Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Bethpage Federal Credit Union 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,969 |
| Total Mortgage Loan Application Amount | $541,061,000 |
| Average Mortgage Loan Application Amount | $150,338 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $96,984 |
| Highest Applicant Income | $1,678,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,054 | $ 264,688,000 | $ 128,000 | $ 101,000 |
| Nassau County New York | 1,214 | $ 174,387,000 | $ 143,000 | $ 103,000 |
| Queens County New York | 56 | $ 8,644,000 | $ 154,000 | $ 79,000 |
| Brevard County Florida | 37 | $ 3,075,000 | $ 83,000 | $ 78,000 |
| Palm Beach County Florida | 20 | $ 2,459,000 | $ 122,000 | $ 86,000 |
| Fairfield County Connecticut | 16 | $ 2,979,000 | $ 186,000 | $ 133,000 |
| Middlesex County New Jersey | 16 | $ 2,446,000 | $ 152,000 | $ 111,000 |
| Westchester County New York | 16 | $ 3,532,000 | $ 220,000 | $ 144,000 |
| Broward County Florida | 14 | $ 1,252,000 | $ 89,000 | $ 84,000 |
| Kings County New York | 13 | $ 2,411,000 | $ 185,000 | $ 95,000 |
| Martin County Florida | 11 | $ 1,025,000 | $ 93,000 | $ 61,000 |
| Fairfax County Virginia | 11 | $ 1,063,000 | $ 96,000 | $ 85,000 |
| Bronx County New York | 10 | $ 1,115,000 | $ 111,000 | $ 79,000 |
| Orange County New York | 10 | $ 1,441,000 | $ 144,000 | $ 82,000 |
| Cobb County Georgia | 9 | $ 731,000 | $ 81,000 | $ 73,000 |
| Bergen County New Jersey | 9 | $ 2,379,000 | $ 264,000 | $ 115,000 |
| Orange County Florida | 8 | $ 819,000 | $ 102,000 | $ 63,000 |
| St. Johns County Florida | 8 | $ 853,000 | $ 106,000 | $ 71,000 |
| Los Angeles County California | 7 | $ 1,534,000 | $ 219,000 | $ 81,000 |
| Hernando County Florida | 7 | $ 447,000 | $ 63,000 | $ 55,000 |
| Hillsborough County Florida | 7 | $ 625,000 | $ 89,000 | $ 85,000 |
| St. Lucie County Florida | 7 | $ 561,000 | $ 80,000 | $ 62,000 |
| Flagler County Florida | 6 | $ 800,000 | $ 133,000 | $ 77,000 |
| Howard County Maryland | 6 | $ 946,000 | $ 157,000 | $ 116,000 |
| Union County New Jersey | 6 | $ 833,000 | $ 138,000 | $ 156,000 |
| Richmond County New York | 6 | $ 672,000 | $ 112,000 | $ 90,000 |
| Monroe County Pennsylvania | 6 | $ 1,037,000 | $ 172,000 | $ 77,000 |
| Loudoun County Virginia | 6 | $ 1,215,000 | $ 202,000 | $ 181,000 |
| Collier County Florida | 5 | $ 1,183,000 | $ 236,000 | $ 97,000 |
| Seminole County Florida | 5 | $ 498,000 | $ 99,000 | $ 77,000 |
| Essex County New Jersey | 5 | $ 1,089,000 | $ 217,000 | $ 132,000 |
| Dutchess County New York | 5 | $ 770,000 | $ 154,000 | $ 103,000 |
| Pike County Pennsylvania | 5 | $ 428,000 | $ 85,000 | $ 108,000 |
| Wayne County Pennsylvania | 5 | $ 487,000 | $ 97,000 | $ 100,000 |
| Miami-Dade County Florida | 4 | $ 720,000 | $ 180,000 | $ 139,000 |
| Pinellas County Florida | 4 | $ 75,000 | $ 18,000 | $ 69,000 |
| Fulton County Georgia | 4 | $ 656,000 | $ 164,000 | $ 123,000 |
| Gwinnett County Georgia | 4 | $ 317,000 | $ 79,000 | $ 73,000 |
| Montgomery County Maryland | 4 | $ 483,000 | $ 120,000 | $ 100,000 |
| Burlington County New Jersey | 4 | $ 317,000 | $ 79,000 | $ 89,000 |
| Hudson County New Jersey | 4 | $ 747,000 | $ 186,000 | $ 115,000 |
| Mercer County New Jersey | 4 | $ 632,000 | $ 158,000 | $ 146,000 |
| Monmouth County New Jersey | 4 | $ 1,097,000 | $ 274,000 | $ 153,000 |
| Somerset County New Jersey | 4 | $ 592,000 | $ 148,000 | $ 101,000 |
| Warren County New Jersey | 4 | $ 543,000 | $ 135,000 | $ 55,000 |
| Hartford County Connecticut | 3 | $ 209,000 | $ 69,000 | $ 167,000 |
| Clay County Florida | 3 | $ 186,000 | $ 62,000 | $ 67,000 |
| Pasco County Florida | 3 | $ 348,000 | $ 116,000 | $ 123,000 |
| Volusia County Florida | 3 | $ 312,000 | $ 104,000 | $ 90,000 |
| Cook County Illinois | 3 | $ 256,000 | $ 85,000 | $ 95,000 |
| Prince George's County Maryland | 3 | $ 250,000 | $ 83,000 | $ 217,000 |
| St. Mary's County Maryland | 3 | $ 266,000 | $ 88,000 | $ 65,000 |
| Middlesex County Massachusetts | 3 | $ 673,000 | $ 224,000 | $ 103,000 |
| Columbia County New York | 3 | $ 188,000 | $ 62,000 | $ 184,000 |
| Greene County New York | 3 | $ 258,000 | $ 86,000 | $ 174,000 |
| Rockland County New York | 3 | $ 425,000 | $ 141,000 | $ 112,000 |
| Robeson County North Carolina | 3 | $ 57,000 | $ 19,000 | $ 45,000 |
| Bucks County Pennsylvania | 3 | $ 460,000 | $ 153,000 | $ 121,000 |
| Virginia Beach County Virginia | 3 | $ 213,000 | $ 71,000 | $ 58,000 |
| Maricopa County Arizona | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Orange County California | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Placer County California | 2 | $ 452,000 | $ 226,000 | $ 112,000 |
| Windham County Connecticut | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Duval County Florida | 2 | $ 42,000 | $ 21,000 | $ 85,000 |
| Indian River County Florida | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Lake County Florida | 2 | $ 354,000 | $ 177,000 | $ 211,000 |
| Marion County Florida | 2 | $ 214,000 | $ 107,000 | $ 141,000 |
| Polk County Florida | 2 | $ 145,000 | $ 72,000 | $ 81,000 |
| Baldwin County Georgia | 2 | $ 116,000 | $ 58,000 | $ 44,000 |
| Clayton County Georgia | 2 | $ 169,000 | $ 84,000 | $ 22,000 |
| DuPage County Illinois | 2 | $ 47,000 | $ 23,000 | $ 109,000 |
| Anne Arundel County Maryland | 2 | $ 171,000 | $ 85,000 | $ 60,000 |
| Frederick County Maryland | 2 | $ 300,000 | $ 150,000 | $ 172,000 |
| Norfolk County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| Worcester County Massachusetts | 2 | $ 374,000 | $ 187,000 | $ 108,000 |
| Clark County Nevada | 2 | $ 172,000 | $ 86,000 | $ 46,000 |
| Hillsborough County New Hampshire | 2 | $ 789,000 | $ 394,000 | $ 138,000 |
| Morris County New Jersey | 2 | $ 145,000 | $ 72,000 | $ 87,000 |
| Ocean County New Jersey | 2 | $ 89,000 | $ 44,000 | $ 57,000 |
| Albany County New York | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Chenango County New York | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Delaware County New York | 2 | $ 257,000 | $ 128,000 | $ 102,000 |
| Putnam County New York | 2 | $ 297,000 | $ 148,000 | $ 90,000 |
| Saratoga County New York | 2 | $ 260,000 | $ 130,000 | $ 91,000 |
| Ulster County New York | 2 | $ 201,000 | $ 100,000 | $ 120,000 |
| Warren County New York | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Craven County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Mecklenburg County North Carolina | 2 | $ 146,000 | $ 73,000 | $ 28,000 |
| Wake County North Carolina | 2 | $ 337,000 | $ 168,000 | $ 399,000 |
| Morrow County Ohio | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Portage County Ohio | 2 | $ 118,000 | $ 59,000 | $ 60,000 |
| Allegheny County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 136,000 |
| Chester County Pennsylvania | 2 | $ 393,000 | $ 196,000 | $ 157,000 |
| York County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Beaufort County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Arlington County Virginia | 2 | $ 796,000 | $ 398,000 | $ 95,000 |
| Chesapeake County Virginia | 2 | $ 202,000 | $ 101,000 | $ 61,000 |
| Pierce County Washington | 2 | $ 175,000 | $ 87,000 | $ 55,000 |
| Saline County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 105,000 |
| Marin County California | 1 | $ 100,000 | $ 100,000 | $ 116,000 |
| Riverside County California | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| San Bernardino County California | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| San Diego County California | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| San Joaquin County California | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
| Santa Clara County California | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Santa Cruz County California | 1 | $ 30,000 | $ 30,000 | $ 155,000 |
| Ventura County California | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Adams County Colorado | 1 | $ 10,000 | $ 10,000 | $ 51,000 |
| Denver County Colorado | 1 | $ 357,000 | $ 357,000 | $ 168,000 |
| Jefferson County Colorado | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Larimer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Litchfield County Connecticut | 1 | $ 39,000 | $ 39,000 | $ 160,000 |
| New London County Connecticut | 1 | $ 326,000 | $ 326,000 | $ 120,000 |
| Kent County Delaware | 1 | $ 255,000 | $ 255,000 | $ 840,000 |
| New Castle County Delaware | 1 | $ 128,000 | $ 128,000 | $ 81,000 |
| District of Columbia County District Of Columbia | 1 | $ 204,000 | $ 204,000 | $ 41,000 |
| Charlotte County Florida | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
| Citrus County Florida | 1 | $ 36,000 | $ 36,000 | $ 48,000 |
| Lee County Florida | 1 | $ 308,000 | $ 308,000 | $ 112,000 |
| Levy County Florida | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Okaloosa County Florida | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Santa Rosa County Florida | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Sumter County Florida | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| DeKalb County Georgia | 1 | $ 149,000 | $ 149,000 | $ 74,000 |
| Fayette County Georgia | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Laurens County Georgia | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Oconee County Georgia | 1 | $ 208,000 | $ 208,000 | $ 117,000 |
| Spalding County Georgia | 1 | $ 400,000 | $ 400,000 | $ 50,000 |
| Johnson County Illinois | 1 | $ 26,000 | $ 26,000 | $ 62,000 |
| Kane County Illinois | 1 | $ 91,000 | $ 91,000 | $ 92,000 |
| Lake County Illinois | 1 | $ 140,000 | $ 140,000 | $ 141,000 |
| Nelson County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 102,000 |
| Calcasieu County Louisiana | 1 | $ 220,000 | $ 220,000 | $ 106,000 |
| Cumberland County Maine | 1 | $ 81,000 | $ 81,000 | $ 81,000 |
| Baltimore City County Maryland | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Cecil County Maryland | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| Charles County Maryland | 1 | $ 117,000 | $ 117,000 | $ 98,000 |
| Harford County Maryland | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Wicomico County Maryland | 1 | $ 49,000 | $ 49,000 | $ 55,000 |
| Essex County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Hampden County Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 215,000 |
| Suffolk County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 161,000 |
| Washtenaw County Michigan | 1 | $ 211,000 | $ 211,000 | $ 175,000 |
| Newton County Missouri | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| St. Charles County Missouri | 1 | $ 20,000 | $ 20,000 | $ 102,000 |
| Washoe County Nevada | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Carroll County New Hampshire | 1 | $ 333,000 | $ 333,000 | $ 95,000 |
| Merrimack County New Hampshire | 1 | $ 212,000 | $ 212,000 | $ 73,000 |
| Gloucester County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Sussex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Fulton County New York | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Hamilton County New York | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Monroe County New York | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Rensselaer County New York | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| Schenectady County New York | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Schoharie County New York | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Tompkins County New York | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Washington County New York | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Beaufort County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Brunswick County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| Durham County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 182,000 |
| Henderson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 88,000 |
| Lincoln County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Onslow County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 86,000 |
| Orange County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Pamlico County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 61,000 |
| Vance County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Cuyahoga County Ohio | 1 | $ 20,000 | $ 20,000 | $ 92,000 |
| Warren County Ohio | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Dauphin County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 75,000 |
| Delaware County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Lackawanna County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Lebanon County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Montgomery County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 124,000 |
| Philadelphia County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Warren County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Westmoreland County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 98,000 |
| Bristol County Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Providence County Rhode Island | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Aiken County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Horry County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Spartanburg County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Shelby County Tennessee | 1 | $ 363,000 | $ 363,000 | $ 145,000 |
| Hidalgo County Texas | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Chesterfield County Virginia | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Fauquier County Virginia | 1 | $ 51,000 | $ 51,000 | $ 78,000 |
| King George County Virginia | 1 | $ 64,000 | $ 64,000 | $ 102,000 |
| Manassas County Virginia | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Spotsylvania County Virginia | 1 | $ 126,000 | $ 126,000 | $ 61,000 |
| King County Washington | 1 | $ 58,000 | $ 58,000 | $ 101,000 |
| Waukesha County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,429 | $199,037,000 | $58,833 | $550,000 | $82,750 | $1,596,000 |
| Refinancing | 1,018 | $210,121,000 | $193,800 | $834,000 | $92,250 | $1,678,000 |
| Home Purchase | 522 | $131,903,000 | $213,523 | $900,000 | $117,761 | $1,490,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,966 | $234,686,000 | $116,814 | $745,000 | $119,370 | $1,678,000 |
| White | 1,008 | $109,222,000 | $96,800 | $780,000 | $89,500 | $1,570,000 |
| Native Hawaiian or Other Pacific Islander | 770 | $164,133,000 | $201,210 | $900,000 | $95,631 | $1,596,000 |
| Black or African American | 88 | $14,773,000 | $161,400 | $582,000 | $80,600 | $231,000 |
| Hispanic | 84 | $10,427,000 | $170,666 | $834,000 | $90,333 | $374,000 |
| Asian | 44 | $6,696,000 | $171,666 | $500,000 | $181,333 | $707,000 |
| American Indian or Alaskan Native | 9 | $1,124,000 | $124,000 | $252,000 | $138,000 | $384,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,969 | $541,061,000 | $134,968 | $900,000 | $103,656 | $1,678,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,006 | $411,244,000 | $142,500 | $900,000 | $110,571 | $1,596,000 |
| Application Approved But Not Accepted | 348 | $47,347,000 | $112,076 | $745,000 | $99,230 | $1,570,000 |
| Application Denied By Financial Institution | 348 | $40,637,000 | $79,866 | $638,000 | $68,133 | $1,320,000 |
| Application Withdrawn By Applicant | 265 | $41,081,000 | $136,176 | $720,000 | $88,764 | $1,678,000 |
| File Closed For Incompleteness | 2 | $752,000 | $376,000 | $488,000 | $69,000 | $92,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Employment History | 2 | $424,000 | $212,000 | $334,000 | $101,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.