Baxter Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Baxter Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave Vernon Hills, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,276 |
| Total Mortgage Loan Application Amount | $1,423,480,000 |
| Average Mortgage Loan Application Amount | $217,600 |
| Highest Mortgage Loan Application Amount | $13,205,000 |
| Average Applicant Income | $157,600 |
| Highest Applicant Income | $4,565,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Baxter Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baxter Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Baxter Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baxter Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Baxter Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baxter Credit Union's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 811 | $ 189,285,000 | $ 198,000 | $ 138,000 |
| CHICAGO-NAPERVILLE, IL | 807 | $ 171,865,000 | $ 212,000 | $ 162,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 566 | $ 94,680,000 | $ 156,000 | $ 134,000 |
| NA (OUTSIDE OF MSA/MD) | 408 | $ 68,750,000 | $ 186,918 | $ 132,027 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 214 | $ 83,380,000 | $ 389,000 | $ 225,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 145 | $ 29,995,000 | $ 206,000 | $ 132,000 |
| COLUMBUS, OH | 125 | $ 19,365,000 | $ 154,000 | $ 153,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 113 | $ 32,155,000 | $ 284,000 | $ 166,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 105 | $ 34,875,000 | $ 332,000 | $ 193,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 95 | $ 18,655,000 | $ 196,000 | $ 165,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 90 | $ 20,580,000 | $ 228,000 | $ 141,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 90 | $ 22,670,000 | $ 251,000 | $ 232,000 |
| ELGIN, IL | 84 | $ 16,040,000 | $ 190,000 | $ 165,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 83 | $ 18,185,000 | $ 219,000 | $ 147,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 77 | $ 16,625,000 | $ 215,000 | $ 195,000 |
| DALLAS-PLANO-IRVING, TX | 73 | $ 19,755,000 | $ 270,000 | $ 204,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 70 | $ 15,260,000 | $ 218,000 | $ 144,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 67 | $ 18,505,000 | $ 276,000 | $ 217,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 64 | $ 15,070,000 | $ 234,000 | $ 164,000 |
| BLOOMINGTON, IN | 55 | $ 10,865,000 | $ 197,000 | $ 113,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 52 | $ 13,800,000 | $ 219,000 | $ 133,666 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 47 | $ 19,285,000 | $ 410,000 | $ 222,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 47 | $ 11,385,000 | $ 242,000 | $ 143,000 |
| LAKELAND-WINTER HAVEN, FL | 46 | $ 6,330,000 | $ 137,000 | $ 110,000 |
| KANSAS CITY, MO-KS | 44 | $ 8,060,000 | $ 197,500 | $ 157,500 |
| SAN DIEGO-CARLSBAD, CA | 42 | $ 13,950,000 | $ 332,000 | $ 218,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 41 | $ 7,205,000 | $ 175,000 | $ 145,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 40 | $ 5,820,000 | $ 145,000 | $ 98,000 |
| DENVER-AURORA-LAKEWOOD, CO | 37 | $ 12,975,000 | $ 350,000 | $ 274,000 |
| RALEIGH, NC | 35 | $ 6,765,000 | $ 193,000 | $ 156,000 |
| PITTSBURGH, PA | 31 | $ 4,285,000 | $ 138,000 | $ 197,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 30 | $ 11,210,000 | $ 373,000 | $ 230,000 |
| DULUTH, MN-WI | 29 | $ 3,375,000 | $ 119,500 | $ 93,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 29 | $ 11,305,000 | $ 389,000 | $ 311,500 |
| WORCESTER, MA-CT | 28 | $ 5,730,000 | $ 184,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 27 | $ 5,975,000 | $ 221,000 | $ 154,000 |
| NEW YORK-NEWARK, NY | 26 | $ 10,280,000 | $ 357,500 | $ 174,500 |
| SALT LAKE CITY, UT | 26 | $ 8,110,000 | $ 311,000 | $ 174,000 |
| AUSTIN-ROUND ROCK, TX | 25 | $ 8,955,000 | $ 358,000 | $ 233,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 25 | $ 3,155,000 | $ 126,000 | $ 99,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 25 | $ 4,655,000 | $ 186,000 | $ 117,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 25 | $ 9,145,000 | $ 365,000 | $ 227,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 25 | $ 3,965,000 | $ 108,500 | $ 96,000 |
| AGUADILLA-ISABELA, PR | 24 | $ 3,410,000 | $ 142,000 | $ 68,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 24 | $ 5,740,000 | $ 239,000 | $ 147,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 24 | $ 6,310,000 | $ 262,000 | $ 136,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 23 | $ 4,885,000 | $ 212,000 | $ 171,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 23 | $ 5,185,000 | $ 225,000 | $ 184,000 |
| MEMPHIS, TN-MS-AR | 22 | $ 2,600,000 | $ 117,000 | $ 127,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 22 | $ 6,030,000 | $ 274,000 | $ 184,000 |
| ST. LOUIS, MO-IL | 22 | $ 3,790,000 | $ 196,000 | $ 90,500 |
| TUCSON, AZ | 22 | $ 4,010,000 | $ 182,000 | $ 126,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 22 | $ 5,570,000 | $ 253,000 | $ 199,000 |
| CINCINNATI, OH-KY-IN | 21 | $ 4,335,000 | $ 225,333 | $ 128,000 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 3,305,000 | $ 157,000 | $ 91,000 |
| JACKSONVILLE, FL | 21 | $ 3,485,000 | $ 165,000 | $ 115,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 21 | $ 5,205,000 | $ 247,000 | $ 165,000 |
| NEWARK, NJ-PA | 21 | $ 5,105,000 | $ 243,000 | $ 257,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 20 | $ 5,600,000 | $ 280,000 | $ 368,000 |
| RICHMOND, VA | 20 | $ 6,610,000 | $ 330,000 | $ 296,000 |
| BIRMINGHAM-HOOVER, AL | 19 | $ 6,155,000 | $ 323,000 | $ 201,000 |
| BOSTON, MA | 19 | $ 6,445,000 | $ 339,000 | $ 200,000 |
| CAMDEN, NJ | 19 | $ 1,775,000 | $ 93,000 | $ 108,000 |
| GREEN BAY, WI | 19 | $ 15,675,000 | $ 825,000 | $ 95,000 |
| FORT WORTH-ARLINGTON, TX | 18 | $ 3,480,000 | $ 193,000 | $ 114,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 2,360,000 | $ 131,000 | $ 127,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 17 | $ 12,475,000 | $ 733,000 | $ 454,000 |
| NEW ORLEANS-METAIRIE, LA | 17 | $ 2,565,000 | $ 150,000 | $ 136,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 16 | $ 8,520,000 | $ 532,000 | $ 445,000 |
| CLEVELAND-ELYRIA, OH | 15 | $ 2,415,000 | $ 161,000 | $ 174,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 15 | $ 2,635,000 | $ 175,000 | $ 105,000 |
| PORT ST. LUCIE, FL | 15 | $ 1,935,000 | $ 129,000 | $ 88,000 |
| ROCKFORD, IL | 15 | $ 1,295,000 | $ 86,000 | $ 170,000 |
| PHILADELPHIA, PA | 12 | $ 1,420,000 | $ 118,000 | $ 106,000 |
| RACINE, WI | 12 | $ 2,080,000 | $ 173,000 | $ 127,000 |
| HICKORY-LENOIR-MORGANTON, NC | 11 | $ 1,425,000 | $ 129,000 | $ 86,000 |
| MAYAGNEZ, PR | 11 | $ 1,415,000 | $ 128,000 | $ 90,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 1,625,000 | $ 147,000 | $ 142,000 |
| SAN GERMAN-CABO ROJO, PR | 11 | $ 1,375,000 | $ 125,000 | $ 119,000 |
| ASHEVILLE, NC | 10 | $ 1,830,000 | $ 183,000 | $ 135,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 10 | $ 2,270,000 | $ 227,000 | $ 264,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 10 | $ 3,000,000 | $ 300,000 | $ 187,000 |
| MADISON, WI | 10 | $ 3,070,000 | $ 307,000 | $ 164,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 1,700,000 | $ 174,000 | $ 155,000 |
| TULSA, OK | 10 | $ 2,460,000 | $ 246,000 | $ 128,000 |
| WINSTON-SALEM, NC | 10 | $ 1,360,000 | $ 136,000 | $ 137,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 9 | $ 3,255,000 | $ 361,000 | $ 168,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 9 | $ 1,045,000 | $ 116,000 | $ 83,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 9 | $ 1,865,000 | $ 207,000 | $ 139,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 3,225,000 | $ 358,000 | $ 223,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 2,575,000 | $ 286,000 | $ 144,000 |
| PROVIDENCE-WARWICK, RI-MA | 9 | $ 2,635,000 | $ 302,000 | $ 387,500 |
| JACKSON, MS | 8 | $ 1,770,000 | $ 221,000 | $ 134,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 8 | $ 2,120,000 | $ 273,500 | $ 141,000 |
| RENO, NV | 8 | $ 1,870,000 | $ 233,000 | $ 135,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 1,885,000 | $ 269,000 | $ 262,000 |
| COLORADO SPRINGS, CO | 7 | $ 2,405,000 | $ 343,000 | $ 154,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 7 | $ 3,245,000 | $ 463,000 | $ 242,000 |
| FAYETTEVILLE, NC | 7 | $ 265,000 | $ 37,000 | $ 95,000 |
| GARY, IN | 7 | $ 655,000 | $ 93,000 | $ 190,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 2,565,000 | $ 366,000 | $ 138,000 |
| MACON-BIBB COUNTY, GA | 7 | $ 685,000 | $ 97,000 | $ 55,000 |
| SAVANNAH, GA | 7 | $ 1,075,000 | $ 153,000 | $ 204,000 |
| EAU CLAIRE, WI | 6 | $ 840,000 | $ 140,000 | $ 75,000 |
| JOHNSON CITY, TN | 6 | $ 560,000 | $ 93,000 | $ 67,000 |
| MANCHESTER-NASHUA, NH | 6 | $ 1,400,000 | $ 233,000 | $ 173,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 6 | $ 1,850,000 | $ 308,000 | $ 170,000 |
| OKLAHOMA CITY, OK | 6 | $ 1,630,000 | $ 271,000 | $ 171,000 |
| PANAMA CITY, FL | 6 | $ 1,070,000 | $ 178,000 | $ 89,000 |
| PROVO-OREM, UT | 6 | $ 2,270,000 | $ 378,000 | $ 170,000 |
| PUNTA GORDA, FL | 6 | $ 340,000 | $ 56,000 | $ 89,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 5,260,000 | $ 876,000 | $ 315,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 580,000 | $ 96,000 | $ 137,000 |
| TALLAHASSEE, FL | 6 | $ 960,000 | $ 160,000 | $ 91,000 |
| TERRE HAUTE, IN | 6 | $ 540,000 | $ 90,000 | $ 69,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 450,000 | $ 63,000 | $ 79,500 |
| AKRON, OH | 5 | $ 905,000 | $ 181,000 | $ 155,000 |
| ALBUQUERQUE, NM | 5 | $ 995,000 | $ 199,000 | $ 341,000 |
| AUBURN-OPELIKA, AL | 5 | $ 705,000 | $ 141,000 | $ 141,000 |
| CANTON-MASSILLON, OH | 5 | $ 1,135,000 | $ 227,000 | $ 192,000 |
| CHATTANOOGA, TN-GA | 5 | $ 615,000 | $ 120,500 | $ 98,000 |
| COEUR D'ALENE, ID | 5 | $ 2,345,000 | $ 469,000 | $ 194,000 |
| COLUMBUS, GA-AL | 5 | $ 885,000 | $ 131,000 | $ 79,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 415,000 | $ 68,500 | $ 79,500 |
| OCALA, FL | 5 | $ 455,000 | $ 91,000 | $ 170,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,445,000 | $ 289,000 | $ 173,000 |
| SALEM, OR | 5 | $ 555,000 | $ 111,000 | $ 119,000 |
| SALISBURY, MD-DE | 5 | $ 1,155,000 | $ 198,500 | $ 111,500 |
| WICHITA, KS | 5 | $ 1,565,000 | $ 313,000 | $ 103,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 210,000 | $ 52,000 | $ 53,000 |
| ANCHORAGE, AK | 4 | $ 1,120,000 | $ 280,000 | $ 157,000 |
| BEND-REDMOND, OR | 4 | $ 1,140,000 | $ 285,000 | $ 137,000 |
| BURLINGTON, NC | 4 | $ 840,000 | $ 210,000 | $ 136,000 |
| COLUMBIA, SC | 4 | $ 220,000 | $ 55,000 | $ 39,000 |
| DOVER, DE | 4 | $ 680,000 | $ 170,000 | $ 133,000 |
| EAST STROUDSBURG, PA | 4 | $ 580,000 | $ 145,000 | $ 97,000 |
| FARGO, ND-MN | 4 | $ 610,000 | $ 176,500 | $ 75,500 |
| GAINESVILLE, FL | 4 | $ 700,000 | $ 175,000 | $ 83,000 |
| GREELEY, CO | 4 | $ 2,820,000 | $ 705,000 | $ 201,000 |
| HUNTSVILLE, AL | 4 | $ 490,000 | $ 122,000 | $ 103,000 |
| KNOXVILLE, TN | 4 | $ 1,320,000 | $ 330,000 | $ 159,000 |
| LONGVIEW, TX | 4 | $ 380,000 | $ 95,000 | $ 83,000 |
| ODESSA, TX | 4 | $ 340,000 | $ 85,000 | $ 238,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 360,000 | $ 90,000 | $ 166,000 |
| PONCE, PR | 4 | $ 790,000 | $ 197,000 | $ 291,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 4 | $ 900,000 | $ 225,000 | $ 153,000 |
| ROCHESTER, NY | 4 | $ 500,000 | $ 125,000 | $ 114,000 |
| SHERMAN-DENISON, TX | 4 | $ 540,000 | $ 135,000 | $ 121,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 400,000 | $ 100,000 | $ 100,500 |
| SPRINGFIELD, MO | 4 | $ 660,000 | $ 165,000 | $ 153,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,400,000 | $ 350,000 | $ 197,000 |
| APPLETON, WI | 3 | $ 405,000 | $ 135,000 | $ 91,000 |
| BAKERSFIELD, CA | 3 | $ 385,000 | $ 128,000 | $ 134,000 |
| BARNSTABLE TOWN, MA | 3 | $ 795,000 | $ 265,000 | $ 245,000 |
| BOISE CITY, ID | 3 | $ 1,165,000 | $ 388,000 | $ 176,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 155,000 | $ 51,000 | $ 74,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 855,000 | $ 250,000 | $ 113,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 385,000 | $ 128,000 | $ 202,000 |
| EL PASO, TX | 3 | $ 995,000 | $ 331,000 | $ 141,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 125,000 | $ 41,000 | $ 30,000 |
| FORT WAYNE, IN | 3 | $ 365,000 | $ 121,000 | $ 91,000 |
| GAINESVILLE, GA | 3 | $ 935,000 | $ 311,000 | $ 146,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 325,000 | $ 108,000 | $ 75,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 3,565,000 | $ 1,188,000 | $ 271,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 845,000 | $ 281,000 | $ 162,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 225,000 | $ 75,000 | $ 152,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 365,000 | $ 121,000 | $ 75,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 495,000 | $ 165,000 | $ 93,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 245,000 | $ 81,000 | $ 108,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 955,000 | $ 318,000 | $ 205,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 635,000 | $ 211,000 | $ 120,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 1,825,000 | $ 608,000 | $ 824,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 695,000 | $ 231,000 | $ 232,000 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 465,000 | $ 155,000 | $ 137,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 355,000 | $ 118,000 | $ 95,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 255,000 | $ 85,000 | $ 86,000 |
| SIOUX FALLS, SD | 3 | $ 405,000 | $ 135,000 | $ 332,000 |
| SPARTANBURG, SC | 3 | $ 505,000 | $ 168,000 | $ 81,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 675,000 | $ 225,000 | $ 109,000 |
| ST. CLOUD, MN | 3 | $ 805,000 | $ 268,000 | $ 109,000 |
| STOCKTON-LODI, CA | 3 | $ 755,000 | $ 251,000 | $ 174,000 |
| SUMTER, SC | 3 | $ 255,000 | $ 85,000 | $ 67,000 |
| SYRACUSE, NY | 3 | $ 655,000 | $ 218,000 | $ 111,000 |
| THE VILLAGES, FL | 3 | $ 925,000 | $ 308,000 | $ 160,000 |
| TOLEDO, OH | 3 | $ 525,000 | $ 175,000 | $ 133,000 |
| URBAN HONOLULU, HI | 3 | $ 1,075,000 | $ 358,000 | $ 82,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 415,000 | $ 138,000 | $ 140,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 555,000 | $ 185,000 | $ 229,000 |
| YORK-HANOVER, PA | 3 | $ 465,000 | $ 155,000 | $ 88,000 |
| ALBANY, GA | 2 | $ 270,000 | $ 135,000 | $ 24,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 390,000 | $ 195,000 | $ 226,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 270,000 | $ 135,000 | $ 228,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| BANGOR, ME | 2 | $ 150,000 | $ 75,000 | $ 130,000 |
| BINGHAMTON, NY | 2 | $ 130,000 | $ 65,000 | $ 97,000 |
| CEDAR RAPIDS, IA | 2 | $ 360,000 | $ 180,000 | $ 81,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 600,000 | $ 300,000 | $ 90,000 |
| CHARLOTTESVILLE, VA | 2 | $ 680,000 | $ 340,000 | $ 200,000 |
| CLARKSVILLE, TN-KY | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| DUBUQUE, IA | 2 | $ 430,000 | $ 215,000 | $ 156,000 |
| GLENS FALLS, NY | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 200,000 | $ 100,000 | $ 286,000 |
| GUAYAMA, PR | 2 | $ 160,000 | $ 80,000 | $ 119,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 60,000 | $ 30,000 | $ 59,000 |
| HINESVILLE, GA | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| IDAHO FALLS, ID | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| JACKSON, TN | 2 | $ 170,000 | $ 85,000 | $ 146,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| JONESBORO, AR | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| KINGSTON, NY | 2 | $ 130,000 | $ 65,000 | $ 347,000 |
| KOKOMO, IN | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| LANCASTER, PA | 2 | $ 640,000 | $ 320,000 | $ 201,000 |
| LAWRENCE, KS | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| LUBBOCK, TX | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| LYNCHBURG, VA | 2 | $ 310,000 | $ 155,000 | $ 127,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| OCEAN CITY, NJ | 2 | $ 790,000 | $ 395,000 | $ 263,000 |
| ROCHESTER, MN | 2 | $ 440,000 | $ 220,000 | $ 114,000 |
| ROME, GA | 2 | $ 340,000 | $ 170,000 | $ 144,000 |
| SAN ANGELO, TX | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,580,000 | $ 790,000 | $ 286,000 |
| SANTA FE, NM | 2 | $ 2,980,000 | $ 1,490,000 | $ 380,000 |
| SHEBOYGAN, WI | 2 | $ 670,000 | $ 335,000 | $ 212,000 |
| ST. JOSEPH, MO-KS | 2 | $ 420,000 | $ 210,000 | $ 161,000 |
| TOPEKA, KS | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
| TRENTON, NJ | 2 | $ 630,000 | $ 315,000 | $ 185,000 |
| WARNER ROBINS, GA | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| WENATCHEE, WA | 2 | $ 1,280,000 | $ 640,000 | $ 224,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| ARECIBO, PR | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| BATON ROUGE, LA | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| BELLINGHAM, WA | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 355,000 | $ 355,000 | $ 53,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 1,005,000 | $ 1,005,000 | $ 578,000 |
| BRUNSWICK, GA | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 25,000 | $ 25,000 | $ 220,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| CHICO, CA | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| CLEVELAND, TN | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| DALTON, GA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| DECATUR, IL | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| DOTHAN, AL | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| ERIE, PA | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| EUGENE, OR | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| EVANSVILLE, IN-KY | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| FLORENCE, SC | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
| FORT COLLINS, CO | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| FORT SMITH, AR-OK | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| GETTYSBURG, PA | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| GRAND FORKS, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| GRAND JUNCTION, CO | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| GREENVILLE, NC | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| HAMMOND, LA | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| HARRISONBURG, VA | 1 | $ 855,000 | $ 855,000 | $ 249,000 |
| JACKSON, MI | 1 | $ 245,000 | $ 245,000 | $ 186,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| LANSING-EAST LANSING, MI | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| LAREDO, TX | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| LAWTON, OK | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| MANHATTAN, KS | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| MODESTO, CA | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| MORRISTOWN, TN | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| MUNCIE, IN | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| MUSKEGON, MI | 1 | $ 445,000 | $ 445,000 | $ 237,000 |
| NAPA, CA | 1 | $ 685,000 | $ 685,000 | $ 192,000 |
| PEORIA, IL | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| PITTSFIELD, MA | 1 | $ 215,000 | $ 215,000 | $ 761,000 |
| RAPID CITY, SD | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| READING, PA | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| ROANOKE, VA | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 1,305,000 | $ 1,305,000 | $ 963,000 |
| SEBRING, FL | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 115,000 | $ 115,000 | $ 187,000 |
| SPRINGFIELD, OH | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| ST. GEORGE, UT | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| VALDOSTA, GA | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 455,000 | $ 455,000 | $ 99,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 345,000 | $ 345,000 | $ 230,000 |
| WICHITA FALLS, TX | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| WILMINGTON, NC | 1 | $ 645,000 | $ 645,000 | $ 460,000 |
| YUBA CITY, CA | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,879 | $775,945,000 | $412,000 | $13,205,000 | $175,000 | $3,175,000 |
| Home Improvement | 1,818 | $196,420,000 | $108,000 | $1,005,000 | $159,000 | $4,260,000 |
| Other Purpose | 1,122 | $132,520,000 | $118,000 | $2,705,000 | $164,000 | $4,565,000 |
| Cash-out Refinancing | 1,106 | $234,970,000 | $212,000 | $6,955,000 | $156,000 | $4,192,000 |
| Refinancing | 351 | $83,625,000 | $238,000 | $1,555,000 | $134,000 | $2,022,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,022 | $650,690,000 | $215,000 | $4,005,000 | $165,000 | $4,565,000 |
| Not Provided | 1,543 | $359,695,000 | $233,000 | $3,985,000 | $175,000 | $4,260,000 |
| Hispanic | 717 | $127,225,000 | $177,000 | $1,885,000 | $130,000 | $3,175,000 |
| Asian | 488 | $140,970,000 | $288,000 | $2,905,000 | $189,000 | $3,689,000 |
| Black or African American | 430 | $79,940,000 | $185,000 | $2,045,000 | $129,000 | $2,022,000 |
| American Indian or Alaskan Native | 27 | $5,245,000 | $194,000 | $845,000 | $149,000 | $375,000 |
| Not applicable | 19 | $51,575,000 | $2,714,000 | $13,205,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,830,000 | $235,000 | $485,000 | $121,000 | $170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,276 | $1,423,480,000 | $226,000 | $13,205,000 | $163,000 | $4,565,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,226 | $1,001,060,000 | $236,000 | $13,205,000 | $163,000 | $4,192,000 |
| Application Denied By Financial Institution | 649 | $87,255,000 | $134,000 | $1,855,000 | $127,000 | $3,600,000 |
| Application Withdrawn By Applicant | 631 | $114,685,000 | $181,000 | $3,895,000 | $198,000 | $4,260,000 |
| Application Approved But Not Accepted | 569 | $152,775,000 | $268,000 | $3,565,000 | $165,000 | $4,565,000 |
| Preapproval Approved but not Accepted | 173 | $60,925,000 | $352,000 | $2,005,000 | $161,000 | $2,133,000 |
| Preapproval Denied by Financial Institution | 16 | $4,520,000 | $282,000 | $785,000 | $102,000 | $306,000 |
| File Closed For Incompleteness | 12 | $2,260,000 | $188,000 | $825,000 | $274,000 | $1,584,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,611 | $1,331,705,000 | $237,000 | $13,205,000 | $167,000 | $4,565,000 |
| Debt-To-Income Ratio | 353 | $54,265,000 | $153,000 | $1,855,000 | $85,000 | $534,000 |
| Credit History | 212 | $20,280,000 | $95,000 | $525,000 | $156,000 | $2,523,000 |
| Collateral | 38 | $5,390,000 | $141,000 | $585,000 | $125,000 | $317,000 |
| Other | 38 | $4,420,000 | $116,000 | $435,000 | $338,000 | $3,600,000 |
| Unverifiable Information | 10 | $1,690,000 | $169,000 | $535,000 | $125,000 | $375,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $4,000,000 | $500,000 | $1,855,000 | $158,000 | $535,000 |
| Employment History | 5 | $1,475,000 | $295,000 | $895,000 | $140,000 | $331,000 |
| Mortgage Insurance Denied | 1 | $255,000 | $255,000 | $255,000 | $93,000 | $93,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.