Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bay Equity Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 16,109 |
| Total Mortgage Loan Application Amount | $4,611,794,000 |
| Average Mortgage Loan Application Amount | $293,000 |
| Highest Mortgage Loan Application Amount | $2,967,000 |
| Average Applicant Income | $99,500 |
| Highest Applicant Income | $3,016,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN DIEGO-CARLSBAD, CA | 1,802 | $ 711,262,000 | $ 394,000 | $ 124,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,327 | $ 514,382,000 | $ 387,000 | $ 107,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,004 | $ 207,201,000 | $ 206,000 | $ 77,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 860 | $ 272,857,000 | $ 317,000 | $ 103,000 |
| GRAND JUNCTION, CO | 859 | $ 168,924,000 | $ 196,000 | $ 75,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 767 | $ 156,740,000 | $ 215,500 | $ 87,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 608 | $ 175,436,000 | $ 288,000 | $ 97,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 550 | $ 225,330,000 | $ 409,000 | $ 121,000 |
| TACOMA-LAKEWOOD, WA | 534 | $ 126,009,000 | $ 235,000 | $ 80,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 476 | $ 220,999,000 | $ 464,000 | $ 140,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 462 | $ 87,729,000 | $ 189,000 | $ 88,000 |
| OKLAHOMA CITY, OK | 388 | $ 57,706,000 | $ 148,000 | $ 67,000 |
| DALLAS-PLANO-IRVING, TX | 375 | $ 76,068,000 | $ 202,000 | $ 95,000 |
| DENVER-AURORA-LAKEWOOD, CO | 310 | $ 80,589,000 | $ 259,000 | $ 88,000 |
| SANTA ROSA, CA | 288 | $ 110,277,000 | $ 382,000 | $ 116,000 |
| ST. GEORGE, UT | 272 | $ 55,115,000 | $ 202,000 | $ 74,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 269 | $ 46,487,000 | $ 172,000 | $ 75,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 269 | $ 133,236,000 | $ 495,000 | $ 136,000 |
| STOCKTON-LODI, CA | 217 | $ 51,483,000 | $ 237,000 | $ 78,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 205 | $ 54,448,000 | $ 265,000 | $ 105,000 |
| BAKERSFIELD, CA | 196 | $ 41,205,000 | $ 210,000 | $ 74,000 |
| FORT WORTH-ARLINGTON, TX | 183 | $ 31,124,000 | $ 170,000 | $ 79,000 |
| COLORADO SPRINGS, CO | 151 | $ 34,069,000 | $ 225,000 | $ 75,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 143 | $ 37,495,000 | $ 261,500 | $ 97,500 |
| SHREVEPORT-BOSSIER CITY, LA | 139 | $ 23,271,000 | $ 167,000 | $ 67,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 131 | $ 77,594,000 | $ 592,000 | $ 208,000 |
| MOUNT VERNON-ANACORTES, WA | 130 | $ 29,000,000 | $ 223,000 | $ 73,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 119 | $ 21,753,000 | $ 177,500 | $ 83,000 |
| SANTA CRUZ-WATSONVILLE, CA | 114 | $ 49,958,000 | $ 438,000 | $ 123,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 80 | $ 17,127,000 | $ 214,000 | $ 101,000 |
| OLYMPIA-TUMWATER, WA | 78 | $ 16,195,000 | $ 207,000 | $ 68,000 |
| ALBUQUERQUE, NM | 75 | $ 15,830,000 | $ 211,000 | $ 96,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 71 | $ 13,510,000 | $ 190,000 | $ 61,000 |
| VALLEJO-FAIRFIELD, CA | 70 | $ 22,860,000 | $ 326,000 | $ 100,000 |
| WENATCHEE, WA | 69 | $ 15,342,000 | $ 222,000 | $ 69,000 |
| MODESTO, CA | 68 | $ 15,051,000 | $ 221,000 | $ 71,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 67 | $ 27,629,000 | $ 412,000 | $ 117,000 |
| PRESCOTT, AZ | 65 | $ 13,220,000 | $ 203,000 | $ 83,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 59 | $ 12,594,000 | $ 213,000 | $ 86,000 |
| URBAN HONOLULU, HI | 48 | $ 25,225,000 | $ 525,000 | $ 135,000 |
| BREMERTON-SILVERDALE, WA | 44 | $ 11,846,000 | $ 269,000 | $ 92,000 |
| SAN RAFAEL, CA | 42 | $ 27,577,000 | $ 656,000 | $ 184,000 |
| ELGIN, IL | 41 | $ 7,915,000 | $ 193,000 | $ 84,000 |
| SALT LAKE CITY, UT | 32 | $ 9,223,000 | $ 288,000 | $ 114,000 |
| NAPA, CA | 27 | $ 9,691,000 | $ 358,000 | $ 81,000 |
| BELLINGHAM, WA | 26 | $ 6,393,000 | $ 245,000 | $ 100,000 |
| PROVO-OREM, UT | 25 | $ 6,375,000 | $ 255,000 | $ 75,000 |
| AUSTIN-ROUND ROCK, TX | 24 | $ 5,787,000 | $ 241,000 | $ 103,000 |
| GREELEY, CO | 23 | $ 5,548,000 | $ 241,000 | $ 101,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 23 | $ 3,829,000 | $ 166,000 | $ 124,000 |
| OGDEN-CLEARFIELD, UT | 22 | $ 4,866,000 | $ 221,000 | $ 76,000 |
| TUCSON, AZ | 19 | $ 3,822,000 | $ 201,000 | $ 120,000 |
| SALINAS, CA | 18 | $ 7,308,000 | $ 406,000 | $ 117,000 |
| FLAGSTAFF, AZ | 17 | $ 4,281,000 | $ 251,000 | $ 144,000 |
| MERCED, CA | 17 | $ 3,073,000 | $ 180,000 | $ 53,000 |
| YAKIMA, WA | 15 | $ 2,601,000 | $ 173,000 | $ 151,000 |
| BOISE CITY, ID | 13 | $ 2,876,000 | $ 221,000 | $ 86,000 |
| FORT COLLINS, CO | 13 | $ 2,753,000 | $ 211,000 | $ 99,000 |
| SANTA MARIA-SANTA BARBARA, CA | 13 | $ 5,774,000 | $ 444,000 | $ 133,000 |
| FRESNO, CA | 12 | $ 3,030,000 | $ 252,000 | $ 91,000 |
| SPOKANE-SPOKANE VALLEY, WA | 12 | $ 2,211,000 | $ 184,000 | $ 73,000 |
| CASPER, WY | 11 | $ 2,031,000 | $ 184,000 | $ 75,000 |
| PUEBLO, CO | 11 | $ 1,561,000 | $ 141,000 | $ 60,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 10 | $ 3,651,000 | $ 365,000 | $ 146,000 |
| DULUTH, MN-WI | 9 | $ 1,647,000 | $ 175,500 | $ 83,500 |
| REDDING, CA | 9 | $ 2,390,000 | $ 265,000 | $ 66,000 |
| ST. CLOUD, MN | 8 | $ 1,563,000 | $ 195,000 | $ 107,000 |
| CORPUS CHRISTI, TX | 7 | $ 1,309,000 | $ 187,000 | $ 121,000 |
| EL PASO, TX | 7 | $ 1,309,000 | $ 187,000 | $ 98,000 |
| ROCHESTER, MN | 7 | $ 1,200,000 | $ 171,000 | $ 60,000 |
| VISALIA-PORTERVILLE, CA | 7 | $ 1,749,000 | $ 249,000 | $ 111,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 823,000 | $ 137,000 | $ 63,000 |
| EUGENE, OR | 6 | $ 1,260,000 | $ 210,000 | $ 58,000 |
| SHERMAN-DENISON, TX | 6 | $ 1,239,000 | $ 206,000 | $ 149,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 553,000 | $ 92,000 | $ 48,000 |
| YUBA CITY, CA | 6 | $ 1,083,000 | $ 180,000 | $ 57,000 |
| BOULDER, CO | 5 | $ 2,160,000 | $ 432,000 | $ 229,000 |
| FARGO, ND-MN | 5 | $ 1,103,000 | $ 185,500 | $ 51,000 |
| KILLEEN-TEMPLE, TX | 5 | $ 818,000 | $ 163,000 | $ 73,000 |
| LONGVIEW, WA | 5 | $ 587,000 | $ 117,000 | $ 81,000 |
| LUBBOCK, TX | 5 | $ 685,000 | $ 137,000 | $ 47,000 |
| ODESSA, TX | 5 | $ 941,000 | $ 188,000 | $ 78,000 |
| ROCKFORD, IL | 5 | $ 582,000 | $ 116,000 | $ 48,000 |
| SALEM, OR | 5 | $ 934,000 | $ 186,000 | $ 63,000 |
| SANTA FE, NM | 5 | $ 1,277,000 | $ 255,000 | $ 211,000 |
| WACO, TX | 5 | $ 804,000 | $ 160,000 | $ 84,000 |
| AMARILLO, TX | 4 | $ 2,233,000 | $ 558,000 | $ 185,000 |
| BEND-REDMOND, OR | 4 | $ 1,696,000 | $ 424,000 | $ 128,000 |
| CHICO, CA | 4 | $ 760,000 | $ 190,000 | $ 61,000 |
| EL CENTRO, CA | 4 | $ 722,000 | $ 180,000 | $ 148,000 |
| HANFORD-CORCORAN, CA | 4 | $ 907,000 | $ 226,000 | $ 81,000 |
| KENNEWICK-RICHLAND, WA | 4 | $ 988,000 | $ 247,000 | $ 106,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 658,000 | $ 164,000 | $ 73,000 |
| MEDFORD, OR | 4 | $ 901,000 | $ 225,000 | $ 50,000 |
| TULSA, OK | 4 | $ 757,000 | $ 189,000 | $ 160,000 |
| VALDOSTA, GA | 4 | $ 515,000 | $ 128,000 | $ 56,000 |
| YUMA, AZ | 4 | $ 542,000 | $ 135,000 | $ 40,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 559,000 | $ 186,000 | $ 135,000 |
| BISMARCK, ND | 3 | $ 521,000 | $ 173,000 | $ 44,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 666,000 | $ 222,000 | $ 72,000 |
| MADERA, CA | 3 | $ 625,000 | $ 208,000 | $ 48,000 |
| MIDLAND, TX | 3 | $ 622,000 | $ 207,000 | $ 103,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 846,000 | $ 282,000 | $ 91,000 |
| ALBANY, OR | 2 | $ 254,000 | $ 127,000 | $ 17,000 |
| BATON ROUGE, LA | 2 | $ 484,000 | $ 242,000 | $ 82,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
| CORVALLIS, OR | 2 | $ 434,000 | $ 217,000 | $ 21,000 |
| GRANTS PASS, OR | 2 | $ 355,000 | $ 177,000 | $ 91,000 |
| KANKAKEE, IL | 2 | $ 243,000 | $ 121,000 | $ 50,000 |
| LOGAN, UT-ID | 2 | $ 915,000 | $ 457,000 | $ 119,000 |
| LONGVIEW, TX | 2 | $ 384,000 | $ 192,000 | $ 84,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 624,000 | $ 312,000 | $ 133,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 456,000 | $ 228,000 | $ 95,000 |
| MOBILE, AL | 2 | $ 253,000 | $ 126,000 | $ 17,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 276,000 | $ 138,000 | $ 64,000 |
| RENO, NV | 2 | $ 610,000 | $ 305,000 | $ 259,000 |
| SAN ANGELO, TX | 2 | $ 394,000 | $ 197,000 | $ 90,000 |
| TEXARKANA, TX-AR | 2 | $ 368,000 | $ 184,000 | $ 123,000 |
| TYLER, TX | 2 | $ 165,000 | $ 82,000 | $ 89,000 |
| WALLA WALLA, WA | 2 | $ 481,000 | $ 240,000 | $ 101,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 431,000 | $ 215,000 | $ 65,000 |
| WICHITA FALLS, TX | 2 | $ 281,000 | $ 140,000 | $ 97,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
| BRUNSWICK, GA | 1 | $ 169,000 | $ 169,000 | $ 35,000 |
| COEUR D'ALENE, ID | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 321,000 | $ 321,000 | $ 187,000 |
| EAU CLAIRE, WI | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| FARMINGTON, NM | 1 | $ 284,000 | $ 284,000 | $ 132,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 351,000 | $ 351,000 | $ 75,000 |
| GADSDEN, AL | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| GARY, IN | 1 | $ 373,000 | $ 373,000 | $ 98,000 |
| GRAND FORKS, ND-MN | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 152,000 | $ 152,000 | $ 30,000 |
| HAMMOND, LA | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| IDAHO FALLS, ID | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 371,000 | $ 371,000 | $ 190,000 |
| JACKSONVILLE, FL | 1 | $ 111,000 | $ 111,000 | $ 0 |
| KANSAS CITY, MO-KS | 1 | $ 86,000 | $ 86,000 | $ 122,000 |
| LAREDO, TX | 1 | $ 239,000 | $ 239,000 | $ 91,000 |
| LEWISTON, ID-WA | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| MACON, GA | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| MISSOULA, MT | 1 | $ 320,000 | $ 320,000 | $ 77,000 |
| MONROE, LA | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| MONTGOMERY, AL | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| OCALA, FL | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 150,000 | $ 150,000 | $ 154,000 |
| PANAMA CITY, FL | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| PEORIA, IL | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| RACINE, WI | 1 | $ 211,000 | $ 211,000 | $ 73,000 |
| TALLAHASSEE, FL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| THE VILLAGES, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| TUSCALOOSA, AL | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,839 | $2,570,363,000 | $261,000 | $2,895,000 | $94,000 | $1,857,000 |
| Refinancing | 6,270 | $2,041,431,000 | $325,000 | $2,967,000 | $105,000 | $3,016,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,942 | $2,785,606,000 | $280,000 | $2,967,000 | $102,000 | $1,692,000 |
| Hispanic | 2,871 | $736,688,000 | $256,000 | $1,400,000 | $72,000 | $712,000 |
| Not Provided | 1,499 | $560,504,000 | $373,000 | $2,248,000 | $130,000 | $3,016,000 |
| Asian | 949 | $308,984,000 | $325,000 | $1,440,000 | $101,000 | $762,000 |
| Black or African American | 670 | $167,785,000 | $250,000 | $950,000 | $79,000 | $894,000 |
| Native Hawaiian or Other Pacific Islander | 107 | $32,228,000 | $301,000 | $721,000 | $91,000 | $264,000 |
| American Indian or Alaskan Native | 71 | $19,999,000 | $281,000 | $1,000,000 | $88,000 | $435,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,138 | $2,835,057,000 | $310,000 | $2,967,000 | $120,000 | $3,016,000 |
| FHA-insured (Federal Housing Administration) | 5,096 | $1,235,613,000 | $242,000 | $795,000 | $66,000 | $404,000 |
| VA-guaranteed (Veterans Administration) | 1,536 | $475,404,000 | $309,000 | $1,481,000 | $82,000 | $1,549,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 339 | $65,720,000 | $193,000 | $556,000 | $57,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,963 | $3,072,571,000 | $280,000 | $2,000,000 | $96,000 | $1,692,000 |
| File Closed For Incompleteness | 2,309 | $705,744,000 | $305,000 | $2,967,000 | $105,000 | $1,857,000 |
| Application Denied By Financial Institution | 1,734 | $540,965,000 | $311,000 | $2,952,000 | $99,000 | $3,016,000 |
| Application Withdrawn By Applicant | 877 | $221,273,000 | $252,000 | $1,320,000 | $98,000 | $1,176,000 |
| Application Approved But Not Accepted | 158 | $49,637,000 | $314,000 | $1,440,000 | $107,000 | $442,000 |
| Preapproval Denied by Financial Institution | 61 | $19,784,000 | $324,000 | $950,000 | $75,000 | $217,000 |
| Preapproval Approved but not Accepted | 7 | $1,820,000 | $260,000 | $417,000 | $60,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 468 | $155,913,000 | $333,000 | $2,000,000 | $99,000 | $610,000 |
| Collateral | 351 | $100,104,000 | $285,000 | $2,952,000 | $111,000 | $3,016,000 |
| Unverifiable Information | 255 | $87,050,000 | $341,000 | $2,000,000 | $108,000 | $1,063,000 |
| Debt-To-Income Ratio | 252 | $79,448,000 | $315,000 | $1,120,000 | $75,000 | $272,000 |
| Credit History | 237 | $65,661,000 | $277,000 | $1,078,000 | $94,000 | $656,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 107 | $38,155,000 | $356,000 | $1,673,000 | $87,000 | $390,000 |
| Employment History | 59 | $17,018,000 | $288,000 | $1,120,000 | $95,000 | $395,000 |
| Other | 23 | $6,557,000 | $285,000 | $848,000 | $98,000 | $286,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.