Chickasaw Community Bank Mortgage Lending & HMDA Data, 2009

In 2009, Chickasaw Community Bank of Oklahoma City, OK reported 983 mortgage applications totaling $176.6 million, up 164% from 2008. The average application was for $179,670, and applicants reported an average income of $74,151. 85% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Oklahoma City, OK (163), Tulsa, OK (63) and Honolulu, HI (49) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 983
Total Mortgage Loan Application Amount $176,616,000
Average Mortgage Loan Application Amount $179,670
Highest Mortgage Loan Application Amount $550,000
Average Applicant Income $74,151
Highest Applicant Income $471,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 73 $ 10,089,000 $ 138,205 $ 71,000
Muskogee, Oklahoma 64 $ 7,658,000 $ 119,656 $ 61,000
Riverside, California 49 $ 18,277,000 $ 373,000 $ 165,000
Honolulu, Hawaii 49 $ 13,619,000 $ 277,938 $ 82,000
Cherokee, Oklahoma 48 $ 6,474,000 $ 134,875 $ 58,000
Canadian, Oklahoma 34 $ 5,616,000 $ 165,176 $ 92,000
Lake, Montana 31 $ 4,697,000 $ 151,516 $ 62,000
Tulsa, Oklahoma 31 $ 3,774,000 $ 121,741 $ 84,000
Maricopa, Arizona 29 $ 4,308,000 $ 148,551 $ 67,000
Cleveland, Oklahoma 29 $ 4,575,000 $ 157,758 $ 70,000
Snohomish, Washington 26 $ 5,497,000 $ 211,423 $ 43,000
San Diego, California 17 $ 5,929,000 $ 348,764 $ 153,000
Adair, Oklahoma 16 $ 1,488,000 $ 93,000 $ 39,000
McClain, Oklahoma 15 $ 1,585,000 $ 105,666 $ 70,000
Isabella, Michigan 13 $ 1,614,000 $ 124,153 $ 98,000
Wagoner, Oklahoma 13 $ 1,677,000 $ 129,000 $ 56,000
Kitsap, Washington 12 $ 2,639,000 $ 219,916 $ 73,000
Pierce, Washington 12 $ 2,876,000 $ 239,666 $ 89,000
Pontotoc, Oklahoma 11 $ 1,451,000 $ 131,909 $ 80,000
Robeson, North Carolina 10 $ 1,102,000 $ 110,200 $ 54,000
Delaware, Oklahoma 10 $ 938,000 $ 93,800 $ 51,000
Pinal, Arizona 9 $ 1,025,000 $ 113,888 $ 45,000
King, Washington 9 $ 2,846,000 $ 316,222 $ 93,000
Thurston, Washington 9 $ 1,948,000 $ 216,444 $ 80,000
Humboldt, California 8 $ 1,673,000 $ 209,125 $ 70,000
Grady, Oklahoma 8 $ 775,000 $ 96,875 $ 64,000
Sequoyah, Oklahoma 8 $ 907,000 $ 113,375 $ 55,000
Del Norte, California 7 $ 1,331,000 $ 190,142 $ 64,000
Sonoma, California 7 $ 2,520,000 $ 360,000 $ 110,000
Jefferson, Colorado 7 $ 1,710,000 $ 244,285 $ 83,000
McKinley, New Mexico 7 $ 1,024,000 $ 146,285 $ 37,000
McIntosh, Oklahoma 7 $ 1,145,000 $ 163,571 $ 73,000
Butte, California 6 $ 820,000 $ 136,666 $ 57,000
Kauai, Hawaii 6 $ 1,400,000 $ 233,333 $ 71,000
San Juan, New Mexico 6 $ 1,230,000 $ 205,000 $ 85,000
Craig, Oklahoma 6 $ 653,000 $ 108,833 $ 56,000
Rogers, Oklahoma 6 $ 727,000 $ 121,166 $ 67,000
Umatilla, Oregon 6 $ 717,000 $ 119,500 $ 72,000
Washington, Oregon 6 $ 1,415,000 $ 235,833 $ 69,000
Anchorage, Alaska 5 $ 1,492,000 $ 298,400 $ 106,000
Coconino, Arizona 5 $ 967,000 $ 193,400 $ 94,000
Mendocino, California 5 $ 1,085,000 $ 217,000 $ 78,000
Sacramento, California 5 $ 967,000 $ 193,400 $ 79,000
Washoe, Nevada 5 $ 1,333,000 $ 266,600 $ 62,000
Mayes, Oklahoma 5 $ 526,000 $ 105,200 $ 45,000
Pottawatomie, Oklahoma 5 $ 469,000 $ 93,800 $ 46,000
Multnomah, Oregon 5 $ 1,001,000 $ 200,200 $ 17,000
Alameda, California 4 $ 1,686,000 $ 421,500 $ 27,000
Arapahoe, Colorado 4 $ 744,000 $ 186,000 $ 81,000
Denver, Colorado 4 $ 819,000 $ 204,750 $ 36,000
Glacier, Montana 4 $ 566,000 $ 141,500 $ 82,000
Bernalillo, New Mexico 4 $ 941,000 $ 235,250 $ 39,000
Swain, North Carolina 4 $ 875,000 $ 218,750 $ 47,000
Carter, Oklahoma 4 $ 449,000 $ 112,250 $ 56,000
Creek, Oklahoma 4 $ 349,000 $ 87,250 $ 37,000
Custer, Oklahoma 4 $ 426,000 $ 106,500 $ 52,000
Okmulgee, Oklahoma 4 $ 312,000 $ 78,000 $ 68,000
Seminole, Oklahoma 4 $ 258,000 $ 64,500 $ 34,000
Clallam, Washington 4 $ 650,000 $ 162,500 $ 87,000
Mason, Washington 4 $ 799,000 $ 199,750 $ 82,000
Yakima, Washington 4 $ 601,000 $ 150,250 $ 56,000
Apache, Arizona 3 $ 541,000 $ 180,333 $ 30,000
Pima, Arizona 3 $ 515,000 $ 171,666 $ 12,000
Los Angeles, California 3 $ 1,526,000 $ 508,666 $ 166,000
Orange, California 3 $ 1,245,000 $ 415,000 $ 119,000
Adams, Colorado 3 $ 918,000 $ 306,000 $ 94,000
Boulder, Colorado 3 $ 763,000 $ 254,333 $ 83,000
Douglas, Colorado 3 $ 683,000 $ 227,666 $ 52,000
Bannock, Idaho 3 $ 500,000 $ 166,666 $ 44,000
Bingham, Idaho 3 $ 446,000 $ 148,666 $ 64,000
Missoula, Montana 3 $ 676,000 $ 225,333 $ 69,000
Cumberland, North Carolina 3 $ 412,000 $ 137,333 $ 47,000
Comanche, Oklahoma 3 $ 353,000 $ 117,666 $ 86,000
Osage, Oklahoma 3 $ 338,000 $ 112,666 $ 25,000
Ottawa, Oklahoma 3 $ 346,000 $ 115,333 $ 71,000
Payne, Oklahoma 3 $ 366,000 $ 122,000 $ 66,000
Washington, Oklahoma 3 $ 376,000 $ 125,333 $ 74,000
Coos, Oregon 3 $ 476,000 $ 158,666 $ 78,000
Clark, Washington 3 $ 621,000 $ 207,000 $ 87,000
Grays Harbor, Washington 3 $ 432,000 $ 144,000 $ 79,000
Whatcom, Washington 3 $ 523,000 $ 174,333 $ 107,000
Lake, California 2 $ 375,000 $ 187,500 $ 56,000
Placer, California 2 $ 508,000 $ 254,000 $ 74,000
El Paso, Colorado 2 $ 393,000 $ 196,500 $ 22,000
Hawaii, Hawaii 2 $ 323,000 $ 161,500 $ 45,000
Maui, Hawaii 2 $ 504,000 $ 252,000 $ 90,000
Kent, Michigan 2 $ 225,000 $ 112,500 $ 62,000
Sandoval, New Mexico 2 $ 327,000 $ 163,500 $ 91,000
Franklin, New York 2 $ 87,000 $ 43,500 $ 54,000
Forsyth, North Carolina 2 $ 190,000 $ 95,000 $ 45,000
Jackson, North Carolina 2 $ 197,000 $ 98,500 $ 53,000
Caddo, Oklahoma 2 $ 172,000 $ 86,000 $ 60,000
Haskell, Oklahoma 2 $ 142,000 $ 71,000 $ 52,000
Hughes, Oklahoma 2 $ 100,000 $ 50,000 $ 28,000
Lincoln, Oklahoma 2 $ 211,000 $ 105,500 $ 38,000
Logan, Oklahoma 2 $ 439,000 $ 219,500 $ 74,000
Marshall, Oklahoma 2 $ 119,000 $ 59,500 $ 35,000
Murray, Oklahoma 2 $ 171,000 $ 85,500 $ 59,000
Pawnee, Oklahoma 2 $ 236,000 $ 118,000 $ 26,000
Stephens, Oklahoma 2 $ 213,000 $ 106,500 $ 48,000
Lane, Oregon 2 $ 367,000 $ 183,500 $ 45,000
Marion, Oregon 2 $ 513,000 $ 256,500 $ 31,000
Lewis, Washington 2 $ 321,000 $ 160,500 $ 50,000
Spokane, Washington 2 $ 323,000 $ 161,500 $ 48,000
Brown, Wisconsin 2 $ 253,000 $ 126,500 $ 41,000
Menominee, Wisconsin 2 $ 187,000 $ 93,500 $ 89,000
Mobile, Alabama 1 $ 231,000 $ 231,000 $ 89,000
Gila, Arizona 1 $ 100,000 $ 100,000 $ 56,000
Mohave, Arizona 1 $ 237,000 $ 237,000 $ 73,000
Navajo, Arizona 1 $ 157,000 $ 157,000 $ 102,000
Yuma, Arizona 1 $ 96,000 $ 96,000 $ 40,000
Crawford, Arkansas 1 $ 130,000 $ 130,000 $ 65,000
Garland, Arkansas 1 $ 160,000 $ 160,000 $ 56,000
Colusa, California 1 $ 162,000 $ 162,000 $ 55,000
Contra Costa, California 1 $ 126,000 $ 126,000 $ 39,000
Monterey, California 1 $ 326,000 $ 326,000 $ 94,000
Santa Cruz, California 1 $ 283,000 $ 283,000 $ 94,000
Shasta, California 1 $ 187,000 $ 187,000 $ 74,000
Solano, California 1 $ 351,000 $ 351,000 $ 161,000
La Plata, Colorado 1 $ 134,000 $ 134,000 $ 145,000
Larimer, Colorado 1 $ 363,000 $ 363,000 $ 100,000
Montezuma, Colorado 1 $ 291,000 $ 291,000 $ 83,000
Seminole, Florida 1 $ 176,000 $ 176,000 $ 41,000
Ada, Idaho 1 $ 205,000 $ 205,000 $ 123,000
Twin Falls, Idaho 1 $ 159,000 $ 159,000 $ 34,000
Douglas, Kansas 1 $ 175,000 $ 175,000 $ 110,000
Sedgwick, Kansas 1 $ 259,000 $ 259,000 $ 110,000
Clinton, Michigan 1 $ 149,000 $ 149,000 $ 140,000
Newton, Missouri 1 $ 303,000 $ 303,000 $ 95,000
Blaine, Montana 1 $ 156,000 $ 156,000 $ 47,000
Hill, Montana 1 $ 80,000 $ 80,000 $ 41,000
Sanders, Montana 1 $ 214,000 $ 214,000 $ 105,000
Carson City, Nevada 1 $ 201,000 $ 201,000 $ 41,000
Churchill, Nevada 1 $ 109,000 $ 109,000 $ 73,000
Clark, Nevada 1 $ 301,000 $ 301,000 $ 161,000
Douglas, Nevada 1 $ 147,000 $ 147,000 $ 41,000
Elko, Nevada 1 $ 163,000 $ 163,000 $ 76,000
Rio Arriba, New Mexico 1 $ 97,000 $ 97,000 $ 0
Valencia, New Mexico 1 $ 185,000 $ 185,000 $ 54,000
Cattaraugus, New York 1 $ 250,000 $ 250,000 $ 103,000
Erie, New York 1 $ 217,000 $ 217,000 $ 58,000
Mecklenburg, North Carolina 1 $ 227,000 $ 227,000 $ 83,000
Rolette, North Dakota 1 $ 111,000 $ 111,000 $ 99,000
Choctaw, Oklahoma 1 $ 57,000 $ 57,000 $ 26,000
Johnston, Oklahoma 1 $ 116,000 $ 116,000 $ 108,000
Kay, Oklahoma 1 $ 76,000 $ 76,000 $ 41,000
Kingfisher, Oklahoma 1 $ 97,000 $ 97,000 $ 78,000
Le Flore, Oklahoma 1 $ 116,000 $ 116,000 $ 85,000
McCurtain, Oklahoma 1 $ 330,000 $ 330,000 $ 99,000
Pittsburg, Oklahoma 1 $ 1,000 $ 1,000 $ 33,000
Baker, Oregon 1 $ 189,000 $ 189,000 $ 62,000
Clackamas, Oregon 1 $ 262,000 $ 262,000 $ 61,000
Columbia, Oregon 1 $ 280,000 $ 280,000 $ 100,000
Harney, Oregon 1 $ 89,000 $ 89,000 $ 54,000
Jackson, Oregon 1 $ 462,000 $ 462,000 $ 128,000
Klamath, Oregon 1 $ 162,000 $ 162,000 $ 75,000
Yamhill, Oregon 1 $ 208,000 $ 208,000 $ 0
Todd, South Dakota 1 $ 83,000 $ 83,000 $ 38,000
El Paso, Texas 1 $ 130,000 $ 130,000 $ 71,000
Harris, Texas 1 $ 83,000 $ 83,000 $ 96,000
Clarke, Virginia 1 $ 315,000 $ 315,000 $ 50,000
Grant, Washington 1 $ 143,000 $ 143,000 $ 56,000
Okanogan, Washington 1 $ 183,000 $ 183,000 $ 91,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 636 $115,140,000 $181,000 $550,000 $77,000 $355,000
Refinancing 330 $58,478,000 $177,000 $550,000 $68,000 $471,000
Home Improvement 17 $2,998,000 $176,000 $550,000 $87,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 737 $130,151,000 $176,000 $550,000 $72,000 $471,000
White 139 $20,783,000 $149,000 $462,000 $78,000 $353,000
Native Hawaiian or Other Pacific Islander 68 $17,742,000 $260,000 $550,000 $83,000 $190,000
Hispanic 28 $5,649,000 $201,000 $536,000 $71,000 $166,000
Not applicable 5 $702,000 $140,000 $285,000 $91,000 $398,000
Black or African American 4 $982,000 $245,000 $331,000 $85,000 $116,000
Asian 2 $607,000 $303,000 $308,000 $87,000 $111,000
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 923 $168,392,000 $182,000 $550,000 $73,000 $471,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 59 $7,969,000 $135,000 $411,000 $98,000 $398,000
VA-guaranteed (Veterans Administration) 1 $255,000 $255,000 $255,000 $102,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 837 $156,432,000 $186,000 $550,000 $76,000 $471,000
Application Denied By Financial Institution 72 $8,739,000 $121,000 $315,000 $54,000 $132,000
Loan Purchased By The Institution 32 $5,031,000 $157,000 $304,000 $64,000 $133,000
Application Approved But Not Accepted 27 $3,935,000 $145,000 $369,000 $71,000 $174,000
Application Withdrawn By Applicant 13 $2,248,000 $172,000 $411,000 $77,000 $174,000
File Closed For Incompleteness 2 $231,000 $115,000 $160,000 $51,000 $63,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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