Bank of Oklahoma, NA Mortgage Lending & HMDA Data, 2003

In 2003, Bank of Oklahoma, NA of Tulsa, OK reported 21,783 mortgage applications totaling $2.3 billion. The average application was for $106,606, and applicants reported an average income of $63,516. 70% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Tulsa, OK (7,331), Oklahoma City, OK (4,937) and Albuquerque, NM (941) (applications in parentheses).

Mortgage Company & Address Bank of Oklahoma, NA
Po Box 2300
Tulsa, OK 74102
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,783
Total Mortgage Loan Application Amount $2,322,218,000
Average Mortgage Loan Application Amount $106,606
Highest Mortgage Loan Application Amount $2,521,000
Average Applicant Income $63,516
Highest Applicant Income $6,071,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Oklahoma, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of Oklahoma, NA by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 5,689 $ 585,049,000 $ 102,838 $ 77,000
Oklahoma, Oklahoma 3,441 $ 350,252,000 $ 101,787 $ 55,000
Cleveland, Oklahoma 974 $ 100,484,000 $ 103,166 $ 54,000
Comanche, Oklahoma 940 $ 92,219,000 $ 98,105 $ 47,000
Bernalillo, New Mexico 734 $ 106,664,000 $ 145,318 $ 67,000
Rogers, Oklahoma 627 $ 65,240,000 $ 104,051 $ 57,000
Garfield, Oklahoma 623 $ 45,228,000 $ 72,597 $ 46,000
Wagoner, Oklahoma 571 $ 58,982,000 $ 103,295 $ 52,000
Muskogee, Oklahoma 495 $ 31,747,000 $ 64,135 $ 48,000
Benton, Arkansas 485 $ 49,030,000 $ 101,092 $ 48,000
Dallas, Texas 430 $ 88,741,000 $ 206,374 $ 83,000
Jackson, Missouri 394 $ 42,820,000 $ 108,680 $ 42,000
Washington, Arkansas 388 $ 40,842,000 $ 105,262 $ 55,000
Canadian, Oklahoma 312 $ 31,654,000 $ 101,455 $ 50,000
Johnson, Kansas 295 $ 43,281,000 $ 146,715 $ 66,000
Creek, Oklahoma 279 $ 27,727,000 $ 99,379 $ 67,000
Harris, Texas 186 $ 28,561,000 $ 153,553 $ 167,000
Osage, Oklahoma 165 $ 15,549,000 $ 94,236 $ 66,000
Collin, Texas 163 $ 24,745,000 $ 151,809 $ 75,000
Shawnee, Kansas 155 $ 11,462,000 $ 73,948 $ 36,000
Wyandotte, Kansas 153 $ 14,431,000 $ 94,320 $ 43,000
Delaware, Oklahoma 146 $ 18,200,000 $ 124,657 $ 121,000
Cass, Missouri 140 $ 16,391,000 $ 117,078 $ 44,000
Washington, Oklahoma 133 $ 10,179,000 $ 76,533 $ 72,000
Sandoval, New Mexico 120 $ 17,168,000 $ 143,066 $ 78,000
McIntosh, Oklahoma 109 $ 7,023,000 $ 64,431 $ 58,000
Pittsburg, Oklahoma 93 $ 6,506,000 $ 69,956 $ 53,000
Valencia, New Mexico 87 $ 8,698,000 $ 99,977 $ 49,000
Logan, Oklahoma 81 $ 8,228,000 $ 101,580 $ 63,000
Tarrant, Texas 79 $ 11,367,000 $ 143,886 $ 83,000
Fort Bend, Texas 73 $ 9,787,000 $ 134,068 $ 86,000
Fairfax, Virginia 73 $ 10,257,000 $ 140,506 $ 76,000
Denton, Texas 71 $ 10,171,000 $ 143,253 $ 79,000
McClain, Oklahoma 69 $ 7,089,000 $ 102,739 $ 52,000
Pottawatomie, Oklahoma 60 $ 5,182,000 $ 86,366 $ 57,000
Okmulgee, Oklahoma 58 $ 5,067,000 $ 87,362 $ 50,000
Clay, Missouri 56 $ 6,208,000 $ 110,857 $ 56,000
Kay, Oklahoma 50 $ 2,949,000 $ 58,980 $ 42,000
St. Louis, Missouri 49 $ 4,310,000 $ 87,959 $ 43,000
Mayes, Oklahoma 49 $ 4,724,000 $ 96,408 $ 64,000
Pawnee, Oklahoma 47 $ 3,091,000 $ 65,765 $ 49,000
Lincoln, Oklahoma 43 $ 4,510,000 $ 104,883 $ 83,000
Grady, Oklahoma 42 $ 4,623,000 $ 110,071 $ 46,000
Cherokee, Oklahoma 36 $ 3,272,000 $ 90,888 $ 78,000
Santa Fe, New Mexico 35 $ 4,786,000 $ 136,742 $ 61,000
DeKalb, Georgia 34 $ 3,461,000 $ 101,794 $ 40,000
Maricopa, Arizona 33 $ 4,421,000 $ 133,969 $ 151,000
Shelby, Tennessee 32 $ 3,601,000 $ 112,531 $ 64,000
Payne, Oklahoma 31 $ 2,612,000 $ 84,258 $ 72,000
Stephens, Oklahoma 31 $ 3,295,000 $ 106,290 $ 78,000
Pulaski, Arkansas 30 $ 3,251,000 $ 108,366 $ 61,000
Platte, Missouri 30 $ 4,133,000 $ 137,766 $ 65,000
Gwinnett, Georgia 29 $ 3,193,000 $ 110,103 $ 23,000
Leavenworth, Kansas 29 $ 3,300,000 $ 113,793 $ 47,000
Baltimore, Maryland 29 $ 3,268,000 $ 112,689 $ 53,000
Bexar, Texas 27 $ 2,315,000 $ 85,740 $ 54,000
Grayson, Texas 27 $ 4,682,000 $ 173,407 $ 150,000
Cobb, Georgia 26 $ 2,626,000 $ 101,000 $ 42,000
Montgomery, Maryland 25 $ 4,554,000 $ 182,160 $ 119,000
Jackson, Oklahoma 25 $ 1,870,000 $ 74,800 $ 35,000
Ottawa, Oklahoma 25 $ 1,987,000 $ 79,480 $ 96,000
Cook, Illinois 23 $ 2,758,000 $ 119,913 $ 56,000
Cotton, Oklahoma 22 $ 1,686,000 $ 76,636 $ 50,000
Prince George's, Maryland 21 $ 2,326,000 $ 110,761 $ 44,000
Pima, Arizona 20 $ 1,970,000 $ 98,500 $ 40,000
Fulton, Georgia 20 $ 2,222,000 $ 111,100 $ 37,000
Sedgwick, Kansas 19 $ 1,502,000 $ 79,052 $ 32,000
Anne Arundel, Maryland 19 $ 2,857,000 $ 150,368 $ 76,000
St. Charles, Missouri 19 $ 1,925,000 $ 101,315 $ 51,000
Caddo, Oklahoma 19 $ 1,426,000 $ 75,052 $ 43,000
Prince William, Virginia 19 $ 2,392,000 $ 125,894 $ 72,000
Hennepin, Minnesota 18 $ 2,191,000 $ 121,722 $ 63,000
Madison, Alabama 17 $ 1,970,000 $ 115,882 $ 40,000
District of Columbia, District Of Columbia 16 $ 2,347,000 $ 146,687 $ 93,000
Duval, Florida 16 $ 1,572,000 $ 98,250 $ 38,000
Howard, Maryland 16 $ 1,670,000 $ 104,375 $ 72,000
Kingfisher, Oklahoma 16 $ 1,257,000 $ 78,562 $ 50,000
Osage, Kansas 15 $ 1,064,000 $ 70,933 $ 35,000
Sequoyah, Oklahoma 15 $ 1,530,000 $ 102,000 $ 89,000
Craig, Oklahoma 14 $ 971,000 $ 69,357 $ 58,000
Custer, Oklahoma 14 $ 1,039,000 $ 74,214 $ 60,000
Montgomery, Texas 14 $ 2,045,000 $ 146,071 $ 97,000
Orange, Florida 13 $ 1,240,000 $ 95,384 $ 20,000
Haskell, Oklahoma 13 $ 760,000 $ 58,461 $ 49,000
Henrico, Virginia 13 $ 1,315,000 $ 101,153 $ 60,000
Jefferson, Alabama 12 $ 1,582,000 $ 131,833 $ 67,000
Middlesex, Massachusetts 12 $ 1,886,000 $ 157,166 $ 65,000
Douglas, Nebraska 12 $ 1,190,000 $ 99,166 $ 58,000
Franklin, Ohio 12 $ 1,217,000 $ 101,416 $ 42,000
Miami-Dade, Florida 11 $ 1,257,000 $ 114,272 $ 36,000
DuPage, Illinois 11 $ 1,361,000 $ 123,727 $ 134,000
Buchanan, Missouri 11 $ 684,000 $ 62,181 $ 29,000
Wake, North Carolina 11 $ 1,553,000 $ 141,181 $ 101,000
Major, Oklahoma 11 $ 530,000 $ 48,181 $ 51,000
Davidson, Tennessee 11 $ 1,250,000 $ 113,636 $ 43,000
Montgomery, Tennessee 11 $ 928,000 $ 84,363 $ 47,000
El Paso, Texas 11 $ 779,000 $ 70,818 $ 41,000
Chesterfield, Virginia 11 $ 925,000 $ 84,090 $ 28,000
Kent, Delaware 10 $ 1,085,000 $ 108,500 $ 31,000
Miami, Kansas 10 $ 1,132,000 $ 113,200 $ 83,000
Le Flore, Oklahoma 10 $ 570,000 $ 57,000 $ 54,000
Tillman, Oklahoma 10 $ 613,000 $ 61,300 $ 46,000
Travis, Texas 10 $ 1,096,000 $ 109,600 $ 110,000
Los Angeles, California 9 $ 1,190,000 $ 132,222 $ 62,000
St. Lucie, Florida 9 $ 635,000 $ 70,555 $ 28,000
Will, Illinois 9 $ 1,039,000 $ 115,444 $ 48,000
Baltimore City, Maryland 9 $ 750,000 $ 83,333 $ 93,000
Harford, Maryland 9 $ 1,073,000 $ 119,222 $ 46,000
Anoka, Minnesota 9 $ 904,000 $ 100,444 $ 100,000
Dakota, Minnesota 9 $ 1,067,000 $ 118,555 $ 96,000
Garvin, Oklahoma 9 $ 520,000 $ 57,777 $ 50,000
Chesapeake, Virginia 9 $ 730,000 $ 81,111 $ 113,000
Mobile, Alabama 8 $ 903,000 $ 112,875 $ 67,000
Jefferson, Colorado 8 $ 2,215,000 $ 276,875 $ 470,000
Pinellas, Florida 8 $ 964,000 $ 120,500 $ 59,000
Douglas, Kansas 8 $ 787,000 $ 98,375 $ 66,000
Jackson, Kansas 8 $ 640,000 $ 80,000 $ 38,000
Jefferson, Kansas 8 $ 747,000 $ 93,375 $ 40,000
Frederick, Maryland 8 $ 1,010,000 $ 126,250 $ 42,000
Brazoria, Texas 8 $ 965,000 $ 120,625 $ 101,000
Kaufman, Texas 8 $ 1,664,000 $ 208,000 $ 110,000
Smith, Texas 8 $ 814,000 $ 101,750 $ 59,000
Waller, Texas 8 $ 1,374,000 $ 171,750 $ 108,000
Loudoun, Virginia 8 $ 1,088,000 $ 136,000 $ 40,000
Virginia Beach, Virginia 8 $ 882,000 $ 110,250 $ 48,000
Baldwin, Alabama 7 $ 857,000 $ 122,428 $ 63,000
Shelby, Alabama 7 $ 1,134,000 $ 162,000 $ 28,000
Riverside, California 7 $ 1,296,000 $ 185,142 $ 115,000
Arapahoe, Colorado 7 $ 841,000 $ 120,142 $ 176,000
Denver, Colorado 7 $ 629,000 $ 89,857 $ 48,000
El Paso, Colorado 7 $ 1,269,000 $ 181,285 $ 197,000
Marion, Indiana 7 $ 760,000 $ 108,571 $ 86,000
Montgomery, Kansas 7 $ 458,000 $ 65,428 $ 152,000
Wayne, Michigan 7 $ 592,000 $ 84,571 $ 42,000
Washington, Minnesota 7 $ 986,000 $ 140,857 $ 100,000
Saline, Missouri 7 $ 559,000 $ 79,857 $ 29,000
Taney, Missouri 7 $ 444,000 $ 63,428 $ 60,000
Sarpy, Nebraska 7 $ 531,000 $ 75,857 $ 35,000
Clark, Nevada 7 $ 1,189,000 $ 169,857 $ 95,000
McCurtain, Oklahoma 7 $ 556,000 $ 79,428 $ 47,000
Allegheny, Pennsylvania 7 $ 545,000 $ 77,857 $ 65,000
Galveston, Texas 7 $ 855,000 $ 122,142 $ 111,000
Fauquier, Virginia 7 $ 704,000 $ 100,571 $ 95,000
King, Washington 7 $ 1,127,000 $ 161,000 $ 66,000
Saline, Arkansas 6 $ 702,000 $ 117,000 $ 88,000
Adams, Colorado 6 $ 795,000 $ 132,500 $ 60,000
Boulder, Colorado 6 $ 1,271,000 $ 211,833 $ 126,000
Hall, Georgia 6 $ 645,000 $ 107,500 $ 37,000
McHenry, Illinois 6 $ 778,000 $ 129,666 $ 72,000
Barry, Missouri 6 $ 837,000 $ 139,500 $ 196,000
Boone, Missouri 6 $ 346,000 $ 57,666 $ 32,000
Greene, Missouri 6 $ 723,000 $ 120,500 $ 52,000
Jefferson, Missouri 6 $ 740,000 $ 123,333 $ 65,000
Ray, Missouri 6 $ 546,000 $ 91,000 $ 49,000
Camden, New Jersey 6 $ 571,000 $ 95,166 $ 81,000
Taos, New Mexico 6 $ 769,000 $ 128,166 $ 102,000
Torrance, New Mexico 6 $ 461,000 $ 76,833 $ 39,000
Montgomery, Ohio 6 $ 552,000 $ 92,000 $ 32,000
Marshall, Oklahoma 6 $ 379,000 $ 63,166 $ 91,000
Ellis, Texas 6 $ 535,000 $ 89,166 $ 54,000
Rockwall, Texas 6 $ 861,000 $ 143,500 $ 72,000
Williamson, Texas 6 $ 766,000 $ 127,666 $ 97,000
Rockingham, Virginia 6 $ 660,000 $ 110,000 $ 58,000
Stafford, Virginia 6 $ 749,000 $ 124,833 $ 83,000
San Bernardino, California 5 $ 632,000 $ 126,400 $ 82,000
San Diego, California 5 $ 533,000 $ 106,600 $ 49,000
Hartford, Connecticut 5 $ 556,000 $ 111,200 $ 81,000
Broward, Florida 5 $ 592,000 $ 118,400 $ 46,000
Hillsborough, Florida 5 $ 349,000 $ 69,800 $ 70,000
Palm Beach, Florida 5 $ 1,385,000 $ 277,000 $ 228,000
Seminole, Florida 5 $ 289,000 $ 57,800 $ 38,000
Volusia, Florida 5 $ 456,000 $ 91,200 $ 35,000
Rockdale, Georgia 5 $ 561,000 $ 112,200 $ 50,000
Barton, Kansas 5 $ 343,000 $ 68,600 $ 57,000
Crawford, Kansas 5 $ 446,000 $ 89,200 $ 59,000
Franklin, Kansas 5 $ 555,000 $ 111,000 $ 64,000
Seward, Kansas 5 $ 271,000 $ 54,200 $ 36,000
Wabaunsee, Kansas 5 $ 311,000 $ 62,200 $ 30,000
Ramsey, Minnesota 5 $ 707,000 $ 141,400 $ 101,000
Bates, Missouri 5 $ 488,000 $ 97,600 $ 47,000
Christian, Missouri 5 $ 756,000 $ 151,200 $ 167,000
Jasper, Missouri 5 $ 624,000 $ 124,800 $ 80,000
Johnson, Missouri 5 $ 430,000 $ 86,000 $ 53,000
Mecklenburg, North Carolina 5 $ 345,000 $ 69,000 $ 49,000
Summit, Ohio 5 $ 513,000 $ 102,600 $ 37,000
Alfalfa, Oklahoma 5 $ 237,000 $ 47,400 $ 72,000
Kiowa, Oklahoma 5 $ 390,000 $ 78,000 $ 63,000
Latimer, Oklahoma 5 $ 321,000 $ 64,200 $ 43,000
Pontotoc, Oklahoma 5 $ 382,000 $ 76,400 $ 51,000
Delaware, Pennsylvania 5 $ 440,000 $ 88,000 $ 53,000
Montgomery, Pennsylvania 5 $ 739,000 $ 147,800 $ 93,000
Johnson, Texas 5 $ 1,274,000 $ 254,800 $ 200,000
Alexandria, Virginia 5 $ 622,000 $ 124,400 $ 56,000
Arlington, Virginia 5 $ 639,000 $ 127,800 $ 137,000
Hampton, Virginia 5 $ 437,000 $ 87,400 $ 36,000
Hanover, Virginia 5 $ 486,000 $ 97,200 $ 78,000
Norfolk, Virginia 5 $ 396,000 $ 79,200 $ 96,000
St. Clair, Alabama 4 $ 320,000 $ 80,000 $ 33,000
Sebastian, Arkansas 4 $ 150,000 $ 37,500 $ 24,000
Sacramento, California 4 $ 597,000 $ 149,250 $ 88,000
Summit, Colorado 4 $ 1,647,000 $ 411,750 $ 424,000
Fairfield, Connecticut 4 $ 561,000 $ 140,250 $ 152,000
New Castle, Delaware 4 $ 419,000 $ 104,750 $ 72,000
Lee, Florida 4 $ 250,000 $ 62,500 $ 38,000
Bulloch, Georgia 4 $ 622,000 $ 155,500 $ 70,000
Camden, Georgia 4 $ 301,000 $ 75,250 $ 33,000
Fayette, Georgia 4 $ 337,000 $ 84,250 $ 22,000
Forsyth, Georgia 4 $ 385,000 $ 96,250 $ 26,000
Finney, Kansas 4 $ 277,000 $ 69,250 $ 22,000
Lyon, Kansas 4 $ 475,000 $ 118,750 $ 58,000
Charles, Maryland 4 $ 465,000 $ 116,250 $ 39,000
St. Mary's, Maryland 4 $ 414,000 $ 103,500 $ 76,000
Kent, Michigan 4 $ 270,000 $ 67,500 $ 20,000
Newton, Missouri 4 $ 457,000 $ 114,250 $ 114,000
Pettis, Missouri 4 $ 230,000 $ 57,500 $ 31,000
Yellowstone, Montana 4 $ 479,000 $ 119,750 $ 60,000
Socorro, New Mexico 4 $ 365,000 $ 91,250 $ 30,000
Hamilton, Ohio 4 $ 589,000 $ 147,250 $ 118,000
Carter, Oklahoma 4 $ 390,000 $ 97,500 $ 91,000
Nowata, Oklahoma 4 $ 484,000 $ 121,000 $ 50,000
Washington, Oregon 4 $ 591,000 $ 147,750 $ 85,000
Philadelphia, Pennsylvania 4 $ 211,000 $ 52,750 $ 69,000
Henderson, Texas 4 $ 749,000 $ 187,250 $ 263,000
Nueces, Texas 4 $ 254,000 $ 63,500 $ 82,000
Potter, Texas 4 $ 416,000 $ 104,000 $ 66,000
Petersburg, Virginia 4 $ 258,000 $ 64,500 $ 113,000
Benton, Washington 4 $ 659,000 $ 164,750 $ 95,000
Anchorage, Alaska 3 $ 693,000 $ 231,000 $ 229,000
Carroll, Arkansas 3 $ 891,000 $ 297,000 $ 91,000
Lonoke, Arkansas 3 $ 414,000 $ 138,000 $ 53,000
Madison, Arkansas 3 $ 224,000 $ 74,666 $ 33,000
White, Arkansas 3 $ 221,000 $ 73,666 $ 15,000
Fresno, California 3 $ 565,000 $ 188,333 $ 110,000
Orange, California 3 $ 1,332,000 $ 444,000 $ 391,000
San Joaquin, California 3 $ 335,000 $ 111,666 $ 77,000
La Plata, Colorado 3 $ 817,000 $ 272,333 $ 336,000
New Haven, Connecticut 3 $ 296,000 $ 98,666 $ 30,000
Brevard, Florida 3 $ 167,000 $ 55,666 $ 11,000
Pasco, Florida 3 $ 214,000 $ 71,333 $ 20,000
Polk, Florida 3 $ 287,000 $ 95,666 $ 46,000
Cherokee, Georgia 3 $ 230,000 $ 76,666 $ 19,000
Henry, Georgia 3 $ 317,000 $ 105,666 $ 53,000
Polk, Georgia 3 $ 213,000 $ 71,000 $ 41,000
St. Clair, Illinois 3 $ 172,000 $ 57,333 $ 100,000
Bourbon, Kansas 3 $ 315,000 $ 105,000 $ 76,000
Cowley, Kansas 3 $ 184,000 $ 61,333 $ 59,000
Neosho, Kansas 3 $ 133,000 $ 44,333 $ 38,000
Kent, Maryland 3 $ 286,000 $ 95,333 $ 54,000
Washington, Maryland 3 $ 329,000 $ 109,666 $ 121,000
Bristol, Massachusetts 3 $ 565,000 $ 188,333 $ 79,000
Essex, Massachusetts 3 $ 335,000 $ 111,666 $ 37,000
Macomb, Michigan 3 $ 222,000 $ 74,000 $ 32,000
DeSoto, Mississippi 3 $ 314,000 $ 104,666 $ 60,000
Clinton, Missouri 3 $ 329,000 $ 109,666 $ 72,000
Henry, Missouri 3 $ 311,000 $ 103,666 $ 22,000
Lafayette, Missouri 3 $ 277,000 $ 92,333 $ 59,000
McDonald, Missouri 3 $ 292,000 $ 97,333 $ 59,000
Jefferson, Montana 3 $ 140,000 $ 46,666 $ 50,000
Burlington, New Jersey 3 $ 412,000 $ 137,333 $ 45,000
Mercer, New Jersey 3 $ 343,000 $ 114,333 $ 43,000
Middlesex, New Jersey 3 $ 431,000 $ 143,666 $ 83,000
Morris, New Jersey 3 $ 438,000 $ 146,000 $ 123,000
Lincoln, New Mexico 3 $ 511,000 $ 170,333 $ 124,000
Nassau, New York 3 $ 484,000 $ 161,333 $ 82,000
Westchester, New York 3 $ 455,000 $ 151,666 $ 35,000
Delaware, Ohio 3 $ 332,000 $ 110,666 $ 66,000
Greene, Ohio 3 $ 149,000 $ 49,666 $ 43,000
Bryan, Oklahoma 3 $ 584,000 $ 194,666 $ 111,000
Grant, Oklahoma 3 $ 141,000 $ 47,000 $ 49,000
Hughes, Oklahoma 3 $ 252,000 $ 84,000 $ 50,000
Pushmataha, Oklahoma 3 $ 283,000 $ 94,333 $ 25,000
Woods, Oklahoma 3 $ 174,000 $ 58,000 $ 54,000
Woodward, Oklahoma 3 $ 97,000 $ 32,333 $ 43,000
Bucks, Pennsylvania 3 $ 457,000 $ 152,333 $ 96,000
Dauphin, Pennsylvania 3 $ 284,000 $ 94,666 $ 61,000
Richland, South Carolina 3 $ 261,000 $ 87,000 $ 12,000
Robertson, Tennessee 3 $ 387,000 $ 129,000 $ 95,000
Rutherford, Tennessee 3 $ 209,000 $ 69,666 $ 62,000
Sevier, Tennessee 3 $ 378,000 $ 126,000 $ 71,000
Sumner, Tennessee 3 $ 285,000 $ 95,000 $ 28,000
Wilson, Tennessee 3 $ 280,000 $ 93,333 $ 0
Bell, Texas 3 $ 238,000 $ 79,333 $ 71,000
Hood, Texas 3 $ 245,000 $ 81,666 $ 86,000
Lamar, Texas 3 $ 348,000 $ 116,000 $ 87,000
Lubbock, Texas 3 $ 159,000 $ 53,000 $ 65,000
Randall, Texas 3 $ 631,000 $ 210,333 $ 126,000
Newport News, Virginia 3 $ 230,000 $ 76,666 $ 44,000
York, Virginia 3 $ 388,000 $ 129,333 $ 118,000
Pierce, Washington 3 $ 401,000 $ 133,666 $ 58,000
Spokane, Washington 3 $ 524,000 $ 174,666 $ 64,000
Limestone, Alabama 2 $ 177,000 $ 88,500 $ 77,000
Yuma, Arizona 2 $ 187,000 $ 93,500 $ 86,000
Faulkner, Arkansas 2 $ 131,000 $ 65,500 $ 59,000
Alameda, California 2 $ 209,000 $ 104,500 $ 52,000
Santa Barbara, California 2 $ 460,000 $ 230,000 $ 118,000
Ventura, California 2 $ 220,000 $ 110,000 $ 61,000
Eagle, Colorado 2 $ 2,150,000 $ 1,075,000 $ 1,087,000
Garfield, Colorado 2 $ 1,296,000 $ 648,000 $ 265,000
Lake, Colorado 2 $ 182,000 $ 91,000 $ 94,000
Middlesex, Connecticut 2 $ 289,000 $ 144,500 $ 38,000
New London, Connecticut 2 $ 217,000 $ 108,500 $ 25,000
Tolland, Connecticut 2 $ 312,000 $ 156,000 $ 79,000
Bay, Florida 2 $ 269,000 $ 134,500 $ 74,000
Charlotte, Florida 2 $ 141,000 $ 70,500 $ 49,000
Collier, Florida 2 $ 363,000 $ 181,500 $ 80,000
Escambia, Florida 2 $ 158,000 $ 79,000 $ 71,000
Martin, Florida 2 $ 110,000 $ 55,000 $ 0
Okaloosa, Florida 2 $ 213,000 $ 106,500 $ 137,000
Osceola, Florida 2 $ 151,000 $ 75,500 $ 22,000
Sarasota, Florida 2 $ 286,000 $ 143,000 $ 91,000
Clayton, Georgia 2 $ 183,000 $ 91,500 $ 72,000
Columbia, Georgia 2 $ 92,000 $ 46,000 $ 24,000
Douglas, Georgia 2 $ 185,000 $ 92,500 $ 26,000
Fannin, Georgia 2 $ 174,000 $ 87,000 $ 56,000
Gilmer, Georgia 2 $ 113,000 $ 56,500 $ 37,000
Walton, Georgia 2 $ 180,000 $ 90,000 $ 45,000
Honolulu, Hawaii 2 $ 317,000 $ 158,500 $ 33,000
Ada, Idaho 2 $ 217,000 $ 108,500 $ 42,000
Kane, Illinois 2 $ 241,000 $ 120,500 $ 46,000
Lake, Illinois 2 $ 161,000 $ 80,500 $ 17,000
McDonough, Illinois 2 $ 176,000 $ 88,000 $ 46,000
Dickinson, Kansas 2 $ 104,000 $ 52,000 $ 56,000
Marshall, Kansas 2 $ 43,000 $ 21,500 $ 13,000
Rice, Kansas 2 $ 67,000 $ 33,500 $ 70,000
Riley, Kansas 2 $ 171,000 $ 85,500 $ 104,000
Saline, Kansas 2 $ 119,000 $ 59,500 $ 24,000
Christian, Kentucky 2 $ 130,000 $ 65,000 $ 28,000
Fayette, Kentucky 2 $ 204,000 $ 102,000 $ 38,000
East Baton Rouge, Louisiana 2 $ 186,000 $ 93,000 $ 41,000
Calvert, Maryland 2 $ 169,000 $ 84,500 $ 0
Talbot, Maryland 2 $ 349,000 $ 174,500 $ 116,000
Norfolk, Massachusetts 2 $ 260,000 $ 130,000 $ 42,000
Worcester, Massachusetts 2 $ 180,000 $ 90,000 $ 16,000
Oakland, Michigan 2 $ 490,000 $ 245,000 $ 154,000
Oceana, Michigan 2 $ 235,000 $ 117,500 $ 134,000
Ottawa, Michigan 2 $ 190,000 $ 95,000 $ 35,000
Washtenaw, Michigan 2 $ 379,000 $ 189,500 $ 121,000
Crow Wing, Minnesota 2 $ 313,000 $ 156,500 $ 97,000
Rice, Minnesota 2 $ 184,000 $ 92,000 $ 63,000
St. Louis, Minnesota 2 $ 167,000 $ 83,500 $ 40,000
Wright, Minnesota 2 $ 226,000 $ 113,000 $ 11,000
Rankin, Mississippi 2 $ 139,000 $ 69,500 $ 76,000
Franklin, Missouri 2 $ 113,000 $ 56,500 $ 61,000
Howard, Missouri 2 $ 87,000 $ 43,500 $ 35,000
Warren, Missouri 2 $ 257,000 $ 128,500 $ 105,000
Webster, Missouri 2 $ 290,000 $ 145,000 $ 74,000
Missoula, Montana 2 $ 270,000 $ 135,000 $ 33,000
Douglas, Nevada 2 $ 2,145,000 $ 1,072,500 $ 270,000
Atlantic, New Jersey 2 $ 187,000 $ 93,500 $ 48,000
Bergen, New Jersey 2 $ 193,000 $ 96,500 $ 38,000
Cape May, New Jersey 2 $ 170,000 $ 85,000 $ 57,000
Warren, New Jersey 2 $ 278,000 $ 139,000 $ 71,000
Rio Arriba, New Mexico 2 $ 257,000 $ 128,500 $ 87,000
San Miguel, New Mexico 2 $ 284,000 $ 142,000 $ 46,000
Saratoga, New York 2 $ 186,000 $ 93,000 $ 112,000
Buncombe, North Carolina 2 $ 170,000 $ 85,000 $ 89,000
Dare, North Carolina 2 $ 344,000 $ 172,000 $ 61,000
Durham, North Carolina 2 $ 331,000 $ 165,500 $ 60,000
Guilford, North Carolina 2 $ 233,000 $ 116,500 $ 134,000
Clermont, Ohio 2 $ 158,000 $ 79,000 $ 90,000
Cuyahoga, Ohio 2 $ 138,000 $ 69,000 $ 27,000
Stark, Ohio 2 $ 196,000 $ 98,000 $ 79,000
Adair, Oklahoma 2 $ 50,000 $ 25,000 $ 38,000
Blaine, Oklahoma 2 $ 90,000 $ 45,000 $ 59,000
Greer, Oklahoma 2 $ 126,000 $ 63,000 $ 75,000
Noble, Oklahoma 2 $ 219,000 $ 109,500 $ 47,000
Okfuskee, Oklahoma 2 $ 172,000 $ 86,000 $ 32,000
Seminole, Oklahoma 2 $ 200,000 $ 100,000 $ 31,000
Texas, Oklahoma 2 $ 284,000 $ 142,000 $ 21,000
Berks, Pennsylvania 2 $ 156,000 $ 78,000 $ 62,000
Chester, Pennsylvania 2 $ 397,000 $ 198,500 $ 149,000
York, Pennsylvania 2 $ 143,000 $ 71,500 $ 63,000
Greenville, South Carolina 2 $ 147,000 $ 73,500 $ 54,000
York, South Carolina 2 $ 381,000 $ 190,500 $ 9,000
Knox, Tennessee 2 $ 238,000 $ 119,000 $ 78,000
Williamson, Tennessee 2 $ 231,000 $ 115,500 $ 74,000
Burnet, Texas 2 $ 817,000 $ 408,500 $ 36,000
Comal, Texas 2 $ 111,000 $ 55,500 $ 45,000
Hays, Texas 2 $ 309,000 $ 154,500 $ 66,000
Hill, Texas 2 $ 224,000 $ 112,000 $ 175,000
Jefferson, Texas 2 $ 93,000 $ 46,500 $ 93,000
McLennan, Texas 2 $ 231,000 $ 115,500 $ 335,000
Midland, Texas 2 $ 106,000 $ 53,000 $ 40,000
Navarro, Texas 2 $ 299,000 $ 149,500 $ 71,000
San Jacinto, Texas 2 $ 141,000 $ 70,500 $ 34,000
Wise, Texas 2 $ 249,000 $ 124,500 $ 33,000
Albemarle, Virginia 2 $ 133,000 $ 66,500 $ 44,000
Bedford, Virginia 2 $ 220,000 $ 110,000 $ 68,000
Harrisonburg, Virginia 2 $ 349,000 $ 174,500 $ 124,000
Manassas, Virginia 2 $ 167,000 $ 83,500 $ 22,000
Roanoke, Virginia 2 $ 117,000 $ 58,500 $ 53,000
Milwaukee, Wisconsin 2 $ 154,000 $ 77,000 $ 24,000
Autauga, Alabama 1 $ 194,000 $ 194,000 $ 75,000
Jackson, Alabama 1 $ 98,000 $ 98,000 $ 56,000
Walker, Alabama 1 $ 83,000 $ 83,000 $ 40,000
Apache, Arizona 1 $ 90,000 $ 90,000 $ 159,000
Baxter, Arkansas 1 $ 62,000 $ 62,000 $ 38,000
Garland, Arkansas 1 $ 400,000 $ 400,000 $ 126,000
Hot Spring, Arkansas 1 $ 53,000 $ 53,000 $ 61,000
Howard, Arkansas 1 $ 111,000 $ 111,000 $ 63,000
Independence, Arkansas 1 $ 79,000 $ 79,000 $ 46,000
Jefferson, Arkansas 1 $ 69,000 $ 69,000 $ 69,000
Pope, Arkansas 1 $ 114,000 $ 114,000 $ 60,000
El Dorado, California 1 $ 106,000 $ 106,000 $ 86,000
Kern, California 1 $ 62,000 $ 62,000 $ 54,000
Nevada, California 1 $ 130,000 $ 130,000 $ 98,000
San Francisco, California 1 $ 275,000 $ 275,000 $ 84,000
Santa Clara, California 1 $ 146,000 $ 146,000 $ 48,000
Santa Cruz, California 1 $ 322,000 $ 322,000 $ 280,000
Sonoma, California 1 $ 93,000 $ 93,000 $ 64,000
Alamosa, Colorado 1 $ 180,000 $ 180,000 $ 0
Clear Creek, Colorado 1 $ 85,000 $ 85,000 $ 0
Douglas, Colorado 1 $ 200,000 $ 200,000 $ 127,000
Grand, Colorado 1 $ 219,000 $ 219,000 $ 0
Gunnison, Colorado 1 $ 1,016,000 $ 1,016,000 $ 438,000
Park, Colorado 1 $ 323,000 $ 323,000 $ 179,000
Litchfield, Connecticut 1 $ 110,000 $ 110,000 $ 79,000
Alachua, Florida 1 $ 50,000 $ 50,000 $ 95,000
Clay, Florida 1 $ 76,000 $ 76,000 $ 60,000
Gadsden, Florida 1 $ 111,000 $ 111,000 $ 78,000
Highlands, Florida 1 $ 50,000 $ 50,000 $ 0
Holmes, Florida 1 $ 62,000 $ 62,000 $ 0
Indian River, Florida 1 $ 269,000 $ 269,000 $ 337,000
Lake, Florida 1 $ 75,000 $ 75,000 $ 44,000
Barrow, Georgia 1 $ 90,000 $ 90,000 $ 41,000
Bibb, Georgia 1 $ 61,000 $ 61,000 $ 62,000
Carroll, Georgia 1 $ 85,000 $ 85,000 $ 85,000
Catoosa, Georgia 1 $ 50,000 $ 50,000 $ 0
Clarke, Georgia 1 $ 140,000 $ 140,000 $ 73,000
Coweta, Georgia 1 $ 169,000 $ 169,000 $ 71,000
Crisp, Georgia 1 $ 106,000 $ 106,000 $ 151,000
Dawson, Georgia 1 $ 100,000 $ 100,000 $ 81,000
Dougherty, Georgia 1 $ 37,000 $ 37,000 $ 0
Elbert, Georgia 1 $ 89,000 $ 89,000 $ 81,000
Greene, Georgia 1 $ 147,000 $ 147,000 $ 127,000
Harris, Georgia 1 $ 127,000 $ 127,000 $ 124,000
Houston, Georgia 1 $ 62,000 $ 62,000 $ 47,000
Jackson, Georgia 1 $ 72,000 $ 72,000 $ 0
Lowndes, Georgia 1 $ 62,000 $ 62,000 $ 0
Lumpkin, Georgia 1 $ 67,000 $ 67,000 $ 26,000
Richmond, Georgia 1 $ 74,000 $ 74,000 $ 0
Stephens, Georgia 1 $ 73,000 $ 73,000 $ 103,000
Sumter, Georgia 1 $ 86,000 $ 86,000 $ 18,000
DeKalb, Illinois 1 $ 110,000 $ 110,000 $ 84,000
Kankakee, Illinois 1 $ 60,000 $ 60,000 $ 47,000
Macon, Illinois 1 $ 81,000 $ 81,000 $ 62,000
Madison, Illinois 1 $ 31,000 $ 31,000 $ 49,000
Monroe, Illinois 1 $ 140,000 $ 140,000 $ 82,000
Elkhart, Indiana 1 $ 265,000 $ 265,000 $ 166,000
Hamilton, Indiana 1 $ 120,000 $ 120,000 $ 56,000
Porter, Indiana 1 $ 128,000 $ 128,000 $ 70,000
Clayton, Iowa 1 $ 132,000 $ 132,000 $ 113,000
Scott, Iowa 1 $ 235,000 $ 235,000 $ 136,000
Warren, Iowa 1 $ 220,000 $ 220,000 $ 55,000
Allen, Kansas 1 $ 40,000 $ 40,000 $ 24,000
Anderson, Kansas 1 $ 125,000 $ 125,000 $ 0
Atchison, Kansas 1 $ 53,000 $ 53,000 $ 0
Cherokee, Kansas 1 $ 30,000 $ 30,000 $ 99,000
Cloud, Kansas 1 $ 45,000 $ 45,000 $ 0
Doniphan, Kansas 1 $ 59,000 $ 59,000 $ 84,000
Elk, Kansas 1 $ 120,000 $ 120,000 $ 35,000
Greenwood, Kansas 1 $ 80,000 $ 80,000 $ 0
Kearny, Kansas 1 $ 37,000 $ 37,000 $ 44,000
Linn, Kansas 1 $ 191,000 $ 191,000 $ 78,000
Nemaha, Kansas 1 $ 66,000 $ 66,000 $ 32,000
Pottawatomie, Kansas 1 $ 101,000 $ 101,000 $ 52,000
Scott, Kansas 1 $ 38,000 $ 38,000 $ 92,000
Stanton, Kansas 1 $ 63,000 $ 63,000 $ 62,000
Washington, Kansas 1 $ 50,000 $ 50,000 $ 0
Wichita, Kansas 1 $ 90,000 $ 90,000 $ 37,000
Wilson, Kansas 1 $ 79,000 $ 79,000 $ 113,000
Boone, Kentucky 1 $ 59,000 $ 59,000 $ 60,000
Bullitt, Kentucky 1 $ 61,000 $ 61,000 $ 68,000
Kenton, Kentucky 1 $ 110,000 $ 110,000 $ 0
Shelby, Kentucky 1 $ 150,000 $ 150,000 $ 100,000
Simpson, Kentucky 1 $ 55,000 $ 55,000 $ 49,000
Bossier, Louisiana 1 $ 105,000 $ 105,000 $ 54,000
Caddo, Louisiana 1 $ 135,000 $ 135,000 $ 85,000
Calcasieu, Louisiana 1 $ 110,000 $ 110,000 $ 41,000
Jefferson, Louisiana 1 $ 172,000 $ 172,000 $ 0
St. James, Louisiana 1 $ 109,000 $ 109,000 $ 47,000
Tangipahoa, Louisiana 1 $ 190,000 $ 190,000 $ 100,000
Penobscot, Maine 1 $ 181,000 $ 181,000 $ 212,000
Caroline, Maryland 1 $ 136,000 $ 136,000 $ 90,000
Carroll, Maryland 1 $ 102,000 $ 102,000 $ 54,000
Dorchester, Maryland 1 $ 62,000 $ 62,000 $ 82,000
Queen Anne's, Maryland 1 $ 270,000 $ 270,000 $ 86,000
Wicomico, Maryland 1 $ 90,000 $ 90,000 $ 111,000
Barnstable, Massachusetts 1 $ 225,000 $ 225,000 $ 68,000
Berkshire, Massachusetts 1 $ 81,000 $ 81,000 $ 16,000
Hampden, Massachusetts 1 $ 125,000 $ 125,000 $ 104,000
Hampshire, Massachusetts 1 $ 131,000 $ 131,000 $ 29,000
Plymouth, Massachusetts 1 $ 115,000 $ 115,000 $ 87,000
Suffolk, Massachusetts 1 $ 110,000 $ 110,000 $ 151,000
Allegan, Michigan 1 $ 66,000 $ 66,000 $ 56,000
Alpena, Michigan 1 $ 54,000 $ 54,000 $ 24,000
Ingham, Michigan 1 $ 119,000 $ 119,000 $ 65,000
Beltrami, Minnesota 1 $ 130,000 $ 130,000 $ 65,000
Blue Earth, Minnesota 1 $ 140,000 $ 140,000 $ 81,000
Chisago, Minnesota 1 $ 95,000 $ 95,000 $ 70,000
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Mortgage Loan Application Detail Totals for Bank of Oklahoma, NA in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 13,263 $1,508,463,000 $130,833 $2,521,000 $76,666 $6,071,000
Home Purchase (one-to-four family) 7,372 $780,669,000 $164,620 $1,500,000 $102,413 $4,190,000
Home Improvement (one-to-four family) 1,143 $32,185,000 $16,750 $900,000 $37,750 $682,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 5 $901,000 $180,000 $418,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,920 $1,845,933,000 $142,208 $2,521,000 $89,791 $4,745,000
Information not provided by applicant in mail or telephone application 1,709 $174,533,000 $122,594 $993,000 $67,405 $4,034,000
Hispanic 1,206 $114,157,000 $112,666 $600,000 $57,857 $1,774,000
Black 892 $79,900,000 $104,592 $306,000 $51,518 $524,000
American Indian or Alaskan Native 564 $49,136,000 $120,200 $430,000 $78,266 $410,000
Asian or Pacific Islander 342 $39,253,000 $129,750 $715,000 $72,250 $365,000
Other 85 $9,091,000 $143,444 $529,000 $59,777 $425,000
Not applicable 65 $10,215,000 $234,000 $1,468,000 $254,000 $6,071,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,024 $1,954,829,000 $141,591 $2,521,000 $90,897 $6,071,000
FHA-insured (Federal Housing Administration) 2,089 $184,111,000 $73,647 $179,000 $34,294 $1,353,000
VA-guaranteed (Veterans Administration) 1,617 $178,206,000 $106,333 $240,000 $18,185 $392,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $5,072,000 $96,750 $164,000 $42,250 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,284 $1,656,052,000 $141,468 $2,521,000 $91,212 $6,071,000
Application Denied By Financial Institution 2,660 $229,465,000 $112,769 $1,100,000 $56,102 $1,353,000
Application Withdrawn By Applicant 1,739 $214,009,000 $119,447 $929,000 $71,421 $1,774,000
File Closed For Incompleteness 1,475 $165,594,000 $121,105 $710,000 $56,947 $792,000
Application Approved But Not Accepted 625 $57,098,000 $139,800 $975,000 $89,000 $874,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,225 $97,809,000 $115,580 $1,000,000 $68,193 $1,353,000
Debt-To-Income Ratio 653 $60,134,000 $111,320 $1,100,000 $40,880 $275,000
Credit Application Incomplete 281 $33,305,000 $107,850 $897,000 $33,900 $1,140,000
Collateral 272 $18,869,000 $100,437 $467,000 $68,625 $324,000
Other 78 $7,934,000 $99,666 $534,000 $65,666 $360,000
Employment History 73 $5,672,000 $124,300 $546,000 $46,900 $158,000
Unverifiable Information 65 $4,288,000 $102,000 $200,000 $57,000 $848,000
Insufficient Cash (Downpayment, Closing Cost) 13 $1,454,000 $144,000 $183,000 $54,250 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Oklahoma, NA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of Oklahoma, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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