Baytree Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Baytree Lending 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baytree Lending 10909 West Greenfield Ave Ste 208 West Allis, WI 53214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,396 |
| Total Mortgage Loan Application Amount | $741,025,000 |
| Average Mortgage Loan Application Amount | $140,729 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $100,354 |
| Highest Applicant Income | $2,850,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Baytree Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baytree Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Baytree Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baytree Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Baytree Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baytree Lending's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,309 | $ 194,159,000 | $ 148,000 | $ 75,000 |
| Multnomah County Oregon | 419 | $ 74,758,000 | $ 178,000 | $ 99,000 |
| Washington County Oregon | 278 | $ 50,547,000 | $ 181,000 | $ 70,000 |
| Milwaukee County Wisconsin | 195 | $ 10,072,000 | $ 51,000 | $ 61,000 |
| Will County Illinois | 178 | $ 24,933,000 | $ 140,000 | $ 67,000 |
| Deschutes County Oregon | 170 | $ 30,593,000 | $ 179,000 | $ 75,000 |
| Clackamas County Oregon | 169 | $ 41,813,000 | $ 247,000 | $ 89,000 |
| DuPage County Illinois | 161 | $ 30,502,000 | $ 189,000 | $ 108,000 |
| Marion County Oregon | 146 | $ 19,746,000 | $ 135,000 | $ 71,000 |
| Linn County Oregon | 114 | $ 12,692,000 | $ 111,000 | $ 68,000 |
| Waukesha County Wisconsin | 109 | $ 7,026,000 | $ 64,000 | $ 104,000 |
| Lake County Illinois | 108 | $ 18,070,000 | $ 167,000 | $ 85,000 |
| Clark County Washington | 97 | $ 18,915,000 | $ 195,000 | $ 145,000 |
| Kane County Illinois | 81 | $ 10,608,000 | $ 130,000 | $ 99,000 |
| McHenry County Illinois | 77 | $ 9,596,000 | $ 124,000 | $ 78,000 |
| Ada County Idaho | 76 | $ 11,638,000 | $ 153,000 | $ 75,000 |
| Mecklenburg County North Carolina | 75 | $ 7,136,000 | $ 95,000 | $ 76,000 |
| Hamilton County Ohio | 49 | $ 3,403,000 | $ 69,000 | $ 102,000 |
| Wayne County Michigan | 47 | $ 3,195,000 | $ 67,000 | $ 95,000 |
| Yamhill County Oregon | 47 | $ 5,517,000 | $ 117,000 | $ 52,000 |
| Canyon County Idaho | 46 | $ 5,026,000 | $ 109,000 | $ 54,000 |
| Washington County Wisconsin | 36 | $ 1,848,000 | $ 51,000 | $ 72,000 |
| Franklin County Ohio | 35 | $ 2,520,000 | $ 72,000 | $ 74,000 |
| Lake County Indiana | 33 | $ 2,867,000 | $ 86,000 | $ 50,000 |
| Benton County Oregon | 31 | $ 4,375,000 | $ 141,000 | $ 79,000 |
| Dane County Wisconsin | 31 | $ 1,768,000 | $ 57,000 | $ 67,000 |
| Jefferson County Kentucky | 30 | $ 2,926,000 | $ 97,000 | $ 77,000 |
| Jefferson County Oregon | 30 | $ 3,971,000 | $ 132,000 | $ 79,000 |
| Lincoln County Oregon | 29 | $ 3,501,000 | $ 120,000 | $ 68,000 |
| Polk County Oregon | 29 | $ 4,572,000 | $ 157,000 | $ 76,000 |
| Columbia County Oregon | 27 | $ 3,220,000 | $ 119,000 | $ 65,000 |
| Bexar County Texas | 27 | $ 2,162,000 | $ 80,000 | $ 122,000 |
| Kenosha County Wisconsin | 27 | $ 2,236,000 | $ 82,000 | $ 84,000 |
| Brown County Wisconsin | 25 | $ 1,168,000 | $ 46,000 | $ 51,000 |
| Marathon County Wisconsin | 24 | $ 1,313,000 | $ 54,000 | $ 55,000 |
| Allen County Indiana | 23 | $ 1,183,000 | $ 51,000 | $ 138,000 |
| Marion County Indiana | 23 | $ 1,759,000 | $ 76,000 | $ 85,000 |
| Ozaukee County Wisconsin | 23 | $ 1,764,000 | $ 76,000 | $ 101,000 |
| Racine County Wisconsin | 23 | $ 1,412,000 | $ 61,000 | $ 65,000 |
| Fayette County Kentucky | 22 | $ 1,619,000 | $ 73,000 | $ 101,000 |
| Oakland County Michigan | 22 | $ 2,758,000 | $ 125,000 | $ 88,000 |
| Porter County Indiana | 20 | $ 2,173,000 | $ 108,000 | $ 75,000 |
| DeKalb County Illinois | 19 | $ 1,747,000 | $ 91,000 | $ 60,000 |
| Kankakee County Illinois | 18 | $ 988,000 | $ 54,000 | $ 95,000 |
| Walworth County Wisconsin | 17 | $ 2,433,000 | $ 143,000 | $ 113,000 |
| Madison County Indiana | 16 | $ 513,000 | $ 32,000 | $ 98,000 |
| Union County North Carolina | 15 | $ 1,095,000 | $ 73,000 | $ 89,000 |
| Outagamie County Wisconsin | 15 | $ 608,000 | $ 40,000 | $ 60,000 |
| Winnebago County Wisconsin | 15 | $ 751,000 | $ 50,000 | $ 49,000 |
| Kendall County Illinois | 14 | $ 1,773,000 | $ 126,000 | $ 74,000 |
| Winnebago County Illinois | 14 | $ 1,002,000 | $ 71,000 | $ 41,000 |
| Dodge County Wisconsin | 13 | $ 679,000 | $ 52,000 | $ 67,000 |
| Macomb County Michigan | 12 | $ 1,243,000 | $ 103,000 | $ 32,000 |
| Catawba County North Carolina | 12 | $ 873,000 | $ 72,000 | $ 59,000 |
| Jefferson County Wisconsin | 12 | $ 1,081,000 | $ 90,000 | $ 70,000 |
| Sheboygan County Wisconsin | 12 | $ 487,000 | $ 40,000 | $ 63,000 |
| Hood River County Oregon | 11 | $ 1,894,000 | $ 172,000 | $ 78,000 |
| Kosciusko County Indiana | 10 | $ 945,000 | $ 94,000 | $ 48,000 |
| Tillamook County Oregon | 10 | $ 1,856,000 | $ 185,000 | $ 115,000 |
| LaPorte County Indiana | 9 | $ 686,000 | $ 76,000 | $ 266,000 |
| Cuyahoga County Ohio | 9 | $ 623,000 | $ 69,000 | $ 37,000 |
| Wasco County Oregon | 9 | $ 1,346,000 | $ 149,000 | $ 64,000 |
| Clayton County Georgia | 8 | $ 604,000 | $ 75,000 | $ 93,000 |
| St. Clair County Michigan | 8 | $ 1,112,000 | $ 139,000 | $ 79,000 |
| Iredell County North Carolina | 8 | $ 462,000 | $ 57,000 | $ 115,000 |
| Lane County Oregon | 8 | $ 1,228,000 | $ 153,000 | $ 68,000 |
| Cowlitz County Washington | 8 | $ 921,000 | $ 115,000 | $ 79,000 |
| Fond du Lac County Wisconsin | 8 | $ 215,000 | $ 26,000 | $ 66,000 |
| Crook County Oregon | 7 | $ 1,324,000 | $ 189,000 | $ 55,000 |
| Columbia County Wisconsin | 7 | $ 345,000 | $ 49,000 | $ 79,000 |
| Rock County Wisconsin | 7 | $ 261,000 | $ 37,000 | $ 56,000 |
| Fulton County Georgia | 6 | $ 381,000 | $ 63,000 | $ 164,000 |
| Henry County Georgia | 6 | $ 432,000 | $ 72,000 | $ 46,000 |
| LaSalle County Illinois | 6 | $ 658,000 | $ 109,000 | $ 79,000 |
| Ogle County Illinois | 6 | $ 503,000 | $ 83,000 | $ 59,000 |
| Genesee County Michigan | 6 | $ 369,000 | $ 61,000 | $ 33,000 |
| Guilford County North Carolina | 6 | $ 433,000 | $ 72,000 | $ 29,000 |
| Butler County Ohio | 6 | $ 671,000 | $ 111,000 | $ 79,000 |
| Clatsop County Oregon | 6 | $ 1,062,000 | $ 177,000 | $ 89,000 |
| King County Washington | 6 | $ 1,558,000 | $ 259,000 | $ 138,000 |
| Wood County Wisconsin | 6 | $ 138,000 | $ 23,000 | $ 47,000 |
| Maricopa County Arizona | 5 | $ 1,431,000 | $ 286,000 | $ 26,000 |
| Campbell County Kentucky | 5 | $ 309,000 | $ 61,000 | $ 78,000 |
| Madison County Kentucky | 5 | $ 238,000 | $ 47,000 | $ 47,000 |
| Buncombe County North Carolina | 5 | $ 1,165,000 | $ 233,000 | $ 100,000 |
| Cabarrus County North Carolina | 5 | $ 365,000 | $ 73,000 | $ 42,000 |
| Carteret County North Carolina | 5 | $ 426,000 | $ 85,000 | $ 16,000 |
| Clermont County Ohio | 5 | $ 308,000 | $ 61,000 | $ 55,000 |
| Jackson County Oregon | 5 | $ 1,307,000 | $ 261,000 | $ 99,000 |
| Klickitat County Washington | 5 | $ 609,000 | $ 121,000 | $ 47,000 |
| Door County Wisconsin | 5 | $ 325,000 | $ 65,000 | $ 68,000 |
| Green County Wisconsin | 5 | $ 262,000 | $ 52,000 | $ 67,000 |
| Manitowoc County Wisconsin | 5 | $ 463,000 | $ 92,000 | $ 67,000 |
| Waupaca County Wisconsin | 5 | $ 225,000 | $ 45,000 | $ 45,000 |
| Los Angeles County California | 4 | $ 1,765,000 | $ 441,000 | $ 140,000 |
| Riverside County California | 4 | $ 1,198,000 | $ 299,000 | $ 215,000 |
| Cobb County Georgia | 4 | $ 230,000 | $ 57,000 | $ 48,000 |
| Madison County Illinois | 4 | $ 297,000 | $ 74,000 | $ 80,000 |
| Whiteside County Illinois | 4 | $ 432,000 | $ 108,000 | $ 55,000 |
| Decatur County Indiana | 4 | $ 306,000 | $ 76,000 | $ 84,000 |
| St. Joseph County Michigan | 4 | $ 151,000 | $ 37,000 | $ 60,000 |
| Caldwell County North Carolina | 4 | $ 234,000 | $ 58,000 | $ 26,000 |
| Clark County Ohio | 4 | $ 188,000 | $ 47,000 | $ 77,000 |
| Erie County Ohio | 4 | $ 256,000 | $ 64,000 | $ 60,000 |
| Montgomery County Ohio | 4 | $ 138,000 | $ 34,000 | $ 61,000 |
| Charleston County South Carolina | 4 | $ 1,261,000 | $ 315,000 | $ 144,000 |
| Alameda County California | 3 | $ 825,000 | $ 275,000 | $ 69,000 |
| Contra Costa County California | 3 | $ 1,423,000 | $ 474,000 | $ 204,000 |
| Seminole County Florida | 3 | $ 223,000 | $ 74,000 | $ 56,000 |
| St. Johns County Florida | 3 | $ 1,790,000 | $ 596,000 | $ 370,000 |
| DeKalb County Georgia | 3 | $ 221,000 | $ 73,000 | $ 60,000 |
| Valley County Idaho | 3 | $ 805,000 | $ 268,000 | $ 126,000 |
| Boone County Illinois | 3 | $ 271,000 | $ 90,000 | $ 39,000 |
| Grundy County Illinois | 3 | $ 316,000 | $ 105,000 | $ 45,000 |
| St. Clair County Illinois | 3 | $ 349,000 | $ 116,000 | $ 110,000 |
| Stephenson County Illinois | 3 | $ 164,000 | $ 54,000 | $ 20,000 |
| Hamilton County Indiana | 3 | $ 678,000 | $ 226,000 | $ 16,000 |
| Bullitt County Kentucky | 3 | $ 237,000 | $ 79,000 | $ 52,000 |
| Clark County Kentucky | 3 | $ 476,000 | $ 158,000 | $ 53,000 |
| Ingham County Michigan | 3 | $ 133,000 | $ 44,000 | $ 36,000 |
| Hennepin County Minnesota | 3 | $ 1,599,000 | $ 533,000 | $ 325,000 |
| Burlington County New Jersey | 3 | $ 450,000 | $ 150,000 | $ 119,000 |
| Davidson County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 86,000 |
| Forsyth County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 80,000 |
| Rockingham County North Carolina | 3 | $ 288,000 | $ 96,000 | $ 39,000 |
| Richland County South Carolina | 3 | $ 716,000 | $ 238,000 | $ 202,000 |
| Skamania County Washington | 3 | $ 456,000 | $ 152,000 | $ 56,000 |
| Snohomish County Washington | 3 | $ 813,000 | $ 271,000 | $ 63,000 |
| Spokane County Washington | 3 | $ 443,000 | $ 147,000 | $ 62,000 |
| Calumet County Wisconsin | 3 | $ 202,000 | $ 67,000 | $ 70,000 |
| Iowa County Wisconsin | 3 | $ 151,000 | $ 50,000 | $ 94,000 |
| Oneida County Wisconsin | 3 | $ 78,000 | $ 26,000 | $ 62,000 |
| Pinal County Arizona | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Orange County California | 2 | $ 889,000 | $ 444,000 | $ 116,000 |
| Ventura County California | 2 | $ 1,588,000 | $ 794,000 | $ 305,000 |
| Bay County Florida | 2 | $ 265,000 | $ 132,000 | $ 35,000 |
| Collier County Florida | 2 | $ 456,000 | $ 228,000 | $ 275,000 |
| Lee County Florida | 2 | $ 455,000 | $ 227,000 | $ 180,000 |
| Orange County Florida | 2 | $ 325,000 | $ 162,000 | $ 125,000 |
| Walker County Georgia | 2 | $ 44,000 | $ 22,000 | $ 31,000 |
| Boise County Idaho | 2 | $ 414,000 | $ 207,000 | $ 77,000 |
| Bureau County Illinois | 2 | $ 135,000 | $ 67,000 | $ 60,000 |
| Champaign County Illinois | 2 | $ 154,000 | $ 77,000 | $ 99,000 |
| Johnson County Illinois | 2 | $ 105,000 | $ 52,000 | $ 35,000 |
| Tazewell County Illinois | 2 | $ 145,000 | $ 72,000 | $ 65,000 |
| Dearborn County Indiana | 2 | $ 106,000 | $ 53,000 | $ 96,000 |
| Hancock County Indiana | 2 | $ 171,000 | $ 85,000 | $ 78,000 |
| Hendricks County Indiana | 2 | $ 115,000 | $ 57,000 | $ 0 |
| Jasper County Indiana | 2 | $ 79,000 | $ 39,000 | $ 52,000 |
| LaGrange County Indiana | 2 | $ 108,000 | $ 54,000 | $ 118,000 |
| Miami County Indiana | 2 | $ 60,000 | $ 30,000 | $ 126,000 |
| St. Joseph County Indiana | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Wells County Indiana | 2 | $ 132,000 | $ 66,000 | $ 95,000 |
| Whitley County Indiana | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Casey County Kentucky | 2 | $ 203,000 | $ 101,000 | $ 57,000 |
| Garrard County Kentucky | 2 | $ 114,000 | $ 57,000 | $ 72,000 |
| Hardin County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 43,000 |
| Jessamine County Kentucky | 2 | $ 145,000 | $ 72,000 | $ 203,000 |
| Oldham County Kentucky | 2 | $ 610,000 | $ 305,000 | $ 318,000 |
| Owsley County Kentucky | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Charlevoix County Michigan | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Ionia County Michigan | 2 | $ 133,000 | $ 66,000 | $ 77,000 |
| Livingston County Michigan | 2 | $ 150,000 | $ 75,000 | $ 156,000 |
| Roscommon County Michigan | 2 | $ 346,000 | $ 173,000 | $ 74,000 |
| Washtenaw County Michigan | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Scott County Minnesota | 2 | $ 1,200,000 | $ 600,000 | $ 312,000 |
| Jackson County Missouri | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Alexander County North Carolina | 2 | $ 95,000 | $ 47,000 | $ 33,000 |
| Brunswick County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Lincoln County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 43,000 |
| Moore County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 108,000 |
| Onslow County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 55,000 |
| Scotland County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Wake County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 53,000 |
| Allen County Ohio | 2 | $ 342,000 | $ 171,000 | $ 140,000 |
| Athens County Ohio | 2 | $ 89,000 | $ 44,000 | $ 56,000 |
| Champaign County Ohio | 2 | $ 75,000 | $ 37,000 | $ 61,000 |
| Delaware County Ohio | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Licking County Ohio | 2 | $ 213,000 | $ 106,000 | $ 84,000 |
| Lucas County Ohio | 2 | $ 76,000 | $ 38,000 | $ 25,000 |
| Pike County Ohio | 2 | $ 360,000 | $ 180,000 | $ 144,000 |
| Putnam County Ohio | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Richland County Ohio | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Stark County Ohio | 2 | $ 118,000 | $ 59,000 | $ 57,000 |
| Union County Ohio | 2 | $ 96,000 | $ 48,000 | $ 111,000 |
| Craig County Oklahoma | 2 | $ 128,000 | $ 64,000 | $ 93,000 |
| Union County Oregon | 2 | $ 345,000 | $ 172,000 | $ 66,000 |
| Allegheny County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 93,000 |
| Dauphin County Pennsylvania | 2 | $ 71,000 | $ 35,000 | $ 75,000 |
| Beaufort County South Carolina | 2 | $ 395,000 | $ 197,000 | $ 189,000 |
| Lexington County South Carolina | 2 | $ 217,000 | $ 108,000 | $ 36,000 |
| Orangeburg County South Carolina | 2 | $ 186,000 | $ 93,000 | $ 58,000 |
| Jefferson County Tennessee | 2 | $ 88,000 | $ 44,000 | $ 41,000 |
| Stewart County Tennessee | 2 | $ 229,000 | $ 114,000 | $ 85,000 |
| Anderson County Texas | 2 | $ 73,000 | $ 36,000 | $ 32,000 |
| Cameron County Texas | 2 | $ 79,000 | $ 39,000 | $ 66,000 |
| Comal County Texas | 2 | $ 420,000 | $ 210,000 | $ 696,000 |
| Sabine County Texas | 2 | $ 69,000 | $ 34,000 | $ 38,000 |
| Mecklenburg County Virginia | 2 | $ 131,000 | $ 65,000 | $ 69,000 |
| Kitsap County Washington | 2 | $ 162,000 | $ 81,000 | $ 55,000 |
| Mason County Washington | 2 | $ 897,000 | $ 448,000 | $ 110,000 |
| Pacific County Washington | 2 | $ 276,000 | $ 138,000 | $ 157,000 |
| Pierce County Washington | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Walla Walla County Washington | 2 | $ 209,000 | $ 104,000 | $ 79,000 |
| Kewaunee County Wisconsin | 2 | $ 95,000 | $ 47,000 | $ 42,000 |
| Oconto County Wisconsin | 2 | $ 105,000 | $ 52,000 | $ 35,000 |
| Polk County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Portage County Wisconsin | 2 | $ 38,000 | $ 19,000 | $ 70,000 |
| Sauk County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Vilas County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 82,000 |
| Waushara County Wisconsin | 2 | $ 203,000 | $ 101,000 | $ 38,000 |
| Colusa County California | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| San Francisco County California | 1 | $ 588,000 | $ 588,000 | $ 140,000 |
| San Joaquin County California | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Stanislaus County California | 1 | $ 273,000 | $ 273,000 | $ 112,000 |
| Douglas County Colorado | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Escambia County Florida | 1 | $ 493,000 | $ 493,000 | $ 222,000 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Holmes County Florida | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Miami-Dade County Florida | 1 | $ 251,000 | $ 251,000 | $ 62,000 |
| Jackson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 114,000 |
| Macon County Georgia | 1 | $ 347,000 | $ 347,000 | $ 118,000 |
| Blaine County Idaho | 1 | $ 309,000 | $ 309,000 | $ 63,000 |
| Bonner County Idaho | 1 | $ 360,000 | $ 360,000 | $ 299,000 |
| Elmore County Idaho | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Gem County Idaho | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Kootenai County Idaho | 1 | $ 142,000 | $ 142,000 | $ 83,000 |
| Nez Perce County Idaho | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Owyhee County Idaho | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Alexander County Illinois | 1 | $ 66,000 | $ 66,000 | $ 68,000 |
| Coles County Illinois | 1 | $ 162,000 | $ 162,000 | $ 164,000 |
| Crawford County Illinois | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Douglas County Illinois | 1 | $ 183,000 | $ 183,000 | $ 41,000 |
| Hamilton County Illinois | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Henry County Illinois | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Jackson County Illinois | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 53,000 | $ 53,000 | $ 180,000 |
| Lee County Illinois | 1 | $ 384,000 | $ 384,000 | $ 264,000 |
| McLean County Illinois | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Perry County Illinois | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Rock Island County Illinois | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Sangamon County Illinois | 1 | $ 12,000 | $ 12,000 | $ 36,000 |
| Shelby County Illinois | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Bartholomew County Indiana | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Clark County Indiana | 1 | $ 99,000 | $ 99,000 | $ 71,000 |
| Parke County Indiana | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Starke County Indiana | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Boone County Kentucky | 1 | $ 420,000 | $ 420,000 | $ 98,000 |
| Floyd County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Alpena County Michigan | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Antrim County Michigan | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Grand Traverse County Michigan | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Hillsdale County Michigan | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Kent County Michigan | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Leelanau County Michigan | 1 | $ 272,000 | $ 272,000 | $ 283,000 |
| Marquette County Michigan | 1 | $ 106,000 | $ 106,000 | $ 83,000 |
| Montmorency County Michigan | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Muskegon County Michigan | 1 | $ 119,000 | $ 119,000 | $ 24,000 |
| Saginaw County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sanilac County Michigan | 1 | $ 206,000 | $ 206,000 | $ 83,000 |
| Burke County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Chatham County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 58,000 |
| Gaston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Henderson County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Clinton County Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Lake County Ohio | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Mahoning County Ohio | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Coos County Oregon | 1 | $ 166,000 | $ 166,000 | $ 221,000 |
| Curry County Oregon | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Douglas County Oregon | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Gilliam County Oregon | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Josephine County Oregon | 1 | $ 403,000 | $ 403,000 | $ 303,000 |
| Klamath County Oregon | 1 | $ 36,000 | $ 36,000 | $ 64,000 |
| Lake County Oregon | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Williamsburg County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| York County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 80,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Williamson County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 180,000 |
| Spotsylvania County Virginia | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Benton County Washington | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Jefferson County Washington | 1 | $ 440,000 | $ 440,000 | $ 188,000 |
| Adams County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 354,000 |
| Barron County Wisconsin | 1 | $ 54,000 | $ 54,000 | $ 103,000 |
| Bayfield County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Chippewa County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 122,000 |
| Clark County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Eau Claire County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 79,000 |
| Florence County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 104,000 |
| Grant County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Green Lake County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 73,000 |
| Jackson County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Juneau County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| La Crosse County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 68,000 |
| Lafayette County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 75,000 |
| Marinette County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
| Marquette County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Monroe County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Shawano County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Washburn County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Baytree Lending in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,952 | $407,042,000 | $158,600 | $2,000,000 | $112,750 | $2,850,000 |
| Refinancing | 2,357 | $328,664,000 | $144,590 | $1,512,000 | $82,090 | $880,000 |
| Home Improvement | 87 | $5,319,000 | $67,000 | $340,000 | $126,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,687 | $525,836,000 | $165,285 | $2,000,000 | $104,095 | $2,850,000 |
| Hispanic | 714 | $101,417,000 | $134,333 | $863,000 | $72,733 | $420,000 |
| Black or African American | 702 | $72,460,000 | $134,368 | $1,075,000 | $86,578 | $450,000 |
| Not Provided | 131 | $15,698,000 | $134,062 | $485,000 | $79,125 | $269,000 |
| Asian | 127 | $22,348,000 | $151,111 | $1,000,000 | $110,333 | $619,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,066,000 | $101,428 | $320,000 | $79,285 | $201,000 |
| American Indian or Alaskan Native | 15 | $1,200,000 | $57,000 | $310,000 | $61,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,272 | $722,286,000 | $139,720 | $2,000,000 | $89,640 | $2,850,000 |
| FHA-insured (Federal Housing Administration) | 124 | $18,739,000 | $153,166 | $246,000 | $48,666 | $332,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,560 | $522,882,000 | $156,363 | $2,000,000 | $102,136 | $2,850,000 |
| Application Denied By Financial Institution | 725 | $60,842,000 | $96,764 | $653,000 | $104,117 | $429,000 |
| Application Approved But Not Accepted | 657 | $89,590,000 | $151,631 | $992,000 | $84,210 | $504,000 |
| Application Withdrawn By Applicant | 454 | $67,711,000 | $175,611 | $1,425,000 | $83,500 | $745,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 275 | $29,883,000 | $97,882 | $653,000 | $98,352 | $429,000 |
| Unverifiable Information | 155 | $10,935,000 | $93,833 | $388,000 | $68,000 | $410,000 |
| Credit Application Incomplete | 119 | $7,441,000 | $48,600 | $308,000 | $71,800 | $220,000 |
| Collateral | 61 | $3,729,000 | $47,555 | $231,000 | $79,777 | $249,000 |
| Debt-To-Income Ratio | 57 | $4,616,000 | $114,500 | $400,000 | $100,000 | $225,000 |
| Credit History | 37 | $2,718,000 | $121,800 | $288,000 | $74,000 | $140,000 |
| Employment History | 21 | $1,520,000 | $64,000 | $340,000 | $63,000 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baytree Lending's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baytree Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.