Bank Of Whittier, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bank Of Whittier, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Whittier, National Association 15141 E Whittier Blvd Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 336 |
| Total Mortgage Loan Application Amount | $86,258,000 |
| Average Mortgage Loan Application Amount | $256,000 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $1,116,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bank Of Whittier, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Whittier, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bank Of Whittier, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Whittier, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Whittier, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Whittier, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 63 | $ 14,574,000 | $ 231,000 | $ 131,000 |
| Collin County Texas | 48 | $ 12,605,000 | $ 262,000 | $ 136,000 |
| Tarrant County Texas | 20 | $ 3,621,000 | $ 181,000 | $ 103,000 |
| Los Angeles County California | 17 | $ 5,718,000 | $ 336,000 | $ 229,000 |
| Queens County New York | 8 | $ 3,665,000 | $ 458,000 | $ 173,000 |
| Maricopa County Arizona | 7 | $ 1,875,000 | $ 267,000 | $ 125,000 |
| Orange County California | 7 | $ 4,931,000 | $ 704,000 | $ 245,000 |
| St. Louis County Missouri | 6 | $ 1,328,000 | $ 221,000 | $ 143,000 |
| Erie County New York | 6 | $ 577,000 | $ 96,000 | $ 40,000 |
| Nassau County New York | 6 | $ 2,122,000 | $ 353,000 | $ 126,000 |
| Philadelphia County Pennsylvania | 6 | $ 778,000 | $ 129,000 | $ 74,000 |
| New Castle County Delaware | 5 | $ 1,379,000 | $ 275,000 | $ 143,000 |
| Denton County Texas | 5 | $ 1,018,000 | $ 203,000 | $ 61,000 |
| Williamson County Texas | 5 | $ 766,000 | $ 153,000 | $ 283,000 |
| Jefferson County Alabama | 4 | $ 792,000 | $ 198,000 | $ 111,000 |
| Benton County Arkansas | 4 | $ 1,185,000 | $ 296,000 | $ 110,000 |
| Pulaski County Arkansas | 4 | $ 964,000 | $ 241,000 | $ 82,000 |
| Jefferson County Louisiana | 4 | $ 739,000 | $ 184,000 | $ 163,000 |
| Suffolk County New York | 4 | $ 708,000 | $ 177,000 | $ 80,000 |
| Fort Bend County Texas | 4 | $ 1,023,000 | $ 255,000 | $ 166,000 |
| Adams County Colorado | 3 | $ 1,067,000 | $ 355,000 | $ 96,000 |
| Arapahoe County Colorado | 3 | $ 677,000 | $ 225,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,146,000 | $ 382,000 | $ 120,000 |
| Ada County Idaho | 3 | $ 385,000 | $ 128,000 | $ 102,000 |
| Johnson County Kansas | 3 | $ 682,000 | $ 227,000 | $ 101,000 |
| Clark County Nevada | 3 | $ 420,000 | $ 140,000 | $ 81,000 |
| Bernalillo County New Mexico | 3 | $ 785,000 | $ 261,000 | $ 183,000 |
| Richmond County New York | 3 | $ 1,323,000 | $ 441,000 | $ 167,000 |
| Franklin County Ohio | 3 | $ 604,000 | $ 201,000 | $ 99,000 |
| Montgomery County Pennsylvania | 3 | $ 755,000 | $ 251,000 | $ 168,000 |
| Pima County Arizona | 2 | $ 593,000 | $ 296,000 | $ 126,000 |
| Ventura County California | 2 | $ 800,000 | $ 400,000 | $ 335,000 |
| Fayette County Kentucky | 2 | $ 589,000 | $ 294,000 | $ 373,000 |
| Bossier County Louisiana | 2 | $ 314,000 | $ 157,000 | $ 649,000 |
| Penobscot County Maine | 2 | $ 407,000 | $ 203,000 | $ 263,000 |
| Bronx County New York | 2 | $ 822,000 | $ 411,000 | $ 109,000 |
| Onondaga County New York | 2 | $ 184,000 | $ 92,000 | $ 58,000 |
| Montgomery County Ohio | 2 | $ 236,000 | $ 118,000 | $ 35,000 |
| Delaware County Pennsylvania | 2 | $ 524,000 | $ 262,000 | $ 296,000 |
| Harris County Texas | 2 | $ 328,000 | $ 164,000 | $ 275,000 |
| Houston County Alabama | 1 | $ 268,000 | $ 268,000 | $ 323,000 |
| Montgomery County Alabama | 1 | $ 240,000 | $ 240,000 | $ 24,000 |
| Anchorage County Alaska | 1 | $ 292,000 | $ 292,000 | $ 115,000 |
| Faulkner County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 21,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 343,000 |
| San Bernardino County California | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| San Diego County California | 1 | $ 259,000 | $ 259,000 | $ 270,000 |
| San Joaquin County California | 1 | $ 174,000 | $ 174,000 | $ 189,000 |
| Santa Clara County California | 1 | $ 775,000 | $ 775,000 | $ 742,000 |
| Douglas County Colorado | 1 | $ 390,000 | $ 390,000 | $ 140,000 |
| El Paso County Colorado | 1 | $ 399,000 | $ 399,000 | $ 104,000 |
| Bay County Florida | 1 | $ 348,000 | $ 348,000 | $ 887,000 |
| Broward County Florida | 1 | $ 186,000 | $ 186,000 | $ 220,000 |
| Seminole County Florida | 1 | $ 423,000 | $ 423,000 | $ 513,000 |
| Lyon County Kansas | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Sedgwick County Kansas | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Boone County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Hardin County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 136,000 |
| Jefferson County Kentucky | 1 | $ 383,000 | $ 383,000 | $ 120,000 |
| Calcasieu County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 228,000 |
| Ouachita County Louisiana | 1 | $ 236,000 | $ 236,000 | $ 123,000 |
| Rapides County Louisiana | 1 | $ 364,000 | $ 364,000 | $ 127,000 |
| St. Tammany County Louisiana | 1 | $ 400,000 | $ 400,000 | $ 450,000 |
| Kennebec County Maine | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Madison County Mississippi | 1 | $ 350,000 | $ 350,000 | $ 277,000 |
| Boone County Missouri | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Jackson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Platte County Missouri | 1 | $ 272,000 | $ 272,000 | $ 75,000 |
| Richland County Montana | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Yellowstone County Montana | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Washoe County Nevada | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Dona Ana County New Mexico | 1 | $ 268,000 | $ 268,000 | $ 86,000 |
| Albany County New York | 1 | $ 246,000 | $ 246,000 | $ 121,000 |
| Dutchess County New York | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Kings County New York | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Monroe County New York | 1 | $ 125,000 | $ 125,000 | $ 21,000 |
| Butler County Ohio | 1 | $ 207,000 | $ 207,000 | $ 90,000 |
| Cuyahoga County Ohio | 1 | $ 52,000 | $ 52,000 | $ 111,000 |
| Hamilton County Ohio | 1 | $ 190,000 | $ 190,000 | $ 157,000 |
| Bucks County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Lehigh County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Northampton County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 46,000 |
| Brazoria County Texas | 1 | $ 263,000 | $ 263,000 | $ 111,000 |
| Galveston County Texas | 1 | $ 184,000 | $ 184,000 | $ 192,000 |
| Henderson County Texas | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Jefferson County Texas | 1 | $ 417,000 | $ 417,000 | $ 230,000 |
| Rockwall County Texas | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| Travis County Texas | 1 | $ 300,000 | $ 300,000 | $ 137,000 |
| Davis County Utah | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Salt Lake County Utah | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| Chittenden County Vermont | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Kanawha County West Virginia | 1 | $ 394,000 | $ 394,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for Bank Of Whittier, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 235 | $60,334,000 | $256,000 | $800,000 | $148,000 | $1,116,000 |
| Refinancing | 101 | $25,924,000 | $256,000 | $2,250,000 | $142,000 | $522,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 225 | $57,920,000 | $257,000 | $2,250,000 | $151,000 | $903,000 |
| White | 51 | $12,806,000 | $251,000 | $626,000 | $128,000 | $804,000 |
| Not Provided | 43 | $11,489,000 | $267,000 | $800,000 | $177,000 | $1,116,000 |
| Black or African American | 17 | $4,043,000 | $237,000 | $620,000 | $67,000 | $101,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 336 | $86,258,000 | $256,000 | $2,250,000 | $147,000 | $1,116,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 162 | $43,009,000 | $265,000 | $2,250,000 | $182,000 | $1,116,000 |
| Application Withdrawn By Applicant | 78 | $20,318,000 | $260,000 | $800,000 | $144,000 | $555,000 |
| Application Denied By Financial Institution | 60 | $12,972,000 | $216,000 | $620,000 | $75,000 | $391,000 |
| File Closed For Incompleteness | 36 | $9,959,000 | $276,000 | $760,000 | $114,000 | $450,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $7,249,000 | $219,000 | $491,000 | $64,000 | $184,000 |
| Credit History | 14 | $3,165,000 | $226,000 | $620,000 | $98,000 | $391,000 |
| Collateral | 5 | $957,000 | $191,000 | $525,000 | $74,000 | $111,000 |
| Other | 4 | $657,000 | $164,000 | $415,000 | $94,000 | $132,000 |
| Employment History | 2 | $502,000 | $251,000 | $361,000 | $69,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $442,000 | $221,000 | $246,000 | $74,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Whittier, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Whittier, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.