Bank Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bank Of Commerce 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Commerce Po Box 29 Chelsea, OK 74016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 766 |
| Total Mortgage Loan Application Amount | $136,533,000 |
| Average Mortgage Loan Application Amount | $161,666 |
| Highest Mortgage Loan Application Amount | $1,540,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $9,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bank Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Commerce's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 85 | $ 11,416,000 | $ 134,000 | $ 51,000 |
| Rogers County Oklahoma | 80 | $ 8,747,000 | $ 109,000 | $ 56,000 |
| Tulsa County Oklahoma | 78 | $ 9,367,000 | $ 120,000 | $ 70,000 |
| Canadian County Oklahoma | 25 | $ 3,538,000 | $ 141,000 | $ 45,000 |
| Mayes County Oklahoma | 20 | $ 1,963,000 | $ 98,000 | $ 69,000 |
| Cleveland County Oklahoma | 18 | $ 2,734,000 | $ 151,000 | $ 173,000 |
| Wagoner County Oklahoma | 14 | $ 1,935,000 | $ 138,000 | $ 49,000 |
| Creek County Oklahoma | 12 | $ 1,048,000 | $ 87,000 | $ 77,000 |
| Clark County Nevada | 11 | $ 3,333,000 | $ 303,000 | $ 193,000 |
| Payne County Oklahoma | 11 | $ 2,511,000 | $ 228,000 | $ 114,000 |
| Buncombe County North Carolina | 9 | $ 2,061,000 | $ 229,000 | $ 113,000 |
| Montgomery County Texas | 9 | $ 2,757,000 | $ 306,000 | $ 284,000 |
| Allegheny County Pennsylvania | 8 | $ 1,644,000 | $ 205,000 | $ 122,000 |
| Pawnee County Oklahoma | 7 | $ 461,000 | $ 65,000 | $ 44,000 |
| Harris County Texas | 7 | $ 1,066,000 | $ 152,000 | $ 74,000 |
| Maricopa County Arizona | 6 | $ 1,725,000 | $ 287,000 | $ 220,000 |
| San Diego County California | 6 | $ 1,232,000 | $ 205,000 | $ 71,000 |
| Queens County New York | 6 | $ 2,665,000 | $ 444,000 | $ 90,000 |
| Osage County Oklahoma | 5 | $ 854,000 | $ 170,000 | $ 67,000 |
| Tarrant County Texas | 5 | $ 656,000 | $ 131,000 | $ 58,000 |
| Baldwin County Alabama | 4 | $ 702,000 | $ 175,000 | $ 204,000 |
| Pima County Arizona | 4 | $ 895,000 | $ 223,000 | $ 128,000 |
| Ada County Idaho | 4 | $ 929,000 | $ 232,000 | $ 154,000 |
| Cook County Illinois | 4 | $ 1,452,000 | $ 363,000 | $ 142,000 |
| Kalamazoo County Michigan | 4 | $ 406,000 | $ 101,000 | $ 36,000 |
| Hillsborough County New Hampshire | 4 | $ 494,000 | $ 123,000 | $ 55,000 |
| Bronx County New York | 4 | $ 1,281,000 | $ 320,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 4 | $ 726,000 | $ 181,000 | $ 70,000 |
| Dallas County Texas | 4 | $ 950,000 | $ 237,000 | $ 112,000 |
| Salt Lake County Utah | 4 | $ 909,000 | $ 227,000 | $ 181,000 |
| Fresno County California | 3 | $ 959,000 | $ 319,000 | $ 184,000 |
| Kern County California | 3 | $ 853,000 | $ 284,000 | $ 228,000 |
| Los Angeles County California | 3 | $ 795,000 | $ 265,000 | $ 47,000 |
| Hartford County Connecticut | 3 | $ 652,000 | $ 217,000 | $ 89,000 |
| Broward County Florida | 3 | $ 1,563,000 | $ 521,000 | $ 3,081,000 |
| Palm Beach County Florida | 3 | $ 605,000 | $ 201,000 | $ 149,000 |
| Gwinnett County Georgia | 3 | $ 752,000 | $ 250,000 | $ 80,000 |
| Honolulu County Hawaii | 3 | $ 3,057,000 | $ 1,019,000 | $ 180,000 |
| Mineral County Nevada | 3 | $ 236,000 | $ 78,000 | $ 39,000 |
| Camden County New Jersey | 3 | $ 450,000 | $ 150,000 | $ 52,000 |
| Butler County Ohio | 3 | $ 580,000 | $ 193,000 | $ 30,000 |
| Logan County Oklahoma | 3 | $ 329,000 | $ 109,000 | $ 52,000 |
| Pottawatomie County Oklahoma | 3 | $ 251,000 | $ 83,000 | $ 76,000 |
| Shelby County Tennessee | 3 | $ 310,000 | $ 103,000 | $ 23,000 |
| Denton County Texas | 3 | $ 627,000 | $ 209,000 | $ 119,000 |
| Travis County Texas | 3 | $ 2,181,000 | $ 727,000 | $ 193,000 |
| Jefferson County Alabama | 2 | $ 191,000 | $ 95,000 | $ 57,000 |
| Shelby County Alabama | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Coconino County Arizona | 2 | $ 307,000 | $ 153,000 | $ 150,000 |
| Navajo County Arizona | 2 | $ 546,000 | $ 273,000 | $ 73,000 |
| Washington County Arkansas | 2 | $ 278,000 | $ 139,000 | $ 85,000 |
| Contra Costa County California | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
| Orange County California | 2 | $ 1,477,000 | $ 738,000 | $ 879,000 |
| Santa Clara County California | 2 | $ 1,150,000 | $ 575,000 | $ 181,000 |
| El Paso County Colorado | 2 | $ 580,000 | $ 290,000 | $ 91,000 |
| Fairfield County Connecticut | 2 | $ 739,000 | $ 369,000 | $ 72,000 |
| New Haven County Connecticut | 2 | $ 414,000 | $ 207,000 | $ 45,000 |
| New London County Connecticut | 2 | $ 401,000 | $ 200,000 | $ 41,000 |
| Windham County Connecticut | 2 | $ 217,000 | $ 108,000 | $ 28,000 |
| Kent County Delaware | 2 | $ 395,000 | $ 197,000 | $ 57,000 |
| Duval County Florida | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Lee County Florida | 2 | $ 101,000 | $ 50,000 | $ 42,000 |
| Lake County Indiana | 2 | $ 616,000 | $ 308,000 | $ 350,000 |
| Reno County Kansas | 2 | $ 219,000 | $ 109,000 | $ 36,000 |
| Warren County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Prince George's County Maryland | 2 | $ 378,000 | $ 189,000 | $ 66,000 |
| Hampden County Massachusetts | 2 | $ 304,000 | $ 152,000 | $ 32,000 |
| Cole County Missouri | 2 | $ 388,000 | $ 194,000 | $ 68,000 |
| Johnson County Missouri | 2 | $ 333,000 | $ 166,000 | $ 73,000 |
| Douglas County Nebraska | 2 | $ 512,000 | $ 256,000 | $ 122,000 |
| Merrimack County New Hampshire | 2 | $ 277,000 | $ 138,000 | $ 82,000 |
| Middlesex County New Jersey | 2 | $ 821,000 | $ 410,000 | $ 221,000 |
| Passaic County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 114,000 |
| Bernalillo County New Mexico | 2 | $ 246,000 | $ 123,000 | $ 61,000 |
| Mecklenburg County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 20,000 |
| Pasquotank County North Carolina | 2 | $ 238,000 | $ 119,000 | $ 49,000 |
| Stanly County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Carroll County Ohio | 2 | $ 90,000 | $ 45,000 | $ 8,000 |
| Cuyahoga County Ohio | 2 | $ 131,000 | $ 65,000 | $ 79,000 |
| Shelby County Ohio | 2 | $ 242,000 | $ 121,000 | $ 61,000 |
| Beckham County Oklahoma | 2 | $ 236,000 | $ 118,000 | $ 56,000 |
| Craig County Oklahoma | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Garvin County Oklahoma | 2 | $ 128,000 | $ 64,000 | $ 42,000 |
| Grady County Oklahoma | 2 | $ 515,000 | $ 257,000 | $ 157,000 |
| Greer County Oklahoma | 2 | $ 148,000 | $ 74,000 | $ 177,000 |
| McClain County Oklahoma | 2 | $ 441,000 | $ 220,000 | $ 118,000 |
| Nowata County Oklahoma | 2 | $ 253,000 | $ 126,000 | $ 56,000 |
| Collingsworth County Texas | 2 | $ 976,000 | $ 488,000 | $ 198,000 |
| Lamar County Texas | 2 | $ 263,000 | $ 131,000 | $ 77,000 |
| Arlington County Virginia | 2 | $ 807,000 | $ 403,000 | $ 167,000 |
| Fairfax County Virginia | 2 | $ 810,000 | $ 405,000 | $ 160,000 |
| Virginia Beach County Virginia | 2 | $ 411,000 | $ 205,000 | $ 63,000 |
| King County Washington | 2 | $ 715,000 | $ 357,000 | $ 101,000 |
| Outagamie County Wisconsin | 2 | $ 442,000 | $ 221,000 | $ 118,000 |
| Pike County Alabama | 1 | $ 392,000 | $ 392,000 | $ 156,000 |
| Anchorage County Alaska | 1 | $ 146,000 | $ 146,000 | $ 73,000 |
| Mohave County Arizona | 1 | $ 106,000 | $ 106,000 | $ 69,000 |
| Pinal County Arizona | 1 | $ 149,000 | $ 149,000 | $ 144,000 |
| Benton County Arkansas | 1 | $ 414,000 | $ 414,000 | $ 480,000 |
| Cleburne County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 156,000 |
| Crawford County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 86,000 |
| Izard County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 120,000 |
| Alameda County California | 1 | $ 342,000 | $ 342,000 | $ 189,000 |
| Kings County California | 1 | $ 200,000 | $ 200,000 | $ 216,000 |
| Lake County California | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Madera County California | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Marin County California | 1 | $ 360,000 | $ 360,000 | $ 161,000 |
| Riverside County California | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| San Joaquin County California | 1 | $ 337,000 | $ 337,000 | $ 93,000 |
| San Luis Obispo County California | 1 | $ 281,000 | $ 281,000 | $ 113,000 |
| Santa Cruz County California | 1 | $ 361,000 | $ 361,000 | $ 102,000 |
| Denver County Colorado | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 350,000 | $ 350,000 | $ 225,000 |
| Mineral County Colorado | 1 | $ 198,000 | $ 198,000 | $ 51,000 |
| Pueblo County Colorado | 1 | $ 217,000 | $ 217,000 | $ 42,000 |
| New Castle County Delaware | 1 | $ 303,000 | $ 303,000 | $ 155,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 370,000 |
| Calhoun County Florida | 1 | $ 128,000 | $ 128,000 | $ 148,000 |
| Charlotte County Florida | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Citrus County Florida | 1 | $ 156,000 | $ 156,000 | $ 116,000 |
| Collier County Florida | 1 | $ 311,000 | $ 311,000 | $ 232,000 |
| Hillsborough County Florida | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Pasco County Florida | 1 | $ 282,000 | $ 282,000 | $ 90,000 |
| Pinellas County Florida | 1 | $ 266,000 | $ 266,000 | $ 122,000 |
| Polk County Florida | 1 | $ 141,000 | $ 141,000 | $ 49,000 |
| Santa Rosa County Florida | 1 | $ 237,000 | $ 237,000 | $ 89,000 |
| Sarasota County Florida | 1 | $ 112,000 | $ 112,000 | $ 134,000 |
| St. Johns County Florida | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 484,000 |
| DeKalb County Georgia | 1 | $ 148,000 | $ 148,000 | $ 29,000 |
| Fulton County Georgia | 1 | $ 416,000 | $ 416,000 | $ 200,000 |
| Gilmer County Georgia | 1 | $ 209,000 | $ 209,000 | $ 440,000 |
| Glynn County Georgia | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Champaign County Illinois | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Jackson County Illinois | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Knox County Illinois | 1 | $ 176,000 | $ 176,000 | $ 210,000 |
| Rush County Indiana | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Johnson County Kansas | 1 | $ 214,000 | $ 214,000 | $ 55,000 |
| Sedgwick County Kansas | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Stevens County Kansas | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Jefferson County Kentucky | 1 | $ 298,000 | $ 298,000 | $ 92,000 |
| Rapides County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 26,000 |
| St. John the Baptist County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| St. Landry County Louisiana | 1 | $ 301,000 | $ 301,000 | $ 65,000 |
| Hancock County Maine | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Penobscot County Maine | 1 | $ 104,000 | $ 104,000 | $ 21,000 |
| Baltimore County Maryland | 1 | $ 144,000 | $ 144,000 | $ 38,000 |
| Barnstable County Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 92,000 |
| St. Joseph County Michigan | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Crow Wing County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Hennepin County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 82,000 |
| Pine County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Forrest County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| Lee County Mississippi | 1 | $ 221,000 | $ 221,000 | $ 95,000 |
| Monroe County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 55,000 |
| Neshoba County Mississippi | 1 | $ 153,000 | $ 153,000 | $ 32,000 |
| Greene County Missouri | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Henry County Missouri | 1 | $ 247,000 | $ 247,000 | $ 132,000 |
| Lawrence County Missouri | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Linn County Missouri | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| Platte County Missouri | 1 | $ 270,000 | $ 270,000 | $ 241,000 |
| St. Charles County Missouri | 1 | $ 411,000 | $ 411,000 | $ 200,000 |
| St. Louis County Missouri | 1 | $ 250,000 | $ 250,000 | $ 164,000 |
| St. Louis City County Missouri | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Stone County Missouri | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Taney County Missouri | 1 | $ 119,000 | $ 119,000 | $ 112,000 |
| Lincoln County Montana | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Lancaster County Nebraska | 1 | $ 194,000 | $ 194,000 | $ 66,000 |
| Sarpy County Nebraska | 1 | $ 148,000 | $ 148,000 | $ 131,000 |
| Douglas County Nevada | 1 | $ 268,000 | $ 268,000 | $ 291,000 |
| Lyon County Nevada | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| Bergen County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Burlington County New Jersey | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Cape May County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Essex County New Jersey | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Hudson County New Jersey | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Mercer County New Jersey | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Morris County New Jersey | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Sandoval County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Albany County New York | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Erie County New York | 1 | $ 181,000 | $ 181,000 | $ 53,000 |
| Kings County New York | 1 | $ 90,000 | $ 90,000 | $ 90,000 |
| Monroe County New York | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Onondaga County New York | 1 | $ 71,000 | $ 71,000 | $ 79,000 |
| Orange County New York | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Suffolk County New York | 1 | $ 321,000 | $ 321,000 | $ 144,000 |
| Westchester County New York | 1 | $ 399,000 | $ 399,000 | $ 168,000 |
| Davidson County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Forsyth County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Guilford County North Carolina | 1 | $ 412,000 | $ 412,000 | $ 571,000 |
| Haywood County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 101,000 |
| Jackson County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 63,000 |
| Randolph County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Rockingham County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 120,000 |
| Wake County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 100,000 |
| Ashland County Ohio | 1 | $ 230,000 | $ 230,000 | $ 67,000 |
| Auglaize County Ohio | 1 | $ 78,000 | $ 78,000 | $ 82,000 |
| Lawrence County Ohio | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Blaine County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Caddo County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Delaware County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 216,000 |
| Garfield County Oklahoma | 1 | $ 560,000 | $ 560,000 | $ 114,000 |
| Jackson County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Kay County Oklahoma | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| Lincoln County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Muskogee County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Noble County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Okmulgee County Oklahoma | 1 | $ 217,000 | $ 217,000 | $ 84,000 |
| Ottawa County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Clatsop County Oregon | 1 | $ 440,000 | $ 440,000 | $ 130,000 |
| Butler County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 135,000 |
| Carbon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Chester County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 212,000 |
| Indiana County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 87,000 |
| Montgomery County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 268,000 |
| Providence County Rhode Island | 1 | $ 148,000 | $ 148,000 | $ 30,000 |
| Washington County Rhode Island | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 11,000 |
| Colleton County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| Dorchester County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 172,000 |
| Georgetown County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 125,000 |
| Pickens County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
| Deuel County South Dakota | 1 | $ 337,000 | $ 337,000 | $ 132,000 |
| Cumberland County Tennessee | 1 | $ 550,000 | $ 550,000 | $ 138,000 |
| Davidson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Grainger County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Knox County Tennessee | 1 | $ 368,000 | $ 368,000 | $ 81,000 |
| Aransas County Texas | 1 | $ 167,000 | $ 167,000 | $ 121,000 |
| Bell County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Brazoria County Texas | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Collin County Texas | 1 | $ 231,000 | $ 231,000 | $ 98,000 |
| Cooke County Texas | 1 | $ 380,000 | $ 380,000 | $ 300,000 |
| Ector County Texas | 1 | $ 54,000 | $ 54,000 | $ 94,000 |
| El Paso County Texas | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Fort Bend County Texas | 1 | $ 106,000 | $ 106,000 | $ 90,000 |
| Hood County Texas | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
| Johnson County Texas | 1 | $ 157,000 | $ 157,000 | $ 78,000 |
| Kaufman County Texas | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Llano County Texas | 1 | $ 295,000 | $ 295,000 | $ 203,000 |
| Waller County Texas | 1 | $ 20,000 | $ 20,000 | $ 191,000 |
| Wheeler County Texas | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Wichita County Texas | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Williamson County Texas | 1 | $ 166,000 | $ 166,000 | $ 186,000 |
| Albemarle County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Isle of Wight County Virginia | 1 | $ 190,000 | $ 190,000 | $ 147,000 |
| Newport News County Virginia | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Prince William County Virginia | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| Clallam County Washington | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Pierce County Washington | 1 | $ 220,000 | $ 220,000 | $ 76,000 |
| Spokane County Washington | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Bank Of Commerce in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 461 | $92,689,000 | $201,000 | $1,540,000 | $105,000 | $1,666,000 |
| Home Purchase | 287 | $41,294,000 | $143,000 | $791,000 | $99,000 | $9,000,000 |
| Home Improvement | 18 | $2,550,000 | $141,000 | $488,000 | $96,000 | $216,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 504 | $93,067,000 | $184,000 | $1,540,000 | $102,000 | $1,666,000 |
| Not Provided | 76 | $16,384,000 | $215,000 | $791,000 | $211,000 | $9,000,000 |
| Hispanic | 62 | $9,907,000 | $159,000 | $488,000 | $68,000 | $302,000 |
| Asian | 50 | $9,839,000 | $196,000 | $575,000 | $80,000 | $480,000 |
| American Indian or Alaskan Native | 29 | $2,215,000 | $76,000 | $156,000 | $50,000 | $191,000 |
| Black or African American | 25 | $2,996,000 | $119,000 | $311,000 | $55,000 | $232,000 |
| Not applicable | 18 | $1,393,000 | $77,000 | $203,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $732,000 | $366,000 | $492,000 | $57,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 547 | $107,815,000 | $197,000 | $1,540,000 | $125,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 179 | $22,006,000 | $122,000 | $276,000 | $44,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,160,000 | $166,000 | $417,000 | $58,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $552,000 | $184,000 | $337,000 | $53,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 328 | $64,366,000 | $196,000 | $1,470,000 | $122,000 | $9,000,000 |
| Loan Originated | 291 | $45,525,000 | $156,000 | $730,000 | $88,000 | $1,435,000 |
| Application Denied By Financial Institution | 103 | $14,945,000 | $145,000 | $900,000 | $65,000 | $311,000 |
| File Closed For Incompleteness | 44 | $11,697,000 | $265,000 | $1,540,000 | $148,000 | $858,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Commerce's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.