Berkeley Point Capital Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Berkeley Point Capital Llc 1 Beacon Street, 14Th Floor Wilmington, DE 02171 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 236 |
| Total Mortgage Loan Application Amount | $5,430,905,000 |
| Average Mortgage Loan Application Amount | $23,324,500 |
| Highest Mortgage Loan Application Amount | $93,745,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Berkeley Point Capital Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Berkeley Point Capital Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Berkeley Point Capital Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Berkeley Point Capital Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Berkeley Point Capital Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Berkeley Point Capital Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 12 | $ 247,075,000 | $ 22,461,000 | $ 0 |
| Dallas County Texas | 9 | $ 284,745,000 | $ 31,638,000 | $ 0 |
| Harris County Texas | 7 | $ 58,445,000 | $ 8,349,000 | $ 0 |
| Anoka County Minnesota | 6 | $ 44,410,000 | $ 7,401,000 | $ 0 |
| Oklahoma County Oklahoma | 6 | $ 72,480,000 | $ 12,080,000 | $ 0 |
| Shelby County Tennessee | 6 | $ 138,225,000 | $ 27,645,000 | $ 0 |
| Alameda County California | 5 | $ 110,925,000 | $ 22,185,000 | $ 0 |
| Hamilton County Ohio | 5 | $ 80,695,000 | $ 16,139,000 | $ 0 |
| Tulsa County Oklahoma | 5 | $ 132,505,000 | $ 26,501,000 | $ 0 |
| Madison County Alabama | 4 | $ 70,650,000 | $ 17,662,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 23,090,000 | $ 5,772,000 | $ 0 |
| Orange County California | 4 | $ 102,000,000 | $ 25,500,000 | $ 0 |
| Chatham County Georgia | 4 | $ 6,790,000 | $ 1,697,000 | $ 0 |
| Los Angeles County California | 3 | $ 73,965,000 | $ 24,655,000 | $ 0 |
| San Bernardino County California | 3 | $ 110,485,000 | $ 36,828,000 | $ 0 |
| San Diego County California | 3 | $ 105,345,000 | $ 35,115,000 | $ 0 |
| Duval County Florida | 3 | $ 53,235,000 | $ 17,745,000 | $ 0 |
| Fulton County Georgia | 3 | $ 68,165,000 | $ 22,721,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 165,325,000 | $ 55,108,000 | $ 0 |
| Prince George's County Maryland | 3 | $ 130,105,000 | $ 43,368,000 | $ 0 |
| Rockingham County New Hampshire | 3 | $ 43,385,000 | $ 14,461,000 | $ 0 |
| Cumberland County North Carolina | 3 | $ 46,265,000 | $ 15,421,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 129,515,000 | $ 43,171,000 | $ 0 |
| Wake County North Carolina | 3 | $ 140,605,000 | $ 46,868,000 | $ 0 |
| Jefferson County Texas | 3 | $ 9,445,000 | $ 3,148,000 | $ 0 |
| Travis County Texas | 3 | $ 153,375,000 | $ 51,125,000 | $ 0 |
| King County Washington | 3 | $ 44,240,000 | $ 22,120,000 | $ 0 |
| Santa Clara County California | 2 | $ 65,610,000 | $ 32,805,000 | $ 0 |
| Solano County California | 2 | $ 29,780,000 | $ 14,890,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 60,260,000 | $ 30,130,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 44,950,000 | $ 22,475,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 89,070,000 | $ 44,535,000 | $ 0 |
| Sarasota County Florida | 2 | $ 137,550,000 | $ 68,775,000 | $ 0 |
| Camden County Georgia | 2 | $ 7,810,000 | $ 3,905,000 | $ 0 |
| Cook County Illinois | 2 | $ 92,590,000 | $ 46,295,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 44,130,000 | $ 22,065,000 | $ 0 |
| Johnson County Kansas | 2 | $ 65,260,000 | $ 32,630,000 | $ 0 |
| Sedgwick County Kansas | 2 | $ 7,210,000 | $ 3,605,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 0 | $ 0 | $ 0 |
| Caddo County Louisiana | 2 | $ 23,580,000 | $ 11,790,000 | $ 0 |
| Ingham County Michigan | 2 | $ 34,800,000 | $ 17,400,000 | $ 0 |
| Orange County North Carolina | 2 | $ 31,100,000 | $ 15,550,000 | $ 0 |
| Butler County Ohio | 2 | $ 16,110,000 | $ 8,055,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 9,430,000 | $ 4,715,000 | $ 0 |
| Warren County Ohio | 2 | $ 106,980,000 | $ 53,490,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 22,010,000 | $ 11,005,000 | $ 0 |
| Washington County Oregon | 2 | $ 58,640,000 | $ 29,320,000 | $ 0 |
| Nueces County Texas | 2 | $ 34,180,000 | $ 17,090,000 | $ 0 |
| Tarrant County Texas | 2 | $ 46,280,000 | $ 23,140,000 | $ 0 |
| Henrico County Virginia | 2 | $ 94,940,000 | $ 47,470,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 49,435,000 | $ 49,435,000 | $ 0 |
| Cullman County Alabama | 1 | $ 4,965,000 | $ 4,965,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 30,225,000 | $ 30,225,000 | $ 0 |
| Shelby County Alabama | 1 | $ 24,895,000 | $ 24,895,000 | $ 0 |
| Placer County California | 1 | $ 8,105,000 | $ 8,105,000 | $ 0 |
| Riverside County California | 1 | $ 9,815,000 | $ 9,815,000 | $ 0 |
| San Francisco County California | 1 | $ 5,405,000 | $ 5,405,000 | $ 0 |
| Adams County Colorado | 1 | $ 16,285,000 | $ 16,285,000 | $ 0 |
| Brevard County Florida | 1 | $ 39,955,000 | $ 39,955,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 19,235,000 | $ 19,235,000 | $ 0 |
| Lee County Florida | 1 | $ 58,585,000 | $ 58,585,000 | $ 0 |
| Leon County Florida | 1 | $ 31,905,000 | $ 31,905,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 5,165,000 | $ 5,165,000 | $ 0 |
| Orange County Florida | 1 | $ 41,895,000 | $ 41,895,000 | $ 0 |
| Pasco County Florida | 1 | $ 38,095,000 | $ 38,095,000 | $ 0 |
| Volusia County Florida | 1 | $ 44,485,000 | $ 44,485,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 46,515,000 | $ 46,515,000 | $ 0 |
| Glynn County Georgia | 1 | $ 3,205,000 | $ 3,205,000 | $ 0 |
| Johnson County Indiana | 1 | $ 25,715,000 | $ 25,715,000 | $ 0 |
| Marion County Indiana | 1 | $ 23,005,000 | $ 23,005,000 | $ 0 |
| Polk County Iowa | 1 | $ 25,715,000 | $ 25,715,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 31,545,000 | $ 31,545,000 | $ 0 |
| Scott County Kentucky | 1 | $ 29,085,000 | $ 29,085,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 12,285,000 | $ 12,285,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 12,865,000 | $ 12,865,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 42,805,000 | $ 42,805,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 8,355,000 | $ 8,355,000 | $ 0 |
| Washington County Maryland | 1 | $ 8,245,000 | $ 8,245,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 22,145,000 | $ 22,145,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 39,005,000 | $ 39,005,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 44,805,000 | $ 44,805,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 16,275,000 | $ 16,275,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 25,035,000 | $ 25,035,000 | $ 0 |
| Genesee County Michigan | 1 | $ 7,435,000 | $ 7,435,000 | $ 0 |
| Jackson County Michigan | 1 | $ 14,015,000 | $ 14,015,000 | $ 0 |
| Oakland County Michigan | 1 | $ 25,715,000 | $ 25,715,000 | $ 0 |
| Jackson County Missouri | 1 | $ 5,105,000 | $ 5,105,000 | $ 0 |
| Platte County Missouri | 1 | $ 7,365,000 | $ 7,365,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 25,715,000 | $ 25,715,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 17,555,000 | $ 17,555,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 36,005,000 | $ 36,005,000 | $ 0 |
| Erie County New York | 1 | $ 10,895,000 | $ 10,895,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 62,435,000 | $ 62,435,000 | $ 0 |
| Delaware County Ohio | 1 | $ 12,675,000 | $ 12,675,000 | $ 0 |
| Huron County Ohio | 1 | $ 6,425,000 | $ 6,425,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 61,375,000 | $ 61,375,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 22,005,000 | $ 22,005,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 15,135,000 | $ 15,135,000 | $ 0 |
| York County Pennsylvania | 1 | $ 9,755,000 | $ 9,755,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 24,415,000 | $ 24,415,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 2,665,000 | $ 2,665,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 8,705,000 | $ 8,705,000 | $ 0 |
| Richland County South Carolina | 1 | $ 20,445,000 | $ 20,445,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 5,515,000 | $ 5,515,000 | $ 0 |
| Bell County Texas | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Bexar County Texas | 1 | $ 22,235,000 | $ 22,235,000 | $ 0 |
| Cameron County Texas | 1 | $ 14,885,000 | $ 14,885,000 | $ 0 |
| Denton County Texas | 1 | $ 28,795,000 | $ 28,795,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 14,105,000 | $ 14,105,000 | $ 0 |
| Grayson County Texas | 1 | $ 7,025,000 | $ 7,025,000 | $ 0 |
| Taylor County Texas | 1 | $ 6,105,000 | $ 6,105,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 55,005,000 | $ 55,005,000 | $ 0 |
| Weber County Utah | 1 | $ 11,105,000 | $ 11,105,000 | $ 0 |
| Arlington County Virginia | 1 | $ 45,655,000 | $ 45,655,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 8,945,000 | $ 8,945,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 41,605,000 | $ 41,605,000 | $ 0 |
| Hampton County Virginia | 1 | $ 58,615,000 | $ 58,615,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 17,845,000 | $ 17,845,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 64,365,000 | $ 64,365,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 13,435,000 | $ 13,435,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 128 | $3,204,630,000 | $25,843,000 | $93,745,000 | $0 | $0 |
| Cash-out Refinancing | 108 | $2,226,275,000 | $20,806,000 | $80,835,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 236 | $5,430,905,000 | $23,510,000 | $93,745,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 236 | $5,430,905,000 | $23,510,000 | $93,745,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 199 | $4,530,935,000 | $23,235,000 | $86,855,000 | $0 | $0 |
| Application Withdrawn By Applicant | 37 | $899,970,000 | $24,999,000 | $93,745,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 236 | $5,430,905,000 | $23,510,000 | $93,745,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.