
| CHARLESTON, WV | 500 | $ 67,286,000 | $ 134,000 | $ 72,000 |
| RACINE, WI | 499 | $ 76,554,000 | $ 153,000 | $ 66,000 |
| COLLEGE STATION-BRYAN, TX | 497 | $ 80,939,000 | $ 162,000 | $ 103,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 496 | $ 62,970,000 | $ 130,000 | $ 68,500 |
| MACON, GA | 495 | $ 63,417,000 | $ 128,000 | $ 68,000 |
| COLUMBIA, MO | 491 | $ 67,120,000 | $ 136,000 | $ 69,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 487 | $ 104,023,000 | $ 213,000 | $ 98,000 |
| LAS CRUCES, NM | 486 | $ 76,072,000 | $ 156,000 | $ 73,000 |
| TYLER, TX | 486 | $ 69,613,000 | $ 143,000 | $ 81,000 |
| LOGAN, UT-ID | 477 | $ 74,517,000 | $ 155,500 | $ 62,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 475 | $ 69,081,000 | $ 145,000 | $ 66,000 |
| AUBURN-OPELIKA, AL | 472 | $ 77,908,000 | $ 165,000 | $ 75,000 |
| ANDERSON, SC | 469 | $ 66,955,000 | $ 142,000 | $ 74,000 |
| ATHENS-CLARKE COUNTY, GA | 465 | $ 73,373,000 | $ 157,000 | $ 94,000 |
| FORT SMITH, AR-OK | 456 | $ 57,149,000 | $ 122,000 | $ 57,500 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 453 | $ 57,523,000 | $ 126,500 | $ 59,000 |
| MOUNT VERNON-ANACORTES, WA | 453 | $ 92,245,000 | $ 203,000 | $ 75,000 |
| LAWRENCE, KS | 437 | $ 67,923,000 | $ 155,000 | $ 88,000 |
| UTICA-ROME, NY | 435 | $ 44,206,000 | $ 101,000 | $ 63,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 434 | $ 67,517,000 | $ 155,000 | $ 80,000 |
| LONGVIEW, WA | 429 | $ 65,894,000 | $ 153,000 | $ 60,000 |
| DULUTH, MN-WI | 426 | $ 59,893,000 | $ 138,000 | $ 69,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 426 | $ 53,384,000 | $ 122,333 | $ 63,000 |
| JOPLIN, MO | 421 | $ 45,742,000 | $ 108,000 | $ 60,000 |
| WENATCHEE-EAST WENATCHEE, WA | 414 | $ 91,437,000 | $ 220,000 | $ 107,000 |
| GREENVILLE, NC | 413 | $ 58,456,000 | $ 141,000 | $ 84,000 |
| JONESBORO, AR | 412 | $ 54,880,000 | $ 133,000 | $ 74,000 |
| MONROE, MI | 411 | $ 51,966,000 | $ 126,000 | $ 65,000 |
| ROCHESTER, MN | 410 | $ 66,805,000 | $ 162,000 | $ 75,000 |
| IDAHO FALLS, ID | 408 | $ 56,770,000 | $ 139,000 | $ 66,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 406 | $ 63,366,000 | $ 156,000 | $ 76,000 |
| ERIE, PA | 383 | $ 46,892,000 | $ 122,000 | $ 74,000 |
| TEXARKANA, TX-TEXARKANA, AR | 379 | $ 51,849,000 | $ 134,000 | $ 79,000 |
| FLORENCE, SC | 375 | $ 45,797,000 | $ 122,000 | $ 62,000 |
| LAKE CHARLES, LA | 369 | $ 54,065,000 | $ 146,000 | $ 74,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 365 | $ 46,679,000 | $ 103,500 | $ 57,000 |
| DECATUR, AL | 363 | $ 50,431,000 | $ 138,000 | $ 65,000 |
| JANESVILLE, WI | 363 | $ 46,161,000 | $ 127,000 | $ 60,000 |
| PALM COAST, FL | 363 | $ 52,288,000 | $ 144,000 | $ 76,000 |
| VALDOSTA, GA | 351 | $ 48,978,000 | $ 139,000 | $ 66,000 |
| BANGOR, ME | 347 | $ 46,527,000 | $ 134,000 | $ 71,000 |
| HATTIESBURG, MS | 345 | $ 49,572,000 | $ 143,000 | $ 71,000 |
| SEBASTIAN-VERO BEACH, FL | 343 | $ 79,653,000 | $ 232,000 | $ 146,000 |
| BRUNSWICK, GA | 338 | $ 70,882,000 | $ 209,000 | $ 102,000 |
| WINCHESTER, VA-WV | 337 | $ 66,027,000 | $ 178,000 | $ 72,500 |
| JOHNSON CITY, TN | 336 | $ 43,548,000 | $ 129,000 | $ 58,000 |
| BURLINGTON, NC | 330 | $ 42,610,000 | $ 129,000 | $ 58,000 |
| BISMARCK, ND | 326 | $ 54,386,000 | $ 166,000 | $ 92,000 |
| MONROE, LA | 324 | $ 50,824,000 | $ 156,000 | $ 77,000 |
| JACKSON, TN | 321 | $ 43,325,000 | $ 134,000 | $ 70,000 |
| OSHKOSH-NEENAH, WI | 321 | $ 41,375,000 | $ 128,000 | $ 63,000 |
| LEWISTON-AUBURN, ME | 320 | $ 44,672,000 | $ 139,000 | $ 68,000 |
| NILES-BENTON HARBOR, MI | 319 | $ 53,932,000 | $ 169,000 | $ 113,000 |
| JACKSON, MI | 312 | $ 35,393,000 | $ 113,000 | $ 65,000 |
| CHAMPAIGN-URBANA, IL | 311 | $ 42,949,000 | $ 138,000 | $ 73,000 |
| MISSOULA, MT | 311 | $ 60,828,000 | $ 195,000 | $ 92,000 |
| ABILENE, TX | 310 | $ 39,883,000 | $ 128,000 | $ 75,000 |
| LONGVIEW, TX | 298 | $ 38,725,000 | $ 129,000 | $ 65,000 |
| RAPID CITY, SD | 298 | $ 45,408,000 | $ 152,000 | $ 70,000 |
| DOTHAN, AL | 297 | $ 40,813,000 | $ 137,000 | $ 72,000 |
| HOT SPRINGS, AR | 295 | $ 39,520,000 | $ 133,000 | $ 76,000 |
| LAFAYETTE, IN | 293 | $ 37,075,000 | $ 126,000 | $ 53,000 |
| ALBANY, GA | 289 | $ 38,774,000 | $ 134,000 | $ 67,000 |
| FLORENCE-MUSCLE SHOALS, AL | 287 | $ 38,237,000 | $ 133,000 | $ 69,000 |
| SHERMAN-DENISON, TX | 287 | $ 35,354,000 | $ 123,000 | $ 67,000 |
| BLOOMINGTON-NORMAL, IL | 286 | $ 42,228,000 | $ 147,000 | $ 72,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 282 | $ 30,280,000 | $ 107,000 | $ 57,000 |
| ALEXANDRIA, LA | 280 | $ 40,867,000 | $ 145,000 | $ 71,000 |
| PASCAGOULA, MS | 280 | $ 39,064,000 | $ 139,000 | $ 77,000 |
| SUMTER, SC | 277 | $ 34,176,000 | $ 123,000 | $ 63,000 |
| GLENS FALLS, NY | 274 | $ 45,052,000 | $ 164,000 | $ 88,000 |
| BOWLING GREEN, KY | 271 | $ 36,270,000 | $ 133,000 | $ 60,000 |
| WICHITA FALLS, TX | 270 | $ 33,849,000 | $ 125,000 | $ 69,000 |
| MIDLAND, TX | 260 | $ 37,259,000 | $ 143,000 | $ 95,000 |
| ELKHART-GOSHEN, IN | 259 | $ 29,524,000 | $ 113,000 | $ 52,000 |
| DALTON, GA | 258 | $ 28,163,000 | $ 109,000 | $ 60,000 |
| BATTLE CREEK, MI | 256 | $ 29,471,000 | $ 115,000 | $ 59,000 |
| ST. CLOUD, MN | 254 | $ 35,976,000 | $ 141,000 | $ 63,000 |
| FARMINGTON, NM | 253 | $ 45,417,000 | $ 179,000 | $ 66,000 |
| HINESVILLE-FORT STEWART, GA | 251 | $ 33,278,000 | $ 132,000 | $ 54,000 |
| SPRINGFIELD, IL | 251 | $ 29,777,000 | $ 118,000 | $ 53,000 |
| LEBANON, PA | 249 | $ 37,052,000 | $ 148,000 | $ 65,000 |
| SALISBURY, MD | 247 | $ 35,734,000 | $ 144,000 | $ 83,000 |
| KINGSTON, NY | 240 | $ 46,971,000 | $ 195,000 | $ 95,000 |
| ALTOONA, PA | 236 | $ 25,915,000 | $ 109,000 | $ 57,000 |
| BLOOMINGTON, IN | 235 | $ 39,060,000 | $ 166,000 | $ 86,000 |
| SHEBOYGAN, WI | 235 | $ 30,108,000 | $ 128,000 | $ 64,000 |
| MUSKEGON-NORTON SHORES, MI | 234 | $ 25,980,000 | $ 111,000 | $ 68,000 |
| HARRISONBURG, VA | 231 | $ 36,182,000 | $ 156,000 | $ 73,000 |
| DANVILLE, VA | 229 | $ 26,522,000 | $ 115,000 | $ 61,000 |
| ODESSA, TX | 225 | $ 25,533,000 | $ 113,000 | $ 69,000 |
| BINGHAMTON, NY | 221 | $ 24,108,000 | $ 109,000 | $ 65,000 |
| FARGO, ND-MN | 215 | $ 29,131,000 | $ 132,500 | $ 69,500 |
| CORVALLIS, OR | 213 | $ 42,772,000 | $ 200,000 | $ 96,000 |
| CASPER, WY | 209 | $ 39,028,000 | $ 186,000 | $ 113,000 |
| CLEVELAND, TN | 208 | $ 34,037,000 | $ 163,000 | $ 79,000 |
| VICTORIA, TX | 207 | $ 27,043,000 | $ 130,000 | $ 78,000 |
| LA CROSSE, WI-MN | 204 | $ 29,232,000 | $ 134,000 | $ 89,500 |
| JEFFERSON CITY, MO | 203 | $ 25,877,000 | $ 127,000 | $ 61,000 |
| LEWISTON, ID-WA | 201 | $ 29,956,000 | $ 149,000 | $ 64,000 |
| SAN ANGELO, TX | 201 | $ 21,975,000 | $ 109,000 | $ 73,000 |
| CARSON CITY, NV | 200 | $ 29,528,000 | $ 147,000 | $ 67,000 |
| GREAT FALLS, MT | 200 | $ 28,839,000 | $ 144,000 | $ 60,000 |
| EAU CLAIRE, WI | 196 | $ 27,093,000 | $ 138,000 | $ 54,000 |
| ANDERSON, IN | 194 | $ 20,050,000 | $ 103,000 | $ 51,000 |
| FOND DU LAC, WI | 189 | $ 24,530,000 | $ 129,000 | $ 67,000 |
| GADSDEN, AL | 187 | $ 24,208,000 | $ 129,000 | $ 65,000 |
| SPRINGFIELD, OH | 187 | $ 19,437,000 | $ 103,000 | $ 48,000 |
| OWENSBORO, KY | 181 | $ 23,051,000 | $ 127,000 | $ 71,000 |
| ANNISTON-OXFORD, AL | 179 | $ 21,320,000 | $ 119,000 | $ 56,000 |
| DECATUR, IL | 174 | $ 20,727,000 | $ 119,000 | $ 74,000 |
| WAUSAU, WI | 172 | $ 25,628,000 | $ 149,000 | $ 79,000 |
| ST. JOSEPH, MO-KS | 169 | $ 19,616,000 | $ 122,000 | $ 57,000 |
| STATE COLLEGE, PA | 168 | $ 29,285,000 | $ 174,000 | $ 97,000 |
| BAY CITY, MI | 163 | $ 15,460,000 | $ 94,000 | $ 53,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 162 | $ 17,806,000 | $ 109,500 | $ 56,500 |
| GOLDSBORO, NC | 160 | $ 19,919,000 | $ 124,000 | $ 63,000 |
| JOHNSTOWN, PA | 157 | $ 16,589,000 | $ 105,000 | $ 71,000 |
| COLUMBUS, IN | 155 | $ 21,555,000 | $ 139,000 | $ 61,000 |
| WILLIAMSPORT, PA | 155 | $ 18,949,000 | $ 122,000 | $ 66,000 |
| MORRISTOWN, TN | 154 | $ 20,510,000 | $ 133,000 | $ 61,000 |
| ROME, GA | 154 | $ 19,959,000 | $ 129,000 | $ 75,000 |
| SIOUX CITY, IA-NE-SD | 151 | $ 17,431,000 | $ 126,000 | $ 70,333 |
| MICHIGAN CITY-LA PORTE, IN | 148 | $ 20,036,000 | $ 135,000 | $ 96,000 |
| MUNCIE, IN | 145 | $ 14,700,000 | $ 101,000 | $ 54,000 |
| CUMBERLAND, MD-WV | 140 | $ 16,349,000 | $ 117,500 | $ 56,000 |
| FAIRBANKS, AK | 140 | $ 26,619,000 | $ 190,000 | $ 76,000 |
| PITTSFIELD, MA | 140 | $ 29,639,000 | $ 211,000 | $ 157,000 |
| KOKOMO, IN | 138 | $ 14,118,000 | $ 102,000 | $ 51,000 |
| POCATELLO, ID | 135 | $ 16,983,000 | $ 125,000 | $ 57,000 |
| PINE BLUFF, AR | 133 | $ 13,862,000 | $ 104,000 | $ 69,000 |
| AMES, IA | 132 | $ 18,427,000 | $ 139,000 | $ 77,000 |
| MANHATTAN, KS | 131 | $ 18,188,000 | $ 138,000 | $ 74,000 |
| KANKAKEE-BRADLEY, IL | 123 | $ 18,221,000 | $ 148,000 | $ 61,000 |
| ROCKY MOUNT, NC | 122 | $ 14,669,000 | $ 120,000 | $ 54,000 |
| SANDUSKY, OH | 110 | $ 14,116,000 | $ 128,000 | $ 73,000 |
| MANSFIELD, OH | 107 | $ 12,572,000 | $ 117,000 | $ 55,000 |
| DANVILLE, IL | 106 | $ 9,714,000 | $ 91,000 | $ 48,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 102 | $ 9,571,000 | $ 93,000 | $ 62,000 |
| WHEELING, WV-OH | 102 | $ 11,734,000 | $ 114,000 | $ 74,000 |
| TERRE HAUTE, IN | 99 | $ 10,644,000 | $ 107,000 | $ 61,000 |
| MORGANTOWN, WV | 86 | $ 12,644,000 | $ 147,000 | $ 71,000 |
| ITHACA, NY | 64 | $ 12,244,000 | $ 191,000 | $ 162,000 |
| GRAND FORKS, ND-MN | 60 | $ 9,311,000 | $ 142,500 | $ 74,500 |
| MANKATO-NORTH MANKATO, MN | 60 | $ 9,037,000 | $ 150,000 | $ 58,000 |
| DUBUQUE, IA | 59 | $ 7,713,000 | $ 130,000 | $ 62,000 |
| ELMIRA, NY | 57 | $ 5,564,000 | $ 97,000 | $ 60,000 |
| LIMA, OH | 45 | $ 4,733,000 | $ 105,000 | $ 43,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 3 | $ 646,000 | $ 215,000 | $ 140,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 587,765 | $133,551,106,000 | $227,000 | $16,500,000 | $104,000 | $9,999,000 |
| Home Purchase | 406,543 | $82,228,298,000 | $202,000 | $99,999,000 | $87,000 | $9,999,000 |
| Home Improvement | 19,723 | $2,447,196,000 | $124,000 | $10,000,000 | $91,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 655,932 | $138,190,894,000 | $210,000 | $16,800,000 | $100,000 | $9,999,000 |
| Not Provided | 115,916 | $28,634,511,000 | $247,000 | $13,250,000 | $118,000 | $9,999,000 |
| Hispanic | 99,745 | $17,773,496,000 | $178,000 | $99,999,000 | $65,000 | $9,999,000 |
| Asian | 67,567 | $19,031,259,000 | $281,000 | $4,850,000 | $115,000 | $9,999,000 |
| Black or African American | 65,390 | $10,919,586,000 | $166,000 | $4,400,000 | $63,000 | $8,479,000 |
| Native Hawaiian or Other Pacific Islander | 4,546 | $1,051,797,000 | $231,000 | $1,680,000 | $82,000 | $2,295,000 |
| American Indian or Alaskan Native | 4,448 | $786,503,000 | $176,000 | $2,479,000 | $77,000 | $2,600,000 |
| Not applicable | 487 | $1,838,554,000 | $3,775,000 | $24,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 608,720 | $143,631,323,000 | $235,000 | $99,999,000 | $124,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 331,452 | $60,524,781,000 | $182,000 | $1,435,000 | $57,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 59,251 | $11,957,723,000 | $201,000 | $1,498,000 | $55,000 | $1,753,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14,608 | $2,112,773,000 | $144,000 | $626,000 | $46,000 | $225,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 442,416 | $87,031,312,000 | $196,000 | $4,649,000 | $79,000 | $9,999,000 |
| Loan Originated | 331,232 | $76,210,752,000 | $230,000 | $24,000,000 | $111,000 | $9,999,000 |
| Application Denied By Financial Institution | 138,009 | $31,469,323,000 | $228,000 | $99,999,000 | $108,000 | $9,999,000 |
| Application Withdrawn By Applicant | 59,052 | $13,268,685,000 | $224,000 | $22,000,000 | $106,000 | $9,999,000 |
| File Closed For Incompleteness | 35,215 | $7,575,030,000 | $215,000 | $16,000,000 | $104,000 | $9,999,000 |
| Application Approved But Not Accepted | 8,107 | $2,671,498,000 | $329,000 | $17,100,000 | $183,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 47,281 | $11,314,842,000 | $239,000 | $99,999,000 | $127,000 | $9,999,000 |
| Debt-To-Income Ratio | 27,978 | $7,489,373,000 | $267,000 | $8,000,000 | $89,000 | $9,999,000 |
| Other | 20,632 | $4,269,304,000 | $206,000 | $8,000,000 | $105,000 | $9,999,000 |
| Credit History | 16,390 | $2,609,855,000 | $159,000 | $9,650,000 | $89,000 | $9,999,000 |
| Unverifiable Information | 11,375 | $2,485,610,000 | $218,000 | $3,868,000 | $106,000 | $9,999,000 |
| Credit Application Incomplete | 8,508 | $2,006,022,000 | $235,000 | $3,375,000 | $120,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4,583 | $1,040,522,000 | $227,000 | $5,900,000 | $97,000 | $5,000,000 |
| Employment History | 1,225 | $246,934,000 | $201,000 | $1,928,000 | $84,000 | $1,284,000 |
| Mortgage Insurance Denied | 37 | $6,861,000 | $185,000 | $460,000 | $98,000 | $584,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of America, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of America, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.