Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bethpage Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,428 |
| Total Mortgage Loan Application Amount | $2,863,240,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $4,825,000 |
| Average Applicant Income | $153,400 |
| Highest Applicant Income | $3,907,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 5,486 | $ 1,079,130,000 | $ 196,000 | $ 153,000 |
| Suffolk County New York | 5,335 | $ 907,245,000 | $ 170,000 | $ 143,000 |
| Queens County New York | 1,034 | $ 248,660,000 | $ 240,000 | $ 141,000 |
| Kings County New York | 463 | $ 159,205,000 | $ 343,000 | $ 189,000 |
| Westchester County New York | 214 | $ 58,370,000 | $ 272,000 | $ 248,000 |
| New York County New York | 122 | $ 95,300,000 | $ 781,000 | $ 394,000 |
| Richmond County New York | 118 | $ 22,690,000 | $ 192,000 | $ 133,000 |
| Fairfield County Connecticut | 82 | $ 32,260,000 | $ 393,000 | $ 240,000 |
| Palm Beach County Florida | 64 | $ 15,890,000 | $ 248,000 | $ 186,000 |
| Bergen County New Jersey | 58 | $ 14,210,000 | $ 245,000 | $ 183,000 |
| Bronx County New York | 56 | $ 9,470,000 | $ 169,000 | $ 130,000 |
| Rockland County New York | 48 | $ 12,030,000 | $ 250,000 | $ 242,000 |
| Monmouth County New Jersey | 47 | $ 14,995,000 | $ 319,000 | $ 269,000 |
| Los Angeles County California | 42 | $ 11,120,000 | $ 264,000 | $ 168,000 |
| Brevard County Florida | 40 | $ 5,330,000 | $ 133,000 | $ 116,000 |
| Essex County New Jersey | 37 | $ 6,025,000 | $ 162,000 | $ 217,000 |
| Orange County New York | 35 | $ 6,025,000 | $ 172,000 | $ 143,000 |
| Broward County Florida | 26 | $ 4,250,000 | $ 163,000 | $ 145,000 |
| Hudson County New Jersey | 25 | $ 4,525,000 | $ 181,000 | $ 162,000 |
| Union County New Jersey | 24 | $ 4,210,000 | $ 175,000 | $ 170,000 |
| Middlesex County New Jersey | 22 | $ 3,580,000 | $ 162,000 | $ 112,000 |
| Ocean County New Jersey | 21 | $ 2,735,000 | $ 130,000 | $ 149,000 |
| Morris County New Jersey | 20 | $ 5,090,000 | $ 254,000 | $ 253,000 |
| New Haven County Connecticut | 18 | $ 1,830,000 | $ 101,000 | $ 109,000 |
| Collier County Florida | 18 | $ 6,180,000 | $ 343,000 | $ 380,000 |
| Pinellas County Florida | 18 | $ 2,650,000 | $ 147,000 | $ 143,000 |
| Orange County Florida | 17 | $ 1,875,000 | $ 110,000 | $ 109,000 |
| Monroe County Pennsylvania | 17 | $ 2,105,000 | $ 123,000 | $ 125,000 |
| Cobb County Georgia | 16 | $ 2,010,000 | $ 125,000 | $ 103,000 |
| Fulton County Georgia | 16 | $ 1,580,000 | $ 98,000 | $ 158,000 |
| Fairfax County Virginia | 16 | $ 3,210,000 | $ 200,000 | $ 179,000 |
| Orange County California | 15 | $ 7,755,000 | $ 517,000 | $ 414,000 |
| San Diego County California | 15 | $ 995,000 | $ 66,000 | $ 143,000 |
| Hillsborough County Florida | 15 | $ 1,275,000 | $ 85,000 | $ 106,000 |
| Martin County Florida | 15 | $ 1,105,000 | $ 73,000 | $ 94,000 |
| Miami-Dade County Florida | 15 | $ 2,815,000 | $ 187,000 | $ 159,000 |
| St. Johns County Florida | 15 | $ 1,395,000 | $ 93,000 | $ 109,000 |
| Erie County New York | 15 | $ 1,175,000 | $ 78,000 | $ 129,000 |
| Sarasota County Florida | 14 | $ 1,620,000 | $ 115,000 | $ 97,000 |
| St. Lucie County Florida | 13 | $ 1,325,000 | $ 101,000 | $ 87,000 |
| Passaic County New Jersey | 13 | $ 1,965,000 | $ 151,000 | $ 241,000 |
| Dutchess County New York | 12 | $ 2,350,000 | $ 195,000 | $ 101,000 |
| Putnam County New York | 12 | $ 1,800,000 | $ 150,000 | $ 217,000 |
| Wake County North Carolina | 12 | $ 2,450,000 | $ 204,000 | $ 125,000 |
| Pike County Pennsylvania | 12 | $ 1,800,000 | $ 150,000 | $ 137,000 |
| Maricopa County Arizona | 11 | $ 1,325,000 | $ 120,000 | $ 111,000 |
| Philadelphia County Pennsylvania | 11 | $ 2,295,000 | $ 208,000 | $ 127,000 |
| Lee County Florida | 10 | $ 1,170,000 | $ 117,000 | $ 104,000 |
| Seminole County Florida | 10 | $ 1,040,000 | $ 104,000 | $ 97,000 |
| Gwinnett County Georgia | 10 | $ 740,000 | $ 74,000 | $ 92,000 |
| Burlington County New Jersey | 10 | $ 940,000 | $ 94,000 | $ 118,000 |
| Chatham County Georgia | 9 | $ 1,305,000 | $ 145,000 | $ 370,000 |
| Mecklenburg County North Carolina | 9 | $ 765,000 | $ 85,000 | $ 105,000 |
| Osceola County Florida | 8 | $ 1,130,000 | $ 141,000 | $ 113,000 |
| Volusia County Florida | 8 | $ 610,000 | $ 76,000 | $ 165,000 |
| Mercer County New Jersey | 8 | $ 2,310,000 | $ 288,000 | $ 194,000 |
| Marion County Florida | 7 | $ 955,000 | $ 136,000 | $ 109,000 |
| Baldwin County Georgia | 7 | $ 305,000 | $ 43,000 | $ 97,000 |
| DeKalb County Georgia | 7 | $ 315,000 | $ 45,000 | $ 77,000 |
| Somerset County New Jersey | 7 | $ 2,855,000 | $ 407,000 | $ 193,000 |
| Greene County New York | 7 | $ 625,000 | $ 89,000 | $ 98,000 |
| Charleston County South Carolina | 7 | $ 1,265,000 | $ 180,000 | $ 131,000 |
| Santa Clara County California | 6 | $ 1,750,000 | $ 291,000 | $ 350,000 |
| Hartford County Connecticut | 6 | $ 390,000 | $ 65,000 | $ 104,000 |
| Manatee County Florida | 6 | $ 360,000 | $ 60,000 | $ 95,000 |
| Forsyth County Georgia | 6 | $ 330,000 | $ 55,000 | $ 96,000 |
| Cook County Illinois | 6 | $ 1,150,000 | $ 191,000 | $ 182,000 |
| Saratoga County New York | 6 | $ 940,000 | $ 156,000 | $ 110,000 |
| Loudoun County Virginia | 6 | $ 600,000 | $ 100,000 | $ 318,000 |
| Contra Costa County California | 5 | $ 755,000 | $ 151,000 | $ 186,000 |
| Riverside County California | 5 | $ 405,000 | $ 81,000 | $ 105,000 |
| Sacramento County California | 5 | $ 835,000 | $ 167,000 | $ 137,000 |
| Litchfield County Connecticut | 5 | $ 545,000 | $ 109,000 | $ 152,000 |
| Sussex County Delaware | 5 | $ 455,000 | $ 91,000 | $ 136,000 |
| Duval County Florida | 5 | $ 995,000 | $ 199,000 | $ 90,000 |
| Lake County Florida | 5 | $ 465,000 | $ 93,000 | $ 90,000 |
| Montgomery County Maryland | 5 | $ 875,000 | $ 175,000 | $ 247,000 |
| Union County North Carolina | 5 | $ 645,000 | $ 129,000 | $ 108,000 |
| Cuyahoga County Ohio | 5 | $ 175,000 | $ 35,000 | $ 112,000 |
| Wayne County Pennsylvania | 5 | $ 805,000 | $ 161,000 | $ 166,000 |
| Horry County South Carolina | 5 | $ 445,000 | $ 89,000 | $ 91,000 |
| York County South Carolina | 5 | $ 795,000 | $ 159,000 | $ 102,000 |
| Prince William County Virginia | 5 | $ 645,000 | $ 129,000 | $ 156,000 |
| Ventura County California | 4 | $ 430,000 | $ 107,000 | $ 82,000 |
| Douglas County Colorado | 4 | $ 470,000 | $ 117,000 | $ 149,000 |
| Flagler County Florida | 4 | $ 510,000 | $ 127,000 | $ 78,000 |
| Hernando County Florida | 4 | $ 210,000 | $ 52,000 | $ 49,000 |
| Indian River County Florida | 4 | $ 680,000 | $ 170,000 | $ 128,000 |
| Pasco County Florida | 4 | $ 310,000 | $ 77,000 | $ 44,000 |
| Carroll County Georgia | 4 | $ 380,000 | $ 95,000 | $ 45,000 |
| Anne Arundel County Maryland | 4 | $ 450,000 | $ 112,000 | $ 104,000 |
| Clark County Nevada | 4 | $ 350,000 | $ 87,000 | $ 95,000 |
| Hunterdon County New Jersey | 4 | $ 680,000 | $ 170,000 | $ 152,000 |
| Niagara County New York | 4 | $ 160,000 | $ 40,000 | $ 65,000 |
| Onondaga County New York | 4 | $ 240,000 | $ 60,000 | $ 112,000 |
| Ulster County New York | 4 | $ 860,000 | $ 215,000 | $ 222,000 |
| Cabarrus County North Carolina | 4 | $ 670,000 | $ 167,000 | $ 84,000 |
| Lackawanna County Pennsylvania | 4 | $ 140,000 | $ 35,000 | $ 75,000 |
| Davidson County Tennessee | 4 | $ 980,000 | $ 245,000 | $ 95,000 |
| Monterey County California | 3 | $ 465,000 | $ 155,000 | $ 195,000 |
| New Castle County Delaware | 3 | $ 355,000 | $ 118,000 | $ 141,000 |
| Monroe County Florida | 3 | $ 645,000 | $ 215,000 | $ 109,000 |
| Polk County Florida | 3 | $ 265,000 | $ 88,000 | $ 116,000 |
| Glynn County Georgia | 3 | $ 335,000 | $ 111,000 | $ 110,000 |
| Henry County Georgia | 3 | $ 155,000 | $ 51,000 | $ 292,000 |
| DuPage County Illinois | 3 | $ 675,000 | $ 225,000 | $ 147,000 |
| Howard County Maryland | 3 | $ 425,000 | $ 141,000 | $ 130,000 |
| Queen Anne's County Maryland | 3 | $ 185,000 | $ 61,000 | $ 81,000 |
| Hampden County Massachusetts | 3 | $ 415,000 | $ 138,000 | $ 113,000 |
| Monroe County Michigan | 3 | $ 195,000 | $ 65,000 | $ 133,000 |
| Hillsborough County New Hampshire | 3 | $ 95,000 | $ 31,000 | $ 76,000 |
| Camden County New Jersey | 3 | $ 255,000 | $ 85,000 | $ 76,000 |
| Warren County New Jersey | 3 | $ 75,000 | $ 25,000 | $ 68,000 |
| Albany County New York | 3 | $ 685,000 | $ 228,000 | $ 102,000 |
| Columbia County New York | 3 | $ 895,000 | $ 298,000 | $ 396,000 |
| Fulton County New York | 3 | $ 475,000 | $ 158,000 | $ 123,000 |
| Ontario County New York | 3 | $ 355,000 | $ 118,000 | $ 71,000 |
| Sullivan County New York | 3 | $ 475,000 | $ 158,000 | $ 106,000 |
| Guilford County North Carolina | 3 | $ 115,000 | $ 38,000 | $ 79,000 |
| Iredell County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 91,000 |
| Franklin County Ohio | 3 | $ 335,000 | $ 111,000 | $ 70,000 |
| Allegheny County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 387,000 |
| Bucks County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 168,000 |
| Delaware County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 265,000 |
| Luzerne County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
| Beaufort County South Carolina | 3 | $ 365,000 | $ 121,000 | $ 113,000 |
| Wilson County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 145,000 |
| Henrico County Virginia | 3 | $ 1,175,000 | $ 391,000 | $ 248,000 |
| Juneau County Alaska | 2 | $ 680,000 | $ 340,000 | $ 191,000 |
| Alameda County California | 2 | $ 200,000 | $ 100,000 | $ 196,000 |
| Napa County California | 2 | $ 140,000 | $ 70,000 | $ 213,000 |
| Placer County California | 2 | $ 240,000 | $ 120,000 | $ 199,000 |
| San Bernardino County California | 2 | $ 100,000 | $ 50,000 | $ 108,000 |
| Sonoma County California | 2 | $ 740,000 | $ 370,000 | $ 157,000 |
| Stanislaus County California | 2 | $ 370,000 | $ 185,000 | $ 135,000 |
| El Paso County Colorado | 2 | $ 110,000 | $ 55,000 | $ 157,000 |
| Jefferson County Colorado | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| La Plata County Colorado | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| New London County Connecticut | 2 | $ 320,000 | $ 160,000 | $ 124,000 |
| Kent County Delaware | 2 | $ 550,000 | $ 275,000 | $ 166,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,070,000 | $ 535,000 | $ 251,000 |
| Alachua County Florida | 2 | $ 120,000 | $ 60,000 | $ 163,000 |
| Cherokee County Georgia | 2 | $ 100,000 | $ 50,000 | $ 104,000 |
| Clarke County Georgia | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Clayton County Georgia | 2 | $ 80,000 | $ 40,000 | $ 263,000 |
| Columbia County Georgia | 2 | $ 290,000 | $ 145,000 | $ 119,000 |
| Richmond County Georgia | 2 | $ 40,000 | $ 20,000 | $ 59,000 |
| Will County Illinois | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Cumberland County Maine | 2 | $ 500,000 | $ 250,000 | $ 240,000 |
| Hancock County Maine | 2 | $ 520,000 | $ 260,000 | $ 360,000 |
| Washington County Maine | 2 | $ 110,000 | $ 55,000 | $ 107,000 |
| Baltimore City County Maryland | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Frederick County Maryland | 2 | $ 610,000 | $ 305,000 | $ 117,000 |
| Prince George's County Maryland | 2 | $ 530,000 | $ 265,000 | $ 83,000 |
| Wicomico County Maryland | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Barnstable County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 146,000 |
| Franklin County Massachusetts | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Norfolk County Massachusetts | 2 | $ 660,000 | $ 330,000 | $ 226,000 |
| Suffolk County Massachusetts | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Grand Traverse County Michigan | 2 | $ 150,000 | $ 75,000 | $ 98,000 |
| Oakland County Michigan | 2 | $ 300,000 | $ 150,000 | $ 154,000 |
| Wayne County Michigan | 2 | $ 30,000 | $ 15,000 | $ 20,000 |
| St. Louis County Missouri | 2 | $ 300,000 | $ 150,000 | $ 135,000 |
| Washoe County Nevada | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Cheshire County New Hampshire | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Rockingham County New Hampshire | 2 | $ 310,000 | $ 155,000 | $ 136,000 |
| Atlantic County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 28,000 |
| Cape May County New Jersey | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| Sussex County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 98,000 |
| Chautauqua County New York | 2 | $ 60,000 | $ 30,000 | $ 59,000 |
| Chenango County New York | 2 | $ 180,000 | $ 90,000 | $ 107,000 |
| Franklin County New York | 2 | $ 60,000 | $ 30,000 | $ 103,000 |
| Monroe County New York | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| Schenectady County New York | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Washington County New York | 2 | $ 220,000 | $ 110,000 | $ 229,000 |
| Chatham County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 155,000 |
| Franklin County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 119,000 |
| Johnston County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Nash County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 129,000 |
| Onslow County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Trumbull County Ohio | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Cherokee County Oklahoma | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Multnomah County Oregon | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Carbon County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Cumberland County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 118,000 |
| Lancaster County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 168,000 |
| Lehigh County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Mercer County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 278,000 |
| Northampton County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 153,000 |
| Bristol County Rhode Island | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Dorchester County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| Lancaster County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Chittenden County Vermont | 2 | $ 180,000 | $ 90,000 | $ 100,000 |
| Arlington County Virginia | 2 | $ 610,000 | $ 305,000 | $ 292,000 |
| Augusta County Virginia | 2 | $ 110,000 | $ 55,000 | $ 126,000 |
| Chesapeake County Virginia | 2 | $ 550,000 | $ 275,000 | $ 125,000 |
| James City County Virginia | 2 | $ 370,000 | $ 185,000 | $ 178,000 |
| Virginia Beach County Virginia | 2 | $ 520,000 | $ 260,000 | $ 155,000 |
| York County Virginia | 2 | $ 80,000 | $ 40,000 | $ 89,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Fairbanks North Star County Alaska | 1 | $ 75,000 | $ 75,000 | $ 187,000 |
| Pinal County Arizona | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Yavapai County Arizona | 1 | $ 145,000 | $ 145,000 | $ 201,000 |
| El Dorado County California | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Marin County California | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| San Francisco County California | 1 | $ 205,000 | $ 205,000 | $ 171,000 |
| San Joaquin County California | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| San Luis Obispo County California | 1 | $ 105,000 | $ 105,000 | $ 315,000 |
| San Mateo County California | 1 | $ 275,000 | $ 275,000 | $ 410,000 |
| Denver County Colorado | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Larimer County Colorado | 1 | $ 535,000 | $ 535,000 | $ 115,000 |
| Middlesex County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 201,000 |
| Tolland County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Charlotte County Florida | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Clay County Florida | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Escambia County Florida | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Okaloosa County Florida | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Barrow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Coweta County Georgia | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Haralson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Harris County Georgia | 1 | $ 105,000 | $ 105,000 | $ 311,000 |
| Jones County Georgia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Newton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Paulding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Stephens County Georgia | 1 | $ 95,000 | $ 95,000 | $ 14,000 |
| Ware County Georgia | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Wilkinson County Georgia | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| St. Joseph County Indiana | 1 | $ 125,000 | $ 125,000 | $ 176,000 |
| Barren County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 360,000 |
| Calcasieu County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Aroostook County Maine | 1 | $ 245,000 | $ 245,000 | $ 600,000 |
| Penobscot County Maine | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Caroline County Maryland | 1 | $ 405,000 | $ 405,000 | $ 178,000 |
| Berkshire County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Middlesex County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 143,000 |
| Plymouth County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 177,000 |
| Worcester County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 462,000 |
| Antrim County Michigan | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Ingham County Michigan | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Livingston County Michigan | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Macomb County Michigan | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Van Buren County Michigan | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Washtenaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Carver County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Roseau County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Wright County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Carson City County Nevada | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Carroll County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Gloucester County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Bernalillo County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Broome County New York | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Cattaraugus County New York | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Chemung County New York | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Delaware County New York | 1 | $ 125,000 | $ 125,000 | $ 205,000 |
| Herkimer County New York | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| Madison County New York | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Montgomery County New York | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Oneida County New York | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Rensselaer County New York | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Schoharie County New York | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Warren County New York | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Wayne County New York | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Wyoming County New York | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Alexander County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Cumberland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Dare County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Granville County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Montgomery County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Moore County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| New Hanover County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Orange County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Pamlico County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 210,000 |
| Polk County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 155,000 |
| Rockingham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Transylvania County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 196,000 |
| Delaware County Ohio | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Greene County Ohio | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Morrow County Ohio | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Portage County Ohio | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Stark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Summit County Ohio | 1 | $ 55,000 | $ 55,000 | $ 400,000 |
| Lane County Oregon | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Linn County Oregon | 1 | $ 65,000 | $ 65,000 | $ 266,000 |
| Berks County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Blair County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Cambria County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Chester County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Dauphin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Fayette County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Lebanon County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 216,000 |
| York County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Kent County Rhode Island | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Newport County Rhode Island | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Providence County Rhode Island | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Edgefield County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Georgetown County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Greenville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Kershaw County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Richland County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 195,000 |
| Maury County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Monroe County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Sevier County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Sullivan County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Sumner County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Warren County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Kaufman County Texas | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Kerr County Texas | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Salt Lake County Utah | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| Windham County Vermont | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Albemarle County Virginia | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Chesterfield County Virginia | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Frederick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 163,000 |
| Montgomery County Virginia | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Norfolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Northampton County Virginia | 1 | $ 285,000 | $ 285,000 | $ 293,000 |
| Richmond City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 315,000 |
| Suffolk County Virginia | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Jefferson County Washington | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| King County Washington | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Okanogan County Washington | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Harrison County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,355 | $672,805,000 | $125,000 | $1,505,000 | $151,000 | $3,907,000 |
| Cash-out Refinancing | 3,522 | $813,950,000 | $231,000 | $3,245,000 | $155,000 | $1,860,000 |
| Other Purpose | 2,401 | $351,275,000 | $146,000 | $4,825,000 | $150,000 | $2,354,000 |
| Home Purchase | 2,372 | $849,470,000 | $358,000 | $4,005,000 | $164,000 | $2,288,000 |
| Refinancing | 778 | $175,740,000 | $225,000 | $2,705,000 | $147,000 | $2,097,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,261 | $1,879,535,000 | $202,000 | $4,825,000 | $158,000 | $3,907,000 |
| Not Provided | 2,058 | $398,540,000 | $193,000 | $2,475,000 | $164,000 | $3,000,000 |
| Asian | 1,039 | $269,515,000 | $259,000 | $3,005,000 | $159,000 | $1,700,000 |
| Hispanic | 1,011 | $149,965,000 | $148,000 | $2,645,000 | $120,000 | $2,219,000 |
| Black or African American | 893 | $131,945,000 | $147,000 | $1,625,000 | $115,000 | $1,140,000 |
| American Indian or Alaskan Native | 47 | $10,105,000 | $215,000 | $3,005,000 | $134,000 | $950,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $3,120,000 | $130,000 | $405,000 | $97,000 | $221,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,251 | $2,803,705,000 | $196,000 | $4,825,000 | $154,000 | $3,907,000 |
| FHA-insured (Federal Housing Administration) | 177 | $59,535,000 | $336,000 | $645,000 | $111,000 | $444,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,387 | $1,649,215,000 | $223,000 | $4,005,000 | $162,000 | $2,971,000 |
| Application Denied By Financial Institution | 5,097 | $773,705,000 | $151,000 | $3,005,000 | $135,000 | $3,907,000 |
| Application Withdrawn By Applicant | 1,479 | $303,235,000 | $205,000 | $4,825,000 | $173,000 | $3,000,000 |
| File Closed For Incompleteness | 274 | $91,680,000 | $334,000 | $1,665,000 | $130,000 | $610,000 |
| Application Approved But Not Accepted | 191 | $45,405,000 | $237,000 | $2,805,000 | $179,000 | $2,051,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,331 | $2,089,535,000 | $223,000 | $4,825,000 | $164,000 | $3,000,000 |
| Credit History | 3,418 | $502,790,000 | $147,000 | $2,005,000 | $138,000 | $3,907,000 |
| Collateral | 987 | $126,155,000 | $127,000 | $2,505,000 | $152,000 | $1,370,000 |
| Debt-To-Income Ratio | 635 | $122,995,000 | $193,000 | $2,705,000 | $89,000 | $780,000 |
| Employment History | 26 | $4,200,000 | $161,000 | $505,000 | $139,000 | $1,008,000 |
| Unverifiable Information | 11 | $4,595,000 | $417,000 | $1,385,000 | $208,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $6,770,000 | $846,000 | $3,005,000 | $372,000 | $1,744,000 |
| Other | 8 | $5,100,000 | $637,000 | $2,475,000 | $217,000 | $714,000 |
| Credit Application Incomplete | 4 | $1,100,000 | $275,000 | $395,000 | $178,000 | $456,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.