Bankwest, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,516 |
| Total Mortgage Loan Application Amount | $153,604,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $2,314,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 208 | $ 34,304,000 | $ 164,000 | $ 60,000 |
| Pennington County South Dakota | 93 | $ 12,674,000 | $ 136,000 | $ 53,000 |
| Minnehaha County South Dakota | 87 | $ 6,991,000 | $ 80,000 | $ 54,000 |
| Davison County South Dakota | 72 | $ 11,202,000 | $ 155,000 | $ 60,000 |
| Anoka County Minnesota | 47 | $ 2,152,000 | $ 45,000 | $ 44,000 |
| Ramsey County Minnesota | 36 | $ 1,676,000 | $ 46,000 | $ 51,000 |
| Meade County South Dakota | 32 | $ 4,915,000 | $ 153,000 | $ 60,000 |
| Stanley County South Dakota | 30 | $ 5,008,000 | $ 166,000 | $ 73,000 |
| Douglas County South Dakota | 26 | $ 2,458,000 | $ 94,000 | $ 156,000 |
| Lincoln County South Dakota | 26 | $ 1,444,000 | $ 55,000 | $ 68,000 |
| Yellowstone County Montana | 21 | $ 1,239,000 | $ 59,000 | $ 66,000 |
| Custer County South Dakota | 21 | $ 1,398,000 | $ 66,000 | $ 44,000 |
| Gregory County South Dakota | 21 | $ 2,352,000 | $ 112,000 | $ 111,000 |
| Hutchinson County South Dakota | 21 | $ 1,907,000 | $ 90,000 | $ 76,000 |
| Wright County Minnesota | 20 | $ 736,000 | $ 36,000 | $ 59,000 |
| Brown County South Dakota | 19 | $ 2,191,000 | $ 115,000 | $ 72,000 |
| Dakota County Minnesota | 17 | $ 855,000 | $ 50,000 | $ 56,000 |
| Lawrence County South Dakota | 17 | $ 1,659,000 | $ 97,000 | $ 80,000 |
| Walworth County South Dakota | 16 | $ 1,626,000 | $ 101,000 | $ 46,000 |
| Lyman County South Dakota | 15 | $ 1,571,000 | $ 104,000 | $ 25,000 |
| Sully County South Dakota | 14 | $ 2,105,000 | $ 150,000 | $ 45,000 |
| Charles Mix County South Dakota | 12 | $ 981,000 | $ 81,000 | $ 103,000 |
| Hanson County South Dakota | 11 | $ 1,187,000 | $ 107,000 | $ 48,000 |
| Chisago County Minnesota | 10 | $ 486,000 | $ 48,000 | $ 61,000 |
| Brookings County South Dakota | 10 | $ 1,208,000 | $ 120,000 | $ 91,000 |
| Codington County South Dakota | 10 | $ 591,000 | $ 59,000 | $ 42,000 |
| Tripp County South Dakota | 10 | $ 1,524,000 | $ 152,000 | $ 147,000 |
| Crow Wing County Minnesota | 8 | $ 301,000 | $ 37,000 | $ 85,000 |
| Burleigh County North Dakota | 8 | $ 924,000 | $ 115,000 | $ 61,000 |
| Mountrail County North Dakota | 8 | $ 841,000 | $ 105,000 | $ 105,000 |
| Brule County South Dakota | 8 | $ 1,090,000 | $ 136,000 | $ 45,000 |
| Ward County North Dakota | 7 | $ 743,000 | $ 106,000 | $ 110,000 |
| Williams County North Dakota | 7 | $ 533,000 | $ 76,000 | $ 75,000 |
| Aurora County South Dakota | 7 | $ 1,071,000 | $ 153,000 | $ 56,000 |
| Hyde County South Dakota | 7 | $ 610,000 | $ 87,000 | $ 45,000 |
| Jackson County South Dakota | 7 | $ 560,000 | $ 80,000 | $ 49,000 |
| McKenzie County North Dakota | 6 | $ 694,000 | $ 115,000 | $ 41,000 |
| Sargent County North Dakota | 6 | $ 558,000 | $ 93,000 | $ 100,000 |
| Sweetwater County Wyoming | 6 | $ 314,000 | $ 52,000 | $ 47,000 |
| Stearns County Minnesota | 5 | $ 309,000 | $ 61,000 | $ 71,000 |
| Washington County Minnesota | 5 | $ 269,000 | $ 53,000 | $ 85,000 |
| McLean County North Dakota | 5 | $ 589,000 | $ 117,000 | $ 114,000 |
| Stark County North Dakota | 5 | $ 425,000 | $ 85,000 | $ 88,000 |
| Beadle County South Dakota | 5 | $ 783,000 | $ 156,000 | $ 68,000 |
| Clay County South Dakota | 5 | $ 306,000 | $ 61,000 | $ 68,000 |
| Dewey County South Dakota | 5 | $ 217,000 | $ 43,000 | $ 60,000 |
| Lake County South Dakota | 5 | $ 2,319,000 | $ 463,000 | $ 37,000 |
| Yankton County South Dakota | 5 | $ 739,000 | $ 147,000 | $ 101,000 |
| Blue Earth County Minnesota | 4 | $ 157,000 | $ 39,000 | $ 68,000 |
| Isanti County Minnesota | 4 | $ 275,000 | $ 68,000 | $ 53,000 |
| Dunn County North Dakota | 4 | $ 172,000 | $ 43,000 | $ 98,000 |
| Mercer County North Dakota | 4 | $ 494,000 | $ 123,000 | $ 90,000 |
| Bennett County South Dakota | 4 | $ 305,000 | $ 76,000 | $ 53,000 |
| Corson County South Dakota | 4 | $ 308,000 | $ 77,000 | $ 82,000 |
| Jones County South Dakota | 4 | $ 557,000 | $ 139,000 | $ 66,000 |
| McCook County South Dakota | 4 | $ 250,000 | $ 62,000 | $ 88,000 |
| Potter County South Dakota | 4 | $ 735,000 | $ 183,000 | $ 109,000 |
| Spink County South Dakota | 4 | $ 329,000 | $ 82,000 | $ 110,000 |
| Union County South Dakota | 4 | $ 186,000 | $ 46,000 | $ 109,000 |
| Natrona County Wyoming | 4 | $ 317,000 | $ 79,000 | $ 73,000 |
| Hennepin County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 40,000 |
| Kanabec County Minnesota | 3 | $ 101,000 | $ 33,000 | $ 45,000 |
| Musselshell County Montana | 3 | $ 162,000 | $ 54,000 | $ 56,000 |
| Buffalo County Nebraska | 3 | $ 104,000 | $ 34,000 | $ 63,000 |
| Dawes County Nebraska | 3 | $ 140,000 | $ 46,000 | $ 49,000 |
| Ransom County North Dakota | 3 | $ 83,000 | $ 27,000 | $ 86,000 |
| Bon Homme County South Dakota | 3 | $ 145,000 | $ 48,000 | $ 26,000 |
| Butte County South Dakota | 3 | $ 331,000 | $ 110,000 | $ 49,000 |
| Fall River County South Dakota | 3 | $ 415,000 | $ 138,000 | $ 48,000 |
| Hand County South Dakota | 3 | $ 204,000 | $ 68,000 | $ 87,000 |
| Moody County South Dakota | 3 | $ 348,000 | $ 116,000 | $ 45,000 |
| Todd County South Dakota | 3 | $ 181,000 | $ 60,000 | $ 37,000 |
| Park County Wyoming | 3 | $ 145,000 | $ 48,000 | $ 103,000 |
| Sublette County Wyoming | 3 | $ 129,000 | $ 43,000 | $ 48,000 |
| Dickinson County Iowa | 2 | $ 446,000 | $ 223,000 | $ 33,000 |
| Plymouth County Iowa | 2 | $ 119,000 | $ 59,000 | $ 36,000 |
| Aitkin County Minnesota | 2 | $ 217,000 | $ 108,000 | $ 178,000 |
| Benton County Minnesota | 2 | $ 98,000 | $ 49,000 | $ 52,000 |
| Carver County Minnesota | 2 | $ 53,000 | $ 26,000 | $ 36,000 |
| Scott County Minnesota | 2 | $ 62,000 | $ 31,000 | $ 34,000 |
| Missoula County Montana | 2 | $ 86,000 | $ 43,000 | $ 253,000 |
| Rosebud County Montana | 2 | $ 106,000 | $ 53,000 | $ 87,000 |
| Stillwater County Montana | 2 | $ 83,000 | $ 41,000 | $ 48,000 |
| Keya Paha County Nebraska | 2 | $ 99,000 | $ 49,000 | $ 36,000 |
| Adams County North Dakota | 2 | $ 183,000 | $ 91,000 | $ 87,000 |
| Benson County North Dakota | 2 | $ 129,000 | $ 64,000 | $ 49,000 |
| Kidder County North Dakota | 2 | $ 237,000 | $ 118,000 | $ 139,000 |
| Morton County North Dakota | 2 | $ 122,000 | $ 61,000 | $ 284,000 |
| Rolette County North Dakota | 2 | $ 213,000 | $ 106,000 | $ 63,000 |
| Sioux County North Dakota | 2 | $ 100,000 | $ 50,000 | $ 95,000 |
| Edmunds County South Dakota | 2 | $ 360,000 | $ 180,000 | $ 18,000 |
| Haakon County South Dakota | 2 | $ 76,000 | $ 38,000 | $ 50,000 |
| Harding County South Dakota | 2 | $ 249,000 | $ 124,000 | $ 129,000 |
| Jerauld County South Dakota | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Turner County South Dakota | 2 | $ 100,000 | $ 50,000 | $ 15,000 |
| Big Horn County Wyoming | 2 | $ 151,000 | $ 75,000 | $ 61,000 |
| Pima County Arizona | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Pinal County Arizona | 1 | $ 246,000 | $ 246,000 | $ 92,000 |
| Lee County Florida | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Johnson County Indiana | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Adams County Iowa | 1 | $ 59,000 | $ 59,000 | $ 110,000 |
| Clay County Iowa | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Dallas County Iowa | 1 | $ 44,000 | $ 44,000 | $ 36,000 |
| Linn County Iowa | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Palo Alto County Iowa | 1 | $ 147,000 | $ 147,000 | $ 159,000 |
| Polk County Iowa | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
| Woodbury County Iowa | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Cottonwood County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 125,000 |
| Dodge County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Nicollet County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 55,000 |
| Pipestone County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Redwood County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| St. Louis County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 45,000 |
| Big Horn County Montana | 1 | $ 109,000 | $ 109,000 | $ 133,000 |
| Fallon County Montana | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Gallatin County Montana | 1 | $ 32,000 | $ 32,000 | $ 84,000 |
| Jefferson County Montana | 1 | $ 67,000 | $ 67,000 | $ 90,000 |
| Lewis and Clark County Montana | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Madison County Montana | 1 | $ 77,000 | $ 77,000 | $ 61,000 |
| Meagher County Montana | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Powder River County Montana | 1 | $ 81,000 | $ 81,000 | $ 59,000 |
| Richland County Montana | 1 | $ 28,000 | $ 28,000 | $ 51,000 |
| Roosevelt County Montana | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Sanders County Montana | 1 | $ 167,000 | $ 167,000 | $ 259,000 |
| Banner County Nebraska | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Box Butte County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Cedar County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Colfax County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 77,000 |
| Dakota County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 46,000 |
| Harlan County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 184,000 |
| Keith County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 245,000 |
| Knox County Nebraska | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Morrill County Nebraska | 1 | $ 143,000 | $ 143,000 | $ 145,000 |
| Red Willow County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
| Rock County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 97,000 |
| Valley County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| Bottineau County North Dakota | 1 | $ 26,000 | $ 26,000 | $ 37,000 |
| Cass County North Dakota | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Dickey County North Dakota | 1 | $ 59,000 | $ 59,000 | $ 62,000 |
| Golden Valley County North Dakota | 1 | $ 101,000 | $ 101,000 | $ 154,000 |
| Grant County North Dakota | 1 | $ 194,000 | $ 194,000 | $ 278,000 |
| LaMoure County North Dakota | 1 | $ 252,000 | $ 252,000 | $ 103,000 |
| Oliver County North Dakota | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Pembina County North Dakota | 1 | $ 89,000 | $ 89,000 | $ 58,000 |
| Renville County North Dakota | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Steele County North Dakota | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Polk County Oregon | 1 | $ 251,000 | $ 251,000 | $ 48,000 |
| Buffalo County South Dakota | 1 | $ 14,000 | $ 14,000 | $ 25,000 |
| Day County South Dakota | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Faulk County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 12,000 |
| Grant County South Dakota | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Hamlin County South Dakota | 1 | $ 27,000 | $ 27,000 | $ 37,000 |
| Marshall County South Dakota | 1 | $ 169,000 | $ 169,000 | $ 96,000 |
| Mellette County South Dakota | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Miner County South Dakota | 1 | $ 71,000 | $ 71,000 | $ 89,000 |
| Roberts County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Sanborn County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Crook County Wyoming | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Fremont County Wyoming | 1 | $ 91,000 | $ 91,000 | $ 59,000 |
| Hot Springs County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 186,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,255 | $117,377,000 | $93,000 | $2,080,000 | $61,000 | $690,000 |
| Refinancing | 202 | $28,809,000 | $142,000 | $2,328,000 | $81,000 | $2,314,000 |
| Home Improvement | 59 | $7,418,000 | $125,000 | $2,500,000 | $70,000 | $875,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,196 | $122,578,000 | $102,000 | $892,000 | $67,000 | $2,314,000 |
| Not Provided | 113 | $7,149,000 | $63,000 | $192,000 | $63,000 | $690,000 |
| Hispanic | 75 | $4,694,000 | $62,000 | $317,000 | $53,000 | $141,000 |
| American Indian or Alaskan Native | 56 | $4,717,000 | $84,000 | $300,000 | $55,000 | $139,000 |
| Asian | 31 | $2,083,000 | $67,000 | $240,000 | $46,000 | $100,000 |
| Not applicable | 26 | $11,075,000 | $425,000 | $2,500,000 | $8,000 | $201,000 |
| Black or African American | 19 | $1,308,000 | $68,000 | $189,000 | $46,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,292 | $120,935,000 | $93,000 | $2,500,000 | $67,000 | $2,314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $18,753,000 | $133,000 | $275,000 | $44,000 | $164,000 |
| FHA-insured (Federal Housing Administration) | 52 | $7,914,000 | $152,000 | $319,000 | $44,000 | $159,000 |
| VA-guaranteed (Veterans Administration) | 32 | $6,002,000 | $187,000 | $413,000 | $59,000 | $176,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 709 | $89,866,000 | $126,000 | $2,500,000 | $83,000 | $2,314,000 |
| Application Denied By Financial Institution | 542 | $35,489,000 | $65,000 | $300,000 | $52,000 | $547,000 |
| Application Withdrawn By Applicant | 140 | $19,389,000 | $138,000 | $591,000 | $0 | $33,000 |
| Application Approved But Not Accepted | 120 | $8,486,000 | $70,000 | $288,000 | $84,000 | $690,000 |
| File Closed For Incompleteness | 5 | $374,000 | $74,000 | $152,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.