Best Finance Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Best Finance Capital, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Best Finance Capital, Inc. 12966 S Euclid St Garden Grove, CA 92840 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 957 |
| Total Mortgage Loan Application Amount | $374,065,000 |
| Average Mortgage Loan Application Amount | $411,333 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $121,666 |
| Highest Applicant Income | $2,797,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Best Finance Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Best Finance Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Best Finance Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Best Finance Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Best Finance Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Best Finance Capital, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 232 | $ 101,230,000 | $ 436,000 | $ 133,000 |
| Los Angeles County California | 143 | $ 61,595,000 | $ 430,000 | $ 108,000 |
| Clark County Nevada | 89 | $ 27,805,000 | $ 312,000 | $ 100,000 |
| Riverside County California | 87 | $ 30,945,000 | $ 355,000 | $ 94,000 |
| San Bernardino County California | 53 | $ 17,455,000 | $ 329,000 | $ 97,000 |
| King County Washington | 34 | $ 14,640,000 | $ 430,000 | $ 116,000 |
| Santa Clara County California | 20 | $ 9,310,000 | $ 465,000 | $ 129,000 |
| Snohomish County Washington | 20 | $ 8,620,000 | $ 431,000 | $ 109,000 |
| Sacramento County California | 16 | $ 5,360,000 | $ 335,000 | $ 91,000 |
| San Diego County California | 14 | $ 5,230,000 | $ 373,000 | $ 110,000 |
| Harris County Texas | 13 | $ 3,765,000 | $ 289,000 | $ 229,000 |
| Sonoma County California | 12 | $ 4,780,000 | $ 398,000 | $ 59,000 |
| Miami-Dade County Florida | 11 | $ 3,325,000 | $ 302,000 | $ 107,000 |
| Kern County California | 8 | $ 1,880,000 | $ 235,000 | $ 87,000 |
| Fort Bend County Texas | 8 | $ 2,670,000 | $ 333,000 | $ 109,000 |
| Pierce County Washington | 8 | $ 3,300,000 | $ 412,000 | $ 138,000 |
| Contra Costa County California | 7 | $ 3,375,000 | $ 482,000 | $ 112,000 |
| San Joaquin County California | 6 | $ 2,010,000 | $ 335,000 | $ 142,000 |
| Denton County Texas | 6 | $ 1,660,000 | $ 276,000 | $ 108,000 |
| Clark County Washington | 6 | $ 2,320,000 | $ 386,000 | $ 204,000 |
| Kitsap County Washington | 6 | $ 2,340,000 | $ 390,000 | $ 156,000 |
| Alameda County California | 5 | $ 2,625,000 | $ 525,000 | $ 127,000 |
| Adams County Colorado | 5 | $ 2,125,000 | $ 425,000 | $ 152,000 |
| Larimer County Colorado | 5 | $ 1,925,000 | $ 385,000 | $ 158,000 |
| Douglas County Nevada | 5 | $ 1,785,000 | $ 357,000 | $ 107,000 |
| Multnomah County Oregon | 5 | $ 1,115,000 | $ 223,000 | $ 89,000 |
| Collin County Texas | 5 | $ 1,435,000 | $ 287,000 | $ 92,000 |
| Travis County Texas | 5 | $ 1,515,000 | $ 303,000 | $ 121,000 |
| Ventura County California | 4 | $ 1,870,000 | $ 467,000 | $ 136,000 |
| Broward County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 99,000 |
| Washoe County Nevada | 4 | $ 1,430,000 | $ 357,000 | $ 139,000 |
| Chelan County Washington | 4 | $ 1,560,000 | $ 390,000 | $ 99,000 |
| Thurston County Washington | 4 | $ 1,930,000 | $ 482,000 | $ 204,000 |
| Maricopa County Arizona | 3 | $ 4,055,000 | $ 1,351,000 | $ 980,000 |
| Placer County California | 3 | $ 1,025,000 | $ 341,000 | $ 99,000 |
| San Francisco County California | 3 | $ 1,365,000 | $ 455,000 | $ 132,000 |
| San Luis Obispo County California | 3 | $ 1,335,000 | $ 445,000 | $ 99,000 |
| Solano County California | 3 | $ 1,285,000 | $ 428,000 | $ 125,000 |
| Douglas County Colorado | 3 | $ 1,605,000 | $ 535,000 | $ 109,000 |
| Montgomery County Texas | 3 | $ 665,000 | $ 221,000 | $ 92,000 |
| Benton County Washington | 3 | $ 1,015,000 | $ 338,000 | $ 95,000 |
| Mohave County Arizona | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Monterey County California | 2 | $ 830,000 | $ 415,000 | $ 57,000 |
| San Mateo County California | 2 | $ 910,000 | $ 455,000 | $ 74,000 |
| Santa Cruz County California | 2 | $ 750,000 | $ 375,000 | $ 118,000 |
| Yolo County California | 2 | $ 550,000 | $ 275,000 | $ 74,000 |
| Arapahoe County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 201,000 |
| Grand County Colorado | 2 | $ 490,000 | $ 245,000 | $ 21,000 |
| La Plata County Colorado | 2 | $ 760,000 | $ 380,000 | $ 76,000 |
| Collier County Florida | 2 | $ 780,000 | $ 390,000 | $ 81,000 |
| Duval County Florida | 2 | $ 360,000 | $ 180,000 | $ 160,000 |
| Osceola County Florida | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Palm Beach County Florida | 2 | $ 500,000 | $ 250,000 | $ 85,000 |
| St. Lucie County Florida | 2 | $ 630,000 | $ 315,000 | $ 70,000 |
| Washington County Oregon | 2 | $ 880,000 | $ 440,000 | $ 123,000 |
| Bexar County Texas | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Spokane County Washington | 2 | $ 720,000 | $ 360,000 | $ 140,000 |
| Stevens County Washington | 2 | $ 600,000 | $ 300,000 | $ 53,000 |
| Whatcom County Washington | 2 | $ 660,000 | $ 330,000 | $ 136,000 |
| Butte County California | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Fresno County California | 1 | $ 365,000 | $ 365,000 | $ 74,000 |
| Madera County California | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Marin County California | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Mendocino County California | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Merced County California | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Mono County California | 1 | $ 245,000 | $ 245,000 | $ 393,000 |
| Napa County California | 1 | $ 355,000 | $ 355,000 | $ 54,000 |
| San Benito County California | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Santa Barbara County California | 1 | $ 735,000 | $ 735,000 | $ 78,000 |
| Siskiyou County California | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Stanislaus County California | 1 | $ 435,000 | $ 435,000 | $ 240,000 |
| Boulder County Colorado | 1 | $ 505,000 | $ 505,000 | $ 65,000 |
| Denver County Colorado | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| El Paso County Colorado | 1 | $ 385,000 | $ 385,000 | $ 50,000 |
| Gilpin County Colorado | 1 | $ 465,000 | $ 465,000 | $ 125,000 |
| Jefferson County Colorado | 1 | $ 495,000 | $ 495,000 | $ 125,000 |
| Weld County Colorado | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Lee County Florida | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Leon County Florida | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 555,000 | $ 555,000 | $ 123,000 |
| Orange County Florida | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Polk County Florida | 1 | $ 315,000 | $ 315,000 | $ 48,000 |
| Sarasota County Florida | 1 | $ 495,000 | $ 495,000 | $ 115,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Effingham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Benton County Oregon | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Deschutes County Oregon | 1 | $ 485,000 | $ 485,000 | $ 84,000 |
| Dallas County Texas | 1 | $ 525,000 | $ 525,000 | $ 161,000 |
| Ector County Texas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Fannin County Texas | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Hays County Texas | 1 | $ 295,000 | $ 295,000 | $ 372,000 |
| Parker County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Franklin County Washington | 1 | $ 475,000 | $ 475,000 | $ 109,000 |
| Jefferson County Washington | 1 | $ 275,000 | $ 275,000 | $ 172,000 |
| Kittitas County Washington | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
| Mason County Washington | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Skagit County Washington | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Best Finance Capital, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 611 | $224,995,000 | $368,000 | $1,345,000 | $114,000 | $723,000 |
| Cash-out Refinancing | 192 | $78,110,000 | $406,000 | $1,285,000 | $120,000 | $765,000 |
| Home Purchase | 154 | $70,960,000 | $460,000 | $3,505,000 | $131,000 | $2,797,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 367 | $145,525,000 | $396,000 | $3,505,000 | $136,000 | $2,797,000 |
| Hispanic | 276 | $100,960,000 | $365,000 | $885,000 | $96,000 | $483,000 |
| White | 198 | $80,590,000 | $407,000 | $1,345,000 | $123,000 | $510,000 |
| Not Provided | 96 | $39,120,000 | $407,000 | $1,285,000 | $102,000 | $360,000 |
| Black or African American | 15 | $5,855,000 | $390,000 | $615,000 | $102,000 | $215,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,005,000 | $335,000 | $355,000 | $132,000 | $154,000 |
| American Indian or Alaskan Native | 1 | $465,000 | $465,000 | $465,000 | $57,000 | $57,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 889 | $345,305,000 | $388,000 | $3,505,000 | $120,000 | $2,797,000 |
| FHA-insured (Federal Housing Administration) | 66 | $27,800,000 | $421,000 | $885,000 | $81,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $475,000 | $475,000 | $475,000 | $303,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 1 | $485,000 | $485,000 | $485,000 | $102,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 443 | $168,975,000 | $381,000 | $3,505,000 | $123,000 | $2,797,000 |
| Application Withdrawn By Applicant | 427 | $166,815,000 | $390,000 | $1,345,000 | $115,000 | $723,000 |
| Preapproval Denied by Financial Institution | 35 | $16,615,000 | $474,000 | $885,000 | $108,000 | $242,000 |
| File Closed For Incompleteness | 26 | $9,780,000 | $376,000 | $615,000 | $131,000 | $396,000 |
| Application Denied By Financial Institution | 26 | $11,880,000 | $456,000 | $825,000 | $87,000 | $273,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 896 | $345,570,000 | $385,000 | $3,505,000 | $119,000 | $2,797,000 |
| Debt-To-Income Ratio | 29 | $14,875,000 | $512,000 | $865,000 | $100,000 | $273,000 |
| Credit Application Incomplete | 12 | $5,660,000 | $471,000 | $885,000 | $120,000 | $242,000 |
| Unverifiable Information | 10 | $3,240,000 | $324,000 | $545,000 | $81,000 | $149,000 |
| Employment History | 8 | $3,920,000 | $490,000 | $825,000 | $98,000 | $229,000 |
| Credit History | 1 | $385,000 | $385,000 | $385,000 | $132,000 | $132,000 |
| Other | 1 | $415,000 | $415,000 | $415,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Best Finance Capital, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Best Finance Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.