Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bank Of England 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 430 |
| Total Mortgage Loan Application Amount | $61,459,000 |
| Average Mortgage Loan Application Amount | $125,500 |
| Highest Mortgage Loan Application Amount | $752,000 |
| Average Applicant Income | $66,500 |
| Highest Applicant Income | $660,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 26 | $ 3,725,000 | $ 143,000 | $ 61,000 |
| Cook County Illinois | 22 | $ 3,960,000 | $ 180,000 | $ 42,000 |
| Benton County Arkansas | 7 | $ 969,000 | $ 138,000 | $ 77,000 |
| Tarrant County Texas | 7 | $ 932,000 | $ 133,000 | $ 43,000 |
| Franklin County Ohio | 6 | $ 790,000 | $ 131,000 | $ 63,000 |
| Dallas County Texas | 6 | $ 605,000 | $ 100,000 | $ 56,000 |
| Lonoke County Arkansas | 5 | $ 550,000 | $ 110,000 | $ 45,000 |
| East Baton Rouge County Louisiana | 5 | $ 606,000 | $ 121,000 | $ 27,000 |
| Jefferson County Louisiana | 5 | $ 744,000 | $ 148,000 | $ 49,000 |
| St. Tammany County Louisiana | 5 | $ 673,000 | $ 134,000 | $ 52,000 |
| St. Clair County Alabama | 4 | $ 458,000 | $ 114,000 | $ 77,000 |
| Faulkner County Arkansas | 4 | $ 583,000 | $ 145,000 | $ 105,000 |
| Washington County Arkansas | 4 | $ 511,000 | $ 127,000 | $ 62,000 |
| Lafayette County Louisiana | 4 | $ 695,000 | $ 173,000 | $ 54,000 |
| Mecklenburg County North Carolina | 4 | $ 483,000 | $ 120,000 | $ 61,000 |
| Clark County Ohio | 4 | $ 335,000 | $ 83,000 | $ 30,000 |
| Cuyahoga County Ohio | 4 | $ 444,000 | $ 111,000 | $ 58,000 |
| Harris County Texas | 4 | $ 852,000 | $ 213,000 | $ 53,000 |
| Jefferson County Alabama | 3 | $ 407,000 | $ 135,000 | $ 57,000 |
| Madison County Alabama | 3 | $ 357,000 | $ 119,000 | $ 44,000 |
| Jefferson County Arkansas | 3 | $ 215,000 | $ 71,000 | $ 40,000 |
| Saline County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 52,000 |
| Will County Illinois | 3 | $ 388,000 | $ 129,000 | $ 60,000 |
| Ascension County Louisiana | 3 | $ 379,000 | $ 126,000 | $ 50,000 |
| Calcasieu County Louisiana | 3 | $ 378,000 | $ 126,000 | $ 33,000 |
| Wayne County Michigan | 3 | $ 518,000 | $ 172,000 | $ 29,000 |
| Hinds County Mississippi | 3 | $ 396,000 | $ 132,000 | $ 34,000 |
| Hamilton County Tennessee | 3 | $ 322,000 | $ 107,000 | $ 21,000 |
| Montgomery County Texas | 3 | $ 397,000 | $ 132,000 | $ 66,000 |
| Travis County Texas | 3 | $ 426,000 | $ 142,000 | $ 47,000 |
| Cullman County Alabama | 2 | $ 217,000 | $ 108,000 | $ 69,000 |
| Mobile County Alabama | 2 | $ 179,000 | $ 89,000 | $ 45,000 |
| Craighead County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 58,000 |
| Crawford County Arkansas | 2 | $ 83,000 | $ 41,000 | $ 59,000 |
| Sebastian County Arkansas | 2 | $ 222,000 | $ 111,000 | $ 33,000 |
| El Paso County Colorado | 2 | $ 288,000 | $ 144,000 | $ 43,000 |
| Bay County Florida | 2 | $ 333,000 | $ 166,000 | $ 67,000 |
| Cobb County Georgia | 2 | $ 521,000 | $ 260,000 | $ 124,000 |
| DeKalb County Illinois | 2 | $ 348,000 | $ 174,000 | $ 59,000 |
| DuPage County Illinois | 2 | $ 756,000 | $ 378,000 | $ 150,000 |
| Madison County Illinois | 2 | $ 197,000 | $ 98,000 | $ 23,000 |
| Peoria County Illinois | 2 | $ 171,000 | $ 85,000 | $ 47,000 |
| St. Clair County Illinois | 2 | $ 190,000 | $ 95,000 | $ 23,000 |
| Tazewell County Illinois | 2 | $ 163,000 | $ 81,000 | $ 72,000 |
| Edmonson County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 107,000 |
| Fayette County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 35,000 |
| Jefferson County Kentucky | 2 | $ 305,000 | $ 152,000 | $ 30,000 |
| Kenton County Kentucky | 2 | $ 473,000 | $ 236,000 | $ 69,000 |
| Meade County Kentucky | 2 | $ 164,000 | $ 82,000 | $ 12,000 |
| Bossier County Louisiana | 2 | $ 282,000 | $ 141,000 | $ 18,000 |
| York County Maine | 2 | $ 614,000 | $ 307,000 | $ 55,000 |
| Calhoun County Michigan | 2 | $ 146,000 | $ 73,000 | $ 17,000 |
| DeSoto County Mississippi | 2 | $ 258,000 | $ 129,000 | $ 78,000 |
| Harrison County Mississippi | 2 | $ 189,000 | $ 94,000 | $ 31,000 |
| Boone County Missouri | 2 | $ 219,000 | $ 109,000 | $ 46,000 |
| Greene County Missouri | 2 | $ 151,000 | $ 75,000 | $ 37,000 |
| Jackson County Missouri | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Durham County North Carolina | 2 | $ 231,000 | $ 115,000 | $ 37,000 |
| Montgomery County Ohio | 2 | $ 419,000 | $ 209,000 | $ 97,000 |
| Stark County Ohio | 2 | $ 188,000 | $ 94,000 | $ 7,000 |
| Summit County Ohio | 2 | $ 307,000 | $ 153,000 | $ 36,000 |
| Oklahoma County Oklahoma | 2 | $ 209,000 | $ 104,000 | $ 11,000 |
| Horry County South Carolina | 2 | $ 251,000 | $ 125,000 | $ 19,000 |
| Pennington County South Dakota | 2 | $ 285,000 | $ 142,000 | $ 84,000 |
| Davidson County Tennessee | 2 | $ 301,000 | $ 150,000 | $ 65,000 |
| Bell County Texas | 2 | $ 174,000 | $ 87,000 | $ 103,000 |
| Bexar County Texas | 2 | $ 231,000 | $ 115,000 | $ 21,000 |
| Collin County Texas | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| El Paso County Texas | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Kaufman County Texas | 2 | $ 403,000 | $ 201,000 | $ 80,000 |
| Davis County Utah | 2 | $ 272,000 | $ 136,000 | $ 35,000 |
| Salt Lake County Utah | 2 | $ 410,000 | $ 205,000 | $ 58,000 |
| Laramie County Wyoming | 2 | $ 265,000 | $ 132,000 | $ 44,000 |
| Colbert County Alabama | 1 | $ 187,000 | $ 187,000 | $ 126,000 |
| Elmore County Alabama | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Limestone County Alabama | 1 | $ 229,000 | $ 229,000 | $ 135,000 |
| Montgomery County Alabama | 1 | $ 178,000 | $ 178,000 | $ 43,000 |
| Pickens County Alabama | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Russell County Alabama | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Shelby County Alabama | 1 | $ 164,000 | $ 164,000 | $ 120,000 |
| Tuscaloosa County Alabama | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Walker County Alabama | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Anchorage County Alaska | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Cochise County Arizona | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Pima County Arizona | 1 | $ 127,000 | $ 127,000 | $ 79,000 |
| Yavapai County Arizona | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Garland County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Grant County Arkansas | 1 | $ 181,000 | $ 181,000 | $ 77,000 |
| Los Angeles County California | 1 | $ 331,000 | $ 331,000 | $ 78,000 |
| Adams County Colorado | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Pueblo County Colorado | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Weld County Colorado | 1 | $ 182,000 | $ 182,000 | $ 63,000 |
| Fairfield County Connecticut | 1 | $ 752,000 | $ 752,000 | $ 250,000 |
| Duval County Florida | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Escambia County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Highlands County Florida | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Pinellas County Florida | 1 | $ 550,000 | $ 550,000 | $ 175,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Bartow County Georgia | 1 | $ 120,000 | $ 120,000 | $ 16,000 |
| Fulton County Georgia | 1 | $ 133,000 | $ 133,000 | $ 96,000 |
| Henry County Georgia | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Newton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 81,000 |
| Paulding County Georgia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Richmond County Georgia | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Walker County Georgia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Wayne County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Ada County Idaho | 1 | $ 98,000 | $ 98,000 | $ 92,000 |
| Bonneville County Idaho | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Kootenai County Idaho | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Clinton County Illinois | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Grundy County Illinois | 1 | $ 166,000 | $ 166,000 | $ 120,000 |
| Jackson County Illinois | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Jersey County Illinois | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Kane County Illinois | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
| Lake County Illinois | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| McHenry County Illinois | 1 | $ 261,000 | $ 261,000 | $ 135,000 |
| Menard County Illinois | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Winnebago County Illinois | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Woodford County Illinois | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Allen County Indiana | 1 | $ 221,000 | $ 221,000 | $ 128,000 |
| Hamilton County Indiana | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Lake County Indiana | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Madison County Indiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Morgan County Indiana | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Newton County Indiana | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Porter County Indiana | 1 | $ 220,000 | $ 220,000 | $ 35,000 |
| Tipton County Indiana | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Vanderburgh County Indiana | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Whitley County Indiana | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Johnson County Kansas | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Phillips County Kansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Boone County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 42,000 |
| Christian County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Daviess County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Grant County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Hardin County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Scott County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Trigg County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Warren County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Caddo County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 32,000 |
| Livingston County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Orleans County Louisiana | 1 | $ 73,000 | $ 73,000 | $ 14,000 |
| St. Charles County Louisiana | 1 | $ 198,000 | $ 198,000 | $ 89,000 |
| St. Martin County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Terrebonne County Louisiana | 1 | $ 171,000 | $ 171,000 | $ 40,000 |
| West Baton Rouge County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Cumberland County Maine | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Hampden County Massachusetts | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Kalamazoo County Michigan | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Oakland County Michigan | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Ottawa County Michigan | 1 | $ 187,000 | $ 187,000 | $ 93,000 |
| Washtenaw County Michigan | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Forrest County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Jackson County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Lamar County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Leake County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lee County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Lincoln County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Pearl River County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Rankin County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Sunflower County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Buchanan County Missouri | 1 | $ 71,000 | $ 71,000 | $ 90,000 |
| Callaway County Missouri | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| Jasper County Missouri | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| St. Louis County Missouri | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Beaverhead County Montana | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Cascade County Montana | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Lincoln County Montana | 1 | $ 180,000 | $ 180,000 | $ 154,000 |
| Lancaster County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Madison County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Bernalillo County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Sandoval County New Mexico | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Valencia County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Cattaraugus County New York | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| Dutchess County New York | 1 | $ 276,000 | $ 276,000 | $ 132,000 |
| Kings County New York | 1 | $ 333,000 | $ 333,000 | $ 72,000 |
| Monroe County New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Oneida County New York | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Suffolk County New York | 1 | $ 280,000 | $ 280,000 | $ 70,000 |
| Cabarrus County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Catawba County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Cumberland County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 87,000 |
| Davie County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Forsyth County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 95,000 |
| Franklin County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Gaston County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Iredell County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Orange County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 17,000 |
| Rowan County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Champaign County Ohio | 1 | $ 151,000 | $ 151,000 | $ 145,000 |
| Clermont County Ohio | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Delaware County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Lake County Ohio | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Lorain County Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Lucas County Ohio | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Mahoning County Ohio | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Washington County Ohio | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Logan County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 16,000 |
| Pottawatomie County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Rogers County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 56,000 |
| Tulsa County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
| Wagoner County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
| Jackson County Oregon | 1 | $ 665,000 | $ 665,000 | $ 660,000 |
| Lane County Oregon | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Dauphin County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Delaware County Pennsylvania | 1 | $ 450,000 | $ 450,000 | $ 84,000 |
| Erie County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| York County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Aiken County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Dorchester County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Greenville County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Greenwood County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Lexington County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 97,000 |
| Richland County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 107,000 |
| York County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Lincoln County South Dakota | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Minnehaha County South Dakota | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Cheatham County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Shelby County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Sumner County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Bastrop County Texas | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Brazos County Texas | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Coryell County Texas | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Fort Bend County Texas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| McLennan County Texas | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Orange County Texas | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| San Patricio County Texas | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Smith County Texas | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Tom Green County Texas | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Williamson County Texas | 1 | $ 161,000 | $ 161,000 | $ 41,000 |
| Tooele County Utah | 1 | $ 207,000 | $ 207,000 | $ 50,000 |
| Washington County Utah | 1 | $ 172,000 | $ 172,000 | $ 51,000 |
| Franklin County Vermont | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Norfolk County Virginia | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Portsmouth County Virginia | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
| Clark County Washington | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Snohomish County Washington | 1 | $ 258,000 | $ 258,000 | $ 73,000 |
| Thurston County Washington | 1 | $ 70,000 | $ 70,000 | $ 16,000 |
| Yakima County Washington | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Mineral County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 31,000 |
| Eau Claire County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Milwaukee County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Outagamie County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Bank Of England in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 414 | $59,742,000 | $144,000 | $752,000 | $54,000 | $660,000 |
| Home Purchase | 16 | $1,717,000 | $107,000 | $228,000 | $79,000 | $216,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 249 | $36,137,000 | $145,000 | $752,000 | $60,000 | $250,000 |
| Not Provided | 93 | $13,000,000 | $139,000 | $425,000 | $39,000 | $180,000 |
| Black or African American | 70 | $8,540,000 | $122,000 | $273,000 | $46,000 | $135,000 |
| Hispanic | 12 | $2,911,000 | $242,000 | $665,000 | $101,000 | $660,000 |
| Asian | 4 | $654,000 | $163,000 | $236,000 | $71,000 | $150,000 |
| American Indian or Alaskan Native | 2 | $217,000 | $108,000 | $127,000 | $63,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 423 | $60,800,000 | $143,000 | $752,000 | $55,000 | $660,000 |
| FHA-insured (Federal Housing Administration) | 6 | $601,000 | $100,000 | $126,000 | $50,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 1 | $58,000 | $58,000 | $58,000 | $57,000 | $57,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 241 | $33,793,000 | $140,000 | $461,000 | $57,000 | $218,000 |
| Application Denied By Financial Institution | 141 | $20,308,000 | $144,000 | $665,000 | $49,000 | $660,000 |
| Loan Originated | 48 | $7,358,000 | $153,000 | $752,000 | $58,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.