Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bay Equity Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 16,109 |
| Total Mortgage Loan Application Amount | $4,611,794,000 |
| Average Mortgage Loan Application Amount | $293,000 |
| Highest Mortgage Loan Application Amount | $2,967,000 |
| Average Applicant Income | $99,500 |
| Highest Applicant Income | $3,016,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 1,802 | $ 711,262,000 | $ 394,000 | $ 124,000 |
| Los Angeles County California | 1,327 | $ 514,382,000 | $ 387,000 | $ 107,000 |
| Maricopa County Arizona | 890 | $ 190,102,000 | $ 213,000 | $ 79,000 |
| Mesa County Colorado | 859 | $ 168,924,000 | $ 196,000 | $ 75,000 |
| King County Washington | 592 | $ 195,541,000 | $ 330,000 | $ 108,000 |
| Pierce County Washington | 534 | $ 126,009,000 | $ 235,000 | $ 80,000 |
| Orange County California | 476 | $ 220,999,000 | $ 464,000 | $ 140,000 |
| Riverside County California | 391 | $ 113,675,000 | $ 290,000 | $ 97,000 |
| Contra Costa County California | 289 | $ 111,728,000 | $ 386,000 | $ 120,000 |
| Sonoma County California | 288 | $ 110,277,000 | $ 382,000 | $ 116,000 |
| Washington County Utah | 272 | $ 55,115,000 | $ 202,000 | $ 74,000 |
| Snohomish County Washington | 268 | $ 77,316,000 | $ 288,000 | $ 93,000 |
| Oklahoma County Oklahoma | 266 | $ 37,304,000 | $ 140,000 | $ 64,000 |
| Alameda County California | 261 | $ 113,602,000 | $ 435,000 | $ 122,000 |
| Santa Clara County California | 260 | $ 130,018,000 | $ 500,000 | $ 137,000 |
| Bexar County Texas | 224 | $ 38,006,000 | $ 169,000 | $ 74,000 |
| San Bernardino County California | 217 | $ 61,761,000 | $ 284,000 | $ 97,000 |
| San Joaquin County California | 217 | $ 51,483,000 | $ 237,000 | $ 78,000 |
| Hennepin County Minnesota | 211 | $ 43,921,000 | $ 208,000 | $ 84,000 |
| Kern County California | 196 | $ 41,205,000 | $ 210,000 | $ 74,000 |
| Routt County Colorado | 177 | $ 51,249,000 | $ 289,000 | $ 121,000 |
| Garfield County Colorado | 165 | $ 48,503,000 | $ 293,000 | $ 96,000 |
| Tarrant County Texas | 162 | $ 27,941,000 | $ 172,000 | $ 80,000 |
| Will County Illinois | 151 | $ 27,055,000 | $ 179,000 | $ 86,000 |
| El Paso County Colorado | 145 | $ 33,090,000 | $ 228,000 | $ 75,000 |
| Dallas County Texas | 141 | $ 24,914,000 | $ 176,000 | $ 87,000 |
| Sacramento County California | 139 | $ 34,616,000 | $ 249,000 | $ 104,000 |
| Skagit County Washington | 130 | $ 29,000,000 | $ 223,000 | $ 73,000 |
| McHenry County Illinois | 129 | $ 24,208,000 | $ 187,000 | $ 87,000 |
| Cook County Illinois | 115 | $ 22,200,000 | $ 193,000 | $ 92,000 |
| Pinal County Arizona | 114 | $ 17,099,000 | $ 149,000 | $ 60,000 |
| Santa Cruz County California | 114 | $ 49,958,000 | $ 438,000 | $ 123,000 |
| Lake County Illinois | 111 | $ 20,373,000 | $ 183,000 | $ 90,000 |
| Denton County Texas | 107 | $ 21,655,000 | $ 202,000 | $ 102,000 |
| Gunnison County Colorado | 96 | $ 23,370,000 | $ 243,000 | $ 120,000 |
| Anoka County Minnesota | 95 | $ 18,585,000 | $ 195,000 | $ 80,000 |
| Dakota County Minnesota | 93 | $ 19,947,000 | $ 214,000 | $ 86,000 |
| Ramsey County Minnesota | 88 | $ 15,324,000 | $ 174,000 | $ 84,000 |
| Denver County Colorado | 85 | $ 23,923,000 | $ 281,000 | $ 98,000 |
| Montrose County Colorado | 84 | $ 14,933,000 | $ 177,000 | $ 69,000 |
| Thurston County Washington | 78 | $ 16,195,000 | $ 207,000 | $ 68,000 |
| Collin County Texas | 76 | $ 19,647,000 | $ 258,000 | $ 117,000 |
| Caddo County Louisiana | 72 | $ 10,942,000 | $ 151,000 | $ 67,000 |
| Clark County Nevada | 71 | $ 13,510,000 | $ 190,000 | $ 61,000 |
| Solano County California | 70 | $ 22,860,000 | $ 326,000 | $ 100,000 |
| San Francisco County California | 68 | $ 38,808,000 | $ 570,000 | $ 245,000 |
| Stanislaus County California | 68 | $ 15,051,000 | $ 221,000 | $ 71,000 |
| Arapahoe County Colorado | 68 | $ 17,047,000 | $ 250,000 | $ 73,000 |
| Clark County Washington | 68 | $ 17,159,000 | $ 252,000 | $ 85,000 |
| Ventura County California | 67 | $ 27,629,000 | $ 412,000 | $ 117,000 |
| Washington County Minnesota | 66 | $ 14,608,000 | $ 221,000 | $ 112,000 |
| Yavapai County Arizona | 65 | $ 13,220,000 | $ 203,000 | $ 83,000 |
| San Mateo County California | 63 | $ 38,786,000 | $ 615,000 | $ 167,000 |
| Eagle County Colorado | 62 | $ 18,890,000 | $ 304,000 | $ 103,000 |
| Jefferson County Colorado | 60 | $ 15,894,000 | $ 264,000 | $ 90,000 |
| Adams County Colorado | 54 | $ 11,472,000 | $ 212,000 | $ 85,000 |
| Bossier County Louisiana | 54 | $ 10,361,000 | $ 191,000 | $ 71,000 |
| Honolulu County Hawaii | 48 | $ 25,225,000 | $ 525,000 | $ 135,000 |
| Canadian County Oklahoma | 48 | $ 8,257,000 | $ 172,000 | $ 75,000 |
| Graham County Arizona | 46 | $ 6,935,000 | $ 150,000 | $ 64,000 |
| Wright County Minnesota | 46 | $ 9,012,000 | $ 195,000 | $ 91,000 |
| Mendocino County California | 45 | $ 12,612,000 | $ 280,000 | $ 87,000 |
| Harris County Texas | 44 | $ 9,166,000 | $ 208,000 | $ 101,000 |
| Kitsap County Washington | 44 | $ 11,846,000 | $ 269,000 | $ 92,000 |
| Cleveland County Oklahoma | 43 | $ 6,524,000 | $ 151,000 | $ 70,000 |
| Gila County Arizona | 42 | $ 6,495,000 | $ 154,000 | $ 50,000 |
| Marin County California | 42 | $ 27,577,000 | $ 656,000 | $ 184,000 |
| Bernalillo County New Mexico | 41 | $ 9,197,000 | $ 224,000 | $ 108,000 |
| Chelan County Washington | 40 | $ 8,843,000 | $ 221,000 | $ 77,000 |
| Kane County Illinois | 39 | $ 7,435,000 | $ 190,000 | $ 84,000 |
| Grand County Utah | 38 | $ 8,501,000 | $ 223,000 | $ 113,000 |
| Placer County California | 33 | $ 10,294,000 | $ 311,000 | $ 107,000 |
| Delta County Colorado | 33 | $ 5,093,000 | $ 154,000 | $ 77,000 |
| Scott County Minnesota | 33 | $ 7,883,000 | $ 238,000 | $ 91,000 |
| Sherburne County Minnesota | 33 | $ 6,730,000 | $ 203,000 | $ 80,000 |
| Sandoval County New Mexico | 33 | $ 6,532,000 | $ 197,000 | $ 82,000 |
| Crow Wing County Minnesota | 32 | $ 4,984,000 | $ 155,000 | $ 91,000 |
| DuPage County Illinois | 31 | $ 7,530,000 | $ 242,000 | $ 104,000 |
| Multnomah County Oregon | 31 | $ 7,541,000 | $ 243,000 | $ 92,000 |
| Salt Lake County Utah | 31 | $ 8,913,000 | $ 287,000 | $ 115,000 |
| Douglas County Colorado | 30 | $ 9,502,000 | $ 316,000 | $ 94,000 |
| Douglas County Washington | 29 | $ 6,499,000 | $ 224,000 | $ 59,000 |
| St. Croix County Wisconsin | 29 | $ 7,000,000 | $ 241,000 | $ 96,000 |
| Kittitas County Washington | 28 | $ 6,575,000 | $ 234,000 | $ 126,000 |
| Napa County California | 27 | $ 9,691,000 | $ 358,000 | $ 81,000 |
| Carver County Minnesota | 26 | $ 4,519,000 | $ 173,000 | $ 59,000 |
| Whatcom County Washington | 26 | $ 6,393,000 | $ 245,000 | $ 100,000 |
| Utah County Utah | 25 | $ 6,375,000 | $ 255,000 | $ 75,000 |
| Island County Washington | 25 | $ 5,858,000 | $ 234,000 | $ 69,000 |
| Washington County Oregon | 24 | $ 6,948,000 | $ 289,000 | $ 133,000 |
| Mohave County Arizona | 23 | $ 3,829,000 | $ 166,000 | $ 124,000 |
| Weld County Colorado | 23 | $ 5,548,000 | $ 241,000 | $ 101,000 |
| Nevada County California | 22 | $ 6,962,000 | $ 316,000 | $ 115,000 |
| Rio Blanco County Colorado | 22 | $ 3,530,000 | $ 160,000 | $ 78,000 |
| Guadalupe County Texas | 22 | $ 4,327,000 | $ 196,000 | $ 73,000 |
| Lake County California | 21 | $ 4,532,000 | $ 215,000 | $ 86,000 |
| Yolo County California | 20 | $ 5,539,000 | $ 276,000 | $ 101,000 |
| Grundy County Illinois | 20 | $ 3,570,000 | $ 178,000 | $ 67,000 |
| Pima County Arizona | 19 | $ 3,822,000 | $ 201,000 | $ 120,000 |
| Ellis County Texas | 19 | $ 3,208,000 | $ 168,000 | $ 57,000 |
| Monterey County California | 18 | $ 7,308,000 | $ 406,000 | $ 117,000 |
| Chisago County Minnesota | 18 | $ 3,747,000 | $ 208,000 | $ 80,000 |
| Kaufman County Texas | 18 | $ 3,564,000 | $ 198,000 | $ 79,000 |
| Coconino County Arizona | 17 | $ 4,281,000 | $ 251,000 | $ 144,000 |
| Merced County California | 17 | $ 3,073,000 | $ 180,000 | $ 53,000 |
| Moffat County Colorado | 16 | $ 2,854,000 | $ 178,000 | $ 83,000 |
| Kendall County Illinois | 16 | $ 3,166,000 | $ 197,000 | $ 85,000 |
| Logan County Oklahoma | 16 | $ 3,451,000 | $ 215,000 | $ 80,000 |
| Hockley County Texas | 16 | $ 2,030,000 | $ 126,000 | $ 59,000 |
| Pierce County Wisconsin | 16 | $ 3,331,000 | $ 208,000 | $ 77,000 |
| Yakima County Washington | 15 | $ 2,601,000 | $ 173,000 | $ 151,000 |
| Campbell County Wyoming | 15 | $ 3,145,000 | $ 209,000 | $ 75,000 |
| El Dorado County California | 13 | $ 3,999,000 | $ 307,000 | $ 111,000 |
| Santa Barbara County California | 13 | $ 5,774,000 | $ 444,000 | $ 133,000 |
| Larimer County Colorado | 13 | $ 2,753,000 | $ 211,000 | $ 99,000 |
| Clackamas County Oregon | 13 | $ 4,429,000 | $ 340,000 | $ 122,000 |
| Weber County Utah | 13 | $ 2,135,000 | $ 164,000 | $ 68,000 |
| Fresno County California | 12 | $ 3,030,000 | $ 252,000 | $ 91,000 |
| Rockwall County Texas | 12 | $ 2,827,000 | $ 235,000 | $ 85,000 |
| Williamson County Texas | 12 | $ 2,268,000 | $ 189,000 | $ 88,000 |
| Mason County Washington | 12 | $ 1,781,000 | $ 148,000 | $ 70,000 |
| Amador County California | 11 | $ 2,077,000 | $ 188,000 | $ 61,000 |
| Pitkin County Colorado | 11 | $ 3,426,000 | $ 311,000 | $ 160,000 |
| Pueblo County Colorado | 11 | $ 1,561,000 | $ 141,000 | $ 60,000 |
| Cherokee County Georgia | 11 | $ 2,202,000 | $ 200,000 | $ 84,000 |
| Kauai County Hawaii | 11 | $ 4,209,000 | $ 382,000 | $ 92,000 |
| Montgomery County Texas | 11 | $ 2,416,000 | $ 219,000 | $ 101,000 |
| Grant County Washington | 11 | $ 2,700,000 | $ 245,000 | $ 110,000 |
| Spokane County Washington | 11 | $ 2,025,000 | $ 184,000 | $ 74,000 |
| Natrona County Wyoming | 11 | $ 2,031,000 | $ 184,000 | $ 75,000 |
| San Luis Obispo County California | 10 | $ 3,651,000 | $ 365,000 | $ 146,000 |
| Morgan County Colorado | 10 | $ 1,288,000 | $ 128,000 | $ 41,000 |
| Gwinnett County Georgia | 10 | $ 1,921,000 | $ 192,000 | $ 52,000 |
| Fort Bend County Texas | 10 | $ 2,711,000 | $ 271,000 | $ 133,000 |
| Parker County Texas | 10 | $ 1,650,000 | $ 165,000 | $ 77,000 |
| Navajo County Arizona | 9 | $ 1,917,000 | $ 213,000 | $ 112,000 |
| San Benito County California | 9 | $ 3,218,000 | $ 357,000 | $ 105,000 |
| Shasta County California | 9 | $ 2,390,000 | $ 265,000 | $ 66,000 |
| Isanti County Minnesota | 9 | $ 1,495,000 | $ 166,000 | $ 55,000 |
| McClain County Oklahoma | 9 | $ 1,310,000 | $ 145,000 | $ 73,000 |
| Davis County Utah | 9 | $ 2,731,000 | $ 303,000 | $ 89,000 |
| Greenlee County Arizona | 8 | $ 1,198,000 | $ 149,000 | $ 66,000 |
| Chaffee County Colorado | 8 | $ 1,624,000 | $ 203,000 | $ 58,000 |
| Webster County Louisiana | 8 | $ 1,103,000 | $ 137,000 | $ 50,000 |
| Stearns County Minnesota | 8 | $ 1,563,000 | $ 195,000 | $ 107,000 |
| Grays Harbor County Washington | 8 | $ 1,197,000 | $ 149,000 | $ 55,000 |
| Kenosha County Wisconsin | 8 | $ 1,380,000 | $ 172,000 | $ 76,000 |
| Calaveras County California | 7 | $ 1,652,000 | $ 236,000 | $ 98,000 |
| Humboldt County California | 7 | $ 1,818,000 | $ 259,000 | $ 71,000 |
| Tulare County California | 7 | $ 1,749,000 | $ 249,000 | $ 111,000 |
| Fulton County Georgia | 7 | $ 1,533,000 | $ 219,000 | $ 78,000 |
| Canyon County Idaho | 7 | $ 1,651,000 | $ 235,000 | $ 119,000 |
| Brazoria County Texas | 7 | $ 1,366,000 | $ 195,000 | $ 77,000 |
| El Paso County Texas | 7 | $ 1,309,000 | $ 187,000 | $ 98,000 |
| Cochise County Arizona | 6 | $ 553,000 | $ 92,000 | $ 48,000 |
| Mono County California | 6 | $ 1,435,000 | $ 239,000 | $ 154,000 |
| Ouray County Colorado | 6 | $ 1,814,000 | $ 302,000 | $ 123,000 |
| Park County Colorado | 6 | $ 1,259,000 | $ 209,000 | $ 67,000 |
| Teller County Colorado | 6 | $ 979,000 | $ 163,000 | $ 65,000 |
| Forsyth County Georgia | 6 | $ 1,672,000 | $ 278,000 | $ 211,000 |
| St. Louis County Minnesota | 6 | $ 1,176,000 | $ 196,000 | $ 130,000 |
| Lane County Oregon | 6 | $ 1,260,000 | $ 210,000 | $ 58,000 |
| Atascosa County Texas | 6 | $ 962,000 | $ 160,000 | $ 95,000 |
| Comal County Texas | 6 | $ 1,317,000 | $ 219,000 | $ 112,000 |
| Grayson County Texas | 6 | $ 1,239,000 | $ 206,000 | $ 149,000 |
| Hays County Texas | 6 | $ 2,418,000 | $ 403,000 | $ 125,000 |
| Nueces County Texas | 6 | $ 1,192,000 | $ 198,000 | $ 133,000 |
| Summit County Utah | 6 | $ 5,234,000 | $ 872,000 | $ 235,000 |
| Pacific County Washington | 6 | $ 755,000 | $ 125,000 | $ 110,000 |
| Boulder County Colorado | 5 | $ 2,160,000 | $ 432,000 | $ 229,000 |
| De Soto County Louisiana | 5 | $ 865,000 | $ 173,000 | $ 53,000 |
| Goodhue County Minnesota | 5 | $ 1,001,000 | $ 200,000 | $ 71,000 |
| Morrison County Minnesota | 5 | $ 655,000 | $ 131,000 | $ 37,000 |
| Santa Fe County New Mexico | 5 | $ 1,277,000 | $ 255,000 | $ 211,000 |
| Bell County Texas | 5 | $ 818,000 | $ 163,000 | $ 73,000 |
| Ector County Texas | 5 | $ 941,000 | $ 188,000 | $ 78,000 |
| Gaines County Texas | 5 | $ 641,000 | $ 128,000 | $ 75,000 |
| Galveston County Texas | 5 | $ 975,000 | $ 195,000 | $ 94,000 |
| McLennan County Texas | 5 | $ 804,000 | $ 160,000 | $ 84,000 |
| Medina County Texas | 5 | $ 628,000 | $ 125,000 | $ 71,000 |
| Wise County Texas | 5 | $ 595,000 | $ 119,000 | $ 50,000 |
| Cowlitz County Washington | 5 | $ 587,000 | $ 117,000 | $ 81,000 |
| Yuma County Arizona | 4 | $ 542,000 | $ 135,000 | $ 40,000 |
| Butte County California | 4 | $ 760,000 | $ 190,000 | $ 61,000 |
| Imperial County California | 4 | $ 722,000 | $ 180,000 | $ 148,000 |
| Kings County California | 4 | $ 907,000 | $ 226,000 | $ 81,000 |
| Plumas County California | 4 | $ 2,049,000 | $ 512,000 | $ 164,000 |
| Sutter County California | 4 | $ 826,000 | $ 206,000 | $ 52,000 |
| Tuolumne County California | 4 | $ 621,000 | $ 155,000 | $ 107,000 |
| Hinsdale County Colorado | 4 | $ 725,000 | $ 181,000 | $ 52,000 |
| Summit County Colorado | 4 | $ 1,891,000 | $ 472,000 | $ 219,000 |
| Douglas County Georgia | 4 | $ 723,000 | $ 180,000 | $ 44,000 |
| Lowndes County Georgia | 4 | $ 515,000 | $ 128,000 | $ 56,000 |
| Ada County Idaho | 4 | $ 827,000 | $ 206,000 | $ 48,000 |
| Winnebago County Illinois | 4 | $ 463,000 | $ 115,000 | $ 44,000 |
| Aitkin County Minnesota | 4 | $ 777,000 | $ 194,000 | $ 81,000 |
| Cass County Minnesota | 4 | $ 484,000 | $ 121,000 | $ 42,000 |
| Kandiyohi County Minnesota | 4 | $ 721,000 | $ 180,000 | $ 142,000 |
| Lake County Minnesota | 4 | $ 573,000 | $ 143,000 | $ 59,000 |
| Mille Lacs County Minnesota | 4 | $ 638,000 | $ 159,000 | $ 56,000 |
| Olmsted County Minnesota | 4 | $ 689,000 | $ 172,000 | $ 54,000 |
| Rice County Minnesota | 4 | $ 814,000 | $ 203,000 | $ 67,000 |
| Cass County North Dakota | 4 | $ 976,000 | $ 244,000 | $ 79,000 |
| Columbia County Oregon | 4 | $ 613,000 | $ 153,000 | $ 76,000 |
| Deschutes County Oregon | 4 | $ 1,696,000 | $ 424,000 | $ 128,000 |
| Jackson County Oregon | 4 | $ 901,000 | $ 225,000 | $ 50,000 |
| Marion County Oregon | 4 | $ 742,000 | $ 185,000 | $ 79,000 |
| Dawson County Texas | 4 | $ 383,000 | $ 95,000 | $ 69,000 |
| Hidalgo County Texas | 4 | $ 658,000 | $ 164,000 | $ 73,000 |
| Johnson County Texas | 4 | $ 614,000 | $ 153,000 | $ 62,000 |
| Lubbock County Texas | 4 | $ 614,000 | $ 153,000 | $ 42,000 |
| Randall County Texas | 4 | $ 2,233,000 | $ 558,000 | $ 185,000 |
| Travis County Texas | 4 | $ 812,000 | $ 203,000 | $ 141,000 |
| Lewis County Washington | 4 | $ 552,000 | $ 138,000 | $ 51,000 |
| Converse County Wyoming | 4 | $ 617,000 | $ 154,000 | $ 66,000 |
| Apache County Arizona | 3 | $ 315,000 | $ 105,000 | $ 48,000 |
| Washington County Arkansas | 3 | $ 666,000 | $ 222,000 | $ 72,000 |
| Madera County California | 3 | $ 625,000 | $ 208,000 | $ 48,000 |
| Mariposa County California | 3 | $ 638,000 | $ 212,000 | $ 74,000 |
| Rio Grande County Colorado | 3 | $ 248,000 | $ 82,000 | $ 73,000 |
| San Miguel County Colorado | 3 | $ 1,435,000 | $ 478,000 | $ 154,000 |
| DeKalb County Georgia | 3 | $ 799,000 | $ 266,000 | $ 96,000 |
| Henry County Georgia | 3 | $ 688,000 | $ 229,000 | $ 98,000 |
| Flathead County Montana | 3 | $ 1,190,000 | $ 396,000 | $ 85,000 |
| Taos County New Mexico | 3 | $ 485,000 | $ 161,000 | $ 55,000 |
| Grady County Oklahoma | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| Lincoln County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 67,000 |
| Payne County Oklahoma | 3 | $ 712,000 | $ 237,000 | $ 119,000 |
| Wasco County Oregon | 3 | $ 553,000 | $ 184,000 | $ 144,000 |
| Bandera County Texas | 3 | $ 601,000 | $ 200,000 | $ 48,000 |
| Kerr County Texas | 3 | $ 412,000 | $ 137,000 | $ 55,000 |
| Midland County Texas | 3 | $ 622,000 | $ 207,000 | $ 103,000 |
| Nolan County Texas | 3 | $ 403,000 | $ 134,000 | $ 91,000 |
| Van Zandt County Texas | 3 | $ 1,077,000 | $ 359,000 | $ 150,000 |
| Wilson County Texas | 3 | $ 646,000 | $ 215,000 | $ 94,000 |
| Kane County Utah | 3 | $ 390,000 | $ 130,000 | $ 40,000 |
| Clallam County Washington | 3 | $ 579,000 | $ 193,000 | $ 96,000 |
| Okanogan County Washington | 3 | $ 325,000 | $ 108,000 | $ 63,000 |
| Carbon County Wyoming | 3 | $ 645,000 | $ 215,000 | $ 70,000 |
| Blount County Alabama | 2 | $ 221,000 | $ 110,000 | $ 20,000 |
| Mobile County Alabama | 2 | $ 253,000 | $ 126,000 | $ 17,000 |
| Shelby County Alabama | 2 | $ 376,000 | $ 188,000 | $ 94,000 |
| Yuba County California | 2 | $ 257,000 | $ 128,000 | $ 66,000 |
| Broomfield County Colorado | 2 | $ 442,000 | $ 221,000 | $ 153,000 |
| Clear Creek County Colorado | 2 | $ 450,000 | $ 225,000 | $ 137,000 |
| Elbert County Colorado | 2 | $ 316,000 | $ 158,000 | $ 38,000 |
| La Plata County Colorado | 2 | $ 681,000 | $ 340,000 | $ 88,000 |
| Lake County Colorado | 2 | $ 504,000 | $ 252,000 | $ 70,000 |
| Lincoln County Colorado | 2 | $ 339,000 | $ 169,000 | $ 42,000 |
| Lee County Florida | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
| Palm Beach County Florida | 2 | $ 431,000 | $ 215,000 | $ 65,000 |
| Clayton County Georgia | 2 | $ 438,000 | $ 219,000 | $ 104,000 |
| Cobb County Georgia | 2 | $ 536,000 | $ 268,000 | $ 63,000 |
| Coweta County Georgia | 2 | $ 462,000 | $ 231,000 | $ 107,000 |
| Paulding County Georgia | 2 | $ 378,000 | $ 189,000 | $ 86,000 |
| Hawaii County Hawaii | 2 | $ 1,038,000 | $ 519,000 | $ 126,000 |
| Boise County Idaho | 2 | $ 398,000 | $ 199,000 | $ 48,000 |
| DeKalb County Illinois | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Kankakee County Illinois | 2 | $ 243,000 | $ 121,000 | $ 50,000 |
| Ogle County Illinois | 2 | $ 333,000 | $ 166,000 | $ 110,000 |
| LaPorte County Indiana | 2 | $ 624,000 | $ 312,000 | $ 133,000 |
| St. Tammany County Louisiana | 2 | $ 446,000 | $ 223,000 | $ 51,000 |
| Blue Earth County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| Dodge County Minnesota | 2 | $ 374,000 | $ 187,000 | $ 59,000 |
| Douglas County Minnesota | 2 | $ 361,000 | $ 180,000 | $ 103,000 |
| Kanabec County Minnesota | 2 | $ 391,000 | $ 195,000 | $ 65,000 |
| McLeod County Minnesota | 2 | $ 337,000 | $ 168,000 | $ 68,000 |
| Todd County Minnesota | 2 | $ 229,000 | $ 114,000 | $ 34,000 |
| Washoe County Nevada | 2 | $ 610,000 | $ 305,000 | $ 259,000 |
| Burleigh County North Dakota | 2 | $ 371,000 | $ 185,000 | $ 44,000 |
| Ward County North Dakota | 2 | $ 687,000 | $ 343,000 | $ 42,000 |
| Creek County Oklahoma | 2 | $ 228,000 | $ 114,000 | $ 54,000 |
| Kingfisher County Oklahoma | 2 | $ 312,000 | $ 156,000 | $ 74,000 |
| Pottawatomie County Oklahoma | 2 | $ 392,000 | $ 196,000 | $ 61,000 |
| Benton County Oregon | 2 | $ 434,000 | $ 217,000 | $ 21,000 |
| Coos County Oregon | 2 | $ 448,000 | $ 224,000 | $ 109,000 |
| Josephine County Oregon | 2 | $ 355,000 | $ 177,000 | $ 91,000 |
| Linn County Oregon | 2 | $ 254,000 | $ 127,000 | $ 17,000 |
| Union County Oregon | 2 | $ 311,000 | $ 155,000 | $ 28,000 |
| Yamhill County Oregon | 2 | $ 465,000 | $ 232,000 | $ 112,000 |
| Cheatham County Tennessee | 2 | $ 276,000 | $ 138,000 | $ 64,000 |
| Bastrop County Texas | 2 | $ 289,000 | $ 144,000 | $ 49,000 |
| Bowie County Texas | 2 | $ 368,000 | $ 184,000 | $ 123,000 |
| Gillespie County Texas | 2 | $ 398,000 | $ 199,000 | $ 51,000 |
| Harrison County Texas | 2 | $ 219,000 | $ 109,000 | $ 40,000 |
| Hood County Texas | 2 | $ 324,000 | $ 162,000 | $ 103,000 |
| Hunt County Texas | 2 | $ 253,000 | $ 126,000 | $ 69,000 |
| Jefferson County Texas | 2 | $ 401,000 | $ 200,000 | $ 108,000 |
| Navarro County Texas | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Rusk County Texas | 2 | $ 384,000 | $ 192,000 | $ 84,000 |
| Shelby County Texas | 2 | $ 302,000 | $ 151,000 | $ 69,000 |
| Smith County Texas | 2 | $ 165,000 | $ 82,000 | $ 89,000 |
| Tom Green County Texas | 2 | $ 394,000 | $ 197,000 | $ 90,000 |
| Waller County Texas | 2 | $ 311,000 | $ 155,000 | $ 57,000 |
| Wichita County Texas | 2 | $ 281,000 | $ 140,000 | $ 97,000 |
| Cache County Utah | 2 | $ 915,000 | $ 457,000 | $ 119,000 |
| Garfield County Utah | 2 | $ 182,000 | $ 91,000 | $ 65,000 |
| San Juan County Utah | 2 | $ 662,000 | $ 331,000 | $ 154,000 |
| Uintah County Utah | 2 | $ 472,000 | $ 236,000 | $ 74,000 |
| Benton County Washington | 2 | $ 472,000 | $ 236,000 | $ 121,000 |
| Franklin County Washington | 2 | $ 516,000 | $ 258,000 | $ 91,000 |
| Jefferson County Washington | 2 | $ 383,000 | $ 191,000 | $ 69,000 |
| Klickitat County Washington | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Walla Walla County Washington | 2 | $ 481,000 | $ 240,000 | $ 101,000 |
| Douglas County Wisconsin | 2 | $ 326,000 | $ 163,000 | $ 45,000 |
| Polk County Wisconsin | 2 | $ 411,000 | $ 205,000 | $ 188,000 |
| Washakie County Wyoming | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Autauga County Alabama | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Clay County Alabama | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Etowah County Alabama | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| St. Clair County Alabama | 1 | $ 71,000 | $ 71,000 | $ 85,000 |
| Sumter County Alabama | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Tuscaloosa County Alabama | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
| Boone County Arkansas | 1 | $ 228,000 | $ 228,000 | $ 81,000 |
| Modoc County California | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Tehama County California | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Trinity County California | 1 | $ 250,000 | $ 250,000 | $ 127,000 |
| Alamosa County Colorado | 1 | $ 338,000 | $ 338,000 | $ 79,000 |
| Conejos County Colorado | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Custer County Colorado | 1 | $ 98,000 | $ 98,000 | $ 78,000 |
| Fremont County Colorado | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Gilpin County Colorado | 1 | $ 284,000 | $ 284,000 | $ 98,000 |
| Grand County Colorado | 1 | $ 222,000 | $ 222,000 | $ 57,000 |
| Montezuma County Colorado | 1 | $ 212,000 | $ 212,000 | $ 119,000 |
| San Juan County Colorado | 1 | $ 100,000 | $ 100,000 | $ 121,000 |
| Broward County Florida | 1 | $ 351,000 | $ 351,000 | $ 75,000 |
| Gulf County Florida | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Marion County Florida | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Monroe County Florida | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| Okaloosa County Florida | 1 | $ 321,000 | $ 321,000 | $ 187,000 |
| Pasco County Florida | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Seminole County Florida | 1 | $ 150,000 | $ 150,000 | $ 154,000 |
| St. Johns County Florida | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Sumter County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Wakulla County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Bibb County Georgia | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Clarke County Georgia | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
| Dawson County Georgia | 1 | $ 89,000 | $ 89,000 | $ 17,000 |
| Fayette County Georgia | 1 | $ 170,000 | $ 170,000 | $ 35,000 |
| Glynn County Georgia | 1 | $ 169,000 | $ 169,000 | $ 35,000 |
| Newton County Georgia | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Pickens County Georgia | 1 | $ 147,000 | $ 147,000 | $ 89,000 |
| Pike County Georgia | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Rockdale County Georgia | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Walton County Georgia | 1 | $ 207,000 | $ 207,000 | $ 82,000 |
| Bonner County Idaho | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Bonneville County Idaho | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Kootenai County Idaho | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Teton County Idaho | 1 | $ 303,000 | $ 303,000 | $ 211,000 |
| Boone County Illinois | 1 | $ 119,000 | $ 119,000 | $ 64,000 |
| Jo Daviess County Illinois | 1 | $ 365,000 | $ 365,000 | $ 499,000 |
| LaSalle County Illinois | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Livingston County Illinois | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Peoria County Illinois | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Hamilton County Indiana | 1 | $ 371,000 | $ 371,000 | $ 190,000 |
| Lake County Indiana | 1 | $ 373,000 | $ 373,000 | $ 98,000 |
| Marshall County Indiana | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Leavenworth County Kansas | 1 | $ 86,000 | $ 86,000 | $ 122,000 |
| Lyon County Kansas | 1 | $ 172,000 | $ 172,000 | $ 45,000 |
| Ascension County Louisiana | 1 | $ 271,000 | $ 271,000 | $ 86,000 |
| Assumption County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 11,000 |
| Lincoln County Louisiana | 1 | $ 196,000 | $ 196,000 | $ 83,000 |
| Orleans County Louisiana | 1 | $ 400,000 | $ 400,000 | $ 173,000 |
| Ouachita County Louisiana | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| St. Landry County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 136,000 |
| Tangipahoa County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| West Baton Rouge County Louisiana | 1 | $ 213,000 | $ 213,000 | $ 79,000 |
| Carlton County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Clay County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 23,000 |
| Hubbard County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 103,000 |
| Pine County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 23,000 |
| Polk County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Renville County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Steele County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 137,000 |
| Wabasha County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 90,000 |
| Wadena County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 16,000 |
| Lewis and Clark County Montana | 1 | $ 323,000 | $ 323,000 | $ 150,000 |
| Missoula County Montana | 1 | $ 320,000 | $ 320,000 | $ 77,000 |
| Douglas County Nevada | 1 | $ 900,000 | $ 900,000 | $ 176,000 |
| Nye County Nevada | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Grant County New Mexico | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| San Juan County New Mexico | 1 | $ 284,000 | $ 284,000 | $ 132,000 |
| Valencia County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Barnes County North Dakota | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Burke County North Dakota | 1 | $ 276,000 | $ 276,000 | $ 118,000 |
| Dunn County North Dakota | 1 | $ 180,000 | $ 180,000 | $ 199,000 |
| McKenzie County North Dakota | 1 | $ 173,000 | $ 173,000 | $ 126,000 |
| Morton County North Dakota | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Stark County North Dakota | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Williams County North Dakota | 1 | $ 289,000 | $ 289,000 | $ 226,000 |
| Caddo County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Carter County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Garfield County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Marshall County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 435,000 |
| Pawnee County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 70,000 |
| Tulsa County Oklahoma | 1 | $ 396,000 | $ 396,000 | $ 464,000 |
| Woods County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Clatsop County Oregon | 1 | $ 250,000 | $ 250,000 | $ 156,000 |
| Curry County Oregon | 1 | $ 232,000 | $ 232,000 | $ 285,000 |
| Hood River County Oregon | 1 | $ 272,000 | $ 272,000 | $ 59,000 |
| Jefferson County Oregon | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| Polk County Oregon | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 237,000 | $ 237,000 | $ 83,000 |
| Umatilla County Oregon | 1 | $ 342,000 | $ 342,000 | $ 55,000 |
| Greenville County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 30,000 |
| Aransas County Texas | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Bee County Texas | 1 | $ 304,000 | $ 304,000 | $ 74,000 |
| Brazos County Texas | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Burnet County Texas | 1 | $ 414,000 | $ 414,000 | $ 191,000 |
| Chambers County Texas | 1 | $ 182,000 | $ 182,000 | $ 117,000 |
| Cooke County Texas | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| DeWitt County Texas | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Fannin County Texas | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| Gonzales County Texas | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Grimes County Texas | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| Hardin County Texas | 1 | $ 158,000 | $ 158,000 | $ 190,000 |
| Henderson County Texas | 1 | $ 107,000 | $ 107,000 | $ 51,000 |
| Llano County Texas | 1 | $ 150,000 | $ 150,000 | $ 155,000 |
| Lynn County Texas | 1 | $ 71,000 | $ 71,000 | $ 65,000 |
| Matagorda County Texas | 1 | $ 193,000 | $ 193,000 | $ 70,000 |
| Montague County Texas | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Palo Pinto County Texas | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Refugio County Texas | 1 | $ 160,000 | $ 160,000 | $ 200,000 |
| Terry County Texas | 1 | $ 112,000 | $ 112,000 | $ 91,000 |
| Titus County Texas | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Uvalde County Texas | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Webb County Texas | 1 | $ 239,000 | $ 239,000 | $ 91,000 |
| Yoakum County Texas | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Carbon County Utah | 1 | $ 245,000 | $ 245,000 | $ 225,000 |
| Duchesne County Utah | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Sanpete County Utah | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
| Sevier County Utah | 1 | $ 151,000 | $ 151,000 | $ 35,000 |
| Tooele County Utah | 1 | $ 310,000 | $ 310,000 | $ 84,000 |
| Adams County Washington | 1 | $ 176,000 | $ 176,000 | $ 56,000 |
| Asotin County Washington | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Pend Oreille County Washington | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Skamania County Washington | 1 | $ 340,000 | $ 340,000 | $ 88,000 |
| Whitman County Washington | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Burnett County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 64,000 |
| Dunn County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 58,000 |
| Eau Claire County Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| Juneau County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 405,000 |
| Milwaukee County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 62,000 |
| Racine County Wisconsin | 1 | $ 211,000 | $ 211,000 | $ 73,000 |
| Vilas County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Waukesha County Wisconsin | 1 | $ 377,000 | $ 377,000 | $ 128,000 |
| Albany County Wyoming | 1 | $ 269,000 | $ 269,000 | $ 99,000 |
| Big Horn County Wyoming | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Fremont County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Hot Springs County Wyoming | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Uinta County Wyoming | 1 | $ 167,000 | $ 167,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,839 | $2,570,363,000 | $261,000 | $2,895,000 | $94,000 | $1,857,000 |
| Refinancing | 6,270 | $2,041,431,000 | $325,000 | $2,967,000 | $105,000 | $3,016,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,942 | $2,785,606,000 | $280,000 | $2,967,000 | $102,000 | $1,692,000 |
| Hispanic | 2,871 | $736,688,000 | $256,000 | $1,400,000 | $72,000 | $712,000 |
| Not Provided | 1,499 | $560,504,000 | $373,000 | $2,248,000 | $130,000 | $3,016,000 |
| Asian | 949 | $308,984,000 | $325,000 | $1,440,000 | $101,000 | $762,000 |
| Black or African American | 670 | $167,785,000 | $250,000 | $950,000 | $79,000 | $894,000 |
| Native Hawaiian or Other Pacific Islander | 107 | $32,228,000 | $301,000 | $721,000 | $91,000 | $264,000 |
| American Indian or Alaskan Native | 71 | $19,999,000 | $281,000 | $1,000,000 | $88,000 | $435,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,138 | $2,835,057,000 | $310,000 | $2,967,000 | $120,000 | $3,016,000 |
| FHA-insured (Federal Housing Administration) | 5,096 | $1,235,613,000 | $242,000 | $795,000 | $66,000 | $404,000 |
| VA-guaranteed (Veterans Administration) | 1,536 | $475,404,000 | $309,000 | $1,481,000 | $82,000 | $1,549,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 339 | $65,720,000 | $193,000 | $556,000 | $57,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,963 | $3,072,571,000 | $280,000 | $2,000,000 | $96,000 | $1,692,000 |
| File Closed For Incompleteness | 2,309 | $705,744,000 | $305,000 | $2,967,000 | $105,000 | $1,857,000 |
| Application Denied By Financial Institution | 1,734 | $540,965,000 | $311,000 | $2,952,000 | $99,000 | $3,016,000 |
| Application Withdrawn By Applicant | 877 | $221,273,000 | $252,000 | $1,320,000 | $98,000 | $1,176,000 |
| Application Approved But Not Accepted | 158 | $49,637,000 | $314,000 | $1,440,000 | $107,000 | $442,000 |
| Preapproval Denied by Financial Institution | 61 | $19,784,000 | $324,000 | $950,000 | $75,000 | $217,000 |
| Preapproval Approved but not Accepted | 7 | $1,820,000 | $260,000 | $417,000 | $60,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 468 | $155,913,000 | $333,000 | $2,000,000 | $99,000 | $610,000 |
| Collateral | 351 | $100,104,000 | $285,000 | $2,952,000 | $111,000 | $3,016,000 |
| Unverifiable Information | 255 | $87,050,000 | $341,000 | $2,000,000 | $108,000 | $1,063,000 |
| Debt-To-Income Ratio | 252 | $79,448,000 | $315,000 | $1,120,000 | $75,000 | $272,000 |
| Credit History | 237 | $65,661,000 | $277,000 | $1,078,000 | $94,000 | $656,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 107 | $38,155,000 | $356,000 | $1,673,000 | $87,000 | $390,000 |
| Employment History | 59 | $17,018,000 | $288,000 | $1,120,000 | $95,000 | $395,000 |
| Other | 23 | $6,557,000 | $285,000 | $848,000 | $98,000 | $286,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.