Baxter Credit Union Mortgage Lending & HMDA Data, 2010
In 2010, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 5,547 mortgage applications totaling $1.1 billion, up 34% from 2009. The average application was for $205,124, and applicants reported an average income of $116,689. 40% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Lake County-Kenosha County, IL-WI (1,018), Chicago-Joliet-Naperville, IL (855) and Santa Ana-Anaheim-Irvine, CA (236) (applications in parentheses).
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave 340 N Milwaukee Ave, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,547 |
| Total Mortgage Loan Application Amount | $1,137,827,000 |
| Average Mortgage Loan Application Amount | $205,124 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $116,689 |
| Highest Applicant Income | $4,859,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County-Kenosha County, IL-WI | 1,018 | $ 199,354,000 | $ 195,829 | $ 125,469 |
| Chicago-Joliet-Naperville, IL | 855 | $ 178,236,000 | $ 208,463 | $ 121,000 |
| Santa Ana-Anaheim-Irvine, CA | 236 | $ 80,511,000 | $ 341,148 | $ 138,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 217 | $ 44,038,000 | $ 202,940 | $ 116,423 |
| Columbus, OH | 144 | $ 26,405,000 | $ 183,368 | $ 127,000 |
| Los Angeles-Long Beach-Glendale, CA | 140 | $ 41,770,000 | $ 298,357 | $ 141,000 |
| San Juan-Caguas-Guaynabo, PR | 76 | $ 10,461,000 | $ 137,644 | $ 83,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 61 | $ 22,007,000 | $ 360,770 | $ 150,000 |
| Riverside-San Bernardino-Ontario, CA | 61 | $ 10,309,000 | $ 169,000 | $ 104,000 |
| Miami-Miami Beach-Kendall, FL | 59 | $ 8,944,000 | $ 151,593 | $ 88,000 |
| Bloomington, IN | 58 | $ 8,431,000 | $ 145,362 | $ 86,000 |
| Tampa-St. Petersburg-Clearwater, FL | 52 | $ 7,598,000 | $ 146,115 | $ 111,000 |
| Atlanta-Sandy Springs-Marietta, GA | 51 | $ 9,546,000 | $ 187,176 | $ 149,000 |
| Aguadilla-Isabela-San Sebastian, PR | 48 | $ 4,916,000 | $ 102,416 | $ 46,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 48 | $ 8,468,000 | $ 176,416 | $ 116,000 |
| San Diego-Carlsbad-San Marcos, CA | 41 | $ 18,546,000 | $ 452,341 | $ 191,000 |
| Cambridge-Newton-Framingham, MA | 38 | $ 9,948,000 | $ 261,789 | $ 147,000 |
| Indianapolis-Carmel, IN | 32 | $ 4,714,000 | $ 147,312 | $ 128,000 |
| Phoenix-Mesa-Glendale, AZ | 29 | $ 6,705,000 | $ 231,206 | $ 148,000 |
| San German-Cabo Rojo, PR | 22 | $ 3,321,000 | $ 150,954 | $ 118,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 18 | $ 3,611,000 | $ 200,611 | $ 119,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 4,366,000 | $ 242,555 | $ 157,000 |
| Houston-Sugar Land-Baytown, TX | 17 | $ 3,191,000 | $ 187,705 | $ 121,000 |
| Boston-Quincy, MA | 16 | $ 6,233,000 | $ 389,562 | $ 207,000 |
| Dallas-Plano-Irving, TX | 16 | $ 4,477,000 | $ 279,812 | $ 215,000 |
| Oakland-Fremont-Hayward, CA | 16 | $ 6,171,000 | $ 385,687 | $ 210,000 |
| Raleigh-Cary, NC | 16 | $ 2,331,000 | $ 145,687 | $ 193,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 5,839,000 | $ 364,937 | $ 165,000 |
| Camden, NJ | 15 | $ 2,307,000 | $ 153,800 | $ 124,000 |
| Denver-Aurora-Broomfield, CO | 15 | $ 4,668,000 | $ 311,200 | $ 156,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 3,889,000 | $ 259,266 | $ 118,000 |
| Philadelphia, PA | 15 | $ 5,314,000 | $ 354,266 | $ 198,000 |
| Ponce, PR | 15 | $ 1,900,000 | $ 126,666 | $ 91,000 |
| San Antonio-New Braunfels, TX | 15 | $ 1,191,000 | $ 79,400 | $ 57,000 |
| Worcester, MA | 15 | $ 4,885,000 | $ 325,666 | $ 164,000 |
| Memphis, TN-MS-AR | 14 | $ 2,487,000 | $ 177,642 | $ 106,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 2,245,000 | $ 160,357 | $ 112,000 |
| Edison-New Brunswick, NJ | 13 | $ 3,395,000 | $ 261,153 | $ 140,000 |
| Glens Falls, NY | 13 | $ 567,000 | $ 43,615 | $ 40,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 13 | $ 3,679,000 | $ 283,000 | $ 140,000 |
| Fort Worth-Arlington, TX | 12 | $ 1,686,000 | $ 140,500 | $ 130,000 |
| Jacksonville, FL | 12 | $ 3,000,000 | $ 250,000 | $ 210,000 |
| Mayaguez, PR | 12 | $ 2,064,000 | $ 172,000 | $ 84,000 |
| Racine, WI | 12 | $ 2,125,000 | $ 177,083 | $ 109,000 |
| Cincinnati-Middletown, OH-KY-IN | 11 | $ 1,784,000 | $ 162,181 | $ 129,090 |
| Las Vegas-Paradise, NV | 11 | $ 1,508,000 | $ 137,090 | $ 171,000 |
| Pittsburgh, PA | 11 | $ 1,824,000 | $ 165,818 | $ 112,000 |
| Newark-Union, NJ-PA | 10 | $ 2,755,000 | $ 275,500 | $ 158,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 3,010,000 | $ 301,000 | $ 111,900 |
| El Paso, TX | 9 | $ 997,000 | $ 110,777 | $ 89,000 |
| Jackson, MS | 9 | $ 1,158,000 | $ 128,666 | $ 103,000 |
| New York-White Plains-Wayne, NY-NJ | 9 | $ 2,060,000 | $ 228,888 | $ 124,555 |
| St. Louis, MO-IL | 9 | $ 1,358,000 | $ 150,888 | $ 94,444 |
| Wilmington, DE-MD-NJ | 9 | $ 2,023,000 | $ 224,777 | $ 126,777 |
| Asheville, NC | 8 | $ 1,333,000 | $ 166,625 | $ 94,000 |
| Baltimore-Towson, MD | 8 | $ 3,112,000 | $ 389,000 | $ 165,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,015,000 | $ 126,875 | $ 78,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8 | $ 2,026,000 | $ 253,250 | $ 128,000 |
| Austin-Round Rock-San Marcos, TX | 7 | $ 1,598,000 | $ 228,285 | $ 162,000 |
| Guayama, PR | 7 | $ 831,000 | $ 118,714 | $ 46,000 |
| Rockford, IL | 7 | $ 1,408,000 | $ 201,142 | $ 138,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,186,000 | $ 169,428 | $ 116,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 627,000 | $ 104,500 | $ 92,000 |
| Greenville-Mauldin-Easley, SC | 6 | $ 753,000 | $ 125,500 | $ 91,000 |
| Nassau-Suffolk, NY | 6 | $ 1,414,000 | $ 235,666 | $ 179,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 6 | $ 1,318,000 | $ 219,666 | $ 159,000 |
| Salt Lake City, UT | 6 | $ 2,382,000 | $ 397,000 | $ 209,000 |
| Albuquerque, NM | 5 | $ 569,000 | $ 113,800 | $ 57,000 |
| Birmingham-Hoover, AL | 5 | $ 502,000 | $ 100,400 | $ 117,000 |
| Gary, IN | 5 | $ 644,000 | $ 128,800 | $ 95,000 |
| Madison, WI | 5 | $ 816,000 | $ 163,200 | $ 138,000 |
| Naples-Marco Island, FL | 5 | $ 991,000 | $ 198,200 | $ 107,000 |
| Ocala, FL | 5 | $ 676,000 | $ 135,200 | $ 94,000 |
| Prescott, AZ | 5 | $ 813,000 | $ 162,600 | $ 103,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 1,888,000 | $ 377,600 | $ 160,400 |
| Richmond, VA | 5 | $ 1,412,000 | $ 282,400 | $ 461,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,471,000 | $ 494,200 | $ 191,000 |
| Tulsa, OK | 5 | $ 734,000 | $ 146,800 | $ 224,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 449,000 | $ 112,250 | $ 48,000 |
| Fond Du Lac, WI | 4 | $ 955,000 | $ 238,750 | $ 97,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 896,000 | $ 224,000 | $ 156,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,141,000 | $ 285,250 | $ 132,000 |
| Killeen-Temple-Fort Hood, TX | 4 | $ 365,000 | $ 91,250 | $ 73,000 |
| Knoxville, TN | 4 | $ 566,000 | $ 141,500 | $ 57,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 354,000 | $ 88,500 | $ 49,000 |
| Manchester-Nashua, NH | 4 | $ 742,000 | $ 185,500 | $ 171,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 990,000 | $ 247,500 | $ 147,000 |
| Provo-Orem, UT | 4 | $ 646,000 | $ 161,500 | $ 175,000 |
| Springfield, MO | 4 | $ 392,000 | $ 98,000 | $ 153,000 |
| Stockton, CA | 4 | $ 506,000 | $ 126,500 | $ 168,000 |
| Tucson, AZ | 4 | $ 773,000 | $ 193,250 | $ 107,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 438,000 | $ 146,000 | $ 64,000 |
| Barnstable Town, MA | 3 | $ 678,000 | $ 226,000 | $ 152,000 |
| Champaign-Urbana, IL | 3 | $ 549,000 | $ 183,000 | $ 104,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 542,000 | $ 180,666 | $ 225,000 |
| Evansville, IN-KY | 3 | $ 846,000 | $ 282,000 | $ 296,000 |
| Fayetteville, NC | 3 | $ 453,000 | $ 151,000 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 298,000 | $ 99,333 | $ 61,000 |
| Fort Wayne, IN | 3 | $ 542,000 | $ 180,666 | $ 117,000 |
| Fresno, CA | 3 | $ 526,000 | $ 175,333 | $ 146,000 |
| Gainesville, GA | 3 | $ 544,000 | $ 181,333 | $ 58,000 |
| Kalamazoo-Portage, MI | 3 | $ 607,000 | $ 202,333 | $ 103,000 |
| Kansas City, MO-KS | 3 | $ 938,000 | $ 312,666 | $ 403,666 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 324,000 | $ 108,000 | $ 86,000 |
| North Port-Bradenton-Sarasota, FL | 3 | $ 950,000 | $ 316,666 | $ 179,000 |
| Peoria, IL | 3 | $ 679,000 | $ 226,333 | $ 88,000 |
| San Francisco-San Mateo-Redwood City, CA | 3 | $ 1,434,000 | $ 478,000 | $ 187,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 470,000 | $ 156,666 | $ 107,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 605,000 | $ 201,666 | $ 49,000 |
| Yauco, PR | 3 | $ 246,000 | $ 82,000 | $ 42,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 409,000 | $ 204,500 | $ 112,000 |
| Bethesda-Rockville-Frederick, MD | 2 | $ 1,524,000 | $ 762,000 | $ 237,000 |
| Boise City-Nampa, ID | 2 | $ 428,000 | $ 214,000 | $ 94,000 |
| Boulder, CO | 2 | $ 498,000 | $ 249,000 | $ 148,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,365,000 | $ 682,500 | $ 228,000 |
| Canton-Massillon, OH | 2 | $ 362,000 | $ 181,000 | $ 111,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 989,000 | $ 494,500 | $ 191,000 |
| Chattanooga, TN-GA | 2 | $ 317,000 | $ 158,500 | $ 64,000 |
| Colorado Springs, CO | 2 | $ 1,579,000 | $ 789,500 | $ 318,000 |
| Decatur, AL | 2 | $ 196,000 | $ 98,000 | $ 104,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 369,000 | $ 184,500 | $ 230,000 |
| Dover, DE | 2 | $ 274,000 | $ 137,000 | $ 48,000 |
| Durham-Chapel Hill, NC | 2 | $ 388,000 | $ 194,000 | $ 102,000 |
| Elizabethtown, KY | 2 | $ 125,000 | $ 62,500 | $ 47,000 |
| Green Bay, WI | 2 | $ 476,000 | $ 238,000 | $ 120,000 |
| Greensboro-High Point, NC | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Holland-Grand Haven, MI | 2 | $ 142,000 | $ 71,000 | $ 110,000 |
| Hot Springs, AR | 2 | $ 313,000 | $ 156,500 | $ 135,000 |
| Jonesboro, AR | 2 | $ 293,000 | $ 146,500 | $ 72,000 |
| Joplin, MO | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 110,000 | $ 55,000 | $ 156,000 |
| Muskegon-Norton Shores, MI | 2 | $ 206,000 | $ 103,000 | $ 70,000 |
| Odessa, TX | 2 | $ 83,000 | $ 41,500 | $ 117,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 261,000 | $ 130,500 | $ 86,000 |
| Peabody, MA | 2 | $ 534,000 | $ 267,000 | $ 118,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 509,000 | $ 254,500 | $ 162,000 |
| Rochester, NY | 2 | $ 431,000 | $ 215,500 | $ 176,000 |
| Rockingham County-Strafford County, NH | 2 | $ 361,000 | $ 180,500 | $ 59,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 10,730,000 | $ 5,365,000 | $ 946,000 |
| Santa Fe, NM | 2 | $ 312,000 | $ 156,000 | $ 283,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 551,000 | $ 275,500 | $ 432,000 |
| Spokane, WA | 2 | $ 387,000 | $ 193,500 | $ 160,000 |
| Springfield, IL | 2 | $ 322,000 | $ 161,000 | $ 127,000 |
| Tacoma, WA | 2 | $ 718,000 | $ 359,000 | $ 115,000 |
| Terre Haute, IN | 2 | $ 168,000 | $ 84,000 | $ 70,000 |
| Toledo, OH | 2 | $ 149,000 | $ 74,500 | $ 150,000 |
| Wausau, WI | 2 | $ 276,000 | $ 138,000 | $ 111,000 |
| Wilmington, NC | 2 | $ 388,000 | $ 194,000 | $ 106,000 |
| Yakima, WA | 2 | $ 521,000 | $ 260,500 | $ 219,000 |
| Akron, OH | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| Anchorage, AK | 1 | $ 411,000 | $ 411,000 | $ 363,000 |
| Bakersfield-Delano, CA | 1 | $ 151,000 | $ 151,000 | $ 242,000 |
| Bellingham, WA | 1 | $ 157,000 | $ 157,000 | $ 120,000 |
| Bloomington-Normal, IL | 1 | $ 260,000 | $ 260,000 | $ 367,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 841,000 | $ 841,000 | $ 271,000 |
| Charleston, WV | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Clarksville, TN-KY | 1 | $ 103,000 | $ 103,000 | $ 107,000 |
| Coeur D'Alene, ID | 1 | $ 237,000 | $ 237,000 | $ 82,000 |
| Corpus Christi, TX | 1 | $ 132,000 | $ 132,000 | $ 124,000 |
| Corvallis, OR | 1 | $ 301,000 | $ 301,000 | $ 487,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 392,000 | $ 392,000 | $ 200,000 |
| Cumberland, MD-WV | 1 | $ 230,000 | $ 230,000 | $ 228,000 |
| Dayton, OH | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| Des Moines-West Des Moines, IA | 1 | $ 97,000 | $ 97,000 | $ 78,000 |
| Eau Claire, WI | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Fajardo, PR | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Fargo, ND-MN | 1 | $ 280,000 | $ 280,000 | $ 146,000 |
| Flagstaff, AZ | 1 | $ 151,000 | $ 151,000 | $ 64,000 |
| Flint, MI | 1 | $ 412,000 | $ 412,000 | $ 150,000 |
| Fort Collins-Loveland, CO | 1 | $ 264,000 | $ 264,000 | $ 139,000 |
| Gainesville, FL | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Grand Junction, CO | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Greeley, CO | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Greenville, NC | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Harrisonburg, VA | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 412,000 | $ 412,000 | $ 435,000 |
| Iowa City, IA | 1 | $ 179,000 | $ 179,000 | $ 155,000 |
| Jackson, TN | 1 | $ 112,000 | $ 112,000 | $ 109,000 |
| Johnson City, TN | 1 | $ 58,000 | $ 58,000 | $ 10,000 |
| Kankakee-Bradley, IL | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 109,000 | $ 109,000 | $ 204,000 |
| Kingston, NY | 1 | $ 29,000 | $ 29,000 | $ 73,000 |
| La Crosse, WI-MN | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| Lake Charles, LA | 1 | $ 94,000 | $ 94,000 | $ 18,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 60,000 | $ 60,000 | $ 163,000 |
| Lakeland-Winter Haven, FL | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Laredo, TX | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Lexington-Fayette, KY | 1 | $ 16,000 | $ 16,000 | $ 94,000 |
| Lynchburg, VA | 1 | $ 73,000 | $ 73,000 | $ 289,000 |
| Macon, GA | 1 | $ 143,000 | $ 143,000 | $ 219,000 |
| Madera-Chowchilla, CA | 1 | $ 150,000 | $ 150,000 | $ 151,000 |
| Mobile, AL | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Monroe, LA | 1 | $ 138,000 | $ 138,000 | $ 170,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 48,000 | $ 48,000 | $ 114,000 |
| Niles-Benton Harbor, MI | 1 | $ 262,000 | $ 262,000 | $ 140,000 |
| Oshkosh-Neenah, WI | 1 | $ 45,000 | $ 45,000 | $ 184,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Palm Coast, FL | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Punta Gorda, FL | 1 | $ 273,000 | $ 273,000 | $ 140,000 |
| Reading, PA | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Reno-Sparks, NV | 1 | $ 177,000 | $ 177,000 | $ 219,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Savannah, GA | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| Sebastian-Vero Beach, FL | 1 | $ 212,000 | $ 212,000 | $ 168,000 |
| Sioux Falls, SD | 1 | $ 137,000 | $ 137,000 | $ 86,000 |
| Springfield, MA | 1 | $ 314,000 | $ 314,000 | $ 186,000 |
| Syracuse, NY | 1 | $ 702,000 | $ 702,000 | $ 440,000 |
| Tallahassee, FL | 1 | $ 360,000 | $ 360,000 | $ 130,000 |
| Trenton-Ewing, NJ | 1 | $ 98,000 | $ 98,000 | $ 105,000 |
| Valdosta, GA | 1 | $ 403,000 | $ 403,000 | $ 77,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Wheeling, WV-OH | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| York-Hanover, PA | 1 | $ 174,000 | $ 174,000 | $ 128,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,314 | $705,249,000 | $212,000 | $3,274,000 | $120,000 | $4,859,000 |
| Home Purchase | 1,836 | $416,293,000 | $226,000 | $10,000,000 | $118,000 | $1,854,000 |
| Home Improvement | 397 | $16,285,000 | $41,000 | $525,000 | $83,000 | $550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,977 | $612,502,000 | $205,000 | $4,660,000 | $122,000 | $1,854,000 |
| Not Provided | 1,231 | $279,147,000 | $226,000 | $10,000,000 | $129,000 | $4,859,000 |
| Hispanic | 673 | $106,557,000 | $158,000 | $1,000,000 | $81,000 | $599,000 |
| Asian | 388 | $97,601,000 | $251,000 | $1,254,000 | $120,000 | $620,000 |
| Black or African American | 247 | $32,893,000 | $133,000 | $1,280,000 | $86,000 | $1,775,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $6,866,000 | $343,000 | $659,000 | $160,000 | $596,000 |
| American Indian or Alaskan Native | 11 | $2,261,000 | $205,000 | $480,000 | $95,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,547 | $1,137,827,000 | $205,000 | $10,000,000 | $117,000 | $4,859,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,245 | $511,442,000 | $227,000 | $10,000,000 | $138,000 | $4,859,000 |
| File Closed For Incompleteness | 992 | $209,055,000 | $210,000 | $1,262,000 | $113,000 | $1,854,000 |
| Application Denied By Financial Institution | 803 | $109,644,000 | $136,000 | $1,000,000 | $86,000 | $1,775,000 |
| Preapproval Approved but not Accepted | 526 | $120,068,000 | $228,000 | $1,000,000 | $113,000 | $625,000 |
| Application Withdrawn By Applicant | 335 | $74,156,000 | $221,000 | $1,000,000 | $112,000 | $808,000 |
| Application Approved But Not Accepted | 335 | $67,304,000 | $200,000 | $668,000 | $112,000 | $500,000 |
| Preapproval Denied by Financial Institution | 311 | $46,158,000 | $148,000 | $1,040,000 | $69,000 | $1,068,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 312 | $43,928,000 | $140,000 | $641,000 | $79,000 | $1,775,000 |
| Debt-To-Income Ratio | 211 | $36,012,000 | $170,000 | $659,000 | $65,000 | $532,000 |
| Collateral | 174 | $34,092,000 | $195,000 | $1,000,000 | $94,000 | $575,000 |
| Other | 104 | $18,588,000 | $178,000 | $787,000 | $104,000 | $533,000 |
| Mortgage Insurance Denied | 36 | $1,281,000 | $35,000 | $200,000 | $44,000 | $170,000 |
| Employment History | 9 | $1,490,000 | $165,000 | $507,000 | $53,000 | $116,000 |
| Unverifiable Information | 7 | $820,000 | $117,000 | $252,000 | $69,000 | $170,000 |
| Credit Application Incomplete | 4 | $397,000 | $99,000 | $143,000 | $69,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $83,000 | $41,000 | $75,000 | $20,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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