Barclays Bank Delaware
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Barclays Bank Delaware 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Barclays Bank Delaware 125 S. West St Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 |
| Total Number of Mortgage Applications | 105 |
| Total Mortgage Loan Application Amount | $133,167,000 |
| Average Mortgage Loan Application Amount | $1,235,000 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $659,333 |
| Highest Applicant Income | $3,824,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Barclays Bank Delaware. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Barclays Bank Delaware's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Barclays Bank Delaware's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Barclays Bank Delaware serves its applicants.
Each category highlights the total number of mortgage applications processed by Barclays Bank Delaware, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Barclays Bank Delaware's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 17 | $ 34,807,000 | $ 2,047,000 | $ 891,000 |
| Los Angeles County California | 7 | $ 12,983,000 | $ 1,854,000 | $ 1,230,000 |
| Fairfield County Connecticut | 6 | $ 8,384,000 | $ 1,397,000 | $ 641,000 |
| Bergen County New Jersey | 5 | $ 4,684,000 | $ 936,000 | $ 379,000 |
| Suffolk County New York | 5 | $ 6,168,000 | $ 1,233,000 | $ 800,000 |
| Westchester County New York | 5 | $ 9,835,000 | $ 1,967,000 | $ 981,000 |
| Marin County California | 3 | $ 1,284,000 | $ 428,000 | $ 1,289,000 |
| Palm Beach County Florida | 3 | $ 3,226,000 | $ 1,075,000 | $ 601,000 |
| Norfolk County Massachusetts | 3 | $ 2,236,000 | $ 745,000 | $ 221,000 |
| Beaufort County South Carolina | 3 | $ 3,052,000 | $ 1,017,000 | $ 358,000 |
| King County Washington | 3 | $ 2,555,000 | $ 851,000 | $ 345,000 |
| Cook County Illinois | 2 | $ 2,985,000 | $ 1,492,000 | $ 805,000 |
| Baltimore City County Maryland | 2 | $ 148,000 | $ 74,000 | $ 283,000 |
| Clark County Nevada | 2 | $ 3,900,000 | $ 1,950,000 | $ 1,833,000 |
| Nassau County New York | 2 | $ 1,377,000 | $ 688,000 | $ 169,000 |
| Alameda County California | 1 | $ 840,000 | $ 840,000 | $ 891,000 |
| Contra Costa County California | 1 | $ 990,000 | $ 990,000 | $ 221,000 |
| San Diego County California | 1 | $ 1,983,000 | $ 1,983,000 | $ 416,000 |
| San Francisco County California | 1 | $ 1,809,000 | $ 1,809,000 | $ 611,000 |
| San Mateo County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 3,824,000 |
| Santa Clara County California | 1 | $ 530,000 | $ 530,000 | $ 133,000 |
| Sonoma County California | 1 | $ 3,485,000 | $ 3,485,000 | $ 1,006,000 |
| Pitkin County Colorado | 1 | $ 494,000 | $ 494,000 | $ 327,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,040,000 | $ 1,040,000 | $ 199,000 |
| Collier County Florida | 1 | $ 456,000 | $ 456,000 | $ 127,000 |
| Miami-Dade County Florida | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,000,000 |
| Fulton County Georgia | 1 | $ 424,000 | $ 424,000 | $ 230,000 |
| Lake County Illinois | 1 | $ 880,000 | $ 880,000 | $ 343,000 |
| Orleans County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 261,000 |
| Montgomery County Maryland | 1 | $ 550,000 | $ 550,000 | $ 323,000 |
| Berkshire County Massachusetts | 1 | $ 1,800,000 | $ 1,800,000 | $ 1,859,000 |
| Dukes County Massachusetts | 1 | $ 2,000,000 | $ 2,000,000 | $ 736,000 |
| Essex County Massachusetts | 1 | $ 2,000,000 | $ 2,000,000 | $ 591,000 |
| Middlesex County Massachusetts | 1 | $ 472,000 | $ 472,000 | $ 115,000 |
| Plymouth County Massachusetts | 1 | $ 780,000 | $ 780,000 | $ 157,000 |
| Suffolk County Massachusetts | 1 | $ 440,000 | $ 440,000 | $ 200,000 |
| Oakland County Michigan | 1 | $ 480,000 | $ 480,000 | $ 200,000 |
| Camden County New Jersey | 1 | $ 590,000 | $ 590,000 | $ 252,000 |
| Cape May County New Jersey | 1 | $ 905,000 | $ 905,000 | $ 618,000 |
| Essex County New Jersey | 1 | $ 108,000 | $ 108,000 | $ 871,000 |
| Mercer County New Jersey | 1 | $ 1,368,000 | $ 1,368,000 | $ 468,000 |
| Morris County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 115,000 |
| Ocean County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 1,432,000 |
| Essex County New York | 1 | $ 500,000 | $ 500,000 | $ 336,000 |
| Horry County South Carolina | 1 | $ 201,000 | $ 201,000 | $ 169,000 |
| Dallas County Texas | 1 | $ 1,032,000 | $ 1,032,000 | $ 291,000 |
| Harris County Texas | 1 | $ 1,325,000 | $ 1,325,000 | $ 812,000 |
| Midland County Texas | 1 | $ 150,000 | $ 150,000 | $ 247,000 |
| Charlottesville County Virginia | 1 | $ 333,000 | $ 333,000 | $ 801,000 |
| Lancaster County Virginia | 1 | $ 537,000 | $ 537,000 | $ 200,000 |
| Walworth County Wisconsin | 1 | $ 1,350,000 | $ 1,350,000 | $ 817,000 |
| Teton County Wyoming | 1 | $ 2,275,000 | $ 2,275,000 | $ 412,000 |
Mortgage Loan Application Detail Totals for Barclays Bank Delaware in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 74 | $91,113,000 | $1,231,000 | $8,000,000 | $709,000 | $3,824,000 |
| Home Purchase | 27 | $37,744,000 | $1,397,000 | $5,000,000 | $742,000 | $2,378,000 |
| Home Improvement | 4 | $4,310,000 | $1,077,000 | $2,000,000 | $527,000 | $891,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87 | $111,151,000 | $1,277,000 | $8,000,000 | $750,000 | $3,824,000 |
| Not Provided | 11 | $10,198,000 | $927,000 | $2,170,000 | $465,000 | $1,219,000 |
| Asian | 6 | $6,818,000 | $1,136,000 | $1,779,000 | $507,000 | $1,000,000 |
| Hispanic | 1 | $5,000,000 | $5,000,000 | $5,000,000 | $1,187,000 | $1,187,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 105 | $133,167,000 | $1,268,000 | $8,000,000 | $711,000 | $3,824,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 91 | $112,483,000 | $1,236,000 | $8,000,000 | $688,000 | $3,824,000 |
| Application Denied By Financial Institution | 8 | $10,651,000 | $1,331,000 | $3,485,000 | $648,000 | $2,378,000 |
| Application Approved But Not Accepted | 4 | $6,298,000 | $1,574,000 | $3,331,000 | $850,000 | $1,780,000 |
| File Closed For Incompleteness | 2 | $3,735,000 | $1,867,000 | $3,000,000 | $1,720,000 | $3,371,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $10,435,000 | $1,490,000 | $3,485,000 | $724,000 | $2,378,000 |
| Debt-To-Income Ratio | 1 | $216,000 | $216,000 | $216,000 | $115,000 | $115,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barclays Bank Delaware's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barclays Bank Delaware's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.