Benchmark Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Benchmark Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Bank 461 Beecher Road Gahanna, OH 43230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,534 |
| Total Mortgage Loan Application Amount | $355,313,000 |
| Average Mortgage Loan Application Amount | $255,333 |
| Highest Mortgage Loan Application Amount | $1,065,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Benchmark Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Benchmark Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 237 | $ 50,815,000 | $ 214,000 | $ 113,000 |
| Delaware County Ohio | 68 | $ 15,607,000 | $ 229,000 | $ 114,000 |
| Licking County Ohio | 30 | $ 4,765,000 | $ 158,000 | $ 79,000 |
| Kenton County Kentucky | 25 | $ 3,381,000 | $ 135,000 | $ 66,000 |
| Cook County Illinois | 21 | $ 4,141,000 | $ 197,000 | $ 127,000 |
| Nassau County New York | 21 | $ 6,812,000 | $ 324,000 | $ 110,000 |
| Allen County Ohio | 21 | $ 2,543,000 | $ 121,000 | $ 54,000 |
| Fairfield County Ohio | 21 | $ 3,334,000 | $ 158,000 | $ 110,000 |
| Hamilton County Ohio | 21 | $ 3,455,000 | $ 164,000 | $ 99,000 |
| Boone County Kentucky | 20 | $ 4,098,000 | $ 204,000 | $ 134,000 |
| Suffolk County New York | 20 | $ 5,563,000 | $ 278,000 | $ 131,000 |
| Kane County Illinois | 17 | $ 3,444,000 | $ 202,000 | $ 60,000 |
| Cuyahoga County Ohio | 17 | $ 2,272,000 | $ 133,000 | $ 83,000 |
| Butler County Ohio | 15 | $ 3,189,000 | $ 212,000 | $ 85,000 |
| Union County Ohio | 14 | $ 2,669,000 | $ 190,000 | $ 77,000 |
| Charleston County South Carolina | 14 | $ 3,917,000 | $ 279,000 | $ 71,000 |
| Broward County Florida | 13 | $ 3,541,000 | $ 272,000 | $ 119,000 |
| Queens County New York | 13 | $ 4,259,000 | $ 327,000 | $ 98,000 |
| Westchester County New York | 12 | $ 4,525,000 | $ 377,000 | $ 144,000 |
| Clermont County Ohio | 12 | $ 1,571,000 | $ 130,000 | $ 82,000 |
| Campbell County Kentucky | 11 | $ 1,582,000 | $ 143,000 | $ 80,000 |
| Anne Arundel County Maryland | 11 | $ 3,453,000 | $ 313,000 | $ 72,000 |
| Kings County New York | 11 | $ 5,086,000 | $ 462,000 | $ 103,000 |
| Palm Beach County Florida | 10 | $ 3,059,000 | $ 305,000 | $ 88,000 |
| Prince George's County Maryland | 10 | $ 3,352,000 | $ 335,000 | $ 167,000 |
| Warren County Ohio | 10 | $ 2,000,000 | $ 200,000 | $ 75,000 |
| Miami-Dade County Florida | 9 | $ 2,359,000 | $ 262,000 | $ 85,000 |
| Montgomery County Maryland | 9 | $ 3,381,000 | $ 375,000 | $ 149,000 |
| Essex County Massachusetts | 9 | $ 2,606,000 | $ 289,000 | $ 92,000 |
| Bronx County New York | 9 | $ 2,598,000 | $ 288,000 | $ 62,000 |
| DuPage County Illinois | 8 | $ 2,339,000 | $ 292,000 | $ 136,000 |
| Worcester County Massachusetts | 8 | $ 1,862,000 | $ 232,000 | $ 86,000 |
| Morrow County Ohio | 8 | $ 1,638,000 | $ 204,000 | $ 48,000 |
| Virginia Beach County Virginia | 8 | $ 2,400,000 | $ 300,000 | $ 82,000 |
| Hartford County Connecticut | 7 | $ 1,361,000 | $ 194,000 | $ 66,000 |
| Orange County Florida | 7 | $ 1,959,000 | $ 279,000 | $ 109,000 |
| Baltimore City County Maryland | 7 | $ 952,000 | $ 136,000 | $ 91,000 |
| Harford County Maryland | 7 | $ 1,687,000 | $ 241,000 | $ 117,000 |
| Middlesex County Massachusetts | 7 | $ 2,029,000 | $ 289,000 | $ 76,000 |
| Norfolk County Massachusetts | 7 | $ 2,366,000 | $ 338,000 | $ 123,000 |
| Ocean County New Jersey | 7 | $ 2,070,000 | $ 295,000 | $ 98,000 |
| Pickaway County Ohio | 7 | $ 915,000 | $ 130,000 | $ 54,000 |
| Horry County South Carolina | 7 | $ 1,419,000 | $ 202,000 | $ 93,000 |
| Chesapeake County Virginia | 7 | $ 1,752,000 | $ 250,000 | $ 120,000 |
| Fairfax County Virginia | 7 | $ 2,669,000 | $ 381,000 | $ 135,000 |
| Fairfield County Connecticut | 6 | $ 1,992,000 | $ 332,000 | $ 86,000 |
| Hillsborough County Florida | 6 | $ 1,790,000 | $ 298,000 | $ 90,000 |
| DeKalb County Georgia | 6 | $ 1,935,000 | $ 322,000 | $ 124,000 |
| Lake County Illinois | 6 | $ 1,445,000 | $ 240,000 | $ 73,000 |
| Charles County Maryland | 6 | $ 1,235,000 | $ 205,000 | $ 69,000 |
| Frederick County Maryland | 6 | $ 2,109,000 | $ 351,000 | $ 340,000 |
| Livingston County Michigan | 6 | $ 1,241,000 | $ 206,000 | $ 79,000 |
| Richmond County New York | 6 | $ 2,338,000 | $ 389,000 | $ 110,000 |
| Lawrence County Ohio | 6 | $ 579,000 | $ 96,000 | $ 35,000 |
| Montgomery County Pennsylvania | 6 | $ 1,660,000 | $ 276,000 | $ 120,000 |
| Prince William County Virginia | 6 | $ 1,820,000 | $ 303,000 | $ 99,000 |
| New Haven County Connecticut | 5 | $ 1,132,000 | $ 226,000 | $ 103,000 |
| Collier County Florida | 5 | $ 1,481,000 | $ 296,000 | $ 87,000 |
| Seminole County Florida | 5 | $ 1,537,000 | $ 307,000 | $ 81,000 |
| Fulton County Georgia | 5 | $ 1,296,000 | $ 259,000 | $ 99,000 |
| Will County Illinois | 5 | $ 1,298,000 | $ 259,000 | $ 98,000 |
| Bristol County Massachusetts | 5 | $ 1,201,000 | $ 240,000 | $ 77,000 |
| Hampden County Massachusetts | 5 | $ 1,271,000 | $ 254,000 | $ 133,000 |
| Suffolk County Massachusetts | 5 | $ 1,276,000 | $ 255,000 | $ 112,000 |
| Hillsborough County New Hampshire | 5 | $ 1,284,000 | $ 256,000 | $ 105,000 |
| Rockingham County New Hampshire | 5 | $ 1,334,000 | $ 266,000 | $ 76,000 |
| Monmouth County New Jersey | 5 | $ 1,280,000 | $ 256,000 | $ 79,000 |
| Muskingum County Ohio | 5 | $ 616,000 | $ 123,000 | $ 70,000 |
| Stark County Ohio | 5 | $ 863,000 | $ 172,000 | $ 100,000 |
| Providence County Rhode Island | 5 | $ 1,397,000 | $ 279,000 | $ 102,000 |
| Shelby County Tennessee | 5 | $ 1,303,000 | $ 260,000 | $ 91,000 |
| Chittenden County Vermont | 5 | $ 1,414,000 | $ 282,000 | $ 84,000 |
| Berkeley County West Virginia | 5 | $ 1,068,000 | $ 213,000 | $ 87,000 |
| New Castle County Delaware | 4 | $ 1,210,000 | $ 302,000 | $ 122,000 |
| Brevard County Florida | 4 | $ 898,000 | $ 224,000 | $ 116,000 |
| Lee County Florida | 4 | $ 795,000 | $ 198,000 | $ 72,000 |
| Manatee County Florida | 4 | $ 881,000 | $ 220,000 | $ 79,000 |
| Pasco County Florida | 4 | $ 1,161,000 | $ 290,000 | $ 90,000 |
| Hendricks County Indiana | 4 | $ 482,000 | $ 120,000 | $ 74,000 |
| Lake County Indiana | 4 | $ 935,000 | $ 233,000 | $ 69,000 |
| Jefferson County Kentucky | 4 | $ 845,000 | $ 211,000 | $ 59,000 |
| Baltimore County Maryland | 4 | $ 907,000 | $ 226,000 | $ 142,000 |
| Howard County Maryland | 4 | $ 1,180,000 | $ 295,000 | $ 111,000 |
| Hampshire County Massachusetts | 4 | $ 855,000 | $ 213,000 | $ 81,000 |
| Oakland County Michigan | 4 | $ 1,093,000 | $ 273,000 | $ 105,000 |
| Atlantic County New Jersey | 4 | $ 1,013,000 | $ 253,000 | $ 93,000 |
| Middlesex County New Jersey | 4 | $ 1,136,000 | $ 284,000 | $ 96,000 |
| Rockland County New York | 4 | $ 1,408,000 | $ 352,000 | $ 167,000 |
| Saratoga County New York | 4 | $ 976,000 | $ 244,000 | $ 133,000 |
| Mecklenburg County North Carolina | 4 | $ 1,092,000 | $ 273,000 | $ 94,000 |
| Clark County Ohio | 4 | $ 649,000 | $ 162,000 | $ 66,000 |
| Montgomery County Ohio | 4 | $ 936,000 | $ 234,000 | $ 121,000 |
| Bucks County Pennsylvania | 4 | $ 1,129,000 | $ 282,000 | $ 215,000 |
| Berkeley County South Carolina | 4 | $ 797,000 | $ 199,000 | $ 84,000 |
| Richland County South Carolina | 4 | $ 789,000 | $ 197,000 | $ 109,000 |
| Davidson County Tennessee | 4 | $ 1,497,000 | $ 374,000 | $ 93,000 |
| Spotsylvania County Virginia | 4 | $ 1,181,000 | $ 295,000 | $ 135,000 |
| Putnam County West Virginia | 4 | $ 687,000 | $ 171,000 | $ 47,000 |
| New London County Connecticut | 3 | $ 787,000 | $ 262,000 | $ 126,000 |
| Tolland County Connecticut | 3 | $ 659,000 | $ 219,000 | $ 117,000 |
| Sussex County Delaware | 3 | $ 691,000 | $ 230,000 | $ 57,000 |
| Bay County Florida | 3 | $ 680,000 | $ 226,000 | $ 121,000 |
| Lake County Florida | 3 | $ 761,000 | $ 253,000 | $ 134,000 |
| Pinellas County Florida | 3 | $ 413,000 | $ 137,000 | $ 80,000 |
| Polk County Florida | 3 | $ 652,000 | $ 217,000 | $ 62,000 |
| St. Johns County Florida | 3 | $ 694,000 | $ 231,000 | $ 98,000 |
| Sumter County Florida | 3 | $ 685,000 | $ 228,000 | $ 73,000 |
| Cobb County Georgia | 3 | $ 775,000 | $ 258,000 | $ 52,000 |
| Coweta County Georgia | 3 | $ 714,000 | $ 238,000 | $ 46,000 |
| McHenry County Illinois | 3 | $ 946,000 | $ 315,000 | $ 98,000 |
| Hamilton County Indiana | 3 | $ 867,000 | $ 289,000 | $ 95,000 |
| Pendleton County Kentucky | 3 | $ 401,000 | $ 133,000 | $ 54,000 |
| Cecil County Maryland | 3 | $ 809,000 | $ 269,000 | $ 176,000 |
| Queen Anne's County Maryland | 3 | $ 741,000 | $ 247,000 | $ 71,000 |
| Plymouth County Massachusetts | 3 | $ 1,038,000 | $ 346,000 | $ 144,000 |
| Washtenaw County Michigan | 3 | $ 641,000 | $ 213,000 | $ 87,000 |
| Carroll County New Hampshire | 3 | $ 497,000 | $ 165,000 | $ 74,000 |
| Bergen County New Jersey | 3 | $ 799,000 | $ 266,000 | $ 209,000 |
| Essex County New Jersey | 3 | $ 1,121,000 | $ 373,000 | $ 138,000 |
| Hudson County New Jersey | 3 | $ 780,000 | $ 260,000 | $ 160,000 |
| Morris County New Jersey | 3 | $ 923,000 | $ 307,000 | $ 133,000 |
| Dutchess County New York | 3 | $ 612,000 | $ 204,000 | $ 134,000 |
| Erie County New York | 3 | $ 553,000 | $ 184,000 | $ 123,000 |
| Rensselaer County New York | 3 | $ 824,000 | $ 274,000 | $ 95,000 |
| Durham County North Carolina | 3 | $ 854,000 | $ 284,000 | $ 96,000 |
| Wake County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 64,000 |
| Logan County Ohio | 3 | $ 347,000 | $ 115,000 | $ 41,000 |
| Marion County Ohio | 3 | $ 301,000 | $ 100,000 | $ 55,000 |
| Shelby County Ohio | 3 | $ 428,000 | $ 142,000 | $ 49,000 |
| Summit County Ohio | 3 | $ 429,000 | $ 143,000 | $ 80,000 |
| Allegheny County Pennsylvania | 3 | $ 559,000 | $ 186,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 3 | $ 646,000 | $ 215,000 | $ 91,000 |
| York County Pennsylvania | 3 | $ 521,000 | $ 173,000 | $ 40,000 |
| Greenville County South Carolina | 3 | $ 645,000 | $ 215,000 | $ 107,000 |
| Lexington County South Carolina | 3 | $ 506,000 | $ 168,000 | $ 51,000 |
| Orangeburg County South Carolina | 3 | $ 605,000 | $ 201,000 | $ 132,000 |
| Sumner County Tennessee | 3 | $ 767,000 | $ 255,000 | $ 58,000 |
| Henrico County Virginia | 3 | $ 607,000 | $ 202,000 | $ 84,000 |
| Stafford County Virginia | 3 | $ 821,000 | $ 273,000 | $ 106,000 |
| Jefferson County West Virginia | 3 | $ 1,040,000 | $ 346,000 | $ 116,000 |
| Maricopa County Arizona | 2 | $ 610,000 | $ 305,000 | $ 84,000 |
| Middlesex County Connecticut | 2 | $ 576,000 | $ 288,000 | $ 206,000 |
| Kent County Delaware | 2 | $ 463,000 | $ 231,000 | $ 51,000 |
| Martin County Florida | 2 | $ 567,000 | $ 283,000 | $ 72,000 |
| Sarasota County Florida | 2 | $ 339,000 | $ 169,000 | $ 87,000 |
| St. Lucie County Florida | 2 | $ 501,000 | $ 250,000 | $ 124,000 |
| Forsyth County Georgia | 2 | $ 459,000 | $ 229,000 | $ 102,000 |
| Glynn County Georgia | 2 | $ 387,000 | $ 193,000 | $ 101,000 |
| Gwinnett County Georgia | 2 | $ 429,000 | $ 214,000 | $ 90,000 |
| Henry County Georgia | 2 | $ 421,000 | $ 210,000 | $ 118,000 |
| Kendall County Illinois | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| LaSalle County Illinois | 2 | $ 103,000 | $ 51,000 | $ 56,000 |
| Elkhart County Indiana | 2 | $ 306,000 | $ 153,000 | $ 26,000 |
| Fayette County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 98,000 |
| Mason County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Oldham County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 195,000 |
| Pike County Kentucky | 2 | $ 598,000 | $ 299,000 | $ 237,000 |
| Carroll County Maryland | 2 | $ 514,000 | $ 257,000 | $ 88,000 |
| Wicomico County Maryland | 2 | $ 274,000 | $ 137,000 | $ 28,000 |
| Barnstable County Massachusetts | 2 | $ 862,000 | $ 431,000 | $ 117,000 |
| Boone County Missouri | 2 | $ 344,000 | $ 172,000 | $ 57,000 |
| St. Charles County Missouri | 2 | $ 524,000 | $ 262,000 | $ 184,000 |
| Strafford County New Hampshire | 2 | $ 516,000 | $ 258,000 | $ 70,000 |
| Camden County New Jersey | 2 | $ 541,000 | $ 270,000 | $ 181,000 |
| Gloucester County New Jersey | 2 | $ 435,000 | $ 217,000 | $ 74,000 |
| Orange County New York | 2 | $ 462,000 | $ 231,000 | $ 64,000 |
| Oswego County New York | 2 | $ 398,000 | $ 199,000 | $ 138,000 |
| Dare County North Carolina | 2 | $ 583,000 | $ 291,000 | $ 133,000 |
| Champaign County Ohio | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| Fayette County Ohio | 2 | $ 219,000 | $ 109,000 | $ 52,000 |
| Greene County Ohio | 2 | $ 226,000 | $ 113,000 | $ 99,000 |
| Hocking County Ohio | 2 | $ 353,000 | $ 176,000 | $ 63,000 |
| Jackson County Ohio | 2 | $ 314,000 | $ 157,000 | $ 100,000 |
| Lorain County Ohio | 2 | $ 303,000 | $ 151,000 | $ 82,000 |
| Lucas County Ohio | 2 | $ 658,000 | $ 329,000 | $ 225,000 |
| Miami County Ohio | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Perry County Ohio | 2 | $ 186,000 | $ 93,000 | $ 52,000 |
| Richland County Ohio | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| Ross County Ohio | 2 | $ 316,000 | $ 158,000 | $ 53,000 |
| Chester County Pennsylvania | 2 | $ 492,000 | $ 246,000 | $ 122,000 |
| Erie County Pennsylvania | 2 | $ 391,000 | $ 195,000 | $ 103,000 |
| Northampton County Pennsylvania | 2 | $ 505,000 | $ 252,000 | $ 69,000 |
| Washington County Rhode Island | 2 | $ 501,000 | $ 250,000 | $ 80,000 |
| Beaufort County South Carolina | 2 | $ 603,000 | $ 301,000 | $ 89,000 |
| Cherokee County South Carolina | 2 | $ 387,000 | $ 193,000 | $ 73,000 |
| Dorchester County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 58,000 |
| Georgetown County South Carolina | 2 | $ 611,000 | $ 305,000 | $ 71,000 |
| York County South Carolina | 2 | $ 505,000 | $ 252,000 | $ 61,000 |
| Bedford County Tennessee | 2 | $ 523,000 | $ 261,000 | $ 136,000 |
| Blount County Tennessee | 2 | $ 617,000 | $ 308,000 | $ 108,000 |
| Williamson County Tennessee | 2 | $ 762,000 | $ 381,000 | $ 140,000 |
| Franklin County Vermont | 2 | $ 486,000 | $ 243,000 | $ 52,000 |
| Chesterfield County Virginia | 2 | $ 629,000 | $ 314,000 | $ 147,000 |
| Hanover County Virginia | 2 | $ 396,000 | $ 198,000 | $ 33,000 |
| James City County Virginia | 2 | $ 736,000 | $ 368,000 | $ 125,000 |
| Loudoun County Virginia | 2 | $ 1,176,000 | $ 588,000 | $ 395,000 |
| Suffolk County Virginia | 2 | $ 496,000 | $ 248,000 | $ 93,000 |
| Wood County West Virginia | 2 | $ 492,000 | $ 246,000 | $ 99,000 |
| Baldwin County Alabama | 1 | $ 257,000 | $ 257,000 | $ 123,000 |
| Madison County Alabama | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Russell County Alabama | 1 | $ 270,000 | $ 270,000 | $ 71,000 |
| St. Clair County Alabama | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Tallapoosa County Alabama | 1 | $ 214,000 | $ 214,000 | $ 42,000 |
| Adams County Colorado | 1 | $ 331,000 | $ 331,000 | $ 126,000 |
| Litchfield County Connecticut | 1 | $ 331,000 | $ 331,000 | $ 50,000 |
| District of Columbia County District Of Columbia | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Baker County Florida | 1 | $ 371,000 | $ 371,000 | $ 207,000 |
| Clay County Florida | 1 | $ 248,000 | $ 248,000 | $ 108,000 |
| Duval County Florida | 1 | $ 322,000 | $ 322,000 | $ 105,000 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 600,000 |
| Gilchrist County Florida | 1 | $ 344,000 | $ 344,000 | $ 72,000 |
| Indian River County Florida | 1 | $ 209,000 | $ 209,000 | $ 64,000 |
| Monroe County Florida | 1 | $ 520,000 | $ 520,000 | $ 130,000 |
| Osceola County Florida | 1 | $ 212,000 | $ 212,000 | $ 86,000 |
| Santa Rosa County Florida | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Suwannee County Florida | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Volusia County Florida | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Walton County Florida | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 192,000 | $ 192,000 | $ 79,000 |
| Chattooga County Georgia | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Clarke County Georgia | 1 | $ 250,000 | $ 250,000 | $ 262,000 |
| Dawson County Georgia | 1 | $ 266,000 | $ 266,000 | $ 78,000 |
| Fayette County Georgia | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Greene County Georgia | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
| Lowndes County Georgia | 1 | $ 196,000 | $ 196,000 | $ 129,000 |
| Muscogee County Georgia | 1 | $ 103,000 | $ 103,000 | $ 134,000 |
| Stephens County Georgia | 1 | $ 211,000 | $ 211,000 | $ 86,000 |
| Troup County Georgia | 1 | $ 203,000 | $ 203,000 | $ 26,000 |
| Union County Georgia | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Clark County Illinois | 1 | $ 217,000 | $ 217,000 | $ 60,000 |
| Clinton County Illinois | 1 | $ 260,000 | $ 260,000 | $ 260,000 |
| Edgar County Illinois | 1 | $ 172,000 | $ 172,000 | $ 480,000 |
| Jersey County Illinois | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| McLean County Illinois | 1 | $ 232,000 | $ 232,000 | $ 197,000 |
| Rock Island County Illinois | 1 | $ 417,000 | $ 417,000 | $ 93,000 |
| Allen County Indiana | 1 | $ 201,000 | $ 201,000 | $ 110,000 |
| Bartholomew County Indiana | 1 | $ 207,000 | $ 207,000 | $ 98,000 |
| Clark County Indiana | 1 | $ 228,000 | $ 228,000 | $ 46,000 |
| Dearborn County Indiana | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Decatur County Indiana | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Fayette County Indiana | 1 | $ 173,000 | $ 173,000 | $ 86,000 |
| Franklin County Indiana | 1 | $ 163,000 | $ 163,000 | $ 62,000 |
| Grant County Indiana | 1 | $ 219,000 | $ 219,000 | $ 49,000 |
| Harrison County Indiana | 1 | $ 269,000 | $ 269,000 | $ 108,000 |
| Henry County Indiana | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Huntington County Indiana | 1 | $ 226,000 | $ 226,000 | $ 92,000 |
| Kosciusko County Indiana | 1 | $ 196,000 | $ 196,000 | $ 48,000 |
| Madison County Indiana | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Morgan County Indiana | 1 | $ 330,000 | $ 330,000 | $ 98,000 |
| Owen County Indiana | 1 | $ 260,000 | $ 260,000 | $ 90,000 |
| Porter County Indiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Putnam County Indiana | 1 | $ 109,000 | $ 109,000 | $ 189,000 |
| Jefferson County Iowa | 1 | $ 80,000 | $ 80,000 | $ 239,000 |
| Woodbury County Iowa | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Shawnee County Kansas | 1 | $ 316,000 | $ 316,000 | $ 120,000 |
| Wyandotte County Kansas | 1 | $ 192,000 | $ 192,000 | $ 44,000 |
| Boyd County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Laurel County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Lawrence County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Madison County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Wolfe County Kentucky | 1 | $ 204,000 | $ 204,000 | $ 53,000 |
| Livingston County Louisiana | 1 | $ 232,000 | $ 232,000 | $ 126,000 |
| Webster County Louisiana | 1 | $ 186,000 | $ 186,000 | $ 39,000 |
| Lincoln County Maine | 1 | $ 296,000 | $ 296,000 | $ 120,000 |
| Penobscot County Maine | 1 | $ 229,000 | $ 229,000 | $ 79,000 |
| St. Mary's County Maryland | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Dukes County Massachusetts | 1 | $ 404,000 | $ 404,000 | $ 164,000 |
| Berrien County Michigan | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Cass County Michigan | 1 | $ 204,000 | $ 204,000 | $ 160,000 |
| Houghton County Michigan | 1 | $ 196,000 | $ 196,000 | $ 126,000 |
| Lapeer County Michigan | 1 | $ 224,000 | $ 224,000 | $ 84,000 |
| Lenawee County Michigan | 1 | $ 240,000 | $ 240,000 | $ 236,000 |
| Wayne County Michigan | 1 | $ 221,000 | $ 221,000 | $ 92,000 |
| DeSoto County Mississippi | 1 | $ 230,000 | $ 230,000 | $ 198,000 |
| Cape Girardeau County Missouri | 1 | $ 190,000 | $ 190,000 | $ 159,000 |
| Franklin County Missouri | 1 | $ 249,000 | $ 249,000 | $ 193,000 |
| Pulaski County Missouri | 1 | $ 303,000 | $ 303,000 | $ 47,000 |
| St. Louis County Missouri | 1 | $ 262,000 | $ 262,000 | $ 83,000 |
| Warren County Missouri | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Lancaster County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 756,000 |
| Belknap County New Hampshire | 1 | $ 293,000 | $ 293,000 | $ 121,000 |
| Cheshire County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Burlington County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 140,000 |
| Hunterdon County New Jersey | 1 | $ 262,000 | $ 262,000 | $ 185,000 |
| Mercer County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Passaic County New Jersey | 1 | $ 371,000 | $ 371,000 | $ 120,000 |
| Somerset County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Sussex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Warren County New Jersey | 1 | $ 226,000 | $ 226,000 | $ 277,000 |
| Chautauqua County New York | 1 | $ 250,000 | $ 250,000 | $ 164,000 |
| Genesee County New York | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Monroe County New York | 1 | $ 236,000 | $ 236,000 | $ 139,000 |
| Montgomery County New York | 1 | $ 251,000 | $ 251,000 | $ 59,000 |
| New York County New York | 1 | $ 509,000 | $ 509,000 | $ 62,000 |
| Oneida County New York | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
| Onondaga County New York | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Ontario County New York | 1 | $ 269,000 | $ 269,000 | $ 72,000 |
| Otsego County New York | 1 | $ 149,000 | $ 149,000 | $ 71,000 |
| St. Lawrence County New York | 1 | $ 190,000 | $ 190,000 | $ 215,000 |
| Ulster County New York | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Warren County New York | 1 | $ 232,000 | $ 232,000 | $ 89,000 |
| Alamance County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Brunswick County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 74,000 |
| Carteret County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Cumberland County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 96,000 |
| Currituck County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 68,000 |
| Forsyth County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 83,000 |
| Hoke County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 114,000 |
| Iredell County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 49,000 |
| Jackson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Johnston County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Lincoln County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 63,000 |
| New Hanover County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Pasquotank County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 67,000 |
| Pitt County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 117,000 |
| Transylvania County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 104,000 |
| Union County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 53,000 |
| Watauga County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 36,000 |
| Ashland County Ohio | 1 | $ 196,000 | $ 196,000 | $ 130,000 |
| Auglaize County Ohio | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Carroll County Ohio | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Columbiana County Ohio | 1 | $ 283,000 | $ 283,000 | $ 92,000 |
| Crawford County Ohio | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Erie County Ohio | 1 | $ 168,000 | $ 168,000 | $ 119,000 |
| Fulton County Ohio | 1 | $ 184,000 | $ 184,000 | $ 39,000 |
| Hancock County Ohio | 1 | $ 266,000 | $ 266,000 | $ 152,000 |
| Knox County Ohio | 1 | $ 245,000 | $ 245,000 | $ 194,000 |
| Lake County Ohio | 1 | $ 206,000 | $ 206,000 | $ 96,000 |
| Mahoning County Ohio | 1 | $ 161,000 | $ 161,000 | $ 95,000 |
| Medina County Ohio | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Mercer County Ohio | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Morgan County Ohio | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Paulding County Ohio | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Portage County Ohio | 1 | $ 199,000 | $ 199,000 | $ 88,000 |
| Putnam County Ohio | 1 | $ 42,000 | $ 42,000 | $ 25,000 |
| Trumbull County Ohio | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Tuscarawas County Ohio | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Van Wert County Ohio | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Marion County Oregon | 1 | $ 254,000 | $ 254,000 | $ 57,000 |
| Adams County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Berks County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 87,000 |
| Cumberland County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 116,000 |
| Delaware County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 90,000 |
| Fayette County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Lackawanna County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Lancaster County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 101,000 |
| Lebanon County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Luzerne County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 127,000 |
| Monroe County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Venango County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 142,000 |
| Anderson County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Clarendon County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 109,000 |
| Kershaw County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Laurens County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 79,000 |
| Lee County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 59,000 |
| Sumter County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Anderson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Fayette County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 100,000 |
| Hamilton County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 36,000 |
| Humphreys County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Lewis County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Maury County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| McNairy County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 82,000 |
| Pickett County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Rutherford County Tennessee | 1 | $ 290,000 | $ 290,000 | $ 80,000 |
| Sullivan County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Washington County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 160,000 |
| Wilson County Tennessee | 1 | $ 308,000 | $ 308,000 | $ 114,000 |
| Orange County Vermont | 1 | $ 259,000 | $ 259,000 | $ 97,000 |
| Washington County Vermont | 1 | $ 270,000 | $ 270,000 | $ 53,000 |
| Windsor County Vermont | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Arlington County Virginia | 1 | $ 573,000 | $ 573,000 | $ 300,000 |
| Augusta County Virginia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Buckingham County Virginia | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Charlottesville County Virginia | 1 | $ 347,000 | $ 347,000 | $ 47,000 |
| Culpeper County Virginia | 1 | $ 242,000 | $ 242,000 | $ 105,000 |
| Dinwiddie County Virginia | 1 | $ 234,000 | $ 234,000 | $ 175,000 |
| Frederick County Virginia | 1 | $ 358,000 | $ 358,000 | $ 115,000 |
| Isle of Wight County Virginia | 1 | $ 188,000 | $ 188,000 | $ 113,000 |
| Lancaster County Virginia | 1 | $ 208,000 | $ 208,000 | $ 125,000 |
| Newport News County Virginia | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Orange County Virginia | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
| Portsmouth County Virginia | 1 | $ 203,000 | $ 203,000 | $ 110,000 |
| Powhatan County Virginia | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Rappahannock County Virginia | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Roanoke County Virginia | 1 | $ 260,000 | $ 260,000 | $ 88,000 |
| Rockbridge County Virginia | 1 | $ 375,000 | $ 375,000 | $ 53,000 |
| Shenandoah County Virginia | 1 | $ 204,000 | $ 204,000 | $ 37,000 |
| Warren County Virginia | 1 | $ 279,000 | $ 279,000 | $ 109,000 |
| Winchester County Virginia | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
| Cabell County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 92,000 |
| Kanawha County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Mineral County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Benchmark Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,136 | $280,401,000 | $246,000 | $1,036,000 | $103,000 | $1,200,000 |
| Home Purchase | 387 | $71,195,000 | $183,000 | $1,065,000 | $95,000 | $1,200,000 |
| Home Improvement | 11 | $3,717,000 | $337,000 | $720,000 | $34,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,051 | $237,082,000 | $225,000 | $1,044,000 | $102,000 | $960,000 |
| Not Provided | 272 | $64,260,000 | $236,000 | $717,000 | $109,000 | $1,200,000 |
| Black or African American | 116 | $25,590,000 | $220,000 | $567,000 | $87,000 | $1,200,000 |
| Hispanic | 34 | $9,429,000 | $277,000 | $626,000 | $97,000 | $301,000 |
| Asian | 33 | $8,918,000 | $270,000 | $685,000 | $101,000 | $227,000 |
| Not applicable | 16 | $7,022,000 | $438,000 | $1,065,000 | $3,000 | $56,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,382,000 | $264,000 | $450,000 | $95,000 | $171,000 |
| American Indian or Alaskan Native | 3 | $630,000 | $210,000 | $250,000 | $82,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 845 | $204,762,000 | $242,000 | $1,065,000 | $122,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 376 | $71,315,000 | $189,000 | $602,000 | $68,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 292 | $76,361,000 | $261,000 | $781,000 | $85,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,875,000 | $136,000 | $227,000 | $46,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 742 | $169,082,000 | $227,000 | $1,065,000 | $102,000 | $908,000 |
| Application Withdrawn By Applicant | 348 | $81,204,000 | $233,000 | $717,000 | $108,000 | $1,200,000 |
| File Closed For Incompleteness | 270 | $66,793,000 | $247,000 | $750,000 | $104,000 | $1,200,000 |
| Application Denied By Financial Institution | 173 | $38,049,000 | $219,000 | $860,000 | $75,000 | $807,000 |
| Application Approved But Not Accepted | 1 | $185,000 | $185,000 | $185,000 | $70,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 71 | $13,166,000 | $185,000 | $509,000 | $77,000 | $807,000 |
| Debt-To-Income Ratio | 34 | $8,198,000 | $241,000 | $567,000 | $52,000 | $129,000 |
| Collateral | 13 | $2,888,000 | $222,000 | $354,000 | $72,000 | $175,000 |
| Other | 10 | $2,727,000 | $272,000 | $781,000 | $91,000 | $191,000 |
| Unverifiable Information | 2 | $341,000 | $170,000 | $207,000 | $44,000 | $60,000 |
| Credit Application Incomplete | 1 | $120,000 | $120,000 | $120,000 | $65,000 | $65,000 |
| Employment History | 1 | $306,000 | $306,000 | $306,000 | $189,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $79,000 | $79,000 | $79,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.