Bankunited, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Bankunited, Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankunited, Fsb 7815 Nw 148Th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,635 |
| Total Mortgage Loan Application Amount | $7,165,662,000 |
| Average Mortgage Loan Application Amount | $261,558 |
| Highest Mortgage Loan Application Amount | $4,875,000 |
| Average Applicant Income | $131,233 |
| Highest Applicant Income | $9,024,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Bankunited, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankunited, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Bankunited, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankunited, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankunited, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankunited, Fsb's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MIAMI-MIAMI BEACH-KENDALL, FL | 3,743 | $ 1,068,716,000 | $ 285,000 | $ 134,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,955 | $ 724,275,000 | $ 245,000 | $ 98,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2,193 | $ 610,675,000 | $ 278,000 | $ 102,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,920 | $ 538,977,000 | $ 280,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,809 | $ 448,211,000 | $ 247,000 | $ 132,000 |
| ORLANDO, FL | 1,139 | $ 262,592,000 | $ 230,000 | $ 114,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,035 | $ 236,726,000 | $ 228,000 | $ 108,000 |
| LAKELAND, FL | 771 | $ 153,085,000 | $ 198,000 | $ 99,000 |
| SARASOTA-BRADENTON-VENICE, FL | 667 | $ 205,470,000 | $ 308,000 | $ 109,000 |
| NAPLES-MARCO ISLAND, FL | 457 | $ 151,592,000 | $ 331,000 | $ 125,000 |
| CAPE CORAL-FORT MYERS, FL | 379 | $ 94,873,000 | $ 250,000 | $ 111,000 |
| BALTIMORE-TOWSON, MD | 284 | $ 72,116,000 | $ 253,000 | $ 85,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 262 | $ 68,658,000 | $ 262,000 | $ 131,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 240 | $ 82,479,000 | $ 343,000 | $ 123,000 |
| EDISON, NJ | 225 | $ 73,573,000 | $ 326,000 | $ 127,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 221 | $ 78,525,000 | $ 355,000 | $ 122,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 202 | $ 93,881,000 | $ 464,000 | $ 147,000 |
| NEWARK-UNION, NJ-PA | 169 | $ 69,504,000 | $ 411,000 | $ 138,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 157 | $ 71,963,000 | $ 458,000 | $ 298,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 153 | $ 47,813,000 | $ 312,000 | $ 94,000 |
| ST. LOUIS, MO-IL | 140 | $ 26,855,000 | $ 191,000 | $ 85,000 |
| LAS VEGAS-PARADISE, NV | 136 | $ 43,911,000 | $ 322,000 | $ 116,000 |
| JACKSONVILLE, FL | 133 | $ 29,023,000 | $ 218,000 | $ 107,000 |
| PHILADELPHIA, PA | 115 | $ 28,863,000 | $ 250,000 | $ 113,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 114 | $ 59,458,000 | $ 521,000 | $ 170,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 112 | $ 56,543,000 | $ 504,000 | $ 161,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 109 | $ 22,046,000 | $ 202,000 | $ 97,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 106 | $ 29,145,000 | $ 274,000 | $ 219,000 |
| RICHMOND, VA | 103 | $ 20,009,000 | $ 194,000 | $ 71,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 102 | $ 25,983,000 | $ 254,000 | $ 104,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 98 | $ 21,774,000 | $ 222,000 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 95 | $ 24,735,000 | $ 260,000 | $ 96,000 |
| BOSTON-QUINCY, MA | 91 | $ 28,682,000 | $ 315,000 | $ 248,000 |
| COLUMBUS, OH | 84 | $ 19,271,000 | $ 229,000 | $ 96,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 83 | $ 36,922,000 | $ 444,000 | $ 134,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 82 | $ 26,527,000 | $ 323,000 | $ 122,000 |
| KANSAS CITY, MO-KS | 76 | $ 14,163,000 | $ 186,000 | $ 93,000 |
| CAMDEN, NJ | 69 | $ 19,056,000 | $ 276,000 | $ 110,000 |
| BAKERSFIELD, CA | 66 | $ 16,037,000 | $ 242,000 | $ 88,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 65 | $ 16,990,000 | $ 261,000 | $ 197,000 |
| TUCSON, AZ | 65 | $ 15,547,000 | $ 239,000 | $ 90,000 |
| NASSAU-SUFFOLK, NY | 61 | $ 30,302,000 | $ 496,000 | $ 185,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 59 | $ 27,798,000 | $ 471,000 | $ 119,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 59 | $ 14,141,000 | $ 239,000 | $ 102,000 |
| SANTA ROSA-PETALUMA, CA | 59 | $ 29,702,000 | $ 503,000 | $ 176,000 |
| PUNTA GORDA, FL | 58 | $ 15,325,000 | $ 264,000 | $ 137,000 |
| GARY, IN | 56 | $ 8,351,000 | $ 149,000 | $ 95,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 54 | $ 11,729,000 | $ 217,000 | $ 123,000 |
| INDIANAPOLIS, IN | 51 | $ 9,561,000 | $ 187,000 | $ 92,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 49 | $ 18,266,000 | $ 372,000 | $ 99,000 |
| PRESCOTT, AZ | 46 | $ 9,749,000 | $ 211,000 | $ 77,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 46 | $ 29,529,000 | $ 641,000 | $ 161,000 |
| STOCKTON, CA | 42 | $ 13,529,000 | $ 322,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 41 | $ 9,923,000 | $ 242,000 | $ 86,000 |
| TALLAHASSEE, FL | 41 | $ 6,776,000 | $ 165,000 | $ 99,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 40 | $ 14,778,000 | $ 369,000 | $ 131,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 37 | $ 7,366,000 | $ 199,000 | $ 131,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 37 | $ 10,470,000 | $ 282,000 | $ 87,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 37 | $ 21,864,000 | $ 590,000 | $ 156,000 |
| MADISON, WI | 36 | $ 5,992,000 | $ 166,000 | $ 66,000 |
| WORCESTER, MA | 35 | $ 8,333,000 | $ 238,000 | $ 84,000 |
| VERO BEACH, FL | 32 | $ 8,432,000 | $ 263,000 | $ 147,000 |
| OCALA, FL | 29 | $ 4,462,000 | $ 153,000 | $ 78,000 |
| DENVER-AURORA, CO | 28 | $ 7,092,000 | $ 253,000 | $ 107,000 |
| AKRON, OH | 27 | $ 5,368,000 | $ 198,000 | $ 74,000 |
| LOUISVILLE, KY-IN | 27 | $ 5,532,000 | $ 204,000 | $ 82,000 |
| ROCKFORD, IL | 27 | $ 4,822,000 | $ 178,000 | $ 119,000 |
| FLAGSTAFF, AZ | 26 | $ 6,868,000 | $ 264,000 | $ 94,000 |
| VALLEJO-FAIRFIELD, CA | 26 | $ 11,184,000 | $ 430,000 | $ 130,000 |
| APPLETON, WI | 23 | $ 3,114,000 | $ 135,000 | $ 66,000 |
| MODESTO, CA | 23 | $ 6,665,000 | $ 289,000 | $ 86,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 23 | $ 14,420,000 | $ 626,000 | $ 147,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 22 | $ 4,751,000 | $ 215,000 | $ 94,000 |
| PITTSBURGH, PA | 22 | $ 3,813,000 | $ 173,000 | $ 80,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 22 | $ 5,350,000 | $ 243,000 | $ 58,000 |
| TRENTON-EWING, NJ | 22 | $ 5,583,000 | $ 253,000 | $ 120,000 |
| MONROE, MI | 21 | $ 3,891,000 | $ 185,000 | $ 83,000 |
| ATLANTIC CITY, NJ | 20 | $ 5,464,000 | $ 273,000 | $ 115,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 19 | $ 4,159,000 | $ 218,000 | $ 109,000 |
| ESSEX COUNTY, MA | 19 | $ 6,496,000 | $ 341,000 | $ 118,000 |
| FRESNO, CA | 19 | $ 5,127,000 | $ 269,000 | $ 96,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 17 | $ 3,752,000 | $ 220,000 | $ 52,000 |
| GAINESVILLE, FL | 17 | $ 2,497,000 | $ 146,000 | $ 110,000 |
| SPRINGFIELD, MO | 17 | $ 2,239,000 | $ 131,000 | $ 66,000 |
| RALEIGH-CARY, NC | 16 | $ 3,762,000 | $ 235,000 | $ 95,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 14 | $ 2,891,000 | $ 206,000 | $ 56,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 14 | $ 4,022,000 | $ 287,000 | $ 189,000 |
| OCEAN CITY, NJ | 14 | $ 6,488,000 | $ 463,000 | $ 232,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 14 | $ 3,775,000 | $ 269,000 | $ 127,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 14 | $ 3,841,000 | $ 274,000 | $ 86,000 |
| CHARLOTTESVILLE, VA | 13 | $ 4,090,000 | $ 314,000 | $ 98,000 |
| RENO-SPARKS, NV | 13 | $ 3,120,000 | $ 240,000 | $ 77,000 |
| ANN ARBOR, MI | 12 | $ 4,455,000 | $ 371,000 | $ 167,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 12 | $ 5,640,000 | $ 470,000 | $ 226,000 |
| MERCED, CA | 12 | $ 3,815,000 | $ 317,000 | $ 101,000 |
| PANAMA CITY-LYNN HAVEN, FL | 12 | $ 3,776,000 | $ 314,000 | $ 234,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 12 | $ 2,965,000 | $ 247,000 | $ 90,000 |
| CHARLESTON, WV | 11 | $ 1,869,000 | $ 169,000 | $ 79,000 |
| LANSING-EAST LANSING, MI | 11 | $ 2,229,000 | $ 202,000 | $ 117,000 |
| SALINAS, CA | 11 | $ 5,620,000 | $ 510,000 | $ 206,000 |
| SPRINGFIELD, MA | 11 | $ 1,913,000 | $ 173,000 | $ 51,000 |
| WILMINGTON, NC | 11 | $ 2,773,000 | $ 252,000 | $ 85,000 |
| BARNSTABLE TOWN, MA | 10 | $ 2,781,000 | $ 278,000 | $ 70,000 |
| NILES-BENTON HARBOR, MI | 10 | $ 2,031,000 | $ 203,000 | $ 120,000 |
| BOULDER, CO | 9 | $ 3,073,000 | $ 341,000 | $ 127,000 |
| DAYTON, OH | 9 | $ 1,427,000 | $ 158,000 | $ 241,000 |
| VISALIA-PORTERVILLE, CA | 9 | $ 2,235,000 | $ 248,000 | $ 93,000 |
| YUMA, AZ | 9 | $ 1,597,000 | $ 177,000 | $ 184,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,670,000 | $ 208,000 | $ 91,000 |
| FLINT, MI | 8 | $ 2,154,000 | $ 269,000 | $ 72,000 |
| FORT WAYNE, IN | 8 | $ 1,327,000 | $ 165,000 | $ 71,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 1,686,000 | $ 210,000 | $ 142,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 2,513,000 | $ 314,000 | $ 117,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 2,180,000 | $ 272,000 | $ 146,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 2,313,000 | $ 289,000 | $ 66,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 2,602,000 | $ 325,000 | $ 81,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 8 | $ 4,957,000 | $ 619,000 | $ 224,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 1,205,000 | $ 172,000 | $ 55,000 |
| COLORADO SPRINGS, CO | 7 | $ 1,435,000 | $ 205,000 | $ 86,000 |
| PEORIA, IL | 7 | $ 1,416,000 | $ 202,000 | $ 126,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $ 3,337,000 | $ 476,000 | $ 125,000 |
| ALBUQUERQUE, NM | 6 | $ 1,043,000 | $ 173,000 | $ 160,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,280,000 | $ 213,000 | $ 114,000 |
| BLOOMINGTON, IN | 6 | $ 713,000 | $ 118,000 | $ 173,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 6 | $ 1,869,000 | $ 311,000 | $ 137,000 |
| SALISBURY, MD | 6 | $ 1,162,000 | $ 193,000 | $ 64,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 2,693,000 | $ 448,000 | $ 243,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 3,912,000 | $ 652,000 | $ 172,000 |
| TACOMA, WA | 6 | $ 1,147,000 | $ 191,000 | $ 70,000 |
| TOLEDO, OH | 6 | $ 1,146,000 | $ 191,000 | $ 72,000 |
| ASHEVILLE, NC | 5 | $ 1,375,000 | $ 275,000 | $ 155,000 |
| COLUMBUS, GA-AL | 5 | $ 591,000 | $ 118,000 | $ 112,000 |
| GREENVILLE, SC | 5 | $ 1,197,000 | $ 239,000 | $ 165,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 730,000 | $ 146,000 | $ 69,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 5 | $ 1,233,000 | $ 246,000 | $ 90,000 |
| ROANOKE, VA | 5 | $ 1,016,000 | $ 203,000 | $ 117,000 |
| ST. JOSEPH, MO-KS | 5 | $ 985,000 | $ 197,000 | $ 128,000 |
| WINCHESTER, VA-WV | 5 | $ 1,173,000 | $ 234,000 | $ 121,000 |
| YORK-HANOVER, PA | 5 | $ 1,080,000 | $ 216,000 | $ 109,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 646,000 | $ 161,000 | $ 74,000 |
| DOVER, DE | 4 | $ 812,000 | $ 203,000 | $ 53,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 683,000 | $ 170,000 | $ 137,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 1,029,000 | $ 257,000 | $ 121,000 |
| KANKAKEE-BRADLEY, IL | 4 | $ 1,138,000 | $ 284,000 | $ 261,000 |
| LAFAYETTE, IN | 4 | $ 399,000 | $ 99,000 | $ 39,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 725,000 | $ 181,000 | $ 218,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 1,345,000 | $ 336,000 | $ 74,000 |
| MORGANTOWN, WV | 4 | $ 623,000 | $ 155,000 | $ 115,000 |
| PUEBLO, CO | 4 | $ 400,000 | $ 100,000 | $ 51,000 |
| ROCHESTER, NY | 4 | $ 852,000 | $ 213,000 | $ 129,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 815,000 | $ 203,000 | $ 95,000 |
| TERRE HAUTE, IN | 4 | $ 226,000 | $ 56,000 | $ 86,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 4 | $ 672,000 | $ 168,000 | $ 66,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 884,000 | $ 221,000 | $ 80,000 |
| YUBA CITY, CA | 4 | $ 978,000 | $ 244,000 | $ 99,000 |
| BATTLE CREEK, MI | 3 | $ 302,000 | $ 100,000 | $ 48,000 |
| BELLINGHAM, WA | 3 | $ 624,000 | $ 208,000 | $ 130,000 |
| COLUMBUS, IN | 3 | $ 298,000 | $ 99,000 | $ 59,000 |
| CUMBERLAND, MD-WV | 3 | $ 247,000 | $ 82,000 | $ 145,000 |
| DULUTH, MN-WI | 3 | $ 518,000 | $ 172,000 | $ 103,000 |
| EVANSVILLE, IN-KY | 3 | $ 326,000 | $ 108,000 | $ 60,000 |
| JANESVILLE, WI | 3 | $ 344,000 | $ 114,000 | $ 88,000 |
| LANCASTER, PA | 3 | $ 512,000 | $ 170,000 | $ 113,000 |
| LYNCHBURG, VA | 3 | $ 1,110,000 | $ 370,000 | $ 161,000 |
| MADERA, CA | 3 | $ 610,000 | $ 203,000 | $ 72,000 |
| READING, PA | 3 | $ 705,000 | $ 235,000 | $ 42,000 |
| REDDING, CA | 3 | $ 793,000 | $ 264,000 | $ 129,000 |
| ROCHESTER, MN | 3 | $ 494,000 | $ 164,000 | $ 63,000 |
| SALEM, OR | 3 | $ 476,000 | $ 158,000 | $ 45,000 |
| SPRINGFIELD, IL | 3 | $ 397,000 | $ 132,000 | $ 79,000 |
| WHEELING, WV-OH | 3 | $ 483,000 | $ 161,000 | $ 63,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 365,000 | $ 182,000 | $ 238,000 |
| ANDERSON, IN | 2 | $ 595,000 | $ 297,000 | $ 125,000 |
| ANDERSON, SC | 2 | $ 622,000 | $ 311,000 | $ 150,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 319,000 | $ 159,000 | $ 84,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 549,000 | $ 274,000 | $ 103,000 |
| CARSON CITY, NV | 2 | $ 718,000 | $ 359,000 | $ 104,000 |
| CHICO, CA | 2 | $ 370,000 | $ 185,000 | $ 42,000 |
| COLUMBIA, SC | 2 | $ 371,000 | $ 185,000 | $ 76,000 |
| EAU CLAIRE, WI | 2 | $ 662,000 | $ 331,000 | $ 115,000 |
| EL CENTRO, CA | 2 | $ 471,000 | $ 235,000 | $ 58,000 |
| ELKHART-GOSHEN, IN | 2 | $ 253,000 | $ 126,000 | $ 77,000 |
| ERIE, PA | 2 | $ 168,000 | $ 84,000 | $ 37,000 |
| GAINESVILLE, GA | 2 | $ 709,000 | $ 354,000 | $ 42,000 |
| GREELEY, CO | 2 | $ 808,000 | $ 404,000 | $ 49,000 |
| GREEN BAY, WI | 2 | $ 254,000 | $ 127,000 | $ 55,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 251,000 | $ 125,000 | $ 74,000 |
| HARRISONBURG, VA | 2 | $ 366,000 | $ 183,000 | $ 66,000 |
| JACKSON, MS | 2 | $ 268,000 | $ 134,000 | $ 104,000 |
| LA CROSSE, WI-MN | 2 | $ 284,000 | $ 142,000 | $ 81,000 |
| LAWRENCE, KS | 2 | $ 566,000 | $ 283,000 | $ 106,000 |
| MANSFIELD, OH | 2 | $ 211,000 | $ 105,000 | $ 64,000 |
| NAPA, CA | 2 | $ 2,165,000 | $ 1,082,000 | $ 205,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 328,000 | $ 164,000 | $ 69,000 |
| OLYMPIA, WA | 2 | $ 488,000 | $ 244,000 | $ 60,000 |
| PROVO-OREM, UT | 2 | $ 411,000 | $ 205,000 | $ 102,000 |
| ROCKY MOUNT, NC | 2 | $ 164,000 | $ 82,000 | $ 83,000 |
| SANTA FE, NM | 2 | $ 451,000 | $ 225,000 | $ 102,000 |
| SAVANNAH, GA | 2 | $ 686,000 | $ 343,000 | $ 311,000 |
| SHEBOYGAN, WI | 2 | $ 235,000 | $ 117,000 | $ 80,000 |
| SPRINGFIELD, OH | 2 | $ 369,000 | $ 184,000 | $ 79,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 463,000 | $ 231,000 | $ 117,000 |
| WICHITA, KS | 2 | $ 365,000 | $ 182,000 | $ 111,000 |
| ALBANY, GA | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
| BEND, OR | 1 | $ 320,000 | $ 320,000 | $ 133,000 |
| BRUNSWICK, GA | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
| COLUMBIA, MO | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| DANVILLE, VA | 1 | $ 70,000 | $ 70,000 | $ 115,000 |
| DURHAM, NC | 1 | $ 184,000 | $ 184,000 | $ 100,000 |
| FARMINGTON, NM | 1 | $ 157,000 | $ 157,000 | $ 94,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| HANFORD-CORCORAN, CA | 1 | $ 167,000 | $ 167,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 189,000 | $ 189,000 | $ 101,000 |
| JACKSON, MI | 1 | $ 194,000 | $ 194,000 | $ 74,000 |
| JACKSONVILLE, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JOPLIN, MO | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| KINGSTON, NY | 1 | $ 550,000 | $ 550,000 | $ 367,000 |
| LAS CRUCES, NM | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| LIMA, OH | 1 | $ 386,000 | $ 386,000 | $ 120,000 |
| MACON, GA | 1 | $ 136,000 | $ 136,000 | $ 360,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 338,000 | $ 338,000 | $ 720,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| OWENSBORO, KY | 1 | $ 57,000 | $ 57,000 | $ 16,000 |
| PARKERSBURG-MARIETTA, WV-OH | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| PITTSFIELD, MA | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| POCATELLO, ID | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| SALT LAKE CITY, UT | 1 | $ 221,000 | $ 221,000 | $ 156,000 |
| SPOKANE, WA | 1 | $ 185,000 | $ 185,000 | $ 188,000 |
| SYRACUSE, NY | 1 | $ 96,000 | $ 96,000 | $ 110,000 |
| WINSTON-SALEM, NC | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| YAKIMA, WA | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Bankunited, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,133 | $3,897,910,000 | $251,684 | $4,800,000 | $91,052 | $6,100,000 |
| Home Purchase | 11,142 | $3,237,509,000 | $276,105 | $4,875,000 | $172,105 | $9,024,000 |
| Home Improvement | 360 | $30,243,000 | $84,000 | $2,500,000 | $105,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,648 | $4,297,841,000 | $274,815 | $4,875,000 | $128,789 | $6,100,000 |
| Hispanic | 5,630 | $1,447,683,000 | $231,566 | $4,800,000 | $169,133 | $9,000,000 |
| Black or African American | 1,570 | $354,781,000 | $208,833 | $2,500,000 | $107,133 | $7,000,000 |
| Not Provided | 1,567 | $472,809,000 | $291,156 | $3,285,000 | $116,187 | $9,024,000 |
| Asian | 1,302 | $435,533,000 | $316,214 | $4,800,000 | $120,535 | $1,584,000 |
| Not applicable | 727 | $105,004,000 | $144,000 | $1,850,000 | $38,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 119 | $33,971,000 | $302,285 | $1,000,000 | $103,071 | $364,000 |
| American Indian or Alaskan Native | 72 | $18,040,000 | $249,312 | $705,000 | $84,875 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,635 | $7,165,662,000 | $260,820 | $4,875,000 | $121,743 | $9,024,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,421 | $4,505,808,000 | $259,473 | $4,000,000 | $130,578 | $9,024,000 |
| Application Denied By Financial Institution | 3,892 | $1,190,369,000 | $297,555 | $4,875,000 | $121,638 | $3,120,000 |
| Application Approved But Not Accepted | 3,414 | $981,864,000 | $264,027 | $4,800,000 | $107,189 | $9,024,000 |
| Loan Purchased By The Institution | 783 | $103,147,000 | $131,000 | $370,000 | $47,000 | $364,000 |
| File Closed For Incompleteness | 770 | $271,725,000 | $315,357 | $4,100,000 | $167,035 | $2,616,000 |
| Application Withdrawn By Applicant | 308 | $102,429,000 | $370,720 | $3,500,000 | $450,840 | $9,000,000 |
| Preapproval Denied by Financial Institution | 45 | $10,064,000 | $223,000 | $668,000 | $98,000 | $468,000 |
| Preapproval Approved but not Accepted | 2 | $256,000 | $128,000 | $160,000 | $91,000 | $150,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,289 | $453,727,000 | $362,593 | $4,875,000 | $164,281 | $3,000,000 |
| Credit History | 1,163 | $314,772,000 | $255,451 | $3,022,000 | $85,967 | $1,200,000 |
| Debt-To-Income Ratio | 839 | $239,250,000 | $256,200 | $3,900,000 | $76,366 | $1,417,000 |
| Collateral | 370 | $107,452,000 | $337,931 | $3,600,000 | $166,689 | $3,120,000 |
| Unverifiable Information | 146 | $47,065,000 | $291,117 | $1,836,000 | $117,764 | $1,117,000 |
| Credit Application Incomplete | 70 | $20,916,000 | $264,875 | $3,285,000 | $110,375 | $758,000 |
| Employment History | 43 | $10,608,000 | $333,700 | $828,000 | $126,300 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $6,643,000 | $253,750 | $2,784,000 | $88,500 | $422,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, Fsb's mortgage approval patterns.
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with aggregated HMDA statistics today.