Baxter Credit Union Mortgage Lending & HMDA Data, 2022

In 2022, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 6,276 mortgage applications totaling $1.4 billion, down 48% from 2021. The average application was for $226,813, and applicants reported an average income of $162,757. 67% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (811), Chicago-Naperville, IL (807) and Lake County-Kenosha County, IL-WI (566) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,276
Total Mortgage Loan Application Amount $1,423,480,000
Average Mortgage Loan Application Amount $226,813
Highest Mortgage Loan Application Amount $13,205,000
Average Applicant Income $162,757
Highest Applicant Income $4,565,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 507 $ 86,185,000 $ 169,990 $ 147,000
Hennepin, Minnesota 424 $ 106,340,000 $ 250,801 $ 178,000
Cook, Illinois 381 $ 114,955,000 $ 301,719 $ 182,000
McHenry, Illinois 324 $ 37,500,000 $ 115,740 $ 132,000
Orange, California 214 $ 83,380,000 $ 389,626 $ 225,000
Los Angeles, California 105 $ 34,875,000 $ 332,142 $ 193,000
Maricopa, Arizona 99 $ 30,465,000 $ 307,727 $ 178,000
Anoka, Minnesota 85 $ 16,225,000 $ 190,882 $ 149,000
Clark, Nevada 83 $ 18,185,000 $ 219,096 $ 147,000
Miami-Dade, Florida 77 $ 16,625,000 $ 215,909 $ 195,000
Ramsey, Minnesota 75 $ 15,895,000 $ 211,933 $ 148,000
Kane, Illinois 74 $ 14,870,000 $ 200,945 $ 144,000
Broward, Florida 67 $ 18,505,000 $ 276,194 $ 217,000
DuPage, Illinois 62 $ 11,880,000 $ 191,612 $ 163,000
Franklin, Ohio 61 $ 8,395,000 $ 137,622 $ 118,000
Kenosha, Wisconsin 59 $ 8,495,000 $ 143,983 $ 121,000
Dakota, Minnesota 56 $ 13,760,000 $ 245,714 $ 182,000
Riverside, California 55 $ 15,275,000 $ 277,727 $ 287,000
Polk, Florida 46 $ 6,330,000 $ 137,608 $ 110,000
Monroe, Indiana 45 $ 9,945,000 $ 221,000 $ 115,000
San Diego, California 42 $ 13,950,000 $ 332,142 $ 218,000
Hillsborough, Florida 40 $ 7,270,000 $ 181,750 $ 127,000
Middlesex, Massachusetts 40 $ 17,210,000 $ 430,250 $ 223,000
Wright, Minnesota 40 $ 6,830,000 $ 170,750 $ 165,000
Will, Illinois 38 $ 7,290,000 $ 191,842 $ 215,000
Carver, Minnesota 38 $ 9,990,000 $ 262,894 $ 160,000
San Bernardino, California 35 $ 7,395,000 $ 211,285 $ 146,000
Washington, Minnesota 33 $ 8,655,000 $ 262,272 $ 167,000
Delaware, Ohio 33 $ 6,375,000 $ 193,181 $ 165,000
Gwinnett, Georgia 32 $ 4,180,000 $ 130,625 $ 138,000
Wake, North Carolina 32 $ 6,340,000 $ 198,125 $ 157,000
Harris, Texas 32 $ 5,850,000 $ 182,812 $ 148,000
Bexar, Texas 31 $ 4,695,000 $ 151,451 $ 105,000
Pinellas, Florida 29 $ 5,695,000 $ 196,379 $ 244,000
Lee, Florida 27 $ 5,975,000 $ 221,296 $ 154,000
Worcester, Massachusetts 26 $ 5,410,000 $ 208,076 $ 156,000
Baxter, Arkansas 25 $ 2,715,000 $ 108,600 $ 77,000
Mecklenburg, North Carolina 25 $ 7,615,000 $ 304,600 $ 166,000
Collin, Texas 25 $ 7,025,000 $ 281,000 $ 192,000
Fulton, Georgia 24 $ 9,770,000 $ 407,083 $ 203,000
Jackson, Missouri 24 $ 3,770,000 $ 157,083 $ 176,000
McDowell, North Carolina 24 $ 2,910,000 $ 121,250 $ 91,000
Davidson, Tennessee 24 $ 6,830,000 $ 284,583 $ 127,000
Ventura, California 23 $ 4,885,000 $ 212,391 $ 171,000
Allegheny, Pennsylvania 23 $ 2,945,000 $ 128,043 $ 212,000
Pima, Arizona 22 $ 4,010,000 $ 182,272 $ 126,000
Palm Beach, Florida 22 $ 5,570,000 $ 253,181 $ 199,000
Dallas, Texas 22 $ 4,900,000 $ 222,727 $ 194,000
Alameda, California 21 $ 7,425,000 $ 353,571 $ 226,000
Pasco, Florida 21 $ 3,975,000 $ 189,285 $ 135,000
Scott, Minnesota 21 $ 5,515,000 $ 262,619 $ 170,000
Williamson, Tennessee 21 $ 2,955,000 $ 140,714 $ 190,000
Salt Lake, Utah 20 $ 7,260,000 $ 363,000 $ 194,000
Sherburne, Minnesota 19 $ 2,335,000 $ 122,894 $ 116,000
Rutherford, Tennessee 19 $ 3,835,000 $ 201,842 $ 117,000
Hamilton, Indiana 18 $ 4,340,000 $ 241,111 $ 180,000
St. Louis, Minnesota 18 $ 1,930,000 $ 107,222 $ 93,000
Bolivar, Mississippi 18 $ 1,480,000 $ 82,222 $ 74,000
King, Washington 18 $ 7,060,000 $ 392,222 $ 258,000
Collier, Florida 17 $ 12,475,000 $ 733,823 $ 454,000
Newton, Georgia 17 $ 2,455,000 $ 144,411 $ 77,000
Erie, New York 17 $ 2,275,000 $ 133,823 $ 105,000
Brown, Wisconsin 17 $ 15,315,000 $ 900,882 $ 96,000
Guilford, North Carolina 16 $ 2,920,000 $ 182,500 $ 87,000
Santa Clara, California 15 $ 7,725,000 $ 515,000 $ 461,000
Montgomery, Maryland 15 $ 3,815,000 $ 254,333 $ 213,000
Tarrant, Texas 15 $ 2,825,000 $ 188,333 $ 110,000
Pinal, Arizona 14 $ 1,690,000 $ 120,714 $ 84,000
Sacramento, California 14 $ 3,700,000 $ 264,285 $ 128,000
Hartford, Connecticut 14 $ 1,820,000 $ 130,000 $ 130,000
Manatee, Florida 14 $ 4,640,000 $ 331,428 $ 203,000
Orange, Florida 14 $ 5,040,000 $ 360,000 $ 168,000
Seminole, Florida 14 $ 2,030,000 $ 145,000 $ 122,000
Marion, Indiana 14 $ 1,520,000 $ 108,571 $ 104,000
Denton, Texas 14 $ 4,400,000 $ 314,285 $ 281,000
Fort Bend, Texas 14 $ 4,030,000 $ 287,857 $ 147,000
Virginia Beach, Virginia 14 $ 2,940,000 $ 210,000 $ 115,000
Douglas, Colorado 13 $ 5,265,000 $ 405,000 $ 340,000
St. Lucie, Florida 13 $ 1,775,000 $ 136,538 $ 85,000
Johnson, Kansas 13 $ 3,395,000 $ 261,153 $ 164,000
Union, Ohio 13 $ 2,305,000 $ 177,307 $ 189,000
Jefferson, Alabama 12 $ 4,700,000 $ 391,666 $ 224,000
Volusia, Florida 12 $ 1,860,000 $ 155,000 $ 93,000
Union, North Carolina 12 $ 2,410,000 $ 200,833 $ 170,000
Shelby, Tennessee 12 $ 1,530,000 $ 127,500 $ 103,000
Racine, Wisconsin 12 $ 2,080,000 $ 173,333 $ 127,000
Walworth, Wisconsin 12 $ 2,730,000 $ 227,500 $ 314,000
New Haven, Connecticut 11 $ 1,625,000 $ 147,727 $ 142,000
Wilson, Tennessee 11 $ 3,755,000 $ 341,363 $ 148,000
Montgomery, Texas 11 $ 2,045,000 $ 185,909 $ 113,000
Travis, Texas 11 $ 4,415,000 $ 401,363 $ 308,000
Baldwin, Alabama 10 $ 2,270,000 $ 227,000 $ 264,000
Osceola, Florida 10 $ 1,910,000 $ 191,000 $ 143,000
Cobb, Georgia 10 $ 3,160,000 $ 316,000 $ 177,000
Forsyth, Georgia 10 $ 2,070,000 $ 207,000 $ 139,000
Owen, Indiana 10 $ 920,000 $ 92,000 $ 102,000
Mayaguez, Puerto Rico 10 $ 1,330,000 $ 133,000 $ 93,000
Dane, Wisconsin 10 $ 3,070,000 $ 307,000 $ 164,000
Waukesha, Wisconsin 10 $ 2,970,000 $ 297,000 $ 197,000
Contra Costa, California 9 $ 3,785,000 $ 420,555 $ 242,000
Lake, Florida 9 $ 2,405,000 $ 267,222 $ 136,000
Winnebago, Illinois 9 $ 855,000 $ 95,000 $ 139,000
Prince George's, Maryland 9 $ 1,445,000 $ 160,555 $ 88,000
Wayne, Michigan 9 $ 1,865,000 $ 207,222 $ 139,000
DeSoto, Mississippi 9 $ 925,000 $ 102,777 $ 165,000
St. Louis, Missouri 9 $ 1,945,000 $ 216,111 $ 148,000
Bergen, New Jersey 9 $ 4,325,000 $ 480,555 $ 249,000
Camden, New Jersey 9 $ 835,000 $ 92,777 $ 97,000
Rutherford, North Carolina 9 $ 1,075,000 $ 119,444 $ 60,000
Tulsa, Oklahoma 9 $ 2,225,000 $ 247,222 $ 133,000
Philadelphia, Pennsylvania 9 $ 1,245,000 $ 138,333 $ 103,000
Aguada, Puerto Rico 9 $ 1,065,000 $ 118,333 $ 44,000
Fairfax, Virginia 9 $ 6,325,000 $ 702,777 $ 262,000
Jefferson, Colorado 8 $ 3,420,000 $ 427,500 $ 286,000
Sarasota, Florida 8 $ 1,390,000 $ 173,750 $ 151,000
Orleans, Louisiana 8 $ 1,120,000 $ 140,000 $ 133,000
Frederick, Maryland 8 $ 1,370,000 $ 171,250 $ 130,000
Suffolk, Massachusetts 8 $ 3,110,000 $ 388,750 $ 208,000
Essex, New Jersey 8 $ 3,360,000 $ 420,000 $ 164,000
Niagara, New York 8 $ 880,000 $ 110,000 $ 85,000
Cuyahoga, Ohio 8 $ 1,370,000 $ 171,250 $ 185,000
Bucks, Pennsylvania 8 $ 1,640,000 $ 205,000 $ 130,000
Chester, Pennsylvania 8 $ 2,320,000 $ 290,000 $ 162,000
Montgomery, Pennsylvania 8 $ 1,780,000 $ 222,500 $ 150,000
St. Croix, Wisconsin 8 $ 1,240,000 $ 155,000 $ 115,000
Benton, Arkansas 7 $ 2,125,000 $ 303,571 $ 151,000
Pulaski, Arkansas 7 $ 1,635,000 $ 233,571 $ 117,000
Arapahoe, Colorado 7 $ 1,035,000 $ 147,857 $ 169,000
El Paso, Colorado 7 $ 2,405,000 $ 343,571 $ 154,000
Fairfield, Connecticut 7 $ 1,885,000 $ 269,285 $ 262,000
Duval, Florida 7 $ 1,205,000 $ 172,142 $ 84,000
St. Johns, Florida 7 $ 1,185,000 $ 169,285 $ 170,000
Cherokee, Georgia 7 $ 1,485,000 $ 212,142 $ 98,000
DeKalb, Georgia 7 $ 915,000 $ 130,714 $ 101,000
Henry, Georgia 7 $ 1,375,000 $ 196,428 $ 77,000
Jefferson, Louisiana 7 $ 1,235,000 $ 176,428 $ 126,000
Essex, Massachusetts 7 $ 2,075,000 $ 296,428 $ 215,000
Norfolk, Massachusetts 7 $ 2,315,000 $ 330,714 $ 217,000
Chisago, Minnesota 7 $ 1,195,000 $ 170,714 $ 164,000
Washoe, Nevada 7 $ 1,845,000 $ 263,571 $ 136,000
Monmouth, New Jersey 7 $ 2,655,000 $ 379,285 $ 167,000
Burke, North Carolina 7 $ 645,000 $ 92,142 $ 59,000
Mitchell, North Carolina 7 $ 595,000 $ 85,000 $ 47,000
Horry, South Carolina 7 $ 1,145,000 $ 163,571 $ 102,000
York, South Carolina 7 $ 965,000 $ 137,857 $ 155,000
Brazoria, Texas 7 $ 1,265,000 $ 180,714 $ 166,000
Williamson, Texas 7 $ 2,445,000 $ 349,285 $ 162,000
Henrico, Virginia 7 $ 1,915,000 $ 273,571 $ 154,000
Snohomish, Washington 7 $ 2,085,000 $ 297,857 $ 147,000
Shelby, Alabama 6 $ 1,390,000 $ 231,666 $ 165,000
Bay, Florida 6 $ 1,070,000 $ 178,333 $ 89,000
Charlotte, Florida 6 $ 340,000 $ 56,666 $ 89,000
Clay, Florida 6 $ 1,070,000 $ 178,333 $ 95,000
Indian River, Florida 6 $ 580,000 $ 96,666 $ 137,000
Leon, Florida 6 $ 960,000 $ 160,000 $ 91,000
Walton, Florida 6 $ 3,040,000 $ 506,666 $ 274,000
Clayton, Georgia 6 $ 580,000 $ 96,666 $ 86,000
Boone, Illinois 6 $ 440,000 $ 73,333 $ 217,000
Kendall, Illinois 6 $ 680,000 $ 113,333 $ 442,000
Greene, Indiana 6 $ 720,000 $ 120,000 $ 88,000
Ripley, Indiana 6 $ 1,090,000 $ 181,666 $ 102,000
Anne Arundel, Maryland 6 $ 630,000 $ 105,000 $ 761,000
Carlton, Minnesota 6 $ 820,000 $ 136,666 $ 62,000
Cass, Minnesota 6 $ 1,110,000 $ 185,000 $ 215,000
Crow Wing, Minnesota 6 $ 2,350,000 $ 391,666 $ 298,000
St. Charles, Missouri 6 $ 740,000 $ 123,333 $ 91,000
Hillsborough, New Hampshire 6 $ 1,400,000 $ 233,333 $ 173,000
Burlington, New Jersey 6 $ 300,000 $ 50,000 $ 102,000
Morris, New Jersey 6 $ 930,000 $ 155,000 $ 249,000
Sussex, New Jersey 6 $ 750,000 $ 125,000 $ 402,000
Queens, New York 6 $ 1,270,000 $ 211,666 $ 132,000
Buncombe, North Carolina 6 $ 1,500,000 $ 250,000 $ 124,000
Durham, North Carolina 6 $ 1,320,000 $ 220,000 $ 165,000
Gaston, North Carolina 6 $ 1,060,000 $ 176,666 $ 108,000
Madison, Ohio 6 $ 630,000 $ 105,000 $ 168,000
Montgomery, Ohio 6 $ 730,000 $ 121,666 $ 75,000
Charleston, South Carolina 6 $ 2,920,000 $ 486,666 $ 192,000
Sumner, Tennessee 6 $ 940,000 $ 156,666 $ 120,000
Ellis, Texas 6 $ 1,810,000 $ 301,666 $ 147,000
Tooele, Utah 6 $ 850,000 $ 141,666 $ 106,000
Utah, Utah 6 $ 2,270,000 $ 378,333 $ 170,000
Chesterfield, Virginia 6 $ 1,100,000 $ 183,333 $ 153,000
Fauquier, Virginia 6 $ 720,000 $ 120,000 $ 191,000
Loudoun, Virginia 6 $ 1,710,000 $ 285,000 $ 208,000
Milwaukee, Wisconsin 6 $ 890,000 $ 148,333 $ 94,000
Lee, Alabama 5 $ 705,000 $ 141,000 $ 141,000
Marion, Arkansas 5 $ 295,000 $ 59,000 $ 58,000
Placer, California 5 $ 1,645,000 $ 329,000 $ 156,000
Denver, Colorado 5 $ 2,065,000 $ 413,000 $ 299,000
New Castle, Delaware 5 $ 405,000 $ 81,000 $ 92,000
Hernando, Florida 5 $ 1,715,000 $ 343,000 $ 128,000
Marion, Florida 5 $ 455,000 $ 91,000 $ 170,000
Chatham, Georgia 5 $ 925,000 $ 185,000 $ 247,000
Walton, Georgia 5 $ 965,000 $ 193,000 $ 115,000
Kootenai, Idaho 5 $ 2,345,000 $ 469,000 $ 194,000
Lawrence, Indiana 5 $ 555,000 $ 111,000 $ 78,000
Baltimore, Maryland 5 $ 2,575,000 $ 515,000 $ 288,000
Sunflower, Mississippi 5 $ 455,000 $ 91,000 $ 84,000
Ozark, Missouri 5 $ 535,000 $ 107,000 $ 53,000
Rockingham, New Hampshire 5 $ 1,445,000 $ 289,000 $ 173,000
Middlesex, New Jersey 5 $ 805,000 $ 161,000 $ 198,000
Passaic, New Jersey 5 $ 1,065,000 $ 213,000 $ 164,000
Avery, North Carolina 5 $ 655,000 $ 131,000 $ 54,000
Cumberland, North Carolina 5 $ 195,000 $ 39,000 $ 83,000
Butler, Ohio 5 $ 825,000 $ 165,000 $ 135,000
Fairfield, Ohio 5 $ 695,000 $ 139,000 $ 346,000
Westmoreland, Pennsylvania 5 $ 905,000 $ 181,000 $ 142,000
Aguadilla, Puerto Rico 5 $ 1,215,000 $ 243,000 $ 135,000
San German, Puerto Rico 5 $ 545,000 $ 109,000 $ 70,000
San Juan, Puerto Rico 5 $ 705,000 $ 141,000 $ 130,000
Lancaster, South Carolina 5 $ 1,825,000 $ 365,000 $ 198,000
Comal, Texas 5 $ 475,000 $ 95,000 $ 64,000
Hays, Texas 5 $ 1,495,000 $ 299,000 $ 167,000
Chesapeake, Virginia 5 $ 545,000 $ 109,000 $ 103,000
Stafford, Virginia 5 $ 715,000 $ 143,000 $ 121,000
Douglas, Wisconsin 5 $ 625,000 $ 125,000 $ 101,000
Madison, Alabama 4 $ 490,000 $ 122,500 $ 103,000
Yavapai, Arizona 4 $ 900,000 $ 225,000 $ 153,000
San Mateo, California 4 $ 2,950,000 $ 737,500 $ 361,000
Weld, Colorado 4 $ 2,820,000 $ 705,000 $ 201,000
Kent, Delaware 4 $ 680,000 $ 170,000 $ 133,000
Sussex, Delaware 4 $ 1,010,000 $ 252,500 $ 130,000
District of Columbia, District Of Columbia 4 $ 810,000 $ 202,500 $ 117,000
Alachua, Florida 4 $ 700,000 $ 175,000 $ 83,000
DeKalb, Illinois 4 $ 490,000 $ 122,500 $ 139,000
Franklin, Indiana 4 $ 540,000 $ 135,000 $ 87,000
Lake, Indiana 4 $ 210,000 $ 52,500 $ 101,000
Sedgwick, Kansas 4 $ 1,170,000 $ 292,500 $ 87,000
Bristol, Massachusetts 4 $ 1,540,000 $ 385,000 $ 179,000
Plymouth, Massachusetts 4 $ 1,020,000 $ 255,000 $ 156,000
Otter Tail, Minnesota 4 $ 1,280,000 $ 320,000 $ 318,000
Platte, Missouri 4 $ 480,000 $ 120,000 $ 82,000
Ravalli, Montana 4 $ 1,510,000 $ 377,500 $ 164,000
Douglas, Nebraska 4 $ 360,000 $ 90,000 $ 166,000
Gloucester, New Jersey 4 $ 640,000 $ 160,000 $ 139,000
Somerset, New Jersey 4 $ 2,900,000 $ 725,000 $ 196,000
Bernalillo, New Mexico 4 $ 760,000 $ 190,000 $ 392,000
Dutchess, New York 4 $ 1,390,000 $ 347,500 $ 189,000
Suffolk, New York 4 $ 1,090,000 $ 272,500 $ 153,000
Westchester, New York 4 $ 2,440,000 $ 610,000 $ 273,000
Alamance, North Carolina 4 $ 840,000 $ 210,000 $ 136,000
Forsyth, North Carolina 4 $ 530,000 $ 132,500 $ 114,000
Henderson, North Carolina 4 $ 330,000 $ 82,500 $ 150,000
Rockingham, North Carolina 4 $ 330,000 $ 82,500 $ 88,000
Stark, Ohio 4 $ 990,000 $ 247,500 $ 172,000
Summit, Ohio 4 $ 760,000 $ 190,000 $ 163,000
Warren, Ohio 4 $ 1,070,000 $ 267,500 $ 182,000
Oklahoma, Oklahoma 4 $ 1,160,000 $ 290,000 $ 201,000
Deschutes, Oregon 4 $ 1,140,000 $ 285,000 $ 137,000
Marion, Oregon 4 $ 480,000 $ 120,000 $ 121,000
Monroe, Pennsylvania 4 $ 580,000 $ 145,000 $ 97,000
Guaynabo, Puerto Rico 4 $ 1,080,000 $ 270,000 $ 169,000
Ponce, Puerto Rico 4 $ 790,000 $ 197,500 $ 291,000
Greenville, South Carolina 4 $ 930,000 $ 232,500 $ 143,000
Ector, Texas 4 $ 340,000 $ 85,000 $ 238,000
Grayson, Texas 4 $ 540,000 $ 135,000 $ 121,000
Rusk, Texas 4 $ 380,000 $ 95,000 $ 83,000
Spotsylvania, Virginia 4 $ 390,000 $ 97,500 $ 108,000
Pierce, Washington 4 $ 1,400,000 $ 350,000 $ 197,000
Eau Claire, Wisconsin 4 $ 680,000 $ 170,000 $ 86,000
Anchorage, Alaska 3 $ 1,055,000 $ 351,666 $ 180,000
Cochise, Arizona 3 $ 255,000 $ 85,000 $ 86,000
Izard, Arkansas 3 $ 355,000 $ 118,333 $ 90,000
Washington, Arkansas 3 $ 875,000 $ 291,666 $ 270,000
Kern, California 3 $ 385,000 $ 128,333 $ 134,000
San Joaquin, California 3 $ 755,000 $ 251,666 $ 174,000
Tulare, California 3 $ 415,000 $ 138,333 $ 140,000
Yolo, California 3 $ 815,000 $ 271,666 $ 125,000
Montezuma, Colorado 3 $ 455,000 $ 151,666 $ 98,000
Brevard, Florida 3 $ 1,825,000 $ 608,333 $ 824,000
Flagler, Florida 3 $ 775,000 $ 258,333 $ 150,000
Sumter, Florida 3 $ 925,000 $ 308,333 $ 160,000
Bibb, Georgia 3 $ 435,000 $ 145,000 $ 76,000
Fayette, Georgia 3 $ 735,000 $ 245,000 $ 162,000
Hall, Georgia 3 $ 935,000 $ 311,666 $ 146,000
Jackson, Georgia 3 $ 1,215,000 $ 405,000 $ 138,000
Paulding, Georgia 3 $ 565,000 $ 188,333 $ 144,000
Honolulu, Hawaii 3 $ 1,075,000 $ 358,333 $ 82,000
Ada, Idaho 3 $ 1,165,000 $ 388,333 $ 176,000
Allen, Indiana 3 $ 365,000 $ 121,666 $ 91,000
Clark, Indiana 3 $ 125,000 $ 41,666 $ 94,000
Knox, Indiana 3 $ 95,000 $ 31,666 $ 79,000
Porter, Indiana 3 $ 445,000 $ 148,333 $ 309,000
Sullivan, Indiana 3 $ 165,000 $ 55,000 $ 52,000
Baltimore City, Maryland 3 $ 975,000 $ 325,000 $ 191,000
Howard, Maryland 3 $ 1,005,000 $ 335,000 $ 125,000
Barnstable, Massachusetts 3 $ 795,000 $ 265,000 $ 245,000
Kalamazoo, Michigan 3 $ 845,000 $ 281,666 $ 162,000
Oakland, Michigan 3 $ 555,000 $ 185,000 $ 229,000
Blue Earth, Minnesota 3 $ 495,000 $ 165,000 $ 93,000
Clay, Minnesota 3 $ 385,000 $ 128,333 $ 78,000
Isanti, Minnesota 3 $ 715,000 $ 238,333 $ 123,000
Kanabec, Minnesota 3 $ 595,000 $ 198,333 $ 159,000
Stearns, Minnesota 3 $ 805,000 $ 268,333 $ 109,000
Madison, Mississippi 3 $ 755,000 $ 251,666 $ 123,000
Rankin, Mississippi 3 $ 855,000 $ 285,000 $ 158,000
Howell, Missouri 3 $ 155,000 $ 51,666 $ 64,000
Carroll, New Hampshire 3 $ 1,725,000 $ 575,000 $ 214,000
Ocean, New Jersey 3 $ 1,985,000 $ 661,666 $ 269,000
Monroe, New York 3 $ 325,000 $ 108,333 $ 139,000
Onondaga, New York 3 $ 655,000 $ 218,333 $ 111,000
Orange, New York 3 $ 545,000 $ 181,666 $ 103,000
Schenectady, New York 3 $ 165,000 $ 55,000 $ 38,000
Brunswick, North Carolina 3 $ 555,000 $ 185,000 $ 208,000
Catawba, North Carolina 3 $ 635,000 $ 211,666 $ 152,000
Davidson, North Carolina 3 $ 355,000 $ 118,333 $ 106,000
Iredell, North Carolina 3 $ 265,000 $ 88,333 $ 142,000
Johnston, North Carolina 3 $ 425,000 $ 141,666 $ 140,000
Lincoln, North Carolina 3 $ 365,000 $ 121,666 $ 111,000
Hamilton, Ohio 3 $ 575,000 $ 191,666 $ 109,000
Licking, Ohio 3 $ 195,000 $ 65,000 $ 198,000
Lucas, Ohio 3 $ 525,000 $ 175,000 $ 133,000
Medina, Ohio 3 $ 335,000 $ 111,666 $ 128,000
Miami, Ohio 3 $ 315,000 $ 105,000 $ 100,000
Delaware, Pennsylvania 3 $ 175,000 $ 58,333 $ 116,000
York, Pennsylvania 3 $ 465,000 $ 155,000 $ 88,000
Anasco, Puerto Rico 3 $ 335,000 $ 111,666 $ 48,000
Cabo Rojo, Puerto Rico 3 $ 455,000 $ 151,666 $ 137,000
Carolina, Puerto Rico 3 $ 375,000 $ 125,000 $ 51,000
Rincon, Puerto Rico 3 $ 425,000 $ 141,666 $ 88,000
Beaufort, South Carolina 3 $ 3,565,000 $ 1,188,333 $ 271,000
Richland, South Carolina 3 $ 195,000 $ 65,000 $ 40,000
Spartanburg, South Carolina 3 $ 505,000 $ 168,333 $ 81,000
Sumter, South Carolina 3 $ 255,000 $ 85,000 $ 67,000
Minnehaha, South Dakota 3 $ 405,000 $ 135,000 $ 332,000
Carter, Tennessee 3 $ 205,000 $ 68,333 $ 49,000
Cheatham, Tennessee 3 $ 145,000 $ 48,333 $ 91,000
Dickson, Tennessee 3 $ 865,000 $ 288,333 $ 119,000
Sevier, Tennessee 3 $ 1,775,000 $ 591,666 $ 180,000
Cameron, Texas 3 $ 155,000 $ 51,666 $ 74,000
El Paso, Texas 3 $ 995,000 $ 331,666 $ 141,000
Galveston, Texas 3 $ 875,000 $ 291,666 $ 139,000
Guadalupe, Texas 3 $ 595,000 $ 198,333 $ 105,000
Hidalgo, Texas 3 $ 245,000 $ 81,666 $ 108,000
Kaufman, Texas 3 $ 785,000 $ 261,666 $ 147,000
Rockwall, Texas 3 $ 835,000 $ 278,333 $ 186,000
Waller, Texas 3 $ 1,195,000 $ 398,333 $ 154,000
Weber, Utah 3 $ 955,000 $ 318,333 $ 205,000
Fredericksburg, Virginia 3 $ 375,000 $ 125,000 $ 205,000
Goochland, Virginia 3 $ 2,945,000 $ 981,666 $ 237,000
Orange, Virginia 3 $ 895,000 $ 298,333 $ 191,000
Prince William, Virginia 3 $ 785,000 $ 261,666 $ 244,000
Clark, Washington 3 $ 925,000 $ 308,333 $ 128,000
Spokane, Washington 3 $ 675,000 $ 225,000 $ 109,000
Thurston, Washington 3 $ 635,000 $ 211,666 $ 120,000
Ozaukee, Wisconsin 3 $ 785,000 $ 261,666 $ 192,000
Craighead, Arkansas 2 $ 250,000 $ 125,000 $ 73,000
Polk, Arkansas 2 $ 140,000 $ 70,000 $ 174,000
Sharp, Arkansas 2 $ 170,000 $ 85,000 $ 58,000
Amador, California 2 $ 50,000 $ 25,000 $ 163,000
El Dorado, California 2 $ 150,000 $ 75,000 $ 160,000
San Francisco, California 2 $ 2,310,000 $ 1,155,000 $ 223,000
Santa Cruz, California 2 $ 1,580,000 $ 790,000 $ 286,000
Garfield, Colorado 2 $ 370,000 $ 185,000 $ 108,000
Middlesex, Connecticut 2 $ 310,000 $ 155,000 $ 134,000
New London, Connecticut 2 $ 280,000 $ 140,000 $ 102,000
Tolland, Connecticut 2 $ 230,000 $ 115,000 $ 98,000
Windham, Connecticut 2 $ 320,000 $ 160,000 $ 56,000
Columbia, Florida 2 $ 860,000 $ 430,000 $ 518,000
Martin, Florida 2 $ 160,000 $ 80,000 $ 107,000
Santa Rosa, Florida 2 $ 90,000 $ 45,000 $ 125,000
Suwannee, Florida 2 $ 460,000 $ 230,000 $ 101,000
Bartow, Georgia 2 $ 320,000 $ 160,000 $ 93,000
Dougherty, Georgia 2 $ 270,000 $ 135,000 $ 24,000
Douglas, Georgia 2 $ 150,000 $ 75,000 $ 82,000
Floyd, Georgia 2 $ 340,000 $ 170,000 $ 144,000
Gilmer, Georgia 2 $ 510,000 $ 255,000 $ 147,000
Haralson, Georgia 2 $ 140,000 $ 70,000 $ 113,000
Houston, Georgia 2 $ 210,000 $ 105,000 $ 54,000
Jones, Georgia 2 $ 130,000 $ 65,000 $ 37,000
Liberty, Georgia 2 $ 150,000 $ 75,000 $ 49,000
Monroe, Georgia 2 $ 120,000 $ 60,000 $ 42,000
Muscogee, Georgia 2 $ 580,000 $ 290,000 $ 109,000
Pickens, Georgia 2 $ 170,000 $ 85,000 $ 114,000
Rockdale, Georgia 2 $ 130,000 $ 65,000 $ 60,000
Champaign, Illinois 2 $ 600,000 $ 300,000 $ 90,000
Grundy, Illinois 2 $ 240,000 $ 120,000 $ 151,000
Madison, Illinois 2 $ 450,000 $ 225,000 $ 52,000
Boone, Indiana 2 $ 280,000 $ 140,000 $ 249,000
Clay, Indiana 2 $ 330,000 $ 165,000 $ 80,000
Decatur, Indiana 2 $ 380,000 $ 190,000 $ 98,000
Hancock, Indiana 2 $ 580,000 $ 290,000 $ 94,000
Henry, Indiana 2 $ 600,000 $ 300,000 $ 145,000
Howard, Indiana 2 $ 200,000 $ 100,000 $ 46,000
Johnson, Indiana 2 $ 100,000 $ 50,000 $ 135,000
Ohio, Indiana 2 $ 360,000 $ 180,000 $ 152,000
St. Joseph, Indiana 2 $ 60,000 $ 30,000 $ 75,000
Des Moines, Iowa 2 $ 100,000 $ 50,000 $ 93,000
Dubuque, Iowa 2 $ 430,000 $ 215,000 $ 156,000
Linn, Iowa 2 $ 360,000 $ 180,000 $ 81,000
Polk, Iowa 2 $ 260,000 $ 130,000 $ 94,000
Scott, Iowa 2 $ 710,000 $ 355,000 $ 127,000
Douglas, Kansas 2 $ 410,000 $ 205,000 $ 67,000
Wyandotte, Kansas 2 $ 290,000 $ 145,000 $ 92,000
Fayette, Kentucky 2 $ 300,000 $ 150,000 $ 55,000
Hardin, Kentucky 2 $ 100,000 $ 50,000 $ 18,000
Kenton, Kentucky 2 $ 660,000 $ 330,000 $ 134,000
St. Charles, Louisiana 2 $ 210,000 $ 105,000 $ 183,000
Oxford, Maine 2 $ 200,000 $ 100,000 $ 127,000
Penobscot, Maine 2 $ 150,000 $ 75,000 $ 130,000
York, Maine 2 $ 440,000 $ 220,000 $ 92,000
Carroll, Maryland 2 $ 360,000 $ 180,000 $ 137,000
Cass, Michigan 2 $ 340,000 $ 170,000 $ 126,000
Grand Traverse, Michigan 2 $ 580,000 $ 290,000 $ 189,000
Ottawa, Michigan 2 $ 200,000 $ 100,000 $ 286,000
Kandiyohi, Minnesota 2 $ 590,000 $ 295,000 $ 139,000
McLeod, Minnesota 2 $ 180,000 $ 90,000 $ 153,000
Morrison, Minnesota 2 $ 550,000 $ 275,000 $ 188,000
Waseca, Minnesota 2 $ 370,000 $ 185,000 $ 86,000
Harrison, Mississippi 2 $ 90,000 $ 45,000 $ 60,000
Hinds, Mississippi 2 $ 160,000 $ 80,000 $ 115,000
Tallahatchie, Mississippi 2 $ 140,000 $ 70,000 $ 36,000
Washington, Mississippi 2 $ 150,000 $ 75,000 $ 60,000
Buchanan, Missouri 2 $ 420,000 $ 210,000 $ 161,000
Douglas, Missouri 2 $ 210,000 $ 105,000 $ 62,000
Greene, Missouri 2 $ 430,000 $ 215,000 $ 96,000
Lincoln, Missouri 2 $ 110,000 $ 55,000 $ 130,000
St. Louis City, Missouri 2 $ 310,000 $ 155,000 $ 190,000
Cheshire, New Hampshire 2 $ 410,000 $ 205,000 $ 216,000
Merrimack, New Hampshire 2 $ 690,000 $ 345,000 $ 130,000
Cape May, New Jersey 2 $ 790,000 $ 395,000 $ 263,000
Hudson, New Jersey 2 $ 890,000 $ 445,000 $ 245,000
Mercer, New Jersey 2 $ 630,000 $ 315,000 $ 185,000
Santa Fe, New Mexico 2 $ 2,980,000 $ 1,490,000 $ 380,000
Broome, New York 2 $ 130,000 $ 65,000 $ 97,000
Fulton, New York 2 $ 90,000 $ 45,000 $ 47,000
Nassau, New York 2 $ 760,000 $ 380,000 $ 206,000
Ulster, New York 2 $ 130,000 $ 65,000 $ 347,000
Washington, New York 2 $ 270,000 $ 135,000 $ 75,000
Cabarrus, North Carolina 2 $ 340,000 $ 170,000 $ 162,000
Cherokee, North Carolina 2 $ 250,000 $ 125,000 $ 32,000
Cleveland, North Carolina 2 $ 70,000 $ 35,000 $ 65,000
Harnett, North Carolina 2 $ 70,000 $ 35,000 $ 126,000
Orange, North Carolina 2 $ 1,400,000 $ 700,000 $ 384,000
Yadkin, North Carolina 2 $ 200,000 $ 100,000 $ 33,000
Yancey, North Carolina 2 $ 110,000 $ 55,000 $ 47,000
Lake, Ohio 2 $ 190,000 $ 95,000 $ 179,000
Mahoning, Ohio 2 $ 220,000 $ 110,000 $ 98,000
Morrow, Ohio 2 $ 180,000 $ 90,000 $ 116,000
Pickaway, Ohio 2 $ 590,000 $ 295,000 $ 211,000
Ross, Ohio 2 $ 300,000 $ 150,000 $ 176,000
Vinton, Ohio 2 $ 250,000 $ 125,000 $ 247,000
Multnomah, Oregon 2 $ 400,000 $ 200,000 $ 165,000
Franklin, Pennsylvania 2 $ 540,000 $ 270,000 $ 119,000
Lancaster, Pennsylvania 2 $ 640,000 $ 320,000 $ 201,000
Luzerne, Pennsylvania 2 $ 220,000 $ 110,000 $ 74,000
Northampton, Pennsylvania 2 $ 390,000 $ 195,000 $ 226,000
Aibonito, Puerto Rico 2 $ 210,000 $ 105,000 $ 85,000
Arroyo, Puerto Rico 2 $ 160,000 $ 80,000 $ 119,000
Bayamon, Puerto Rico 2 $ 280,000 $ 140,000 $ 92,000
Caguas, Puerto Rico 2 $ 630,000 $ 315,000 $ 135,000
Fajardo, Puerto Rico 2 $ 320,000 $ 160,000 $ 113,000
Lajas, Puerto Rico 2 $ 290,000 $ 145,000 $ 244,000
San Sebastian, Puerto Rico 2 $ 160,000 $ 80,000 $ 34,000
Kent, Rhode Island 2 $ 560,000 $ 280,000 $ 148,000
Washington, Rhode Island 2 $ 490,000 $ 245,000 $ 267,000
Abbeville, South Carolina 2 $ 230,000 $ 115,000 $ 55,000
Anderson, South Carolina 2 $ 130,000 $ 65,000 $ 34,000
Berkeley, South Carolina 2 $ 120,000 $ 60,000 $ 103,000
Blount, Tennessee 2 $ 810,000 $ 405,000 $ 208,000
Cumberland, Tennessee 2 $ 310,000 $ 155,000 $ 48,000
Hamilton, Tennessee 2 $ 370,000 $ 185,000 $ 93,000
Montgomery, Tennessee 2 $ 430,000 $ 215,000 $ 98,000
Overton, Tennessee 2 $ 210,000 $ 105,000 $ 61,000
Washington, Tennessee 2 $ 60,000 $ 30,000 $ 59,000
Bastrop, Texas 2 $ 600,000 $ 300,000 $ 234,000
Bell, Texas 2 $ 170,000 $ 85,000 $ 132,000
Erath, Texas 2 $ 530,000 $ 265,000 $ 115,000
Lubbock, Texas 2 $ 390,000 $ 195,000 $ 100,000
Panola, Texas 2 $ 120,000 $ 60,000 $ 75,000
Parker, Texas 2 $ 550,000 $ 275,000 $ 127,000
Tom Green, Texas 2 $ 480,000 $ 240,000 $ 105,000
Alexandria, Virginia 2 $ 430,000 $ 215,000 $ 165,000
Caroline, Virginia 2 $ 100,000 $ 50,000 $ 134,000
Danville, Virginia 2 $ 60,000 $ 30,000 $ 36,000
Dinwiddie, Virginia 2 $ 250,000 $ 125,000 $ 1,305,000
King George, Virginia 2 $ 70,000 $ 35,000 $ 100,000
Norfolk, Virginia 2 $ 220,000 $ 110,000 $ 79,000
Chelan, Washington 2 $ 1,280,000 $ 640,000 $ 224,000
Berkeley, West Virginia 2 $ 60,000 $ 30,000 $ 59,000
Calumet, Wisconsin 2 $ 200,000 $ 100,000 $ 99,000
Chippewa, Wisconsin 2 $ 160,000 $ 80,000 $ 54,000
Dodge, Wisconsin 2 $ 360,000 $ 180,000 $ 231,000
Door, Wisconsin 2 $ 450,000 $ 225,000 $ 231,000
Oconto, Wisconsin 2 $ 360,000 $ 180,000 $ 87,000
Oneida, Wisconsin 2 $ 320,000 $ 160,000 $ 103,000
Rock, Wisconsin 2 $ 250,000 $ 125,000 $ 83,000
Sawyer, Wisconsin 2 $ 260,000 $ 130,000 $ 146,000
Sheboygan, Wisconsin 2 $ 670,000 $ 335,000 $ 212,000
Vilas, Wisconsin 2 $ 200,000 $ 100,000 $ 109,000
Washburn, Wisconsin 2 $ 500,000 $ 250,000 $ 184,000
Washington, Wisconsin 2 $ 560,000 $ 280,000 $ 180,000
Chambers, Alabama 1 $ 145,000 $ 145,000 $ 81,000
Houston, Alabama 1 $ 145,000 $ 145,000 $ 38,000
Russell, Alabama 1 $ 55,000 $ 55,000 $ 56,000
St. Clair, Alabama 1 $ 65,000 $ 65,000 $ 139,000
Matanuska-Susitna, Alaska 1 $ 65,000 $ 65,000 $ 87,000
Mohave, Arizona 1 $ 105,000 $ 105,000 $ 146,000
Crawford, Arkansas 1 $ 165,000 $ 165,000 $ 84,000
Faulkner, Arkansas 1 $ 355,000 $ 355,000 $ 304,000
Page:

Mortgage Loan Application Detail Totals for Baxter Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,879 $775,945,000 $412,000 $13,205,000 $175,000 $3,175,000
Home Improvement 1,818 $196,420,000 $108,000 $1,005,000 $159,000 $4,260,000
Other Purpose 1,122 $132,520,000 $118,000 $2,705,000 $164,000 $4,565,000
Cash-out Refinancing 1,106 $234,970,000 $212,000 $6,955,000 $156,000 $4,192,000
Refinancing 351 $83,625,000 $238,000 $1,555,000 $134,000 $2,022,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,022 $650,690,000 $215,000 $4,005,000 $165,000 $4,565,000
Not Provided 1,543 $359,695,000 $233,000 $3,985,000 $175,000 $4,260,000
Hispanic 717 $127,225,000 $177,000 $1,885,000 $130,000 $3,175,000
Asian 488 $140,970,000 $288,000 $2,905,000 $189,000 $3,689,000
Black or African American 430 $79,940,000 $185,000 $2,045,000 $129,000 $2,022,000
American Indian or Alaskan Native 27 $5,245,000 $194,000 $845,000 $149,000 $375,000
Not applicable 19 $51,575,000 $2,714,000 $13,205,000 $0 $0
Native Hawaiian or Other Pacific Islander 12 $2,830,000 $235,000 $485,000 $121,000 $170,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,276 $1,423,480,000 $226,000 $13,205,000 $163,000 $4,565,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,226 $1,001,060,000 $236,000 $13,205,000 $163,000 $4,192,000
Application Denied By Financial Institution 649 $87,255,000 $134,000 $1,855,000 $127,000 $3,600,000
Application Withdrawn By Applicant 631 $114,685,000 $181,000 $3,895,000 $198,000 $4,260,000
Application Approved But Not Accepted 569 $152,775,000 $268,000 $3,565,000 $165,000 $4,565,000
Preapproval Approved but not Accepted 173 $60,925,000 $352,000 $2,005,000 $161,000 $2,133,000
Preapproval Denied by Financial Institution 16 $4,520,000 $282,000 $785,000 $102,000 $306,000
File Closed For Incompleteness 12 $2,260,000 $188,000 $825,000 $274,000 $1,584,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,611 $1,331,705,000 $237,000 $13,205,000 $167,000 $4,565,000
Debt-To-Income Ratio 353 $54,265,000 $153,000 $1,855,000 $85,000 $534,000
Credit History 212 $20,280,000 $95,000 $525,000 $156,000 $2,523,000
Collateral 38 $5,390,000 $141,000 $585,000 $125,000 $317,000
Other 38 $4,420,000 $116,000 $435,000 $338,000 $3,600,000
Unverifiable Information 10 $1,690,000 $169,000 $535,000 $125,000 $375,000
Insufficient Cash (Downpayment, Closing Cost) 8 $4,000,000 $500,000 $1,855,000 $158,000 $535,000
Employment History 5 $1,475,000 $295,000 $895,000 $140,000 $331,000
Mortgage Insurance Denied 1 $255,000 $255,000 $255,000 $93,000 $93,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List