Bay Capital Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Bay Capital Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Bay Capital Mortgage Corporation 801 Compass Way Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2015 2014 |
| Total Number of Mortgage Applications | 3,507 |
| Total Mortgage Loan Application Amount | $1,167,715,000 |
| Average Mortgage Loan Application Amount | $323,000 |
| Highest Mortgage Loan Application Amount | $2,155,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $1,691,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 854 | $ 317,380,000 | $ 371,000 | $ 134,000 |
| Prince George's County Maryland | 234 | $ 78,040,000 | $ 333,000 | $ 108,000 |
| Calvert County Maryland | 197 | $ 72,375,000 | $ 367,000 | $ 111,000 |
| Talbot County Maryland | 171 | $ 59,575,000 | $ 348,000 | $ 153,000 |
| Howard County Maryland | 155 | $ 63,825,000 | $ 411,000 | $ 147,000 |
| Charles County Maryland | 139 | $ 46,205,000 | $ 332,000 | $ 107,000 |
| Baltimore County Maryland | 138 | $ 41,190,000 | $ 298,000 | $ 104,000 |
| St. Mary's County Maryland | 130 | $ 41,460,000 | $ 318,000 | $ 104,000 |
| Carroll County Maryland | 126 | $ 42,070,000 | $ 333,000 | $ 117,000 |
| Frederick County Maryland | 119 | $ 40,145,000 | $ 337,000 | $ 120,000 |
| Leon County Florida | 118 | $ 29,100,000 | $ 246,000 | $ 90,000 |
| Caroline County Maryland | 103 | $ 21,795,000 | $ 211,000 | $ 93,000 |
| Baltimore City County Maryland | 96 | $ 24,710,000 | $ 257,000 | $ 112,000 |
| Adams County Pennsylvania | 91 | $ 23,055,000 | $ 253,000 | $ 113,000 |
| Worcester County Maryland | 89 | $ 26,975,000 | $ 303,000 | $ 224,000 |
| Washington County Maryland | 83 | $ 21,065,000 | $ 253,000 | $ 114,000 |
| Sussex County Delaware | 69 | $ 21,795,000 | $ 315,000 | $ 142,000 |
| Montgomery County Maryland | 69 | $ 30,315,000 | $ 439,000 | $ 149,000 |
| Queen Anne's County Maryland | 69 | $ 27,945,000 | $ 405,000 | $ 147,000 |
| Indian River County Florida | 42 | $ 13,760,000 | $ 327,000 | $ 169,000 |
| Harford County Maryland | 30 | $ 10,400,000 | $ 346,000 | $ 116,000 |
| York County Pennsylvania | 30 | $ 8,120,000 | $ 270,000 | $ 97,000 |
| Dorchester County Maryland | 28 | $ 6,380,000 | $ 227,000 | $ 100,000 |
| District of Columbia County District Of Columbia | 22 | $ 9,760,000 | $ 443,000 | $ 143,000 |
| Kent County Maryland | 22 | $ 4,490,000 | $ 204,000 | $ 72,000 |
| Wakulla County Florida | 18 | $ 4,810,000 | $ 267,000 | $ 88,000 |
| Wicomico County Maryland | 15 | $ 3,475,000 | $ 231,000 | $ 110,000 |
| Franklin County Pennsylvania | 14 | $ 3,060,000 | $ 218,000 | $ 82,000 |
| Fairfax County Virginia | 13 | $ 5,525,000 | $ 425,000 | $ 102,000 |
| Palm Beach County Florida | 9 | $ 3,365,000 | $ 373,000 | $ 224,000 |
| Berkeley County West Virginia | 9 | $ 1,995,000 | $ 221,000 | $ 71,000 |
| Brevard County Florida | 8 | $ 1,500,000 | $ 187,000 | $ 57,000 |
| Duval County Florida | 8 | $ 1,790,000 | $ 223,000 | $ 85,000 |
| Loudoun County Virginia | 8 | $ 3,300,000 | $ 412,000 | $ 125,000 |
| Cumberland County Pennsylvania | 7 | $ 1,905,000 | $ 272,000 | $ 110,000 |
| Alexandria County Virginia | 6 | $ 2,020,000 | $ 336,000 | $ 145,000 |
| Sarasota County Florida | 5 | $ 2,905,000 | $ 581,000 | $ 373,000 |
| Prince William County Virginia | 5 | $ 1,915,000 | $ 383,000 | $ 85,000 |
| Jefferson County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 83,000 |
| Lee County Florida | 4 | $ 890,000 | $ 222,000 | $ 109,000 |
| Allegany County Maryland | 4 | $ 590,000 | $ 147,000 | $ 58,000 |
| Cecil County Maryland | 4 | $ 1,510,000 | $ 377,000 | $ 171,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,320,000 | $ 330,000 | $ 252,000 |
| Arlington County Virginia | 4 | $ 1,880,000 | $ 470,000 | $ 113,000 |
| Frederick County Virginia | 4 | $ 1,190,000 | $ 297,000 | $ 89,000 |
| King George County Virginia | 4 | $ 1,370,000 | $ 342,000 | $ 122,000 |
| Westmoreland County Virginia | 4 | $ 1,270,000 | $ 317,000 | $ 126,000 |
| Gadsden County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 77,000 |
| Miami-Dade County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 205,000 |
| St. Lucie County Florida | 3 | $ 815,000 | $ 271,000 | $ 80,000 |
| Onslow County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 30,000 |
| Bucks County Pennsylvania | 3 | $ 855,000 | $ 285,000 | $ 86,000 |
| Butler County Pennsylvania | 3 | $ 1,035,000 | $ 345,000 | $ 95,000 |
| Chester County Pennsylvania | 3 | $ 1,045,000 | $ 348,000 | $ 152,000 |
| Lancaster County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 56,000 |
| Henrico County Virginia | 3 | $ 685,000 | $ 228,000 | $ 93,000 |
| Norfolk County Virginia | 3 | $ 695,000 | $ 231,000 | $ 75,000 |
| Morgan County West Virginia | 3 | $ 765,000 | $ 255,000 | $ 128,000 |
| Hillsborough County Florida | 2 | $ 890,000 | $ 445,000 | $ 116,000 |
| Martin County Florida | 2 | $ 750,000 | $ 375,000 | $ 219,000 |
| Pinellas County Florida | 2 | $ 380,000 | $ 190,000 | $ 102,000 |
| Seminole County Florida | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| Thomas County Georgia | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Garrett County Maryland | 2 | $ 1,580,000 | $ 790,000 | $ 457,000 |
| Carteret County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| Currituck County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 357,000 |
| Moore County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 148,000 |
| Dauphin County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 20,000 |
| Beaufort County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 42,000 |
| Accomack County Virginia | 2 | $ 560,000 | $ 280,000 | $ 150,000 |
| James City County Virginia | 2 | $ 640,000 | $ 320,000 | $ 93,000 |
| Lynchburg County Virginia | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Spotsylvania County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 153,000 |
| Jefferson County West Virginia | 2 | $ 680,000 | $ 340,000 | $ 89,000 |
| Kent County Delaware | 1 | $ 285,000 | $ 285,000 | $ 0 |
| New Castle County Delaware | 1 | $ 305,000 | $ 305,000 | $ 177,000 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Broward County Florida | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Collier County Florida | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Flagler County Florida | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Franklin County Florida | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Lake County Florida | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Orange County Florida | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Polk County Florida | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Santa Rosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| St. Johns County Florida | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Catoosa County Georgia | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Gwinnett County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Somerset County Maryland | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Ashe County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Brunswick County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Harnett County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Mitchell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| New Hanover County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Pender County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Union County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 197,000 |
| Wake County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Allegheny County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 364,000 |
| Clearfield County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
| Delaware County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 450,000 |
| Monroe County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Montgomery County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Montour County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Perry County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Aiken County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Greenville County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| Falls Church County Virginia | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| Fauquier County Virginia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 755,000 | $ 755,000 | $ 256,000 |
| Gloucester County Virginia | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Goochland County Virginia | 1 | $ 455,000 | $ 455,000 | $ 238,000 |
| Hampton County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hanover County Virginia | 1 | $ 545,000 | $ 545,000 | $ 110,000 |
| King William County Virginia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Manassas County Virginia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 355,000 | $ 355,000 | $ 264,000 |
| Richmond County Virginia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Stafford County Virginia | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| York County Virginia | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Hampshire County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Ohio County West Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bay Capital Mortgage Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,871 | $670,205,000 | $358,000 | $2,155,000 | $127,000 | $1,219,000 |
| Refinancing | 1,185 | $357,395,000 | $301,000 | $1,535,000 | $118,000 | $1,691,000 |
| Cash-out Refinancing | 451 | $140,115,000 | $310,000 | $2,005,000 | $133,000 | $1,641,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,563 | $836,525,000 | $326,000 | $2,005,000 | $128,000 | $1,691,000 |
| Black or African American | 461 | $156,565,000 | $339,000 | $895,000 | $104,000 | $364,000 |
| Not Provided | 262 | $93,030,000 | $355,000 | $1,065,000 | $129,000 | $1,125,000 |
| Hispanic | 135 | $50,335,000 | $372,000 | $2,155,000 | $115,000 | $1,055,000 |
| Asian | 63 | $23,845,000 | $378,000 | $965,000 | $135,000 | $553,000 |
| American Indian or Alaskan Native | 16 | $5,790,000 | $361,000 | $715,000 | $116,000 | $351,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $390,000 | $195,000 | $235,000 | $59,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,510 | $816,100,000 | $325,000 | $2,155,000 | $141,000 | $1,691,000 |
| VA-guaranteed (Veterans Administration) | 477 | $197,765,000 | $414,000 | $1,475,000 | $87,000 | $533,000 |
| FHA-insured (Federal Housing Administration) | 359 | $112,295,000 | $312,000 | $765,000 | $86,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 161 | $41,555,000 | $258,000 | $515,000 | $69,000 | $151,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,896 | $968,620,000 | $334,000 | $2,155,000 | $126,000 | $1,691,000 |
| Application Withdrawn By Applicant | 437 | $147,325,000 | $337,000 | $1,905,000 | $126,000 | $1,641,000 |
| Application Denied By Financial Institution | 174 | $51,770,000 | $297,000 | $1,425,000 | $105,000 | $522,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,333 | $1,115,945,000 | $334,000 | $2,155,000 | $126,000 | $1,691,000 |
| Credit Application Incomplete | 90 | $27,770,000 | $308,000 | $1,425,000 | $107,000 | $483,000 |
| Other | 24 | $6,850,000 | $285,000 | $805,000 | $92,000 | $205,000 |
| Credit History | 23 | $5,995,000 | $260,000 | $405,000 | $107,000 | $243,000 |
| Debt-To-Income Ratio | 15 | $4,255,000 | $283,000 | $525,000 | $121,000 | $522,000 |
| Collateral | 10 | $2,580,000 | $258,000 | $415,000 | $105,000 | $346,000 |
| Employment History | 5 | $1,455,000 | $291,000 | $545,000 | $89,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,075,000 | $415,000 | $585,000 | $104,000 | $201,000 |
| Unverifiable Information | 2 | $790,000 | $395,000 | $455,000 | $97,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.