Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bethpage Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,528 |
| Total Mortgage Loan Application Amount | $1,728,192,000 |
| Average Mortgage Loan Application Amount | $205,000 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $121,333 |
| Highest Applicant Income | $4,140,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,902 | $ 757,643,000 | $ 261,000 | $ 132,000 |
| Nassau County New York | 2,610 | $ 701,800,000 | $ 268,000 | $ 132,000 |
| Queens County New York | 148 | $ 39,040,000 | $ 263,000 | $ 98,000 |
| New York County New York | 42 | $ 31,008,000 | $ 738,000 | $ 387,000 |
| Westchester County New York | 42 | $ 15,448,000 | $ 367,000 | $ 190,000 |
| Brevard County Florida | 36 | $ 6,668,000 | $ 185,000 | $ 111,000 |
| Kings County New York | 30 | $ 14,608,000 | $ 486,000 | $ 167,000 |
| Palm Beach County Florida | 23 | $ 4,870,000 | $ 211,000 | $ 246,000 |
| Fairfield County Connecticut | 22 | $ 9,893,000 | $ 449,000 | $ 196,000 |
| Fairfax County Virginia | 18 | $ 5,782,000 | $ 321,000 | $ 147,000 |
| Middlesex County New Jersey | 16 | $ 3,851,000 | $ 240,000 | $ 170,000 |
| Broward County Florida | 14 | $ 1,518,000 | $ 108,000 | $ 114,000 |
| Bergen County New Jersey | 14 | $ 4,461,000 | $ 318,000 | $ 177,000 |
| Lee County Florida | 12 | $ 2,775,000 | $ 231,000 | $ 171,000 |
| Rockland County New York | 12 | $ 2,991,000 | $ 249,000 | $ 113,000 |
| Martin County Florida | 10 | $ 1,548,000 | $ 154,000 | $ 100,000 |
| Monmouth County New Jersey | 10 | $ 4,311,000 | $ 431,000 | $ 187,000 |
| Bronx County New York | 10 | $ 2,868,000 | $ 286,000 | $ 136,000 |
| Wake County North Carolina | 10 | $ 2,088,000 | $ 208,000 | $ 97,000 |
| Maricopa County Arizona | 9 | $ 1,638,000 | $ 182,000 | $ 86,000 |
| Hartford County Connecticut | 9 | $ 1,649,000 | $ 183,000 | $ 124,000 |
| New Haven County Connecticut | 9 | $ 2,558,000 | $ 284,000 | $ 147,000 |
| Gwinnett County Georgia | 9 | $ 1,922,000 | $ 213,000 | $ 89,000 |
| Hudson County New Jersey | 9 | $ 4,063,000 | $ 451,000 | $ 212,000 |
| Ulster County New York | 9 | $ 2,207,000 | $ 245,000 | $ 223,000 |
| Collier County Florida | 8 | $ 1,475,000 | $ 184,000 | $ 232,000 |
| Union County New Jersey | 8 | $ 2,453,000 | $ 306,000 | $ 156,000 |
| Dutchess County New York | 8 | $ 1,849,000 | $ 231,000 | $ 136,000 |
| Orange County New York | 8 | $ 2,313,000 | $ 289,000 | $ 126,000 |
| Duval County Florida | 7 | $ 955,000 | $ 136,000 | $ 108,000 |
| Orange County Florida | 7 | $ 762,000 | $ 108,000 | $ 68,000 |
| Mercer County New Jersey | 7 | $ 1,322,000 | $ 188,000 | $ 115,000 |
| Flagler County Florida | 6 | $ 669,000 | $ 111,000 | $ 103,000 |
| Hillsborough County Florida | 6 | $ 1,348,000 | $ 224,000 | $ 112,000 |
| St. Johns County Florida | 6 | $ 885,000 | $ 147,000 | $ 79,000 |
| St. Lucie County Florida | 6 | $ 986,000 | $ 164,000 | $ 88,000 |
| Clark County Nevada | 6 | $ 1,087,000 | $ 181,000 | $ 86,000 |
| Ocean County New Jersey | 6 | $ 1,300,000 | $ 216,000 | $ 115,000 |
| Somerset County New Jersey | 6 | $ 2,058,000 | $ 343,000 | $ 182,000 |
| Bucks County Pennsylvania | 6 | $ 1,470,000 | $ 245,000 | $ 96,000 |
| Horry County South Carolina | 6 | $ 759,000 | $ 126,000 | $ 122,000 |
| Loudoun County Virginia | 6 | $ 1,512,000 | $ 252,000 | $ 122,000 |
| Pinellas County Florida | 5 | $ 841,000 | $ 168,000 | $ 170,000 |
| Sarasota County Florida | 5 | $ 1,271,000 | $ 254,000 | $ 224,000 |
| Seminole County Florida | 5 | $ 641,000 | $ 128,000 | $ 121,000 |
| Montgomery County Maryland | 5 | $ 1,113,000 | $ 222,000 | $ 152,000 |
| Greene County New York | 5 | $ 1,044,000 | $ 208,000 | $ 145,000 |
| Saratoga County New York | 5 | $ 1,104,000 | $ 220,000 | $ 89,000 |
| Wayne County Pennsylvania | 5 | $ 735,000 | $ 147,000 | $ 132,000 |
| Beaufort County South Carolina | 5 | $ 1,538,000 | $ 307,000 | $ 154,000 |
| Los Angeles County California | 4 | $ 1,099,000 | $ 274,000 | $ 145,000 |
| Miami-Dade County Florida | 4 | $ 824,000 | $ 206,000 | $ 131,000 |
| Fulton County Georgia | 4 | $ 662,000 | $ 165,000 | $ 130,000 |
| Howard County Maryland | 4 | $ 1,042,000 | $ 260,000 | $ 134,000 |
| Middlesex County Massachusetts | 4 | $ 1,014,000 | $ 253,000 | $ 142,000 |
| Essex County New Jersey | 4 | $ 1,042,000 | $ 260,000 | $ 114,000 |
| Morris County New Jersey | 4 | $ 1,282,000 | $ 320,000 | $ 138,000 |
| Delaware County New York | 4 | $ 796,000 | $ 199,000 | $ 133,000 |
| Putnam County New York | 4 | $ 915,000 | $ 228,000 | $ 130,000 |
| Brunswick County North Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 241,000 |
| Mecklenburg County North Carolina | 4 | $ 626,000 | $ 156,000 | $ 87,000 |
| Monroe County Pennsylvania | 4 | $ 622,000 | $ 155,000 | $ 90,000 |
| Windham County Vermont | 4 | $ 1,213,000 | $ 303,000 | $ 386,000 |
| San Bernardino County California | 3 | $ 150,000 | $ 50,000 | $ 0 |
| Lake County Florida | 3 | $ 442,000 | $ 147,000 | $ 125,000 |
| Manatee County Florida | 3 | $ 634,000 | $ 211,000 | $ 78,000 |
| Cobb County Georgia | 3 | $ 622,000 | $ 207,000 | $ 108,000 |
| Suffolk County Massachusetts | 3 | $ 380,000 | $ 126,000 | $ 202,000 |
| Worcester County Massachusetts | 3 | $ 708,000 | $ 236,000 | $ 124,000 |
| Hillsborough County New Hampshire | 3 | $ 412,000 | $ 137,000 | $ 130,000 |
| Passaic County New Jersey | 3 | $ 980,000 | $ 326,000 | $ 136,000 |
| Warren County New York | 3 | $ 748,000 | $ 249,000 | $ 138,000 |
| Cabarrus County North Carolina | 3 | $ 558,000 | $ 186,000 | $ 100,000 |
| Union County North Carolina | 3 | $ 423,000 | $ 141,000 | $ 66,000 |
| Lackawanna County Pennsylvania | 3 | $ 430,000 | $ 143,000 | $ 73,000 |
| Lancaster County Pennsylvania | 3 | $ 554,000 | $ 184,000 | $ 100,000 |
| Northampton County Pennsylvania | 3 | $ 514,000 | $ 171,000 | $ 165,000 |
| Pike County Pennsylvania | 3 | $ 504,000 | $ 168,000 | $ 168,000 |
| Charleston County South Carolina | 3 | $ 1,096,000 | $ 365,000 | $ 144,000 |
| Chesapeake County Virginia | 3 | $ 430,000 | $ 143,000 | $ 86,000 |
| Virginia Beach County Virginia | 3 | $ 557,000 | $ 185,000 | $ 53,000 |
| Alameda County California | 2 | $ 926,000 | $ 463,000 | $ 167,000 |
| Orange County California | 2 | $ 919,000 | $ 459,000 | $ 168,000 |
| San Diego County California | 2 | $ 578,000 | $ 289,000 | $ 70,000 |
| San Mateo County California | 2 | $ 335,000 | $ 167,000 | $ 129,000 |
| Santa Clara County California | 2 | $ 1,158,000 | $ 579,000 | $ 182,000 |
| Ventura County California | 2 | $ 667,000 | $ 333,000 | $ 150,000 |
| Arapahoe County Colorado | 2 | $ 469,000 | $ 234,000 | $ 241,000 |
| Denver County Colorado | 2 | $ 667,000 | $ 333,000 | $ 202,000 |
| Jefferson County Colorado | 2 | $ 767,000 | $ 383,000 | $ 192,000 |
| Kent County Delaware | 2 | $ 410,000 | $ 205,000 | $ 57,000 |
| New Castle County Delaware | 2 | $ 680,000 | $ 340,000 | $ 147,000 |
| Citrus County Florida | 2 | $ 289,000 | $ 144,000 | $ 79,000 |
| Hernando County Florida | 2 | $ 275,000 | $ 137,000 | $ 59,000 |
| Marion County Florida | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Pasco County Florida | 2 | $ 338,000 | $ 169,000 | $ 82,000 |
| Putnam County Florida | 2 | $ 440,000 | $ 220,000 | $ 2,104,000 |
| Volusia County Florida | 2 | $ 326,000 | $ 163,000 | $ 80,000 |
| Chatham County Georgia | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Fayette County Georgia | 2 | $ 385,000 | $ 192,000 | $ 113,000 |
| Houston County Georgia | 2 | $ 22,000 | $ 11,000 | $ 82,000 |
| Cook County Illinois | 2 | $ 353,000 | $ 176,000 | $ 143,000 |
| Cumberland County Maine | 2 | $ 343,000 | $ 171,000 | $ 171,000 |
| Anne Arundel County Maryland | 2 | $ 467,000 | $ 233,000 | $ 116,000 |
| Carroll County Maryland | 2 | $ 529,000 | $ 264,000 | $ 107,000 |
| Queen Anne's County Maryland | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| St. Mary's County Maryland | 2 | $ 506,000 | $ 253,000 | $ 129,000 |
| Norfolk County Massachusetts | 2 | $ 484,000 | $ 242,000 | $ 186,000 |
| St. Charles County Missouri | 2 | $ 280,000 | $ 140,000 | $ 145,000 |
| Grafton County New Hampshire | 2 | $ 320,000 | $ 160,000 | $ 165,000 |
| Camden County New Jersey | 2 | $ 294,000 | $ 147,000 | $ 79,000 |
| Hunterdon County New Jersey | 2 | $ 614,000 | $ 307,000 | $ 115,000 |
| Columbia County New York | 2 | $ 396,000 | $ 198,000 | $ 155,000 |
| Fulton County New York | 2 | $ 435,000 | $ 217,000 | $ 88,000 |
| Livingston County New York | 2 | $ 323,000 | $ 161,000 | $ 139,000 |
| Monroe County New York | 2 | $ 222,000 | $ 111,000 | $ 129,000 |
| Otsego County New York | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Richmond County New York | 2 | $ 332,000 | $ 166,000 | $ 73,000 |
| Schenectady County New York | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Sullivan County New York | 2 | $ 1,119,000 | $ 559,000 | $ 295,000 |
| Clay County North Carolina | 2 | $ 473,000 | $ 236,000 | $ 207,000 |
| Cumberland County North Carolina | 2 | $ 422,000 | $ 211,000 | $ 257,000 |
| New Hanover County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 108,000 |
| Seneca County Ohio | 2 | $ 297,000 | $ 148,000 | $ 58,000 |
| Allegheny County Pennsylvania | 2 | $ 378,000 | $ 189,000 | $ 128,000 |
| Chester County Pennsylvania | 2 | $ 525,000 | $ 262,000 | $ 128,000 |
| Delaware County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 158,000 |
| Shelby County Tennessee | 2 | $ 459,000 | $ 229,000 | $ 198,000 |
| Alexandria County Virginia | 2 | $ 456,000 | $ 228,000 | $ 182,000 |
| Franklin County Virginia | 2 | $ 481,000 | $ 240,000 | $ 48,000 |
| Hanover County Virginia | 2 | $ 314,000 | $ 157,000 | $ 42,000 |
| Pierce County Washington | 2 | $ 548,000 | $ 274,000 | $ 77,000 |
| Pima County Arizona | 1 | $ 184,000 | $ 184,000 | $ 112,000 |
| Pinal County Arizona | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Pope County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Calaveras County California | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Placer County California | 1 | $ 182,000 | $ 182,000 | $ 57,000 |
| Riverside County California | 1 | $ 328,000 | $ 328,000 | $ 142,000 |
| Solano County California | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Stanislaus County California | 1 | $ 240,000 | $ 240,000 | $ 295,000 |
| Boulder County Colorado | 1 | $ 287,000 | $ 287,000 | $ 121,000 |
| Douglas County Colorado | 1 | $ 292,000 | $ 292,000 | $ 114,000 |
| Lake County Colorado | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Litchfield County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Middlesex County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Tolland County Connecticut | 1 | $ 107,000 | $ 107,000 | $ 118,000 |
| Escambia County Florida | 1 | $ 86,000 | $ 86,000 | $ 177,000 |
| Indian River County Florida | 1 | $ 213,000 | $ 213,000 | $ 185,000 |
| Okaloosa County Florida | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Osceola County Florida | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Cherokee County Georgia | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| DeKalb County Georgia | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Forsyth County Georgia | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Oconee County Georgia | 1 | $ 220,000 | $ 220,000 | $ 162,000 |
| Paulding County Georgia | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Rockdale County Georgia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Wayne County Georgia | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| DuPage County Illinois | 1 | $ 350,000 | $ 350,000 | $ 223,000 |
| Kane County Illinois | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| LaSalle County Illinois | 1 | $ 114,000 | $ 114,000 | $ 171,000 |
| Will County Illinois | 1 | $ 199,000 | $ 199,000 | $ 55,000 |
| Shelby County Indiana | 1 | $ 417,000 | $ 417,000 | $ 320,000 |
| Fayette County Kentucky | 1 | $ 239,000 | $ 239,000 | $ 89,000 |
| Knox County Maine | 1 | $ 121,000 | $ 121,000 | $ 76,000 |
| Washington County Maine | 1 | $ 75,000 | $ 75,000 | $ 215,000 |
| York County Maine | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Baltimore County Maryland | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Baltimore City County Maryland | 1 | $ 190,000 | $ 190,000 | $ 119,000 |
| Somerset County Maryland | 1 | $ 231,000 | $ 231,000 | $ 138,000 |
| Barnstable County Massachusetts | 1 | $ 251,000 | $ 251,000 | $ 252,000 |
| Hampden County Massachusetts | 1 | $ 198,000 | $ 198,000 | $ 91,000 |
| Hampshire County Massachusetts | 1 | $ 201,000 | $ 201,000 | $ 119,000 |
| Plymouth County Massachusetts | 1 | $ 98,000 | $ 98,000 | $ 214,000 |
| Ingham County Michigan | 1 | $ 99,000 | $ 99,000 | $ 70,000 |
| Livingston County Michigan | 1 | $ 288,000 | $ 288,000 | $ 105,000 |
| Washtenaw County Michigan | 1 | $ 148,000 | $ 148,000 | $ 85,000 |
| Ramsey County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 105,000 |
| Jackson County Missouri | 1 | $ 800,000 | $ 800,000 | $ 200,000 |
| St. Louis County Missouri | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Carroll County New Hampshire | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| Rockingham County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 194,000 |
| Burlington County New Jersey | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| Cape May County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 80,000 |
| Salem County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 95,000 |
| Warren County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Albany County New York | 1 | $ 500,000 | $ 500,000 | $ 344,000 |
| Broome County New York | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Hamilton County New York | 1 | $ 172,000 | $ 172,000 | $ 95,000 |
| Jefferson County New York | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| Rensselaer County New York | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Schoharie County New York | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Tompkins County New York | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Washington County New York | 1 | $ 124,000 | $ 124,000 | $ 230,000 |
| Beaufort County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Carteret County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Guilford County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Iredell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Johnston County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Pender County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Wilkes County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Franklin County Ohio | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| Josephine County Oregon | 1 | $ 296,000 | $ 296,000 | $ 64,000 |
| Multnomah County Oregon | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Adams County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Bradford County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Carbon County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Lawrence County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 94,000 |
| Luzerne County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Montgomery County Pennsylvania | 1 | $ 316,000 | $ 316,000 | $ 104,000 |
| Union County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 201,000 |
| Bamberg County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 62,000 |
| Colleton County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| York County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 148,000 |
| Davidson County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Hamilton County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 97,000 |
| Sullivan County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Addison County Vermont | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
| Orange County Vermont | 1 | $ 141,000 | $ 141,000 | $ 72,000 |
| Campbell County Virginia | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Culpeper County Virginia | 1 | $ 377,000 | $ 377,000 | $ 154,000 |
| Fauquier County Virginia | 1 | $ 154,000 | $ 154,000 | $ 118,000 |
| Frederick County Virginia | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 196,000 | $ 196,000 | $ 46,000 |
| Powhatan County Virginia | 1 | $ 172,000 | $ 172,000 | $ 44,000 |
| Spotsylvania County Virginia | 1 | $ 417,000 | $ 417,000 | $ 393,000 |
| Westmoreland County Virginia | 1 | $ 330,000 | $ 330,000 | $ 230,000 |
| York County Virginia | 1 | $ 318,000 | $ 318,000 | $ 126,000 |
| Snohomish County Washington | 1 | $ 417,000 | $ 417,000 | $ 179,000 |
| Harrison County West Virginia | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,353 | $1,433,285,000 | $267,000 | $2,475,000 | $137,000 | $4,140,000 |
| Home Purchase | 949 | $283,764,000 | $299,000 | $1,788,000 | $131,000 | $1,325,000 |
| Home Improvement | 226 | $11,143,000 | $49,000 | $300,000 | $96,000 | $1,175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,974 | $1,020,086,000 | $256,000 | $2,100,000 | $132,000 | $4,140,000 |
| Not Provided | 1,951 | $536,760,000 | $275,000 | $1,700,000 | $142,000 | $1,730,000 |
| Asian | 245 | $81,621,000 | $333,000 | $2,475,000 | $157,000 | $1,416,000 |
| Hispanic | 217 | $53,807,000 | $247,000 | $1,000,000 | $113,000 | $1,325,000 |
| Black or African American | 118 | $28,561,000 | $242,000 | $590,000 | $92,000 | $229,000 |
| American Indian or Alaskan Native | 16 | $4,096,000 | $256,000 | $424,000 | $110,000 | $259,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $3,261,000 | $465,000 | $1,600,000 | $204,000 | $434,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,505 | $1,721,215,000 | $264,000 | $2,475,000 | $135,000 | $4,140,000 |
| FHA-insured (Federal Housing Administration) | 23 | $6,977,000 | $303,000 | $487,000 | $90,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,474 | $1,145,570,000 | $256,000 | $2,000,000 | $137,000 | $4,140,000 |
| Application Denied By Financial Institution | 807 | $218,434,000 | $270,000 | $2,100,000 | $105,000 | $1,175,000 |
| Application Approved But Not Accepted | 688 | $213,774,000 | $310,000 | $1,700,000 | $153,000 | $1,200,000 |
| Application Withdrawn By Applicant | 559 | $150,414,000 | $269,000 | $2,475,000 | $137,000 | $1,416,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 434 | $133,884,000 | $308,000 | $1,700,000 | $110,000 | $826,000 |
| Debt-To-Income Ratio | 171 | $39,270,000 | $229,000 | $1,000,000 | $75,000 | $197,000 |
| Collateral | 100 | $29,085,000 | $290,000 | $2,100,000 | $127,000 | $600,000 |
| Credit History | 71 | $8,367,000 | $117,000 | $504,000 | $109,000 | $1,175,000 |
| Unverifiable Information | 12 | $3,232,000 | $269,000 | $455,000 | $108,000 | $200,000 |
| Credit Application Incomplete | 8 | $3,144,000 | $393,000 | $960,000 | $86,000 | $146,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.