Bank of the West Mortgage Lending & HMDA Data, 2016
In 2016, Bank of the West of San Francisco, CA reported 16,918 mortgage applications totaling $7.1 billion, up 20% from 2015. The average application was for $417,585, and applicants reported an average income of $134,037. 60% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,010), Denver-Aurora-Lakewood, CO (1,348) and Oakland-Hayward-Berkeley, CA (1,291) (applications in parentheses).
| Mortgage Company & Address | Bank of the West 180 Montgomery Street San Francisco, CA 94104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 16,918 |
| Total Mortgage Loan Application Amount | $7,064,718,000 |
| Average Mortgage Loan Application Amount | $417,585 |
| Highest Mortgage Loan Application Amount | $33,500,000 |
| Average Applicant Income | $134,037 |
| Highest Applicant Income | $7,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of the West filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 2,010 | $ 1,272,936,000 | $ 633,301 | $ 179,000 |
| Clark, Nevada | 789 | $ 192,978,000 | $ 244,585 | $ 72,000 |
| Orange, California | 729 | $ 534,417,000 | $ 733,082 | $ 257,000 |
| Alameda, California | 696 | $ 378,041,000 | $ 543,162 | $ 149,000 |
| Contra Costa, California | 595 | $ 314,072,000 | $ 527,852 | $ 146,000 |
| Santa Clara, California | 580 | $ 394,688,000 | $ 680,496 | $ 232,000 |
| Stanislaus, California | 377 | $ 89,796,000 | $ 238,185 | $ 104,000 |
| San Bernardino, California | 340 | $ 87,203,000 | $ 256,479 | $ 63,000 |
| San Francisco, California | 340 | $ 280,779,000 | $ 825,820 | $ 233,000 |
| San Diego, California | 325 | $ 200,079,000 | $ 615,627 | $ 185,000 |
| Denver, Colorado | 321 | $ 122,414,000 | $ 381,352 | $ 148,000 |
| Riverside, California | 320 | $ 103,540,000 | $ 323,562 | $ 115,000 |
| Jefferson, Colorado | 305 | $ 110,819,000 | $ 363,340 | $ 129,000 |
| San Joaquin, California | 302 | $ 77,067,000 | $ 255,188 | $ 99,000 |
| Douglas, Nebraska | 278 | $ 75,366,000 | $ 271,100 | $ 68,000 |
| Arapahoe, Colorado | 269 | $ 91,753,000 | $ 341,089 | $ 122,000 |
| San Mateo, California | 252 | $ 191,506,000 | $ 759,944 | $ 208,000 |
| Sonoma, California | 248 | $ 126,256,000 | $ 509,096 | $ 186,000 |
| Adams, Colorado | 213 | $ 48,001,000 | $ 225,356 | $ 92,000 |
| Maricopa, Arizona | 212 | $ 66,830,000 | $ 315,235 | $ 71,000 |
| Sacramento, California | 202 | $ 65,677,000 | $ 325,133 | $ 88,000 |
| Bernalillo, New Mexico | 199 | $ 30,260,000 | $ 152,060 | $ 97,000 |
| Marin, California | 194 | $ 176,575,000 | $ 910,180 | $ 261,000 |
| Douglas, Colorado | 162 | $ 75,409,000 | $ 465,487 | $ 156,000 |
| Ventura, California | 158 | $ 84,472,000 | $ 534,632 | $ 167,000 |
| Fresno, California | 155 | $ 49,096,000 | $ 316,748 | $ 85,000 |
| Polk, Iowa | 145 | $ 29,505,000 | $ 203,482 | $ 69,000 |
| Boulder, Colorado | 141 | $ 57,840,000 | $ 410,212 | $ 135,000 |
| Solano, California | 139 | $ 43,073,000 | $ 309,877 | $ 114,000 |
| Washoe, Nevada | 135 | $ 42,290,000 | $ 313,259 | $ 97,000 |
| Pima, Arizona | 127 | $ 40,895,000 | $ 322,007 | $ 228,000 |
| Monterey, California | 123 | $ 65,464,000 | $ 532,227 | $ 146,000 |
| Jackson, Missouri | 123 | $ 29,887,000 | $ 242,983 | $ 73,000 |
| Sedgwick, Kansas | 108 | $ 11,644,000 | $ 107,814 | $ 69,000 |
| Santa Barbara, California | 107 | $ 90,136,000 | $ 842,392 | $ 265,000 |
| Multnomah, Oregon | 103 | $ 42,065,000 | $ 408,398 | $ 114,000 |
| Ada, Idaho | 98 | $ 21,998,000 | $ 224,469 | $ 54,000 |
| Placer, California | 91 | $ 40,712,000 | $ 447,384 | $ 237,000 |
| Summit, Colorado | 89 | $ 35,329,000 | $ 396,955 | $ 189,000 |
| Santa Cruz, California | 88 | $ 45,554,000 | $ 517,659 | $ 150,000 |
| Napa, California | 86 | $ 47,365,000 | $ 550,755 | $ 151,000 |
| Washington, Oregon | 85 | $ 25,145,000 | $ 295,823 | $ 91,000 |
| El Paso, Colorado | 83 | $ 33,300,000 | $ 401,204 | $ 48,000 |
| King, Washington | 81 | $ 30,648,000 | $ 378,370 | $ 59,000 |
| Gunnison, Colorado | 79 | $ 30,226,000 | $ 382,607 | $ 168,000 |
| Salt Lake, Utah | 79 | $ 36,474,000 | $ 461,696 | $ 84,000 |
| El Dorado, California | 76 | $ 26,715,000 | $ 351,513 | $ 165,000 |
| Dona Ana, New Mexico | 75 | $ 7,372,000 | $ 98,293 | $ 63,000 |
| Tulare, California | 69 | $ 12,480,000 | $ 180,869 | $ 145,000 |
| Kern, California | 67 | $ 13,653,000 | $ 203,776 | $ 77,000 |
| Merced, California | 65 | $ 13,521,000 | $ 208,015 | $ 136,000 |
| Weld, Colorado | 64 | $ 20,086,000 | $ 313,843 | $ 96,000 |
| Johnson, Kansas | 64 | $ 14,018,000 | $ 219,031 | $ 96,000 |
| Lancaster, Nebraska | 64 | $ 9,523,000 | $ 148,796 | $ 62,000 |
| Pierce, Washington | 64 | $ 15,939,000 | $ 249,046 | $ 35,000 |
| Canyon, Idaho | 58 | $ 6,001,000 | $ 103,465 | $ 19,000 |
| Sarpy, Nebraska | 57 | $ 8,015,000 | $ 140,614 | $ 79,000 |
| Cass, North Dakota | 55 | $ 7,910,000 | $ 143,818 | $ 30,000 |
| Oklahoma, Oklahoma | 54 | $ 14,820,000 | $ 274,444 | $ 65,000 |
| Larimer, Colorado | 53 | $ 16,086,000 | $ 303,509 | $ 138,000 |
| Clackamas, Oregon | 52 | $ 36,614,000 | $ 704,115 | $ 163,000 |
| Butte, California | 49 | $ 7,337,000 | $ 149,734 | $ 77,000 |
| Lincoln, Wyoming | 46 | $ 6,665,000 | $ 144,891 | $ 89,000 |
| Davis, Utah | 44 | $ 10,169,000 | $ 231,113 | $ 45,000 |
| Lincoln, Oregon | 42 | $ 14,746,000 | $ 351,095 | $ 81,000 |
| Nye, Nevada | 41 | $ 3,508,000 | $ 85,560 | $ 3,000 |
| Nevada, California | 40 | $ 12,428,000 | $ 310,700 | $ 162,000 |
| Kings, California | 39 | $ 5,302,000 | $ 135,948 | $ 79,000 |
| Montrose, Colorado | 39 | $ 7,381,000 | $ 189,256 | $ 89,000 |
| Weber, Utah | 39 | $ 6,835,000 | $ 175,256 | $ 77,000 |
| Laramie, Wyoming | 39 | $ 6,713,000 | $ 172,128 | $ 70,000 |
| Yolo, California | 38 | $ 11,297,000 | $ 297,289 | $ 120,000 |
| Mesa, Colorado | 38 | $ 7,727,000 | $ 203,342 | $ 108,000 |
| Pinal, Arizona | 36 | $ 2,815,000 | $ 78,194 | $ 42,000 |
| San Luis Obispo, California | 34 | $ 16,395,000 | $ 482,205 | $ 175,000 |
| Tulsa, Oklahoma | 34 | $ 10,009,000 | $ 294,382 | $ 118,000 |
| Lake, California | 33 | $ 4,587,000 | $ 139,000 | $ 67,000 |
| Box Butte, Nebraska | 32 | $ 2,477,000 | $ 77,406 | $ 65,000 |
| Sandoval, New Mexico | 32 | $ 4,591,000 | $ 143,468 | $ 74,000 |
| Grand, Colorado | 31 | $ 12,311,000 | $ 397,129 | $ 217,000 |
| Pottawattamie, Iowa | 29 | $ 3,734,000 | $ 128,758 | $ 39,000 |
| Kitsap, Washington | 29 | $ 6,481,000 | $ 223,482 | $ 12,000 |
| Carson City, Nevada | 28 | $ 4,713,000 | $ 168,321 | $ 36,000 |
| Las Animas, Colorado | 27 | $ 1,516,000 | $ 56,148 | $ 46,000 |
| Carroll, Iowa | 27 | $ 2,747,000 | $ 101,740 | $ 49,000 |
| Utah, Utah | 27 | $ 17,843,000 | $ 660,851 | $ 138,000 |
| Blaine, Idaho | 26 | $ 15,374,000 | $ 591,307 | $ 203,000 |
| Boone, Iowa | 26 | $ 2,022,000 | $ 77,769 | $ 59,000 |
| Swift, Minnesota | 26 | $ 1,845,000 | $ 70,961 | $ 70,000 |
| Douglas, Nevada | 25 | $ 6,656,000 | $ 266,240 | $ 144,000 |
| Garfield, Oklahoma | 25 | $ 2,042,000 | $ 81,680 | $ 82,000 |
| Deschutes, Oregon | 25 | $ 8,803,000 | $ 352,120 | $ 260,000 |
| Park, Colorado | 24 | $ 7,095,000 | $ 295,625 | $ 97,000 |
| Navajo, Arizona | 23 | $ 1,611,000 | $ 70,043 | $ 65,000 |
| Clark, Washington | 23 | $ 7,939,000 | $ 345,173 | $ 33,000 |
| Snohomish, Washington | 23 | $ 10,247,000 | $ 445,521 | $ 71,000 |
| Calaveras, California | 22 | $ 6,678,000 | $ 303,545 | $ 107,000 |
| Clay, Missouri | 22 | $ 5,672,000 | $ 257,818 | $ 84,000 |
| Lyon, Nevada | 22 | $ 2,532,000 | $ 115,090 | $ 23,000 |
| Sweetwater, Wyoming | 22 | $ 3,314,000 | $ 150,636 | $ 65,000 |
| Gila, Arizona | 21 | $ 1,059,000 | $ 50,428 | $ 59,000 |
| Dallas, Iowa | 21 | $ 11,719,000 | $ 558,047 | $ 117,000 |
| Linn, Iowa | 21 | $ 7,980,000 | $ 380,000 | $ 84,000 |
| Lincoln, Nebraska | 21 | $ 1,423,000 | $ 67,761 | $ 67,000 |
| Valencia, New Mexico | 21 | $ 2,942,000 | $ 140,095 | $ 52,000 |
| Milwaukee, Wisconsin | 21 | $ 6,535,000 | $ 311,190 | $ 0 |
| Natrona, Wyoming | 21 | $ 2,463,000 | $ 117,285 | $ 74,000 |
| Chaffee, Colorado | 20 | $ 4,978,000 | $ 248,900 | $ 100,000 |
| Hillsborough, Florida | 20 | $ 2,640,000 | $ 132,000 | $ 0 |
| Butler, Kansas | 20 | $ 2,423,000 | $ 121,150 | $ 56,000 |
| Clay, South Dakota | 20 | $ 3,521,000 | $ 176,050 | $ 91,000 |
| Yakima, Washington | 20 | $ 4,872,000 | $ 243,600 | $ 92,000 |
| Anoka, Minnesota | 19 | $ 3,924,000 | $ 206,526 | $ 118,000 |
| Warren, Iowa | 18 | $ 1,479,000 | $ 82,166 | $ 63,000 |
| Elbert, Colorado | 17 | $ 5,149,000 | $ 302,882 | $ 85,000 |
| Morrison, Minnesota | 17 | $ 706,000 | $ 41,529 | $ 50,000 |
| Fremont, Wyoming | 17 | $ 2,690,000 | $ 158,235 | $ 74,000 |
| Uinta, Wyoming | 17 | $ 2,572,000 | $ 151,294 | $ 70,000 |
| Coconino, Arizona | 16 | $ 2,144,000 | $ 134,000 | $ 67,000 |
| Clear Creek, Colorado | 16 | $ 3,549,000 | $ 221,812 | $ 92,000 |
| Phillips, Colorado | 16 | $ 1,896,000 | $ 118,500 | $ 52,000 |
| Duval, Florida | 16 | $ 2,263,000 | $ 141,437 | $ 0 |
| Pinellas, Florida | 16 | $ 2,414,000 | $ 150,875 | $ 0 |
| Decatur, Iowa | 16 | $ 1,602,000 | $ 100,125 | $ 62,000 |
| Story, Iowa | 16 | $ 6,567,000 | $ 410,437 | $ 82,000 |
| Ford, Kansas | 16 | $ 1,600,000 | $ 100,000 | $ 68,000 |
| Hennepin, Minnesota | 16 | $ 5,495,000 | $ 343,437 | $ 111,000 |
| Dodge, Nebraska | 16 | $ 1,406,000 | $ 87,875 | $ 61,000 |
| Logan, Colorado | 15 | $ 2,436,000 | $ 162,400 | $ 67,000 |
| Lyon, Minnesota | 15 | $ 2,039,000 | $ 135,933 | $ 90,000 |
| Platte, Nebraska | 15 | $ 1,155,000 | $ 77,000 | $ 71,000 |
| Churchill, Nevada | 15 | $ 1,570,000 | $ 104,666 | $ 5,000 |
| Benton, Washington | 15 | $ 3,135,000 | $ 209,000 | $ 95,000 |
| Franklin, Washington | 15 | $ 4,084,000 | $ 272,266 | $ 40,000 |
| Yavapai, Arizona | 14 | $ 2,028,000 | $ 144,857 | $ 54,000 |
| Kit Carson, Colorado | 14 | $ 1,318,000 | $ 94,142 | $ 60,000 |
| Harrison, Iowa | 14 | $ 1,048,000 | $ 74,857 | $ 50,000 |
| Barton, Kansas | 14 | $ 638,000 | $ 45,571 | $ 32,000 |
| Franklin, Kansas | 14 | $ 1,108,000 | $ 79,142 | $ 49,000 |
| Umatilla, Oregon | 14 | $ 5,240,000 | $ 374,285 | $ 50,000 |
| Tuolumne, California | 13 | $ 2,492,000 | $ 191,692 | $ 159,000 |
| Broomfield, Colorado | 13 | $ 3,827,000 | $ 294,384 | $ 100,000 |
| Routt, Colorado | 13 | $ 7,609,000 | $ 585,307 | $ 263,000 |
| Harvey, Kansas | 13 | $ 1,071,000 | $ 82,384 | $ 92,000 |
| Lincoln, Minnesota | 13 | $ 1,033,000 | $ 79,461 | $ 58,000 |
| Buffalo, Nebraska | 13 | $ 1,782,000 | $ 137,076 | $ 72,000 |
| Hall, Nebraska | 13 | $ 1,547,000 | $ 119,000 | $ 79,000 |
| Payne, Oklahoma | 13 | $ 560,000 | $ 43,076 | $ 57,000 |
| Seminole, Oklahoma | 13 | $ 679,000 | $ 52,230 | $ 40,000 |
| Spokane, Washington | 13 | $ 6,058,000 | $ 466,000 | $ 37,000 |
| Carbon, Wyoming | 13 | $ 1,752,000 | $ 134,769 | $ 66,000 |
| Mohave, Arizona | 12 | $ 9,670,000 | $ 805,833 | $ 156,000 |
| Otter Tail, Minnesota | 12 | $ 1,320,000 | $ 110,000 | $ 89,000 |
| Madison, Nebraska | 12 | $ 1,115,000 | $ 92,916 | $ 46,000 |
| Pontotoc, Oklahoma | 12 | $ 1,338,000 | $ 111,500 | $ 59,000 |
| Summit, Utah | 12 | $ 18,479,000 | $ 1,539,916 | $ 520,000 |
| Apache, Arizona | 11 | $ 642,000 | $ 58,363 | $ 30,000 |
| Sutter, California | 11 | $ 7,980,000 | $ 725,454 | $ 94,000 |
| Moffat, Colorado | 11 | $ 1,009,000 | $ 91,727 | $ 79,000 |
| Cowley, Kansas | 11 | $ 605,000 | $ 55,000 | $ 57,000 |
| Nobles, Minnesota | 11 | $ 2,850,000 | $ 259,090 | $ 82,000 |
| Stearns, Minnesota | 11 | $ 1,715,000 | $ 155,909 | $ 65,000 |
| Stevens, Minnesota | 11 | $ 1,504,000 | $ 136,727 | $ 72,000 |
| Cass, Missouri | 11 | $ 4,344,000 | $ 394,909 | $ 109,000 |
| Gage, Nebraska | 11 | $ 845,000 | $ 76,818 | $ 89,000 |
| Columbia, Oregon | 11 | $ 2,153,000 | $ 195,727 | $ 68,000 |
| Yamhill, Oregon | 11 | $ 3,499,000 | $ 318,090 | $ 46,000 |
| Sublette, Wyoming | 11 | $ 2,387,000 | $ 217,000 | $ 105,000 |
| Eagle, Colorado | 10 | $ 8,534,000 | $ 853,400 | $ 512,000 |
| Shelby, Iowa | 10 | $ 864,000 | $ 86,400 | $ 105,000 |
| Winneshiek, Iowa | 10 | $ 591,000 | $ 59,100 | $ 74,000 |
| Wyandotte, Kansas | 10 | $ 3,209,000 | $ 320,900 | $ 61,000 |
| Wilkin, Minnesota | 10 | $ 385,000 | $ 38,500 | $ 76,000 |
| Platte, Missouri | 10 | $ 2,646,000 | $ 264,600 | $ 182,000 |
| Cherry, Nebraska | 10 | $ 1,402,000 | $ 140,200 | $ 66,000 |
| Kittitas, Washington | 10 | $ 2,314,000 | $ 231,400 | $ 85,000 |
| Albany, Wyoming | 10 | $ 3,432,000 | $ 343,200 | $ 247,000 |
| Shasta, California | 9 | $ 3,231,000 | $ 359,000 | $ 175,000 |
| Morgan, Colorado | 9 | $ 1,565,000 | $ 173,888 | $ 100,000 |
| Pueblo, Colorado | 9 | $ 1,796,000 | $ 199,555 | $ 66,000 |
| Davis, Iowa | 9 | $ 1,005,000 | $ 111,666 | $ 51,000 |
| Finney, Kansas | 9 | $ 1,242,000 | $ 138,000 | $ 189,000 |
| Dawes, Nebraska | 9 | $ 440,000 | $ 48,888 | $ 51,000 |
| Canadian, Oklahoma | 9 | $ 862,000 | $ 95,777 | $ 43,000 |
| San Benito, California | 8 | $ 3,154,000 | $ 394,250 | $ 70,000 |
| Gilpin, Colorado | 8 | $ 1,784,000 | $ 223,000 | $ 57,000 |
| Palm Beach, Florida | 8 | $ 1,318,000 | $ 164,750 | $ 0 |
| Richland, North Dakota | 8 | $ 936,000 | $ 117,000 | $ 54,000 |
| Washington, Utah | 8 | $ 4,326,000 | $ 540,750 | $ 153,000 |
| Niobrara, Wyoming | 8 | $ 964,000 | $ 120,500 | $ 138,000 |
| Amador, California | 7 | $ 3,638,000 | $ 519,714 | $ 87,000 |
| Madera, California | 7 | $ 1,995,000 | $ 285,000 | $ 97,000 |
| Mendocino, California | 7 | $ 7,083,000 | $ 1,011,857 | $ 219,000 |
| Delta, Colorado | 7 | $ 1,011,000 | $ 144,428 | $ 65,000 |
| St. Lucie, Florida | 7 | $ 888,000 | $ 126,857 | $ 0 |
| Twin Falls, Idaho | 7 | $ 1,566,000 | $ 223,714 | $ 0 |
| Edwards, Kansas | 7 | $ 2,750,000 | $ 392,857 | $ 81,000 |
| Reno, Kansas | 7 | $ 769,000 | $ 109,857 | $ 45,000 |
| Clay, Minnesota | 7 | $ 792,000 | $ 113,142 | $ 55,000 |
| Cottonwood, Minnesota | 7 | $ 922,000 | $ 131,714 | $ 55,000 |
| Cass, Nebraska | 7 | $ 619,000 | $ 88,428 | $ 38,000 |
| Sheridan, Nebraska | 7 | $ 368,000 | $ 52,571 | $ 29,000 |
| Marion, Oregon | 7 | $ 3,368,000 | $ 481,142 | $ 108,000 |
| Tooele, Utah | 7 | $ 1,390,000 | $ 198,571 | $ 0 |
| Island, Washington | 7 | $ 4,105,000 | $ 586,428 | $ 305,000 |
| Klickitat, Washington | 7 | $ 5,352,000 | $ 764,571 | $ 6,000 |
| Whatcom, Washington | 7 | $ 2,641,000 | $ 377,285 | $ 270,000 |
| Converse, Wyoming | 7 | $ 879,000 | $ 125,571 | $ 90,000 |
| Park, Wyoming | 7 | $ 741,000 | $ 105,857 | $ 83,000 |
| Yuba, California | 6 | $ 1,927,000 | $ 321,166 | $ 46,000 |
| Garfield, Colorado | 6 | $ 2,003,000 | $ 333,833 | $ 209,000 |
| Broward, Florida | 6 | $ 900,000 | $ 150,000 | $ 0 |
| Orange, Florida | 6 | $ 1,255,000 | $ 209,166 | $ 0 |
| Cook, Illinois | 6 | $ 1,947,000 | $ 324,500 | $ 0 |
| Dickinson, Iowa | 6 | $ 1,376,000 | $ 229,333 | $ 107,000 |
| Pawnee, Kansas | 6 | $ 321,000 | $ 53,500 | $ 172,000 |
| Fillmore, Minnesota | 6 | $ 495,000 | $ 82,500 | $ 60,000 |
| Grant, Minnesota | 6 | $ 166,000 | $ 27,666 | $ 37,000 |
| Houston, Minnesota | 6 | $ 499,000 | $ 83,166 | $ 59,000 |
| Pope, Minnesota | 6 | $ 1,300,000 | $ 216,666 | $ 73,000 |
| Washington, Nebraska | 6 | $ 641,000 | $ 106,833 | $ 108,000 |
| Santa Fe, New Mexico | 6 | $ 2,459,000 | $ 409,833 | $ 64,000 |
| Cleveland, Oklahoma | 6 | $ 841,000 | $ 140,166 | $ 30,000 |
| Jackson, Oregon | 6 | $ 2,078,000 | $ 346,333 | $ 175,000 |
| Wasco, Oregon | 6 | $ 584,000 | $ 97,333 | $ 42,000 |
| Wasatch, Utah | 6 | $ 4,601,000 | $ 766,833 | $ 551,000 |
| Campbell, Wyoming | 6 | $ 807,000 | $ 134,500 | $ 93,000 |
| Teton, Wyoming | 6 | $ 2,291,000 | $ 381,833 | $ 192,000 |
| Mariposa, California | 5 | $ 914,000 | $ 182,800 | $ 87,000 |
| Plumas, California | 5 | $ 1,894,000 | $ 378,800 | $ 309,000 |
| Miami-Dade, Florida | 5 | $ 12,458,000 | $ 2,491,600 | $ 0 |
| Payette, Idaho | 5 | $ 2,483,000 | $ 496,600 | $ 285,000 |
| Gray, Kansas | 5 | $ 820,000 | $ 164,000 | $ 55,000 |
| Becker, Minnesota | 5 | $ 1,626,000 | $ 325,200 | $ 107,000 |
| Dakota, Minnesota | 5 | $ 2,362,000 | $ 472,400 | $ 13,000 |
| Saunders, Nebraska | 5 | $ 848,000 | $ 169,600 | $ 48,000 |
| Carter, Oklahoma | 5 | $ 504,000 | $ 100,800 | $ 48,000 |
| Lincoln, Oklahoma | 5 | $ 232,000 | $ 46,400 | $ 54,000 |
| Josephine, Oregon | 5 | $ 1,389,000 | $ 277,800 | $ 110,000 |
| Grays Harbor, Washington | 5 | $ 1,860,000 | $ 372,000 | $ 37,000 |
| Sheridan, Wyoming | 5 | $ 1,253,000 | $ 250,600 | $ 62,000 |
| Washakie, Wyoming | 5 | $ 698,000 | $ 139,600 | $ 63,000 |
| Lake, Colorado | 4 | $ 1,195,000 | $ 298,750 | $ 99,000 |
| Bonner, Idaho | 4 | $ 3,131,000 | $ 782,750 | $ 1,008,000 |
| Kootenai, Idaho | 4 | $ 1,007,000 | $ 251,750 | $ 85,000 |
| Benton, Iowa | 4 | $ 573,000 | $ 143,250 | $ 46,000 |
| Hamilton, Iowa | 4 | $ 29,000 | $ 7,250 | $ 84,000 |
| Marion, Iowa | 4 | $ 418,000 | $ 104,500 | $ 83,000 |
| Mills, Iowa | 4 | $ 1,535,000 | $ 383,750 | $ 41,000 |
| Page, Iowa | 4 | $ 191,000 | $ 47,750 | $ 32,000 |
| Marion, Kansas | 4 | $ 51,000 | $ 12,750 | $ 35,000 |
| Sherman, Kansas | 4 | $ 134,000 | $ 33,500 | $ 37,000 |
| Sumner, Kansas | 4 | $ 348,000 | $ 87,000 | $ 50,000 |
| Carver, Minnesota | 4 | $ 912,000 | $ 228,000 | $ 76,000 |
| Kandiyohi, Minnesota | 4 | $ 781,000 | $ 195,250 | $ 72,000 |
| Norman, Minnesota | 4 | $ 120,000 | $ 30,000 | $ 44,000 |
| Howard, Nebraska | 4 | $ 257,000 | $ 64,250 | $ 79,000 |
| Morrill, Nebraska | 4 | $ 702,000 | $ 175,500 | $ 112,000 |
| Polk, Nebraska | 4 | $ 192,000 | $ 48,000 | $ 35,000 |
| Luna, New Mexico | 4 | $ 348,000 | $ 87,000 | $ 44,000 |
| Stark, North Dakota | 4 | $ 236,000 | $ 59,000 | $ 100,000 |
| Bryan, Oklahoma | 4 | $ 348,000 | $ 87,000 | $ 73,000 |
| Creek, Oklahoma | 4 | $ 357,000 | $ 89,250 | $ 138,000 |
| Wagoner, Oklahoma | 4 | $ 712,000 | $ 178,000 | $ 55,000 |
| Beadle, South Dakota | 4 | $ 549,000 | $ 137,250 | $ 35,000 |
| Spink, South Dakota | 4 | $ 365,000 | $ 91,250 | $ 94,000 |
| Todd, South Dakota | 4 | $ 21,000 | $ 5,250 | $ 46,000 |
| Pierce, Wisconsin | 4 | $ 3,294,000 | $ 823,500 | $ 0 |
| Washburn, Wisconsin | 4 | $ 355,000 | $ 88,750 | $ 80,000 |
| Goshen, Wyoming | 4 | $ 606,000 | $ 151,500 | $ 131,000 |
| Fremont, Colorado | 3 | $ 578,000 | $ 192,666 | $ 58,000 |
| La Plata, Colorado | 3 | $ 352,000 | $ 117,333 | $ 21,000 |
| Saguache, Colorado | 3 | $ 514,000 | $ 171,333 | $ 62,000 |
| Washington, Colorado | 3 | $ 273,000 | $ 91,000 | $ 67,000 |
| Gem, Idaho | 3 | $ 431,000 | $ 143,666 | $ 22,000 |
| Teton, Idaho | 3 | $ 741,000 | $ 247,000 | $ 63,000 |
| Fayette, Iowa | 3 | $ 321,000 | $ 107,000 | $ 71,000 |
| Wapello, Iowa | 3 | $ 574,000 | $ 191,333 | $ 80,000 |
| Anderson, Kansas | 3 | $ 104,000 | $ 34,666 | $ 45,000 |
| Rice, Kansas | 3 | $ 205,000 | $ 68,333 | $ 331,000 |
| Douglas, Minnesota | 3 | $ 383,000 | $ 127,666 | $ 59,000 |
| Jackson, Minnesota | 3 | $ 540,000 | $ 180,000 | $ 222,000 |
| Ramsey, Minnesota | 3 | $ 564,000 | $ 188,000 | $ 84,000 |
| Wright, Minnesota | 3 | $ 819,000 | $ 273,000 | $ 99,000 |
| Buchanan, Missouri | 3 | $ 319,000 | $ 106,333 | $ 56,000 |
| Camden, Missouri | 3 | $ 784,000 | $ 261,333 | $ 272,000 |
| Colfax, Nebraska | 3 | $ 269,000 | $ 89,666 | $ 32,000 |
| Hitchcock, Nebraska | 3 | $ 197,000 | $ 65,666 | $ 43,000 |
| Keith, Nebraska | 3 | $ 463,000 | $ 154,333 | $ 62,000 |
| Otoe, Nebraska | 3 | $ 108,000 | $ 36,000 | $ 65,000 |
| Seward, Nebraska | 3 | $ 395,000 | $ 131,666 | $ 82,000 |
| Stanton, Nebraska | 3 | $ 411,000 | $ 137,000 | $ 121,000 |
| Otero, New Mexico | 3 | $ 468,000 | $ 156,000 | $ 56,000 |
| Sierra, New Mexico | 3 | $ 389,000 | $ 129,666 | $ 119,000 |
| Torrance, New Mexico | 3 | $ 25,000 | $ 8,333 | $ 60,000 |
| Barnes, North Dakota | 3 | $ 1,723,000 | $ 574,333 | $ 0 |
| Grant, Oklahoma | 3 | $ 457,000 | $ 152,333 | $ 100,000 |
| Kay, Oklahoma | 3 | $ 81,000 | $ 27,000 | $ 58,000 |
| Logan, Oklahoma | 3 | $ 725,000 | $ 241,666 | $ 157,000 |
| Marshall, Oklahoma | 3 | $ 212,000 | $ 70,666 | $ 59,000 |
| McClain, Oklahoma | 3 | $ 50,000 | $ 16,666 | $ 119,000 |
| Okfuskee, Oklahoma | 3 | $ 241,000 | $ 80,333 | $ 50,000 |
| Osage, Oklahoma | 3 | $ 169,000 | $ 56,333 | $ 77,000 |
| Washington, Oklahoma | 3 | $ 274,000 | $ 91,333 | $ 87,000 |
| Clatsop, Oregon | 3 | $ 1,034,000 | $ 344,666 | $ 240,000 |
| Douglas, Oregon | 3 | $ 650,000 | $ 216,666 | $ 148,000 |
| Charles Mix, South Dakota | 3 | $ 2,982,000 | $ 994,000 | $ 1,280,000 |
| Fall River, South Dakota | 3 | $ 103,000 | $ 34,333 | $ 32,000 |
| Union, South Dakota | 3 | $ 598,000 | $ 199,333 | $ 87,000 |
| Cowlitz, Washington | 3 | $ 1,245,000 | $ 415,000 | $ 77,000 |
| Jefferson, Washington | 3 | $ 556,000 | $ 185,333 | $ 164,000 |
| Skagit, Washington | 3 | $ 1,622,000 | $ 540,666 | $ 53,000 |
| Thurston, Washington | 3 | $ 3,080,000 | $ 1,026,666 | $ 22,000 |
| Dane, Wisconsin | 3 | $ 1,685,000 | $ 561,666 | $ 0 |
| Waukesha, Wisconsin | 3 | $ 652,000 | $ 217,333 | $ 91,000 |
| Platte, Wyoming | 3 | $ 1,226,000 | $ 408,666 | $ 7,000 |
| Cochise, Arizona | 2 | $ 334,000 | $ 167,000 | $ 42,000 |
| La Paz, Arizona | 2 | $ 1,260,000 | $ 630,000 | $ 457,000 |
| Del Norte, California | 2 | $ 970,000 | $ 485,000 | $ 262,000 |
| Mono, California | 2 | $ 1,039,000 | $ 519,500 | $ 276,000 |
| Sierra, California | 2 | $ 75,000 | $ 37,500 | $ 82,000 |
| Archuleta, Colorado | 2 | $ 487,000 | $ 243,500 | $ 90,000 |
| Lincoln, Colorado | 2 | $ 209,000 | $ 104,500 | $ 87,000 |
| Montezuma, Colorado | 2 | $ 707,000 | $ 353,500 | $ 25,000 |
| Ouray, Colorado | 2 | $ 1,740,000 | $ 870,000 | $ 293,000 |
| Rio Blanco, Colorado | 2 | $ 149,000 | $ 74,500 | $ 59,000 |
| Teller, Colorado | 2 | $ 743,000 | $ 371,500 | $ 77,000 |
| Martin, Florida | 2 | $ 347,000 | $ 173,500 | $ 0 |
| Bonneville, Idaho | 2 | $ 2,883,000 | $ 1,441,500 | $ 12,000 |
| Valley, Idaho | 2 | $ 442,000 | $ 221,000 | $ 681,000 |
| Guthrie, Iowa | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Scott, Iowa | 2 | $ 184,000 | $ 92,000 | $ 31,000 |
| Tama, Iowa | 2 | $ 169,000 | $ 84,500 | $ 93,000 |
| Wayne, Iowa | 2 | $ 76,000 | $ 38,000 | $ 39,000 |
| Woodbury, Iowa | 2 | $ 615,000 | $ 307,500 | $ 70,000 |
| Hodgeman, Kansas | 2 | $ 271,000 | $ 135,500 | $ 79,000 |
| Jefferson, Kansas | 2 | $ 198,000 | $ 99,000 | $ 65,000 |
| Leavenworth, Kansas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Cass, Minnesota | 2 | $ 576,000 | $ 288,000 | $ 98,000 |
| Crow Wing, Minnesota | 2 | $ 3,205,000 | $ 1,602,500 | $ 12,000 |
| Goodhue, Minnesota | 2 | $ 1,305,000 | $ 652,500 | $ 1,603,000 |
| Hubbard, Minnesota | 2 | $ 255,000 | $ 127,500 | $ 86,000 |
| Redwood, Minnesota | 2 | $ 172,000 | $ 86,000 | $ 77,000 |
| Washington, Minnesota | 2 | $ 400,000 | $ 200,000 | $ 114,000 |
| Winona, Minnesota | 2 | $ 10,000 | $ 5,000 | $ 41,000 |
| St. Louis, Missouri | 2 | $ 1,101,000 | $ 550,500 | $ 137,000 |
| Pierce, Nebraska | 2 | $ 228,000 | $ 114,000 | $ 69,000 |
| Storey, Nevada | 2 | $ 222,000 | $ 111,000 | $ 23,000 |
| Cibola, New Mexico | 2 | $ 7,000 | $ 3,500 | $ 39,000 |
| Burleigh, North Dakota | 2 | $ 385,000 | $ 192,500 | $ 124,000 |
| Grand Forks, North Dakota | 2 | $ 3,603,000 | $ 1,801,500 | $ 0 |
| Ransom, North Dakota | 2 | $ 656,000 | $ 328,000 | $ 0 |
| Williams, North Dakota | 2 | $ 19,247,000 | $ 9,623,500 | $ 20,000 |
| Kingfisher, Oklahoma | 2 | $ 271,000 | $ 135,500 | $ 85,000 |
| Major, Oklahoma | 2 | $ 207,000 | $ 103,500 | $ 105,000 |
| Rogers, Oklahoma | 2 | $ 302,000 | $ 151,000 | $ 185,000 |
| Lane, Oregon | 2 | $ 539,000 | $ 269,500 | $ 63,000 |
| Linn, Oregon | 2 | $ 312,000 | $ 156,000 | $ 47,000 |
| Malheur, Oregon | 2 | $ 193,000 | $ 96,500 | $ 45,000 |
| Sherman, Oregon | 2 | $ 690,000 | $ 345,000 | $ 65,000 |
| Tillamook, Oregon | 2 | $ 514,000 | $ 257,000 | $ 72,000 |
| Aurora, South Dakota | 2 | $ 121,000 | $ 60,500 | $ 58,000 |
| Bennett, South Dakota | 2 | $ 278,000 | $ 139,000 | $ 88,000 |
| Douglas, South Dakota | 2 | $ 181,000 | $ 90,500 | $ 90,000 |
| McCook, South Dakota | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| Minnehaha, South Dakota | 2 | $ 273,000 | $ 136,500 | $ 49,000 |
| Turner, South Dakota | 2 | $ 186,000 | $ 93,000 | $ 34,000 |
| Box Elder, Utah | 2 | $ 257,000 | $ 128,500 | $ 23,000 |
| Carbon, Utah | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Iron, Utah | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Kane, Utah | 2 | $ 1,054,000 | $ 527,000 | $ 164,000 |
| Burnett, Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 88,000 |
| Sawyer, Wisconsin | 2 | $ 14,000 | $ 7,000 | $ 29,000 |
| Independence, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Colusa, California | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Humboldt, California | 1 | $ 293,000 | $ 293,000 | $ 224,000 |
| Lassen, California | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Siskiyou, California | 1 | $ 300,000 | $ 300,000 | $ 399,000 |
| Tehama, California | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Cheyenne, Colorado | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Custer, Colorado | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Hinsdale, Colorado | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Otero, Colorado | 1 | $ 103,000 | $ 103,000 | $ 27,000 |
| Pitkin, Colorado | 1 | $ 291,000 | $ 291,000 | $ 58,000 |
| Prowers, Colorado | 1 | $ 68,000 | $ 68,000 | $ 120,000 |
| San Miguel, Colorado | 1 | $ 756,000 | $ 756,000 | $ 80,000 |
| Yuma, Colorado | 1 | $ 148,000 | $ 148,000 | $ 156,000 |
| Pasco, Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Polk, Florida | 1 | $ 124,000 | $ 124,000 | $ 0 |
| St. Johns, Florida | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Fulton, Georgia | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Houston, Georgia | 1 | $ 3,820,000 | $ 3,820,000 | $ 0 |
| Boise, Idaho | 1 | $ 204,000 | $ 204,000 | $ 122,000 |
| Custer, Idaho | 1 | $ 170,000 | $ 170,000 | $ 252,000 |
| Owyhee, Idaho | 1 | $ 259,000 | $ 259,000 | $ 66,000 |
| Power, Idaho | 1 | $ 157,000 | $ 157,000 | $ 83,000 |
| Washington, Idaho | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Lake, Illinois | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Appanoose, Iowa | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Audubon, Iowa | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Calhoun, Iowa | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Cass, Iowa | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Clay, Iowa | 1 | $ 370,000 | $ 370,000 | $ 150,000 |
| Crawford, Iowa | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Fremont, Iowa | 1 | $ 612,000 | $ 612,000 | $ 165,000 |
| Greene, Iowa | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Grundy, Iowa | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| Howard, Iowa | 1 | $ 94,000 | $ 94,000 | $ 15,000 |
| Jasper, Iowa | 1 | $ 4,000 | $ 4,000 | $ 27,000 |
| Johnson, Iowa | 1 | $ 2,000 | $ 2,000 | $ 33,000 |
| Madison, Iowa | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| Mahaska, Iowa | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Marshall, Iowa | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Monroe, Iowa | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Ringgold, Iowa | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Sac, Iowa | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Taylor, Iowa | 1 | $ 54,000 | $ 54,000 | $ 146,000 |
| Washington, Iowa | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Cheyenne, Kansas | 1 | $ 78,000 | $ 78,000 | $ 66,000 |
| Cloud, Kansas | 1 | $ 88,000 | $ 88,000 | $ 121,000 |
| Dickinson, Kansas | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Greenwood, Kansas | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Harper, Kansas | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Miami, Kansas | 1 | $ 283,000 | $ 283,000 | $ 229,000 |
| Neosho, Kansas | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Ness, Kansas | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Riley, Kansas | 1 | $ 152,000 | $ 152,000 | $ 61,000 |
| Shawnee, Kansas | 1 | $ 12,000 | $ 12,000 | $ 71,000 |
| Stafford, Kansas | 1 | $ 550,000 | $ 550,000 | $ 72,000 |
| Thomas, Kansas | 1 | $ 5,000 | $ 5,000 | $ 102,000 |
| Jefferson, Louisiana | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Macomb, Michigan | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Mecosta, Michigan | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Itasca, Minnesota | 1 | $ 3,105,000 | $ 3,105,000 | $ 0 |
| Mille Lacs, Minnesota | 1 | $ 337,000 | $ 337,000 | $ 172,000 |
| Roseau, Minnesota | 1 | $ 171,000 | $ 171,000 | $ 52,000 |
| Scott, Minnesota | 1 | $ 521,000 | $ 521,000 | $ 110,000 |
| St. Louis, Minnesota | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| Traverse, Minnesota | 1 | $ 13,000 | $ 13,000 | $ 37,000 |
| Yellow Medicine, Minnesota | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Barry, Missouri | 1 | $ 256,000 | $ 256,000 | $ 141,000 |
| Benton, Missouri | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Caldwell, Missouri | 1 | $ 30,000 | $ 30,000 | $ 226,000 |
| Chariton, Missouri | 1 | $ 149,000 | $ 149,000 | $ 167,000 |
| Gentry, Missouri | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Harrison, Missouri | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Henry, Missouri | 1 | $ 77,000 | $ 77,000 | $ 100,000 |
| Hickory, Missouri | 1 | $ 84,000 | $ 84,000 | $ 103,000 |
| Holt, Missouri | 1 | $ 218,000 | $ 218,000 | $ 139,000 |
| Lafayette, Missouri | 1 | $ 1,000 | $ 1,000 | $ 30,000 |
| Miller, Missouri | 1 | $ 273,000 | $ 273,000 | $ 208,000 |
| Stone, Missouri | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Taney, Missouri | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Yellowstone, Montana | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Antelope, Nebraska | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Arthur, Nebraska | 1 | $ 283,000 | $ 283,000 | $ 83,000 |
| Boone, Nebraska | 1 | $ 160,000 | $ 160,000 | $ 122,000 |
| Cedar, Nebraska | 1 | $ 217,000 | $ 217,000 | $ 83,000 |
| Clay, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 253,000 |
| Dakota, Nebraska | 1 | $ 879,000 | $ 879,000 | $ 0 |
| Dixon, Nebraska | 1 | $ 131,000 | $ 131,000 | $ 108,000 |
| Frontier, Nebraska | 1 | $ 10,000 | $ 10,000 | $ 89,000 |
| Furnas, Nebraska | 1 | $ 48,000 | $ 48,000 | $ 13,000 |
| Garden, Nebraska | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Hooker, Nebraska | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
| Pawnee, Nebraska | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Red Willow, Nebraska | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Saline, Nebraska | 1 | $ 305,000 | $ 305,000 | $ 159,000 |
| Sioux, Nebraska | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Thayer, Nebraska | 1 | $ 167,000 | $ 167,000 | $ 169,000 |
| Wayne, Nebraska | 1 | $ 630,000 | $ 630,000 | $ 140,000 |
| Catron, New Mexico | 1 | $ 4,000 | $ 4,000 | $ 17,000 |
| Chaves, New Mexico | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Curry, New Mexico | 1 | $ 42,000 | $ 42,000 | $ 78,000 |
| McKinley, New Mexico | 1 | $ 5,000 | $ 5,000 | $ 94,000 |
| Rio Arriba, New Mexico | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| San Juan, New Mexico | 1 | $ 194,000 | $ 194,000 | $ 73,000 |
| San Miguel, New Mexico | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Socorro, New Mexico | 1 | $ 97,000 | $ 97,000 | $ 44,000 |
| Taos, New Mexico | 1 | $ 232,000 | $ 232,000 | $ 154,000 |
| Union, New Mexico | 1 | $ 600,000 | $ 600,000 | $ 354,000 |
| New York, New York | 1 | $ 1,025,000 | $ 1,025,000 | $ 1,200,000 |
| Golden Valley, North Dakota | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| McKenzie, North Dakota | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| Mercer, North Dakota | 1 | $ 400,000 | $ 400,000 | $ 107,000 |
| Mountrail, North Dakota | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Stutsman, North Dakota | 1 | $ 378,000 | $ 378,000 | $ 152,000 |
| Delaware, Ohio | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Alfalfa, Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 27,000 |
| Atoka, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Coal, Oklahoma | 1 | $ 166,000 | $ 166,000 | $ 89,000 |
| Comanche, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 165,000 |
| Craig, Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| Delaware, Oklahoma | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Garvin, Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 61,000 |
| Grady, Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Hughes, Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 269,000 |
| Love, Oklahoma | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Noble, Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Pawnee, Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 208,000 |
Mortgage Loan Application Detail Totals for Bank of the West in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,663 | $3,010,900,000 | $392,000 | $33,500,000 | $111,000 | $5,494,000 |
| Refinancing | 7,182 | $3,539,359,000 | $492,000 | $19,000,000 | $167,000 | $7,600,000 |
| Home Improvement | 2,073 | $514,459,000 | $248,000 | $12,000,000 | $105,000 | $2,558,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,788 | $3,706,665,000 | $421,000 | $9,400,000 | $172,000 | $7,600,000 |
| Not applicable | 3,310 | $1,273,588,000 | $384,000 | $33,500,000 | $0 | $0 |
| Asian | 1,661 | $983,910,000 | $592,000 | $13,561,000 | $196,000 | $5,156,000 |
| Hispanic | 1,661 | $444,087,000 | $267,000 | $2,737,000 | $108,000 | $4,200,000 |
| Not Provided | 1,056 | $524,633,000 | $496,000 | $3,600,000 | $195,000 | $2,737,000 |
| Black or African American | 275 | $81,546,000 | $296,000 | $2,100,000 | $105,000 | $1,944,000 |
| Native Hawaiin or Other Pacific Islander | 86 | $33,966,000 | $394,000 | $1,447,000 | $133,000 | $662,000 |
| American Indian or Alaskan Native | 81 | $16,323,000 | $201,000 | $4,000,000 | $116,000 | $970,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,179 | $6,928,029,000 | $428,000 | $33,500,000 | $137,000 | $7,600,000 |
| FHA-insured (Federal Housing Administration) | 539 | $100,897,000 | $187,000 | $636,000 | $65,000 | $233,000 |
| VA-guaranteed (Veterans Administration) | 166 | $31,403,000 | $189,000 | $626,000 | $66,000 | $372,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $4,389,000 | $129,000 | $444,000 | $36,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,128 | $4,052,279,000 | $400,000 | $13,561,000 | $128,000 | $7,600,000 |
| Application Denied By Financial Institution | 3,028 | $1,249,844,000 | $412,000 | $19,000,000 | $113,000 | $2,558,000 |
| Application Withdrawn By Applicant | 2,168 | $968,195,000 | $446,000 | $33,500,000 | $164,000 | $4,724,000 |
| Application Approved But Not Accepted | 962 | $483,785,000 | $502,000 | $12,000,000 | $154,000 | $3,096,000 |
| File Closed For Incompleteness | 567 | $301,382,000 | $531,000 | $4,900,000 | $217,000 | $4,691,000 |
| Loan Purchased By The Institution | 65 | $9,233,000 | $142,000 | $606,000 | $61,000 | $309,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,084 | $576,884,000 | $532,000 | $11,517,000 | $79,000 | $1,024,000 |
| Credit History | 744 | $112,077,000 | $150,000 | $4,000,000 | $95,000 | $1,704,000 |
| Credit Application Incomplete | 557 | $251,504,000 | $451,000 | $15,000,000 | $156,000 | $2,558,000 |
| Collateral | 314 | $156,469,000 | $498,000 | $19,000,000 | $174,000 | $2,144,000 |
| Unverifiable Information | 114 | $48,504,000 | $425,000 | $2,093,000 | $170,000 | $1,113,000 |
| Other | 102 | $56,228,000 | $551,000 | $3,600,000 | $122,000 | $1,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 65 | $34,085,000 | $524,000 | $1,500,000 | $164,000 | $1,251,000 |
| Employment History | 47 | $13,759,000 | $292,000 | $1,920,000 | $54,000 | $350,000 |
| Mortgage Insurance Denied | 1 | $334,000 | $334,000 | $334,000 | $101,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of the West's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of the West's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About