Baxter Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Baxter Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave Vernon Hills, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,547 |
| Total Mortgage Loan Application Amount | $1,137,827,000 |
| Average Mortgage Loan Application Amount | $159,666 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $4,859,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Baxter Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baxter Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Baxter Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baxter Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Baxter Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baxter Credit Union's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,018 | $ 199,354,000 | $ 176,000 | $ 114,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 855 | $ 178,236,000 | $ 208,000 | $ 121,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 236 | $ 80,511,000 | $ 341,000 | $ 138,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 217 | $ 44,038,000 | $ 237,000 | $ 139,000 |
| COLUMBUS, OH | 144 | $ 26,405,000 | $ 183,000 | $ 127,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 140 | $ 41,770,000 | $ 298,000 | $ 141,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 76 | $ 10,461,000 | $ 137,000 | $ 83,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 61 | $ 22,007,000 | $ 360,000 | $ 150,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 61 | $ 10,309,000 | $ 169,000 | $ 104,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 59 | $ 8,944,000 | $ 151,000 | $ 88,000 |
| BLOOMINGTON, IN | 58 | $ 8,431,000 | $ 145,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 52 | $ 7,598,000 | $ 146,000 | $ 111,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 51 | $ 9,546,000 | $ 187,000 | $ 149,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 48 | $ 4,916,000 | $ 102,000 | $ 46,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 48 | $ 8,468,000 | $ 176,000 | $ 116,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 41 | $ 18,546,000 | $ 452,000 | $ 191,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 38 | $ 9,948,000 | $ 261,000 | $ 147,000 |
| INDIANAPOLIS-CARMEL, IN | 32 | $ 4,714,000 | $ 147,000 | $ 128,000 |
| PHOENIX-MESA-GLENDALE, AZ | 29 | $ 6,705,000 | $ 231,000 | $ 148,000 |
| SAN GERMAN-CABO ROJO, PR | 22 | $ 3,321,000 | $ 150,000 | $ 118,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 18 | $ 3,611,000 | $ 165,500 | $ 97,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 18 | $ 4,366,000 | $ 242,000 | $ 157,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 17 | $ 3,191,000 | $ 187,000 | $ 121,000 |
| BOSTON-QUINCY, MA | 16 | $ 6,233,000 | $ 389,000 | $ 207,000 |
| DALLAS-PLANO-IRVING, TX | 16 | $ 4,477,000 | $ 279,000 | $ 215,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 16 | $ 6,171,000 | $ 385,000 | $ 210,000 |
| RALEIGH-CARY, NC | 16 | $ 2,331,000 | $ 145,000 | $ 193,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 16 | $ 5,839,000 | $ 364,000 | $ 165,000 |
| CAMDEN, NJ | 15 | $ 2,307,000 | $ 153,000 | $ 124,000 |
| DENVER-AURORA-BROOMFIELD, CO | 15 | $ 4,668,000 | $ 311,000 | $ 156,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 15 | $ 3,889,000 | $ 259,000 | $ 118,000 |
| PHILADELPHIA, PA | 15 | $ 5,314,000 | $ 354,000 | $ 198,000 |
| PONCE, PR | 15 | $ 1,900,000 | $ 126,000 | $ 91,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 15 | $ 1,191,000 | $ 79,000 | $ 57,000 |
| WORCESTER, MA | 15 | $ 4,885,000 | $ 325,000 | $ 164,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 2,487,000 | $ 177,000 | $ 106,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 14 | $ 2,245,000 | $ 160,000 | $ 112,000 |
| EDISON-NEW BRUNSWICK, NJ | 13 | $ 3,395,000 | $ 261,000 | $ 140,000 |
| GLENS FALLS, NY | 13 | $ 567,000 | $ 43,000 | $ 40,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 13 | $ 3,679,000 | $ 283,000 | $ 140,000 |
| FORT WORTH-ARLINGTON, TX | 12 | $ 1,686,000 | $ 140,000 | $ 130,000 |
| JACKSONVILLE, FL | 12 | $ 3,000,000 | $ 250,000 | $ 210,000 |
| MAYAGUEZ, PR | 12 | $ 2,064,000 | $ 172,000 | $ 84,000 |
| RACINE, WI | 12 | $ 2,125,000 | $ 177,000 | $ 109,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 11 | $ 1,784,000 | $ 175,500 | $ 113,500 |
| LAS VEGAS-PARADISE, NV | 11 | $ 1,508,000 | $ 137,000 | $ 171,000 |
| PITTSBURGH, PA | 11 | $ 1,824,000 | $ 165,000 | $ 112,000 |
| NEWARK-UNION, NJ-PA | 10 | $ 2,755,000 | $ 275,000 | $ 158,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10 | $ 3,010,000 | $ 285,666 | $ 78,333 |
| EL PASO, TX | 9 | $ 997,000 | $ 110,000 | $ 89,000 |
| JACKSON, MS | 9 | $ 1,158,000 | $ 128,000 | $ 103,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 9 | $ 2,060,000 | $ 177,500 | $ 144,000 |
| ST. LOUIS, MO-IL | 9 | $ 1,358,000 | $ 163,000 | $ 112,500 |
| WILMINGTON, DE-MD-NJ | 9 | $ 2,023,000 | $ 249,666 | $ 163,666 |
| ASHEVILLE, NC | 8 | $ 1,333,000 | $ 166,000 | $ 94,000 |
| BALTIMORE-TOWSON, MD | 8 | $ 3,112,000 | $ 389,000 | $ 165,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 1,015,000 | $ 126,000 | $ 78,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 8 | $ 2,026,000 | $ 253,000 | $ 128,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 7 | $ 1,598,000 | $ 228,000 | $ 162,000 |
| GUAYAMA, PR | 7 | $ 831,000 | $ 118,000 | $ 46,000 |
| ROCKFORD, IL | 7 | $ 1,408,000 | $ 201,000 | $ 138,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 1,186,000 | $ 169,000 | $ 116,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 627,000 | $ 104,000 | $ 92,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 6 | $ 753,000 | $ 125,000 | $ 91,000 |
| NASSAU-SUFFOLK, NY | 6 | $ 1,414,000 | $ 235,000 | $ 179,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 6 | $ 1,318,000 | $ 219,000 | $ 159,000 |
| SALT LAKE CITY, UT | 6 | $ 2,382,000 | $ 397,000 | $ 209,000 |
| ALBUQUERQUE, NM | 5 | $ 569,000 | $ 113,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 502,000 | $ 100,000 | $ 117,000 |
| GARY, IN | 5 | $ 644,000 | $ 128,000 | $ 95,000 |
| MADISON, WI | 5 | $ 816,000 | $ 163,000 | $ 138,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 991,000 | $ 198,000 | $ 107,000 |
| OCALA, FL | 5 | $ 676,000 | $ 135,000 | $ 94,000 |
| PRESCOTT, AZ | 5 | $ 813,000 | $ 162,000 | $ 103,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 5 | $ 1,888,000 | $ 368,000 | $ 167,000 |
| RICHMOND, VA | 5 | $ 1,412,000 | $ 282,000 | $ 461,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 2,471,000 | $ 494,000 | $ 191,000 |
| TULSA, OK | 5 | $ 734,000 | $ 146,000 | $ 224,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 449,000 | $ 112,000 | $ 48,000 |
| FOND DU LAC, WI | 4 | $ 955,000 | $ 238,000 | $ 97,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 896,000 | $ 224,000 | $ 156,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 1,141,000 | $ 285,000 | $ 132,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 4 | $ 365,000 | $ 91,000 | $ 73,000 |
| KNOXVILLE, TN | 4 | $ 566,000 | $ 141,000 | $ 57,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 354,000 | $ 88,000 | $ 49,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 742,000 | $ 185,000 | $ 171,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 990,000 | $ 247,000 | $ 147,000 |
| PROVO-OREM, UT | 4 | $ 646,000 | $ 161,000 | $ 175,000 |
| SPRINGFIELD, MO | 4 | $ 392,000 | $ 98,000 | $ 153,000 |
| STOCKTON, CA | 4 | $ 506,000 | $ 126,000 | $ 168,000 |
| TUCSON, AZ | 4 | $ 773,000 | $ 193,000 | $ 107,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 438,000 | $ 146,000 | $ 64,000 |
| BARNSTABLE TOWN, MA | 3 | $ 678,000 | $ 226,000 | $ 152,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 549,000 | $ 183,000 | $ 104,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 542,000 | $ 180,000 | $ 225,000 |
| EVANSVILLE, IN-KY | 3 | $ 846,000 | $ 282,000 | $ 296,000 |
| FAYETTEVILLE, NC | 3 | $ 453,000 | $ 151,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 298,000 | $ 99,000 | $ 61,000 |
| FORT WAYNE, IN | 3 | $ 542,000 | $ 180,000 | $ 117,000 |
| FRESNO, CA | 3 | $ 526,000 | $ 175,000 | $ 146,000 |
| GAINESVILLE, GA | 3 | $ 544,000 | $ 181,000 | $ 58,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 607,000 | $ 202,000 | $ 103,000 |
| KANSAS CITY, MO-KS | 3 | $ 938,000 | $ 303,500 | $ 360,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3 | $ 324,000 | $ 108,000 | $ 86,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 3 | $ 950,000 | $ 316,000 | $ 179,000 |
| PEORIA, IL | 3 | $ 679,000 | $ 226,000 | $ 88,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 1,434,000 | $ 478,000 | $ 187,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 470,000 | $ 156,000 | $ 107,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 605,000 | $ 201,000 | $ 49,000 |
| YAUCO, PR | 3 | $ 246,000 | $ 82,000 | $ 42,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 409,000 | $ 204,000 | $ 112,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 2 | $ 1,524,000 | $ 762,000 | $ 237,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 428,000 | $ 214,000 | $ 94,000 |
| BOULDER, CO | 2 | $ 498,000 | $ 249,000 | $ 148,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 1,365,000 | $ 682,000 | $ 228,000 |
| CANTON-MASSILLON, OH | 2 | $ 362,000 | $ 181,000 | $ 111,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2 | $ 989,000 | $ 494,000 | $ 191,000 |
| CHATTANOOGA, TN-GA | 2 | $ 317,000 | $ 158,000 | $ 64,000 |
| COLORADO SPRINGS, CO | 2 | $ 1,579,000 | $ 789,000 | $ 318,000 |
| DECATUR, AL | 2 | $ 196,000 | $ 98,000 | $ 104,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 369,000 | $ 184,000 | $ 230,000 |
| DOVER, DE | 2 | $ 274,000 | $ 137,000 | $ 48,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 388,000 | $ 194,000 | $ 102,000 |
| ELIZABETHTOWN, KY | 2 | $ 125,000 | $ 62,000 | $ 47,000 |
| GREEN BAY, WI | 2 | $ 476,000 | $ 238,000 | $ 120,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 142,000 | $ 71,000 | $ 110,000 |
| HOT SPRINGS, AR | 2 | $ 313,000 | $ 156,000 | $ 135,000 |
| JONESBORO, AR | 2 | $ 293,000 | $ 146,000 | $ 72,000 |
| JOPLIN, MO | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 110,000 | $ 55,000 | $ 156,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 206,000 | $ 103,000 | $ 70,000 |
| ODESSA, TX | 2 | $ 83,000 | $ 41,000 | $ 117,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 261,000 | $ 130,000 | $ 86,000 |
| PEABODY, MA | 2 | $ 534,000 | $ 267,000 | $ 118,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 509,000 | $ 254,000 | $ 162,000 |
| ROCHESTER, NY | 2 | $ 431,000 | $ 215,000 | $ 176,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 361,000 | $ 180,000 | $ 59,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 10,730,000 | $ 5,365,000 | $ 946,000 |
| SANTA FE, NM | 2 | $ 312,000 | $ 156,000 | $ 283,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 551,000 | $ 275,000 | $ 432,000 |
| SPOKANE, WA | 2 | $ 387,000 | $ 193,000 | $ 160,000 |
| SPRINGFIELD, IL | 2 | $ 322,000 | $ 161,000 | $ 127,000 |
| TACOMA, WA | 2 | $ 718,000 | $ 359,000 | $ 115,000 |
| TERRE HAUTE, IN | 2 | $ 168,000 | $ 84,000 | $ 70,000 |
| TOLEDO, OH | 2 | $ 149,000 | $ 74,000 | $ 150,000 |
| WAUSAU, WI | 2 | $ 276,000 | $ 138,000 | $ 111,000 |
| WILMINGTON, NC | 2 | $ 388,000 | $ 194,000 | $ 106,000 |
| YAKIMA, WA | 2 | $ 521,000 | $ 260,000 | $ 219,000 |
| AKRON, OH | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| ANCHORAGE, AK | 1 | $ 411,000 | $ 411,000 | $ 363,000 |
| BAKERSFIELD-DELANO, CA | 1 | $ 151,000 | $ 151,000 | $ 242,000 |
| BELLINGHAM, WA | 1 | $ 157,000 | $ 157,000 | $ 120,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 260,000 | $ 260,000 | $ 367,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 841,000 | $ 841,000 | $ 271,000 |
| CHARLESTON, WV | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| CLARKSVILLE, TN-KY | 1 | $ 103,000 | $ 103,000 | $ 107,000 |
| COEUR D'ALENE, ID | 1 | $ 237,000 | $ 237,000 | $ 82,000 |
| CORPUS CHRISTI, TX | 1 | $ 132,000 | $ 132,000 | $ 124,000 |
| CORVALLIS, OR | 1 | $ 301,000 | $ 301,000 | $ 487,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 392,000 | $ 392,000 | $ 200,000 |
| CUMBERLAND, MD-WV | 1 | $ 230,000 | $ 230,000 | $ 228,000 |
| DAYTON, OH | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 97,000 | $ 97,000 | $ 78,000 |
| EAU CLAIRE, WI | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| FAJARDO, PR | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| FARGO, ND-MN | 1 | $ 280,000 | $ 280,000 | $ 146,000 |
| FLAGSTAFF, AZ | 1 | $ 151,000 | $ 151,000 | $ 64,000 |
| FLINT, MI | 1 | $ 412,000 | $ 412,000 | $ 150,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 264,000 | $ 264,000 | $ 139,000 |
| GAINESVILLE, FL | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| GRAND JUNCTION, CO | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| GREELEY, CO | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| GREENVILLE, NC | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| HARRISONBURG, VA | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 412,000 | $ 412,000 | $ 435,000 |
| IOWA CITY, IA | 1 | $ 179,000 | $ 179,000 | $ 155,000 |
| JACKSON, TN | 1 | $ 112,000 | $ 112,000 | $ 109,000 |
| JOHNSON CITY, TN | 1 | $ 58,000 | $ 58,000 | $ 10,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 109,000 | $ 109,000 | $ 204,000 |
| KINGSTON, NY | 1 | $ 29,000 | $ 29,000 | $ 73,000 |
| LA CROSSE, WI-MN | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| LAKE CHARLES, LA | 1 | $ 94,000 | $ 94,000 | $ 18,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 60,000 | $ 60,000 | $ 163,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| LAREDO, TX | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 16,000 | $ 16,000 | $ 94,000 |
| LYNCHBURG, VA | 1 | $ 73,000 | $ 73,000 | $ 289,000 |
| MACON, GA | 1 | $ 143,000 | $ 143,000 | $ 219,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 150,000 | $ 150,000 | $ 151,000 |
| MOBILE, AL | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| MONROE, LA | 1 | $ 138,000 | $ 138,000 | $ 170,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 48,000 | $ 48,000 | $ 114,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 262,000 | $ 262,000 | $ 140,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 45,000 | $ 45,000 | $ 184,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| PALM COAST, FL | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| PUNTA GORDA, FL | 1 | $ 273,000 | $ 273,000 | $ 140,000 |
| READING, PA | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| RENO-SPARKS, NV | 1 | $ 177,000 | $ 177,000 | $ 219,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| SAVANNAH, GA | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 212,000 | $ 212,000 | $ 168,000 |
| SIOUX FALLS, SD | 1 | $ 137,000 | $ 137,000 | $ 86,000 |
| SPRINGFIELD, MA | 1 | $ 314,000 | $ 314,000 | $ 186,000 |
| SYRACUSE, NY | 1 | $ 702,000 | $ 702,000 | $ 440,000 |
| TALLAHASSEE, FL | 1 | $ 360,000 | $ 360,000 | $ 130,000 |
| TRENTON-EWING, NJ | 1 | $ 98,000 | $ 98,000 | $ 105,000 |
| VALDOSTA, GA | 1 | $ 403,000 | $ 403,000 | $ 77,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| WHEELING, WV-OH | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| YORK-HANOVER, PA | 1 | $ 174,000 | $ 174,000 | $ 128,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,314 | $705,249,000 | $212,000 | $3,274,000 | $120,000 | $4,859,000 |
| Home Purchase | 1,836 | $416,293,000 | $226,000 | $10,000,000 | $118,000 | $1,854,000 |
| Home Improvement | 397 | $16,285,000 | $41,000 | $525,000 | $83,000 | $550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,977 | $612,502,000 | $205,000 | $4,660,000 | $122,000 | $1,854,000 |
| Not Provided | 1,231 | $279,147,000 | $226,000 | $10,000,000 | $129,000 | $4,859,000 |
| Hispanic | 673 | $106,557,000 | $158,000 | $1,000,000 | $81,000 | $599,000 |
| Asian | 388 | $97,601,000 | $251,000 | $1,254,000 | $120,000 | $620,000 |
| Black or African American | 247 | $32,893,000 | $133,000 | $1,280,000 | $86,000 | $1,775,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $6,866,000 | $343,000 | $659,000 | $160,000 | $596,000 |
| American Indian or Alaskan Native | 11 | $2,261,000 | $205,000 | $480,000 | $95,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,547 | $1,137,827,000 | $205,000 | $10,000,000 | $117,000 | $4,859,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,245 | $511,442,000 | $227,000 | $10,000,000 | $138,000 | $4,859,000 |
| File Closed For Incompleteness | 992 | $209,055,000 | $210,000 | $1,262,000 | $113,000 | $1,854,000 |
| Application Denied By Financial Institution | 803 | $109,644,000 | $136,000 | $1,000,000 | $86,000 | $1,775,000 |
| Preapproval Approved but not Accepted | 526 | $120,068,000 | $228,000 | $1,000,000 | $113,000 | $625,000 |
| Application Withdrawn By Applicant | 335 | $74,156,000 | $221,000 | $1,000,000 | $112,000 | $808,000 |
| Application Approved But Not Accepted | 335 | $67,304,000 | $200,000 | $668,000 | $112,000 | $500,000 |
| Preapproval Denied by Financial Institution | 311 | $46,158,000 | $148,000 | $1,040,000 | $69,000 | $1,068,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 312 | $43,928,000 | $140,000 | $641,000 | $79,000 | $1,775,000 |
| Debt-To-Income Ratio | 211 | $36,012,000 | $170,000 | $659,000 | $65,000 | $532,000 |
| Collateral | 174 | $34,092,000 | $195,000 | $1,000,000 | $94,000 | $575,000 |
| Other | 104 | $18,588,000 | $178,000 | $787,000 | $104,000 | $533,000 |
| Mortgage Insurance Denied | 36 | $1,281,000 | $35,000 | $200,000 | $44,000 | $170,000 |
| Employment History | 9 | $1,490,000 | $165,000 | $507,000 | $53,000 | $116,000 |
| Unverifiable Information | 7 | $820,000 | $117,000 | $252,000 | $69,000 | $170,000 |
| Credit Application Incomplete | 4 | $397,000 | $99,000 | $143,000 | $69,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $83,000 | $41,000 | $75,000 | $20,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.