Bank Of Oklahoma, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bank Of Oklahoma, Na 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Oklahoma, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,859 |
| Total Mortgage Loan Application Amount | $2,459,166,000 |
| Average Mortgage Loan Application Amount | $108,666 |
| Highest Mortgage Loan Application Amount | $2,625,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Of Oklahoma, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Oklahoma, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bank Of Oklahoma, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Oklahoma, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Oklahoma, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Oklahoma, Na's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 6,637 | $ 878,574,000 | $ 132,000 | $ 88,000 |
| Oklahoma County Oklahoma | 3,965 | $ 531,737,000 | $ 134,000 | $ 89,000 |
| Cleveland County Oklahoma | 1,330 | $ 174,403,000 | $ 131,000 | $ 76,000 |
| Comanche County Oklahoma | 853 | $ 120,860,000 | $ 141,000 | $ 68,000 |
| Rogers County Oklahoma | 712 | $ 95,803,000 | $ 134,000 | $ 77,000 |
| Wagoner County Oklahoma | 661 | $ 86,023,000 | $ 130,000 | $ 78,000 |
| Canadian County Oklahoma | 570 | $ 71,783,000 | $ 125,000 | $ 76,000 |
| Garfield County Oklahoma | 532 | $ 54,812,000 | $ 103,000 | $ 67,000 |
| Creek County Oklahoma | 393 | $ 47,600,000 | $ 121,000 | $ 72,000 |
| Muskogee County Oklahoma | 218 | $ 17,351,000 | $ 79,000 | $ 58,000 |
| Osage County Oklahoma | 218 | $ 24,383,000 | $ 111,000 | $ 75,000 |
| Washington County Oklahoma | 202 | $ 18,617,000 | $ 92,000 | $ 64,000 |
| Delaware County Oklahoma | 187 | $ 28,510,000 | $ 152,000 | $ 130,000 |
| McClain County Oklahoma | 149 | $ 20,191,000 | $ 135,000 | $ 75,000 |
| Logan County Oklahoma | 134 | $ 18,256,000 | $ 136,000 | $ 85,000 |
| Okmulgee County Oklahoma | 116 | $ 12,055,000 | $ 103,000 | $ 74,000 |
| McIntosh County Oklahoma | 101 | $ 8,601,000 | $ 85,000 | $ 76,000 |
| Pittsburg County Oklahoma | 93 | $ 9,260,000 | $ 99,000 | $ 67,000 |
| Grady County Oklahoma | 71 | $ 10,265,000 | $ 144,000 | $ 69,000 |
| Pottawatomie County Oklahoma | 68 | $ 9,670,000 | $ 142,000 | $ 69,000 |
| Kay County Oklahoma | 57 | $ 3,946,000 | $ 69,000 | $ 57,000 |
| Mayes County Oklahoma | 52 | $ 6,176,000 | $ 118,000 | $ 74,000 |
| Pawnee County Oklahoma | 50 | $ 6,315,000 | $ 126,000 | $ 79,000 |
| Jackson County Oklahoma | 43 | $ 5,714,000 | $ 132,000 | $ 75,000 |
| Payne County Oklahoma | 42 | $ 4,394,000 | $ 104,000 | $ 87,000 |
| Cherokee County Oklahoma | 36 | $ 5,451,000 | $ 151,000 | $ 112,000 |
| Lincoln County Oklahoma | 36 | $ 4,026,000 | $ 111,000 | $ 84,000 |
| Stephens County Oklahoma | 33 | $ 4,231,000 | $ 128,000 | $ 69,000 |
| Kingfisher County Oklahoma | 32 | $ 4,455,000 | $ 139,000 | $ 126,000 |
| Caddo County Oklahoma | 24 | $ 2,300,000 | $ 95,000 | $ 66,000 |
| Garvin County Oklahoma | 21 | $ 2,729,000 | $ 129,000 | $ 158,000 |
| Craig County Oklahoma | 20 | $ 2,505,000 | $ 125,000 | $ 80,000 |
| Ottawa County Oklahoma | 20 | $ 1,715,000 | $ 85,000 | $ 55,000 |
| Cotton County Oklahoma | 15 | $ 1,580,000 | $ 105,000 | $ 65,000 |
| Harris County Texas | 15 | $ 6,020,000 | $ 401,000 | $ 1,013,000 |
| Tarrant County Texas | 15 | $ 2,672,000 | $ 178,000 | $ 84,000 |
| Maricopa County Arizona | 13 | $ 4,055,000 | $ 311,000 | $ 183,000 |
| Grant County Oklahoma | 13 | $ 898,000 | $ 69,000 | $ 61,000 |
| Nowata County Oklahoma | 13 | $ 1,758,000 | $ 135,000 | $ 76,000 |
| Sequoyah County Oklahoma | 12 | $ 1,587,000 | $ 132,000 | $ 127,000 |
| Benton County Arkansas | 10 | $ 2,276,000 | $ 227,000 | $ 81,000 |
| Haskell County Oklahoma | 8 | $ 1,140,000 | $ 142,000 | $ 161,000 |
| Pontotoc County Oklahoma | 8 | $ 1,407,000 | $ 175,000 | $ 223,000 |
| Washington County Arkansas | 7 | $ 1,069,000 | $ 152,000 | $ 224,000 |
| Bernalillo County New Mexico | 7 | $ 1,508,000 | $ 215,000 | $ 132,000 |
| Custer County Oklahoma | 7 | $ 1,067,000 | $ 152,000 | $ 56,000 |
| Latimer County Oklahoma | 7 | $ 761,000 | $ 108,000 | $ 64,000 |
| Murray County Oklahoma | 7 | $ 929,000 | $ 132,000 | $ 108,000 |
| Okfuskee County Oklahoma | 7 | $ 526,000 | $ 75,000 | $ 70,000 |
| Dallas County Texas | 7 | $ 1,143,000 | $ 163,000 | $ 100,000 |
| Denton County Texas | 7 | $ 1,514,000 | $ 216,000 | $ 140,000 |
| Johnson County Kansas | 6 | $ 838,000 | $ 139,000 | $ 218,000 |
| Sedgwick County Kansas | 6 | $ 924,000 | $ 154,000 | $ 104,000 |
| Carter County Oklahoma | 6 | $ 785,000 | $ 130,000 | $ 68,000 |
| Marshall County Oklahoma | 6 | $ 615,000 | $ 102,000 | $ 219,000 |
| Collin County Texas | 6 | $ 1,717,000 | $ 286,000 | $ 143,000 |
| Jackson County Missouri | 5 | $ 674,000 | $ 134,000 | $ 73,000 |
| Beckham County Oklahoma | 5 | $ 471,000 | $ 94,000 | $ 168,000 |
| Blaine County Oklahoma | 5 | $ 977,000 | $ 195,000 | $ 77,000 |
| Le Flore County Oklahoma | 5 | $ 454,000 | $ 90,000 | $ 78,000 |
| Major County Oklahoma | 5 | $ 468,000 | $ 93,000 | $ 60,000 |
| Jefferson County Alabama | 4 | $ 807,000 | $ 201,000 | $ 108,000 |
| Gunnison County Colorado | 4 | $ 2,317,000 | $ 579,000 | $ 378,000 |
| Jefferson County Colorado | 4 | $ 899,000 | $ 224,000 | $ 98,000 |
| Gwinnett County Georgia | 4 | $ 400,000 | $ 100,000 | $ 65,000 |
| Shawnee County Kansas | 4 | $ 229,000 | $ 57,000 | $ 79,000 |
| Santa Fe County New Mexico | 4 | $ 2,732,000 | $ 683,000 | $ 285,000 |
| Bryan County Oklahoma | 4 | $ 463,000 | $ 115,000 | $ 84,000 |
| McCurtain County Oklahoma | 4 | $ 850,000 | $ 212,000 | $ 219,000 |
| Pulaski County Arkansas | 3 | $ 665,000 | $ 221,000 | $ 41,000 |
| Saline County Arkansas | 3 | $ 176,000 | $ 58,000 | $ 94,000 |
| Denver County Colorado | 3 | $ 638,000 | $ 212,000 | $ 68,000 |
| El Paso County Colorado | 3 | $ 799,000 | $ 266,000 | $ 152,000 |
| District of Columbia County District Of Columbia | 3 | $ 678,000 | $ 226,000 | $ 154,000 |
| Cobb County Georgia | 3 | $ 303,000 | $ 101,000 | $ 77,000 |
| Crawford County Kansas | 3 | $ 237,000 | $ 79,000 | $ 80,000 |
| Montgomery County Kansas | 3 | $ 223,000 | $ 74,000 | $ 72,000 |
| Greene County Missouri | 3 | $ 222,000 | $ 74,000 | $ 104,000 |
| Jasper County Missouri | 3 | $ 330,000 | $ 110,000 | $ 68,000 |
| Clark County Nevada | 3 | $ 619,000 | $ 206,000 | $ 396,000 |
| Ellis County Oklahoma | 3 | $ 273,000 | $ 91,000 | $ 65,000 |
| Harper County Oklahoma | 3 | $ 496,000 | $ 165,000 | $ 89,000 |
| Hughes County Oklahoma | 3 | $ 144,000 | $ 48,000 | $ 42,000 |
| Jefferson County Oklahoma | 3 | $ 139,000 | $ 46,000 | $ 60,000 |
| Pushmataha County Oklahoma | 3 | $ 444,000 | $ 148,000 | $ 78,000 |
| Tillman County Oklahoma | 3 | $ 224,000 | $ 74,000 | $ 69,000 |
| Woodward County Oklahoma | 3 | $ 348,000 | $ 116,000 | $ 135,000 |
| Bell County Texas | 3 | $ 619,000 | $ 206,000 | $ 108,000 |
| Fort Bend County Texas | 3 | $ 703,000 | $ 234,000 | $ 114,000 |
| Johnson County Texas | 3 | $ 665,000 | $ 221,000 | $ 59,000 |
| Travis County Texas | 3 | $ 753,000 | $ 251,000 | $ 197,000 |
| Madison County Alabama | 2 | $ 338,000 | $ 169,000 | $ 77,000 |
| Los Angeles County California | 2 | $ 1,599,000 | $ 799,000 | $ 210,000 |
| Riverside County California | 2 | $ 521,000 | $ 260,000 | $ 115,000 |
| Archuleta County Colorado | 2 | $ 450,000 | $ 225,000 | $ 167,000 |
| Larimer County Colorado | 2 | $ 1,894,000 | $ 947,000 | $ 291,000 |
| Kent County Delaware | 2 | $ 334,000 | $ 167,000 | $ 96,000 |
| Hillsborough County Florida | 2 | $ 345,000 | $ 172,000 | $ 282,000 |
| Lee County Florida | 2 | $ 240,000 | $ 120,000 | $ 285,000 |
| Okaloosa County Florida | 2 | $ 504,000 | $ 252,000 | $ 141,000 |
| Fulton County Georgia | 2 | $ 387,000 | $ 193,000 | $ 111,000 |
| Cook County Illinois | 2 | $ 222,000 | $ 111,000 | $ 86,000 |
| DuPage County Illinois | 2 | $ 472,000 | $ 236,000 | $ 257,000 |
| Pratt County Kansas | 2 | $ 191,000 | $ 95,000 | $ 63,000 |
| Harford County Maryland | 2 | $ 246,000 | $ 123,000 | $ 95,000 |
| Cass County Missouri | 2 | $ 287,000 | $ 143,000 | $ 51,000 |
| St. Louis County Missouri | 2 | $ 369,000 | $ 184,000 | $ 50,000 |
| Sandoval County New Mexico | 2 | $ 189,000 | $ 94,000 | $ 95,000 |
| Taos County New Mexico | 2 | $ 488,000 | $ 244,000 | $ 506,000 |
| Valencia County New Mexico | 2 | $ 303,000 | $ 151,000 | $ 72,000 |
| Mecklenburg County North Carolina | 2 | $ 216,000 | $ 108,000 | $ 91,000 |
| Alfalfa County Oklahoma | 2 | $ 97,000 | $ 48,000 | $ 20,000 |
| Johnston County Oklahoma | 2 | $ 272,000 | $ 136,000 | $ 162,000 |
| Kiowa County Oklahoma | 2 | $ 95,000 | $ 47,000 | $ 53,000 |
| Noble County Oklahoma | 2 | $ 93,000 | $ 46,000 | $ 23,000 |
| Seminole County Oklahoma | 2 | $ 196,000 | $ 98,000 | $ 60,000 |
| Woods County Oklahoma | 2 | $ 74,000 | $ 37,000 | $ 73,000 |
| Multnomah County Oregon | 2 | $ 285,000 | $ 142,000 | $ 107,000 |
| Washington County Rhode Island | 2 | $ 1,801,000 | $ 900,000 | $ 675,000 |
| Rutherford County Tennessee | 2 | $ 154,000 | $ 77,000 | $ 118,000 |
| Bexar County Texas | 2 | $ 386,000 | $ 193,000 | $ 111,000 |
| Brazos County Texas | 2 | $ 426,000 | $ 213,000 | $ 406,000 |
| El Paso County Texas | 2 | $ 246,000 | $ 123,000 | $ 85,000 |
| Galveston County Texas | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Hood County Texas | 2 | $ 334,000 | $ 167,000 | $ 79,000 |
| Montgomery County Texas | 2 | $ 753,000 | $ 376,000 | $ 223,000 |
| Roanoke County Virginia | 2 | $ 168,000 | $ 84,000 | $ 83,000 |
| Etowah County Alabama | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| Lauderdale County Alabama | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lee County Alabama | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Mobile County Alabama | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| St. Clair County Alabama | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Tuscaloosa County Alabama | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Coconino County Arizona | 1 | $ 417,000 | $ 417,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 119,000 | $ 119,000 | $ 133,000 |
| Crawford County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| Garland County Arkansas | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 175,000 |
| Pope County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| White County Arkansas | 1 | $ 231,000 | $ 231,000 | $ 80,000 |
| Monterey County California | 1 | $ 520,000 | $ 520,000 | $ 227,000 |
| San Joaquin County California | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Stanislaus County California | 1 | $ 143,000 | $ 143,000 | $ 116,000 |
| Adams County Colorado | 1 | $ 191,000 | $ 191,000 | $ 76,000 |
| Boulder County Colorado | 1 | $ 126,000 | $ 126,000 | $ 164,000 |
| Custer County Colorado | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Eagle County Colorado | 1 | $ 400,000 | $ 400,000 | $ 342,000 |
| Huerfano County Colorado | 1 | $ 69,000 | $ 69,000 | $ 202,000 |
| La Plata County Colorado | 1 | $ 276,000 | $ 276,000 | $ 76,000 |
| Pueblo County Colorado | 1 | $ 126,000 | $ 126,000 | $ 144,000 |
| Summit County Colorado | 1 | $ 93,000 | $ 93,000 | $ 131,000 |
| Weld County Colorado | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| New Castle County Delaware | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Miami-Dade County Florida | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| St. Lucie County Florida | 1 | $ 119,000 | $ 119,000 | $ 122,000 |
| Walton County Florida | 1 | $ 198,000 | $ 198,000 | $ 169,000 |
| Bulloch County Georgia | 1 | $ 220,000 | $ 220,000 | $ 134,000 |
| Catoosa County Georgia | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Cherokee County Georgia | 1 | $ 136,000 | $ 136,000 | $ 117,000 |
| Clayton County Georgia | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Coweta County Georgia | 1 | $ 154,000 | $ 154,000 | $ 95,000 |
| DeKalb County Georgia | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Fayette County Georgia | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Jeff Davis County Georgia | 1 | $ 80,000 | $ 80,000 | $ 89,000 |
| Union County Georgia | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Whitfield County Georgia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Winnebago County Illinois | 1 | $ 321,000 | $ 321,000 | $ 114,000 |
| Marion County Indiana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Barton County Kansas | 1 | $ 49,000 | $ 49,000 | $ 43,000 |
| Cowley County Kansas | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Doniphan County Kansas | 1 | $ 136,000 | $ 136,000 | $ 126,000 |
| Geary County Kansas | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Harvey County Kansas | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Linn County Kansas | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Reno County Kansas | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Anne Arundel County Maryland | 1 | $ 119,000 | $ 119,000 | $ 146,000 |
| Baltimore County Maryland | 1 | $ 247,000 | $ 247,000 | $ 179,000 |
| Baltimore City County Maryland | 1 | $ 74,000 | $ 74,000 | $ 85,000 |
| Charles County Maryland | 1 | $ 172,000 | $ 172,000 | $ 35,000 |
| Montgomery County Maryland | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Prince George's County Maryland | 1 | $ 260,000 | $ 260,000 | $ 107,000 |
| Ingham County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| DeSoto County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Barry County Missouri | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Buchanan County Missouri | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Clay County Missouri | 1 | $ 276,000 | $ 276,000 | $ 94,000 |
| Jefferson County Missouri | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Morgan County Missouri | 1 | $ 402,000 | $ 402,000 | $ 311,000 |
| Newton County Missouri | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Phelps County Missouri | 1 | $ 98,000 | $ 98,000 | $ 125,000 |
| Platte County Missouri | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Douglas County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Middlesex County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Dona Ana County New Mexico | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Albany County New York | 1 | $ 237,000 | $ 237,000 | $ 72,000 |
| Dutchess County New York | 1 | $ 212,000 | $ 212,000 | $ 117,000 |
| Nassau County New York | 1 | $ 44,000 | $ 44,000 | $ 65,000 |
| Cumberland County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Durham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Moore County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 68,000 |
| Richmond County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Butler County Ohio | 1 | $ 78,000 | $ 78,000 | $ 107,000 |
| Lucas County Ohio | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Miami County Ohio | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Choctaw County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Roger Mills County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Texas County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Washita County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Bedford County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Tioga County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 117,000 |
| Dorchester County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 119,000 |
| Horry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 173,000 |
| Sumter County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Corson County South Dakota | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Williamson County Tennessee | 1 | $ 334,000 | $ 334,000 | $ 83,000 |
| Coryell County Texas | 1 | $ 194,000 | $ 194,000 | $ 113,000 |
| Grayson County Texas | 1 | $ 123,000 | $ 123,000 | $ 96,000 |
| Hunt County Texas | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Lampasas County Texas | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Lubbock County Texas | 1 | $ 189,000 | $ 189,000 | $ 150,000 |
| Parker County Texas | 1 | $ 345,000 | $ 345,000 | $ 111,000 |
| Rockwall County Texas | 1 | $ 177,000 | $ 177,000 | $ 104,000 |
| Scurry County Texas | 1 | $ 102,000 | $ 102,000 | $ 127,000 |
| Wichita County Texas | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Wilbarger County Texas | 1 | $ 79,000 | $ 79,000 | $ 81,000 |
| Williamson County Texas | 1 | $ 152,000 | $ 152,000 | $ 89,000 |
| Summit County Utah | 1 | $ 400,000 | $ 400,000 | $ 405,000 |
| Utah County Utah | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Falls Church County Virginia | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Henrico County Virginia | 1 | $ 169,000 | $ 169,000 | $ 60,000 |
| Spotsylvania County Virginia | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Westmoreland County Virginia | 1 | $ 264,000 | $ 264,000 | $ 419,000 |
| Spokane County Washington | 1 | $ 236,000 | $ 236,000 | $ 86,000 |
| Brown County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Teton County Wyoming | 1 | $ 475,000 | $ 475,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Bank Of Oklahoma, Na in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,999 | $1,422,507,000 | $142,000 | $1,725,000 | $90,000 | $9,999,000 |
| Home Purchase | 7,127 | $948,054,000 | $133,000 | $2,625,000 | $77,000 | $6,694,000 |
| Home Improvement | 1,733 | $88,605,000 | $51,000 | $1,750,000 | $74,000 | $1,320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,999 | $1,984,059,000 | $132,000 | $2,625,000 | $87,000 | $9,999,000 |
| Not Provided | 1,333 | $178,548,000 | $133,000 | $2,545,000 | $85,000 | $1,038,000 |
| American Indian or Alaskan Native | 730 | $87,406,000 | $119,000 | $1,750,000 | $69,000 | $704,000 |
| Black or African American | 729 | $83,751,000 | $114,000 | $417,000 | $57,000 | $600,000 |
| Hispanic | 603 | $58,013,000 | $96,000 | $417,000 | $54,000 | $450,000 |
| Asian | 412 | $57,309,000 | $139,000 | $417,000 | $88,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $5,470,000 | $130,000 | $675,000 | $75,000 | $432,000 |
| Not applicable | 11 | $4,610,000 | $419,000 | $1,450,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,272 | $1,620,810,000 | $132,000 | $2,625,000 | $99,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,211 | $626,555,000 | $120,000 | $303,000 | $54,000 | $1,260,000 |
| VA-guaranteed (Veterans Administration) | 1,191 | $190,819,000 | $160,000 | $589,000 | $56,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 185 | $20,982,000 | $113,000 | $255,000 | $44,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,694 | $1,708,969,000 | $134,000 | $2,625,000 | $86,000 | $6,694,000 |
| Application Denied By Financial Institution | 2,607 | $241,867,000 | $92,000 | $2,545,000 | $76,000 | $9,999,000 |
| Application Withdrawn By Applicant | 1,959 | $298,215,000 | $152,000 | $1,725,000 | $88,000 | $1,763,000 |
| Preapproval Denied by Financial Institution | 668 | $74,344,000 | $111,000 | $750,000 | $51,000 | $983,000 |
| File Closed For Incompleteness | 612 | $95,949,000 | $156,000 | $1,750,000 | $94,000 | $1,633,000 |
| Application Approved But Not Accepted | 319 | $39,822,000 | $124,000 | $1,000,000 | $87,000 | $1,274,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,677 | $141,443,000 | $84,000 | $1,500,000 | $65,000 | $1,320,000 |
| Debt-To-Income Ratio | 618 | $67,305,000 | $108,000 | $2,545,000 | $50,000 | $485,000 |
| Collateral | 434 | $43,983,000 | $101,000 | $1,560,000 | $113,000 | $9,999,000 |
| Other | 238 | $26,676,000 | $112,000 | $1,500,000 | $84,000 | $592,000 |
| Credit Application Incomplete | 146 | $21,395,000 | $146,000 | $700,000 | $76,000 | $360,000 |
| Unverifiable Information | 89 | $6,970,000 | $78,000 | $405,000 | $95,000 | $1,038,000 |
| Employment History | 44 | $4,653,000 | $105,000 | $327,000 | $40,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,189,000 | $109,000 | $373,000 | $50,000 | $134,000 |
| Mortgage Insurance Denied | 9 | $1,597,000 | $177,000 | $342,000 | $94,000 | $183,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Oklahoma, Na's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Oklahoma, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.