Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Bank Of England 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank Of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 430
Total Mortgage Loan Application Amount $61,459,000
Average Mortgage Loan Application Amount $125,500
Highest Mortgage Loan Application Amount $752,000
Average Applicant Income $66,500
Highest Applicant Income $660,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2006.

Mortgage Loan Application Totals for Bank Of England by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LITTLE ROCK-NORTH LITTLE ROCK, AR 39 $ 5,334,000 $ 136,000 $ 63,000
CHICAGO-NAPERVILLE-JOLIET, IL 32 $ 6,028,000 $ 188,000 $ 58,000
NEW ORLEANS-METAIRIE-KENNER, LA 12 $ 1,688,000 $ 140,000 $ 51,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 11 $ 1,480,000 $ 134,000 $ 72,000
BATON ROUGE, LA 10 $ 1,288,000 $ 128,000 $ 37,000
DALLAS-PLANO-IRVING, TX 10 $ 1,298,000 $ 129,000 $ 61,000
BIRMINGHAM-HOOVER, AL 9 $ 1,119,000 $ 124,000 $ 72,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 8 $ 1,344,000 $ 168,000 $ 57,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 7 $ 1,166,000 $ 166,000 $ 75,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 7 $ 805,000 $ 130,500 $ 49,500
COLUMBUS, OH 7 $ 950,000 $ 135,000 $ 54,000
FORT WORTH-ARLINGTON, TX 7 $ 932,000 $ 133,000 $ 43,000
ST. LOUIS, MO-IL 7 $ 886,000 $ 119,500 $ 12,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 6 $ 944,000 $ 140,500 $ 44,000
CLEVELAND-ELYRIA-MENTOR, OH 6 $ 689,000 $ 114,000 $ 44,000
AUSTIN-ROUND ROCK, TX 5 $ 759,000 $ 151,000 $ 49,000
FORT SMITH, AR-OK 5 $ 376,000 $ 73,500 $ 51,000
LAFAYETTE, LA 5 $ 775,000 $ 155,000 $ 55,000
PEORIA, IL 5 $ 434,000 $ 86,000 $ 63,000
CHATTANOOGA, TN-GA 4 $ 497,000 $ 141,000 $ 31,500
HUNTSVILLE, AL 4 $ 586,000 $ 146,000 $ 66,000
JACKSON, MS 4 $ 628,000 $ 157,000 $ 53,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 4 $ 469,000 $ 117,000 $ 21,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 4 $ 431,000 $ 107,000 $ 45,000
SPRINGFIELD, OH 4 $ 335,000 $ 83,000 $ 30,000
ALBUQUERQUE, NM 3 $ 409,000 $ 136,000 $ 42,000
BOWLING GREEN, KY 3 $ 291,000 $ 97,000 $ 86,000
DETROIT-LIVONIA-DEARBORN, MI 3 $ 518,000 $ 172,000 $ 29,000
DURHAM, NC 3 $ 379,000 $ 126,000 $ 30,000
GARY, IN 3 $ 386,000 $ 128,000 $ 38,000
KANSAS CITY, MO-KS 3 $ 430,000 $ 142,000 $ 19,500
KILLEEN-TEMPLE-FORT HOOD, TX 3 $ 274,000 $ 91,000 $ 83,000
LAKE CHARLES, LA 3 $ 378,000 $ 126,000 $ 33,000
LEXINGTON-FAYETTE, KY 3 $ 392,000 $ 130,000 $ 23,000
MEMPHIS, TN-MS-AR 3 $ 458,000 $ 164,500 $ 87,000
OKLAHOMA CITY, OK 3 $ 249,000 $ 83,000 $ 7,000
PINE BLUFF, AR 3 $ 215,000 $ 71,000 $ 40,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 3 $ 764,000 $ 254,000 $ 47,000
SALT LAKE CITY, UT 3 $ 617,000 $ 205,000 $ 55,000
SHREVEPORT-BOSSIER CITY, LA 3 $ 371,000 $ 123,000 $ 22,000
TULSA, OK 3 $ 274,000 $ 91,000 $ 52,000
AKRON, OH 2 $ 307,000 $ 153,000 $ 36,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 153,000 $ 76,500 $ 28,500
BATTLE CREEK, MI 2 $ 146,000 $ 73,000 $ 17,000
CANTON-MASSILLON, OH 2 $ 188,000 $ 94,000 $ 7,000
CHEYENNE, WY 2 $ 265,000 $ 132,000 $ 44,000
CLARKSVILLE, TN-KY 2 $ 186,000 $ 93,000 $ 54,000
COLORADO SPRINGS, CO 2 $ 288,000 $ 144,000 $ 43,000
COLUMBIA, MO 2 $ 219,000 $ 109,000 $ 46,000
COLUMBIA, SC 2 $ 279,000 $ 139,000 $ 102,000
DAYTON, OH 2 $ 419,000 $ 209,000 $ 97,000
EL PASO, TX 2 $ 262,000 $ 131,000 $ 54,000
FORT WAYNE, IN 2 $ 326,000 $ 163,000 $ 95,000
GULFPORT-BILOXI, MS 2 $ 189,000 $ 94,000 $ 31,000
HATTIESBURG, MS 2 $ 182,000 $ 91,000 $ 43,000
INDIANAPOLIS-CARMEL, IN 2 $ 406,000 $ 203,000 $ 71,000
JONESBORO, AR 2 $ 235,000 $ 117,000 $ 58,000
MOBILE, AL 2 $ 179,000 $ 89,000 $ 45,000
MONTGOMERY, AL 2 $ 313,000 $ 156,000 $ 39,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 2 $ 251,000 $ 125,000 $ 19,000
OGDEN-CLEARFIELD, UT 2 $ 272,000 $ 136,000 $ 35,000
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 250,000 $ 125,000 $ 54,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 333,000 $ 166,000 $ 67,000
RAPID CITY, SD 2 $ 285,000 $ 142,000 $ 84,000
SAN ANTONIO, TX 2 $ 231,000 $ 115,000 $ 21,000
SIOUX FALLS, SD 2 $ 200,000 $ 100,000 $ 36,000
SPRINGFIELD, MO 2 $ 151,000 $ 75,000 $ 37,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 293,000 $ 146,000 $ 111,000
WINSTON-SALEM, NC 2 $ 249,000 $ 124,000 $ 92,000
ANCHORAGE, AK 1 $ 85,000 $ 85,000 $ 52,000
ANDERSON, IN 1 $ 130,000 $ 130,000 $ 0
ANDERSON, SC 1 $ 155,000 $ 155,000 $ 66,000
ANN ARBOR, MI 1 $ 250,000 $ 250,000 $ 89,000
APPLETON, WI 1 $ 118,000 $ 118,000 $ 48,000
BEAUMONT-PORT ARTHUR, TX 1 $ 50,000 $ 50,000 $ 20,000
BOISE CITY-NAMPA, ID 1 $ 98,000 $ 98,000 $ 92,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 752,000 $ 752,000 $ 250,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 155,000 $ 155,000 $ 41,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 154,000 $ 154,000 $ 78,000
COEUR D'ALENE, ID 1 $ 168,000 $ 168,000 $ 48,000
COLLEGE STATION-BRYAN, TX 1 $ 104,000 $ 104,000 $ 42,000
COLUMBUS, GA-AL 1 $ 115,000 $ 115,000 $ 90,000
CORPUS CHRISTI, TX 1 $ 196,000 $ 196,000 $ 100,000
CUMBERLAND, MD-WV 1 $ 33,000 $ 33,000 $ 31,000
DENVER-AURORA, CO 1 $ 175,000 $ 175,000 $ 48,000
EAU CLAIRE, WI 1 $ 132,000 $ 132,000 $ 40,000
ELIZABETHTOWN, KY 1 $ 113,000 $ 113,000 $ 54,000
ERIE, PA 1 $ 123,000 $ 123,000 $ 42,000
EUGENE-SPRINGFIELD, OR 1 $ 215,000 $ 215,000 $ 68,000
EVANSVILLE, IN-KY 1 $ 80,000 $ 80,000 $ 22,000
FAYETTEVILLE, NC 1 $ 194,000 $ 194,000 $ 87,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 187,000 $ 187,000 $ 126,000
GREAT FALLS, MT 1 $ 128,000 $ 128,000 $ 65,000
GREELEY, CO 1 $ 182,000 $ 182,000 $ 63,000
GREENSBORO-HIGH POINT, NC 1 $ 184,000 $ 184,000 $ 54,000
GREENVILLE, SC 1 $ 216,000 $ 216,000 $ 72,000
HARRISBURG-CARLISLE, PA 1 $ 128,000 $ 128,000 $ 57,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 85,000 $ 85,000 $ 49,000
HOLLAND-GRAND HAVEN, MI 1 $ 187,000 $ 187,000 $ 93,000
HOT SPRINGS, AR 1 $ 128,000 $ 128,000 $ 46,000
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 171,000 $ 171,000 $ 40,000
IDAHO FALLS, ID 1 $ 90,000 $ 90,000 $ 45,000
JACKSONVILLE, FL 1 $ 160,000 $ 160,000 $ 33,000
JACKSONVILLE, NC 1 $ 164,000 $ 164,000 $ 60,000
JEFFERSON CITY, MO 1 $ 188,000 $ 188,000 $ 55,000
JOPLIN, MO 1 $ 90,000 $ 90,000 $ 71,000
KALAMAZOO-PORTAGE, MI 1 $ 86,000 $ 86,000 $ 30,000
KOKOMO, IN 1 $ 102,000 $ 102,000 $ 60,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 91,000 $ 91,000 $ 26,000
LAS VEGAS-PARADISE, NV 1 $ 288,000 $ 288,000 $ 0
LINCOLN, NE 1 $ 175,000 $ 175,000 $ 58,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 331,000 $ 331,000 $ 78,000
MEDFORD, OR 1 $ 665,000 $ 665,000 $ 660,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 56,000 $ 56,000 $ 42,000
NASSAU-SUFFOLK, NY 1 $ 280,000 $ 280,000 $ 70,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 333,000 $ 333,000 $ 72,000
OLYMPIA, WA 1 $ 70,000 $ 70,000 $ 16,000
OWENSBORO, KY 1 $ 99,000 $ 99,000 $ 56,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 96,000 $ 96,000 $ 40,000
PASCAGOULA, MS 1 $ 124,000 $ 124,000 $ 72,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 95,000 $ 95,000 $ 0
PHILADELPHIA, PA 1 $ 450,000 $ 450,000 $ 84,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 638,000 $ 638,000 $ 0
PORT ST. LUCIE-FORT PIERCE, FL 1 $ 275,000 $ 275,000 $ 144,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 140,000 $ 140,000 $ 50,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 276,000 $ 276,000 $ 132,000
PRESCOTT, AZ 1 $ 425,000 $ 425,000 $ 0
PUEBLO, CO 1 $ 135,000 $ 135,000 $ 24,000
RALEIGH-CARY, NC 1 $ 92,000 $ 92,000 $ 58,000
ROCHESTER, NY 1 $ 165,000 $ 165,000 $ 0
ROCKFORD, IL 1 $ 60,000 $ 60,000 $ 20,000
SAN ANGELO, TX 1 $ 77,000 $ 77,000 $ 47,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 258,000 $ 258,000 $ 73,000
SPRINGFIELD, IL 1 $ 100,000 $ 100,000 $ 44,000
SPRINGFIELD, MA 1 $ 136,000 $ 136,000 $ 52,000
ST. GEORGE, UT 1 $ 172,000 $ 172,000 $ 51,000
ST. JOSEPH, MO-KS 1 $ 71,000 $ 71,000 $ 90,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 550,000 $ 550,000 $ 175,000
TOLEDO, OH 1 $ 195,000 $ 195,000 $ 117,000
TUCSON, AZ 1 $ 127,000 $ 127,000 $ 79,000
TUSCALOOSA, AL 1 $ 104,000 $ 104,000 $ 50,000
TYLER, TX 1 $ 88,000 $ 88,000 $ 30,000
UTICA-ROME, NY 1 $ 73,000 $ 73,000 $ 36,000
WACO, TX 1 $ 82,000 $ 82,000 $ 35,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 123,000 $ 123,000 $ 71,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 68,000 $ 68,000 $ 0
YAKIMA, WA 1 $ 85,000 $ 85,000 $ 59,000
YORK-HANOVER, PA 1 $ 175,000 $ 175,000 $ 74,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 73,000 $ 73,000 $ 26,000

Mortgage Loan Application Detail Totals for Bank Of England in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 414 $59,742,000 $144,000 $752,000 $54,000 $660,000
Home Purchase 16 $1,717,000 $107,000 $228,000 $79,000 $216,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 249 $36,137,000 $145,000 $752,000 $60,000 $250,000
Not Provided 93 $13,000,000 $139,000 $425,000 $39,000 $180,000
Black or African American 70 $8,540,000 $122,000 $273,000 $46,000 $135,000
Hispanic 12 $2,911,000 $242,000 $665,000 $101,000 $660,000
Asian 4 $654,000 $163,000 $236,000 $71,000 $150,000
American Indian or Alaskan Native 2 $217,000 $108,000 $127,000 $63,000 $79,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 423 $60,800,000 $143,000 $752,000 $55,000 $660,000
FHA-insured (Federal Housing Administration) 6 $601,000 $100,000 $126,000 $50,000 $61,000
VA-guaranteed (Veterans Administration) 1 $58,000 $58,000 $58,000 $57,000 $57,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 241 $33,793,000 $140,000 $461,000 $57,000 $218,000
Application Denied By Financial Institution 141 $20,308,000 $144,000 $665,000 $49,000 $660,000
Loan Originated 48 $7,358,000 $153,000 $752,000 $58,000 $250,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank Of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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