Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bay Equity Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,373 |
| Total Mortgage Loan Application Amount | $2,443,742,000 |
| Average Mortgage Loan Application Amount | $356,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $2,350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,413 | $ 484,880,000 | $ 343,000 | $ 115,000 |
| Orange County California | 828 | $ 302,220,000 | $ 365,000 | $ 128,000 |
| San Diego County California | 663 | $ 217,139,000 | $ 327,000 | $ 117,000 |
| Santa Clara County California | 649 | $ 260,275,000 | $ 401,000 | $ 144,000 |
| Alameda County California | 433 | $ 147,842,000 | $ 341,000 | $ 118,000 |
| San Mateo County California | 360 | $ 135,799,000 | $ 377,000 | $ 121,000 |
| Contra Costa County California | 292 | $ 103,298,000 | $ 353,000 | $ 125,000 |
| Sonoma County California | 291 | $ 86,874,000 | $ 298,000 | $ 101,000 |
| San Francisco County California | 261 | $ 104,227,000 | $ 399,000 | $ 120,000 |
| Ventura County California | 222 | $ 73,967,000 | $ 333,000 | $ 117,000 |
| Sacramento County California | 203 | $ 48,134,000 | $ 237,000 | $ 118,000 |
| Riverside County California | 182 | $ 42,667,000 | $ 234,000 | $ 118,000 |
| San Bernardino County California | 148 | $ 37,100,000 | $ 250,000 | $ 106,000 |
| Marin County California | 133 | $ 53,486,000 | $ 402,000 | $ 136,000 |
| Maricopa County Arizona | 107 | $ 24,291,000 | $ 227,000 | $ 111,000 |
| Placer County California | 84 | $ 23,479,000 | $ 279,000 | $ 126,000 |
| King County Washington | 66 | $ 23,807,000 | $ 360,000 | $ 132,000 |
| Solano County California | 54 | $ 13,493,000 | $ 249,000 | $ 130,000 |
| Clark County Nevada | 53 | $ 10,667,000 | $ 201,000 | $ 110,000 |
| San Joaquin County California | 51 | $ 10,849,000 | $ 212,000 | $ 82,000 |
| Santa Barbara County California | 48 | $ 18,002,000 | $ 375,000 | $ 138,000 |
| Napa County California | 44 | $ 13,676,000 | $ 310,000 | $ 111,000 |
| El Dorado County California | 38 | $ 11,433,000 | $ 300,000 | $ 118,000 |
| Yolo County California | 38 | $ 9,456,000 | $ 248,000 | $ 82,000 |
| Monterey County California | 35 | $ 12,492,000 | $ 356,000 | $ 124,000 |
| Fresno County California | 34 | $ 7,302,000 | $ 214,000 | $ 126,000 |
| Santa Cruz County California | 34 | $ 13,190,000 | $ 387,000 | $ 139,000 |
| Salt Lake County Utah | 33 | $ 9,415,000 | $ 285,000 | $ 84,000 |
| San Luis Obispo County California | 32 | $ 10,056,000 | $ 314,000 | $ 108,000 |
| Kern County California | 29 | $ 6,096,000 | $ 210,000 | $ 109,000 |
| Stanislaus County California | 27 | $ 4,907,000 | $ 181,000 | $ 70,000 |
| Honolulu County Hawaii | 26 | $ 11,639,000 | $ 447,000 | $ 90,000 |
| Nevada County California | 21 | $ 5,621,000 | $ 267,000 | $ 182,000 |
| Snohomish County Washington | 19 | $ 5,175,000 | $ 272,000 | $ 99,000 |
| Butte County California | 18 | $ 4,724,000 | $ 262,000 | $ 110,000 |
| Douglas County Colorado | 18 | $ 5,484,000 | $ 304,000 | $ 105,000 |
| Calaveras County California | 17 | $ 4,321,000 | $ 254,000 | $ 226,000 |
| Humboldt County California | 17 | $ 3,105,000 | $ 182,000 | $ 59,000 |
| Mendocino County California | 16 | $ 4,502,000 | $ 281,000 | $ 92,000 |
| Denver County Colorado | 15 | $ 4,127,000 | $ 275,000 | $ 116,000 |
| Utah County Utah | 14 | $ 2,663,000 | $ 190,000 | $ 67,000 |
| Multnomah County Oregon | 13 | $ 3,019,000 | $ 232,000 | $ 68,000 |
| Jefferson County Colorado | 12 | $ 2,972,000 | $ 247,000 | $ 79,000 |
| Arapahoe County Colorado | 11 | $ 2,684,000 | $ 244,000 | $ 80,000 |
| Hawaii County Hawaii | 11 | $ 3,665,000 | $ 333,000 | $ 90,000 |
| Davis County Utah | 11 | $ 2,525,000 | $ 229,000 | $ 104,000 |
| Lake County California | 10 | $ 2,619,000 | $ 261,000 | $ 82,000 |
| Pierce County Washington | 10 | $ 2,147,000 | $ 214,000 | $ 64,000 |
| Shasta County California | 9 | $ 1,714,000 | $ 190,000 | $ 79,000 |
| El Paso County Colorado | 9 | $ 1,695,000 | $ 188,000 | $ 64,000 |
| Coconino County Arizona | 7 | $ 1,759,000 | $ 251,000 | $ 116,000 |
| Pima County Arizona | 7 | $ 1,590,000 | $ 227,000 | $ 124,000 |
| Pinal County Arizona | 7 | $ 1,517,000 | $ 216,000 | $ 88,000 |
| Amador County California | 7 | $ 1,528,000 | $ 218,000 | $ 222,000 |
| Tulare County California | 7 | $ 1,481,000 | $ 211,000 | $ 70,000 |
| Weber County Utah | 7 | $ 1,624,000 | $ 232,000 | $ 69,000 |
| Thurston County Washington | 7 | $ 1,294,000 | $ 184,000 | $ 53,000 |
| Sutter County California | 6 | $ 1,047,000 | $ 174,000 | $ 45,000 |
| Adams County Colorado | 6 | $ 831,000 | $ 138,000 | $ 131,000 |
| Boulder County Colorado | 6 | $ 1,718,000 | $ 286,000 | $ 115,000 |
| Maui County Hawaii | 6 | $ 2,233,000 | $ 372,000 | $ 73,000 |
| Washington County Oregon | 6 | $ 1,472,000 | $ 245,000 | $ 78,000 |
| Madera County California | 5 | $ 1,275,000 | $ 255,000 | $ 81,000 |
| Merced County California | 5 | $ 775,000 | $ 155,000 | $ 60,000 |
| San Benito County California | 4 | $ 1,003,000 | $ 250,000 | $ 173,000 |
| Tuolumne County California | 4 | $ 722,000 | $ 180,000 | $ 120,000 |
| Larimer County Colorado | 4 | $ 879,000 | $ 219,000 | $ 54,000 |
| Kauai County Hawaii | 4 | $ 1,005,000 | $ 251,000 | $ 93,000 |
| Washoe County Nevada | 4 | $ 1,359,000 | $ 339,000 | $ 88,000 |
| Washington County Utah | 4 | $ 824,000 | $ 206,000 | $ 81,000 |
| Kitsap County Washington | 4 | $ 1,039,000 | $ 259,000 | $ 72,000 |
| Mohave County Arizona | 3 | $ 512,000 | $ 170,000 | $ 71,000 |
| Mariposa County California | 3 | $ 506,000 | $ 168,000 | $ 91,000 |
| Plumas County California | 3 | $ 723,000 | $ 241,000 | $ 60,000 |
| Yuba County California | 3 | $ 542,000 | $ 180,000 | $ 49,000 |
| Eagle County Colorado | 3 | $ 762,000 | $ 254,000 | $ 105,000 |
| Grand County Colorado | 3 | $ 700,000 | $ 233,000 | $ 110,000 |
| Ada County Idaho | 3 | $ 472,000 | $ 157,000 | $ 59,000 |
| Clackamas County Oregon | 3 | $ 648,000 | $ 216,000 | $ 56,000 |
| Island County Washington | 3 | $ 557,000 | $ 185,000 | $ 66,000 |
| Yakima County Washington | 3 | $ 596,000 | $ 198,000 | $ 84,000 |
| Imperial County California | 2 | $ 259,000 | $ 129,000 | $ 74,000 |
| Lassen County California | 2 | $ 485,000 | $ 242,000 | $ 100,000 |
| La Plata County Colorado | 2 | $ 322,000 | $ 161,000 | $ 51,000 |
| Las Animas County Colorado | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Summit County Colorado | 2 | $ 734,000 | $ 367,000 | $ 200,000 |
| Benton County Oregon | 2 | $ 307,000 | $ 153,000 | $ 49,000 |
| Clatsop County Oregon | 2 | $ 603,000 | $ 301,000 | $ 71,000 |
| Deschutes County Oregon | 2 | $ 486,000 | $ 243,000 | $ 90,000 |
| Douglas County Oregon | 2 | $ 245,000 | $ 122,000 | $ 41,000 |
| Yamhill County Oregon | 2 | $ 631,000 | $ 315,000 | $ 96,000 |
| Duchesne County Utah | 2 | $ 263,000 | $ 131,000 | $ 87,000 |
| Summit County Utah | 2 | $ 969,000 | $ 484,000 | $ 145,000 |
| Spokane County Washington | 2 | $ 548,000 | $ 274,000 | $ 86,000 |
| Whatcom County Washington | 2 | $ 625,000 | $ 312,000 | $ 155,000 |
| Gila County Arizona | 1 | $ 408,000 | $ 408,000 | $ 180,000 |
| Navajo County Arizona | 1 | $ 407,000 | $ 407,000 | $ 131,000 |
| Yavapai County Arizona | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Del Norte County California | 1 | $ 162,000 | $ 162,000 | $ 99,000 |
| Glenn County California | 1 | $ 320,000 | $ 320,000 | $ 119,000 |
| Inyo County California | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Kings County California | 1 | $ 456,000 | $ 456,000 | $ 109,000 |
| Sierra County California | 1 | $ 251,000 | $ 251,000 | $ 87,000 |
| Siskiyou County California | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| Broomfield County Colorado | 1 | $ 393,000 | $ 393,000 | $ 173,000 |
| Elbert County Colorado | 1 | $ 248,000 | $ 248,000 | $ 74,000 |
| Garfield County Colorado | 1 | $ 208,000 | $ 208,000 | $ 44,000 |
| Lake County Colorado | 1 | $ 110,000 | $ 110,000 | $ 140,000 |
| Mesa County Colorado | 1 | $ 397,000 | $ 397,000 | $ 104,000 |
| Pitkin County Colorado | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Routt County Colorado | 1 | $ 188,000 | $ 188,000 | $ 126,000 |
| Weld County Colorado | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Canyon County Idaho | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
| Twin Falls County Idaho | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| St. Charles County Missouri | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Douglas County Nevada | 1 | $ 266,000 | $ 266,000 | $ 44,000 |
| Jackson County Oregon | 1 | $ 291,000 | $ 291,000 | $ 66,000 |
| Lincoln County Oregon | 1 | $ 349,000 | $ 349,000 | $ 70,000 |
| Marion County Oregon | 1 | $ 160,000 | $ 160,000 | $ 129,000 |
| Polk County Oregon | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Tillamook County Oregon | 1 | $ 417,000 | $ 417,000 | $ 506,000 |
| Box Elder County Utah | 1 | $ 177,000 | $ 177,000 | $ 95,000 |
| Cache County Utah | 1 | $ 171,000 | $ 171,000 | $ 57,000 |
| Sevier County Utah | 1 | $ 81,000 | $ 81,000 | $ 15,000 |
| Tooele County Utah | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Clark County Washington | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Cowlitz County Washington | 1 | $ 248,000 | $ 248,000 | $ 242,000 |
| Grant County Washington | 1 | $ 314,000 | $ 314,000 | $ 32,000 |
| Kittitas County Washington | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Pend Oreille County Washington | 1 | $ 220,000 | $ 220,000 | $ 44,000 |
| Skagit County Washington | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,881 | $1,966,730,000 | $334,000 | $1,000,000 | $119,000 | $2,350,000 |
| Home Purchase | 1,491 | $476,595,000 | $319,000 | $776,000 | $120,000 | $1,848,000 |
| Home Improvement | 1 | $417,000 | $417,000 | $417,000 | $115,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,788 | $1,260,587,000 | $332,000 | $1,000,000 | $124,000 | $2,350,000 |
| Not Provided | 1,944 | $629,247,000 | $323,000 | $830,000 | $114,000 | $1,200,000 |
| Asian | 1,118 | $404,503,000 | $361,000 | $790,000 | $124,000 | $1,512,000 |
| Hispanic | 364 | $98,155,000 | $269,000 | $680,000 | $87,000 | $629,000 |
| Black or African American | 92 | $30,838,000 | $335,000 | $776,000 | $98,000 | $287,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $17,381,000 | $310,000 | $635,000 | $101,000 | $454,000 |
| American Indian or Alaskan Native | 11 | $3,031,000 | $275,000 | $416,000 | $91,000 | $201,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,343 | $2,436,596,000 | $331,000 | $1,000,000 | $119,000 | $2,350,000 |
| FHA-insured (Federal Housing Administration) | 29 | $6,729,000 | $232,000 | $588,000 | $73,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $417,000 | $417,000 | $417,000 | $99,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,765 | $1,252,697,000 | $332,000 | $1,000,000 | $116,000 | $2,350,000 |
| Loan Originated | 2,664 | $862,306,000 | $323,000 | $802,000 | $119,000 | $1,848,000 |
| Application Approved But Not Accepted | 795 | $275,656,000 | $346,000 | $790,000 | $132,000 | $1,426,000 |
| Application Withdrawn By Applicant | 146 | $52,268,000 | $358,000 | $730,000 | $135,000 | $1,007,000 |
| File Closed For Incompleteness | 3 | $815,000 | $271,000 | $360,000 | $78,000 | $136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 184 | $72,522,000 | $394,000 | $730,000 | $88,000 | $720,000 |
| Collateral | 77 | $29,129,000 | $378,000 | $730,000 | $150,000 | $1,092,000 |
| Credit History | 53 | $19,300,000 | $364,000 | $730,000 | $115,000 | $631,000 |
| Other | 24 | $8,480,000 | $353,000 | $677,000 | $141,000 | $379,000 |
| Employment History | 16 | $6,845,000 | $427,000 | $660,000 | $96,000 | $200,000 |
| Unverifiable Information | 8 | $2,088,000 | $261,000 | $417,000 | $191,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,377,000 | $459,000 | $708,000 | $176,000 | $287,000 |
| Mortgage Insurance Denied | 3 | $1,258,000 | $419,000 | $527,000 | $97,000 | $105,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.