Bank Of The West
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Bank Of The West 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank Of The West
1977 Saturn Street Ms Sc-Mpk-03-N
Monterey Park, CA 91755
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,828
Total Mortgage Loan Application Amount $3,688,346,000
Average Mortgage Loan Application Amount $180,666
Highest Mortgage Loan Application Amount $7,000,000
Average Applicant Income $107,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of The West. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The West's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Bank Of The West's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The West serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank Of The West, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The West's mortgage activity for 2010.

Mortgage Loan Application Totals for Bank Of The West by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,252 $ 521,824,000 $ 416,000 $ 218,000
Douglas County Nebraska 809 $ 108,133,000 $ 133,000 $ 98,000
Santa Clara County California 592 $ 232,436,000 $ 392,000 $ 165,000
Sedgwick County Kansas 507 $ 56,486,000 $ 111,000 $ 77,000
Orange County California 446 $ 187,369,000 $ 420,000 $ 206,000
Alameda County California 441 $ 154,777,000 $ 350,000 $ 119,000
Contra Costa County California 385 $ 134,305,000 $ 348,000 $ 127,000
Bernalillo County New Mexico 367 $ 65,592,000 $ 178,000 $ 104,000
Polk County Iowa 276 $ 28,459,000 $ 103,000 $ 81,000
Stanislaus County California 272 $ 52,516,000 $ 193,000 $ 131,000
Sarpy County Nebraska 271 $ 35,444,000 $ 130,000 $ 79,000
Jefferson County Colorado 212 $ 46,153,000 $ 217,000 $ 100,000
Garfield County Oklahoma 199 $ 16,644,000 $ 83,000 $ 67,000
San Joaquin County California 190 $ 30,518,000 $ 160,000 $ 86,000
San Mateo County California 188 $ 98,992,000 $ 526,000 $ 205,000
Denver County Colorado 166 $ 36,294,000 $ 218,000 $ 111,000
San Diego County California 165 $ 71,127,000 $ 431,000 $ 174,000
San Francisco County California 159 $ 91,388,000 $ 574,000 $ 198,000
Fresno County California 158 $ 25,770,000 $ 163,000 $ 131,000
Lancaster County Nebraska 157 $ 15,314,000 $ 97,000 $ 65,000
Sonoma County California 156 $ 50,132,000 $ 321,000 $ 134,000
Jackson County Missouri 147 $ 16,750,000 $ 113,000 $ 81,000
Johnson County Kansas 141 $ 31,311,000 $ 222,000 $ 121,000
Pima County Arizona 135 $ 26,338,000 $ 195,000 $ 95,000
Adams County Colorado 125 $ 15,400,000 $ 123,000 $ 77,000
Sacramento County California 124 $ 22,439,000 $ 180,000 $ 127,000
Arapahoe County Colorado 123 $ 26,519,000 $ 215,000 $ 105,000
Ventura County California 112 $ 43,704,000 $ 390,000 $ 194,000
Linn County Iowa 112 $ 9,594,000 $ 85,000 $ 64,000
Riverside County California 103 $ 32,000,000 $ 310,000 $ 155,000
Pottawattamie County Iowa 97 $ 11,269,000 $ 116,000 $ 74,000
Butler County Kansas 97 $ 10,122,000 $ 104,000 $ 72,000
Washington County Oregon 97 $ 20,559,000 $ 211,000 $ 90,000
Butte County California 95 $ 9,826,000 $ 103,000 $ 67,000
Boulder County Colorado 95 $ 34,868,000 $ 367,000 $ 140,000
Larimer County Colorado 93 $ 19,454,000 $ 209,000 $ 138,000
San Bernardino County California 91 $ 19,222,000 $ 211,000 $ 116,000
Dona Ana County New Mexico 87 $ 8,343,000 $ 95,000 $ 54,000
Santa Cruz County California 84 $ 31,235,000 $ 371,000 $ 211,000
Multnomah County Oregon 83 $ 19,709,000 $ 237,000 $ 214,000
Napa County California 82 $ 38,893,000 $ 474,000 $ 179,000
Lincoln County Nebraska 81 $ 6,752,000 $ 83,000 $ 68,000
Marin County California 80 $ 53,005,000 $ 662,000 $ 275,000
Summit County Colorado 78 $ 48,196,000 $ 617,000 $ 306,000
Solano County California 77 $ 15,699,000 $ 203,000 $ 108,000
Clackamas County Oregon 77 $ 20,222,000 $ 262,000 $ 136,000
Ford County Kansas 75 $ 6,684,000 $ 89,000 $ 64,000
Clark County Nevada 74 $ 16,021,000 $ 216,000 $ 252,000
Oklahoma County Oklahoma 74 $ 12,251,000 $ 165,000 $ 97,000
Boone County Iowa 71 $ 4,914,000 $ 69,000 $ 64,000
Tulare County California 70 $ 9,992,000 $ 142,000 $ 125,000
Lyon County Minnesota 69 $ 7,165,000 $ 103,000 $ 74,000
Sweetwater County Wyoming 69 $ 7,284,000 $ 105,000 $ 80,000
Maricopa County Arizona 68 $ 15,302,000 $ 225,000 $ 256,000
Sandoval County New Mexico 67 $ 9,769,000 $ 145,000 $ 74,000
Salt Lake County Utah 67 $ 15,460,000 $ 230,000 $ 121,000
Cass County North Dakota 65 $ 10,096,000 $ 155,000 $ 82,000
Douglas County Colorado 62 $ 22,018,000 $ 355,000 $ 164,000
Weld County Colorado 62 $ 13,770,000 $ 222,000 $ 94,000
Mesa County Colorado 57 $ 10,977,000 $ 192,000 $ 81,000
Franklin County Kansas 57 $ 4,967,000 $ 87,000 $ 63,000
Placer County California 56 $ 15,122,000 $ 270,000 $ 199,000
Ada County Idaho 56 $ 11,297,000 $ 201,000 $ 94,000
Finney County Kansas 56 $ 4,174,000 $ 74,000 $ 51,000
Otter Tail County Minnesota 56 $ 6,967,000 $ 124,000 $ 59,000
Pinal County Arizona 53 $ 5,520,000 $ 104,000 $ 74,000
Winneshiek County Iowa 53 $ 6,661,000 $ 125,000 $ 67,000
Dallas County Iowa 50 $ 7,694,000 $ 153,000 $ 85,000
Washoe County Nevada 50 $ 10,790,000 $ 215,000 $ 165,000
Nevada County California 49 $ 11,561,000 $ 235,000 $ 111,000
Harvey County Kansas 49 $ 4,185,000 $ 85,000 $ 72,000
Stearns County Minnesota 48 $ 7,211,000 $ 150,000 $ 81,000
Navajo County Arizona 47 $ 2,778,000 $ 59,000 $ 53,000
Lincoln County Wyoming 46 $ 5,508,000 $ 119,000 $ 72,000
El Dorado County California 45 $ 15,054,000 $ 334,000 $ 169,000
Buffalo County Nebraska 45 $ 4,090,000 $ 90,000 $ 68,000
Kay County Oklahoma 45 $ 1,920,000 $ 42,000 $ 53,000
Santa Barbara County California 44 $ 27,261,000 $ 619,000 $ 379,000
Lake County California 43 $ 5,195,000 $ 120,000 $ 58,000
Lincoln County Oregon 41 $ 7,801,000 $ 190,000 $ 77,000
Moffat County Colorado 40 $ 6,457,000 $ 161,000 $ 76,000
Grand County Colorado 39 $ 8,096,000 $ 207,000 $ 122,000
Gunnison County Colorado 39 $ 16,700,000 $ 428,000 $ 293,000
Carroll County Iowa 39 $ 2,817,000 $ 72,000 $ 49,000
Houston County Minnesota 39 $ 2,956,000 $ 75,000 $ 53,000
Clay County Missouri 39 $ 6,323,000 $ 162,000 $ 146,000
Umatilla County Oregon 39 $ 4,660,000 $ 119,000 $ 60,000
Warren County Iowa 38 $ 4,053,000 $ 106,000 $ 78,000
Swift County Minnesota 38 $ 3,948,000 $ 103,000 $ 70,000
Hall County Nebraska 38 $ 5,602,000 $ 147,000 $ 60,000
Carbon County Wyoming 38 $ 4,827,000 $ 127,000 $ 75,000
Pontotoc County Oklahoma 37 $ 1,944,000 $ 52,000 $ 44,000
Kern County California 36 $ 3,941,000 $ 109,000 $ 113,000
Monterey County California 36 $ 11,087,000 $ 307,000 $ 143,000
Cowley County Kansas 36 $ 2,087,000 $ 57,000 $ 65,000
Kings County California 35 $ 5,038,000 $ 143,000 $ 119,000
Merced County California 35 $ 4,046,000 $ 115,000 $ 97,000
Cass County Nebraska 35 $ 4,623,000 $ 132,000 $ 77,000
Box Butte County Nebraska 34 $ 2,880,000 $ 84,000 $ 69,000
Montrose County Colorado 33 $ 5,480,000 $ 166,000 $ 83,000
Wapello County Iowa 33 $ 1,803,000 $ 54,000 $ 41,000
Kittitas County Washington 33 $ 5,185,000 $ 157,000 $ 70,000
Decatur County Iowa 32 $ 2,305,000 $ 72,000 $ 67,000
Natrona County Wyoming 32 $ 4,446,000 $ 138,000 $ 92,000
Coconino County Arizona 31 $ 5,080,000 $ 163,000 $ 72,000
Gila County Arizona 30 $ 1,507,000 $ 50,000 $ 56,000
Yolo County California 30 $ 4,521,000 $ 150,000 $ 101,000
Lincoln County Minnesota 30 $ 1,907,000 $ 63,000 $ 53,000
Madison County Nebraska 30 $ 3,246,000 $ 108,000 $ 56,000
Richland County North Dakota 30 $ 2,646,000 $ 88,000 $ 62,000
Anoka County Minnesota 29 $ 5,095,000 $ 175,000 $ 69,000
Seminole County Oklahoma 29 $ 1,113,000 $ 38,000 $ 54,000
Reno County Kansas 28 $ 1,640,000 $ 58,000 $ 74,000
Gage County Nebraska 28 $ 1,776,000 $ 63,000 $ 47,000
Washington County Oklahoma 28 $ 2,760,000 $ 98,000 $ 74,000
Benton County Washington 27 $ 4,042,000 $ 149,000 $ 67,000
Morrison County Minnesota 26 $ 3,737,000 $ 143,000 $ 73,000
Washington County Nebraska 25 $ 3,960,000 $ 158,000 $ 119,000
Tulsa County Oklahoma 25 $ 3,510,000 $ 140,000 $ 81,000
Laramie County Wyoming 25 $ 3,245,000 $ 129,000 $ 68,000
Davis County Iowa 24 $ 2,692,000 $ 112,000 $ 46,000
Stevens County Minnesota 24 $ 3,050,000 $ 127,000 $ 57,000
Valencia County New Mexico 24 $ 2,759,000 $ 114,000 $ 58,000
Apache County Arizona 23 $ 1,526,000 $ 66,000 $ 52,000
Clay County Minnesota 23 $ 2,739,000 $ 119,000 $ 58,000
Platte County Nebraska 23 $ 2,043,000 $ 88,000 $ 68,000
Las Animas County Colorado 22 $ 867,000 $ 39,000 $ 40,000
Platte County Missouri 22 $ 2,878,000 $ 130,000 $ 85,000
Scott County Iowa 21 $ 1,703,000 $ 81,000 $ 74,000
Payne County Oklahoma 21 $ 1,009,000 $ 48,000 $ 51,000
Albany County Wyoming 21 $ 3,832,000 $ 182,000 $ 102,000
Delta County Colorado 20 $ 2,518,000 $ 125,000 $ 60,000
Johnson County Iowa 20 $ 2,561,000 $ 128,000 $ 71,000
Douglas County Kansas 20 $ 3,293,000 $ 164,000 $ 80,000
Cleveland County Oklahoma 20 $ 1,269,000 $ 63,000 $ 88,000
Clay County South Dakota 20 $ 2,631,000 $ 131,000 $ 79,000
Campbell County Wyoming 20 $ 2,650,000 $ 132,000 $ 74,000
San Luis Obispo County California 19 $ 7,273,000 $ 382,000 $ 551,000
Tuolumne County California 19 $ 2,524,000 $ 132,000 $ 127,000
Harrison County Iowa 19 $ 1,195,000 $ 62,000 $ 47,000
Story County Iowa 19 $ 2,630,000 $ 138,000 $ 76,000
Pawnee County Kansas 19 $ 676,000 $ 35,000 $ 64,000
Sumner County Kansas 19 $ 1,513,000 $ 79,000 $ 70,000
Cass County Missouri 19 $ 2,481,000 $ 130,000 $ 93,000
Cherry County Nebraska 19 $ 1,002,000 $ 52,000 $ 85,000
Dodge County Nebraska 19 $ 1,406,000 $ 74,000 $ 53,000
Stark County North Dakota 19 $ 1,647,000 $ 86,000 $ 49,000
Washburn County Wisconsin 19 $ 1,989,000 $ 104,000 $ 63,000
Sublette County Wyoming 19 $ 3,000,000 $ 157,000 $ 339,000
Uinta County Wyoming 19 $ 2,160,000 $ 113,000 $ 73,000
Canyon County Idaho 18 $ 2,099,000 $ 116,000 $ 57,000
Marshall County Iowa 18 $ 1,059,000 $ 58,000 $ 66,000
Shelby County Iowa 18 $ 1,351,000 $ 75,000 $ 50,000
Woodbury County Iowa 18 $ 1,164,000 $ 64,000 $ 49,000
Dawes County Nebraska 18 $ 1,669,000 $ 92,000 $ 53,000
Columbia County Oregon 18 $ 2,746,000 $ 152,000 $ 84,000
Yakima County Washington 18 $ 2,830,000 $ 157,000 $ 100,000
Washakie County Wyoming 18 $ 2,273,000 $ 126,000 $ 52,000
Park County Colorado 17 $ 2,543,000 $ 149,000 $ 52,000
Routt County Colorado 17 $ 8,402,000 $ 494,000 $ 232,000
Blaine County Idaho 17 $ 6,126,000 $ 360,000 $ 205,000
Barton County Kansas 17 $ 339,000 $ 19,000 $ 53,000
Fillmore County Minnesota 17 $ 1,441,000 $ 84,000 $ 60,000
Carter County Oklahoma 17 $ 1,056,000 $ 62,000 $ 64,000
Malheur County Oregon 17 $ 2,910,000 $ 171,000 $ 60,000
Summit County Utah 17 $ 13,559,000 $ 797,000 $ 720,000
Park County Wyoming 17 $ 2,055,000 $ 120,000 $ 78,000
Chaffee County Colorado 16 $ 3,672,000 $ 229,000 $ 99,000
Elbert County Colorado 16 $ 3,528,000 $ 220,000 $ 72,000
Jones County Iowa 16 $ 1,218,000 $ 76,000 $ 45,000
Douglas County Nevada 16 $ 5,735,000 $ 358,000 $ 294,000
Wasco County Oregon 16 $ 1,761,000 $ 110,000 $ 66,000
Broomfield County Colorado 15 $ 2,628,000 $ 175,000 $ 65,000
Nobles County Minnesota 15 $ 1,267,000 $ 84,000 $ 59,000
Beadle County South Dakota 15 $ 1,649,000 $ 109,000 $ 45,000
Teton County Wyoming 15 $ 9,054,000 $ 603,000 $ 330,000
Washington County Idaho 14 $ 886,000 $ 63,000 $ 54,000
Mills County Iowa 14 $ 1,390,000 $ 99,000 $ 61,000
Cottonwood County Minnesota 14 $ 1,806,000 $ 129,000 $ 209,000
Carson City County Nevada 14 $ 3,073,000 $ 219,000 $ 147,000
Clark County Washington 14 $ 3,494,000 $ 249,000 $ 196,000
Converse County Wyoming 14 $ 1,241,000 $ 88,000 $ 82,000
Madera County California 13 $ 1,060,000 $ 81,000 $ 70,000
Mahaska County Iowa 13 $ 760,000 $ 58,000 $ 53,000
Hennepin County Minnesota 13 $ 6,496,000 $ 499,000 $ 860,000
Spink County South Dakota 13 $ 955,000 $ 73,000 $ 75,000
Fremont County Wyoming 13 $ 1,729,000 $ 133,000 $ 74,000
Platte County Wyoming 13 $ 1,344,000 $ 103,000 $ 64,000
Yavapai County Arizona 12 $ 1,121,000 $ 93,000 $ 51,000
Calaveras County California 12 $ 2,322,000 $ 193,000 $ 112,000
El Paso County Colorado 12 $ 2,713,000 $ 226,000 $ 115,000
Franklin County Washington 12 $ 1,298,000 $ 108,000 $ 47,000
Kit Carson County Colorado 11 $ 803,000 $ 73,000 $ 133,000
Morgan County Colorado 11 $ 1,283,000 $ 116,000 $ 73,000
Edwards County Kansas 11 $ 288,000 $ 26,000 $ 49,000
Seward County Kansas 11 $ 586,000 $ 53,000 $ 77,000
Osage County Oklahoma 11 $ 743,000 $ 67,000 $ 49,000
Woods County Oklahoma 11 $ 851,000 $ 77,000 $ 61,000
Logan County Colorado 10 $ 1,473,000 $ 147,000 $ 68,000
Jasper County Iowa 10 $ 636,000 $ 63,000 $ 66,000
Sac County Iowa 10 $ 590,000 $ 59,000 $ 70,000
Montgomery County Kansas 10 $ 332,000 $ 33,000 $ 57,000
Wilkin County Minnesota 10 $ 851,000 $ 85,000 $ 43,000
Deschutes County Oregon 10 $ 3,434,000 $ 343,000 $ 181,000
Marion County Oregon 10 $ 2,375,000 $ 237,000 $ 62,000
Perkins County South Dakota 10 $ 2,494,000 $ 249,000 $ 102,000
Davis County Utah 10 $ 2,119,000 $ 211,000 $ 126,000
Utah County Utah 10 $ 5,277,000 $ 527,000 $ 172,000
Niobrara County Wyoming 10 $ 520,000 $ 52,000 $ 58,000
Sheridan County Wyoming 10 $ 1,399,000 $ 139,000 $ 80,000
Mohave County Arizona 9 $ 1,091,000 $ 121,000 $ 235,000
Gray County Kansas 9 $ 1,054,000 $ 117,000 $ 83,000
Pope County Minnesota 9 $ 1,268,000 $ 140,000 $ 90,000
Saunders County Nebraska 9 $ 1,377,000 $ 153,000 $ 107,000
Sheridan County Nebraska 9 $ 288,000 $ 32,000 $ 35,000
Santa Fe County New Mexico 9 $ 6,063,000 $ 673,000 $ 224,000
Yamhill County Oregon 9 $ 2,972,000 $ 330,000 $ 188,000
Fall River County South Dakota 9 $ 831,000 $ 92,000 $ 54,000
Union County South Dakota 9 $ 973,000 $ 108,000 $ 84,000
Amador County California 8 $ 953,000 $ 119,000 $ 40,000
Wyandotte County Kansas 8 $ 718,000 $ 89,000 $ 60,000
Kandiyohi County Minnesota 8 $ 1,523,000 $ 190,000 $ 229,000
Norman County Minnesota 8 $ 483,000 $ 60,000 $ 26,000
Traverse County Minnesota 8 $ 657,000 $ 82,000 $ 45,000
Colfax County Nebraska 8 $ 290,000 $ 36,000 $ 79,000
Otoe County Nebraska 8 $ 537,000 $ 67,000 $ 66,000
McClain County Oklahoma 8 $ 309,000 $ 38,000 $ 58,000
Tillamook County Oregon 8 $ 2,891,000 $ 361,000 $ 487,000
Wasatch County Utah 8 $ 1,600,000 $ 200,000 $ 210,000
Clear Creek County Colorado 7 $ 1,265,000 $ 180,000 $ 38,000
Delaware County Iowa 7 $ 474,000 $ 67,000 $ 69,000
Ringgold County Iowa 7 $ 589,000 $ 84,000 $ 59,000
Kearny County Kansas 7 $ 804,000 $ 114,000 $ 71,000
Leavenworth County Kansas 7 $ 828,000 $ 118,000 $ 64,000
McPherson County Kansas 7 $ 106,000 $ 15,000 $ 42,000
Becker County Minnesota 7 $ 1,236,000 $ 176,000 $ 92,000
Dakota County Minnesota 7 $ 1,353,000 $ 193,000 $ 62,000
Grant County Minnesota 7 $ 705,000 $ 100,000 $ 62,000
Dawson County Nebraska 7 $ 304,000 $ 43,000 $ 51,000
Yankton County South Dakota 7 $ 827,000 $ 118,000 $ 53,000
Goshen County Wyoming 7 $ 469,000 $ 67,000 $ 48,000
San Benito County California 6 $ 1,495,000 $ 249,000 $ 92,000
Pueblo County Colorado 6 $ 609,000 $ 101,000 $ 30,000
Benton County Iowa 6 $ 691,000 $ 115,000 $ 66,000
Miami County Kansas 6 $ 1,296,000 $ 216,000 $ 98,000
Rice County Kansas 6 $ 96,000 $ 16,000 $ 42,000
Saline County Kansas 6 $ 63,000 $ 10,000 $ 52,000
Ramsey County Minnesota 6 $ 1,699,000 $ 283,000 $ 136,000
Pierce County Nebraska 6 $ 582,000 $ 97,000 $ 95,000
Torrance County New Mexico 6 $ 619,000 $ 103,000 $ 76,000
Pennington County South Dakota 6 $ 869,000 $ 144,000 $ 72,000
El Paso County Texas 6 $ 323,000 $ 53,000 $ 49,000
Barron County Wisconsin 6 $ 641,000 $ 106,000 $ 96,000
Douglas County Wisconsin 6 $ 831,000 $ 138,000 $ 68,000
Sawyer County Wisconsin 6 $ 1,094,000 $ 182,000 $ 83,000
Eagle County Colorado 5 $ 2,628,000 $ 525,000 $ 338,000
Fremont County Colorado 5 $ 1,314,000 $ 262,000 $ 189,000
Phillips County Colorado 5 $ 419,000 $ 83,000 $ 56,000
Calhoun County Iowa 5 $ 363,000 $ 72,000 $ 45,000
Marion County Kansas 5 $ 476,000 $ 95,000 $ 58,000
Meeker County Minnesota 5 $ 551,000 $ 110,000 $ 54,000
Redwood County Minnesota 5 $ 145,000 $ 29,000 $ 51,000
Camden County Missouri 5 $ 1,324,000 $ 264,000 $ 318,000
Dakota County Nebraska 5 $ 362,000 $ 72,000 $ 242,000
Stanton County Nebraska 5 $ 357,000 $ 71,000 $ 58,000
Griggs County North Dakota 5 $ 307,000 $ 61,000 $ 41,000
Garvin County Oklahoma 5 $ 255,000 $ 51,000 $ 84,000
Grady County Oklahoma 5 $ 383,000 $ 76,000 $ 59,000
Lincoln County Oklahoma 5 $ 420,000 $ 84,000 $ 54,000
Logan County Oklahoma 5 $ 905,000 $ 181,000 $ 40,000
Major County Oklahoma 5 $ 469,000 $ 93,000 $ 79,000
Potter County South Dakota 5 $ 404,000 $ 80,000 $ 68,000
Santa Cruz County Arizona 4 $ 1,046,000 $ 261,000 $ 98,000
Shasta County California 4 $ 579,000 $ 144,000 $ 20,000
Pitkin County Colorado 4 $ 5,639,000 $ 1,409,000 $ 1,101,000
Valley County Idaho 4 $ 4,614,000 $ 1,153,000 $ 308,000
Allamakee County Iowa 4 $ 471,000 $ 117,000 $ 62,000
Black Hawk County Iowa 4 $ 293,000 $ 73,000 $ 59,000
Fayette County Iowa 4 $ 336,000 $ 84,000 $ 43,000
Howard County Iowa 4 $ 348,000 $ 87,000 $ 60,000
Keokuk County Iowa 4 $ 237,000 $ 59,000 $ 56,000
Madison County Iowa 4 $ 236,000 $ 59,000 $ 61,000
Plymouth County Iowa 4 $ 387,000 $ 96,000 $ 139,000
Anderson County Kansas 4 $ 230,000 $ 57,000 $ 57,000
Clark County Kansas 4 $ 294,000 $ 73,000 $ 50,000
Pratt County Kansas 4 $ 322,000 $ 80,000 $ 68,000
Shawnee County Kansas 4 $ 415,000 $ 103,000 $ 70,000
Yellow Medicine County Minnesota 4 $ 297,000 $ 74,000 $ 70,000
Lafayette County Missouri 4 $ 504,000 $ 126,000 $ 113,000
Pulaski County Missouri 4 $ 131,000 $ 32,000 $ 110,000
Burt County Nebraska 4 $ 243,000 $ 60,000 $ 82,000
Hooker County Nebraska 4 $ 193,000 $ 48,000 $ 25,000
Howard County Nebraska 4 $ 325,000 $ 81,000 $ 59,000
Keith County Nebraska 4 $ 98,000 $ 24,000 $ 25,000
Otero County New Mexico 4 $ 236,000 $ 59,000 $ 41,000
Socorro County New Mexico 4 $ 460,000 $ 115,000 $ 94,000
Canadian County Oklahoma 4 $ 562,000 $ 140,000 $ 99,000
Mayes County Oklahoma 4 $ 256,000 $ 64,000 $ 54,000
Rogers County Oklahoma 4 $ 554,000 $ 138,000 $ 108,000
Rich County Utah 4 $ 665,000 $ 166,000 $ 98,000
King County Washington 4 $ 725,000 $ 181,000 $ 66,000
Burnett County Wisconsin 4 $ 716,000 $ 179,000 $ 88,000
Glenn County California 3 $ 316,000 $ 105,000 $ 378,000
Mariposa County California 3 $ 273,000 $ 91,000 $ 58,000
Sutter County California 3 $ 419,000 $ 139,000 $ 53,000
Cheyenne County Colorado 3 $ 74,000 $ 24,000 $ 32,000
Garfield County Colorado 3 $ 496,000 $ 165,000 $ 87,000
Lake County Colorado 3 $ 788,000 $ 262,000 $ 108,000
San Miguel County Colorado 3 $ 372,000 $ 124,000 $ 296,000
Boise County Idaho 3 $ 539,000 $ 179,000 $ 37,000
Nez Perce County Idaho 3 $ 359,000 $ 119,000 $ 74,000
Twin Falls County Idaho 3 $ 411,000 $ 137,000 $ 82,000
Appanoose County Iowa 3 $ 298,000 $ 99,000 $ 56,000
Crawford County Iowa 3 $ 212,000 $ 70,000 $ 62,000
Fremont County Iowa 3 $ 373,000 $ 124,000 $ 88,000
Hardin County Iowa 3 $ 244,000 $ 81,000 $ 91,000
Iowa County Iowa 3 $ 372,000 $ 124,000 $ 72,000
Marion County Iowa 3 $ 43,000 $ 14,000 $ 82,000
Comanche County Kansas 3 $ 89,000 $ 29,000 $ 46,000
Dickinson County Kansas 3 $ 29,000 $ 9,000 $ 34,000
Kingman County Kansas 3 $ 237,000 $ 79,000 $ 60,000
Lyon County Kansas 3 $ 95,000 $ 31,000 $ 88,000
Mitchell County Kansas 3 $ 221,000 $ 73,000 $ 47,000
Osage County Kansas 3 $ 385,000 $ 128,000 $ 86,000
Scott County Kansas 3 $ 65,000 $ 21,000 $ 53,000
Woodson County Kansas 3 $ 68,000 $ 22,000 $ 36,000
Carver County Minnesota 3 $ 755,000 $ 251,000 $ 88,000
Cass County Minnesota 3 $ 485,000 $ 161,000 $ 200,000
Jackson County Minnesota 3 $ 101,000 $ 33,000 $ 50,000
Mower County Minnesota 3 $ 396,000 $ 132,000 $ 73,000
Sherburne County Minnesota 3 $ 464,000 $ 154,000 $ 61,000
Adams County Nebraska 3 $ 122,000 $ 40,000 $ 68,000
Boone County Nebraska 3 $ 69,000 $ 23,000 $ 54,000
Morrill County Nebraska 3 $ 673,000 $ 224,000 $ 54,000
Scotts Bluff County Nebraska 3 $ 372,000 $ 124,000 $ 64,000
Golden Valley County North Dakota 3 $ 239,000 $ 79,000 $ 50,000
Grand Forks County North Dakota 3 $ 228,000 $ 76,000 $ 55,000
Kingfisher County Oklahoma 3 $ 193,000 $ 64,000 $ 44,000
Muskogee County Oklahoma 3 $ 142,000 $ 47,000 $ 75,000
Pawnee County Oklahoma 3 $ 308,000 $ 102,000 $ 65,000
Jefferson County Oregon 3 $ 295,000 $ 98,000 $ 250,000
Charles Mix County South Dakota 3 $ 137,000 $ 45,000 $ 102,000
Douglas County South Dakota 3 $ 737,000 $ 245,000 $ 423,000
Hand County South Dakota 3 $ 317,000 $ 105,000 $ 125,000
Klickitat County Washington 3 $ 260,000 $ 86,000 $ 85,000
Pierce County Washington 3 $ 585,000 $ 195,000 $ 82,000
Walla Walla County Washington 3 $ 372,000 $ 124,000 $ 62,000
Big Horn County Wyoming 3 $ 414,000 $ 138,000 $ 78,000
Cochise County Arizona 2 $ 130,000 $ 65,000 $ 90,000
Yuma County Arizona 2 $ 403,000 $ 201,000 $ 71,000
Alpine County California 2 $ 450,000 $ 225,000 $ 823,000
Imperial County California 2 $ 119,000 $ 59,000 $ 187,000
Mendocino County California 2 $ 325,000 $ 162,000 $ 161,000
Siskiyou County California 2 $ 715,000 $ 357,000 $ 212,000
Tehama County California 2 $ 350,000 $ 175,000 $ 57,000
Yuba County California 2 $ 162,000 $ 81,000 $ 600,000
Alamosa County Colorado 2 $ 207,000 $ 103,000 $ 47,000
Rio Grande County Colorado 2 $ 582,000 $ 291,000 $ 657,000
Payette County Idaho 2 $ 191,000 $ 95,000 $ 36,000
Teton County Idaho 2 $ 460,000 $ 230,000 $ 151,000
Cedar County Iowa 2 $ 62,000 $ 31,000 $ 27,000
Chickasaw County Iowa 2 $ 206,000 $ 103,000 $ 51,000
Clarke County Iowa 2 $ 47,000 $ 23,000 $ 37,000
Pocahontas County Iowa 2 $ 84,000 $ 42,000 $ 55,000
Tama County Iowa 2 $ 453,000 $ 226,000 $ 60,000
Taylor County Iowa 2 $ 82,000 $ 41,000 $ 94,000
Chautauqua County Kansas 2 $ 218,000 $ 109,000 $ 93,000
Clay County Kansas 2 $ 25,000 $ 12,000 $ 22,000
Geary County Kansas 2 $ 88,000 $ 44,000 $ 57,000
Harper County Kansas 2 $ 32,000 $ 16,000 $ 27,000
Jefferson County Kansas 2 $ 137,000 $ 68,000 $ 93,000
Meade County Kansas 2 $ 108,000 $ 54,000 $ 46,000
Stafford County Kansas 2 $ 49,000 $ 24,000 $ 39,000
Benton County Minnesota 2 $ 154,000 $ 77,000 $ 29,000
Carlton County Minnesota 2 $ 341,000 $ 170,000 $ 85,000
Douglas County Minnesota 2 $ 516,000 $ 258,000 $ 341,000
Hubbard County Minnesota 2 $ 433,000 $ 216,000 $ 128,000
Mille Lacs County Minnesota 2 $ 419,000 $ 209,000 $ 120,000
Murray County Minnesota 2 $ 97,000 $ 48,000 $ 45,000
Olmsted County Minnesota 2 $ 322,000 $ 161,000 $ 252,000
Scott County Minnesota 2 $ 336,000 $ 168,000 $ 12,000
Jackson County Mississippi 2 $ 202,000 $ 101,000 $ 137,000
Daviess County Missouri 2 $ 308,000 $ 154,000 $ 138,000
Greene County Missouri 2 $ 99,000 $ 49,000 $ 25,000
Jasper County Missouri 2 $ 94,000 $ 47,000 $ 71,000
Butler County Nebraska 2 $ 162,000 $ 81,000 $ 60,000
Jefferson County Nebraska 2 $ 148,000 $ 74,000 $ 52,000
Kearney County Nebraska 2 $ 197,000 $ 98,000 $ 53,000
Knox County Nebraska 2 $ 120,000 $ 60,000 $ 62,000
Merrick County Nebraska 2 $ 151,000 $ 75,000 $ 75,000
Pawnee County Nebraska 2 $ 139,000 $ 69,000 $ 56,000
Phelps County Nebraska 2 $ 55,000 $ 27,000 $ 55,000
Polk County Nebraska 2 $ 21,000 $ 10,000 $ 40,000
Seward County Nebraska 2 $ 195,000 $ 97,000 $ 91,000
Thayer County Nebraska 2 $ 181,000 $ 90,000 $ 88,000
Humboldt County Nevada 2 $ 214,000 $ 107,000 $ 86,000
Nye County Nevada 2 $ 213,000 $ 106,000 $ 208,000
Cape May County New Jersey 2 $ 834,000 $ 417,000 $ 1,182,000
Chaves County New Mexico 2 $ 696,000 $ 348,000 $ 102,000
Hidalgo County New Mexico 2 $ 180,000 $ 90,000 $ 49,000
Luna County New Mexico 2 $ 60,000 $ 30,000 $ 36,000
Sierra County New Mexico 2 $ 225,000 $ 112,000 $ 98,000
Taos County New Mexico 2 $ 669,000 $ 334,000 $ 260,000
Creek County Oklahoma 2 $ 150,000 $ 75,000 $ 11,000
Delaware County Oklahoma 2 $ 240,000 $ 120,000 $ 41,000
Murray County Oklahoma 2 $ 218,000 $ 109,000 $ 101,000
Pittsburg County Oklahoma 2 $ 85,000 $ 42,000 $ 78,000
Texas County Oklahoma 2 $ 182,000 $ 91,000 $ 106,000
Baker County Oregon 2 $ 214,000 $ 107,000 $ 35,000
Lane County Oregon 2 $ 346,000 $ 173,000 $ 60,000
Polk County Oregon 2 $ 706,000 $ 353,000 $ 311,000
Brookings County South Dakota 2 $ 117,000 $ 58,000 $ 34,000
Hughes County South Dakota 2 $ 185,000 $ 92,000 $ 49,000
Lyman County South Dakota 2 $ 242,000 $ 121,000 $ 108,000
Carbon County Utah 2 $ 557,000 $ 278,000 $ 113,000
Washington County Utah 2 $ 671,000 $ 335,000 $ 119,000
Clallam County Washington 2 $ 379,000 $ 189,000 $ 130,000
Thurston County Washington 2 $ 579,000 $ 289,000 $ 203,000
Johnson County Wyoming 2 $ 579,000 $ 289,000 $ 469,000
Graham County Arizona 1 $ 5,000 $ 5,000 $ 33,000
Sharp County Arkansas 1 $ 252,000 $ 252,000 $ 65,000
Del Norte County California 1 $ 278,000 $ 278,000 $ 169,000
Mono County California 1 $ 125,000 $ 125,000 $ 97,000
Plumas County California 1 $ 108,000 $ 108,000 $ 124,000
Trinity County California 1 $ 126,000 $ 126,000 $ 115,000
Archuleta County Colorado 1 $ 251,000 $ 251,000 $ 271,000
Conejos County Colorado 1 $ 49,000 $ 49,000 $ 25,000
Custer County Colorado 1 $ 220,000 $ 220,000 $ 44,000
Huerfano County Colorado 1 $ 392,000 $ 392,000 $ 112,000
Jackson County Colorado 1 $ 608,000 $ 608,000 $ 749,000
La Plata County Colorado 1 $ 246,000 $ 246,000 $ 0
Montezuma County Colorado 1 $ 104,000 $ 104,000 $ 87,000
Ouray County Colorado 1 $ 50,000 $ 50,000 $ 33,000
Rio Blanco County Colorado 1 $ 150,000 $ 150,000 $ 173,000
Saguache County Colorado 1 $ 148,000 $ 148,000 $ 28,000
Hillsborough County Florida 1 $ 400,000 $ 400,000 $ 0
Polk County Florida 1 $ 168,000 $ 168,000 $ 204,000
Honolulu County Hawaii 1 $ 201,000 $ 201,000 $ 410,000
Kauai County Hawaii 1 $ 429,000 $ 429,000 $ 0
Bonner County Idaho 1 $ 562,000 $ 562,000 $ 357,000
Bonneville County Idaho 1 $ 135,000 $ 135,000 $ 46,000
Cassia County Idaho 1 $ 91,000 $ 91,000 $ 0
Custer County Idaho 1 $ 516,000 $ 516,000 $ 578,000
Fremont County Idaho 1 $ 400,000 $ 400,000 $ 468,000
Kootenai County Idaho 1 $ 893,000 $ 893,000 $ 309,000
Owyhee County Idaho 1 $ 77,000 $ 77,000 $ 70,000
Rock Island County Illinois 1 $ 10,000 $ 10,000 $ 28,000
Lake County Indiana 1 $ 47,000 $ 47,000 $ 0
Adams County Iowa 1 $ 34,000 $ 34,000 $ 31,000
Audubon County Iowa 1 $ 52,000 $ 52,000 $ 77,000
Butler County Iowa 1 $ 91,000 $ 91,000 $ 132,000
Cerro Gordo County Iowa 1 $ 361,000 $ 361,000 $ 0
Clayton County Iowa 1 $ 120,000 $ 120,000 $ 21,000
Clinton County Iowa 1 $ 47,000 $ 47,000 $ 84,000
Dickinson County Iowa 1 $ 500,000 $ 500,000 $ 0
Greene County Iowa 1 $ 83,000 $ 83,000 $ 37,000
Grundy County Iowa 1 $ 3,000 $ 3,000 $ 528,000
Hamilton County Iowa 1 $ 84,000 $ 84,000 $ 61,000
Kossuth County Iowa 1 $ 26,000 $ 26,000 $ 31,000
Louisa County Iowa 1 $ 30,000 $ 30,000 $ 61,000
Lucas County Iowa 1 $ 8,000 $ 8,000 $ 53,000
Monona County Iowa 1 $ 245,000 $ 245,000 $ 0
Monroe County Iowa 1 $ 75,000 $ 75,000 $ 44,000
Muscatine County Iowa 1 $ 280,000 $ 280,000 $ 47,000
Osceola County Iowa 1 $ 70,000 $ 70,000 $ 63,000
Page County Iowa 1 $ 15,000 $ 15,000 $ 43,000
Palo Alto County Iowa 1 $ 91,000 $ 91,000 $ 226,000
Poweshiek County Iowa 1 $ 28,000 $ 28,000 $ 90,000
Wayne County Iowa 1 $ 2,000 $ 2,000 $ 16,000
Webster County Iowa 1 $ 105,000 $ 105,000 $ 99,000
Allen County Kansas 1 $ 20,000 $ 20,000 $ 74,000
Barber County Kansas 1 $ 22,000 $ 22,000 $ 22,000
Chase County Kansas 1 $ 116,000 $ 116,000 $ 46,000
Ellis County Kansas 1 $ 35,000 $ 35,000 $ 36,000
Grant County Kansas 1 $ 103,000 $ 103,000 $ 46,000
Greeley County Kansas 1 $ 120,000 $ 120,000 $ 73,000
Haskell County Kansas 1 $ 60,000 $ 60,000 $ 142,000
Hodgeman County Kansas 1 $ 56,000 $ 56,000 $ 140,000
Labette County Kansas 1 $ 77,000 $ 77,000 $ 33,000
Linn County Kansas 1 $ 28,000 $ 28,000 $ 45,000
Morton County Kansas 1 $ 103,000 $ 103,000 $ 129,000
Rawlins County Kansas 1 $ 8,000 $ 8,000 $ 32,000
Riley County Kansas 1 $ 138,000 $ 138,000 $ 72,000
Orleans County Louisiana 1 $ 73,000 $ 73,000 $ 53,000
York County Maine 1 $ 41,000 $ 41,000 $ 39,000
Ingham County Michigan 1 $ 35,000 $ 35,000 $ 63,000
Washtenaw County Michigan 1 $ 108,000 $ 108,000 $ 61,000
Big Stone County Minnesota 1 $ 169,000 $ 169,000 $ 0
Freeborn County Minnesota 1 $ 16,000 $ 16,000 $ 46,000
Isanti County Minnesota 1 $ 30,000 $ 30,000 $ 72,000
Martin County Minnesota 1 $ 143,000 $ 143,000 $ 67,000
Renville County Minnesota 1 $ 100,000 $ 100,000 $ 0
Rice County Minnesota 1 $ 124,000 $ 124,000 $ 28,000
Wabasha County Minnesota 1 $ 245,000 $ 245,000 $ 79,000
Wadena County Minnesota 1 $ 239,000 $ 239,000 $ 82,000
Watonwan County Minnesota 1 $ 40,000 $ 40,000 $ 66,000
Wright County Minnesota 1 $ 211,000 $ 211,000 $ 94,000
Benton County Missouri 1 $ 125,000 $ 125,000 $ 60,000
Callaway County Missouri 1 $ 101,000 $ 101,000 $ 124,000
Cedar County Missouri 1 $ 110,000 $ 110,000 $ 69,000
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Mortgage Loan Application Detail Totals for Bank Of The West in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,980 $2,331,774,000 $259,000 $7,000,000 $130,000 $9,999,000
Home Purchase 5,513 $1,204,081,000 $218,000 $5,500,000 $120,000 $9,999,000
Home Improvement 2,335 $152,491,000 $65,000 $3,000,000 $71,000 $1,523,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,904 $2,482,090,000 $208,000 $5,250,000 $118,000 $9,999,000
Not Provided 1,688 $474,363,000 $281,000 $7,000,000 $151,000 $9,999,000
Hispanic 1,583 $225,892,000 $142,000 $1,500,000 $76,000 $4,879,000
Asian 1,145 $404,913,000 $353,000 $5,500,000 $154,000 $3,025,000
Black or African American 265 $36,678,000 $138,000 $750,000 $89,000 $2,280,000
American Indian or Alaskan Native 105 $8,874,000 $84,000 $829,000 $58,000 $314,000
Native Hawaiian or Other Pacific Islander 78 $20,479,000 $262,000 $1,000,000 $124,000 $673,000
Not applicable 60 $35,057,000 $584,000 $2,700,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,143 $3,273,751,000 $231,000 $7,000,000 $130,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,315 $355,903,000 $153,000 $746,000 $60,000 $1,100,000
VA-guaranteed (Veterans Administration) 294 $49,276,000 $167,000 $568,000 $59,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $9,416,000 $123,000 $332,000 $41,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,017 $2,095,661,000 $232,000 $5,250,000 $128,000 $9,999,000
Application Denied By Financial Institution 4,734 $948,900,000 $200,000 $7,000,000 $109,000 $9,199,000
Application Approved But Not Accepted 1,276 $299,679,000 $234,000 $5,500,000 $131,000 $9,999,000
Preapproval Denied by Financial Institution 1,223 $187,491,000 $153,000 $1,575,000 $63,000 $1,804,000
Application Withdrawn By Applicant 576 $156,541,000 $271,000 $2,400,000 $139,000 $2,173,000
Loan Purchased By The Institution 2 $74,000 $37,000 $47,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,320 $248,577,000 $107,000 $4,000,000 $70,000 $2,665,000
Debt-To-Income Ratio 1,543 $358,033,000 $232,000 $2,328,000 $68,000 $1,173,000
Collateral 1,294 $329,754,000 $254,000 $5,000,000 $169,000 $9,199,000
Credit Application Incomplete 339 $65,565,000 $193,000 $7,000,000 $112,000 $3,866,000
Other 218 $66,883,000 $306,000 $3,000,000 $171,000 $2,492,000
Insufficient Cash (Downpayment, Closing Cost) 93 $30,294,000 $325,000 $2,700,000 $134,000 $1,705,000
Employment History 65 $9,934,000 $152,000 $1,250,000 $56,000 $430,000
Unverifiable Information 52 $19,999,000 $384,000 $2,800,000 $218,000 $4,879,000
Mortgage Insurance Denied 26 $4,781,000 $183,000 $468,000 $94,000 $378,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The West's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank Of The West's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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