Baxter Credit Union Mortgage Lending & HMDA Data, 2010

In 2010, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 5,547 mortgage applications totaling $1.1 billion, up 34% from 2009. The average application was for $205,124, and applicants reported an average income of $116,689. 40% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Lake County-Kenosha County, IL-WI (1,018), Chicago-Joliet-Naperville, IL (855) and Santa Ana-Anaheim-Irvine, CA (236) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 5,547
Total Mortgage Loan Application Amount $1,137,827,000
Average Mortgage Loan Application Amount $205,124
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $116,689
Highest Applicant Income $4,859,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 926 $ 185,192,000 $ 199,991 $ 128,000
Cook, Illinois 418 $ 98,978,000 $ 236,789 $ 134,000
McHenry, Illinois 333 $ 55,286,000 $ 166,024 $ 101,000
Orange, California 236 $ 80,511,000 $ 341,148 $ 138,000
Los Angeles, California 140 $ 41,770,000 $ 298,357 $ 141,000
Hennepin, Minnesota 108 $ 23,629,000 $ 218,787 $ 124,000
Kenosha, Wisconsin 92 $ 14,162,000 $ 153,934 $ 100,000
Franklin, Ohio 87 $ 14,119,000 $ 162,287 $ 118,000
Bolivar, Mississippi 86 $ 5,713,000 $ 66,430 $ 55,000
Ventura, California 61 $ 22,007,000 $ 360,770 $ 150,000
Miami-Dade, Florida 59 $ 8,944,000 $ 151,593 $ 88,000
Broward, Florida 48 $ 8,468,000 $ 176,416 $ 116,000
DuPage, Illinois 48 $ 13,395,000 $ 279,062 $ 160,000
McDowell, North Carolina 45 $ 4,134,000 $ 91,866 $ 62,000
Baxter, Arkansas 44 $ 3,980,000 $ 90,454 $ 78,000
Monroe, Indiana 43 $ 7,520,000 $ 174,883 $ 90,000
San Diego, California 41 $ 18,546,000 $ 452,341 $ 191,000
Riverside, California 39 $ 6,843,000 $ 175,461 $ 102,000
Kane, Illinois 39 $ 7,208,000 $ 184,820 $ 100,000
Middlesex, Massachusetts 38 $ 9,948,000 $ 261,789 $ 147,000
Delaware, Ohio 36 $ 7,963,000 $ 221,194 $ 153,000
Pinellas, Florida 31 $ 4,391,000 $ 141,645 $ 102,000
Maricopa, Arizona 29 $ 6,705,000 $ 231,206 $ 148,000
Ramsey, Minnesota 29 $ 5,188,000 $ 178,896 $ 107,000
Anoka, Minnesota 27 $ 5,428,000 $ 201,037 $ 108,000
San Bernardino, California 22 $ 3,466,000 $ 157,545 $ 107,000
Mitchell, North Carolina 22 $ 1,487,000 $ 67,590 $ 60,000
Anasco, Puerto Rico 21 $ 1,741,000 $ 82,904 $ 36,000
Lawrence, Indiana 18 $ 1,755,000 $ 97,500 $ 65,000
Jayuya, Puerto Rico 18 $ 1,579,000 $ 87,722 $ 52,000
Walworth, Wisconsin 18 $ 3,224,000 $ 179,111 $ 115,000
Santa Clara, California 16 $ 5,839,000 $ 364,937 $ 165,000
Wright, Minnesota 16 $ 2,348,000 $ 146,750 $ 110,000
Wake, North Carolina 16 $ 2,331,000 $ 145,687 $ 193,000
Worcester, Massachusetts 15 $ 4,885,000 $ 325,666 $ 164,000
Avery, North Carolina 14 $ 1,632,000 $ 116,571 $ 71,000
Aguada, Puerto Rico 14 $ 1,570,000 $ 112,142 $ 49,000
Shelby, Tennessee 14 $ 2,487,000 $ 177,642 $ 106,000
Palm Beach, Florida 13 $ 3,679,000 $ 283,000 $ 140,000
Bexar, Texas 13 $ 1,125,000 $ 86,538 $ 63,000
Alameda, California 12 $ 4,870,000 $ 405,833 $ 242,000
Will, Illinois 12 $ 2,644,000 $ 220,333 $ 138,000
Cabo Rojo, Puerto Rico 12 $ 2,432,000 $ 202,666 $ 152,000
Tarrant, Texas 12 $ 1,686,000 $ 140,500 $ 130,000
Racine, Wisconsin 12 $ 2,125,000 $ 177,083 $ 109,000
Fulton, Georgia 11 $ 2,716,000 $ 246,909 $ 141,000
Sunflower, Mississippi 11 $ 297,000 $ 27,000 $ 39,000
Clark, Nevada 11 $ 1,508,000 $ 137,090 $ 171,000
Yancey, North Carolina 11 $ 1,064,000 $ 96,727 $ 45,000
Carolina, Puerto Rico 11 $ 1,083,000 $ 98,454 $ 53,000
Ponce, Puerto Rico 11 $ 1,514,000 $ 137,636 $ 100,000
San Juan, Puerto Rico 11 $ 1,819,000 $ 165,363 $ 116,000
Fulton, Arkansas 10 $ 1,053,000 $ 105,300 $ 58,000
Hillsborough, Florida 10 $ 1,777,000 $ 177,700 $ 142,000
Gwinnett, Georgia 10 $ 1,807,000 $ 180,700 $ 130,000
Marion, Indiana 10 $ 1,009,000 $ 100,900 $ 138,000
Washington, New York 10 $ 486,000 $ 48,600 $ 41,000
Harris, Texas 10 $ 1,718,000 $ 171,800 $ 130,000
Duval, Florida 9 $ 2,104,000 $ 233,777 $ 179,000
Pasco, Florida 9 $ 1,132,000 $ 125,777 $ 95,000
Mayaguez, Puerto Rico 9 $ 1,672,000 $ 185,777 $ 66,000
Davidson, Tennessee 9 $ 2,166,000 $ 240,666 $ 108,000
El Paso, Texas 9 $ 997,000 $ 110,777 $ 89,000
Seminole, Florida 8 $ 1,409,000 $ 176,125 $ 132,000
Greene, Indiana 8 $ 497,000 $ 62,125 $ 89,000
Norfolk, Massachusetts 8 $ 3,529,000 $ 441,125 $ 228,000
Dakota, Minnesota 8 $ 1,689,000 $ 211,125 $ 87,000
Buncombe, North Carolina 8 $ 1,333,000 $ 166,625 $ 94,000
Licking, Ohio 8 $ 1,399,000 $ 174,875 $ 143,000
Aibonito, Puerto Rico 8 $ 834,000 $ 104,250 $ 42,000
Hamilton, Indiana 7 $ 1,644,000 $ 234,857 $ 175,000
Owen, Indiana 7 $ 414,000 $ 59,142 $ 54,000
Suffolk, Massachusetts 7 $ 2,602,000 $ 371,714 $ 176,000
Carver, Minnesota 7 $ 1,525,000 $ 217,857 $ 132,000
Washington, Minnesota 7 $ 1,221,000 $ 174,428 $ 100,000
Ozark, Missouri 7 $ 759,000 $ 108,428 $ 55,000
Mecklenburg, North Carolina 7 $ 1,375,000 $ 196,428 $ 156,000
Union, North Carolina 7 $ 1,885,000 $ 269,285 $ 113,000
Chester, Pennsylvania 7 $ 1,974,000 $ 282,000 $ 174,000
Guayama, Puerto Rico 7 $ 831,000 $ 118,714 $ 46,000
Collin, Texas 7 $ 1,395,000 $ 199,285 $ 149,000
Milwaukee, Wisconsin 7 $ 1,009,000 $ 144,142 $ 162,000
Waukesha, Wisconsin 7 $ 2,380,000 $ 340,000 $ 183,000
New Castle, Delaware 6 $ 1,411,000 $ 235,166 $ 110,000
Lee, Florida 6 $ 627,000 $ 104,500 $ 92,000
DeKalb, Georgia 6 $ 766,000 $ 127,666 $ 386,000
Winnebago, Illinois 6 $ 1,104,000 $ 184,000 $ 142,000
Oakland, Michigan 6 $ 1,010,000 $ 168,333 $ 114,000
Camden, New Jersey 6 $ 794,000 $ 132,333 $ 156,000
Burke, North Carolina 6 $ 737,000 $ 122,833 $ 61,000
Allegheny, Pennsylvania 6 $ 1,122,000 $ 187,000 $ 139,000
Yavapai, Arizona 5 $ 813,000 $ 162,600 $ 103,000
Denver, Colorado 5 $ 1,615,000 $ 323,000 $ 138,000
Collier, Florida 5 $ 991,000 $ 198,200 $ 107,000
Marion, Florida 5 $ 676,000 $ 135,200 $ 94,000
Cobb, Georgia 5 $ 1,705,000 $ 341,000 $ 161,000
Lake, Indiana 5 $ 644,000 $ 128,800 $ 95,000
Scott, Minnesota 5 $ 1,222,000 $ 244,400 $ 121,000
Sherburne, Minnesota 5 $ 886,000 $ 177,200 $ 78,000
Rankin, Mississippi 5 $ 885,000 $ 177,000 $ 112,000
Burlington, New Jersey 5 $ 856,000 $ 171,200 $ 73,000
Middlesex, New Jersey 5 $ 1,477,000 $ 295,400 $ 127,000
Suffolk, New York 5 $ 1,279,000 $ 255,800 $ 187,000
Rutherford, North Carolina 5 $ 583,000 $ 116,600 $ 37,000
Fairfield, Ohio 5 $ 844,000 $ 168,800 $ 92,000
Union, Ohio 5 $ 1,712,000 $ 342,400 $ 152,000
Canovanas, Puerto Rico 5 $ 473,000 $ 94,600 $ 57,000
Coamo, Puerto Rico 5 $ 597,000 $ 119,400 $ 53,000
Rincon, Puerto Rico 5 $ 744,000 $ 148,800 $ 68,000
San German, Puerto Rico 5 $ 401,000 $ 80,200 $ 64,000
Greenville, South Carolina 5 $ 553,000 $ 110,600 $ 95,000
Dallas, Texas 5 $ 1,864,000 $ 372,800 $ 319,000
Jefferson, Alabama 4 $ 475,000 $ 118,750 $ 134,000
Pima, Arizona 4 $ 773,000 $ 193,250 $ 107,000
Izard, Arkansas 4 $ 294,000 $ 73,500 $ 57,000
Contra Costa, California 4 $ 1,301,000 $ 325,250 $ 112,000
San Joaquin, California 4 $ 506,000 $ 126,500 $ 168,000
Orange, Florida 4 $ 476,000 $ 119,000 $ 87,000
Kendall, Illinois 4 $ 544,000 $ 136,000 $ 100,000
Hendricks, Indiana 4 $ 731,000 $ 182,750 $ 89,000
Morgan, Indiana 4 $ 610,000 $ 152,500 $ 140,000
Howell, Missouri 4 $ 340,000 $ 85,000 $ 49,000
St. Louis, Missouri 4 $ 594,000 $ 148,500 $ 56,000
Hillsborough, New Hampshire 4 $ 742,000 $ 185,500 $ 171,000
Gloucester, New Jersey 4 $ 657,000 $ 164,250 $ 138,000
Passaic, New Jersey 4 $ 967,000 $ 241,750 $ 106,000
Somerset, New Jersey 4 $ 1,398,000 $ 349,500 $ 173,000
Bernalillo, New Mexico 4 $ 446,000 $ 111,500 $ 63,000
Erie, New York 4 $ 449,000 $ 112,250 $ 48,000
Hancock, Ohio 4 $ 349,000 $ 87,250 $ 40,000
Tulsa, Oklahoma 4 $ 694,000 $ 173,500 $ 260,000
Washington, Oregon 4 $ 817,000 $ 204,250 $ 126,000
Bayamon, Puerto Rico 4 $ 241,000 $ 60,250 $ 61,000
Caguas, Puerto Rico 4 $ 937,000 $ 234,250 $ 124,000
Dorado, Puerto Rico 4 $ 586,000 $ 146,500 $ 106,000
Guaynabo, Puerto Rico 4 $ 1,050,000 $ 262,500 $ 113,000
Juana Diaz, Puerto Rico 4 $ 386,000 $ 96,500 $ 67,000
Sabana Grande, Puerto Rico 4 $ 344,000 $ 86,000 $ 54,000
Bell, Texas 4 $ 365,000 $ 91,250 $ 73,000
Denton, Texas 4 $ 1,218,000 $ 304,500 $ 200,000
Montgomery, Texas 4 $ 1,015,000 $ 253,750 $ 120,000
Travis, Texas 4 $ 1,135,000 $ 283,750 $ 182,000
Salt Lake, Utah 4 $ 1,642,000 $ 410,500 $ 218,000
Utah, Utah 4 $ 646,000 $ 161,500 $ 175,000
Snohomish, Washington 4 $ 1,369,000 $ 342,250 $ 161,000
Dane, Wisconsin 4 $ 651,000 $ 162,750 $ 150,000
Fond du Lac, Wisconsin 4 $ 955,000 $ 238,750 $ 97,000
Vilas, Wisconsin 4 $ 1,127,000 $ 281,750 $ 152,000
Marion, Arkansas 3 $ 170,000 $ 56,666 $ 38,000
El Dorado, California 3 $ 680,000 $ 226,666 $ 170,000
Fresno, California 3 $ 526,000 $ 175,333 $ 146,000
Jefferson, Colorado 3 $ 813,000 $ 271,000 $ 182,000
St. Johns, Florida 3 $ 896,000 $ 298,666 $ 302,000
Coweta, Georgia 3 $ 679,000 $ 226,333 $ 108,000
Hall, Georgia 3 $ 544,000 $ 181,333 $ 58,000
Champaign, Illinois 3 $ 549,000 $ 183,000 $ 104,000
Allen, Indiana 3 $ 542,000 $ 180,666 $ 117,000
Vanderburgh, Indiana 3 $ 846,000 $ 282,000 $ 296,000
Howard, Maryland 3 $ 2,282,000 $ 760,666 $ 264,000
Prince George's, Maryland 3 $ 641,000 $ 213,666 $ 97,000
Barnstable, Massachusetts 3 $ 678,000 $ 226,000 $ 152,000
Kent, Michigan 3 $ 576,000 $ 192,000 $ 137,000
Van Buren, Michigan 3 $ 607,000 $ 202,333 $ 103,000
Hinds, Mississippi 3 $ 253,000 $ 84,333 $ 75,000
Christian, Missouri 3 $ 269,000 $ 89,666 $ 180,000
Union, New Jersey 3 $ 856,000 $ 285,333 $ 166,000
Warren, New York 3 $ 81,000 $ 27,000 $ 34,000
Cumberland, North Carolina 3 $ 453,000 $ 151,000 $ 71,000
Hamilton, Ohio 3 $ 341,000 $ 113,666 $ 174,000
Madison, Ohio 3 $ 368,000 $ 122,666 $ 72,000
Luzerne, Pennsylvania 3 $ 470,000 $ 156,666 $ 107,000
Philadelphia, Pennsylvania 3 $ 743,000 $ 247,666 $ 101,000
Washington, Pennsylvania 3 $ 509,000 $ 169,666 $ 92,000
Aguadilla, Puerto Rico 3 $ 194,000 $ 64,666 $ 41,000
Barranquitas, Puerto Rico 3 $ 162,000 $ 54,000 $ 17,000
Hormigueros, Puerto Rico 3 $ 392,000 $ 130,666 $ 140,000
Moca, Puerto Rico 3 $ 367,000 $ 122,333 $ 59,000
Santa Isabel, Puerto Rico 3 $ 472,000 $ 157,333 $ 108,000
Toa Baja, Puerto Rico 3 $ 279,000 $ 93,000 $ 49,000
Providence, Rhode Island 3 $ 1,119,000 $ 373,000 $ 148,000
York, South Carolina 3 $ 339,000 $ 113,000 $ 64,000
Knox, Tennessee 3 $ 361,000 $ 120,333 $ 50,000
Williamson, Tennessee 3 $ 922,000 $ 307,333 $ 114,000
Cherokee, Texas 3 $ 90,000 $ 30,000 $ 40,000
Williamson, Texas 3 $ 463,000 $ 154,333 $ 136,000
Fairfax, Virginia 3 $ 1,122,000 $ 374,000 $ 147,000
Door, Wisconsin 3 $ 550,000 $ 183,333 $ 200,000
Green, Wisconsin 3 $ 587,000 $ 195,666 $ 115,000
Washington, Wisconsin 3 $ 563,000 $ 187,666 $ 89,000
Craighead, Arkansas 2 $ 293,000 $ 146,500 $ 72,000
Garland, Arkansas 2 $ 313,000 $ 156,500 $ 135,000
Lonoke, Arkansas 2 $ 227,000 $ 113,500 $ 41,000
Washington, Arkansas 2 $ 274,000 $ 137,000 $ 71,000
Sacramento, California 2 $ 248,000 $ 124,000 $ 107,000
San Mateo, California 2 $ 903,000 $ 451,500 $ 186,000
Santa Barbara, California 2 $ 10,730,000 $ 5,365,000 $ 946,000
Boulder, Colorado 2 $ 498,000 $ 249,000 $ 148,000
Broomfield, Colorado 2 $ 653,000 $ 326,500 $ 161,000
Clear Creek, Colorado 2 $ 357,000 $ 178,500 $ 125,000
Douglas, Colorado 2 $ 1,032,000 $ 516,000 $ 218,000
El Paso, Colorado 2 $ 1,579,000 $ 789,500 $ 318,000
La Plata, Colorado 2 $ 464,000 $ 232,000 $ 157,000
Hartford, Connecticut 2 $ 806,000 $ 403,000 $ 186,000
Middlesex, Connecticut 2 $ 335,000 $ 167,500 $ 79,000
Kent, Delaware 2 $ 274,000 $ 137,000 $ 48,000
Hernando, Florida 2 $ 298,000 $ 149,000 $ 179,000
Manatee, Florida 2 $ 860,000 $ 430,000 $ 205,000
Monroe, Florida 2 $ 1,623,000 $ 811,500 $ 523,000
Osceola, Florida 2 $ 360,000 $ 180,000 $ 81,000
Cherokee, Georgia 2 $ 275,000 $ 137,500 $ 77,000
Clayton, Georgia 2 $ 140,000 $ 70,000 $ 132,000
Fannin, Georgia 2 $ 492,000 $ 246,000 $ 278,000
Fayette, Georgia 2 $ 346,000 $ 173,000 $ 85,000
Forsyth, Georgia 2 $ 296,000 $ 148,000 $ 69,000
Henry, Georgia 2 $ 88,000 $ 44,000 $ 38,000
Paulding, Georgia 2 $ 184,000 $ 92,000 $ 52,000
Ada, Idaho 2 $ 428,000 $ 214,000 $ 94,000
Peoria, Illinois 2 $ 519,000 $ 259,500 $ 109,000
Sangamon, Illinois 2 $ 322,000 $ 161,000 $ 127,000
Clay, Indiana 2 $ 168,000 $ 84,000 $ 70,000
Johnson, Indiana 2 $ 276,000 $ 138,000 $ 103,000
Kosciusko, Indiana 2 $ 330,000 $ 165,000 $ 146,000
Putnam, Indiana 2 $ 168,000 $ 84,000 $ 92,000
Shelby, Indiana 2 $ 130,000 $ 65,000 $ 46,000
Hardin, Kentucky 2 $ 125,000 $ 62,500 $ 47,000
St. Charles, Louisiana 2 $ 309,000 $ 154,500 $ 106,000
Cumberland, Maine 2 $ 405,000 $ 202,500 $ 48,000
Baltimore City, Maryland 2 $ 147,000 $ 73,500 $ 103,000
Montgomery, Maryland 2 $ 1,524,000 $ 762,000 $ 237,000
Essex, Massachusetts 2 $ 534,000 $ 267,000 $ 118,000
Cass, Michigan 2 $ 551,000 $ 275,500 $ 432,000
Marquette, Michigan 2 $ 74,000 $ 37,000 $ 15,000
Muskegon, Michigan 2 $ 206,000 $ 103,000 $ 70,000
Ottawa, Michigan 2 $ 142,000 $ 71,000 $ 110,000
Wayne, Michigan 2 $ 369,000 $ 184,500 $ 230,000
Chisago, Minnesota 2 $ 259,000 $ 129,500 $ 138,000
Washington, Mississippi 2 $ 176,000 $ 88,000 $ 61,000
Cedar, Missouri 2 $ 256,000 $ 128,000 $ 48,000
Jackson, Missouri 2 $ 661,000 $ 330,500 $ 490,000
Jefferson, Missouri 2 $ 235,000 $ 117,500 $ 96,000
Newton, Missouri 2 $ 234,000 $ 117,000 $ 97,000
Phelps, Missouri 2 $ 201,000 $ 100,500 $ 153,000
Belknap, New Hampshire 2 $ 493,000 $ 246,500 $ 107,000
Rockingham, New Hampshire 2 $ 361,000 $ 180,500 $ 59,000
Bergen, New Jersey 2 $ 693,000 $ 346,500 $ 99,000
Essex, New Jersey 2 $ 834,000 $ 417,000 $ 202,000
Hunterdon, New Jersey 2 $ 468,000 $ 234,000 $ 129,000
Monmouth, New Jersey 2 $ 489,000 $ 244,500 $ 143,000
Ocean, New Jersey 2 $ 31,000 $ 15,500 $ 107,000
Salem, New Jersey 2 $ 195,000 $ 97,500 $ 100,000
Sussex, New Jersey 2 $ 251,000 $ 125,500 $ 135,000
Santa Fe, New Mexico 2 $ 312,000 $ 156,000 $ 283,000
Albany, New York 2 $ 248,000 $ 124,000 $ 55,000
Cayuga, New York 2 $ 153,000 $ 76,500 $ 277,000
Monroe, New York 2 $ 431,000 $ 215,500 $ 176,000
Orange, New York 2 $ 509,000 $ 254,500 $ 162,000
Brunswick, North Carolina 2 $ 388,000 $ 194,000 $ 106,000
Craven, North Carolina 2 $ 490,000 $ 245,000 $ 140,000
Davidson, North Carolina 2 $ 231,000 $ 115,500 $ 88,000
Lincoln, North Carolina 2 $ 1,326,000 $ 663,000 $ 178,000
Clermont, Ohio 2 $ 393,000 $ 196,500 $ 83,000
Cuyahoga, Ohio 2 $ 332,000 $ 166,000 $ 110,000
Shelby, Ohio 2 $ 209,000 $ 104,500 $ 69,000
Stark, Ohio 2 $ 362,000 $ 181,000 $ 111,000
Warren, Ohio 2 $ 558,000 $ 279,000 $ 200,000
Columbia, Oregon 2 $ 576,000 $ 288,000 $ 130,000
Bucks, Pennsylvania 2 $ 1,157,000 $ 578,500 $ 376,000
Montgomery, Pennsylvania 2 $ 440,000 $ 220,000 $ 179,000
Westmoreland, Pennsylvania 2 $ 193,000 $ 96,500 $ 60,000
Cayey, Puerto Rico 2 $ 432,000 $ 216,000 $ 139,000
Guayanilla, Puerto Rico 2 $ 150,000 $ 75,000 $ 51,000
Gurabo, Puerto Rico 2 $ 369,000 $ 184,500 $ 235,000
Humacao, Puerto Rico 2 $ 522,000 $ 261,000 $ 213,000
Las Marias, Puerto Rico 2 $ 156,000 $ 78,000 $ 45,000
Naguabo, Puerto Rico 2 $ 186,000 $ 93,000 $ 28,000
Toa Alta, Puerto Rico 2 $ 408,000 $ 204,000 $ 102,000
Trujillo Alto, Puerto Rico 2 $ 449,000 $ 224,500 $ 132,000
Vega Baja, Puerto Rico 2 $ 188,000 $ 94,000 $ 41,000
Beaufort, South Carolina 2 $ 1,143,000 $ 571,500 $ 116,000
Charleston, South Carolina 2 $ 989,000 $ 494,500 $ 191,000
Rutherford, Tennessee 2 $ 436,000 $ 218,000 $ 82,000
Ector, Texas 2 $ 83,000 $ 41,500 $ 117,000
Fort Bend, Texas 2 $ 444,000 $ 222,000 $ 90,000
Guadalupe, Texas 2 $ 66,000 $ 33,000 $ 17,000
Hidalgo, Texas 2 $ 110,000 $ 55,000 $ 156,000
Summit, Utah 2 $ 740,000 $ 370,000 $ 190,000
Chesterfield, Virginia 2 $ 642,000 $ 321,000 $ 991,000
Kitsap, Washington 2 $ 1,365,000 $ 682,500 $ 228,000
Pierce, Washington 2 $ 718,000 $ 359,000 $ 115,000
Spokane, Washington 2 $ 387,000 $ 193,500 $ 160,000
Yakima, Washington 2 $ 521,000 $ 260,500 $ 219,000
Wyoming, West Virginia 2 $ 61,000 $ 30,500 $ 44,000
Brown, Wisconsin 2 $ 476,000 $ 238,000 $ 120,000
Marathon, Wisconsin 2 $ 276,000 $ 138,000 $ 111,000
Oneida, Wisconsin 2 $ 495,000 $ 247,500 $ 249,000
St. Croix, Wisconsin 2 $ 544,000 $ 272,000 $ 162,000
Baldwin, Alabama 1 $ 309,000 $ 309,000 $ 192,000
Lawrence, Alabama 1 $ 66,000 $ 66,000 $ 79,000
Mobile, Alabama 1 $ 175,000 $ 175,000 $ 59,000
Morgan, Alabama 1 $ 130,000 $ 130,000 $ 130,000
Shelby, Alabama 1 $ 27,000 $ 27,000 $ 53,000
Winston, Alabama 1 $ 142,000 $ 142,000 $ 192,000
Anchorage, Alaska 1 $ 411,000 $ 411,000 $ 363,000
Coconino, Arizona 1 $ 151,000 $ 151,000 $ 64,000
Gila, Arizona 1 $ 30,000 $ 30,000 $ 72,000
Mohave, Arizona 1 $ 60,000 $ 60,000 $ 163,000
Boone, Arkansas 1 $ 400,000 $ 400,000 $ 157,000
Faulkner, Arkansas 1 $ 30,000 $ 30,000 $ 42,000
Madison, Arkansas 1 $ 24,000 $ 24,000 $ 41,000
Pope, Arkansas 1 $ 43,000 $ 43,000 $ 60,000
Saline, Arkansas 1 $ 97,000 $ 97,000 $ 75,000
Searcy, Arkansas 1 $ 73,000 $ 73,000 $ 36,000
Union, Arkansas 1 $ 110,000 $ 110,000 $ 62,000
Kern, California 1 $ 151,000 $ 151,000 $ 242,000
Lake, California 1 $ 132,000 $ 132,000 $ 50,000
Madera, California 1 $ 150,000 $ 150,000 $ 151,000
Mariposa, California 1 $ 184,000 $ 184,000 $ 55,000
Placer, California 1 $ 390,000 $ 390,000 $ 233,000
San Francisco, California 1 $ 531,000 $ 531,000 $ 190,000
Santa Cruz, California 1 $ 155,000 $ 155,000 $ 87,000
Adams, Colorado 1 $ 198,000 $ 198,000 $ 92,000
Chaffee, Colorado 1 $ 203,000 $ 203,000 $ 124,000
Larimer, Colorado 1 $ 264,000 $ 264,000 $ 139,000
Mesa, Colorado 1 $ 125,000 $ 125,000 $ 91,000
Summit, Colorado 1 $ 114,000 $ 114,000 $ 78,000
Weld, Colorado 1 $ 80,000 $ 80,000 $ 25,000
Fairfield, Connecticut 1 $ 841,000 $ 841,000 $ 271,000
District of Columbia, District Of Columbia 1 $ 300,000 $ 300,000 $ 0
Alachua, Florida 1 $ 152,000 $ 152,000 $ 60,000
Brevard, Florida 1 $ 95,000 $ 95,000 $ 64,000
Charlotte, Florida 1 $ 273,000 $ 273,000 $ 140,000
Citrus, Florida 1 $ 150,000 $ 150,000 $ 132,000
Flagler, Florida 1 $ 15,000 $ 15,000 $ 66,000
Indian River, Florida 1 $ 212,000 $ 212,000 $ 168,000
Leon, Florida 1 $ 360,000 $ 360,000 $ 130,000
Okaloosa, Florida 1 $ 392,000 $ 392,000 $ 200,000
Polk, Florida 1 $ 153,000 $ 153,000 $ 54,000
Sarasota, Florida 1 $ 90,000 $ 90,000 $ 128,000
Volusia, Florida 1 $ 162,000 $ 162,000 $ 78,000
Bartow, Georgia 1 $ 145,000 $ 145,000 $ 72,000
Bibb, Georgia 1 $ 143,000 $ 143,000 $ 219,000
Catoosa, Georgia 1 $ 20,000 $ 20,000 $ 38,000
Chatham, Georgia 1 $ 161,000 $ 161,000 $ 55,000
Douglas, Georgia 1 $ 175,000 $ 175,000 $ 203,000
Lincoln, Georgia 1 $ 72,000 $ 72,000 $ 49,000
Lowndes, Georgia 1 $ 403,000 $ 403,000 $ 77,000
Newton, Georgia 1 $ 133,000 $ 133,000 $ 71,000
Walker, Georgia 1 $ 297,000 $ 297,000 $ 90,000
Walton, Georgia 1 $ 91,000 $ 91,000 $ 39,000
Kootenai, Idaho 1 $ 237,000 $ 237,000 $ 82,000
Boone, Illinois 1 $ 304,000 $ 304,000 $ 113,000
Grundy, Illinois 1 $ 181,000 $ 181,000 $ 70,000
Iroquois, Illinois 1 $ 119,000 $ 119,000 $ 73,000
Kankakee, Illinois 1 $ 230,000 $ 230,000 $ 89,000
Lee, Illinois 1 $ 29,000 $ 29,000 $ 68,000
Madison, Illinois 1 $ 271,000 $ 271,000 $ 185,000
McLean, Illinois 1 $ 260,000 $ 260,000 $ 367,000
St. Clair, Illinois 1 $ 100,000 $ 100,000 $ 105,000
Tazewell, Illinois 1 $ 160,000 $ 160,000 $ 46,000
Boone, Indiana 1 $ 146,000 $ 146,000 $ 90,000
Jackson, Indiana 1 $ 169,000 $ 169,000 $ 25,000
Ripley, Indiana 1 $ 266,000 $ 266,000 $ 153,000
Cherokee, Iowa 1 $ 144,000 $ 144,000 $ 118,000
Delaware, Iowa 1 $ 28,000 $ 28,000 $ 50,000
Johnson, Iowa 1 $ 179,000 $ 179,000 $ 155,000
Polk, Iowa 1 $ 97,000 $ 97,000 $ 78,000
Webster, Iowa 1 $ 106,000 $ 106,000 $ 72,000
Johnson, Kansas 1 $ 277,000 $ 277,000 $ 231,000
Boone, Kentucky 1 $ 330,000 $ 330,000 $ 154,000
Clark, Kentucky 1 $ 16,000 $ 16,000 $ 94,000
Kenton, Kentucky 1 $ 65,000 $ 65,000 $ 25,000
Calcasieu, Louisiana 1 $ 94,000 $ 94,000 $ 18,000
Caldwell, Louisiana 1 $ 53,000 $ 53,000 $ 57,000
Ouachita, Louisiana 1 $ 138,000 $ 138,000 $ 170,000
St. John the Baptist, Louisiana 1 $ 15,000 $ 15,000 $ 47,000
Tangipahoa, Louisiana 1 $ 40,000 $ 40,000 $ 86,000
Sagadahoc, Maine 1 $ 365,000 $ 365,000 $ 440,000
Waldo, Maine 1 $ 288,000 $ 288,000 $ 186,000
York, Maine 1 $ 220,000 $ 220,000 $ 54,000
Anne Arundel, Maryland 1 $ 328,000 $ 328,000 $ 108,000
Baltimore, Maryland 1 $ 330,000 $ 330,000 $ 165,000
Carroll, Maryland 1 $ 25,000 $ 25,000 $ 50,000
Cecil, Maryland 1 $ 417,000 $ 417,000 $ 281,000
Bristol, Massachusetts 1 $ 352,000 $ 352,000 $ 178,000
Hampden, Massachusetts 1 $ 314,000 $ 314,000 $ 186,000
Plymouth, Massachusetts 1 $ 102,000 $ 102,000 $ 252,000
Baraga, Michigan 1 $ 53,000 $ 53,000 $ 65,000
Barry, Michigan 1 $ 320,000 $ 320,000 $ 214,000
Benzie, Michigan 1 $ 206,000 $ 206,000 $ 247,000
Berrien, Michigan 1 $ 262,000 $ 262,000 $ 140,000
Genesee, Michigan 1 $ 412,000 $ 412,000 $ 150,000
Houghton, Michigan 1 $ 57,000 $ 57,000 $ 122,000
Isabella, Michigan 1 $ 270,000 $ 270,000 $ 145,000
Macomb, Michigan 1 $ 176,000 $ 176,000 $ 125,000
Presque Isle, Michigan 1 $ 325,000 $ 325,000 $ 211,000
Aitkin, Minnesota 1 $ 189,000 $ 189,000 $ 57,000
Crow Wing, Minnesota 1 $ 85,000 $ 85,000 $ 29,000
Isanti, Minnesota 1 $ 99,000 $ 99,000 $ 152,000
Kandiyohi, Minnesota 1 $ 229,000 $ 229,000 $ 56,000
Lake of the Woods, Minnesota 1 $ 108,000 $ 108,000 $ 197,000
Meeker, Minnesota 1 $ 164,000 $ 164,000 $ 100,000
Attala, Mississippi 1 $ 44,000 $ 44,000 $ 24,000
Madison, Mississippi 1 $ 20,000 $ 20,000 $ 147,000
Montgomery, Mississippi 1 $ 60,000 $ 60,000 $ 52,000
Sharkey, Mississippi 1 $ 21,000 $ 21,000 $ 63,000
Yazoo, Mississippi 1 $ 160,000 $ 160,000 $ 120,000
Greene, Missouri 1 $ 123,000 $ 123,000 $ 70,000
Laclede, Missouri 1 $ 227,000 $ 227,000 $ 110,000
St. Charles, Missouri 1 $ 158,000 $ 158,000 $ 145,000
Taney, Missouri 1 $ 169,000 $ 169,000 $ 109,000
Gallatin, Montana 1 $ 135,000 $ 135,000 $ 35,000
Douglas, Nebraska 1 $ 87,000 $ 87,000 $ 62,000
Sarpy, Nebraska 1 $ 174,000 $ 174,000 $ 110,000
Washoe, Nevada 1 $ 177,000 $ 177,000 $ 219,000
Cumberland, New Jersey 1 $ 417,000 $ 417,000 $ 117,000
Hudson, New Jersey 1 $ 230,000 $ 230,000 $ 144,000
Mercer, New Jersey 1 $ 98,000 $ 98,000 $ 105,000
Morris, New Jersey 1 $ 346,000 $ 346,000 $ 156,000
Eddy, New Mexico 1 $ 319,000 $ 319,000 $ 125,000
Sandoval, New Mexico 1 $ 123,000 $ 123,000 $ 34,000
Nassau, New York 1 $ 135,000 $ 135,000 $ 138,000
New York, New York 1 $ 85,000 $ 85,000 $ 200,000
Onondaga, New York 1 $ 702,000 $ 702,000 $ 440,000
Queens, New York 1 $ 85,000 $ 85,000 $ 159,000
Saratoga, New York 1 $ 190,000 $ 190,000 $ 84,000
Ulster, New York 1 $ 29,000 $ 29,000 $ 73,000
Caldwell, North Carolina 1 $ 143,000 $ 143,000 $ 61,000
Carteret, North Carolina 1 $ 142,000 $ 142,000 $ 71,000
Catawba, North Carolina 1 $ 135,000 $ 135,000 $ 196,000
Dare, North Carolina 1 $ 266,000 $ 266,000 $ 402,000
Durham, North Carolina 1 $ 244,000 $ 244,000 $ 132,000
Gaston, North Carolina 1 $ 12,000 $ 12,000 $ 60,000
Guilford, North Carolina 1 $ 20,000 $ 20,000 $ 33,000
Iredell, North Carolina 1 $ 110,000 $ 110,000 $ 52,000
Orange, North Carolina 1 $ 144,000 $ 144,000 $ 72,000
Pitt, North Carolina 1 $ 125,000 $ 125,000 $ 77,000
Rockingham, North Carolina 1 $ 240,000 $ 240,000 $ 84,000
Transylvania, North Carolina 1 $ 141,000 $ 141,000 $ 32,000
Cass, North Dakota 1 $ 280,000 $ 280,000 $ 146,000
Brown, Ohio 1 $ 38,000 $ 38,000 $ 90,000
Butler, Ohio 1 $ 59,000 $ 59,000 $ 62,000
Columbiana, Ohio 1 $ 46,000 $ 46,000 $ 52,000
Geauga, Ohio 1 $ 210,000 $ 210,000 $ 456,000
Lucas, Ohio 1 $ 20,000 $ 20,000 $ 100,000
Mahoning, Ohio 1 $ 25,000 $ 25,000 $ 49,000
Montgomery, Ohio 1 $ 100,000 $ 100,000 $ 43,000
Ottawa, Ohio 1 $ 129,000 $ 129,000 $ 200,000
Ross, Ohio 1 $ 29,000 $ 29,000 $ 32,000
Summit, Ohio 1 $ 180,000 $ 180,000 $ 101,000
Pawnee, Oklahoma 1 $ 40,000 $ 40,000 $ 81,000
Benton, Oregon 1 $ 301,000 $ 301,000 $ 487,000
Clackamas, Oregon 1 $ 308,000 $ 308,000 $ 97,000
Multnomah, Oregon 1 $ 325,000 $ 325,000 $ 166,000
Berks, Pennsylvania 1 $ 158,000 $ 158,000 $ 55,000
Carbon, Pennsylvania 1 $ 90,000 $ 90,000 $ 114,000
Clinton, Pennsylvania 1 $ 90,000 $ 90,000 $ 56,000
Delaware, Pennsylvania 1 $ 1,000,000 $ 1,000,000 $ 337,000
Indiana, Pennsylvania 1 $ 88,000 $ 88,000 $ 55,000
Lehigh, Pennsylvania 1 $ 319,000 $ 319,000 $ 111,000
York, Pennsylvania 1 $ 174,000 $ 174,000 $ 128,000
Arecibo, Puerto Rico 1 $ 125,000 $ 125,000 $ 58,000
Ceiba, Puerto Rico 1 $ 104,000 $ 104,000 $ 63,000
Cidra, Puerto Rico 1 $ 80,000 $ 80,000 $ 35,000
Isabela, Puerto Rico 1 $ 221,000 $ 221,000 $ 82,000
Lajas, Puerto Rico 1 $ 144,000 $ 144,000 $ 233,000
Manati, Puerto Rico 1 $ 113,000 $ 113,000 $ 78,000
Maricao, Puerto Rico 1 $ 93,000 $ 93,000 $ 50,000
Maunabo, Puerto Rico 1 $ 71,000 $ 71,000 $ 29,000
Salinas, Puerto Rico 1 $ 76,000 $ 76,000 $ 45,000
San Sebastian, Puerto Rico 1 $ 79,000 $ 79,000 $ 26,000
Utuado, Puerto Rico 1 $ 15,000 $ 15,000 $ 26,000
Yabucoa, Puerto Rico 1 $ 54,000 $ 54,000 $ 37,000
Yauco, Puerto Rico 1 $ 96,000 $ 96,000 $ 26,000
Washington, Rhode Island 1 $ 417,000 $ 417,000 $ 179,000
Horry, South Carolina 1 $ 48,000 $ 48,000 $ 114,000
Laurens, South Carolina 1 $ 200,000 $ 200,000 $ 75,000
Newberry, South Carolina 1 $ 70,000 $ 70,000 $ 40,000
Fall River, South Dakota 1 $ 20,000 $ 20,000 $ 240,000
Minnehaha, South Dakota 1 $ 137,000 $ 137,000 $ 86,000
Anderson, Tennessee 1 $ 205,000 $ 205,000 $ 76,000
Carter, Tennessee 1 $ 58,000 $ 58,000 $ 10,000
Madison, Tennessee 1 $ 112,000 $ 112,000 $ 109,000
Maury, Tennessee 1 $ 142,000 $ 142,000 $ 144,000
Montgomery, Tennessee 1 $ 103,000 $ 103,000 $ 107,000
Morgan, Tennessee 1 $ 116,000 $ 116,000 $ 91,000
Putnam, Tennessee 1 $ 96,000 $ 96,000 $ 60,000
Sumner, Tennessee 1 $ 365,000 $ 365,000 $ 293,000
Galveston, Texas 1 $ 14,000 $ 14,000 $ 100,000
Hood, Texas 1 $ 30,000 $ 30,000 $ 75,000
Maverick, Texas 1 $ 96,000 $ 96,000 $ 40,000
Nueces, Texas 1 $ 132,000 $ 132,000 $ 124,000
Panola, Texas 1 $ 47,000 $ 47,000 $ 78,000
Webb, Texas 1 $ 94,000 $ 94,000 $ 45,000
Windsor, Vermont 1 $ 133,000 $ 133,000 $ 46,000
Alexandria, Virginia 1 $ 426,000 $ 426,000 $ 58,000
Chesapeake, Virginia 1 $ 159,000 $ 159,000 $ 37,000
Halifax, Virginia 1 $ 150,000 $ 150,000 $ 23,000
Henry, Virginia 1 $ 96,000 $ 96,000 $ 39,000
Isle of Wight, Virginia 1 $ 230,000 $ 230,000 $ 111,000
James City, Virginia 1 $ 216,000 $ 216,000 $ 0
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,314 $705,249,000 $212,000 $3,274,000 $120,000 $4,859,000
Home Purchase 1,836 $416,293,000 $226,000 $10,000,000 $118,000 $1,854,000
Home Improvement 397 $16,285,000 $41,000 $525,000 $83,000 $550,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,977 $612,502,000 $205,000 $4,660,000 $122,000 $1,854,000
Not Provided 1,231 $279,147,000 $226,000 $10,000,000 $129,000 $4,859,000
Hispanic 673 $106,557,000 $158,000 $1,000,000 $81,000 $599,000
Asian 388 $97,601,000 $251,000 $1,254,000 $120,000 $620,000
Black or African American 247 $32,893,000 $133,000 $1,280,000 $86,000 $1,775,000
Native Hawaiian or Other Pacific Islander 20 $6,866,000 $343,000 $659,000 $160,000 $596,000
American Indian or Alaskan Native 11 $2,261,000 $205,000 $480,000 $95,000 $162,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,547 $1,137,827,000 $205,000 $10,000,000 $117,000 $4,859,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,245 $511,442,000 $227,000 $10,000,000 $138,000 $4,859,000
File Closed For Incompleteness 992 $209,055,000 $210,000 $1,262,000 $113,000 $1,854,000
Application Denied By Financial Institution 803 $109,644,000 $136,000 $1,000,000 $86,000 $1,775,000
Preapproval Approved but not Accepted 526 $120,068,000 $228,000 $1,000,000 $113,000 $625,000
Application Withdrawn By Applicant 335 $74,156,000 $221,000 $1,000,000 $112,000 $808,000
Application Approved But Not Accepted 335 $67,304,000 $200,000 $668,000 $112,000 $500,000
Preapproval Denied by Financial Institution 311 $46,158,000 $148,000 $1,040,000 $69,000 $1,068,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 312 $43,928,000 $140,000 $641,000 $79,000 $1,775,000
Debt-To-Income Ratio 211 $36,012,000 $170,000 $659,000 $65,000 $532,000
Collateral 174 $34,092,000 $195,000 $1,000,000 $94,000 $575,000
Other 104 $18,588,000 $178,000 $787,000 $104,000 $533,000
Mortgage Insurance Denied 36 $1,281,000 $35,000 $200,000 $44,000 $170,000
Employment History 9 $1,490,000 $165,000 $507,000 $53,000 $116,000
Unverifiable Information 7 $820,000 $117,000 $252,000 $69,000 $170,000
Credit Application Incomplete 4 $397,000 $99,000 $143,000 $69,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 2 $83,000 $41,000 $75,000 $20,000 $25,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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