Bank Of Internet Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bank Of Internet Usa 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 549 |
| Total Mortgage Loan Application Amount | $120,124,000 |
| Average Mortgage Loan Application Amount | $205,000 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $44,666 |
| Highest Applicant Income | $1,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Of Internet Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Internet Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bank Of Internet Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Internet Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Internet Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Internet Usa's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Whatcom County Washington | 62 | $ 9,180,000 | $ 148,000 | $ 1,000 |
| Los Angeles County California | 27 | $ 5,742,000 | $ 212,000 | $ 76,000 |
| Maricopa County Arizona | 22 | $ 5,197,000 | $ 236,000 | $ 47,000 |
| Orange County California | 19 | $ 5,257,000 | $ 276,000 | $ 109,000 |
| Cook County Illinois | 17 | $ 5,386,000 | $ 316,000 | $ 5,000 |
| Island County Washington | 16 | $ 4,341,000 | $ 271,000 | $ 0 |
| King County Washington | 16 | $ 2,054,000 | $ 128,000 | $ 58,000 |
| San Diego County California | 14 | $ 7,006,000 | $ 500,000 | $ 156,000 |
| Yakima County Washington | 14 | $ 1,431,000 | $ 102,000 | $ 0 |
| Alameda County California | 10 | $ 1,968,000 | $ 196,000 | $ 53,000 |
| Contra Costa County California | 10 | $ 3,172,000 | $ 317,000 | $ 51,000 |
| Lake County Illinois | 8 | $ 1,937,000 | $ 242,000 | $ 22,000 |
| Benton County Washington | 7 | $ 1,271,000 | $ 181,000 | $ 0 |
| Spokane County Washington | 7 | $ 697,000 | $ 99,000 | $ 0 |
| Riverside County California | 6 | $ 1,190,000 | $ 198,000 | $ 44,000 |
| DuPage County Illinois | 6 | $ 2,310,000 | $ 385,000 | $ 30,000 |
| Grant County Washington | 6 | $ 980,000 | $ 163,000 | $ 0 |
| Walla Walla County Washington | 6 | $ 1,371,000 | $ 228,000 | $ 0 |
| San Joaquin County California | 5 | $ 1,509,000 | $ 301,000 | $ 54,000 |
| Chelan County Washington | 5 | $ 839,000 | $ 167,000 | $ 0 |
| Skagit County Washington | 5 | $ 607,000 | $ 121,000 | $ 0 |
| Sacramento County California | 4 | $ 783,000 | $ 195,000 | $ 37,000 |
| Santa Clara County California | 4 | $ 1,470,000 | $ 367,000 | $ 9,000 |
| Ada County Idaho | 4 | $ 1,094,000 | $ 273,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,224,000 | $ 306,000 | $ 0 |
| Bergen County New Jersey | 4 | $ 570,000 | $ 142,000 | $ 73,000 |
| Clark County Washington | 4 | $ 359,000 | $ 89,000 | $ 36,000 |
| Douglas County Washington | 4 | $ 486,000 | $ 121,000 | $ 0 |
| Pierce County Washington | 4 | $ 961,000 | $ 240,000 | $ 23,000 |
| San Bernardino County California | 3 | $ 1,014,000 | $ 338,000 | $ 56,000 |
| Essex County Massachusetts | 3 | $ 1,217,000 | $ 405,000 | $ 37,000 |
| Multnomah County Oregon | 3 | $ 739,000 | $ 246,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 812,000 | $ 270,000 | $ 62,000 |
| Pima County Arizona | 2 | $ 105,000 | $ 52,000 | $ 131,000 |
| Yavapai County Arizona | 2 | $ 237,000 | $ 118,000 | $ 37,000 |
| El Dorado County California | 2 | $ 1,030,000 | $ 515,000 | $ 66,000 |
| Fresno County California | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Marin County California | 2 | $ 1,006,000 | $ 503,000 | $ 0 |
| San Francisco County California | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| San Mateo County California | 2 | $ 339,000 | $ 169,000 | $ 103,000 |
| Santa Cruz County California | 2 | $ 287,000 | $ 143,000 | $ 91,000 |
| Solano County California | 2 | $ 345,000 | $ 172,000 | $ 0 |
| Stanislaus County California | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Ventura County California | 2 | $ 300,000 | $ 150,000 | $ 128,000 |
| Denver County Colorado | 2 | $ 687,000 | $ 343,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 2 | $ 516,000 | $ 258,000 | $ 30,000 |
| Hillsborough County Florida | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Pasco County Florida | 2 | $ 215,000 | $ 107,000 | $ 33,000 |
| Polk County Florida | 2 | $ 329,000 | $ 164,000 | $ 39,000 |
| Seminole County Florida | 2 | $ 303,000 | $ 151,000 | $ 55,000 |
| Kane County Illinois | 2 | $ 108,000 | $ 54,000 | $ 111,000 |
| Will County Illinois | 2 | $ 734,000 | $ 367,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 532,000 | $ 266,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 329,000 | $ 164,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 585,000 | $ 292,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 572,000 | $ 286,000 | $ 76,000 |
| Wayne County Michigan | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Camden County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 167,000 |
| Passaic County New Jersey | 2 | $ 112,000 | $ 56,000 | $ 104,000 |
| Suffolk County New York | 2 | $ 365,000 | $ 182,000 | $ 74,000 |
| Wake County North Carolina | 2 | $ 821,000 | $ 410,000 | $ 0 |
| Umatilla County Oregon | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 196,000 | $ 98,000 | $ 75,000 |
| Shelby County Tennessee | 2 | $ 71,000 | $ 35,000 | $ 13,000 |
| Dallas County Texas | 2 | $ 554,000 | $ 277,000 | $ 35,000 |
| Loudoun County Virginia | 2 | $ 715,000 | $ 357,000 | $ 74,000 |
| Prince William County Virginia | 2 | $ 534,000 | $ 267,000 | $ 0 |
| Snohomish County Washington | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Clarke County Alabama | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Montgomery County Alabama | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Shelby County Alabama | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Mohave County Arizona | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Navajo County Arizona | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Pinal County Arizona | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Yuma County Arizona | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Benton County Arkansas | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marion County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Calaveras County California | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Del Norte County California | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Lake County California | 1 | $ 300,000 | $ 300,000 | $ 66,000 |
| Madera County California | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Mendocino County California | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Monterey County California | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Nevada County California | 1 | $ 408,000 | $ 408,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Santa Barbara County California | 1 | $ 200,000 | $ 200,000 | $ 126,000 |
| Sonoma County California | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Sutter County California | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Eagle County Colorado | 1 | $ 671,000 | $ 671,000 | $ 0 |
| El Paso County Colorado | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Mesa County Colorado | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Park County Colorado | 1 | $ 244,000 | $ 244,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Sussex County Delaware | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Broward County Florida | 1 | $ 240,000 | $ 240,000 | $ 103,000 |
| Franklin County Florida | 1 | $ 811,000 | $ 811,000 | $ 0 |
| Orange County Florida | 1 | $ 138,000 | $ 138,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Walton County Florida | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Fulton County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Pickens County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Richmond County Georgia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Honolulu County Hawaii | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Bonner County Idaho | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Canyon County Idaho | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grundy County Illinois | 1 | $ 700,000 | $ 700,000 | $ 206,000 |
| Madison County Illinois | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| McHenry County Illinois | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| Hamilton County Indiana | 1 | $ 38,000 | $ 38,000 | $ 96,000 |
| Porter County Indiana | 1 | $ 20,000 | $ 20,000 | $ 14,000 |
| Fayette County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Leslie County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Nelson County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 39,000 |
| Lafayette County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Cumberland County Maine | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Allegany County Maryland | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Charles County Maryland | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Harford County Maryland | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Howard County Maryland | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 196,000 | $ 196,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Allegan County Michigan | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Oakland County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Ramsey County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Camden County Missouri | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Clay County Missouri | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Greene County Missouri | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Gallatin County Montana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Missoula County Montana | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Furnas County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Washoe County Nevada | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Essex County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 188,000 |
| Hudson County New Jersey | 1 | $ 33,000 | $ 33,000 | $ 76,000 |
| Union County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Bronx County New York | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Nassau County New York | 1 | $ 440,000 | $ 440,000 | $ 0 |
| New York County New York | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Richmond County New York | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Sullivan County New York | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Mecklenburg County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Polk County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Union County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Franklin County Ohio | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Lorain County Ohio | 1 | $ 31,000 | $ 31,000 | $ 81,000 |
| Seneca County Ohio | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Stark County Ohio | 1 | $ 30,000 | $ 30,000 | $ 11,000 |
| Summit County Ohio | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Wood County Ohio | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Columbia County Oregon | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Jackson County Oregon | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Morrow County Oregon | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Polk County Oregon | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Horry County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Spartanburg County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 70,000 |
| Bexar County Texas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Brazoria County Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Collin County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Harris County Texas | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Henderson County Texas | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Johnson County Texas | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Parker County Texas | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Red River County Texas | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Salt Lake County Utah | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Utah County Utah | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Frederick County Virginia | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Henry County Virginia | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Spotsylvania County Virginia | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Stafford County Virginia | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Clallam County Washington | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
| Klickitat County Washington | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Thurston County Washington | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 608,000 | $ 608,000 | $ 289,000 |
Mortgage Loan Application Detail Totals for Bank Of Internet Usa in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 241 | $58,347,000 | $242,000 | $1,680,000 | $19,000 | $1,020,000 |
| Refinancing | 236 | $50,147,000 | $212,000 | $1,500,000 | $38,000 | $354,000 |
| Home Improvement | 72 | $11,630,000 | $161,000 | $760,000 | $77,000 | $280,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 327 | $78,700,000 | $240,000 | $1,500,000 | $0 | $103,000 |
| White | 120 | $26,114,000 | $217,000 | $1,680,000 | $90,000 | $1,020,000 |
| Not Provided | 59 | $8,557,000 | $145,000 | $1,275,000 | $92,000 | $354,000 |
| Hispanic | 18 | $2,952,000 | $164,000 | $414,000 | $56,000 | $149,000 |
| Asian | 16 | $2,120,000 | $132,000 | $340,000 | $85,000 | $180,000 |
| Black or African American | 6 | $358,000 | $59,000 | $80,000 | $51,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,323,000 | $441,000 | $583,000 | $51,000 | $103,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 549 | $120,124,000 | $218,000 | $1,680,000 | $35,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 333 | $81,276,000 | $244,000 | $1,000,000 | $0 | $0 |
| Loan Originated | 86 | $13,505,000 | $157,000 | $1,500,000 | $99,000 | $354,000 |
| Application Denied By Financial Institution | 64 | $10,855,000 | $169,000 | $1,680,000 | $60,000 | $214,000 |
| Application Withdrawn By Applicant | 37 | $11,086,000 | $299,000 | $1,560,000 | $122,000 | $1,020,000 |
| File Closed For Incompleteness | 29 | $3,402,000 | $117,000 | $700,000 | $83,000 | $192,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 26 | $5,707,000 | $219,000 | $1,680,000 | $59,000 | $214,000 |
| Credit History | 15 | $1,869,000 | $124,000 | $285,000 | $43,000 | $90,000 |
| Collateral | 12 | $1,363,000 | $113,000 | $560,000 | $64,000 | $163,000 |
| Other | 8 | $1,414,000 | $176,000 | $300,000 | $72,000 | $196,000 |
| Unverifiable Information | 2 | $85,000 | $42,000 | $55,000 | $82,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $417,000 | $417,000 | $417,000 | $122,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Internet Usa's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Internet Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.