Birmingham Bancorp Mortgage
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Birmingham Bancorp Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Birmingham Bancorp Mortgage 6230 Orchard Lake Road West Bloomfield, MI 48322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,897 |
| Total Mortgage Loan Application Amount | $220,239,000 |
| Average Mortgage Loan Application Amount | $110,590 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $23,136 |
| Highest Applicant Income | $529,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 316 | $ 33,481,000 | $ 105,000 | $ 41,000 |
| Oakland County Michigan | 168 | $ 30,336,000 | $ 180,000 | $ 67,000 |
| Macomb County Michigan | 89 | $ 13,421,000 | $ 150,000 | $ 32,000 |
| Genesee County Michigan | 60 | $ 6,328,000 | $ 105,000 | $ 29,000 |
| Muskegon County Michigan | 45 | $ 3,757,000 | $ 83,000 | $ 25,000 |
| Kent County Michigan | 38 | $ 4,802,000 | $ 126,000 | $ 35,000 |
| Calhoun County Michigan | 36 | $ 3,620,000 | $ 100,000 | $ 47,000 |
| Marion County Indiana | 32 | $ 3,249,000 | $ 101,000 | $ 16,000 |
| Allen County Indiana | 29 | $ 2,903,000 | $ 100,000 | $ 16,000 |
| Jackson County Michigan | 25 | $ 3,539,000 | $ 141,000 | $ 65,000 |
| Kosciusko County Indiana | 23 | $ 2,155,000 | $ 93,000 | $ 16,000 |
| Kalamazoo County Michigan | 21 | $ 2,499,000 | $ 119,000 | $ 37,000 |
| Boyd County Kentucky | 20 | $ 1,478,000 | $ 73,000 | $ 14,000 |
| Ottawa County Michigan | 20 | $ 2,813,000 | $ 140,000 | $ 32,000 |
| Lake County Indiana | 19 | $ 2,335,000 | $ 122,000 | $ 20,000 |
| Livingston County Michigan | 18 | $ 2,989,000 | $ 166,000 | $ 50,000 |
| Hamilton County Tennessee | 18 | $ 1,797,000 | $ 99,000 | $ 17,000 |
| Barry County Michigan | 17 | $ 1,742,000 | $ 102,000 | $ 25,000 |
| Ingham County Michigan | 17 | $ 2,287,000 | $ 134,000 | $ 32,000 |
| Lenawee County Michigan | 17 | $ 1,786,000 | $ 105,000 | $ 28,000 |
| Washtenaw County Michigan | 14 | $ 2,075,000 | $ 148,000 | $ 49,000 |
| Allegan County Michigan | 13 | $ 1,759,000 | $ 135,000 | $ 27,000 |
| St. Clair County Michigan | 13 | $ 2,279,000 | $ 175,000 | $ 50,000 |
| St. Joseph County Indiana | 12 | $ 1,006,000 | $ 83,000 | $ 17,000 |
| Greenup County Kentucky | 12 | $ 955,000 | $ 79,000 | $ 11,000 |
| DeKalb County Indiana | 11 | $ 1,003,000 | $ 91,000 | $ 26,000 |
| Montcalm County Michigan | 11 | $ 1,059,000 | $ 96,000 | $ 35,000 |
| Franklin County Ohio | 11 | $ 1,158,000 | $ 105,000 | $ 15,000 |
| Tippecanoe County Indiana | 10 | $ 1,108,000 | $ 110,000 | $ 34,000 |
| Monroe County Michigan | 10 | $ 1,164,000 | $ 116,000 | $ 36,000 |
| Montgomery County Ohio | 10 | $ 807,000 | $ 80,000 | $ 20,000 |
| Polk County Georgia | 9 | $ 707,000 | $ 78,000 | $ 20,000 |
| Eaton County Michigan | 9 | $ 918,000 | $ 102,000 | $ 21,000 |
| Butler County Ohio | 9 | $ 1,004,000 | $ 111,000 | $ 17,000 |
| Cuyahoga County Ohio | 9 | $ 966,000 | $ 107,000 | $ 9,000 |
| Hamilton County Ohio | 9 | $ 1,065,000 | $ 118,000 | $ 16,000 |
| Porter County Indiana | 8 | $ 1,132,000 | $ 141,000 | $ 26,000 |
| Newaygo County Michigan | 8 | $ 893,000 | $ 111,000 | $ 18,000 |
| Saginaw County Michigan | 8 | $ 636,000 | $ 79,000 | $ 23,000 |
| Van Buren County Michigan | 8 | $ 852,000 | $ 106,000 | $ 18,000 |
| Stark County Ohio | 8 | $ 852,000 | $ 106,000 | $ 17,000 |
| Shelby County Tennessee | 8 | $ 679,000 | $ 84,000 | $ 6,000 |
| Vanderburgh County Indiana | 7 | $ 541,000 | $ 77,000 | $ 13,000 |
| Lapeer County Michigan | 7 | $ 1,140,000 | $ 162,000 | $ 39,000 |
| St. Joseph County Michigan | 7 | $ 434,000 | $ 62,000 | $ 31,000 |
| Hancock County Indiana | 6 | $ 907,000 | $ 151,000 | $ 36,000 |
| Branch County Michigan | 6 | $ 754,000 | $ 125,000 | $ 21,000 |
| Shiawassee County Michigan | 6 | $ 637,000 | $ 106,000 | $ 19,000 |
| Orange County Florida | 5 | $ 428,000 | $ 85,000 | $ 7,000 |
| Hendricks County Indiana | 5 | $ 677,000 | $ 135,000 | $ 23,000 |
| Starke County Indiana | 5 | $ 384,000 | $ 76,000 | $ 10,000 |
| Jefferson County Kentucky | 5 | $ 490,000 | $ 98,000 | $ 15,000 |
| Clinton County Michigan | 5 | $ 636,000 | $ 127,000 | $ 32,000 |
| Tuscola County Michigan | 5 | $ 453,000 | $ 90,000 | $ 27,000 |
| Davidson County Tennessee | 5 | $ 649,000 | $ 129,000 | $ 40,000 |
| Noble County Indiana | 4 | $ 345,000 | $ 86,000 | $ 46,000 |
| Wayne County Indiana | 4 | $ 438,000 | $ 109,000 | $ 32,000 |
| Carter County Kentucky | 4 | $ 303,000 | $ 75,000 | $ 11,000 |
| Henderson County Kentucky | 4 | $ 456,000 | $ 114,000 | $ 15,000 |
| Emmet County Michigan | 4 | $ 578,000 | $ 144,000 | $ 37,000 |
| Ionia County Michigan | 4 | $ 296,000 | $ 74,000 | $ 26,000 |
| Luce County Michigan | 4 | $ 281,000 | $ 70,000 | $ 18,000 |
| Mason County Michigan | 4 | $ 372,000 | $ 93,000 | $ 13,000 |
| Mecosta County Michigan | 4 | $ 306,000 | $ 76,000 | $ 0 |
| Roscommon County Michigan | 4 | $ 350,000 | $ 87,000 | $ 60,000 |
| Lawrence County Ohio | 4 | $ 337,000 | $ 84,000 | $ 12,000 |
| Cheatham County Tennessee | 4 | $ 411,000 | $ 102,000 | $ 21,000 |
| Duval County Florida | 3 | $ 388,000 | $ 129,000 | $ 46,000 |
| Lee County Florida | 3 | $ 293,000 | $ 97,000 | $ 12,000 |
| Polk County Florida | 3 | $ 233,000 | $ 77,000 | $ 10,000 |
| Bryan County Georgia | 3 | $ 304,000 | $ 101,000 | $ 12,000 |
| DeKalb County Georgia | 3 | $ 449,000 | $ 149,000 | $ 33,000 |
| Gwinnett County Georgia | 3 | $ 456,000 | $ 152,000 | $ 0 |
| Hall County Georgia | 3 | $ 436,000 | $ 145,000 | $ 18,000 |
| Walker County Georgia | 3 | $ 295,000 | $ 98,000 | $ 38,000 |
| Clinton County Indiana | 3 | $ 270,000 | $ 90,000 | $ 33,000 |
| Delaware County Indiana | 3 | $ 292,000 | $ 97,000 | $ 24,000 |
| LaGrange County Indiana | 3 | $ 322,000 | $ 107,000 | $ 32,000 |
| Posey County Indiana | 3 | $ 288,000 | $ 96,000 | $ 16,000 |
| Shelby County Indiana | 3 | $ 320,000 | $ 106,000 | $ 40,000 |
| Warrick County Indiana | 3 | $ 314,000 | $ 104,000 | $ 30,000 |
| Union County Kentucky | 3 | $ 272,000 | $ 90,000 | $ 35,000 |
| Berrien County Michigan | 3 | $ 520,000 | $ 173,000 | $ 26,000 |
| Clare County Michigan | 3 | $ 200,000 | $ 66,000 | $ 11,000 |
| Iosco County Michigan | 3 | $ 268,000 | $ 89,000 | $ 29,000 |
| Kalkaska County Michigan | 3 | $ 298,000 | $ 99,000 | $ 21,000 |
| Oceana County Michigan | 3 | $ 271,000 | $ 90,000 | $ 0 |
| Sanilac County Michigan | 3 | $ 333,000 | $ 111,000 | $ 35,000 |
| Wexford County Michigan | 3 | $ 1,526,000 | $ 508,000 | $ 16,000 |
| Ashland County Ohio | 3 | $ 361,000 | $ 120,000 | $ 16,000 |
| Auglaize County Ohio | 3 | $ 187,000 | $ 62,000 | $ 29,000 |
| Greene County Ohio | 3 | $ 225,000 | $ 75,000 | $ 29,000 |
| Highland County Ohio | 3 | $ 412,000 | $ 137,000 | $ 43,000 |
| Lorain County Ohio | 3 | $ 285,000 | $ 95,000 | $ 14,000 |
| Highlands County Florida | 2 | $ 155,000 | $ 77,000 | $ 43,000 |
| Lake County Florida | 2 | $ 270,000 | $ 135,000 | $ 23,000 |
| Marion County Florida | 2 | $ 142,000 | $ 71,000 | $ 36,000 |
| Clayton County Georgia | 2 | $ 284,000 | $ 142,000 | $ 28,000 |
| Floyd County Georgia | 2 | $ 178,000 | $ 89,000 | $ 66,000 |
| Henry County Georgia | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Walton County Georgia | 2 | $ 316,000 | $ 158,000 | $ 37,000 |
| Adams County Indiana | 2 | $ 118,000 | $ 59,000 | $ 37,000 |
| Gibson County Indiana | 2 | $ 179,000 | $ 89,000 | $ 56,000 |
| Huntington County Indiana | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Johnson County Indiana | 2 | $ 146,000 | $ 73,000 | $ 0 |
| Knox County Indiana | 2 | $ 153,000 | $ 76,000 | $ 32,000 |
| Morgan County Indiana | 2 | $ 223,000 | $ 111,000 | $ 20,000 |
| Owen County Indiana | 2 | $ 215,000 | $ 107,000 | $ 62,000 |
| Sullivan County Indiana | 2 | $ 181,000 | $ 90,000 | $ 26,000 |
| White County Indiana | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Whitley County Indiana | 2 | $ 158,000 | $ 79,000 | $ 12,000 |
| Kenton County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 46,000 |
| Alpena County Michigan | 2 | $ 156,000 | $ 78,000 | $ 23,000 |
| Antrim County Michigan | 2 | $ 360,000 | $ 180,000 | $ 23,000 |
| Bay County Michigan | 2 | $ 156,000 | $ 78,000 | $ 34,000 |
| Cass County Michigan | 2 | $ 174,000 | $ 87,000 | $ 34,000 |
| Charlevoix County Michigan | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Grand Traverse County Michigan | 2 | $ 229,000 | $ 114,000 | $ 22,000 |
| Hillsdale County Michigan | 2 | $ 207,000 | $ 103,000 | $ 52,000 |
| Missaukee County Michigan | 2 | $ 201,000 | $ 100,000 | $ 38,000 |
| Montmorency County Michigan | 2 | $ 285,000 | $ 142,000 | $ 40,000 |
| Osceola County Michigan | 2 | $ 99,000 | $ 49,000 | $ 6,000 |
| Presque Isle County Michigan | 2 | $ 132,000 | $ 66,000 | $ 64,000 |
| Clermont County Ohio | 2 | $ 259,000 | $ 129,000 | $ 32,000 |
| Marion County Ohio | 2 | $ 237,000 | $ 118,000 | $ 39,000 |
| Miami County Ohio | 2 | $ 289,000 | $ 144,000 | $ 27,000 |
| Perry County Ohio | 2 | $ 213,000 | $ 106,000 | $ 11,000 |
| Knox County Tennessee | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Monroe County Tennessee | 2 | $ 146,000 | $ 73,000 | $ 38,000 |
| Putnam County Tennessee | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 11,000 |
| Collier County Florida | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Escambia County Florida | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Indian River County Florida | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Okaloosa County Florida | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| Okeechobee County Florida | 1 | $ 129,000 | $ 129,000 | $ 68,000 |
| Osceola County Florida | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Pasco County Florida | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Seminole County Florida | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Volusia County Florida | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Brantley County Georgia | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Catoosa County Georgia | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Cobb County Georgia | 1 | $ 144,000 | $ 144,000 | $ 38,000 |
| Douglas County Georgia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Fulton County Georgia | 1 | $ 153,000 | $ 153,000 | $ 12,000 |
| Meriwether County Georgia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Newton County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Richmond County Georgia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Benton County Indiana | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Blackford County Indiana | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Brown County Indiana | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Carroll County Indiana | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Clay County Indiana | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Dearborn County Indiana | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Fountain County Indiana | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Franklin County Indiana | 1 | $ 73,000 | $ 73,000 | $ 27,000 |
| Henry County Indiana | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Jasper County Indiana | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| LaPorte County Indiana | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Madison County Indiana | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Marshall County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Newton County Indiana | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Pike County Indiana | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Pulaski County Indiana | 1 | $ 53,000 | $ 53,000 | $ 17,000 |
| Putnam County Indiana | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Randolph County Indiana | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Ripley County Indiana | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| Steuben County Indiana | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Vermillion County Indiana | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Wabash County Indiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Warren County Indiana | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Wells County Indiana | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Anderson County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Boone County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Campbell County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Henry County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Lawrence County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 15,000 |
| Pendleton County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Trimble County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Alcona County Michigan | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Arenac County Michigan | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Benzie County Michigan | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Chippewa County Michigan | 1 | $ 84,000 | $ 84,000 | $ 90,000 |
| Crawford County Michigan | 1 | $ 93,000 | $ 93,000 | $ 31,000 |
| Gratiot County Michigan | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Huron County Michigan | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Iron County Michigan | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Manistee County Michigan | 1 | $ 111,000 | $ 111,000 | $ 23,000 |
| Marquette County Michigan | 1 | $ 36,000 | $ 36,000 | $ 20,000 |
| Midland County Michigan | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Otsego County Michigan | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| St. Francois County Missouri | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Allen County Ohio | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Belmont County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Carroll County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Darke County Ohio | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fayette County Ohio | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Lake County Ohio | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Licking County Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Lucas County Ohio | 1 | $ 29,000 | $ 29,000 | $ 15,000 |
| Preble County Ohio | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Scioto County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Summit County Ohio | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Van Wert County Ohio | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Warren County Ohio | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Blount County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 44,000 |
| Campbell County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Carter County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Greene County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Hawkins County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Jefferson County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Lawrence County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Lincoln County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Madison County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Marion County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Maury County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Tipton County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 78,000 |
| Williamson County Texas | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Cabell County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Birmingham Bancorp Mortgage in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,113 | $120,574,000 | $106,800 | $1,050,000 | $25,500 | $529,000 |
| Refinancing | 766 | $97,808,000 | $119,333 | $1,400,000 | $18,666 | $504,000 |
| Home Improvement | 18 | $1,857,000 | $97,000 | $177,000 | $28,666 | $122,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,306 | $154,069,000 | $111,909 | $1,400,000 | $28,909 | $529,000 |
| Black or African American | 470 | $50,761,000 | $108,250 | $500,000 | $16,625 | $227,000 |
| Hispanic | 62 | $7,175,000 | $120,833 | $637,000 | $17,166 | $216,000 |
| Not Provided | 46 | $6,541,000 | $112,000 | $1,050,000 | $13,666 | $407,000 |
| American Indian or Alaskan Native | 5 | $389,000 | $76,333 | $97,000 | $17,333 | $78,000 |
| Asian | 5 | $444,000 | $96,000 | $150,000 | $11,500 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $860,000 | $286,000 | $475,000 | $102,000 | $172,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,505 | $165,120,000 | $109,600 | $298,000 | $19,600 | $182,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 389 | $54,630,000 | $91,375 | $1,400,000 | $38,625 | $529,000 |
| VA-guaranteed (Veterans Administration) | 3 | $489,000 | $163,000 | $181,000 | $33,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 642 | $71,607,000 | $111,375 | $675,000 | $27,000 | $263,000 |
| Application Denied By Financial Institution | 626 | $76,992,000 | $111,400 | $1,400,000 | $17,300 | $529,000 |
| Application Withdrawn By Applicant | 589 | $66,900,000 | $108,111 | $515,000 | $24,333 | $235,000 |
| Application Approved But Not Accepted | 39 | $4,657,000 | $108,600 | $637,000 | $35,000 | $216,000 |
| File Closed For Incompleteness | 1 | $83,000 | $83,000 | $83,000 | $39,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.