Benchmark Lending Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Benchmark Lending Group, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Lending Group, Inc. 120 Stony Point Road, Suite 210 Santa Rosa, CA 95401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,256 |
| Total Mortgage Loan Application Amount | $1,439,157,000 |
| Average Mortgage Loan Application Amount | $293,333 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $9,708,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Benchmark Lending Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Lending Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Benchmark Lending Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Lending Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Lending Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Lending Group, Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 759 | $ 276,646,000 | $ 364,000 | $ 111,000 |
| Riverside County California | 332 | $ 101,022,000 | $ 304,000 | $ 105,000 |
| San Bernardino County California | 280 | $ 86,632,000 | $ 309,000 | $ 134,000 |
| Orange County California | 228 | $ 85,774,000 | $ 376,000 | $ 130,000 |
| King County Washington | 223 | $ 63,538,000 | $ 284,000 | $ 95,000 |
| Sonoma County California | 202 | $ 62,963,000 | $ 311,000 | $ 105,000 |
| Contra Costa County California | 194 | $ 72,263,000 | $ 372,000 | $ 111,000 |
| Santa Clara County California | 174 | $ 80,614,000 | $ 463,000 | $ 121,000 |
| Alameda County California | 170 | $ 67,831,000 | $ 399,000 | $ 103,000 |
| Solano County California | 130 | $ 46,860,000 | $ 360,000 | $ 117,000 |
| Pierce County Washington | 117 | $ 25,728,000 | $ 219,000 | $ 75,000 |
| San Joaquin County California | 114 | $ 35,122,000 | $ 308,000 | $ 100,000 |
| San Diego County California | 106 | $ 46,210,000 | $ 435,000 | $ 123,000 |
| Snohomish County Washington | 95 | $ 24,085,000 | $ 253,000 | $ 87,000 |
| San Mateo County California | 77 | $ 31,197,000 | $ 405,000 | $ 123,000 |
| Ventura County California | 71 | $ 25,316,000 | $ 356,000 | $ 116,000 |
| Sacramento County California | 65 | $ 17,067,000 | $ 262,000 | $ 110,000 |
| Stanislaus County California | 57 | $ 16,369,000 | $ 287,000 | $ 105,000 |
| Marin County California | 52 | $ 26,542,000 | $ 510,000 | $ 122,000 |
| Santa Cruz County California | 48 | $ 19,285,000 | $ 401,000 | $ 119,000 |
| San Francisco County California | 47 | $ 25,640,000 | $ 545,000 | $ 134,000 |
| Kern County California | 37 | $ 6,372,000 | $ 172,000 | $ 142,000 |
| Monterey County California | 33 | $ 23,711,000 | $ 718,000 | $ 129,000 |
| Maricopa County Arizona | 30 | $ 8,984,000 | $ 299,000 | $ 106,000 |
| Napa County California | 28 | $ 13,622,000 | $ 486,000 | $ 155,000 |
| El Dorado County California | 24 | $ 9,556,000 | $ 398,000 | $ 142,000 |
| Thurston County Washington | 24 | $ 13,786,000 | $ 574,000 | $ 61,000 |
| Kitsap County Washington | 21 | $ 5,026,000 | $ 239,000 | $ 97,000 |
| Lake County California | 20 | $ 5,245,000 | $ 262,000 | $ 83,000 |
| Merced County California | 18 | $ 4,372,000 | $ 242,000 | $ 94,000 |
| Placer County California | 17 | $ 5,333,000 | $ 313,000 | $ 111,000 |
| Fresno County California | 14 | $ 3,086,000 | $ 220,000 | $ 70,000 |
| Butte County California | 13 | $ 1,713,000 | $ 131,000 | $ 62,000 |
| Cook County Illinois | 13 | $ 2,281,000 | $ 175,000 | $ 75,000 |
| Lewis County Washington | 13 | $ 2,356,000 | $ 181,000 | $ 89,000 |
| Broward County Florida | 12 | $ 2,709,000 | $ 225,000 | $ 169,000 |
| Skagit County Washington | 12 | $ 2,890,000 | $ 240,000 | $ 66,000 |
| San Benito County California | 11 | $ 4,269,000 | $ 388,000 | $ 101,000 |
| Yolo County California | 11 | $ 3,060,000 | $ 278,000 | $ 72,000 |
| Island County Washington | 11 | $ 2,265,000 | $ 205,000 | $ 68,000 |
| Mendocino County California | 10 | $ 3,374,000 | $ 337,000 | $ 96,000 |
| Clark County Nevada | 10 | $ 1,887,000 | $ 188,000 | $ 69,000 |
| Imperial County California | 9 | $ 1,666,000 | $ 185,000 | $ 87,000 |
| Madera County California | 9 | $ 2,660,000 | $ 295,000 | $ 144,000 |
| Santa Barbara County California | 9 | $ 4,048,000 | $ 449,000 | $ 212,000 |
| San Luis Obispo County California | 8 | $ 3,903,000 | $ 487,000 | $ 152,000 |
| Tulare County California | 8 | $ 1,587,000 | $ 198,000 | $ 47,000 |
| Shelby County Illinois | 7 | $ 860,000 | $ 122,000 | $ 172,000 |
| Pinal County Arizona | 6 | $ 843,000 | $ 140,000 | $ 94,000 |
| Calaveras County California | 6 | $ 1,445,000 | $ 240,000 | $ 49,000 |
| Nevada County California | 6 | $ 1,473,000 | $ 245,000 | $ 149,000 |
| Honolulu County Hawaii | 6 | $ 2,238,000 | $ 373,000 | $ 103,000 |
| Mason County Washington | 6 | $ 1,514,000 | $ 252,000 | $ 120,000 |
| Whatcom County Washington | 6 | $ 1,565,000 | $ 260,000 | $ 84,000 |
| Pima County Arizona | 5 | $ 1,185,000 | $ 237,000 | $ 80,000 |
| Tuolumne County California | 5 | $ 1,159,000 | $ 231,000 | $ 76,000 |
| Will County Illinois | 5 | $ 1,090,000 | $ 218,000 | $ 81,000 |
| Grays Harbor County Washington | 5 | $ 756,000 | $ 151,000 | $ 29,000 |
| Humboldt County California | 4 | $ 1,313,000 | $ 328,000 | $ 134,000 |
| Shasta County California | 4 | $ 1,178,000 | $ 294,000 | $ 58,000 |
| Pueblo County Colorado | 4 | $ 340,000 | $ 85,000 | $ 79,000 |
| Miami-Dade County Florida | 4 | $ 586,000 | $ 146,000 | $ 82,000 |
| McHenry County Illinois | 4 | $ 919,000 | $ 229,000 | $ 59,000 |
| Yakima County Washington | 4 | $ 589,000 | $ 147,000 | $ 69,000 |
| Arapahoe County Colorado | 3 | $ 168,000 | $ 56,000 | $ 43,000 |
| Jefferson County Colorado | 3 | $ 380,000 | $ 126,000 | $ 70,000 |
| Logan County Colorado | 3 | $ 273,000 | $ 91,000 | $ 64,000 |
| Orange County Florida | 3 | $ 792,000 | $ 264,000 | $ 93,000 |
| Hawaii County Hawaii | 3 | $ 1,174,000 | $ 391,000 | $ 142,000 |
| Lake County Illinois | 3 | $ 788,000 | $ 262,000 | $ 89,000 |
| Berkshire County Massachusetts | 3 | $ 805,000 | $ 268,000 | $ 81,000 |
| Multnomah County Oregon | 3 | $ 400,000 | $ 133,000 | $ 37,000 |
| Benton County Washington | 3 | $ 445,000 | $ 148,000 | $ 99,000 |
| Jefferson County Washington | 3 | $ 422,000 | $ 140,000 | $ 26,000 |
| La Paz County Arizona | 2 | $ 424,000 | $ 212,000 | $ 80,000 |
| Yavapai County Arizona | 2 | $ 1,120,000 | $ 560,000 | $ 169,000 |
| Kings County California | 2 | $ 377,000 | $ 188,000 | $ 71,000 |
| Mariposa County California | 2 | $ 359,000 | $ 179,000 | $ 161,000 |
| Mono County California | 2 | $ 600,000 | $ 300,000 | $ 118,000 |
| Siskiyou County California | 2 | $ 253,000 | $ 126,000 | $ 15,000 |
| Tehama County California | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Denver County Colorado | 2 | $ 1,163,000 | $ 581,000 | $ 0 |
| El Paso County Colorado | 2 | $ 421,000 | $ 210,000 | $ 65,000 |
| Larimer County Colorado | 2 | $ 423,000 | $ 211,000 | $ 65,000 |
| Routt County Colorado | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Alachua County Florida | 2 | $ 304,000 | $ 152,000 | $ 121,000 |
| Clay County Florida | 2 | $ 206,000 | $ 103,000 | $ 174,000 |
| Duval County Florida | 2 | $ 198,000 | $ 99,000 | $ 169,000 |
| Flagler County Florida | 2 | $ 718,000 | $ 359,000 | $ 97,000 |
| St. Lucie County Florida | 2 | $ 162,000 | $ 81,000 | $ 234,000 |
| DeKalb County Illinois | 2 | $ 372,000 | $ 186,000 | $ 58,000 |
| Anoka County Minnesota | 2 | $ 291,000 | $ 145,000 | $ 33,000 |
| Swift County Minnesota | 2 | $ 193,000 | $ 96,000 | $ 71,000 |
| Greene County Missouri | 2 | $ 63,000 | $ 31,000 | $ 180,000 |
| Jackson County Missouri | 2 | $ 371,000 | $ 185,000 | $ 177,000 |
| Taney County Missouri | 2 | $ 361,000 | $ 180,000 | $ 151,000 |
| Washoe County Nevada | 2 | $ 437,000 | $ 218,000 | $ 61,000 |
| Clackamas County Oregon | 2 | $ 745,000 | $ 372,000 | $ 126,000 |
| Allegheny County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Montgomery County Tennessee | 2 | $ 152,000 | $ 76,000 | $ 57,000 |
| Harris County Texas | 2 | $ 328,000 | $ 164,000 | $ 89,000 |
| Cache County Utah | 2 | $ 420,000 | $ 210,000 | $ 132,000 |
| Cowlitz County Washington | 2 | $ 632,000 | $ 316,000 | $ 141,000 |
| Grant County Washington | 2 | $ 192,000 | $ 96,000 | $ 41,000 |
| Kittitas County Washington | 2 | $ 434,000 | $ 217,000 | $ 54,000 |
| San Juan County Washington | 2 | $ 1,214,000 | $ 607,000 | $ 174,000 |
| Spokane County Washington | 2 | $ 386,000 | $ 193,000 | $ 85,000 |
| Butler County Alabama | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Colbert County Alabama | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Anchorage County Alaska | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Mohave County Arizona | 1 | $ 240,000 | $ 240,000 | $ 35,000 |
| Santa Cruz County Arizona | 1 | $ 141,000 | $ 141,000 | $ 16,000 |
| Yuma County Arizona | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Amador County California | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Plumas County California | 1 | $ 255,000 | $ 255,000 | $ 313,000 |
| Sutter County California | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Yuba County California | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Mesa County Colorado | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Montezuma County Colorado | 1 | $ 214,000 | $ 214,000 | $ 76,000 |
| Park County Colorado | 1 | $ 298,000 | $ 298,000 | $ 85,000 |
| Pitkin County Colorado | 1 | $ 450,000 | $ 450,000 | $ 600,000 |
| Hartford County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Collier County Florida | 1 | $ 436,000 | $ 436,000 | $ 180,000 |
| Escambia County Florida | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Gulf County Florida | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
| Hernando County Florida | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Manatee County Florida | 1 | $ 192,000 | $ 192,000 | $ 37,000 |
| Osceola County Florida | 1 | $ 620,000 | $ 620,000 | $ 264,000 |
| Palm Beach County Florida | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Polk County Florida | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Seminole County Florida | 1 | $ 148,000 | $ 148,000 | $ 14,000 |
| Gwinnett County Georgia | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Ada County Idaho | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| Canyon County Idaho | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Twin Falls County Idaho | 1 | $ 24,000 | $ 24,000 | $ 104,000 |
| Carroll County Illinois | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| DuPage County Illinois | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Kane County Illinois | 1 | $ 170,000 | $ 170,000 | $ 33,000 |
| Kendall County Illinois | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Madison County Illinois | 1 | $ 190,000 | $ 190,000 | $ 100,000 |
| Rock Island County Illinois | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Tazewell County Illinois | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Winnebago County Illinois | 1 | $ 154,000 | $ 154,000 | $ 112,000 |
| Hamilton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hancock County Indiana | 1 | $ 366,000 | $ 366,000 | $ 101,000 |
| Hendricks County Indiana | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| Huntington County Indiana | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Washington County Iowa | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Jefferson County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 232,000 |
| Warren County Kentucky | 1 | $ 2,220,000 | $ 2,220,000 | $ 0 |
| Webster County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Charles County Maryland | 1 | $ 515,000 | $ 515,000 | $ 130,000 |
| Prince George's County Maryland | 1 | $ 50,000 | $ 50,000 | $ 1,000 |
| Hampden County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 52,000 |
| Oakland County Michigan | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Wayne County Michigan | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Washington County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Wright County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 77,000 |
| Camden County Missouri | 1 | $ 111,000 | $ 111,000 | $ 125,000 |
| Cass County Missouri | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Clay County Missouri | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Jefferson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Morgan County Missouri | 1 | $ 236,000 | $ 236,000 | $ 61,000 |
| Phelps County Missouri | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Ripley County Missouri | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| St. Louis City County Missouri | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Warren County Missouri | 1 | $ 248,000 | $ 248,000 | $ 67,000 |
| Webster County Missouri | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Carson City County Nevada | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Ocean County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 37,000 |
| Union County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 40,000 |
| Bernalillo County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Santa Fe County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 56,000 |
| Herkimer County New York | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Kings County New York | 1 | $ 360,000 | $ 360,000 | $ 138,000 |
| Montgomery County New York | 1 | $ 500,000 | $ 500,000 | $ 40,000 |
| Bladen County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Watauga County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 121,000 |
| Adams County Ohio | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Columbiana County Ohio | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Hardin County Ohio | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Douglas County Oregon | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Polk County Oregon | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Wayne County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Berkeley County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 6,000 |
| Charleston County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 143,000 |
| Knox County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 168,000 |
| Shelby County Tennessee | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Washington County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 180,000 |
| Bell County Texas | 1 | $ 120,000 | $ 120,000 | $ 106,000 |
| Bexar County Texas | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Comal County Texas | 1 | $ 199,000 | $ 199,000 | $ 53,000 |
| El Paso County Texas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Galveston County Texas | 1 | $ 257,000 | $ 257,000 | $ 102,000 |
| Tarrant County Texas | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Duchesne County Utah | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Chelan County Washington | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| Clallam County Washington | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Clark County Washington | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Hot Springs County Wyoming | 1 | $ 279,000 | $ 279,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Benchmark Lending Group, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,372 | $1,169,164,000 | $346,000 | $10,000,000 | $113,000 | $3,144,000 |
| Home Purchase | 879 | $268,848,000 | $305,000 | $10,000,000 | $95,000 | $9,708,000 |
| Home Improvement | 5 | $1,145,000 | $229,000 | $375,000 | $81,000 | $127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,278 | $741,331,000 | $325,000 | $2,500,000 | $116,000 | $3,144,000 |
| Not Provided | 1,297 | $471,556,000 | $363,000 | $10,000,000 | $96,000 | $9,708,000 |
| Hispanic | 352 | $109,722,000 | $311,000 | $1,319,000 | $103,000 | $731,000 |
| Black or African American | 172 | $57,561,000 | $334,000 | $1,470,000 | $110,000 | $402,000 |
| Asian | 119 | $44,197,000 | $371,000 | $1,365,000 | $148,000 | $780,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $11,772,000 | $405,000 | $1,320,000 | $138,000 | $522,000 |
| American Indian or Alaskan Native | 9 | $3,018,000 | $335,000 | $968,000 | $81,000 | $185,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,256 | $1,439,157,000 | $338,000 | $10,000,000 | $109,000 | $9,708,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,092 | $702,899,000 | $335,000 | $10,000,000 | $104,000 | $1,877,000 |
| Loan Originated | 1,076 | $336,983,000 | $313,000 | $2,000,000 | $118,000 | $3,144,000 |
| Application Approved But Not Accepted | 517 | $176,725,000 | $341,000 | $1,680,000 | $135,000 | $9,708,000 |
| Application Denied By Financial Institution | 454 | $174,637,000 | $384,000 | $10,000,000 | $86,000 | $780,000 |
| File Closed For Incompleteness | 110 | $45,731,000 | $415,000 | $7,778,000 | $113,000 | $797,000 |
| Preapproval Denied by Financial Institution | 4 | $1,362,000 | $340,000 | $500,000 | $38,000 | $64,000 |
| Preapproval Approved but not Accepted | 3 | $820,000 | $273,000 | $417,000 | $105,000 | $113,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 22 | $10,999,000 | $499,000 | $1,680,000 | $133,000 | $423,000 |
| Credit History | 20 | $6,038,000 | $301,000 | $800,000 | $131,000 | $240,000 |
| Debt-To-Income Ratio | 12 | $5,754,000 | $479,000 | $1,176,000 | $109,000 | $275,000 |
| Unverifiable Information | 12 | $3,858,000 | $321,000 | $650,000 | $130,000 | $219,000 |
| Other | 11 | $4,760,000 | $432,000 | $1,012,000 | $172,000 | $296,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $15,000 | $15,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $120,000 | $120,000 | $120,000 | $26,000 | $26,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Lending Group, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.