Bank of England Mortgage Lending & HMDA Data, 2006
In 2006, Bank of England of England, AR reported 430 mortgage applications totaling $61.5 million, down 83% from 2005. The average application was for $142,927, and applicants reported an average income of $54,930. 11% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Little Rock-North Little Rock, AR (39), Chicago-Naperville-Joliet, IL (32) and New Orleans-Metairie-Kenner, LA (12) (applications in parentheses).
| Mortgage Company & Address | Bank of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 430 |
| Total Mortgage Loan Application Amount | $61,459,000 |
| Average Mortgage Loan Application Amount | $142,927 |
| Highest Mortgage Loan Application Amount | $752,000 |
| Average Applicant Income | $54,930 |
| Highest Applicant Income | $660,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski, Arkansas | 26 | $ 3,725,000 | $ 143,269 | $ 61,000 |
| Cook, Illinois | 22 | $ 3,960,000 | $ 180,000 | $ 42,000 |
| Benton, Arkansas | 7 | $ 969,000 | $ 138,428 | $ 77,000 |
| Tarrant, Texas | 7 | $ 932,000 | $ 133,142 | $ 43,000 |
| Franklin, Ohio | 6 | $ 790,000 | $ 131,666 | $ 63,000 |
| Dallas, Texas | 6 | $ 605,000 | $ 100,833 | $ 56,000 |
| Lonoke, Arkansas | 5 | $ 550,000 | $ 110,000 | $ 45,000 |
| East Baton Rouge, Louisiana | 5 | $ 606,000 | $ 121,200 | $ 27,000 |
| Jefferson, Louisiana | 5 | $ 744,000 | $ 148,800 | $ 49,000 |
| St. Tammany, Louisiana | 5 | $ 673,000 | $ 134,600 | $ 52,000 |
| St. Clair, Alabama | 4 | $ 458,000 | $ 114,500 | $ 77,000 |
| Faulkner, Arkansas | 4 | $ 583,000 | $ 145,750 | $ 105,000 |
| Washington, Arkansas | 4 | $ 511,000 | $ 127,750 | $ 62,000 |
| Lafayette, Louisiana | 4 | $ 695,000 | $ 173,750 | $ 54,000 |
| Mecklenburg, North Carolina | 4 | $ 483,000 | $ 120,750 | $ 61,000 |
| Clark, Ohio | 4 | $ 335,000 | $ 83,750 | $ 30,000 |
| Cuyahoga, Ohio | 4 | $ 444,000 | $ 111,000 | $ 58,000 |
| Harris, Texas | 4 | $ 852,000 | $ 213,000 | $ 53,000 |
| Jefferson, Alabama | 3 | $ 407,000 | $ 135,666 | $ 57,000 |
| Madison, Alabama | 3 | $ 357,000 | $ 119,000 | $ 44,000 |
| Jefferson, Arkansas | 3 | $ 215,000 | $ 71,666 | $ 40,000 |
| Saline, Arkansas | 3 | $ 295,000 | $ 98,333 | $ 52,000 |
| Will, Illinois | 3 | $ 388,000 | $ 129,333 | $ 60,000 |
| Ascension, Louisiana | 3 | $ 379,000 | $ 126,333 | $ 50,000 |
| Calcasieu, Louisiana | 3 | $ 378,000 | $ 126,000 | $ 33,000 |
| Wayne, Michigan | 3 | $ 518,000 | $ 172,666 | $ 29,000 |
| Hinds, Mississippi | 3 | $ 396,000 | $ 132,000 | $ 34,000 |
| Hamilton, Tennessee | 3 | $ 322,000 | $ 107,333 | $ 21,000 |
| Montgomery, Texas | 3 | $ 397,000 | $ 132,333 | $ 66,000 |
| Travis, Texas | 3 | $ 426,000 | $ 142,000 | $ 47,000 |
| Cullman, Alabama | 2 | $ 217,000 | $ 108,500 | $ 69,000 |
| Mobile, Alabama | 2 | $ 179,000 | $ 89,500 | $ 45,000 |
| Craighead, Arkansas | 2 | $ 235,000 | $ 117,500 | $ 58,000 |
| Crawford, Arkansas | 2 | $ 83,000 | $ 41,500 | $ 59,000 |
| Sebastian, Arkansas | 2 | $ 222,000 | $ 111,000 | $ 33,000 |
| El Paso, Colorado | 2 | $ 288,000 | $ 144,000 | $ 43,000 |
| Bay, Florida | 2 | $ 333,000 | $ 166,500 | $ 67,000 |
| Cobb, Georgia | 2 | $ 521,000 | $ 260,500 | $ 124,000 |
| DeKalb, Illinois | 2 | $ 348,000 | $ 174,000 | $ 59,000 |
| DuPage, Illinois | 2 | $ 756,000 | $ 378,000 | $ 150,000 |
| Madison, Illinois | 2 | $ 197,000 | $ 98,500 | $ 23,000 |
| Peoria, Illinois | 2 | $ 171,000 | $ 85,500 | $ 47,000 |
| St. Clair, Illinois | 2 | $ 190,000 | $ 95,000 | $ 23,000 |
| Tazewell, Illinois | 2 | $ 163,000 | $ 81,500 | $ 72,000 |
| Edmonson, Kentucky | 2 | $ 150,000 | $ 75,000 | $ 107,000 |
| Fayette, Kentucky | 2 | $ 280,000 | $ 140,000 | $ 35,000 |
| Jefferson, Kentucky | 2 | $ 305,000 | $ 152,500 | $ 30,000 |
| Kenton, Kentucky | 2 | $ 473,000 | $ 236,500 | $ 69,000 |
| Meade, Kentucky | 2 | $ 164,000 | $ 82,000 | $ 12,000 |
| Bossier, Louisiana | 2 | $ 282,000 | $ 141,000 | $ 18,000 |
| York, Maine | 2 | $ 614,000 | $ 307,000 | $ 55,000 |
| Calhoun, Michigan | 2 | $ 146,000 | $ 73,000 | $ 17,000 |
| DeSoto, Mississippi | 2 | $ 258,000 | $ 129,000 | $ 78,000 |
| Harrison, Mississippi | 2 | $ 189,000 | $ 94,500 | $ 31,000 |
| Boone, Missouri | 2 | $ 219,000 | $ 109,500 | $ 46,000 |
| Greene, Missouri | 2 | $ 151,000 | $ 75,500 | $ 37,000 |
| Jackson, Missouri | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Douglas, Nebraska | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Durham, North Carolina | 2 | $ 231,000 | $ 115,500 | $ 37,000 |
| Montgomery, Ohio | 2 | $ 419,000 | $ 209,500 | $ 97,000 |
| Stark, Ohio | 2 | $ 188,000 | $ 94,000 | $ 7,000 |
| Summit, Ohio | 2 | $ 307,000 | $ 153,500 | $ 36,000 |
| Oklahoma, Oklahoma | 2 | $ 209,000 | $ 104,500 | $ 11,000 |
| Horry, South Carolina | 2 | $ 251,000 | $ 125,500 | $ 19,000 |
| Pennington, South Dakota | 2 | $ 285,000 | $ 142,500 | $ 84,000 |
| Davidson, Tennessee | 2 | $ 301,000 | $ 150,500 | $ 65,000 |
| Bell, Texas | 2 | $ 174,000 | $ 87,000 | $ 103,000 |
| Bexar, Texas | 2 | $ 231,000 | $ 115,500 | $ 21,000 |
| Collin, Texas | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| El Paso, Texas | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Kaufman, Texas | 2 | $ 403,000 | $ 201,500 | $ 80,000 |
| Davis, Utah | 2 | $ 272,000 | $ 136,000 | $ 35,000 |
| Salt Lake, Utah | 2 | $ 410,000 | $ 205,000 | $ 58,000 |
| Laramie, Wyoming | 2 | $ 265,000 | $ 132,500 | $ 44,000 |
| Colbert, Alabama | 1 | $ 187,000 | $ 187,000 | $ 126,000 |
| Elmore, Alabama | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Limestone, Alabama | 1 | $ 229,000 | $ 229,000 | $ 135,000 |
| Montgomery, Alabama | 1 | $ 178,000 | $ 178,000 | $ 43,000 |
| Pickens, Alabama | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Russell, Alabama | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Shelby, Alabama | 1 | $ 164,000 | $ 164,000 | $ 120,000 |
| Tuscaloosa, Alabama | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Walker, Alabama | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Anchorage, Alaska | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Cochise, Arizona | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Maricopa, Arizona | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Pima, Arizona | 1 | $ 127,000 | $ 127,000 | $ 79,000 |
| Yavapai, Arizona | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Garland, Arkansas | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Grant, Arkansas | 1 | $ 181,000 | $ 181,000 | $ 77,000 |
| Los Angeles, California | 1 | $ 331,000 | $ 331,000 | $ 78,000 |
| Adams, Colorado | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Pueblo, Colorado | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Weld, Colorado | 1 | $ 182,000 | $ 182,000 | $ 63,000 |
| Fairfield, Connecticut | 1 | $ 752,000 | $ 752,000 | $ 250,000 |
| Duval, Florida | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Escambia, Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Highlands, Florida | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Pinellas, Florida | 1 | $ 550,000 | $ 550,000 | $ 175,000 |
| St. Lucie, Florida | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Bartow, Georgia | 1 | $ 120,000 | $ 120,000 | $ 16,000 |
| Fulton, Georgia | 1 | $ 133,000 | $ 133,000 | $ 96,000 |
| Henry, Georgia | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Newton, Georgia | 1 | $ 158,000 | $ 158,000 | $ 81,000 |
| Paulding, Georgia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Richmond, Georgia | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Walker, Georgia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Wayne, Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Ada, Idaho | 1 | $ 98,000 | $ 98,000 | $ 92,000 |
| Bonneville, Idaho | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Kootenai, Idaho | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Clinton, Illinois | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Grundy, Illinois | 1 | $ 166,000 | $ 166,000 | $ 120,000 |
| Jackson, Illinois | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Jersey, Illinois | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Kane, Illinois | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
| Lake, Illinois | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| McHenry, Illinois | 1 | $ 261,000 | $ 261,000 | $ 135,000 |
| Menard, Illinois | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Winnebago, Illinois | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Woodford, Illinois | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Allen, Indiana | 1 | $ 221,000 | $ 221,000 | $ 128,000 |
| Hamilton, Indiana | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Lake, Indiana | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Madison, Indiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Morgan, Indiana | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Newton, Indiana | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Porter, Indiana | 1 | $ 220,000 | $ 220,000 | $ 35,000 |
| Tipton, Indiana | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Vanderburgh, Indiana | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Whitley, Indiana | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Johnson, Kansas | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Phillips, Kansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Boone, Kentucky | 1 | $ 181,000 | $ 181,000 | $ 42,000 |
| Christian, Kentucky | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Daviess, Kentucky | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Grant, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Hardin, Kentucky | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Scott, Kentucky | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Trigg, Kentucky | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Warren, Kentucky | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Caddo, Louisiana | 1 | $ 89,000 | $ 89,000 | $ 32,000 |
| Livingston, Louisiana | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Orleans, Louisiana | 1 | $ 73,000 | $ 73,000 | $ 14,000 |
| St. Charles, Louisiana | 1 | $ 198,000 | $ 198,000 | $ 89,000 |
| St. Martin, Louisiana | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Terrebonne, Louisiana | 1 | $ 171,000 | $ 171,000 | $ 40,000 |
| West Baton Rouge, Louisiana | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Cumberland, Maine | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Hampden, Massachusetts | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Kalamazoo, Michigan | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Oakland, Michigan | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Ottawa, Michigan | 1 | $ 187,000 | $ 187,000 | $ 93,000 |
| Washtenaw, Michigan | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Forrest, Mississippi | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Jackson, Mississippi | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Lamar, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Leake, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lee, Mississippi | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Lincoln, Mississippi | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Pearl River, Mississippi | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Rankin, Mississippi | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Sunflower, Mississippi | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Buchanan, Missouri | 1 | $ 71,000 | $ 71,000 | $ 90,000 |
| Callaway, Missouri | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| Jasper, Missouri | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| St. Louis, Missouri | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Beaverhead, Montana | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Cascade, Montana | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Lincoln, Montana | 1 | $ 180,000 | $ 180,000 | $ 154,000 |
| Lancaster, Nebraska | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Madison, Nebraska | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Clark, Nevada | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Merrimack, New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Bernalillo, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Sandoval, New Mexico | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Valencia, New Mexico | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Cattaraugus, New York | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| Dutchess, New York | 1 | $ 276,000 | $ 276,000 | $ 132,000 |
| Kings, New York | 1 | $ 333,000 | $ 333,000 | $ 72,000 |
| Monroe, New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Oneida, New York | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Suffolk, New York | 1 | $ 280,000 | $ 280,000 | $ 70,000 |
| Cabarrus, North Carolina | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Catawba, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Cumberland, North Carolina | 1 | $ 194,000 | $ 194,000 | $ 87,000 |
| Davie, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Forsyth, North Carolina | 1 | $ 84,000 | $ 84,000 | $ 95,000 |
| Franklin, North Carolina | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Gaston, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Iredell, North Carolina | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Onslow, North Carolina | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Orange, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 17,000 |
| Rowan, North Carolina | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Champaign, Ohio | 1 | $ 151,000 | $ 151,000 | $ 145,000 |
| Clermont, Ohio | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Delaware, Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Jefferson, Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Lake, Ohio | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Lorain, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Lucas, Ohio | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Mahoning, Ohio | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Washington, Ohio | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Logan, Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 0 |
| McCurtain, Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 16,000 |
| Pottawatomie, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Rogers, Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Sequoyah, Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 56,000 |
| Tulsa, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
| Wagoner, Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
| Jackson, Oregon | 1 | $ 665,000 | $ 665,000 | $ 660,000 |
| Lane, Oregon | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Dauphin, Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Delaware, Pennsylvania | 1 | $ 450,000 | $ 450,000 | $ 84,000 |
| Erie, Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| York, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Aiken, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Dorchester, South Carolina | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Greenville, South Carolina | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Greenwood, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Lexington, South Carolina | 1 | $ 146,000 | $ 146,000 | $ 97,000 |
| Richland, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 107,000 |
| York, South Carolina | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Lincoln, South Dakota | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Minnehaha, South Dakota | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Cheatham, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Shelby, Tennessee | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Sumner, Tennessee | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Bastrop, Texas | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Brazos, Texas | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Coryell, Texas | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Fort Bend, Texas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| McLennan, Texas | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Orange, Texas | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| San Patricio, Texas | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Smith, Texas | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Tom Green, Texas | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Williamson, Texas | 1 | $ 161,000 | $ 161,000 | $ 41,000 |
| Tooele, Utah | 1 | $ 207,000 | $ 207,000 | $ 50,000 |
| Washington, Utah | 1 | $ 172,000 | $ 172,000 | $ 51,000 |
| Franklin, Vermont | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Norfolk, Virginia | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Portsmouth, Virginia | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
| Clark, Washington | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Snohomish, Washington | 1 | $ 258,000 | $ 258,000 | $ 73,000 |
| Thurston, Washington | 1 | $ 70,000 | $ 70,000 | $ 16,000 |
| Yakima, Washington | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Mineral, West Virginia | 1 | $ 33,000 | $ 33,000 | $ 31,000 |
| Eau Claire, Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Milwaukee, Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Outagamie, Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Bank of England in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 414 | $59,742,000 | $144,000 | $752,000 | $54,000 | $660,000 |
| Home Purchase | 16 | $1,717,000 | $107,000 | $228,000 | $79,000 | $216,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 249 | $36,137,000 | $145,000 | $752,000 | $60,000 | $250,000 |
| Not Provided | 93 | $13,000,000 | $139,000 | $425,000 | $39,000 | $180,000 |
| Black or African American | 70 | $8,540,000 | $122,000 | $273,000 | $46,000 | $135,000 |
| Hispanic | 12 | $2,911,000 | $242,000 | $665,000 | $101,000 | $660,000 |
| Asian | 4 | $654,000 | $163,000 | $236,000 | $71,000 | $150,000 |
| American Indian or Alaskan Native | 2 | $217,000 | $108,000 | $127,000 | $63,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 423 | $60,800,000 | $143,000 | $752,000 | $55,000 | $660,000 |
| FHA-insured (Federal Housing Administration) | 6 | $601,000 | $100,000 | $126,000 | $50,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 1 | $58,000 | $58,000 | $58,000 | $57,000 | $57,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 241 | $33,793,000 | $140,000 | $461,000 | $57,000 | $218,000 |
| Application Denied By Financial Institution | 141 | $20,308,000 | $144,000 | $665,000 | $49,000 | $660,000 |
| Loan Originated | 48 | $7,358,000 | $153,000 | $752,000 | $58,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About