Bankunited, FSB Mortgage Lending & HMDA Data, 2005

In 2005, Bankunited, FSB of Miami Lakes, FL reported 25,635 mortgage applications totaling $7.2 billion, up 23% from 2004. The average application was for $279,526, and applicants reported an average income of $115,733. 64% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (3,743), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (2,955) and Chicago-Naperville-Joliet, IL (2,193) (applications in parentheses).

Mortgage Company & Address Bankunited, FSB
7815 Nw 148th Street
Miami Lakes, FL 33016
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 25,635
Total Mortgage Loan Application Amount $7,165,662,000
Average Mortgage Loan Application Amount $279,526
Highest Mortgage Loan Application Amount $4,875,000
Average Applicant Income $115,733
Highest Applicant Income $9,024,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bankunited, FSB by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 3,743 $ 1,068,716,000 $ 285,523 $ 134,000
Broward, Florida 2,955 $ 724,275,000 $ 245,101 $ 98,000
Palm Beach, Florida 1,809 $ 448,211,000 $ 247,767 $ 132,000
Maricopa, Arizona 1,798 $ 516,221,000 $ 287,108 $ 105,000
Cook, Illinois 1,433 $ 418,148,000 $ 291,799 $ 115,000
Polk, Florida 771 $ 153,085,000 $ 198,553 $ 99,000
Osceola, Florida 463 $ 110,954,000 $ 239,641 $ 120,000
Collier, Florida 457 $ 151,592,000 $ 331,711 $ 125,000
Hillsborough, Florida 424 $ 99,182,000 $ 233,919 $ 99,000
Fairfax, Virginia 420 $ 173,279,000 $ 412,569 $ 108,000
Sarasota, Florida 409 $ 127,804,000 $ 312,479 $ 119,000
Lee, Florida 379 $ 94,873,000 $ 250,324 $ 111,000
Orange, Florida 373 $ 82,819,000 $ 222,034 $ 126,000
Pinellas, Florida 361 $ 91,749,000 $ 254,152 $ 129,000
DuPage, Illinois 294 $ 85,571,000 $ 291,057 $ 114,000
Manatee, Florida 258 $ 77,666,000 $ 301,031 $ 97,000
Lake, Illinois 240 $ 82,479,000 $ 343,662 $ 123,000
Will, Illinois 235 $ 53,306,000 $ 226,834 $ 94,000
Prince William, Virginia 232 $ 80,873,000 $ 348,590 $ 95,000
Lake, Florida 225 $ 51,833,000 $ 230,368 $ 106,000
Los Angeles, California 202 $ 93,881,000 $ 464,757 $ 147,000
St. Lucie, Florida 197 $ 42,084,000 $ 213,624 $ 119,000
Montgomery, Maryland 192 $ 68,679,000 $ 357,703 $ 130,000
Prince George's, Maryland 192 $ 51,365,000 $ 267,526 $ 85,000
Pasco, Florida 175 $ 33,606,000 $ 192,034 $ 95,000
Bergen, New Jersey 157 $ 73,253,000 $ 466,579 $ 160,000
Clark, Nevada 136 $ 43,911,000 $ 322,875 $ 116,000
Monroe, Florida 134 $ 67,980,000 $ 507,313 $ 229,000
Loudoun, Virginia 131 $ 61,582,000 $ 470,091 $ 122,000
Pinal, Arizona 122 $ 22,756,000 $ 186,524 $ 80,000
Orange, California 114 $ 59,458,000 $ 521,561 $ 170,000
Volusia, Florida 109 $ 22,046,000 $ 202,256 $ 97,000
Kane, Illinois 103 $ 23,160,000 $ 224,854 $ 70,000
Brevard, Florida 98 $ 21,774,000 $ 222,183 $ 89,000
Flagler, Florida 95 $ 21,943,000 $ 230,978 $ 95,000
San Diego, California 83 $ 36,922,000 $ 444,843 $ 134,000
Anne Arundel, Maryland 83 $ 24,716,000 $ 297,783 $ 79,000
Duval, Florida 81 $ 14,886,000 $ 183,777 $ 90,000
Seminole, Florida 78 $ 16,986,000 $ 217,769 $ 83,000
Baltimore, Maryland 78 $ 16,520,000 $ 211,794 $ 65,000
Riverside, California 77 $ 26,098,000 $ 338,935 $ 94,000
McHenry, Illinois 77 $ 18,880,000 $ 245,194 $ 98,000
San Bernardino, California 76 $ 21,715,000 $ 285,723 $ 95,000
Monmouth, New Jersey 76 $ 27,556,000 $ 362,578 $ 167,000
Hernando, Florida 75 $ 12,189,000 $ 162,520 $ 106,000
Middlesex, New Jersey 71 $ 20,063,000 $ 282,577 $ 84,000
Kern, California 66 $ 16,037,000 $ 242,984 $ 88,000
Pima, Arizona 65 $ 15,547,000 $ 239,184 $ 90,000
Martin, Florida 65 $ 26,574,000 $ 408,830 $ 158,000
Oakland, Michigan 62 $ 17,711,000 $ 285,661 $ 333,000
Contra Costa, California 61 $ 28,988,000 $ 475,213 $ 120,000
Morris, New Jersey 60 $ 26,460,000 $ 441,000 $ 138,000
Sonoma, California 59 $ 29,702,000 $ 503,423 $ 176,000
Fairfield, Connecticut 59 $ 27,798,000 $ 471,152 $ 119,000
Charlotte, Florida 58 $ 15,325,000 $ 264,224 $ 137,000
Passaic, New Jersey 57 $ 18,427,000 $ 323,280 $ 102,000
St. Louis, Missouri 56 $ 13,044,000 $ 232,928 $ 102,000
Wayne, Michigan 54 $ 11,729,000 $ 217,203 $ 123,000
Alameda, California 51 $ 27,555,000 $ 540,294 $ 201,000
Ocean, New Jersey 50 $ 14,961,000 $ 299,220 $ 159,000
Cuyahoga, Ohio 50 $ 13,721,000 $ 274,420 $ 133,000
Chesterfield, Virginia 50 $ 9,087,000 $ 181,740 $ 73,000
Middlesex, Massachusetts 49 $ 18,266,000 $ 372,775 $ 99,000
Sacramento, California 48 $ 14,120,000 $ 294,166 $ 96,000
Essex, New Jersey 48 $ 22,266,000 $ 463,875 $ 179,000
Yavapai, Arizona 46 $ 9,749,000 $ 211,934 $ 77,000
Baltimore City, Maryland 44 $ 9,296,000 $ 211,272 $ 121,000
Jackson, Missouri 44 $ 7,996,000 $ 181,727 $ 106,000
St. Charles, Missouri 44 $ 7,653,000 $ 173,931 $ 65,000
San Joaquin, California 42 $ 13,529,000 $ 322,119 $ 84,000
Kings, New York 42 $ 19,106,000 $ 454,904 $ 98,000
New Haven, Connecticut 41 $ 9,923,000 $ 242,024 $ 86,000
Virginia Beach, Virginia 41 $ 11,735,000 $ 286,219 $ 107,000
District of Columbia, District Of Columbia 40 $ 14,778,000 $ 369,450 $ 131,000
Montgomery, Pennsylvania 40 $ 10,004,000 $ 250,100 $ 110,000
Leon, Florida 39 $ 6,459,000 $ 165,615 $ 101,000
Lake, Indiana 39 $ 5,209,000 $ 133,564 $ 72,000
Franklin, Ohio 39 $ 7,785,000 $ 199,615 $ 100,000
Johnson, Kansas 37 $ 8,459,000 $ 228,621 $ 107,000
Richmond, New York 36 $ 12,397,000 $ 344,361 $ 90,000
Alexandria, Virginia 36 $ 13,857,000 $ 384,916 $ 133,000
Henrico, Virginia 36 $ 7,198,000 $ 199,944 $ 73,000
Santa Clara, California 35 $ 20,287,000 $ 579,628 $ 171,000
Howard, Maryland 35 $ 10,505,000 $ 300,142 $ 63,000
Worcester, Massachusetts 35 $ 8,333,000 $ 238,085 $ 84,000
Suffolk, Massachusetts 34 $ 11,594,000 $ 341,000 $ 454,000
Queens, New York 34 $ 14,714,000 $ 432,764 $ 102,000
Arlington, Virginia 34 $ 14,163,000 $ 416,558 $ 123,000
St. Johns, Florida 33 $ 9,176,000 $ 278,060 $ 144,000
Kendall, Illinois 33 $ 8,064,000 $ 244,363 $ 94,000
Charles, Maryland 33 $ 9,012,000 $ 273,090 $ 87,000
Suffolk, New York 33 $ 14,959,000 $ 453,303 $ 206,000
Indian River, Florida 32 $ 8,432,000 $ 263,500 $ 147,000
Burlington, New Jersey 32 $ 10,500,000 $ 328,125 $ 129,000
Bucks, Pennsylvania 32 $ 9,827,000 $ 307,093 $ 97,000
Dane, Wisconsin 32 $ 5,631,000 $ 175,968 $ 70,000
Plymouth, Massachusetts 30 $ 8,676,000 $ 289,200 $ 56,000
Union, New Jersey 30 $ 10,638,000 $ 354,600 $ 101,000
Marion, Florida 29 $ 4,462,000 $ 153,862 $ 78,000
Frederick, Maryland 29 $ 9,846,000 $ 339,517 $ 98,000
Hudson, New Jersey 29 $ 8,303,000 $ 286,310 $ 84,000
Somerset, New Jersey 28 $ 10,993,000 $ 392,607 $ 121,000
Nassau, New York 28 $ 15,343,000 $ 547,964 $ 169,000
Norfolk, Massachusetts 27 $ 8,412,000 $ 311,555 $ 147,000
Hamilton, Ohio 27 $ 7,183,000 $ 266,037 $ 125,000
Philadelphia, Pennsylvania 27 $ 4,900,000 $ 181,481 $ 90,000
Coconino, Arizona 26 $ 6,868,000 $ 264,153 $ 94,000
Solano, California 26 $ 11,184,000 $ 430,153 $ 130,000
Stanislaus, California 23 $ 6,665,000 $ 289,782 $ 86,000
Ventura, California 23 $ 14,420,000 $ 626,956 $ 147,000
Bristol, Massachusetts 23 $ 6,322,000 $ 274,869 $ 72,000
Macomb, Michigan 23 $ 4,643,000 $ 201,869 $ 114,000
Camden, New Jersey 23 $ 5,025,000 $ 218,478 $ 103,000
Harford, Maryland 22 $ 5,125,000 $ 232,954 $ 86,000
Mercer, New Jersey 22 $ 5,583,000 $ 253,772 $ 120,000
Berkeley, West Virginia 22 $ 4,523,000 $ 205,590 $ 113,000
Outagamie, Wisconsin 22 $ 2,936,000 $ 133,454 $ 68,000
Highlands, Florida 21 $ 2,287,000 $ 108,904 $ 92,000
Monroe, Michigan 21 $ 3,891,000 $ 185,285 $ 83,000
Delaware, Ohio 21 $ 6,640,000 $ 316,190 $ 101,000
Marion, Indiana 20 $ 2,810,000 $ 140,500 $ 60,000
St. Louis City, Missouri 20 $ 2,451,000 $ 122,550 $ 55,000
Atlantic, New Jersey 20 $ 5,464,000 $ 273,200 $ 115,000
Manassas, Virginia 20 $ 6,185,000 $ 309,250 $ 83,000
Milwaukee, Wisconsin 20 $ 2,664,000 $ 133,200 $ 140,000
Fresno, California 19 $ 5,127,000 $ 269,842 $ 96,000
Essex, Massachusetts 19 $ 6,496,000 $ 341,894 $ 118,000
Hunterdon, New Jersey 19 $ 6,054,000 $ 318,631 $ 98,000
Summit, Ohio 19 $ 3,461,000 $ 182,157 $ 67,000
Jefferson, West Virginia 19 $ 4,683,000 $ 246,473 $ 106,000
San Francisco, California 17 $ 10,538,000 $ 619,882 $ 181,000
San Mateo, California 17 $ 10,534,000 $ 619,647 $ 144,000
Alachua, Florida 17 $ 2,497,000 $ 146,882 $ 110,000
Jefferson, Kentucky 17 $ 2,695,000 $ 158,529 $ 81,000
Clay, Missouri 17 $ 3,081,000 $ 181,235 $ 81,000
Westchester, New York 17 $ 10,331,000 $ 607,705 $ 372,000
Lorain, Ohio 17 $ 4,398,000 $ 258,705 $ 81,000
Stafford, Virginia 17 $ 5,894,000 $ 346,705 $ 70,000
Placer, California 16 $ 5,828,000 $ 364,250 $ 149,000
Medina, Ohio 16 $ 3,491,000 $ 218,187 $ 76,000
Spotsylvania, Virginia 16 $ 5,334,000 $ 333,375 $ 83,000
El Dorado, California 15 $ 5,372,000 $ 358,133 $ 181,000
Hartford, Connecticut 15 $ 3,252,000 $ 216,800 $ 67,000
Citrus, Florida 15 $ 3,122,000 $ 208,133 $ 104,000
Calvert, Maryland 15 $ 5,039,000 $ 335,933 $ 64,000
Jefferson, Missouri 15 $ 1,990,000 $ 132,666 $ 66,000
Mecklenburg, North Carolina 15 $ 3,802,000 $ 253,466 $ 112,000
Winnebago, Illinois 14 $ 1,610,000 $ 115,000 $ 76,000
Hamilton, Indiana 14 $ 3,486,000 $ 249,000 $ 111,000
Washington, Maryland 14 $ 2,891,000 $ 206,500 $ 56,000
Worcester, Maryland 14 $ 4,454,000 $ 318,142 $ 131,000
Hennepin, Minnesota 14 $ 4,229,000 $ 302,071 $ 90,000
Cape May, New Jersey 14 $ 6,488,000 $ 463,428 $ 232,000
Gloucester, New Jersey 14 $ 3,531,000 $ 252,214 $ 85,000
Butler, Ohio 14 $ 3,494,000 $ 249,571 $ 108,000
Allegheny, Pennsylvania 14 $ 2,190,000 $ 156,428 $ 62,000
Providence, Rhode Island 14 $ 3,189,000 $ 227,785 $ 37,000
Horry, South Carolina 14 $ 4,022,000 $ 287,285 $ 189,000
Clay, Florida 13 $ 2,412,000 $ 185,538 $ 72,000
Boone, Illinois 13 $ 3,212,000 $ 247,076 $ 165,000
Porter, Indiana 13 $ 2,586,000 $ 198,923 $ 157,000
Washoe, Nevada 13 $ 3,120,000 $ 240,000 $ 77,000
Wake, North Carolina 13 $ 3,385,000 $ 260,384 $ 110,000
Charleston, South Carolina 13 $ 3,097,000 $ 238,230 $ 41,000
Chesapeake, Virginia 13 $ 3,809,000 $ 293,000 $ 105,000
Fairfax City, Virginia 13 $ 5,716,000 $ 439,692 $ 160,000
Walworth, Wisconsin 13 $ 4,006,000 $ 308,153 $ 254,000
Mohave, Arizona 12 $ 1,985,000 $ 165,416 $ 65,000
Marin, California 12 $ 8,457,000 $ 704,750 $ 159,000
Merced, California 12 $ 3,815,000 $ 317,916 $ 101,000
Bay, Florida 12 $ 3,776,000 $ 314,666 $ 234,000
Okaloosa, Florida 12 $ 5,640,000 $ 470,000 $ 226,000
Carroll, Maryland 12 $ 2,837,000 $ 236,416 $ 75,000
Livingston, Michigan 12 $ 3,277,000 $ 273,083 $ 89,000
Washtenaw, Michigan 12 $ 4,455,000 $ 371,250 $ 167,000
Sussex, New Jersey 12 $ 4,086,000 $ 340,500 $ 128,000
Waukesha, Wisconsin 12 $ 3,219,000 $ 268,250 $ 113,000
Monterey, California 11 $ 5,620,000 $ 510,909 $ 206,000
Cecil, Maryland 11 $ 2,229,000 $ 202,636 $ 79,000
New York, New York 11 $ 8,179,000 $ 743,545 $ 1,540,000
Warren, Ohio 11 $ 2,467,000 $ 224,272 $ 89,000
Navajo, Arizona 10 $ 1,689,000 $ 168,900 $ 51,000
Arapahoe, Colorado 10 $ 2,632,000 $ 263,200 $ 89,000
Sussex, Delaware 10 $ 7,495,000 $ 749,500 $ 307,000
Cobb, Georgia 10 $ 2,110,000 $ 211,000 $ 126,000
DeKalb, Georgia 10 $ 2,388,000 $ 238,800 $ 103,000
Grundy, Illinois 10 $ 2,148,000 $ 214,800 $ 84,000
Queen Anne's, Maryland 10 $ 3,117,000 $ 311,700 $ 100,000
Barnstable, Massachusetts 10 $ 2,781,000 $ 278,100 $ 70,000
Berrien, Michigan 10 $ 2,031,000 $ 203,100 $ 120,000
Warren, New Jersey 10 $ 2,754,000 $ 275,400 $ 87,000
New Hanover, North Carolina 10 $ 2,661,000 $ 266,100 $ 81,000
Fairfield, Ohio 10 $ 2,164,000 $ 216,400 $ 85,000
Geauga, Ohio 10 $ 3,028,000 $ 302,800 $ 117,000
Fauquier, Virginia 10 $ 4,282,000 $ 428,200 $ 118,000
King, Washington 10 $ 3,066,000 $ 306,600 $ 93,000
Yuma, Arizona 9 $ 1,597,000 $ 177,444 $ 184,000
Tulare, California 9 $ 2,235,000 $ 248,333 $ 93,000
Boulder, Colorado 9 $ 3,073,000 $ 341,444 $ 127,000
Escambia, Florida 9 $ 2,202,000 $ 244,666 $ 101,000
Walton, Florida 9 $ 4,418,000 $ 490,888 $ 241,000
Fulton, Georgia 9 $ 3,229,000 $ 358,777 $ 137,000
St. Mary's, Maryland 9 $ 2,436,000 $ 270,666 $ 57,000
Taney, Missouri 9 $ 1,844,000 $ 204,888 $ 146,000
Lake, Ohio 9 $ 1,345,000 $ 149,444 $ 54,000
Manassas Park, Virginia 9 $ 2,883,000 $ 320,333 $ 101,000
Suffolk, Virginia 9 $ 2,514,000 $ 279,333 $ 87,000
Gila, Arizona 8 $ 1,672,000 $ 209,000 $ 96,000
San Luis Obispo, California 8 $ 4,957,000 $ 619,625 $ 224,000
Litchfield, Connecticut 8 $ 2,645,000 $ 330,625 $ 123,000
New London, Connecticut 8 $ 2,313,000 $ 289,125 $ 66,000
Gwinnett, Georgia 8 $ 2,635,000 $ 329,375 $ 792,000
DeKalb, Illinois 8 $ 1,398,000 $ 174,750 $ 83,000
Boone, Kentucky 8 $ 1,873,000 $ 234,125 $ 129,000
Genesee, Michigan 8 $ 2,154,000 $ 269,250 $ 72,000
Ingham, Michigan 8 $ 1,621,000 $ 202,625 $ 129,000
Dakota, Minnesota 8 $ 1,938,000 $ 242,250 $ 62,000
Greene, Missouri 8 $ 867,000 $ 108,375 $ 59,000
Dutchess, New York 8 $ 2,528,000 $ 316,000 $ 174,000
Portage, Ohio 8 $ 1,907,000 $ 238,375 $ 99,000
Stark, Ohio 8 $ 1,670,000 $ 208,750 $ 91,000
Chester, Pennsylvania 8 $ 2,422,000 $ 302,750 $ 177,000
Delaware, Pennsylvania 8 $ 1,710,000 $ 213,750 $ 136,000
Winnebago, Wisconsin 8 $ 2,602,000 $ 325,250 $ 81,000
Cochise, Arizona 7 $ 959,000 $ 137,000 $ 42,000
El Paso, Colorado 7 $ 1,435,000 $ 205,000 $ 86,000
Middlesex, Connecticut 7 $ 1,499,000 $ 214,142 $ 132,000
LaSalle, Illinois 7 $ 1,015,000 $ 145,000 $ 66,000
Allen, Indiana 7 $ 1,247,000 $ 178,142 $ 74,000
Rockland, New York 7 $ 3,248,000 $ 464,000 $ 135,000
Guilford, North Carolina 7 $ 2,381,000 $ 340,142 $ 135,000
Clermont, Ohio 7 $ 997,000 $ 142,428 $ 68,000
Shelby, Tennessee 7 $ 1,380,000 $ 197,142 $ 131,000
Albemarle, Virginia 7 $ 3,013,000 $ 430,428 $ 123,000
Norfolk, Virginia 7 $ 1,316,000 $ 188,000 $ 52,000
Santa Barbara, California 6 $ 2,693,000 $ 448,833 $ 243,000
Santa Cruz, California 6 $ 3,912,000 $ 652,000 $ 172,000
Adams, Colorado 6 $ 1,351,000 $ 225,166 $ 94,000
Windham, Connecticut 6 $ 1,320,000 $ 220,000 $ 61,000
Nassau, Florida 6 $ 2,549,000 $ 424,833 $ 174,000
Wicomico, Maryland 6 $ 1,162,000 $ 193,666 $ 64,000
St. Clair, Michigan 6 $ 1,748,000 $ 291,333 $ 188,000
Cass, Missouri 6 $ 1,364,000 $ 227,333 $ 92,000
Platte, Missouri 6 $ 1,271,000 $ 211,833 $ 82,000
Orange, New York 6 $ 1,247,000 $ 207,833 $ 72,000
Putnam, New York 6 $ 2,807,000 $ 467,833 $ 136,000
Monroe, Pennsylvania 6 $ 1,724,000 $ 287,333 $ 137,000
Newport News, Virginia 6 $ 877,000 $ 146,166 $ 83,000
Richmond City, Virginia 6 $ 1,283,000 $ 213,833 $ 71,000
Pierce, Washington 6 $ 1,147,000 $ 191,166 $ 70,000
Kenosha, Wisconsin 6 $ 1,654,000 $ 275,666 $ 137,000
Hendry, Florida 5 $ 859,000 $ 171,800 $ 81,000
Cherokee, Georgia 5 $ 998,000 $ 199,600 $ 128,000
Muscogee, Georgia 5 $ 591,000 $ 118,200 $ 112,000
Tazewell, Illinois 5 $ 820,000 $ 164,000 $ 97,000
Wyandotte, Kansas 5 $ 744,000 $ 148,800 $ 62,000
Dorchester, Maryland 5 $ 980,000 $ 196,000 $ 80,000
Hampden, Massachusetts 5 $ 818,000 $ 163,600 $ 70,000
Kent, Michigan 5 $ 1,256,000 $ 251,200 $ 153,000
Ramsey, Minnesota 5 $ 964,000 $ 192,800 $ 68,000
Christian, Missouri 5 $ 640,000 $ 128,000 $ 61,000
Taos, New Mexico 5 $ 1,020,000 $ 204,000 $ 102,000
Macon, North Carolina 5 $ 852,000 $ 170,400 $ 126,000
Union, Ohio 5 $ 1,139,000 $ 227,800 $ 100,000
Wayne, Ohio 5 $ 1,276,000 $ 255,200 $ 100,000
York, Pennsylvania 5 $ 1,080,000 $ 216,000 $ 109,000
Beaufort, South Carolina 5 $ 1,179,000 $ 235,800 $ 179,000
Culpeper, Virginia 5 $ 1,460,000 $ 292,000 $ 77,000
Frederick, Virginia 5 $ 1,173,000 $ 234,600 $ 121,000
Hanover, Virginia 5 $ 1,394,000 $ 278,800 $ 77,000
Clark, Washington 5 $ 765,000 $ 153,000 $ 76,000
Kanawha, West Virginia 5 $ 805,000 $ 161,000 $ 62,000
Jefferson, Wisconsin 5 $ 863,000 $ 172,600 $ 96,000
Apache, Arizona 4 $ 853,000 $ 213,250 $ 245,000
Nevada, California 4 $ 2,527,000 $ 631,750 $ 280,000
Tuolumne, California 4 $ 769,000 $ 192,250 $ 51,000
Denver, Colorado 4 $ 820,000 $ 205,000 $ 136,000
Douglas, Colorado 4 $ 877,000 $ 219,250 $ 71,000
Pueblo, Colorado 4 $ 400,000 $ 100,000 $ 51,000
Kent, Delaware 4 $ 812,000 $ 203,000 $ 53,000
New Castle, Delaware 4 $ 884,000 $ 221,000 $ 80,000
Okeechobee, Florida 4 $ 554,000 $ 138,500 $ 50,000
Forsyth, Georgia 4 $ 1,477,000 $ 369,250 $ 162,000
Champaign, Illinois 4 $ 646,000 $ 161,500 $ 74,000
Kankakee, Illinois 4 $ 1,138,000 $ 284,500 $ 261,000
Boone, Indiana 4 $ 1,006,000 $ 251,500 $ 201,000
Dearborn, Indiana 4 $ 777,000 $ 194,250 $ 85,000
Monroe, Indiana 4 $ 497,000 $ 124,250 $ 239,000
Leavenworth, Kansas 4 $ 568,000 $ 142,000 $ 198,000
Oldham, Kentucky 4 $ 1,844,000 $ 461,000 $ 118,000
Talbot, Maryland 4 $ 4,657,000 $ 1,164,250 $ 528,000
Hampshire, Massachusetts 4 $ 823,000 $ 205,750 $ 20,000
Ottawa, Michigan 4 $ 683,000 $ 170,750 $ 137,000
Buchanan, Missouri 4 $ 856,000 $ 214,000 $ 151,000
Camden, Missouri 4 $ 640,000 $ 160,000 $ 96,000
Franklin, Missouri 4 $ 1,650,000 $ 412,500 $ 186,000
Stone, Missouri 4 $ 601,000 $ 150,250 $ 101,000
Webster, Missouri 4 $ 732,000 $ 183,000 $ 86,000
Hillsborough, New Hampshire 4 $ 1,345,000 $ 336,250 $ 74,000
Cumberland, New Jersey 4 $ 672,000 $ 168,000 $ 66,000
Bernalillo, New Mexico 4 $ 776,000 $ 194,000 $ 145,000
Bronx, New York 4 $ 1,181,000 $ 295,250 $ 307,000
Ashtabula, Ohio 4 $ 513,000 $ 128,250 $ 42,000
Greene, Ohio 4 $ 936,000 $ 234,000 $ 449,000
Mahoning, Ohio 4 $ 2,423,000 $ 605,750 $ 139,000
Butler, Pennsylvania 4 $ 994,000 $ 248,500 $ 135,000
Greenville, South Carolina 4 $ 863,000 $ 215,750 $ 180,000
Rutland, Vermont 4 $ 783,000 $ 195,750 $ 88,000
Hampton, Virginia 4 $ 751,000 $ 187,750 $ 98,000
James City, Virginia 4 $ 1,574,000 $ 393,500 $ 185,000
Portsmouth, Virginia 4 $ 622,000 $ 155,500 $ 82,000
Warren, Virginia 4 $ 1,204,000 $ 301,000 $ 58,000
York, Virginia 4 $ 889,000 $ 222,250 $ 46,000
Snohomish, Washington 4 $ 775,000 $ 193,750 $ 77,000
Monongalia, West Virginia 4 $ 623,000 $ 155,750 $ 115,000
Putnam, West Virginia 4 $ 787,000 $ 196,750 $ 99,000
Graham, Arizona 3 $ 328,000 $ 109,333 $ 100,000
Calaveras, California 3 $ 1,134,000 $ 378,000 $ 157,000
Lake, California 3 $ 582,000 $ 194,000 $ 125,000
Madera, California 3 $ 610,000 $ 203,333 $ 72,000
Shasta, California 3 $ 793,000 $ 264,333 $ 129,000
Yolo, California 3 $ 1,207,000 $ 402,333 $ 96,000
Eagle, Colorado 3 $ 2,793,000 $ 931,000 $ 806,000
Jefferson, Colorado 3 $ 1,047,000 $ 349,000 $ 129,000
DeSoto, Florida 3 $ 538,000 $ 179,333 $ 24,000
Hardee, Florida 3 $ 272,000 $ 90,666 $ 82,000
Levy, Florida 3 $ 492,000 $ 164,000 $ 19,000
Putnam, Florida 3 $ 451,000 $ 150,333 $ 118,000
Santa Rosa, Florida 3 $ 763,000 $ 254,333 $ 58,000
Sumter, Florida 3 $ 582,000 $ 194,000 $ 88,000
Clayton, Georgia 3 $ 245,000 $ 81,666 $ 35,000
Paulding, Georgia 3 $ 622,000 $ 207,333 $ 99,000
Sangamon, Illinois 3 $ 397,000 $ 132,333 $ 79,000
Bartholomew, Indiana 3 $ 298,000 $ 99,333 $ 59,000
Hancock, Indiana 3 $ 493,000 $ 164,333 $ 72,000
Jasper, Indiana 3 $ 426,000 $ 142,000 $ 51,000
Johnson, Indiana 3 $ 434,000 $ 144,666 $ 159,000
Morgan, Indiana 3 $ 618,000 $ 206,000 $ 85,000
Allegany, Maryland 3 $ 247,000 $ 82,333 $ 145,000
Barry, Michigan 3 $ 430,000 $ 143,333 $ 116,000
Calhoun, Michigan 3 $ 302,000 $ 100,666 $ 48,000
Kalamazoo, Michigan 3 $ 766,000 $ 255,333 $ 99,000
Lapeer, Michigan 3 $ 1,766,000 $ 588,666 $ 106,000
Anoka, Minnesota 3 $ 886,000 $ 295,333 $ 101,000
St. Louis, Minnesota 3 $ 518,000 $ 172,666 $ 103,000
Washington, Minnesota 3 $ 1,296,000 $ 432,000 $ 161,000
Laclede, Missouri 3 $ 242,000 $ 80,666 $ 54,000
Merrimack, New Hampshire 3 $ 893,000 $ 297,666 $ 99,000
Dare, North Carolina 3 $ 3,034,000 $ 1,011,333 $ 375,000
Iredell, North Carolina 3 $ 484,000 $ 161,333 $ 130,000
Watauga, North Carolina 3 $ 461,000 $ 153,666 $ 196,000
Licking, Ohio 3 $ 532,000 $ 177,333 $ 74,000
Lucas, Ohio 3 $ 705,000 $ 235,000 $ 91,000
Montgomery, Ohio 3 $ 368,000 $ 122,666 $ 73,000
Pickaway, Ohio 3 $ 495,000 $ 165,000 $ 78,000
Trumbull, Ohio 3 $ 914,000 $ 304,666 $ 107,000
Marion, Oregon 3 $ 476,000 $ 158,666 $ 45,000
Multnomah, Oregon 3 $ 496,000 $ 165,333 $ 65,000
Berks, Pennsylvania 3 $ 705,000 $ 235,000 $ 42,000
Lancaster, Pennsylvania 3 $ 512,000 $ 170,666 $ 113,000
Northampton, Pennsylvania 3 $ 621,000 $ 207,000 $ 72,000
Pike, Pennsylvania 3 $ 561,000 $ 187,000 $ 121,000
Dorchester, South Carolina 3 $ 403,000 $ 134,333 $ 71,000
Davidson, Tennessee 3 $ 796,000 $ 265,333 $ 173,000
Williamson, Tennessee 3 $ 1,073,000 $ 357,666 $ 100,000
Bennington, Vermont 3 $ 740,000 $ 246,666 $ 274,000
Chittenden, Vermont 3 $ 489,000 $ 163,000 $ 75,000
Franklin, Vermont 3 $ 411,000 $ 137,000 $ 37,000
Northampton, Virginia 3 $ 1,439,000 $ 479,666 $ 365,000
Whatcom, Washington 3 $ 624,000 $ 208,000 $ 130,000
Cabell, West Virginia 3 $ 392,000 $ 130,666 $ 60,000
Greenbrier, West Virginia 3 $ 411,000 $ 137,000 $ 55,000
Harrison, West Virginia 3 $ 461,000 $ 153,666 $ 72,000
Marshall, West Virginia 3 $ 483,000 $ 161,000 $ 63,000
Adams, Wisconsin 3 $ 838,000 $ 279,333 $ 188,000
Iowa, Wisconsin 3 $ 236,000 $ 78,666 $ 45,000
Rock, Wisconsin 3 $ 344,000 $ 114,666 $ 88,000
Washington, Wisconsin 3 $ 1,042,000 $ 347,333 $ 128,000
Waupaca, Wisconsin 3 $ 365,000 $ 121,666 $ 37,000
Santa Cruz, Arizona 2 $ 305,000 $ 152,500 $ 53,000
Amador, California 2 $ 277,000 $ 138,500 $ 38,000
Butte, California 2 $ 370,000 $ 185,000 $ 42,000
Humboldt, California 2 $ 403,000 $ 201,500 $ 0
Imperial, California 2 $ 471,000 $ 235,500 $ 58,000
Mendocino, California 2 $ 792,000 $ 396,000 $ 85,000
Napa, California 2 $ 2,165,000 $ 1,082,500 $ 205,000
San Benito, California 2 $ 1,577,000 $ 788,500 $ 0
Sutter, California 2 $ 365,000 $ 182,500 $ 80,000
Yuba, California 2 $ 613,000 $ 306,500 $ 138,000
Otero, Colorado 2 $ 99,000 $ 49,500 $ 54,000
Pitkin, Colorado 2 $ 1,420,000 $ 710,000 $ 3,110,000
Summit, Colorado 2 $ 747,000 $ 373,500 $ 204,000
Washington, Colorado 2 $ 140,000 $ 70,000 $ 34,000
Weld, Colorado 2 $ 808,000 $ 404,000 $ 49,000
Columbia, Florida 2 $ 319,000 $ 159,500 $ 63,000
Dixie, Florida 2 $ 384,000 $ 192,000 $ 102,000
Gulf, Florida 2 $ 1,056,000 $ 528,000 $ 292,000
Jackson, Florida 2 $ 389,000 $ 194,500 $ 85,000
Bartow, Georgia 2 $ 944,000 $ 472,000 $ 90,000
Coweta, Georgia 2 $ 432,000 $ 216,000 $ 72,000
Gilmer, Georgia 2 $ 418,000 $ 209,000 $ 187,000
Hall, Georgia 2 $ 709,000 $ 354,500 $ 42,000
Towns, Georgia 2 $ 554,000 $ 277,000 $ 102,000
Walton, Georgia 2 $ 572,000 $ 286,000 $ 123,000
Livingston, Illinois 2 $ 286,000 $ 143,000 $ 69,000
Adams, Indiana 2 $ 420,000 $ 210,000 $ 120,000
Carroll, Indiana 2 $ 170,000 $ 85,000 $ 26,000
Elkhart, Indiana 2 $ 253,000 $ 126,500 $ 77,000
Greene, Indiana 2 $ 216,000 $ 108,000 $ 74,000
Hendricks, Indiana 2 $ 482,000 $ 241,000 $ 68,000
Kosciusko, Indiana 2 $ 528,000 $ 264,000 $ 151,000
Madison, Indiana 2 $ 595,000 $ 297,500 $ 125,000
Starke, Indiana 2 $ 240,000 $ 120,000 $ 86,000
Tippecanoe, Indiana 2 $ 229,000 $ 114,500 $ 51,000
Vanderburgh, Indiana 2 $ 246,000 $ 123,000 $ 81,000
Vigo, Indiana 2 $ 55,000 $ 27,500 $ 176,000
Douglas, Kansas 2 $ 566,000 $ 283,000 $ 106,000
Reno, Kansas 2 $ 220,000 $ 110,000 $ 178,000
Campbell, Kentucky 2 $ 400,000 $ 200,000 $ 108,000
Fayette, Kentucky 2 $ 189,000 $ 94,500 $ 57,000
Franklin, Kentucky 2 $ 244,000 $ 122,000 $ 43,000
Kenton, Kentucky 2 $ 653,000 $ 326,500 $ 198,000
Spencer, Kentucky 2 $ 532,000 $ 266,000 $ 75,000
Franklin, Massachusetts 2 $ 272,000 $ 136,000 $ 35,000
Nantucket, Massachusetts 2 $ 1,362,000 $ 681,000 $ 201,000
Baraga, Michigan 2 $ 280,000 $ 140,000 $ 83,000
Cass, Michigan 2 $ 342,000 $ 171,000 $ 62,000
Charlevoix, Michigan 2 $ 1,106,000 $ 553,000 $ 270,000
Eaton, Michigan 2 $ 482,000 $ 241,000 $ 100,000
Emmet, Michigan 2 $ 2,186,000 $ 1,093,000 $ 402,000
Gratiot, Michigan 2 $ 97,000 $ 48,500 $ 24,000
Iron, Michigan 2 $ 388,000 $ 194,000 $ 119,000
Lenawee, Michigan 2 $ 366,000 $ 183,000 $ 58,000
Ogemaw, Michigan 2 $ 216,000 $ 108,000 $ 95,000
Olmsted, Minnesota 2 $ 317,000 $ 158,500 $ 55,000
Rice, Minnesota 2 $ 465,000 $ 232,500 $ 81,000
Wright, Minnesota 2 $ 512,000 $ 256,000 $ 98,000
Madison, Mississippi 2 $ 268,000 $ 134,000 $ 104,000
Miller, Missouri 2 $ 215,000 $ 107,500 $ 42,000
Morgan, Missouri 2 $ 413,000 $ 206,500 $ 96,000
Carson City, Nevada 2 $ 718,000 $ 359,000 $ 104,000
Lyon, Nevada 2 $ 465,000 $ 232,500 $ 97,000
Grafton, New Hampshire 2 $ 386,000 $ 193,000 $ 113,000
Rockingham, New Hampshire 2 $ 431,000 $ 215,500 $ 160,000
Strafford, New Hampshire 2 $ 384,000 $ 192,000 $ 31,000
Colfax, New Mexico 2 $ 299,000 $ 149,500 $ 146,000
Sandoval, New Mexico 2 $ 267,000 $ 133,500 $ 183,000
Santa Fe, New Mexico 2 $ 451,000 $ 225,500 $ 102,000
Monroe, New York 2 $ 600,000 $ 300,000 $ 153,000
Ontario, New York 2 $ 252,000 $ 126,000 $ 106,000
Sullivan, New York 2 $ 315,000 $ 157,500 $ 60,000
Buncombe, North Carolina 2 $ 624,000 $ 312,000 $ 255,000
Cabarrus, North Carolina 2 $ 255,000 $ 127,500 $ 82,000
Franklin, North Carolina 2 $ 262,000 $ 131,000 $ 77,000
Gaston, North Carolina 2 $ 102,000 $ 51,000 $ 132,000
Harnett, North Carolina 2 $ 506,000 $ 253,000 $ 24,000
Henderson, North Carolina 2 $ 404,000 $ 202,000 $ 84,000
Nash, North Carolina 2 $ 164,000 $ 82,000 $ 83,000
Clark, Ohio 2 $ 369,000 $ 184,500 $ 79,000
Clinton, Ohio 2 $ 413,000 $ 206,500 $ 72,000
Columbiana, Ohio 2 $ 434,000 $ 217,000 $ 78,000
Knox, Ohio 2 $ 231,000 $ 115,500 $ 68,000
Madison, Ohio 2 $ 280,000 $ 140,000 $ 135,000
Miami, Ohio 2 $ 123,000 $ 61,500 $ 78,000
Richland, Ohio 2 $ 211,000 $ 105,500 $ 64,000
Sandusky, Ohio 2 $ 347,000 $ 173,500 $ 128,000
Seneca, Ohio 2 $ 192,000 $ 96,000 $ 37,000
Wood, Ohio 2 $ 303,000 $ 151,500 $ 53,000
Erie, Pennsylvania 2 $ 168,000 $ 84,000 $ 37,000
Franklin, Pennsylvania 2 $ 365,000 $ 182,500 $ 98,000
Lehigh, Pennsylvania 2 $ 505,000 $ 252,500 $ 166,000
Mercer, Pennsylvania 2 $ 247,000 $ 123,500 $ 49,000
Somerset, Pennsylvania 2 $ 534,000 $ 267,000 $ 78,000
Westmoreland, Pennsylvania 2 $ 281,000 $ 140,500 $ 69,000
Bristol, Rhode Island 2 $ 349,000 $ 174,500 $ 61,000
Kent, Rhode Island 2 $ 521,000 $ 260,500 $ 99,000
Newport, Rhode Island 2 $ 625,000 $ 312,500 $ 139,000
Washington, Rhode Island 2 $ 666,000 $ 333,000 $ 0
Anderson, South Carolina 2 $ 622,000 $ 311,000 $ 150,000
Davis, Utah 2 $ 328,000 $ 164,000 $ 69,000
Utah, Utah 2 $ 411,000 $ 205,500 $ 102,000
Lamoille, Vermont 2 $ 286,000 $ 143,000 $ 52,000
Bedford, Virginia 2 $ 992,000 $ 496,000 $ 214,000
Charlottesville, Virginia 2 $ 395,000 $ 197,500 $ 73,000
Essex, Virginia 2 $ 718,000 $ 359,000 $ 74,000
Franklin, Virginia 2 $ 357,000 $ 178,500 $ 214,000
Greene, Virginia 2 $ 343,000 $ 171,500 $ 93,000
King George, Virginia 2 $ 977,000 $ 488,500 $ 97,000
Northumberland, Virginia 2 $ 700,000 $ 350,000 $ 159,000
Roanoke, Virginia 2 $ 333,000 $ 166,500 $ 79,000
Westmoreland, Virginia 2 $ 273,000 $ 136,500 $ 102,000
Kitsap, Washington 2 $ 549,000 $ 274,500 $ 103,000
Thurston, Washington 2 $ 488,000 $ 244,000 $ 60,000
Barbour, West Virginia 2 $ 565,000 $ 282,500 $ 324,000
Hampshire, West Virginia 2 $ 270,000 $ 135,000 $ 72,000
Hancock, West Virginia 2 $ 463,000 $ 231,500 $ 117,000
Jackson, West Virginia 2 $ 304,000 $ 152,000 $ 73,000
Lincoln, West Virginia 2 $ 277,000 $ 138,500 $ 75,000
Mineral, West Virginia 2 $ 320,000 $ 160,000 $ 45,000
Morgan, West Virginia 2 $ 378,000 $ 189,000 $ 77,000
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Mortgage Loan Application Detail Totals for Bankunited, FSB in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,133 $3,897,910,000 $251,684 $4,800,000 $91,052 $6,100,000
Home Purchase 11,142 $3,237,509,000 $276,105 $4,875,000 $172,105 $9,024,000
Home Improvement 360 $30,243,000 $84,000 $2,500,000 $105,000 $540,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,648 $4,297,841,000 $274,815 $4,875,000 $128,789 $6,100,000
Hispanic 5,630 $1,447,683,000 $231,566 $4,800,000 $169,133 $9,000,000
Black or African American 1,570 $354,781,000 $208,833 $2,500,000 $107,133 $7,000,000
Not Provided 1,567 $472,809,000 $291,156 $3,285,000 $116,187 $9,024,000
Asian 1,302 $435,533,000 $316,214 $4,800,000 $120,535 $1,584,000
Not applicable 727 $105,004,000 $144,000 $1,850,000 $38,000 $364,000
Native Hawaiian or Other Pacific Islander 119 $33,971,000 $302,285 $1,000,000 $103,071 $364,000
American Indian or Alaskan Native 72 $18,040,000 $249,312 $705,000 $84,875 $360,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,635 $7,165,662,000 $260,820 $4,875,000 $121,743 $9,024,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,421 $4,505,808,000 $259,473 $4,000,000 $130,578 $9,024,000
Application Denied By Financial Institution 3,892 $1,190,369,000 $297,555 $4,875,000 $121,638 $3,120,000
Application Approved But Not Accepted 3,414 $981,864,000 $264,027 $4,800,000 $107,189 $9,024,000
Loan Purchased By The Institution 783 $103,147,000 $131,000 $370,000 $47,000 $364,000
File Closed For Incompleteness 770 $271,725,000 $315,357 $4,100,000 $167,035 $2,616,000
Application Withdrawn By Applicant 308 $102,429,000 $370,720 $3,500,000 $450,840 $9,000,000
Preapproval Denied by Financial Institution 45 $10,064,000 $223,000 $668,000 $98,000 $468,000
Preapproval Approved but not Accepted 2 $256,000 $128,000 $160,000 $91,000 $150,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,289 $453,727,000 $362,593 $4,875,000 $164,281 $3,000,000
Credit History 1,163 $314,772,000 $255,451 $3,022,000 $85,967 $1,200,000
Debt-To-Income Ratio 839 $239,250,000 $256,200 $3,900,000 $76,366 $1,417,000
Collateral 370 $107,452,000 $337,931 $3,600,000 $166,689 $3,120,000
Unverifiable Information 146 $47,065,000 $291,117 $1,836,000 $117,764 $1,117,000
Credit Application Incomplete 70 $20,916,000 $264,875 $3,285,000 $110,375 $758,000
Employment History 43 $10,608,000 $333,700 $828,000 $126,300 $300,000
Insufficient Cash (Downpayment, Closing Cost) 17 $6,643,000 $253,750 $2,784,000 $88,500 $422,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, FSB's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankunited, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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